WHAT NO ONE TOLD YOU ABOUT WEALTH CREATION WITH ADESINA. - Apostle Femi Lazarus

Unveiling the Hidden Knowledge Gap Between Rich and Poor So you said that the knowledge gap between the rich and the poor is not just wide, it is secret. Speaker 2 Yeah. Speaker 1 It is. And somehow it plays better in the market for you, for you to have the assumption that you know exactly and they like it like that. Speaker 2 That is, they don't just like that's their business. Speaker 1 Their business is the ignorance of. Speaker 2 The exactly pay me additional the author, speaker and architect of africa's investment renaissance. An average fund management does not want you to take your money after them. It simply means one thing they're telling you that they know you so well. Money is not productive beyond. Speaker 1 The mentality of an average investor is that I'm putting my funds here and then it will multiply, multiplying. Speaker 2 That's it. That exactly is what is the illusion. Because investment goal is not to make money. Investment is the closest thing to charity. I invest because I want to finance an idea I believe in, not first to make money. Speaker 1 You like buy one floor, now you can sell back. You don't feel it's a wise investment? Speaker 2 Idea you are buying one plot because you are broke, whose private investment company additional assets is quietly building an empire across finance, real estate, agriculture and healthcare. Now even let's say you sell the one plot in the next 10 years, right for profits. If you do not still cure your brokenness in 10 years, you sell it as easy to eat. You still be broke. Speaker 1 It's quite strong. Speaker 2 On a mission to prove that Africa's greatest wealth lies within Africa itself. There are many things that people even sell as investment goals or financial goals. That only means that they're saying that you would never be rich. What? Yeah, because if someone is saying that buy land. Yeah, or buy this land, just buy this so that you can be selling one plot to send your children to school or buy one plot give one. It means that they're saying that in the next 5 years Exactly, if the land is going to appreciate in value so much, when I find it, I don't want to sell. Why the developer sells? Is it that they don't want the huge profit that's going to come in the future? Speaker 1 They want to make you rich, Really. So what you're saying, in essence, is that nobody is out there to make anybody. Speaker 2 It's a lie. It's a lie. Speaker 1 If I understand what you're saying now, what you're saying is when it comes to finance, don't be the defender, BD striker. Speaker 2 Exactly, a buy side cannot take advice from the sell side. Brokers can advise me on investment decision already because you are the commissioner stake. I can't trust your decision because you have a product to sell. The average broker is not an investor, so how do you know what to invest in? The average broker is broke, so how do you want to let me make world they? Speaker 1 Are telling you to spread payment force. Speaker 2 They know that the fact that you don't have much capital, they know OK, if only why you can do every month 100,000. You're actually mentally bankrupt so I can easily manipulate you. You don't really know what to do with 100K to become 1,000,000. Your money is more is more useful in my own and it's the world we find ourselves in. Speaker 1 It's not fair. Speaker 2 I believe many people regret with a gay marriage when they got married when they were not yet a version of themselves. But many marriages is 1 strong personal reliability. Speaker 1 What's the hope of the common? Speaker 2 To be honest, I think. Speaker 1 Hey guys, if you're watching this now, that means you have hears for intelligent conversations and this is exactly where you want to be. We have conversations that will get you at the edge of your seat, and this particular one is 1. You don't want to miss I I have a very honest request from you as we start this conversation. I'd like for you to like this broadcast that helps us to get this to as many people as possible. You know, we can work together getting intelligent conversations to people all over the world. And I'd like you to drop your comment, let us know how you feel. Let's know how this has impacted you. And one thing you want to do also is to subscribe to this YouTube channel, as this will notify you whenever we're bringing up videos, podcasts, or any other kind of video that can be a blessing to your heart. I look forward to having you again and again on this show. Thank you so much. Why Common Investment Advice Leads to Financial Traps The knowledge gap between the wealthy and the poor, how wide is it? Speaker 2 It's very wide, but not just white. It's also covered. And that is the exact trap that the wealthy likes it like that. Because don't forget, it's a market. Yeah. If you don't lose, I don't make. Yeah, I'm trying to collect money from you. That's it. OK. None of us can make money. Make produce. We cannot. So ideally, what we do is that we collect money. If Ioffer you a service, I collect money from you. I collect money from. So I I collect money. I don't make money. Only the government can make money. So if also in the stock market, what we are doing is that we're collecting money. So Graham would say that the market is a redistribution place from the inpatient to the patient. So the idea of the knowledge. Speaker 1 Gap is a redistribution place. Speaker 2 Yeah, from the patient to the patient. Yeah, so many. The if I'm in the market and I know that, OK, I know what I'm doing. You think you know what I'm doing. So it's like chess. I like that. You think you know what I'm doing because that exactly put you exactly where I want you to. Speaker 1 Trap, yeah. Speaker 2 So, and that's why you see that, you see the average person follows headline or this person just acquired this company or this person just does this, this person just did this. And then that's the excitement. You think it's a pointer for you to do, for you to get in. But the question I'm asking is that what did this person see? What's the rationale behind this decision? You don't know. You don't even know. For example, there was a time when Oterdell and Illumini was fighting over Transco. Speaker 1 Yeah. Speaker 2 Right. Those who know the play know the play if and if you check the. I'm not saying that's what happens, but let's just check it. The same conflict or lift happened also in First Bank. Yeah, it did with the same. Yeah, OK, right. It means that something is of the play, right? But if you don't know, you will just think that OK, I have to be loners are trying to get in something. It means you should also get into something. Speaker 1 But some, some some wealthy guys write books, Yeah, on how to become wealthy. You feel still it's it's not the secret. The main secret are not there. Speaker 2 So you can in fact, if you know how to read between the letters, but thinking that what's their roots? OK, let me give an example from making it big, right. He was trying to describe a situation where he needed the. I think the director of NNPC. Yeah, right. For a particular deal that I wanted to do. And then they met on the flights. Now look at the play. The person. I needed your help. I've been looking for you. Then we got on the flight. I was in first class. You were in economy. Now, if you check that play, it means that there's already a disconnect somewhere. So it means I I have I'm not on the same level you saw that is just chasing the average person or chasing ADGI have a measure of resources to get certain things done. Yeah, right. And with that kind of person, there are certain information you have yes, certain access to relationships that you have yes, for example. So if if a company that is does billions of dollars on to account of the company the IRPWC delay to do research. For example, when I thought I wanted to acquire, he didn't know that to get a Genko a distribution company when he wants to get into Giragu, right, He didn't go and start analysis by safe. I had I think one of the big four to do the research for him. Right now you in the comfort of your own think that from a phone pad you can do the same analysis that PwC or dealers would do. Speaker 1 Which is not possible. Speaker 2 It's not. Speaker 1 So you said that the knowledge gap between the rich and the poor is not just wide, it is secret. Speaker 2 Yeah, it is. Speaker 1 And somehow it plays better in the market for you, for you to have the assumption that you know. Speaker 2 You know exactly. Speaker 1 And they like it like that. Speaker 2 Of that is they don't just like that's their business. Speaker 1 Their business is the ignorance of the. Speaker 2 Exactly. An average fund management does not want you to take your money out of it after them. It simply means one thing. They are telling you that they know you so well. Money is not productive in your hand. Speaker 1 You want to say that again? Speaker 2 Yeah, So an average fund management don't want you to take out money when you when you keep it with them. All right. And then they just keep. For example, let me give you a practical example. There's a particular, not really a fund manager, but disguises as such. And people contribute money with this institution every month. First in first, if you miss a month, you don't get profit at the end of the year, you only get your capital back. Now that's not even my problem. My problem is that on your profit at the end of the year, this institution gets 45% of your profit. What? Yes, it's on their website. I can show you. Wow, what does that tell you? People don't really know as they just like to feel good. OK, this is people just like to be an investor. They don't really know whether it's going to make them wealthy or not. Once they are just an investor, a landlord, they are comfortable, they are good because that makes them feel like the wealthy. Oh, this person is an investor. Most an investor they are good. Speaker 1 So we have cases where, because you said many people were broke, follow headlines. Speaker 2 Yeah, that's it. They are reactive. They they chase what they think someone else is doing. Speaker 1 I mean, if Dangote is having an investment somewhere, it's natural to want to buy something there. Speaker 2 Do you know his playbook, for example, for example, is listing the refinery very soon currently already worth about 20 billion naira $20 billion, pardon, $20 billion, pardon me. That's already pre listing evaluation. And guess what is listing just 10%. Yeah, yeah, on the stock market, many people already think that's, that's the another get it quick soon. But this is not a penny. This won't be a penny stock, right? It's not a you. The entire stock market as you have it today is what about $80 billion? The entire Nigerian stock market is what, about $80 billion? Now, that means that when he lists is going to be about 1 / 5 of the entire stock market. Speaker 1 If he values the company at 20 billion and 20 billion and it's going to list 10% of the company, that's 2 billion two. Speaker 2 Billion they are going to get now. Speaker 1 What fraction of the entire stock market is that, that we're going to be looking at about 3 point something percent? Speaker 2 Percent here. So the question for the average investor now is that is this company what what is the room for growth here already before listing the already the largest oil refinery in the world? So what what exactly? What else is going to make the room for growth, right? And if you are, if you follow history, there's only one player. There's only one player. Speaker 1 The the the mentality of an average investor is that I'm putting my funds here and I need to multiply, multiplying. Speaker 2 That's it. That exactly is what's is the illusion. Because investment goal is not to make money. Investment is the closest thing to charity. I invest because I want to finance an idea I believe in, not first to make money. Speaker 1 So you believe that those were invested because? Speaker 2 You make money. You're already wrong. Speaker 1 So you've seen that investment is not a quick money scheme. Speaker 2 Yes. Debunking the Myth of 'Buy One Plot' for Wealth I've seen cases where banks come out so you can buy our shares now and all those what? Speaker 2 Happened in 2008. Banking crisis, yeah, is the euphoria. Speaker 1 You said something one of your statement that Dangote is building somewhere, you are buying land there if you want to come. That statement is, yeah. Speaker 2 So we that's why I said we think we know what they're what we are doing because we like to copy the headlines. Dangote went to bed. You lucky. Dangote refinery is the size of Victoria Island, about 7 times the size of Victoria Island. Just the refinery, just the refinery alone. That's what Dangote owns there now, because already people think that's just by land up. Shit in value. That's first wrong because nothing instead of shit in value, you might not be the one contributing value to it. Someone else is doing that, sure. So Dangote is doing his own business, is using the land to maximize value already making money from inception? Yeah, right. You are banking on Dangote's value chain to bring traffic to the axis. So that is demand for your land. But there are two types of demand. For example, there's a quatlantic, there's VI, yes, opposite VI. If you want to buy land, the value is different from the land inside the quatlantic doing the same location. What's the difference? The value added. So whether you like it or not, if I go to bed, you like it today, right now, right? And I decide to maybe, let's say I have a billionaire to drop there, right? I can 10X my money in less than one year and I will sell at more value than you that's bought since probably 2020. Speaker 1 So the the whole idea is a very serious conversation, the whole idea around buy one plot, yeah, and then you can sell back you don't feel is a wise investment idea. Speaker 2 I don't think it is because first in first you are buying one plot because you are broke. True good. Now even let's say you sell the one plot in the next 10 years, right For profits, if you do not still cure your brokenness in 10 years, you sell it as easy to eat. You still be broke. Speaker 1 It's quite strong. Speaker 2 So, for example, people think that just buying and selling for profits doesn't make you rich. It doesn't make you wealthy. There are broke landlords everywhere. People end up selling their land to cater for children's school fees. It means you are still broke. You should have cash flow, that sort of those things. There are many things that people even sell as investment goals or financial goals. That only means that they're saying that you would never be rich. What? Yeah. Because it's only saying that buy land. Yeah. Or buy this land. Just buy this so that you can be selling one plot to send your children to school or buy one plot, give one. It means that they're saying that in the next five years. Speaker 1 Yeah. Speaker 2 Exactly. People that do land banking, now let's go to the history of land banking, right? That's the OK. There's this particular code that people say 80% of million years make due to us through real estate. Question number one, who said that? When was he said it was said in the early 1940s. Is it 1940s, early, maybe early, 800 years ago. It was years ago, Andrew Carnegie. So that was and guess what was the occupation of the day? Farming. Speaker 1 Interesting. Speaker 2 So meaning that everybody did the only way you can actually make money is worth only lands to farm. Yeah. So the person that said that thing is not talking of about today's reality. Speaker 1 So it's more like trying to use analog mentality in the. Speaker 2 Digital, exactly and then even if you say 80% of deaths, that's that, he said. Then the approach to families that you buy large land to farm, but you are buying one plot, you haven't buy 150 square meter. If the land is going to appreciate in value so much, when I find it, I don't want to sell. What the developer selling is that they don't want the huge profit that's going to come in future. Speaker 1 They want to make you rich, Really. So what you're saying, in essence, is that nobody is out there to make anybody. Speaker 2 It's a it's a lie. It's a lie, John. If you want to make an average person, it's teach them number to give them grants to do business. Speaker 1 Those are the 2. Speaker 2 Those are the 2. There's no other way any other thing is a lie just so that we can just own one plot. Your name just is a lie. Then you spread ample for 24 months. At six months it means something is you are something is wrong with your finances. You should into this world, you should do land banking because question number one, you are buying because you know something is coming here that nobody else does. Speaker 1 So if I understand what you're saying now, what you're saying is when it comes to finance, don't be different or be the striker Exactly. Don't buy from someone wants to make money from your buying. Yeah, have money to buy more than enough, then you make money from someone else's. Speaker 2 Buying a buy side cannot take advice from a sell side. Brokers can advise me on investment decision. No brokers exist to execute. Speaker 1 For the sake of some people who probably don't understand the work, brokers those. Speaker 2 Brokers are people that sell for you and get Commission. Yeah, already, because you are the commissioner stake. I can't trust your decision because I have a product to sell. So what I can get you to do is to find me a deal that I'm looking for, not the one you tell me about. Speaker 1 So you want to sell? Cannot advise me what you cannot. Speaker 2 Because even you are not an investor, The average broker is not an investor. So what do you know what to invest in? The average broker is broke. So how do you want to let me make worlds? You you don't have money. Speaker 1 You said something quite fundamental. The fact that the advertisement on this land is the is that you're buying, oh, this is this is painful. My head is aching. Someone is telling you that you you buy this plot you can spread over 24 months. It's the fact that they know you have problem. Speaker 2 Exactly. And they're capitalizing on that. Speaker 1 If you spread it over 24 months, when will you make the profit? Speaker 2 In fact, already you are likely already buying an overpriced asset because at the already instance you're paying brokers, you're paying the company's profit margin. So you're not really doing land banking. You are buying from a developer, and they sell you at the development margin. Land banking is meant to be bought at the land value in bulk, in bulk. So once you're not buying in bulk, you're not doing land banking. Speaker 1 So it's a game, yeah. You play or be played. Speaker 2 And it only appeals to the average person. Check 90% of the infact check the people they target it to now. Speaker 1 If they are telling you to spread payment for SO. Speaker 2 They know that and they know that the fact that you don't have much capital capital can be a sign of what is here. So it can be a symptom of they know OK, if you are if only what you can do every month 100,000 you actually mentally bankrupt so I can easily manipulate you. You don't really know what to do with 100K to become 1,000,000. So let me do you want me your money is more is more useful in my own and. It's the world we find ourselves in. Speaker 1 It's not fair. Understanding How Knowledge Gaps Perpetuate Poverty So the fact that you don't even have capital for this is first and foremost a sign that you don't know so much of yes. So you link poverty to knowledge bankruptcy? Speaker 2 It is, it's, it's the biggest. So when people look at people from rich home, they think in terms of money. No, that's the least of what they got. True, that's the least of what they got. No, they, they wake up hearing figures. They wake up getting being comfortable with affluence. They hear their parents do dues. They go to that this office, they go to mommy's office. Many of them do internship in their parents company. True. They already mouse I they understand this thing. You are not going to give reference to his grandfather and his uncle. Yeah, right. They don't have to give him a cobo they've given him. And then guess what when he runs into you'd have to write in his book that governors were coming to the house, children of the follow yours were coming to you think when you go to follow yours as they're discussing Mr. Macaroni apologies. That's not no, that's not what they're discussing is listening to. So they they already they have knowledge to an extent. Even if they don't have any knowledge, they understand how to make dues. Speaker 1 So you feel small people discuss more things? Speaker 2 Of course, that's all they knew about. That's what they know to discuss it. It's not a it's not that they don't want to discuss better things. Is that there there's nothing big in their circumference are. Speaker 1 You saying that the bulk of the things done entertainment or that is targeted towards certain class of people? Speaker 2 We can check from the quality of people doing it. A poor person only do poverty contents. People dragged him into the love for during a day in my life and she was flying. And people are getting angry at it because the last of the rich upset the poor. They feel like it's unfair. They feel somewhere. Speaker 1 You know, I'm thinking about the fact that sometimes you watch that in skit and the whole concept of this is either somebody mistakenly steps on the soldier, brutalizes the person, or somebody buys bread and beans, can't afford to pay. You see that the fact that some you've I don't use myself, the fact that I find it funny means that I, I can relate. So. Speaker 2 I think it's not just funny, the fact that you are at home with it, it's a reality. Exactly. So it's it's own, it's friendly, it's what you are used to. So those are people that you like to follow because they, you know, you feel like that's. Speaker 1 More like since 1 is not doing much you have people that help you take it with. Speaker 2 Exactly. Speaker 1 There's no value to. Is that what you're saying? Speaker 2 Exactly, Yeah. Speaker 1 What's the hope of the common manner? Speaker 2 To be honest, I think independent learning, and I think that's my own. I didn't come off from a rich room even though I had a similar rich that product story, right? But then I know that's the only difference between myself and let's say people I grew up with was the fact that I found something called books and I started reading and I was like, there's a disconnect here. When I was doing my wealth management certification course, I was seen. So we had a little like a real life scenario with the wealth manager. And I'm like, this world manager is not rich. It doesn't make sense to me that you are certified license with manager, yes, but you are not rich and. Speaker 1 He manage his world. Speaker 2 And you that means that, so it that's at the level there are people that they are called private wealth manager. Those ones, you don't even hear about them. They're in family offices. You don't know. Speaker 1 Interested in you knowing. Speaker 2 Them the real investors don't want you to know what they're buying. Up until recently Missus Rolla Desaki never mentioned online that she bought Okuomo 2019 until when he was now on top 500 and now posted it. I bought Okuomo 65 naira. Speaker 1 Wow. Speaker 2 But you entered last year when it was already 1200 if you want to see anybody selling? Speaker 1 From what you've seen, the moments and information about something becomes public. You're late. Speaker 2 Is late. You're late a land, even land. Once she's in the news, you're late, down with the body. But like in 2013. Speaker 1 Hold on a minute. Yes, 2013. Speaker 2 In fact, the deal started from 2008. But he finalized that thing. It's in the news. Speaker 1 An average person start jumping on it, not to. Speaker 2 You are ready lit and yes, even if he wants his friend to buy, then they would have gotten so I have a land in the bottom and then I realized that the person who sold for us right also just bought recently, meaning that he has access to person and he he has over 2000 acres. That means that in when you start seeing that there's interest there, even maybe since the railway is relationship is circle. So this they went to the Bush and start buying 2000 acres, 5000 acres. So when developers start coming, they are the 1 selling to you. Speaker 1 How important is the issue of your circle in wealth creation? Speaker 2 Is everything. Speaker 1 The circle is everything. Speaker 2 It's that's so when I say independent learning, there are two ways. There's one you're learning books, but there's one that's you can they are not reading. You have to be informed about it. That's why at the level your banker becomes your best friend at the level at the level because they are the ones who really have. So something happened recently, but I would just say it's codedly Someone got into oil and a few weeks later we see what's happening in oil. Speaker 1 Yeah. So that's the power of information, yes. Speaker 2 It's not coincidence. There's a terminal that's large fund management use. It cost about $30,000 per year. On that terminal you can see where every ship vessel is, where every private jet is. So now look at it. Someone also in the same market you are in is using a dashboard that cost $30,000 a year. You you're using a free app and you think you're making the same decision. There was also people called quant, those ones are mathematician, they live in the market, they develop models for the market. They could. They can tell you that's the likes of Jim Simmons. At the time, Jim Simmons charged the highest in the industry and he was delivering the ice in the industry because he was purely mathematics, but was hiring Chinese Nets people that their life is mathematics. And then you think that oh you because you can. Of course not. Speaker 1 So it is important that you have relationships and people that you can get to have first hand information. What is information where there's no capital? Speaker 2 So I believe that there are certain things you can trade to get certain information or to get into certain circles. But most people, for example, maybe you get a job now. Yeah. If you understand, that's what they call this politics. If you understand how to grow to make happy, you would grow the same thing in business also. You know the customers to make friends with, you know the customers to go the extra mouthful, you know the customers to send packages to even though you're still a small business. But we understand that I'm not just trying to do business, I really want to grow something. Right, That's some people you are keen on. There's a way someone pursues you that even you start taking person seriously. True, but because the average person would say his own pride is too much. Meanwhile this person have reasons to be proud. This person have done it for themselves. So what should they open? Just open to you, right? So many people don't have capital. So even if I know This is why the world also do not just give out information, right? I know someone that every time I go to him, we have pictures that cannot post. Do we take picture? We take video, we laugh. But I did not post it. I did not post it. Why is that? I did not mention his name. Why is that? He doesn't want to be known. True, it does, but this is. Speaker 1 I know. I know many extremely wealthy people. Yeah. And extremely powerful people who don't even want to be known. In fact, I know some of them who don't even have 300 followers. Speaker 2 Of course, of course that would say we wanted to study. Finally, he was meeting some investors in Dubai. Did he mention their news? So there are people financing Dangote? Speaker 1 I think that the poor and the world they are living in two separate worlds. They may share the same planets, but two different worlds. Speaker 2 Really. Realities. Yeah. Speaker 1 This, this is, I mean, this is this is one of the most sobbing conversation I've had, Yeah. Speaker 2 I had one of my one of these if I got is it threats, someone just send me one very, very it's it's message. There's a video I did on the escaping the vulnerability of luck. Yeah. And I just talked about that as if you are at certain level you are just number even to your country. You are just statistics. You are there's a lot that you are prone to. So so I will provoke that conversation. So when I was having a live session and someone commented that not all of us want to have billions, some of us just want to be decent citizens and have money. Then I replied the person I said but when you have cancer now you start to go fund me for the rich to fund you. And then people came at me. I'm like what's the best hypocrisy coming from all of us want money so why are we trying to feel like if you have too much of it is a crime but when you are in problem you want the rich to help you? Speaker 1 Let's look at that psychology. It it, it is like it's something people are working so hard, but somehow they have a way of communicating that it's not like I really want much. Do you think maybe they are sincere sometime? Maybe called the kind of exposure they have? Speaker 2 They they've been taught that way. I, I grew up like that. In fact, at the point OK the first time. Speaker 1 Or could it be that people don't want much because they don't know what to do much? Speaker 2 No, it's it's I don't believe that. I think they were taught to think like that. When I started to make small money, my own family called me fraud. Wow yeah, practice like literally they didn't code you. They didn't know called me if I'm my my he looked my brother looked into my like this and told me confessing me with teaching Yahoo and how much as I'm I'm not even made-up to 5 million understand it was small money, but it just cannot but I was I was about 20 others and they just could not understand what are you doing with a millionaire? Speaker 1 So this is this is so brilliant. An average small person is raised to see much as a sin. It start looking sinful because you don't even know what to do with it. How Cultural and Religious Beliefs Impact Wealth Creation Yeah, let's, let's do you want to get a bit into how the rich raise their children and how the four I don't care. I might also want to talk about possibly the impact of religion, particularly rhetorics in Africa. Speaker 2 OK, so the. Speaker 1 False hope that comes from religion, because we must understand that religion has played a very important role in maintaining poverty. True, True. And it's I, I, I, I really do believe that many people would have been successful, but because they are awful, True, someone told them that. I don't want to quote any statements so that I'm not quoted out of context. But all it takes is for someone to tell you that something can happen overnight statement that shows a God who does the thinking and does the work. Let me give you a very funny illustration. I saw a video. It was painful for me to watch. The Nigerian man was in Israel and he saw that. Was it then Palestinian or something? If if not Iran, I thought maybe Iran had shot a missile into Israel. The Israelis iron doom shot down the missile. Then the debris of the missile landed. Then the Nigerian kept saying there's a God in Israel. See how the God, the covenant of God with Abraham is still standing. Look at the missile did not fall, but the Israelis kept saying that no, the iron doom. So he's saying God of Israel, he's saying iron doom. In other words, well, whether the guy believe in God or not, we don't know, but he's saying in our sense, if there's a God, he give us the wisdom to build this. Speaker 2 Exactly. Speaker 1 Because I, I feel that and I, and I want to say with all meekness in a system where you keep hearing that someone shot you like 50 times and you say I'm a Christian, I'm a Christian, you know, stuff like that. And then you didn't die. You may die soon if someone, but this might be, but, but I, I just think that there's a kind of religious practices that exempt us from the place of critical reasoning and just want to go to do the thinking and do the workforce. And I think that's one of the reasons why Africa might still be where she is. And the fact that we, we, we think like that. Yeah. Speaker 2 So very, very true actually, especially in the context of Africa now, because one thing I've also noticed even across board is that the Africans that seem to be doing something of global relevance, yeah, they seem to also have global exposure. Speaker 1 Definitely you cannot do anything without global exposure. Speaker 2 But it looks like the American that is doing something of global relevance can do it even from just American exposure. Speaker 1 Very true. I, I don't think, yeah, I, I, I don't see something controversial, but sometimes I just want to say that you live in New York. Trying to know something about a part of Nigeria, a part of Ghana is not much of an exposure. Speaker 2 OK. Speaker 1 You cannot call it exposure if it doesn't transform your life in a positive way. Yes, sometimes what you think is an exposure would be an ISO. Speaker 2 Exactly. So a lot of things are like you said about the family dynamics. Yeah, I think he's one of the major player in our people turnouts, right. Like I said, I have opportunity to have like the rich dad or rich family, poor family kind of scenario. And I used to say to you tomorrow, if I grew up with my own biological family, I would be a Shoemaker in probably some you in the battle right now facts. I was already learning shoemaking. I was at see my boss were doing fine. I mean, my boss bought Okada, that was the height, then my dreamers are, then there's this neighbor of us. Speaker 1 That's Okada is a bike. Speaker 2 A bike, right? Yeah, a bike. People were ready to make money. Yeah. And in fact, the name of my streets is Mark Don't Die. So that's that's like the exposure. My best friend in secondary school, after we wrote like he gave 2 girls, he impregnated 2 girls at the same time. And it was my best friend. So probably if I didn't leave. Speaker 1 As far as they are the exposure exactly. Speaker 2 And you can't blame them is that also has multiple wives, right? And that's the we're living in joy. Harmony I'm thief can come to your house now and they just in the kitchen, cook their food and leave. Speaker 1 That's the that was the quality of thief that. Speaker 2 Was exactly so they're not Even so even the thieves, that's what they're just hungry, right, Acrobat. If my first night in my uncle's house, I swore that I was a ritualist. I went out in the midnight. I saw the cars again. I ran out. I ran back inside. I've watched Nollywood now. So I was like this is impossible. I've seen four cars in a compound. I could not believe it. So that's the gap be between where I was coming from and what I was saying, right? And I remember there was a time that we went to spy in Lagos and he told three of my cousins that's going there. Pick any phone you like, eh? In fact, let me shock you, when I passed my wife he told me that was when Apple just came out. He told me to follow my brother to go and buy any phone I want. I bought a shot 200. Yes, there was already techno M5 all those time the Android then. Speaker 1 Your mentality made the choice for you. Speaker 2 I could not. I don't know that one is. I was in my mind, I was trying to just give me a shit because that was when I saw that someone in my school, I didn't. Speaker 1 You know, can I be honest with you? There are certain things I believe about life that I probably don't say because I just feel, I mean, the place where we react the most are those who don't know and who don't have, they are the most reactive people. I, I, I feel that in many cases, poverty has chosen spouse for people and they say it's God. Yes, Sir, you can choose the quality of person that you save life with. Yes, Sir. It's a very serious matter. I think there's a lot that have life is a complete ecosystem in itself. You can die, you can live, you can succeed, you can fail. It's like a General Hospital that many patients are not. I mean, any good hospital that is big enough is used to having a case of mortality. And some will make it and some don't. And I think people don't know the degree to which life is an ecosystem in itself. You don't interrupt nature and sometimes the balance in the ecosystem is that you can be killed. You, you, you, and I think the the hype and the assumption that people have in respect to thinking that they have to feel destiny. You know, there's this thing we have as destiny from the word destination where you're going that automatically because of the things you've suffered, you must like having suffered things that have suffered is only it will be against the law of natural justice for me not to become somebody in life. But as you're planning to succeed, something else is planning to take you out. Speaker 2 Yes, it is. Speaker 1 You know, recently I, I, I, I began to teach in my mentorship Academy and I said no sin. Football coach prepares the team to play alone. The arrangement of football in the 1st place shows you that there's an opponent. The knowledge that you have in respect to your tactics, your, your tactic, your, your method, what you call your strategy, is actually putting the plan of the opposition in view. Speaker 2 Yes, and consideration. Speaker 1 So we have a case where people plan towards life without putting opposing plans in consideration. You don't have a strategy. Speaker 2 Exactly. Speaker 1 So we plan towards life like there's nothing opposing our like our decisions are unopposed true, like we, we and I'm not talking about spiritual forces, you know, we have athletes like the sky is wide enough for the beds to fly without roughly feathers. Well, there are hunters who want to get the beds down, yes. Navigating Societal Structures That Keep People Poor So I think that if you open the playbook and the philosophy of the poor, both of what you're going to find inside is hope. Speaker 2 Yes. Speaker 1 And I think it's risky. I, you know, I, I, I, I the the things you're seeing many pictures keep playing in my head because many of the things that people think God did. You know, we have submission, particularly in this part of the world. If somebody die of what can be cured. The general conclusion is that God gives, God takes, but sometimes the lack of a better hospital took this one, yes. One time we went care and that picture can't leave my head. We're driving in, the tour guide said. If you look to your right, that's the animal orphanage. It's like a zoo there. You feed them, you give them anything So, but from this point. Speaker 2 They eat you. Speaker 1 Now you are entering the wild life is not an orphanage. Speaker 2 It's the wild. It's. Speaker 1 Wild. I think people are not really prepared. Speaker 2 I think it also goes back to the family constructs that we mentioned the other time. That's how people are prepared for to approach life. So in fact, when the average person hears this kind of machine, maybe from a rich home, they call them wicked. Speaker 1 And. Speaker 2 Privilege exactly because they think and why can't we just, you know, just a picture that just be just be this just be. Speaker 1 That maybe the reason why the world doesn't discuss figures around the poise, because before be offended. Speaker 2 Of course, even some some people when they start making money, they don't. That's why you have to lie to your parents that you got a phone that going along 200,000 air so that doesn't upset. That's the there was something painful happened to me. I gifted a friend an amount of money for birthday and as I then I'd not given my mum that same amount in my sound wicked but honestly speaking there's just nothing to give her the money for. But this my friend, I know the deals we are going to do. Wow, you've you give people based on what you know they would do with is it it's just, it's just to eat and clothes and that's it. Boy, if you say this kind of thing, I said like, no, you are a bastard. You are no part of what the wealthy knows is that they don't waste money. They don't spend out of pity. Speaker 1 You know, sometimes the I want to bring a different perspective to what you just said. The problem is that you might even get into a problem with certain, forgive them certain figures, but there's an assumption that for him to have given this, he must have more than 100 of it. And then black tax exactly. At a different level, why do you think poor people react? Do you think they also use this strategy of understanding people's reaction, predictability of it in statecraft, nation building and knowing how to go about that manoeuvre and knowing how things will be? Speaker 2 I've forgotten the title of the book and I was one biography. Was he auto? I can't remember now of one of the former president of Nigeria or head of states. Speaker 1 My watch only second ambassador. Speaker 2 I can't remember. I don't, I don't know, I can't. I just remember. I quotes a line from a line from. Speaker 1 A line. Speaker 2 And what's he said there was the fact that in winning election, right, there are meetings and there are meetings. There are meetings that require money. There are meetings that require dues, dues and conversations. And he said the least of the meetings are the ones that happen in public. Speaker 1 Campaign meetings. Speaker 2 Yes, he said. In fact it OK, he's even said the least he said the most inconsequential. I have distributed rice by political party before, so I then you know is but rice wouldn't make sense to them if they were not where they are. We gauge them. I've distributed salt. Speaker 1 They know the crowd that deserves salt. They know the crowd that deserves. Speaker 2 Exactly. So we know the areas we give, we call the women, we give them to 200 naira. We know where we go, we distribute salt, we know where we go, we distribute rice and things like that. And we know the person that we buy what they call this AMPA to go and visit. But we also don't want everybody to be AMPA because we are working on a budget. See, in fact, I think to that question, the major advantage that these political leaders have is that they know that the average person don't know the quality of life they deserve. Once you don't know the standard of life you should live, then you can endure anything because you can endure as far as you, you know that. How do I put it? If they drop, throw you in hot water, you jump out. That means if the quality of life get to a point where you know you're not supposed to be there, you shout. So if you can stick to it is because you're still OK. Speaker 1 It is not yet at boiling. Speaker 2 Point it is not yet. Yeah, I, I did. I said in one of my videos that when I first go from Ibadan to Abuja, when I first came to Abuja the first time, Abuja was like mini London. I was looking everywhere included. I go back from Qatar. I was as I see, I was like, why is everywhere dirty? True. You go to even supposed places and you're like, why is everywhere dirty? Why, Why is what was this? And I'm like, hold on, hold on. What just happened? Because I've seen that there's a better standard of living now. I'm I'm not comfortable, but people can live in an ecosystem like you mentioned, not knowing there's any other thing outside and they live the entire life there. So how do they how do they demand for more? Speaker 1 One of the things is that whatever societal strata you find yourself, you have entertainers for that strata you have, you have people from that strata, you have teachers from that strata, you have schools from that strata and you have pastors from that strata. Speaker 2 Very true, very true. It's a complete ecosystem. Speaker 1 Anywhere you choose to live, you have a complete ecosystem and the structure is not designed for you to come out. Speaker 2 At all because the customer is self-sustaining. Speaker 1 And it is the ignorance of the ignorance that will sustain it. Speaker 2 The pastor, they also want another place to succeed in. The imam also want someone to succeed. So it's grooming you for this ecosystem, not for another. The teacher wants to just go to school and come back, come and teach in this place. Your parent also wants to marry from my children, sister's friends. So that's to recycle. And then when you break out, you are the black sheep. You are rebel. You are you are names. They call you names. The Power of Observation and Mentorship in Wealth Building For someone who is watching this and saying this my life, what are the recommendations you have for people who need to break out? Speaker 2 Someone asked me something recently and I think it should fit into this answer. He said I live in the worst of the worst environment and I don't even have any money with me. I can't even buy books to start with. How do I come out of this? And I I said, I said look for a supposedly rich estate. I'm going to apply for a good man, I said. Because what you first need, if you read a wealthy book in a poor environment, what you are seeing everyday will overwhelm that thing. I didn't read good books in Marco. I read it in Asher estates. Speaker 1 You've mentioned Marco. I get you. So. Speaker 2 You. Speaker 1 But then, actually, is that Ibado? Speaker 2 It is that ibado OK, but when you are in, even if you like get man in a wealthy environment, if you pick up books, then because the there's the same pictures exactly. Speaker 1 I, I want to talk about these people don't understand the power of pictures because I think I can say a lot about this because I, I have tasted the lowest low. And sometimes when people just inform me, I'm trying to think that, oh, how can I, how can I help this person? I'm a solutionist. So the only thing I think about when I talk to people is not to manage them and they're thinking about to help. And the first thing that comes to my mind is, oh, whoever doesn't have a name or doesn't have capital, the journey to helping them is much. You need to have a name. You don't have a name or you have capital or you have a knowledge. And this issue about pictures, I kind of remember how in fact today I had a one hour mentorship session with one of the persons whose pictures I was looking at in those seasons. I cannot tell you the amount I paid for the mentorship, but I think it is an amount that if social media ever hears that someone in this country charges such amount for mentorship, there will be chaos. It is the reason why, if you see, hey, what's this private jet called? There's this one, there's this jet, Gulfstream, Gulfstream been advertised on Gigi. You can almost know that. Speaker 2 Something is wrong. Something is. Speaker 1 Not because many things advertised within their own ecosystem. I'm not saying they cannot advertise it, but I'm just saying that there are certain information that you only have within certain ecosystem. And people on this. People have found out that in the places where there is lack, the most important offering people have to have is not even attention is reaction. So my book can be so broke they can't pay attention, they react. Might remember one time that someone was trending in this country for an amount he was charging for mentorship. And I even pay far far far. Speaker 2 More. Speaker 1 Than that, you know, and I sat with this mentor having this one-on-one conversation and the observation was enough. Yeah. In fact, when I was registering for the mentorship session, my observation from the registration process enough alone. Give me my money back. No, you need to understand just the registration process. Alone I have my money back. Just from the registration process alone, I have my money back. It is impossible for me to see that now. That may not happen to every student. Yes, because it also matters the quality of mind that is observed. You cannot observe what you can't relate with. Speaker 2 Yes. Speaker 1 You can only observe something that you are alive to, you know, and that's one of the things you would understand. And I, I, I, I think it is one of the reasons why the gap keeps getting wider. I think it is the reaction of the masses. And I think everywhere you see reactions daily, there's luck. Speaker 2 There, yes, there is. It's it's, it's, it's predictable in fact, that there'll be reaction because you you react when you don't really have any tangible impute to the subject matter. Speaker 1 That's true. That's true. You know, so I have this practice with my daughters. My my first daughter is young, so while she was younger, she was about two. I will carry her and put her on the table and start talking to her expecting. I know she can't give me feedback, but I'm trying to get her used to intellectual conversation. I do everything to calm her down. So I start asking questions. Yes. Tell me about your school today. And I know she can't reply and what she does instead is to throw tantrum. I think that's where reaction comes from. Speaker 2 When you have an. Speaker 1 When you don't have intellectual capacity to match up with a conversation, you insult. Speaker 2 That's it. Speaker 1 Or you throw sheets. Speaker 2 The people who have imputes will sit and enter your gym. It's true because they know what to. Speaker 1 Majority of those who know what this represent are not sometimes even in comment session. You know sometimes I see comment like you probably put an event and someone is like date and time. Speaker 2 And it's already. Speaker 1 It's in the description. I think the fact that people can't afford to pay attention makes it possible that they can't pay anything else. Speaker 2 Yes, in in fact, yes, because one of the secrets to knowing how to invest or let me even say generally someone said, how do you always have something to say in your content and things like and I said, I read and I said I learned and I called the person back. I said, but let me give you the parts too. I said there's. Speaker 1 Always a part. Speaker 2 I said when you read you have something to say, but there's something you read every other person who's reading it. I said I read the boring stuff. Speaker 1 That's the secret and I don't think people know that. Speaker 2 And I've checked it. There are books I recommend for people to come back. That book was interesting. That book I recommend that I, I don't hear from them again. So I know, so I know. That's the book I should read because that's what sets me apart. Speaker 1 That's what people don't want to go into. Speaker 2 Reading our report is, is is not interesting. Actually when you know that you have to be like 10 years on one-on-one company is not interesting. Speaker 1 Well, you're going to see things. You see decisions in between the line, you see maneuvers. Speaker 2 So is the reason why, if so, if I want to now maybe do an analysis of those painful readings I've done and I put the press tag as one millionaire for maybe a 25 minute session, 30 minute session. You that thinks that the general thing you are reading is what I want to say. You react, you react now. So it's it's common because in fact people that reacts to price tag check it, they don't really have any tangible value that people anybody can pay the amount of money for in their life. So they are. They are reacting because how dare you. Speaker 1 People will react to price tag. Speaker 2 Yeah, there's nothing they are offering that is, that is what's that? Speaker 1 Have any tangible value in their life that they are offering that you can pay? Yeah. To that level That's why they react. Yeah. So it's knowledge bankruptcy. Distinguishing Genuine Investments from Quick Money Schemes It is it is you said something and I want us to get into it conversations around by this and after so so months make profit. You said it doesn't make the. Speaker 2 Porridge, yes. In fact, investing for specific ROI is not investing literally. That's a loan, that's a loan. So there's nothing like short term investment. If you put your money in fixed income, it's a loan. You borrow the bank money, they do business with it and give you back with interest. It's a loan, right? It's just branded loan. And like many other things also in the that's been standardized investing in it's real sense is that you, you know that this thing has value and this thing need financing. I am financing this idea in a way that whatever it becomes, I'm OK with it. Investing is like marriage. That's the closest definition. You don't get into it to get out, except you know that this thing has no future any longer. Speaker 1 So the fact that people are trying to get into it, to get out already shows that something's wrong exactly from what you're from what we've been discussing today, it's like it's easier to make money off people who lack that's. Speaker 2 Where the money is that's where the that's where the easy money is I mean if I go on Instagram, if I want to close you for 100 million deal I know I know the commercial I know I have to come correct if I want to raise 100,000 from many people here, I'll just say the darkness of things come and beginning. Do you know that if you invest, you know that this I mean when people. Speaker 1 Try to get me to conversations around deals and the first thing is that my lawyer is going to go to it, my finance people. Speaker 2 They're good to go through. Speaker 1 They'll look into it and then if they approve the legalities, they approve the numbers. Then I have a cycle of friend I have, I have a very small niche. I'm going to have to set a meeting. This is this. I have people who have SAT, but different organizations have consulted for different companies in this country. So they will sit back now and look at your business model. Now this level is a level of business model. So it's going to take so much to get me to drop. Speaker 2 Another so you are hard now of course not easy money for me to get. But people that don't have they don't need they just want to make money. If anybody says I lose money or something, the first, the first fraudster is the person. If you are crying about losing money in an investment, you are the first fraudster. It means that you invested money you. Speaker 1 You thought you were going to smart them. Speaker 2 Because if you got the return you are getting, you won't post online. You invested something that promised you 50 percent, 60%, then I run with the money are now shouting you are also a fraud, Yeah. Speaker 1 How do you identify correct investments? Speaker 2 First in first, they are not selling lifestyle. Secondly, correct investments. In all honesty, they are not sold in public. You know, if you are in public, you're a customer. Speaker 1 You know, you know, let me tell you something. I'm I'm, I can't even say this in public because what you've said is absolutely true. Some of the most fantastic investments I know. You can't even join like they are not. It's not out by the time it's out. Those who are inside. Speaker 2 They are the one existing. Speaker 1 Are the ones who are existing all the fantastic investment I know? Speaker 2 That's how it works. Speaker 1 It's not public. Speaker 2 That's how it works. Speaker 1 So it's your circle that. Speaker 2 If I'm public, you're a customer. If I want to develop 20 unit apartments now and I need maybe 2 billion naira to take it off the ground, I meet a couple of people that will give me the 2 billionaire. Yeah. So when I list it out of plan and I say come and invest in real estate, you are customer because they pay me money. This was already cashing out. They are leaving the asset with you at the level you have to start thinking like the bank. Speaker 1 How do they think? Speaker 2 Banks don't. They don't buy. They own. They sell to you. So you see that banks don't make money from transaction fees and all those things, you know, they make money for what they call interest income. You keep money with them, they use the money to invest in businesses and then that's where their real money is. Also insurance, insurance, insurance, they call it flutes, right? So if you start thinking like the banks, number one thing you face notice 95% of dues will not make sense to you. So sign that you are a nonsense investor is that everything online make sense to you. Everything is. That means you don't even know what you're looking for. True, true. Once you know what you're looking for, you start seeing bullshit, bullshit, bullshit. That's what you'll be seeing. Speaker 1 True, true. So the sign is that you, you don't know what to do. It is that, oh, you keep seeing opportunities. Speaker 2 Exactly, that's the truth. If you truly have metric to invest, that's something they call Screener on investment on investments. What's it called? Softwares. If you truly have your screeners, The over 158 businesses on the new Stock Exchange, by then you put it. Hardly will you find them part time if you don't know what you're looking for. And even in that time, by the time you put in proper screen and start getting to their reports, you find maybe 2 and then you pick one that you want to go all into. Speaker 1 So no wealthy person could have joined MMM. Speaker 2 Never. The owner of the MMM is the wealthy person. How to Develop High-Value Skills and Build a Powerful Network I think the gap between the rich and the poor is too wide. Speaker 2 That's why they sell diversification so that anything makes sense to you. Speaker 1 Do you advise social media for people are trying to grow? Well, do. Speaker 2 I have advice social media for people who want to grow well. Speaker 1 But yeah, in the sense that how often should they give you? People just know media. Speaker 2 So social media like the market. Speaker 1 What I really want to ask is for Someone Like You, how do you engage the media so I. Speaker 2 Have two levels to media engagement. Thank you. I have the everyone, everyone content that's or these work hard sell know how to market all those things. That's for let me say the grassroots like just get money first to eat. But when it comes to do making, that's why I have my monthly exclusive sessions. Those are just got maybe two or three videos from it and put the rest is inside because the we don't even want you to know what we are doing. It's true. We don't want there's a kind of attention you don't want on certain things. Speaker 1 It's very true. I, I, I know perfectly what you say. I know perfectly what you say. Speaker 2 So that's the true I know. Speaker 1 I know, I know perfectly what you say. It's true. Speaker 2 Social media is is when you want to relax, now is. Speaker 1 But but, but you will advise that people should actively follow people who have who have things to bring them out. Speaker 2 Yes, but even as at that, there are people that you follow, but I also know that they're not seeing everything. So you want to get into their circle exactly. So once you you didn't so I. Speaker 1 Even even in the circle, there are circles of circles. The the best of a mentor is not a media. Speaker 2 Definitely. So you have to know, but first is even can you even recognize the person that really have the value? Do you have the lens to detect them? Because they they will not wear designers. Speaker 1 Let's assume this is you. You just finished NYSE. You're trying to grow your finance and have a stable life with what you know now. Yeah, what will you do? Speaker 2 Pick a skew. That's the first thing. Pick a skew. Forget stock market forgets. Forget everything. Just forget everything. Pick a skew and be the best at it such that you are charging the 1% in the industry. Be the Holy Grail of your industry. You know about the one? Speaker 1 Percent of the 1%, sorry. Speaker 2 Of course, if I do not they say 0.1% now. Speaker 1 0.1% they start that that should be true. How do you attract the 1%? Speaker 2 You don't attract them. They invite you. You can't reach them. Just like the person I told you that I can't put this picture. I could never have met him. He called for me. Speaker 1 You know, to, you know, you know what's funny, It's that to everything you're saying. I have examples in my life that shows 100% history. Speaker 2 They don't. You can't. You can't lobby into them. They would watch you and invite. Speaker 1 Gathered and and these guys watch over time. They don't. They don't. They don't jump on trains. No, they don't call on time. No, they won't. In fact, I have seen that some of the things that brought me some of the biggest trouble on media has invited some of the most powerful people in my life. That's their own language. They're just like, hey, I see where you're talking from. Speaker 2 Yeah. Speaker 1 What can we do together about this? Yeah, that the the thinking is. Speaker 2 So that's so that's exactly what I've seen that what they react to those ones are looking they already are like, oh, this is exactly what I've also been saying. How can I impute? Speaker 1 So you said the fellow who is trying to get to get a skill. Speaker 2 Get a skill, be the go all in there. Speaker 1 Should be a skill that someone can pay you for and something that you can. Speaker 2 No charitable skills. Skill that people can actually pay you for. Skill that you can monetize. Find any skill that you know that you can go all in for the fan is not the one you do sparingly or gradual skill that's you kill yourself on top and you're trying to get as valuable as as it is on a on a global skill. Speaker 1 Do you do you know this thing like many people's many people's mind is just basic when it comes to reasoning. So even when it comes to elevating their skill is not soft so much that. Speaker 2 So one of the things they can also do is and that's why I just believe that sometimes too, they need people who can. That's why getting into certain environment helps. You need someone to see I further than you to help you because someone has to introduce you to something. I remember I used to think I was going to be an art director. So I was working marketing communications, I was working one of the top agencies in Lagos and there was this guy, he's he's just winning. There's this thing called Life Award, Lagos Advertising Industry Festival. He was just winning every hour. He's this guy. He he don't you. I think he went to Yabatec or something. But when it comes to this thing called art direction. Speaker 1 He knows he's on him. Speaker 2 As in, so I I wanted to become another direction art director. So I moved close to him and I realized that if they give this guy brief to come up with the creative something on it, if he's due on maybe in two days today and tomorrow, he's just going to be watching creative stuffs. He's not going to start the job. Speaker 1 Many don't know that. Speaker 2 He's just going to be watching. There's an art. There's an episode called Art of the World. Yeah, 'cause I don't go Fast Company. He's just going to be there just watching campaigns. Just watching campaigns, just watching campaigns. There's one of them that's there was an A viral advert that went, I think that was IPO. He has watched it so much that everything was looking like a concept to him. So one day was washing his jalamia and then as I spread it the way the amount of the jalamia did and I was like, oh, clothes can smile when you wash them. Well, divide the campaign broke. Oh. Speaker 1 You know this thing you just said? Many don't know it. One of the easiest way to be creative is not by thinking, is by watching the creative, yeah, looking at different things. And you're just. And you now have a mind that interprets exactly a mind that is working like AI grabbing things, extracting and now interpreting in the context of what you want to do. So many don't even know that. And what you can spend 3 days thinking about by, just, by just sitting out to watch those who are doing excellent things, you start having your own bubbles, your own illumination. Yeah. I mean, this is, it's a major secret, in fact. And I, I tell you this, I, I, I, there are many things, 90% of things I, I do, I will never jump on them except that I have first been inspired by those who are doing better. Yes, sometimes I live where I'm going to come from, from watching those who have gone. Yeah, I had. And I just carry that and get. Speaker 2 In fact, I think it also instilled your dusty to do it because you watching them that time you feel it's easy. Oh yes, until you get there like this is we are already there, so you can't go back. Yeah. But if you've never seen them, you keep thinking is that I can't try. It's that I can't try. Speaker 1 Some of the most strategic things you talked about today #1 the power of upbringing. It matters what you're kind of the, the language, what you hear, the figures, the things around you #2 is the power association, yes. Speaker 2 It matters 100%. Speaker 1 If everybody yourself is asking for data, there's problem. Yeah, you're asking for. Speaker 2 Yeah, the eleven person asking for data. Speaker 1 You know, one time I heard a post Joshua Selman say something said if you have 5 fools, that's fine, you didn't count. Yes. Yeah, six. Yeah. When I heard that's the first thing. It was like who eat me? So even friendship is not emotional. Speaker 2 Yeah, people just get upset. In fact, someone said it this way. He said in my circle of friends, there are people there we should recognize their job is to chase me because I'm as valuable to this circle as as much as the people I'm pursuing. If you think I'll come and pursue you instead of pursue, pursue, then you don't know what friendship is. So do you know that I didn't even call me? No, no. You know I'm valuable. That's why you want me. Chase me. There are people I'm chasing that makes me valuable to you, that you want to keep me as friend you to chase. Speaker 1 It's your duty to chase, yes. Speaker 2 Even in friendship. Speaker 1 You know, and I've thought about that, that at certain level you cannot cope with a friend who doesn't even know what you represent. Yeah. And this one is not that. This not this kind. Speaker 2 Of in fact friends. They have weird, the compliments. You know you are strong in this. This person knows he's strong in this. But if you are not strong anyway, then we can't be any. We can't be friends. There has to be something. You are strong. Speaker 1 So it's not about the fact that we'll be primary schoolmates. You've got to bring something to the. Speaker 2 Table we we can't. It doesn't mean we'll fight. We'll say I have a long time. Igi know those things, but that's it. It's wild. But keeping you in my circle. No, that's to be something I can run to you for. There's no there's no points. The Business of Marriage and Trusted Sources for Wealth Something with marriage, I believe. Speaker 1 Don't talk about that. Speaker 2 I just, I just believe that. I just believe that a lot of soap. Speaker 1 I I think at this because it's a platform for a very OK, so plain conversation. It's called the classified for reason. Speaker 2 That sometimes I feel like I believe many people regret with the get married to true when they get got married when they were not yet a version of themselves true. In fact, at a point I believe that people getting married at certain age, maybe like 30, gives them a better advantage. Speaker 1 I think it's true. Speaker 2 Because, for example, there was a girl I really liked when I was like in second university. If I'd married that girl out the runaway are. Speaker 1 You serious? Speaker 2 Yeah, because I look at that today, I look at myself, I'm like there's no world. There's no world you. Speaker 1 Know one time, one time. It's nice. So what time? I'm kind of very, you know, I just saw this guy. I'm like, Oh my God, maybe we could talk. Then I heard she was coming to the power of city where I was, and then she came down from a boss and then she was eating roasted corn on the right. I ran. I'm like, it's not like I wasn't broke, but to be broke. Speaker 2 So I mean, I believe that. So my interpretation of one, which is 1002, two, just 10,000 is the fact that there's something I'm chasing and this is this are the skills and the competencies I have to chase it. If you are coming, I have to see that your competencies when it comes around. But many marriages is 1 strong personal reliability. Many marriages are like that. So one person is pursuing then the other person you have to drag, you have to encourage, you have to Yeah. But they they have to be competencies that I'm seeing that OK, when we come together, I know it's going to be fire. Speaker 1 The most difficult person to advise is from we saying God said if God should stand with people in the court, many will go to jail for the lies lie. Speaker 2 Because God, it's powerful. I don't believe it's partnership if it's partnership. Speaker 1 You know, someone said that the person you want to marry, if you do business with that person, will you succeed? And I think, I think I think those who are watching should have to ask that this person that I'm saying is my big how do you buy plastic flower for someone who are still sniffing it? I have to turn away now from the. Speaker 2 Camera does the person know? So it it it you? Speaker 1 Don't understand plastic rose? This is not what the classified is meant for. It's sniffing plastic rose. The truth. Speaker 2 And it doesn't even mean that we have to be forefront of the business. The same way if I was going to be as a tech person, I need a business person. So it doesn't mean you have to be good at the same things that this person have to be good at something that I'm not good at. So it's complementing of skills of competencies, which is not about of us have to be 1. We have to be on one lane. No. Is that this thing I'm chasing? I already have this app. If I can't get this person that have this thing, we'll go far. Speaker 1 It's not just a spiritual, it's a business decision. Also. It is, you know, I mean, and I and I think, and I say this without my same word, that religion is the enabler of many of these. It gaslight people and give them. Yeah, it gaslight people that. So you left me because you don't believe in my tomorrow. I can see you tomorrow. I'm simply glad that I left you. The guy comes, you know, so marry only a guy. Speaker 2 That understands. Speaker 1 Your season, a girl that understands your season. The girl comes, you know that says I said thank God I left, thank God. Wow, these are serious combo. Don't you talk about the power of association. Talk about the power of knowledge. Yeah, right. Information can, can I? Can I? Let me ask you a question around that. What are your most trusted source of information? Speaker 2 First in first books, Yeah, but not just their authors and their authors. Oh yes. So personally I prefer reading autobiographies or biographies, but I even know more preferably. For example, there are only about two books. Speaker 1 That I've read on investing. Speaker 2 That I've actually given me what I need on investing, right? And so I I prefer to. Speaker 1 At this point, defies to read. Speaker 2 Many books, but now I prefer to read a good book many times, so I keep going back because I I can tell that I'm not. Speaker 1 Yet this chapter. Speaker 2 So good, a good book, many, many times. So I just keep going. Speaker 1 Back keep going back on till I can tell you OK now I know this thing. Speaker 2 That this book is talking about right so when it comes to now investing as my niche now I believe in reading biographies of successful entrepreneurs so I just want to read what the news is saying about them Yeah. Or what's media. I say no. I want to read what they said yeah. How they build something. Yeah, right. And then secondly, like I said, old the use of ODS, because nowadays I'm yet to find that book that can rival the likes of Intelligence Investor by Ben Graham. I've read, I've read, I've not found. Wow. Everybody's trying to sell a fund. Everybody's trying to sell something. Speaker 1 Nobody's. Speaker 2 Really trying to put in that thing. And by the way, one of the things I have bashed towards is that if I call myself an investor or someone who knows about investing, investing should make me rich, not teaching it. Now you've eat something. Speaker 1 Yeah, true. Yeah, Investing should make me rich. Yeah. Speaker 2 Not not the Academy, and I think the more it makes you rich, the less you have the time to teach it. Exactly. Speaker 1 That's why you have to get close to know. So that's books. And then I also watch a lot of. Speaker 2 Documentaries true. So our documentaries and then I watch some what they call high. Speaker 1 Performing movies. Speaker 2 Like blacklist suits and things like that. Yeah. Something that helped that that that help you think better. Exactly not. Speaker 1 Just one of the films I keep going back to is The Godfather. Speaker 2 I keep I can't, you can't you can't over watch it. You just. Speaker 1 Yeah, so but. Speaker 2 Then yeah, I've tried to get people to wear that like it's boring, it's boring, it's boring. So yeah, it they have to be an anger. Speaker 1 True, now you are. Speaker 2 Coming for intelligent exactly to get to be able to endure to read certain things right. So those for me, those things, biographies and documentaries, if there's anyone I've posted on this platform that I know. Speaker 1 I might bring here like 3 times is you thank you and I I just want to thank you for. Speaker 2 Coming. Thank you. Thank you. Thank. Speaker 1 You.