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To Catch A Predator | Financial Audit

99m 57s

To Catch A Predator | Financial Audit

The episode features a financial audit of Buck, a 37-year-old virgin who lives with his mother in California. Buck earns $200-$400 per drawing, creating furry and anime-style commissions, with an average monthly income around $3,000. However, his financial situation is dire: he owes $4,900 on PayPal Credit, has unpaid federal taxes from 2017-2018 totaling over $67,000 in income, and has spent $16,000 on Path of Exile cosmetics. He also borrows money from friends for items like a $2,500 La-Z-Boy chair and expensive flights. The host, Caleb, confronts Buck about his past, including drawing nude underage pony characters, which Buck admits to but claims he stopped seven years ago. Buck also shares a nine-year online relationship with a transgender woman who scammed him, never met him, and convinced him he was trans for two years. His fear of sexual intimacy stems from a traumatizing sex ed class at age 11, leading him to decline sexual advances. Buck’s goal is to move his family to Idaho, but Caleb insists he must first learn independence. The audit reveals a pattern of enabling behavior from his mother and brother, and Caleb offers to help Buck get a certification for a remote job, emphasizing the need for life skills and self-sufficiency before his mother, aged 76, passes away.

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This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome? That's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses, setup required, compatibility and availability varies 18+. Late-night bites with friends? Already hard to beat. That first too-hot bite of fries you couldn't wait for, followed by ice-cold Pepsi. Now that hits different. Suddenly, the energy kicks back in. The night goes longer. And the laughs don't stop. Because Pepsi brings out more flavor, more fun, and more of the moment. Food deserves Pepsi. Grab a Pepsi Zero Sugar today. To watch episodes of Financial Audit a week earlier, check us out on YouTube. What was the allegation before? Before you tell me the reality. The pet s*** she was talking about was me. Age? Question mark, question mark. Childlike. Oh, yeah, lock this guy up. Okay, that's a f***ing kid, dude. That is not a child. Look at the hips on that. You're probably better with Fonzie. I thought you were actually addicted to AI s***. What the f*** is that? I got an AI generator on my computer, and I was training it to do stuff that looks like my artwork. Kids! He's generating kid s***! Of fictional characters, mind you. What the f***? They're still kids, are they not? I make a lot of money. I'm not doing this. What the f***? I get to find out, is this just some guy with a weird f***, or is this like a guy who actually wants me to draw real life f*** of his actual little sister? I just launched Liquid Assets, my official GamerSupps flavor, raspberry apple, at less than 40 cents a serving. It's also zero sugar and under one calorie. Use code Caleb for 10% off your entire order. Oh, and one out of every 10 tubs has my face printed right on it. Grab Liquid Assets at gamersupps.gg/caleb or at the link in the description and pin comment below. This is the best drop GamerSupps has ever run. Link in the description. Hi, I'm Buck. I'm a 37-year-old virgin who lives with his mom from Paradise, California. And this is Financial Audit. Is that a meme or is that real? That is 100% real. No. Every bit of it. Fuck. Never even been kissed. Why? I'm a hopeless romantic. I'm waiting for the one man. Come on. Kissing's not, I mean, kissing can be a first date activity. You don't need to get into the first. Well, listen, listen. If you're kissing on the first date, I don't want you. Yeah, listen to the virgin. Come on. Listen, listen. I got a little math to run by you. You like math, right? Okay, listen. I have never been sexually satisfied by another person, right? Okay, well, you can't get satisfied if you don't do anything, but yes. But I have sexually satisfied thousands of people, which you are going to learn throughout this episode. So I'm the most benevolent lover in the world, Caleb. Okay, so what is that? What the fuck? Okay, what did I just walk into? This is actually crazy. For those of you who are either new listeners, watchers, whatever you want, I literally talked to this dude for like 30 seconds before we started filming. I know nothing about him. I go into these episodes blind. What the kind of creatures in front of me? What do you do for a living? You live with your mom at 37? Oh, was she the sweet old lady that was out there? Yeah. Oh, I wondered why there was an old lady in my dining area. She is wonderful. She's a wonderful human being. I'm sure you think so, 'cause she's most likely enabling you. Yeah, I'm getting extra confirmation being typed to me that this is real 100%. What the? 100%. Don't you worry. I can't wait. I draw. I draw. I draw. I make a lot of money doing this. Yeah, what do you make? What's your income? Roughly $200 to $400 per picture. Okay, what's our monthly income? Per picture? Yeah. What are you drawing? I draw commissions. People come in, they want me to draw. Come in where? My Discord. I just have a Discord. They come in, they-- Of course, it's a virtual space. Yeah, it's good. Well, you made it sound like they're coming into a shop. Maybe you were a little entrepreneur here. Yeah, they walk into my mom's house and they order. Yeah, exactly. I think there are other places outside of your mom's house that you could be, like, spacing out, but yeah, sure, okay. Okay, so-- I probably don't need space for it. Continue. What hits a month? What's your monthly income? I don't know. It depends on how many customers I make. You just said you make a lot. On average, what is your, how many customs are you doing a month? I don't know, 14, 20. I guess I have to ask, okay. Okay. Sure, show me. Let's just say-- Show me one that someone else has consented to me seeing. On my phone, yeah, sure. Well, unless you brought it, I guess, sure. I'm glad you didn't. What the? I think my security would burn it at the door. This is, okay, you average 36,000 hours a year, our accountant did, okay? I have a whole gallery. That's not a lot of money. It might be for a 47-year-old virgin who lives with their mom, 37, sorry. 37. I got 10 more years to be that bad. Okay, blur it, I guess. Let's make sure we get this for our-- Is this, I don't really understand. It's furries and it's-- Furry. Okay, so-- Did I mention it was furry? You didn't, but it's really just an animal sucking another animal's dick, which is just really weird. It's not something that gets me going, not really a bestiality kind of guy. It's two animals sucking another animal's dick. There's two animals in there. Is that what you're into? No. I guess that's what people are into that pay you. I mean-- And that disgusts me beyond belief. I'm just into horny shit. If there's happening, I'm probably into it. Okay, how the? Is someone into horny shit? A 37-year-old virgin that lives with their mom. Please tell me. I hope that picture was on screen, guys, but that dick is certainly blurred. No, it really didn't really look like much. I don't know how people are getting off to that. This is an image. A lot of people like me for my personality, whether you will believe that after this episode or not. I don't know your personality or not yet, but I just like-- You're definitely a freak, but why? I have to ask why someone's a 37-year-old virgin if your entire life revolves around-- Well, I see a path of exile. Sure, going on. And oh, what is that? Can you show the camera your undergarments? Oh, my zebra pants? Should I stand up? Yeah, I guess so. If you want to put that chair through some suffering. Oh,. Should I do a twirl? Okay, impressive. So I understand why you're at least not getting laid, but what the have you tried? Oh, I've tried. I've had a naked girl in my bed before. What did she look like? Blonde, probably a seven. She was cute. A seven what? Waste? Seven out of ten. The dude scale, Caleb, come on. How tall? About a foot shorter than me. How tall are you? Six foot five. Okay, cool. Mountain girls, they're a little bit taller, but not-- How much does she weigh? Probably 180, 200. Oh. She had a skinny waist. Little bit of a pot belly. She was kind of cute. Okay, we've really gone from seven out of ten to kind of cute. Okay. I mean, seven is what IGN gives every video game in the world, so-- What the could I give a shit about IGN? So why could you not finish the deed? I just have to know for my own sake. Well, she turned into a red flag when I said, "Hey, do you have any STDs?" And she's like, "Who did you talk to?" Is that real? Yes, that's real. 100% real. She sends me a message. She's like, "Hey, my car's stuck in the snow." And I go, "Well, my parents aren't home right now. I'll come save you. I'll be the hero." I go down there. I save her. I bring her home. I'm like, "Hey, listen. Let's go on some dates first. I don't really want to get laid, like, right now." And then she really wants to give me head. I say, "No." And I'm sitting there. She's talking about, "Oh, you have this big king-size bed. Oh, we could sleep in the same bed." And I say, "This is probably where it's going to happen." So I go, "All right. Do you have any STDs?" And that's where it happens. But she was already naked. Well, she got naked after we got in the bed. I said, "No." I said, "We're not doing it." She got in the bed. She got naked. She was trying to tempt me. I laid in the bed. How was she trying to tempt you? Grinding her ass on my dick all night. All night? How long were you guys there? Well, generally, eight hours is how long a night is. You always say no to these women? They're always saying things? I don't understand. So far, yeah. Every opportunity has been me saying no, yeah. Going from queso to ques-no. Yeah. Hey, they don't know the queso joke. They weren't here for that. I think everyone sees you. Okay. I'm queso. Wait, boy. Get this dude banned from every social media platform that ever existed. Look at this garbage. This is 11 pages of stuff data brokers have on people. Addresses, phone numbers, relatives, income statements, all of this creepy, invasive nonsense. And these companies are making billions selling your personal information without your consent. And that should make you angry. It makes me angry. And that's why this podcast is here. And that's why this part of the video is sponsored by Aura. Aura finds the data brokers selling your information, automatically sends removal requests, and keeps monitoring so your info stays off those sites. And Aura is a US-based company focused on protecting your information, not monetizing it. Your information is encrypted and Aura doesn't sell your data. What I like is that it's not just one tool. You also get dark web monitoring, fraud alerts, and identity theft protection. Aura can even deliver fraud alerts 650 times faster than their competitors. So if a competitor takes 10 minutes to alert you, Aura warns you in under a second before some criminal has even finished buying something in your name. Your data is being sold right now while you're watching this. I'm not leaving myself or my family vulnerable. And you shouldn't either. Try 14 days for free at aura.com/hammer. Links on screen, in the description, and pinned comment below. All right, back to this disaster. - Okay, so you brought up STDs and she wouldn't answer. - She wouldn't answer this whole like, "Oh, then who did you talk to?" - After she said, "Who did you talk to?" You didn't say, "Well, do you just have some?" - I said, "I haven't talked to anyone. "I don't know what kind of question that is." And she's like, "Well, you need to tell me who you talk to "or else nothing's gonna happen." - Okay, well, I guess she ruined her chance to be with this. - With the man. Zebra pants, hello. - Okay, okay, shut the up. So I'm gonna conduct a financial audit on you. - Yeah. - I guess. - What the trying to get you out of your house? What are we trying to do here? - I don't wanna leave. - What are we trying to do here? Then it might be best for you to leave. You might need to. I mean, advice might be you need to leave. - I want to save my mom and my brother and get us out of California. - What? - Yeah. - What do you mean? - I'm the 37-year-old virgin savior here. - No. - I'm gonna get them out. - Does your brother live at home? - Yeah. - Holds he? - What's 37 plus six? - Okay, so these parents have absolutely failed in every way whatsoever. These are failures of parents. - Well, listen, I wasn't the one that was homeschooled. - Does your mom even know what you do for a living while you live there? - She knows that I draw. - Oh, my. Dude, she, does she just not communicate with you? What, does she not care? Is she just a failure? She is a failure of a mother. I do have to say that. She objectively is. - Don't you dare call her a failure of a mother. - She's a failure of a mother. You and your brother live there. - Listen, listen, listen. - Of seven years above you. - Well, six years above me, first off. - She doesn't even know what you do for a living when you live there and draw. What the? And your goal isn't even to leave. Your goal is to get her out of California, which, okay. - Yeah. - What, is she being killed? - Well, I got her out of her marriage first. Abusive dad, yeah. - Well, yeah, by you and your loser brother living at home forever. I'm sure that their marriage. - I didn't quite marry my mom, but- - What? - Choke, shut up. - Now I'll just step onto this rock and jump off into the sweet relief of death. - I am trying my absolute best. - This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. Check responses set up required compatibility and availability varies 18 plus. - To get my mom up off her ass, get her out of the state and we can go somewhere. - You see that guy? You're not even off your ass. What does she do for a living? - She works at an antique store. She's also retired and she's got half my dad's retirement. - So she's off her ass. Why can't she, why? What does she need you for? - Paying for groceries. - Does she want to leave California? - Well, yes, but- - To where? - Well, we're thinking Idaho. - Why? - 'Cause it's Idaho. - No, why the California emergency? - Oh, because California is just, they're driving up our insurance rates on like fire and shit. Our town burned down and our house survived and now our fire insurance has tripled and then tripled again and then tripled again. - Which makes sense, but that's the only reason you want to? - That's one big reason. And then the other reason is just when you're living in a burned down town, there's nothing around you. It's fallout out there. - Okay, well, usually you can move to another town, but I got, okay. Oh, you guys want to move to another state, sure. - Well, there's the convincing part. - So you pay for the groceries? - Yeah, I pay for- - You pay for rent? - I pay for my grocery. I don't pay rent, of course not. - She needs you to pay for your groceries? - Well, I don't pay rent as long as I pay for myself. - No, no, no, no, no, no, no, no, no, no, no, no. She said, you said she needs you to pay for groceries, is what you said earlier. But now you say you only pay for your groceries. - I pay for my groceries and then she eats some of it. - Oh, buddy, what the? - We're a family, Caleb. - A really pathetic one, I'll be honest. From the looks of it, I think the dad was right to leave this nest. - Well, there's a whole story about my dad. We'll get to that. - Don't need him. Why the don't you like your dick getting sucked? - I'm not curious about that, you freak. - Because it's a trust thing. I'm putting my most prized possession in a thing full of teeth. I need to be a hundred percent sure this ain't gonna bite down. Come on, man. - Why would she? - I don't know because I live- - What's the logical reason? - I live in the drug county. I'm like 10 minute drive. - Why does someone want to eat a human skin, get blood in their mouth, go to jail? - I don't know. I watch a lot of criminal psychology. People eat hearts and dicks all the time. - Well, that's you. - You freak. You're watching content that's poisoned in your brain and making you afraid of- - Like Kayla Palmer. - Basic thing. No, we've never made people afraid of that. We make people afraid of spending money on making people afraid of their 37-year-old virgin living in their home forever and being bad parents. - There's also a 43-year-old virgin in there. - You know he's a virgin? - I think he is. - Oh. - He had a boyfriend for a while. - Okay. Well, the gays usually have sex a lot easier. He had a boyfriend. He was probably getting railed or railing. - I don't want to think about that, so thank you. - So, what am I doing with you? That's my question. What the am I doing with you? - Well, when you get to my- - I'm not getting a financial audit on you, but what the am I trying to do for you? - Get me to figure out how the hell to save money instead of spending it on stupid shit. - But for why? 'Cause I actually do want you to have life goals. You need life goals. And I think your life goals should be actually living an independent life. - Well, I've learned I can live an independent life. - How have you learned that? - I lived in Ohio for a year. - Oh, man. You work 40 hours a month. - Well, no. - Come on. - I make like 40 pictures a month. - What's the, oh, why? - Well, I had a friend in Ohio. I met him at a brony convention. And we're gonna get to the brony. Don't you worry, we're gonna get to the brony. - Apparently, we're gonna get to everything. Just never now. - We can get to it now. You want to talk about bronies? - No, maybe I don't at all. So, maybe we'll never get to it. What the, why are you in Ohio, you freak? - So, anyway, met a guy at a brony convention. Seemed like a really cool guy. Start talking online. He goes, "Hey, I have a house, $200 a month rent. "If you want to move in, we got a whole room for you." I'm like, "Hell yeah, sign me up." I go down there and move in. Then I find out he's a creep. Far worse than me. Don't you worry. - What does that mean? - Wears diapers around the house and wants to his brother. - How are you not getting any red flags? You lived there for a year before you realized this? - Lived there for a year. Well, it was actually six months before I found out about the diapers. - With him? - Yeah. - Buddy. - I didn't hear any crinkling. - Okay, so does everybody. But anyway, the guy walked around the house just like a normal human being and he went to work every day. I didn't really hang out with him that much. I hung out with his brother more. His brother's a cool guy. - But the confusing part is I actually am being told you were in a nine-year relationship. How'd you guys not do anything for nine years? - Oh, it was an online relationship. - Oh my dude. - Come on. - Good damn. - Come on. People have online relationships. - Come on. Yeah, but they meet at some point. - Yeah, and it's completely normal for them to never meet you sometimes. - What? - That is not normal. Let's not use the word normal. - Well, okay. It was a brony relationship first off. - Oh my. What is wrong with you? - Look. - I hate your existence. I'd rather be speaking to a racist. - We can get there. - Oh my goodness. - I'm kidding, I'm kidding. For the camera, I'm kidding. I'm kidding. - It wouldn't surprise me, unfortunately. - My dad, my dad was the racist. But not me. Didn't rub off on me, don't worry. My fans rub off on me sometimes. I'm kidding about that too. - Oh my gosh, dude, shut the up. You don't have to constantly try to make jokes. You're not necessarily good at them. You have been locked up in this room for way too long, you freak. - And I'm wearing a hoodie. I'm making it worse on myself. - Why were you with someone for nine years only online? Again, that just stacks with you living at your mom's house 'til 37. When did you break up with this individual? I assume woman. - Trans woman, yeah. - Okay. - Yeah. - But how do you even know? - Well, she told me after three years of being together. - Did you think it was a woman, woman, woman classic? - Oh, I hadn't even heard her voice for the first three years. - Why? Oh my. Oh my, dude, I don't have a response. This is blowing my mind. People like you should not exist. - People like me don't exist. I'm one of a kind, baby. Come on. - Unfortunately not. We just don't see you guys until you mass shoot something. - Listen, I don't even have ammo for my gun. So we're all good. - You have a gun? - I have a shotgun. - Oh. - For the record, the gun was to defend the house from my dad. So was the metal door on the front of the house. My dad was a bad guy. - Shut up, shut up. - Okay. - Dude, I don't give a. - We won't get into my , I guess. - He's only a huge character in my backstory. - Buddy, I'm still on the fact that you're dating someone for four years and didn't know that person was trans. Well, I learned they were trans because she talked to me in voice and I noticed her voice sounded really masculine. I asked why. And then she says, well, I'm transgender. And I say, well, I told you I was a dude up front when we first met and then you told me you were a woman up front. I kind of wish you were a little more honest about that. And then she calls me transphobic and then I felt bad. And then I was like, you know what? I don't want to be transphobic. I'll stay with you. To her, she is a woman, I guess, is how it works, I think. Yeah, to her. Go for it. I ain't going to rub in anybody's face about what they're doing in their private time. Well, I mean, it did kind of impact you. It did very heavily. Outside of this person's private time. Did you feel things four years of just texting? Yeah, yeah. Did you give her any money? Well, yes, I gave her a lot of money. I paid for her HRT for three years. I knew it all. Yeah. I knew it all. I knew it, of course. Because why would she? You know she was getting railed in her asshole. Yeah, because she told me she was. And you're okay with that? I was a big old open polyamorous dude. Yeah, you poly? Buddy, you're not poly if you're not with anyone. Yo, I was trying to be. No, you guys being poly is your person that you were with was constantly f***ing someone that wasn't you. You didn't even hear this person's voice for four years. And other people. Three years. Three years. While other people heard that. Person moan. Uh-huh. Constantly. Yeah. You didn't even get that. She was married even. Didn't tell me she was married for eight years. Was she cheating? Oh, she was cheating a lot. Yeah. On her husband that was transphobic. That didn't like that she was transitioning. Like two years ago when I was in Ohio. You paid for her to move to Washington, Pennsylvania. She promised me we were going to meet up finally. Because I was in Ohio. She was in Pennsylvania. Whoa, you were. F***ing. Say it, man. Say the R word. Say it. No, no, no, no. It's not the f***ing thing. You were being, you were like being catfished, but not just catfished. You were being scammed. Absolutely. For nine, but for nine years, you didn't realize this? Oh, I, I had my inklings, especially with. Inklings for nine years. You got some inklings. I got some inklings. I had a whole lot of inklings and they were all people on the internet telling me I'm being scammed and catfished and I wasn't listening to them. Oh, and then she convinced you that you were trans. Yes. But what I'm going to be real with you, your debt is not the same as everyone else's. You've got your own unique mix of credit cards, maybe some medical bills, personal loans and collections, whatever your interest rates are different. Your payments are different. Your life is different. So why do you need some one size fits all solution that treats you like a number? Some generic calculator that spits out, just pay more as if you hadn't thought of that already. That's what sets PDS apart. They don't just look at your balance and say, good luck. They work to understand your specific scenario and help provide alternative solutions to become. I mean, debt free, whether you're struggling with credit cards, personal loans, collections or medical bills, PDS debt has customized options designed specifically for you, not your neighbor, not some average case study. You they've helped hundreds of thousands of people get out of debt. And here's the thing. There is no minimum credit score required. They're not here to judge you. They're not here to shame you. They're here to help you get out and help you save more. Pay off your debt faster and start putting money back in your pocket. This is a company that is a plus rated by the Better Business Bureau, both thousands of five star reviews on Google and holds a five star rating on Trump. I was pilot that legitimately matters. Here's the thing. If I needed help paying off debt, this is exactly where I'd go for help. You're just 30 seconds away from being debt free with PDS debt. Get your free assessment and find the best option for you right now at PDS debt dot com slash hammer. That is PDS debt dot com slash hammer PDS debt dot com slash hammer. What does that even mean? Well, we played a lot of video games together. Every time we played, I was playing a girl character. She's like, you know why you like girl characters? It's because you're a girl. I went along with it. And. You went along with it? How do you not have independent thought? Well, because it's like when. Have you ever been in love? Yes. Oh, well, that kind of destroys my. And I them. Well. Sometimes that's not a good thing. Not having sex with your partner. OK. You didn't make a good point. But listen. What was the point you were trying to make? How is it not always a good thing? Because it also means like go over. I'm being an idiot. So just. You know, whatever. So dude, focus and sorry, is that this is how I combat my nerves. I just keep making jokes like an idiot anyway. So yeah, paid for HRT multiple years, paid for a move to Pennsylvania because she promised we were going to meet up because I'm in Ohio. She's in Pennsylvania. She's like, it's a ten hour drive between us. Let why don't we finally meet her? That'll do it. And then I don't know. It's a couple thousand dollars. A door dash later, I drive to the person that I was offering to. I kept saying, hey, I know your address because of the door. Dash. Why don't I just drive to your place and we can hang out? And she goes, oh, well, my husband's here. That's where it comes in that there's a husband involved. And I go, oh. So then I'm talking with a friend and then the friend finally convinces me, just go break up with her, dude. And I finally go do it. Oh, after nine years. That's pathetic. Nine years. You're pathetic. I was. No, you are pathetic. That thinking you were trans because a trans person told you you're a trans 37 year old virgin live in a home. I do. You're pathetic. You won't even, you won't even accept the blow job because you think they're going to eat it. Yeah. Like what the fuck? You are pathetic. No, there's no other way to look at it. That is the reality. How does a person like, just logically, just logically speaking about the blow job thing. Everyone does it. How do you put it? Everyone does it. There's teeth. Everyone does it. How do you not get scared? Everyone does. This is not a normal fear. How is that not a normal fear? Dude, a handjob that could squeeze it to death and make it pop. Like there's like anything could happen anywhere. Listen. Listen. There's teeth in there. Okay. Have you ever seen the movie teeth? It's because you're always watching this animal. They got those big. I mean, that could, that could play into it, honestly. Maybe I need therapy. I think that's a good start for you. Remember that for the budget. Get me some therapy, man. Come on. I don't. Oh my God. Move the ball along. So this is like actual real. In a disgusting way in a pathetic, bad, disgusting, horrible. I'm actually pretty heavily against going to be completely honest. You don't matter. But there's a difference. Probably once every two days. Average. Hmm. Okay. Oh, you don't even watch real. You only watch animated. Yeah. Buddy. What the is wrong with you? I don't want to see real people doing it. I want to see real people doing it. That's weird. Because you need to actually get with a real person someday. Those are people with families. Come on. Buddy, what the is wrong with you? What? That's what. That's weird. You don't want to see real people doing it. That's weird. Come on. Buddy. You need to. But. That. You need to like. Warm yourself up to being with a real human someday. Or else you're going to be with like a. Animal. Well, I don't want to be with a real human. Who puts herself out on. Hub. What? I want to be with a real person who's like a normal human being. If I'm sitting here watching porn. No one's saying get with a. Star. I don't think a porn star is going to get with you. Well, how is looking at a. Star who's on. A pub going to warm me up to a real woman if that's not what I want? Because you need an exposure therapy to. Sucking. Well, it. Hmm. Yeah, I guess. A little bit. But. The. If I'm watching. On. Pub. That's not like a realistic kind of feel for a relationship. So you were convinced you were trans. Did you actually do anything with that? Didn't get any kind of HRT. I just made my hair blue and wore. Oh, my. Pink socks for a while. But. Oh, my. Do you have a picture? I. Oh, my God. I hope I don't. I burned that part of my life. I'm going to find out if I do. Well, yeah. How can you be convinced you're trans. How is that even possible? I know some kids go through it in school, but it's like, it's like, dude, it's. Well, I think there's like an entire, like. You were like 35. Yeah. 35. What the. I think there's like something to be said about like people who convince people that they're trans because they talk. Yes, but you're not a kid. Well. For kids. I understand. So much. Adults can be impressionable. You can have like a 60 year old guy. Well, I think because you have no life experience because you've only lived at home and you have no real experience. When's the last time you had a real job. Uh, dude. Working at Victoria's Secret when I was like 16. Oh. Saw my first boobs when I was 16 at Victoria's Secret, baby. They whipped out their tits? Yeah. We had models on site. It was a Hollywood location. We would have models in there to do photo shoots and then get naked in front of everyone. Yeah. Is that why you're so broken? Probably. Um, there, the, the sex thing, the fear of sex, I can actually like pinpoint when that happened. Okay. Yeah. So when I was like 11 years old, sex ed, they showed us a whole bunch of like really nasty STD shit. And then they brought in like the victims to talk about how they were and shit. And it was, uh, horrifyingly traumatizing for me. Whoa. Jeez. So. Going into hardcore was crazy at 11. I remember the STD conversation at 11 and seeing pictures. That didn't with me. It was just like, I'm going to get with people that are tested. Yeah. And, and the, the reason why like that was even allowed was my parents literally signed a permission slip. Yeah. That literally said, we're going to have victims in here talking about rape. Yeah. Yeah. And the, the reason why like that was even allowed was my parents literally signed a permission slip. Yeah. Well, Hey, don't f*** anyone and you'll be fine. I'm completely fine on that front. Cause I ain't, I ain't even consensually f***ing people. Exactly. You're not consensually f***ing people. You're not getting f***ed. No offense. Not really f***ing worthy. Number two. Thank you. That's a good compliment. Number two. You can't move quick enough to f*** someone. And it's not big enough. Don't you even worry. Oh my f***. Oh shit. Chad, I'm so sorry. How big is it? Hard or soft? Hard. Four and a half inches. You laugh. I'm proud of my small d***. Don't you worry. i love that can i have a tape measure please i need to i need to visualize this this is this is deeply concerning i've never and it still blows my mind that five is the average in the united states crazy half an inch below but oh shit yep that's rough that's a very familiar length you got right there oh that's supposed to be the growth stage that's the growth stage that's the boy hey he does damage i've broken sex times i've broken sex times i've broken sex times toys it's like like no movement that's such a limited movement wow this is crazy crazy you've broken did you say you broke sex toys i've broken sex toys of course i guess that's all you're getting with i uh so i was like a crowd funder for some auto dick sucking machine and yes it was therapeutic i was trying to warm myself up to it no it's just gonna encourage you to never get out there so how have you found women um just online brony community furry community can you not just use a dating app just a normal dating app and just get someone i've tried to use a dating app and look at me caleb yes but this episode is brought to you by google chrome you think you know a browser but gemini and chrome that's new it can help you with practically anything on the web like restoring a vintage motorcycle from a 50 page restoration block or finally break down that long article you've had open for weeks gemini and chrome is here for it ready to make anything online make sense there's no place like chrome check responses set up required compatibility and availability varies 18 plus there's gonna be other there's gonna be women that look like you would you a woman who looks like me no of course not but a woman that looks like you might a woman that looks like you so well if i ever get extremely desperate i don't want to be 40 year old virgin no i mean for what it's worth i don't know what's happening the fat women these days just look at their comments all the women are calling them beautiful and cheering them on and something they're and that is absolutely something i don't want they've been they've been given an ego thing that is absolutely crazy and then they go for like the hottest men and they i don't know what the is happening and somehow the hottest men good thing for i mean you're a loser but the reality is at least the fat men that aren't getting laid they know they're losers and for some reason with the gender reverse card like they don't realize what they are i'd say recognize that i don't know what that part of our culture is but it's very not that far from from you know like i i'd say i'm a loser but sure but i'm not that far off i could get there how many girlfriends you have how many do i have yeah one yeah one more than me all right so i'm getting there okay interesting i had that one in my back pocket i'm sorry the trans thing though how long transform two years okay um does that change your perspective on trans people uh no what changed my perspective on trans people was talking to a lot of trans people mostly in the brownie community what happened that's a whole damn avalanche all right that's what i'm asking okay then i'll answer it an other story like shut up if i'm asking about it then tell me do it mother all right all right so brony community that's where it all started it all took off one day long ago 2011 i made a comic that i got big in the brony community so i'm going to conventions i'm seeing a bunch of people i get hanging out with a whole bunch of people yeah yeah i go to cons i sell my art people love my shit at cons i made thousands of those things anyway why not oh you have no idea i have no idea so oh it's because there's i got a youtube video here oh yeah yeah that's my has nine million views 12 years ago wow really living off it 12 years ago you haven't done anything since then that sucks well i mean that was update 300 to my comic it's like art i think that was an ongoing comic for multiple years that was like at the i don't know seven year moment of my comic and i only ended it a couple years ago so oh my gosh okay so many people are in the comments like why are we all taking a deep dive in your childhood your childhood is now ruined watching this episode ladies and gentlemen well it's grimdark violent pony shit of course it's ruining childhoods and i'm proud of it okay okay about the trans people okay so met a whole bunch of people got a big giant friend group got all these people surrounding me and uh i started to like actually hang out with a whole bunch of people in the trans community but mind you it was the brony community trans people and they were just like they're so goddamn picky about absolutely everything to the point where they got these rules these like absolutely fascistic rules about how everything needs to happen how conversation literally needs to happen i've had people when i said i was trans i said i was trans i said i was trans i was a gender non-binary for the record i was have any pronouns i want yay pronouns so this girl walks up to me who was a friend of mine for like four years at a point and she goes what are your pronouns i go any and she goes no you have to pick one and i go any and her boyfriend like nudges me and he's like just say a pronoun just do what she says and i'm like her and they go i'll call you her from now on she walks away i'm just like what was that he's like oh she gets extremely mad if people don't pick pronouns i'm like huh so now you don't like trans people so i think the trans community can get pretty bad but no my best friend strands are definitely killing a lot of people these days no it's a joke kind of sometimes yeah 43 percent of the time it's a joke dude hey they make that joke i can make it stop stop i'm just trying to figure out what the even do with you man what am i doing to make this a productive conversation i'm definitely learning a lot about uh an alternate life path that i'm glad i did not go down i guess i don't even know if it was an option for me but this is absolutely oh it's always an option oh you were telling lindsey that it's they're all and fascists a lot of them yeah shit lot pedos absolutely what do you mean pedos what's happening pedos well when you got a whole bunch of grown men who are watching a show for little kids of course you're gonna have the people who are using it to get in contact i don't know what that means watching a show for little kids my little pony or is that you well i was watching the show just because i like the show how's that different i'm not saying literally all of them are i'm just saying there's a shitload of in there a lot of people are using it as like a gateway drug into talking to kids qualify in that same how do you how do you that's why i got out how do you know they're pedos though because they tell me they're pedos they say i'm a yes directly to me that my my you know the diaper wearing dude yeah literally told me he would a kid if he could that's why i moved out i also called the police on him yeah the person was trans he wasn't trans now well i mean what was there to call the unfortunately what was there to call the police on um he didn't do anything he just said something absolutely well i called the police and i said this guy told me he wanted to a kid if he could and you should probably check him out they didn't do anything well yeah because again they have to unfortunately have to actually do something we can't they got a warrant they got it later on uh scrubbed his hard drives and now he's in prison okay yeah unfortunately i am being told you literally draw underage content did draw underage content and when did you stop because i'm saying will draw underage content well uh-huh listen uh-huh yeah everyone else is a pattern not you no no no listen okay so in the brony community one of the first big red flags that tipped me off that the brony community was full of pedos was how unbelievably popular con is which is con for ponies so i know the word con define it though i've heard it in trauma ship childlike content is what it's short for okay it's a japanese word for like childlike okay yeah go on yeah people are perverts anyway so do not give me that look drawing where are continue so in the brony community the con tag is one of the like top 10 tags i told you will if you're hard for money in that moment you will well so will anyone no i wouldn't if you could draw you probably under age i don't think so of fictional characters mind you non-human fictional characters they're horses what the they're still kids are they not they're horse kids you have a people with the indication that they are children i'm not giving human rights to horse kids um um um um um um uh do you have a a non-nude version no uh can you cover up a nude no it's all gone well that's probably good for your hard drive i'm just very curious i don't want to say the naked part but i'm very curious like what the uh you're saying it's just a horse but i have a hard feeling you're not just drawing like like spirit yeah i am what and it's just like hyper realistic yep yeah just just well not hyper realistic it's stylized it's my shit but no it's like humanized it's the ponies from the show but it's humanized well no no no i would draw the little ones the little like The marshmallow-y ones from Friendships is Magic, voiced by Tara Strong. Hi, Tara, by the way. Okay, so underage horses. Yeah. And what would happen? Also known as foals. Fulcon. What's that? A foal is a young horse. So that tag is incredibly popular in the brony community. They really, really, really like Fulcon. Lock them all up. Okay. Yeah, exactly. And the guy who drew them. Listen, when there's perverts and they know where to go to get their perverted shit, here's a thing. Here's a thing. I talk to my customers. I'm an artist that actually talks to each and every individual customer. So they come to me and they're telling me what they want. I get to find out, is this just some guy with a weird f**k or is this like a guy who actually wants me to draw a real life f**k of his actual little sister? Which is a true story, by the way. Did you? No. Okay. Got the police involved. That guy's in prison. Okay, but you have drawn literal penises of underage. Not of real people, but of ponies, yeah. Yes. It's a horse dick, yeah. So the kids in the show. Uh-huh. Scootaloo, Sweetie Belle. The kids in the show, you have drawn them naked. Yeah. How is that not beyond f**ked up? Because I'm not the one goon into it. The people who are paying me for it are the ones goon into it. Okay, so if you're the one that takes child f**k photos, you're not the villain, just the people that get off? That's your logic. Of course you're the villain, but a real child is involved there. But that's your logic, though. It's a real child versus a fictional horse. Fine, fine. If you f**k generate. Generate? Generate. AI? AI, and then f**k do the art to it. Arrest anyone who's making, like, realistic AI shit. But that's following your same logic. As long as a real person's not involved in it, you still picked a child. The law states that if it can be mistaken as a real child or looks like a real child, it's illegal. But if it is obviously not a real child, it's illegal. I'm just going off of f**king moral, dude. It's legal. Oh, I. I think it's morally wrong. That's why I got out of it. Be honest. When's the last time? Seven years ago. Bullshit. No, I got out of the Brony fandom, and I stopped. Full stop. Erased every bit of it that I had online, and I said, I don't do that anymore. Okay, but on that shit you have that you just showed me, you will draw young-looking characters. I draw petite characters, yes. Exactly. So you still do. Small. Not My Little Pony, specifically. Technically speaking, it still does fall under the category of l**tty, because that just means childlike. Yeah! Petite counts. You're drawing naked. Get children! It's not real children. Furries, though. Furries, sometimes anime characters and shit like that, but. Anime characters? Yeah. Naked? Not naked, usually. Well, sometimes, yeah. And the children? No, they're petite. Oh, guys! In the source material, they're not children. Guys! Guys! They're full-grown, seven-million-year-old dragons. Also, I don't draw the ones that literally look like kids, just for the record. Just for the cameras. Maybe we actually can have a second Holocaust. It's just all of the pedos. Okay, get rid of the pedos. If I go to, as long as the other ones go, I'm all for it. Yes, I'm down. I think we're all okay with that. Okay. Bye-bye. Where's Thanos? Did he snap yet? This is insane. I mean, you've been canceled for being called a pedo groomer. Like, what the f**k is that? Being a groomer pedo? What the f**k? No, no, no, no, no, no, no. Allegedly, people called me a pedo because of that shit that I drew. Well, yes, and I think that's actually kind of fair. You don't pull groomer into that. There ain't never been grooming. I never talked to a kid in my life. Why am I being told groomer? What's the groomer thing? That's a story, the groomer thing. Oh, so there is a groomer thing. You're making it sound like that didn't exist. Well, it doesn't exist. It was a misinterpretation. What's the story? Or what was the allegation before you tell me the reality? Give me the allegation first. Okay, the allegation was, wow, there's so many pedos in the brony community. Ever since I was 12, I've been groomed by people, blah, blah, blah, blah, blah. And she was saying that, and the pedos she was talking about was me. But I didn't talk to her when she was 12. I talked to her when she was f**king 20. She was turning 21 like a mother. A month later. Listen, we know you're here to see an 11-year-old girl. She said she was 12. That was when I met her. She was 20. What was the allegation? That you groomed her? The allegation was that I groomed her, yeah. She was, she called me a pedo. What was she saying that happened? Well, yes, I would say you're a pedo based on the art that you do, yes. But besides that. No, you still do not, just not My Little Pony. Well, it's petite. It's anime character. Girls can be small, man. No, but if you make them look adolescent and petite, come on. You know what they're doing. Well, I do. They're getting off on. I don't, I don't make them adolescent and petite. Fine, cover the naked part and show me an example. Before we get back into this chaos, quick word from today's sponsor. Look, we're halfway through the year. If build better credit was one of your goals in January and you still haven't done anything about it, yeah, you're not alone. A lot of people wait until they got denied for a car, appointment, or loan, and then suddenly it's an emergency. That's why today's video is sponsored by Kickoff. Kickoff is a simple credit. Building platform for people starting from zero or trying to rebuild. No credit check, no hidden fees, no interest. You sign up in minutes on your phone, make small on-time payments, and Kickoff helps you improve the key factors that determine your credit, like payment history, credit mix, and utilization. And this one is the big one. Users with credit under 600 grow in average of 86 points just by paying on time. They've also got rent reporting. So the rent you're already paying can help you build credit to start building credit with credit. So if you're looking to get your first month for as little as $1, that's 80% off the normal price when you go to GetKickoff.com/Caleb today. That is Kickoff without the C. Get K-I-K-O-F-F.com/Caleb. Must sign up at GetKickoff.com/Caleb to activate offer. Offer applies to new Kickoff customers first month only. Subject to approval. Offer subject to change. Average first year credit score impact of plus 86 points between August 2024 and August 2025 for Kickoff credit account users who started with a score below 600, who paid on time, who had no delinquencies or collections added to their credit profile during the period. Late payments may negative impact. Your credit score. Individual results may vary. All right, back to this financial disaster. My gamer subs flavor is finally here. It's called Liquid Assets and it tastes like raspberry apple and success. Use discount code Caleb to get 10% off your entire order. Plus free gifts. You actually want drinkware, stickers, full on apparel, even some seriously limited edition swag. And one out of every ten tubs has my face printed right on it. And the whole offer stacks up six times. The more you buy, the more you unlock, and the better your chance to see my sexy face on your tub. Get 100 servings of delicious zero sugar, less than one calorie liquid assets for less than 40 cents a serving, plus all the freebies until they're gone. Gamers helps is fully stocked and shipping worldwide right now. All you need to do is head to gamersups.gg/caleb or click the link in the description below. This stuff is a game changer. Yes, it's just screenshot it and I want the most. Oh, no, the one that you should select should be don't cherry pick because I know you're able to cherry pick. Oh, I'm just going for the I literally have a character that's a petite girl that's one of mine. You're saying girl. Yeah, girl means woman. It means female. Come on, screenshot it and do the draw tool and cover up the nakeds. Okay, we have been provided some covered photos. I don't know if you can see this, but I don't know if you can see it on the screen from beforehand that we will censor and put on screen now. Yeah, I'm sorry. The one on the right is a kid. I mean, that's a kid. That's a kid. The one on the right is a kid, right? I don't know which one you look at. That isn't even my art. That's not mine. That's the girl who called me a pedo. She drew that. Then she's a pedo, too. I guarantee she is. No, that one's not mine. It's loading. Are you on the WiFi? I am on the WiFi. Are you sure? Yeah, I got on it. No, I'm not seeing WiFi. Just 3G. 3G. That's when you know they're poor. Should have filled the load image. Yeah, it was trying to load it on the filled the load image. All right. I'll reconnect to the WiFi. So, while he pulls it up, this is the accusation. So, this is the proof that I have that was given to me. And we are putting this here. I feel like I'm like a drama creator right now. I'll do it. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Okay. Fake posting about pedos a few days after she blocked me and ended the friendship. This is the post I mentioned where she went on Twitter and called me a pedo. I'm who she's referring to. Mind you, she was 20 at the time and I was 34. I've been in an MLP, what's that? My Little Pony. Fandom since I was 14, nearly seven years later, and there are still the same amount of pedos. Kind of sad TBH. Number three, evidence her birthday is January 16th and her current age on her Twitter bio, which confirms she was in fact 20 at the time. There are still pedophiles in the fandom. Which doesn't mean you, by the way. She meant me. Which you are. She said it was about to turn 21 in a few days. And she didn't know until now. Well, when did you know? So you may have thought she was underage? No, I definitely did not think she was underage. Why did you type may have known until? May have known what? That you didn't know until now. You said, I didn't know until now. Searching her Twitter for the last hour that her birthday was in January. Oh, because I thought her birthday was like three days after when she called me a pedo and blocked me. Oh, f***, she's hideous. Number four. Before and after selfies of her. Good. What's the difference? I personally think that the before looked pretty good. The after definitely doesn't look good. Okay, so the seven in your bed was. The seven in my bed looked like the one on the left, yes. Hey, everyone's seven is a different seven. That's what I tried to say at the beginning. You said there's a man scale. There is a man scale. It's just different for every man. You see how right up my alley she wasn't. This is how much she let herself go. That's letting herself go and went full nose ring therapy. All she did was f***ing add a nose. Okay, she said I dodged a full clip apparently. It goes. Dude, yeah. Hey, guess what? If you're in the freak community, you're going to get cancelled for being in the freak community because all the freaks are the people who do cancel culture bullshit. Yes, if you surround yourself with those freaks, you're going to face the consequences from those freaks. That's why I only allow normal people in this community. Yeah. Because I don't want freaks. I don't want freaks like this because they do just. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block or finally break down that long article you've had open for weeks. Check responses, setup required, compatibility and availability varies 18 plus. Cancel each other for nothing. They weaponize terms like grooming. They weaponize terms like pedo. They do all this shit, dude. Which I f***ing hate and I got the f*** out of it because I was sick of it. Yeah, you did a little pedo adjacent stuff though. Come on. I drew some. Adjacent. I drew shit beyond I was being paid for. And now I just draw some petite characters. It's fine. Paid justifies, guys. It's just following orders. Hey, some people sell drugs. I just drew some weird shit. Just a really funny foreshadowing tweet I found while looking through her tweets. The irony. It is not. It is not loading anything. Find it from somewhere else then, dude. Buddy, come on. I gotta have something on my phone. Yes. I'm a pedo after all. Okay, potentially deep meaningful relationships. Wait, it's me who's ruining them? Always has been. She posted that. Okay, buddy, you are too deep. You screenshot a f***ing tweet from her from 2000? Well, I was looking for proof that her age was right. You are terminally online. You have no life. This is so sad. This is so sad. Number six. The DMs I sent her on December 4th, not knowing at the time she had already written me off as a pedo on the second. Hey! Believe out her name. I haven't fully recovered from my depressive state I've been in. Maybe go outside. Come on! All right. Everyone come behind me. Everyone come. Except for Lindsay because Lindsay has to be nice to him. Okay. I'm not going to force you to give your opinion. Is this childlike? Age? Question mark. Question mark. She's a stuffed animal. She's like thousands of years old. Childlike? It's very inanimate. No, I don't, I don't. Childlike. Oh. Eww. Yeah. I can just see the legs. Yeah, lock this guy up. Okay. That's a f***ing kid, dude. F*** you all, man. Someone had to be on my side. That is not a child. You said, I wanted to send you an apology. I came on really strong with having a crush on you and I don't think I respected what you were going through with your breakup and stuff like that. Especially because I didn't even know the whole story. I'm comfortable just being friends. I didn't want to be pushy or anything. And if I made you uncomfortable at any point, I'm really sorry. You're a good friend. I was on morphine when I wrote that. And I'm completely fine keeping it at that. Especially because there's a pretty big age gap between us anyway. 14 years is pretty like, yeah. Hope you've been doing well. Uh-huh. So she just, uh. Should we get into the full story so you know what the hell is going on? No. You make $3,000 a month. If it's $32,000 a year, it's about $3,000 a month. Uh-huh. You need to set a little bit aside for taxes, but you're not going to be taxed much at that. But you do have self-employment. I think in California, I don't get taxed unless it's over $36,000. Yeah, but there is the federal government as well. What does that mean? You have to pay federal taxes. What do you mean? Have you filed? I file as a dependent with my mom. Oh my gosh. You are so pathetic. Okay, so you probably don't pay anything, right? The state of California says I don't need to. Not the state of California. The federal government. Of course California is going to enable freaks like you. Sure, I get that. That's predictable. Well, I've tried to get the enabling for my disability, but they won't. What disability do you have? Rheumatoid arthritis. Look at my weird fingers. Oh my f*** yourself in f***ing anime land. If it means that the pain goes away, I'll go all over it. Don't you worry. You can draw for a living. Shut the f*** up. I can sit down and draw someone getting knotted by a werewolf and make $400 and then just go eat. Buddy, you make $32,000 a year and you game for eight hours a day. More than eight. Exactly. So shut up. You can do customer service. Customer service. Yes, that's a job that exists in the real world that people do. We have people like them here. How the hell would customer service work from home? Many do. Do they? Yeah. Hourly. Work from home. Yes, absolutely. Huh. That's the thing I can do. You can do a lot. No, I mean like I really genuinely did not know that was a thing I could do. All right, you pathetic creature. I'll get you a course career certification and a certification of your choice. You can do tech. You can do trades. You're not going to do trades. And that will maybe go into IT or something. So I'll get you that. A lot of people in the audience have converted them into six-figure jobs. But what the f*** do you think your financial score is zero to ten? Four. I don't even know how. I mean, you're pathetic. You have nothing going for you in life. But sure. If you want to figure out what your financial score is, get it for free at calebhammer.com. Take the assessment. Figure out where you stand in the world of money, where you're doing poorly, where you're doing great. And if you don't want to be like a guest that ends up on the show, it's going to take a lot more than this for this kind of guest. But the usual guest, make sure to download the Dollar Wise app. Take the free trial, see if you like it. And if you do, sign up for the annual version because it saves you nearly 50%. And you get the physical version of my 30-day meal plan signed by me, mailed directly to you, and the digital version of our cookbook. So there you go. Do you cook? I would love to. Oh, my f***. I just got a cast iron skillet. I'm going to try. You don't need a cast iron skillet to cook, freak. Yeah, but it's cool. All the cool kids have the World of Warcraft cast iron skillet. It requires a lot more maintenance. Well, I mean, I can try to do maintenance. Oh, s***, dude. Is maintenance something I can do from home? How do you eat? Mostly DoorDash. Oh, my f***. Even up, burn downtown. What am I going to get? If there's restaurants to DoorDash from, those groceries you can go get. Good point. I can DoorDash the groceries. Good point. Even at a minimum, that'll at least start building some life skills at 37. I think, yeah, that would be fine. Okay. Let's see. What do we have? PayPal credit. What's going on here? Okay, so PayPal credit's my everything. That's all I got. Every bit of money I ever make, every bit of money I ever owe, it's all PayPal credit. Why? That's just how people pay me. Oh, you get paid through. Yeah, but this is like the credit card. Well, yeah, but it goes into the credit. You get PayPal'd through pay. You get paid through PayPal. Yes. But this is your PayPal credit account. It's connected. Well, it's over the limit. It's by hundreds of dollars. Thousands. Is it higher now? The limit was changed to like 2,000, I think. They cut it? Yeah. And they should because you're being enabled by every system, the state of California, your mom, your brother, even the people you. Listen. Here's the thing. The finances are very important to go through. But the actual end outcome is what's important because you're not going to commit to anything if there's not an actual goal or anything. Why can't we get you living out? Well, come on. Why can't we get you to move out and try to be independent? Well, because I want my mom to go with me. She can move nearby. You don't provide to the house. That is kind of the goal. I do want to live on my own, but I want her to come with me. What's preventing her from going wherever anyway? I mean, sometimes I try to buy my. I'll get gas for the car. I'll pay for. I paid for a refrigerator. Do you guys share a car? Yeah, we share a car. I don't own a car. You're just never. You're never going to be independent. You're such a. I was independent for a year. You're bragging about sometimes paying for the gas. I was independent for a year, man. Buddy, you lived in something with a diaper and you couldn't even tell. You don't know what the f*** is going on. Shut the f*** up. Well, he didn't crinkle. He got the diapers that were the cloth ones. He was a f***ing weirdo. He was wearing the adult diapers. He wanted to f*** his brother. We never even touched on that. I don't need to. He's weird. Okay. There's nothing else to talk about there. Okay. Right? Yeah, story done, honestly. No, f*** your story. I threw my mustard in the trash. I don't care about your mustard. I care about my mustard. I care that you draw kids naked. I don't draw kids naked. Yes, you do. No, I don't. What? If you call it a different word, it doesn't change the reality of what is being provided. We all saw that person. That person's a kid. It's a stuffed cat. It's a kid that has a little bit of more animal characteristics because it's a furry. And a little bit more like hourglass. A little bit less shaped hips. Yes, it's anime. But the people that practice furry things are still humans underneath the furry. Sometimes. Some of them are way more into the animal shit. They're into like the barbed dicks and shit. Yeah, but they're still people. Eh, some of them go like, you've seen the dog girl before. Some people throw their humanity out for the furry shit. But if you f*** that person, you're not f***ing an animal. You're f***ing a person. Some people like to think they are f***ing an animal. I know, and that's freaky. But you drawing that, it's a human. Well, if- With furry characteristics. If someone- can f*** a person and pretend they're an animal while they're doing it, then who's to say they can't f*** a person and think they're a kid while they're doing let's be very clear to follow your logic if someone's a kid that is dressed in furry shit it's no longer pedophilia because it's actually just a furry it's absolutely pedophilia kill that person buddy that's your logic that you're using for your own artwork my artwork's fictional there ain't a real kid being hurt okay so that's what matters in the end whether or not someone's being hurt not what's being consumed and drawn absolutely yeah okay so you can draw underage that's okay as long as no one's being hurt i don't care what the people draw as long as nobody's hurting there you thank you we're fine that's it i don't draw it anymore anymore that's your character yeah i don't draw that character i have characters that are off limits because they're too childlike dude i don't know man i don't know in fact everybody knows a couple of my characters that i'm like this character looks a little too much like a kid i'm never gonna drop them i got i got a list of them sure so i'm also being told you endlessly when you need money to like to pay for this minimum payment for example you go in your little discord which is your entire ecosystem in your entire life which i mean when and if i have kids i'm just not even gonna let them touch a fucking device we agree on that 18 because of people like you um like if they become this i'm literally gonna kill myself that's not even a joke i will absolutely scare any child away if i possibly can don't you worry yeah because you'll draw them i don't think kids should be on the internet yeah because then they'll see themselves drawn by you if that's what it takes i'm kidding i'm kidding i don't know man i'm gonna draw kids also by the way you paying 200 a month is not being independent in ohio 200 a month in rent what the fuck are we doing here that's not a real rent payment it's not even a utility payment shut the fuck what did he raise it to 250 he raised it to 275 shut up after a raccoon broke in and i told him call the people but apparently you go into discord and you endlessly e-beg for money i don't e-beg i open for commissions that's not e-begging i say hey everybody i need pizza there's commission slots open people send me dms they get commissions they get the characters drawn fucking each other i get to eat little caesars yeah but what you do is you go on then you're endlessly saying like oh you know my money situation's really bad this is why i need the money this is why i need the money you're e-begging for the commission you're not like here's my talent you're not like here's my talent if anyone i'm telling people people are donating to you i got fillings that need to be filled they're like 275 dollars on there that's all you're doing hey at least i have cancer i don't have cancer i'm joking that's a stupid joke i have the arthritis though you can see my weird sure but you literally game all day i got nothing for that one exactly so shut the fuck up and buddy i know the gaming shade that gets your fingers twisted so i know you're doing shit uh-huh like shut the fuck like actually shut up this is so pathetic the way you are acting got a weird pinky right there doesn't doesn't unbend i don't care there's a lot of things you can do in life just like you literally are on your computer all day instead of being hired for your talent you're in there e-begging and that's why some people are pathetically they are hiring me for the talent people want their character drawn by me not by some other artist who charges less than why would you have to tell them you they're you need to be hired for your talent you need to be hired for your talent you need to be you need it for your family because i want to be transparent i want to tell them where their money's going so when a charity opens it says where the money's going i don't need to know where they're yeah but that's charity that's a donation yeah and they know where the money your product no when people watch this they don't need to know where i spend my money i'd like people to know where they're spending their money it's like hey your money isn't just gonna go disappear into me get and blow it's gonna go for me getting new teeth no it should be based on the product they're getting product and service they're getting nothing i display the product too i'm like look why they're getting it not because you're pathetically e-begging i just like to explain to people where my where the money goes some people just like to know that do they even actually really know where the money goes because do you even know where the money goes i know where the money goes where does the money go uh mostly to uh video games okay or like 600 hours going out to eat a month 600 600 is that what it is 600 see you don't even know my 600 pound life jesus christ i didn't know it was 600 what else is on that guy spend dramatically more than you make it's not even close and it's mostly because i mean we're maxing out this credit card and everything it's really bad and i mean for what it's worth you have made a lot of money 2018 you made 91k uh-huh did you pay the taxes for that no and they're after me for that one good they should come and lock you up for multiple reasons but i'm getting on that one at least they want because you owe 67 000 or you made 67 000 in 2017 as well uh-huh you owe for that yeah they're coming after me okay when's the last time you actually made money because you're not making money now um oh we didn't even know about the taxes that's that's fresh to us 2017 2018 they've been hounding me for years just those two years did you make money in 19 yeah uh no not i'm sure once you started getting the stimmies and all those benefits in california during the pandemic you just lived it up the reason no we're at home i didn't get a stimmy um the california is a piece of shit they only gave my mom one that was it well maybe because you're well because because you you're a dependent because i was a dependent yeah so that's actually my brother's also a dependent so that's actually fair you guys suck well um the the um 2017 2018 i was going to conventions i used to sell merchandise i used to meet people like tara strong yeah i had a convention yes yes the convention's full of pedo people yes and that was where i made all that money those years then covet happened no more cons now i can't get any money anymore you know what's crazy dude literally especially with all the medic i know i'm saying this is a fact but at least i'm not morbidly obese but even still the thing is you have a good head of hair yeah the beard situation we have to figure out but lose some weight get on the no zempic get on the like triple blockers now they're all the shit let's lose some weight and you can go out there and you can find yourself a nice gal and with the type that you have you could actually date a lot of people you're interested in because they're horrendous thank you the beard situation because you touched on that that's the least important thing of what i just said you hide your chins with a beard i got like eight of them no that's what i'm saying let's lose money no you're doing that let's lose i'm already doing weight okay i am losing weight you are yeah i'm 180 pounds down from where i was four years ago before really yes how i have a personal trainer what you go outside and go somewhere a guy i drew furry for it was a personal trainer and he agreed to do personal training for me over the internet still doing it yeah and is there a timeline no forever yep good so you're working out yeah are you dieting um he's got me on a calorie deficit plan really yeah this is working out shit you were bigger than this i was way bigger than dude i couldn't zip this shit up now it's kind of loose are you on mobile close to a very close yes that's crazy at the cankles and everything and what kind of this guy um he wanted a picture of his character uh oh what was this character like his character is a a fully grown dude okay um who's like a rabbit something like that and uh why don't people just go have sex with humans like why what well he really wanted to have sex with uh you know muffet from undertale spider girl i have her as my phone wallpaper hang on that's weird she's my favorite video game character check it out the boobs jiggle too all right what's wrong with humans um why can't you just like look at me and ask the question what's wrong with humans what's wrong with humans yeah yeah but go get someone that's not like you do i really have that option yes lose weight and yes i mean there are desperate people out there yeah i guess if i ever get there i guess i'll be i'll be one of those people if you want to land a high paying job but don't have experience or a degree then you need to learn about course careers it is the easiest way to land the high paying career that you've been dreaming of i've done financial audits for hundreds of people and what i've learned is that the single biggest factor someone can take to improve their life is getting a higher paying job and that is why i've been such a huge promoter and even an investor in course careers the way it works is you simply go through an affordable online course to start a new high paying career path they teach many different in-demand jobs ranging from technology to technology to technology to technology to technology to sales to accounting construction project management the trades like electrician plumbing hvac supply chain and many others that can be done remotely and the coolest part about course careers is their platform works for people who don't have any previous experience or degrees their courses teach you everything you need to know to land your first entry-level job and they have a 100 this episode is brought to you by google chrome you think you know a browser but gemini and chrome that's new it can help you with practically anything on the web like restoring a vintage motorcycle from a 50-page restoration block or finally break down that long article you've had open for weeks gemini and chrome is here for it ready to make anything online make sense there's no place like chrome check responses set up required compatibility and availability varies 18 plus free introductory course for each career that teaches you all about what the job is like how much money you'd make and how exactly to land your first job was starting from scratch click the link below to sign up for one of their free courses today you suck with money so you download a budgeting app you start with the classic one why nab but everyone just deletes it because it's way too complicated to use so you go to every dollar that's dave ramsey the personal finance guy right well they're gonna force you to use it his way that's not very personal finances rocket money they got a lot of commercials but they're owned by rocket mortgage guess what they want to sell you in the end then there's the new guy on the block monarch hundreds of millions of dollars of private equity raising so far but private equity doesn't have a lot of money so you can't have the best track record when it comes to private data that's why i like dollar built by these people just like you for people just like you no private equity no gimmicks just the best budgeting app there is download it now start the free trial dollarwise.com link in the description below okay you owe four thousand seven hundred ninety dollars yes and the limit at the time no sorry that the limit at the time sorry sorry sorry sorry sorry no it wasn't that was the limit oh it was and you you owe four thousand nine hundred three dollars yes but the minimum to payment of 218 interest fees you're probably late and purchasing me 16 years to pay off you won't be alive well keep losing weight and actually i i am encouraging that i can make it 17 years not that we want pedos to live longer but the thing is i don't either okay like i said thanos snap if it takes me too as long as it takes them i don't give a shit them do you care about your life yeah i love my life you kidding me you want to live yeah i lost 180 pounds because i want to live okay yeah so again the mom thing i gotta get back to that like i need you to live independently like i almost don't want to do this unless one of our goals is you just actually learning life skills to learn to live independently as someone because we got to get you because what happens when your mom dies exactly she's old she's out there i saw her what do you what do you want did she what do you think i'm on the show she's 76 okay and she didn't look necessarily the healthiest does she not um well she got stung by bees recently she got stung by okay never mind she's okay okay but even even still 76 you know um she's a she's a tomboy she's a fighter i love my mom okay well that's good she's still 76 uh-huh and i wanted to live a long life but what do you and your brother do when she exactly that's why i'm here caleb okay so it is independent the whole point is get independent but like okay there you go then i'm down for that the current goal is get her out of there kerr i am not gonna do that that's not the point the thing is it's like yes but you have to take care of your life or else you'll never be independent okay so we need to focus on you all right the the the point i'm the point of coming here is i want to z y g o zygote guides zygote guides what's that for 10 bucks world of warcraft okay okay it's an add-on for world of warcraft right of which you're not paying your payment on time but you did that and then disney why even disney plus so you can watch all the young kid shows no i wanted to watch darth maul if i could watch it somewhere else i'd watch it somewhere else my man but they got like five billion streaming services you're gonna watch it path of path of oh exile fuck ninety dollars what did you get only 90 huh did they not tell you no i don't i know nothing tell me something i don't know sixteen thousand dollars on path of exile okay what do you even get i don't even i don't know that game i know it exists but i get to change my fireball to look like a dragon i get to make my cursor a different color sixteen thousand dollars sixteen thousand dollars this is a five hundred dollar hoodie what the fuck are we doing you have been staring it in the face the entire episode i don't i don't really you just get cosmetics you get cool looking armor you get to make your character look cool they can have wings and stuff how but how have you possibly spent sixteen thousand dollars on that game i don't even know that game i don't even know it was twelve years you spent three thousand hours this year alone that's ten percent of your money yeah shit you're not because i know where my money's going when i'm in mozilla mozilla corp something whatever game mozilla has probably the like um what is it the vpn it's probably the mozilla vpn and then ten dollars there yeah late fee and then interest in cash advance interest what the you cash advance at some point what's the cash this is insane at some point you did something that qualified for a cash advance i can't see it but that's just i don't know the balance there's 142 for that okay i think wait or well i genuinely have no idea what a cash advance is you've been late every month this year so far every month why you do make money and you shouldn't you don't have any overhead uh-huh so how are you possibly late there's no reason to be i'm hungry it's even more pathetic that doesn't make sense what do you mean i did door dash i get a lot of door good but you make money why can't you just make a payment on time it's 218 it's expensive for your income but you'll have literally no overhead you don't have a car i'm not great you sometimes do gas and you bragged about it i'm not great at making myself make payments and then i just forget turn on autopay then if you don't have the self-control then do that well when you have autopay on and there's not enough money in the account then it just doesn't do it sometimes my balance is just not there oh shit debt to friends oh yeah we haven't even got into that well that's what i'm bringing up so we can get into it again there's a big purchase that'll come up and let's get yeah my buddy bleep and um 1700 why uh well he's got the money to loan so i ask him sometimes yeah but why were you getting it what's it for a chair dude like it gave me chair bullshit lazy boy what the of course you f***ing fat f*** it was a 2500 chair big old mother f*** it's got the recliner it's got the cup holder it's got the phone charger for what that's not even at your computer it's right in front of my computer what yeah i got it there the desk is there it's not even at your computer it's right in here pedals under the desk i'm a f***ing baby in a crib that doesn't really get you to this healthier lifestyle yeah no not really the pedals under the desk do what does that do i just pedal them i get some circulation in my legs it was a personal trainer recommendation it was like if you're not getting on the bike you need to have some why would this person lend you that money just because he really likes my draw what your world is so f***ed up it is a f***ed up world are you making minimums of payments to him uh to him yeah no what's the expectation to pay this back i draw him he's got a character he's got a friend who's got another character he wants me to draw quicker and more i mean i do with him i kind of pay it back with him yeah kind of what do you mean kind of as in i'm not like giving the money but like i draw the pictures so what about oh him oh boy you owe a thousand yeah um internet friends is he's okay so he's a tech support guy and my computer breaks down sometimes he sends me some money for it and and he helped with getting here so to austin yeah from california it was like 1700 for the flight what the f*** is that normal well it was for two people it was for the normal something you decided to come here on sunday and leave on wednesday and he brought his mom that's why oh four day little vacation for you and mother that's why it's expensive move no we don't want you please no please i don't want to be here either this place sucks thank you yes it sucks so bad oh my goodness yes yeah it's awful oh my god i never want to be here it's an active town yeah and i don't like active thank you okay we can agree on that i don't need to be here good glad you figured it out so how are you paying this guy for your computer parts and bullshit um also the the character i'm trying to bring up the one that's my now now that you came here um better give him the reimbursement money oh yeah yeah that's that's he's who's getting it stupid that's the one where i'm actually tuesday and he got here on sunday and he's leaving on wednesday what the f*** is wrong with you i just wanted to hang out a little bit come on no i wanted to see if it's a nice place it is it's not for you we're in a pretty shitty place where the hotel we picked where are you um what is it called uh town river uh holiday in town river or something like that town town lake i think it's town lake it's uh it's right next to sixth street we were told that was a like nightlife party full of drugs and shit of course that's gonna be a little different it's gonna be a bit more wild well yeah what is it holiday in yeah holiday in town lake i think it's called and there's um there's uh oh it's okay you're near rainy street rain is super nice but it is right off of i-35 yeah it's i-35 bad what's a highway why would you want to be on a highway well we used to live next to a train i was fine with a train that's the train's different but okay paypal yeah so this is your check-in uh-huh yeah 34 in there nothing um and our and our front of our hotel there's like you are to be able to like allowed to take a vacation when you have no money it's not really a vacation it's one objectively of you no no a couple of the extra days people fly in and out the same day of the show oh we we flew in a day before because i knew i wasn't going to be two days before was it two days before sunday is two days before tuesday we flew out the 22nd isn't today the 23rd oh i guess he came monday maybe we misunderstood yeah it was like it was like 2 a.m on the we flew out on the 22nd okay uh so beginning balance 119 yeah a good amount of money comes in but then it all goes out and it's even less at 34 did i say the 21st when i said i don't know it doesn't matter i'm just okay i'm okay sorry you're talking to me all right i'm talking to you okay yeah i mean you yeah so much money goes out so many fees too this is crazy there was a point my interest was like 600 a month well it's just your paypal account not even steam games amazon pull up your amazon oh boy stamps subscription why are you paying stamps.com to mail your i don't know how to cancel stamps.com call i literally called i called a scam center and gave them my account on accident block it from your checking account i don't know how to do that immediately for pizza door dash 40 dollars of ff valve again steam valve bunch of steam bunch of steam dino labs ten dollars door dash another 42 dollars down his throat amazon prize you're out working this dude all right guys thanks for tuning in and i hope you enjoyed this video and i'll see you guys in the next video all right guys thanks for tuning in and i hope you enjoyed this video and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks but the thing is at some point if you continue this diet you will reach that equilibrium where the amount of working out you're doing is going to meet that calorie threshold where you can't like you're not actually doing it and you're still going to be like morbidly morbidly obese because this is an insane amount of food that you're consuming I am staying under the calorie deficit your calorie deficit is crazy though which is 2500 yes you're under 2500? 2500 is my daily goal yeah I would be so shocked with these DoorDash orders okay some square purchase yeah you purchased through something DHL Express you got something delivered to you Amazon more valve DoorDash Dash Pass Little Caesars $50 of Little Caesars and he's under his 2500 calorie a day well I was feeding my family but even $50 for three people you're not under 2500 calories $50 of Little Caesars is still a shit ton of food one Little Caesars pizza is $2100 that's just my day I just have a pizza all through the day and we're all good but even still you got more than like three pizzas I got more than the fridge I got a mini fridge in my room which I also bought I cannot get anything on this phone it's telling me unify guess you suck at everything you want to try it? you want to take the phone? you want to do it? you're probably better with phones you're actually addicted to AI what the fuck is AI? what is that? I got an AI generator on my computer and I was training it to do stuff that looks like my artwork kids he's generating kids it's not looks like kids you f***ing weirdo we saw them I say f***ing kids and I'm the weirdo you said your art we saw your art as kids my art is not all petite it just has petite in it so tell me why? what is this addiction? yeah I see the weird one here so I'm sitting there and I'm training the AI to look like this like my art and I'm sitting there and I'm making a whole bunch of different pictures and then all of a sudden I'm just like oh can I just tell it to make something that's like I don't know a cheerleader or some shit like that I make a cheerleader and I'm like oh that's hot then I'm sitting there just making shitloads more shit I'm into I'm into big boobs on cheerleaders okay? there's big boobs on cheerleaders on f*** yeah and I don't like the girls I don't know them I don't know their personalities I can make up a personality for the AI one make it up for the person in the f*** they make it pretty obvious with their little stupid f*** personality and their snooty attitudes and shit I hate them dude you got issues man I don't like the adult industry but you're a part of it in a different way yeah but mine's all fictional I don't like sex work I don't like OnlyFans and shit like that you don't like adults consenting? if it's putting yourself out there sexually and you know damn well that there's like 13 year olds jacking off to you no I'm not into that well hold on I needed something to jack off to at 13 does that make it right that you were jacking off to an adult? a pubescent guy is going to jack off yes and I would rather the people making f*** be adults so yes I think it's okay you're the one addicted to AI f*** does your mom even know? she doesn't know I make AI f*** she's gonna know after this episode sorry mom make him leave no I'm sorry you're 76 and pathetic I'm just gonna tell you that right now not to your face because I'm a coward but you need to kick him and his brother out this is like you've actually you've been a horrible parent by a lot allowing them to stay with you and not get jobs and develop any life skills because they're not going to be able to survive without you my brother is an exception okay she doesn't kick me out because I pull my own weight she doesn't kick my brother out because he's very disabled well very? very disabled what's disabled? he's autistic like low functioning he can't live on his own maybe I don't know there's low functioning whatever Warner HBO Max of course okay Spotify I cannot for the life of me if you want to take this and try it page behind your paintbrush for other people's Patreons when you don't even have money Suno Inc $30 Suno yeah I make music as a hobby you make music too yes I sing too you're a DJ I sing you're a singer sing me a song sing me Ave Maria right now we've been trying to reach you concerning your car's extended warranty not good not my usual Panda Express $26 zero not I know for the fat for a fact the calorie amount of a bit of a of a plate most plates from Panda Express you are not under your $26 $2500 you are going to meet your thing because yes I bet if you cut from 4000 calories a day you 600 pounds will lose weight but you are going to meet that level at some point where you can't anymore at your current diet and workout well it does need to be revalve exactly three logic system gaming bullshit whatever yeah Amazon this is insane dude DoorDash Little Caesars fast rap food store going against the bullshit energy drink bullshit look at this by the way for the energy drinks you know you guys know gamer subs look on our flavor it's finally here July 24th if it is that date if it's not get ready July 24th you can actually get the Caleb Hammer liquid assets I tested so many flavors to get this that's the general one in one out of every 100 will get one with my face on it so look at the draw on that one but check that out massive discount right now with their summer Christmas sale but also standard 10% off with my code link in the description below it is absolutely delicious it's an incredible flavor check it out like we went through so many flavors and this is we love it open wallet transaction withdraw 245 Taco Bell and you're under the 2500 yeah DoorDash in 20 bucks what's wrong Zygor guides yeah Zygor that's the World of Warcraft add-on we talked about earlier okay that you're doing on PayPal credit and on regular PayPal another DoorDash $34 Disney Plus Amazon Amazon Exola Mozilla DoorDash $33 Netflix Amazon Best Buy Amazon DoorDash again $47 but he's under $2500 X-Corp paid features $40 KFC Dino Labs another $10 $1,179 went to somewhere some Best Buy there $132 Olive Garden Sunco beverages and more $61 Little Caesars $30 you got premium Epic Games $36.99 Open AI you're paying for GPT for what you don't do anything you're not productive I don't need to yes you do open AI 20 bucks when was that last month last month last month open AI yep well that wasn't a payment that was supposed to go through Raspberry Apple by the way if you wanted to know the flavor it's incredible check it out no I'm not supposed to be doing yeah you're not supposed to be doing any of this by the way Taco Bell DoorDash in 20 bucks there Epic Games $36.99 Epic Games $2 Epic Games $9 for for affinity for affinity yeah that's the website I I post my art on $5 don't go there you'll become your computer will be tracked going into some bullshit Epic Games $90 yeah Patreon $12 they added Pomney to Fortnite they added Pomney to Fortnite general open wallet transaction I don't even know $10 wait oh there's another credit card you have Wells Fargo home furnishing you finance the furniture bullshit yeah what the lazy boy chair what I thought you did that through your friend he only did the down payment $2,500 you creature the balance actually went up somehow $1,407.71 why oh because you were late late fee like seven late fees it went up a bit I'm just not good at making the payments man I gotta get better at that that's what I'm here for this is so pathetic you just have to follow dude you should be the easiest budget in the world you don't do anything you don't even f**k people nope like where's your time and energy it should just it should be so easy budgeting in dollar wise in anywhere doesn't even matter anymore past due okay $194.76 is your normal minimum this is so f**king stupid fees being charged at crazy interest will be soon I'm sure there's deferred interest not even worth looking at it's f**king crazy what's deferred interest you've refused to grow up I don't even know sigh this is f**king stupid you can't even get laid everyone can get laid I could if I wanted to trust me oh you could I could well there you go so I had a naked girl on my bed of course I can well yeah she may have had aids so that's different yeah that's a little different yeah oh okay well never mind well if I wanted aids I could get f**ked easily get f**ked okay that's different I thought you were more incel if you don't want to have sex and you're not having sex like fine that's your choice I don't care I'm scared of it I thought you couldn't have oh well then you are weird again yeah like I said 11 years old learn about STDs and s**t like that it f**ked me up I'm trying to get over the fear you need therapy do you want to die a virgin no would you care I want kids oh f**k case oh is something you'll never hear in your life uh huh another HP you're putting HP max on here too this credit card so this is this is Wells Fargo checking account you're putting HP on multiple dude you have recurrence you have Disney plus on credit PayPal credit and PayPal and now you have HBO on PayPal and Wells Fargo if there's balance in the PayPal it uses the PayPal if there's not it uses PayPal credit it's like automated but still same month it got charged both and you're being charged no no no it doesn't even matter because Wells Fargo and PayPal both had HBO max wait yes yeah dude you know nothing the Wells Fargo had HBO max yes the Wells Fargo is my f**king chair what do you mean uh I went through uh uh actually I guess PayPal is pulled through there so for what it's worth - Home furnishing, yes, there is there, and home furnishing, home furnishing, yes. not supposed to but their items returned unpaid those dino blade steam games dino blaze whatever steam games adobe hbo max steam games dino blastic whatever bullshit steam games in adobe crazy overdrafting like crazy no one's surprised because you're crazy i don't remember what dino labs credit score living at home no overhead 553 pathetic i have a 553 is that what is this wfbna card wfbna wells fargo uh uh home furnishing that's that's that okay yeah yeah it needs attention uh we have a uh and then that's the first credit card we looked at so did you go to college i tried to do anything you tried to what's tried to i went to an animation class and they didn't teach us shit wow you'll never be productive in your life i wanted to learn you'll never be productive you'll never be productive yeah i can learn like yeah get into the most likely to be ai replaced this episode is brought to you by google chrome you think you know a browser but gemini and chrome that's new it can help you with practically anything on the web like restoring a vintage motorcycle from a 50-page restoration blog or finally break down that long article you've had open for weeks gemini and chrome is here for it ready to make anything online make sense there's no place like chrome check responses setup required compatibility and availability varies 18 plus this job job that's smart then i'll learn ai huh i'll learn ai i'm already trained in my own 2018 ca burned almost entirely to the ground our good friend gavin newsom did absolutely nothing whopping six choices for doordash okay it was just a life story yeah yeah my time you don't have any mortgage or 401k accounts well we know you're a loser oh you're a deadbeat what i have a mortgage for exactly you've never been productive in your life you would never okay so your income is i guess three thousand hours a month and i guess you don't have to set aside for taxes because you're dependent it's weird and we're enabling you probably get money back it just goes to your mom her debt situation is your minimums of payments and i guess you're making your minimums to your friends with yeah yeah they're paying for a service but your minimums payments are four hundred twelve dollars and seventy six cents so you get your own groceries good three hundred dollars there you go you're fine meal plan meal prep we base it off of that that's three meals a day plus snacks plus drinks plus dessert i know you love that phone bill how much phone bill mom takes care of it mom takes care of it of course 150 a month uh yeah but she takes care of it gas room from drive drive how much do you contribute about 350 a month what i thought you why is this okay car insurance california she pays for it she pays car insurance yeah okay rent mortgage utilities she does it all yeah tp fund anything else you need for your life i'll give you 150 uh therapy you probably do need you probably can get on like many cal and bullshit with your i can't i've tried because you're a dependent i got rheumatoid arthritis and all that shit but they just keep telling me like oh no you're completely capable of doing everything you are capable good i'm glad that california at least says that i'm actually surprised but you also are a dependent so i don't know if you could go independently get on different services so i don't think i can see what you can do i will do another 200 let's do some therapy okay and i think you can do that do you have health insurance no at 37 at 37 wait okay get on because i couldn't get on medical get on some subsidized health insurance affordable care act it's a little more expensive now but whatever i'll do 400 let's just try 400 it's all expensive because you're a fat well kaiser permanente is the only choice and that is 400 a month there we go we did it there you go right on the dot good uh you have any pets i do but mom subscriptions i'll try to give you 50 bucks okay there's nothing else that needs to be in this budget because you have nothing how much money i get huh how much fun money i get let's see if there's wiggle room there is i'll give you 250 for fun okay sweet you have a thousand two hundred dollars buffed on a monthly basis okay and that's savings oh pay off debt pay off that right if you're done in five months get an emergency fund move out but you got to work on you need to go get a job like mcdonald's and start building up experience that's the reality you're going to be lifting shit at manufacturing you're going to be you're going to be taking bottom entry-level bullshit jobs because your resume is nothing not bullshit jobs which is entry-level shit you're going to be building up your resume you need to go you're not going to do any of that so i am practically just going to end because what the else is there to say i could get a job at starbucks okay there you go get a job at starbucks that was through indeed you're you're trans like everyone else there so it's perfect i could say i am they did get me the job probably you certainly were which is yeah i've got the experience yeah i can i can fake it till i make it okay good luck buddy i have zero hope here more than almost any episode ever this is pathetic and sad and disgusting you're afraid of blowjobs what is wrong with you guys hammer the hammer shut the we're gonna get the hammer financial score make sure to join us in the post show in a little bit there's a big stocking situation that we didn't get into that's crazy oh and a lot of other really crazy e-begging that he's doing you'll see well that's in the post show but hammer financial score spending their budget dramatically overspend zero out of ten debt that friend does i'll give you a one out of ten because at least there's no collections it's about to be though because you're not paying on time but emergency fund nothing zero out of ten retirement nothing real estate okay hammer financial score point five out of ten get yours at calebhammer.com now click join to get three premium shows every single day six days a week including an extra 20 minutes of this episode called the financial auto post show you can join on youtube or you can join on the hammer elite app or hammer elite.com wherever you want to be membership's the same on all services it's the best one there is see you there so i'm being told instead of going and getting a job like we're trying to push youtube and he's a vtuber oh a vtuber too so now you're vtuber and you're making a video what video game you're making it's a horror rpg how far along um you can walk around in a house you do everything besides get a job i just launched the brand new hammer elite app available on every major platform so you can watch every show anywhere you want you'll get three exclusive dedicated shows every single day monday through saturday refer a friend after you sign up and you get an additional 30 days of hammer elite access for free download the hammer elite app by using the link in the description or pin comment down below this is the best membership you'll ever join and that's a promise tammy regularly hauls stuff to her kids at college that's why she shops at bj's wholesale club saving up to 25 off grocery store prices beef jerky microwave meals laundry pods even they can't screw up have you met my kids and with bj's gas she gets there for less they call me the road warrior this is your home road warrior mom home of the save join for just 20 at bjs.com slash mesquite and save 10 cents per gallon for six months open soon limited time offer new members only BJ's, home of the save.

Podcast Summary

Key Points:

  1. The guest is a 37-year-old virgin living with his mother, earning money by drawing commissioned furry and anime-style art.
  2. He has a history of poor financial decisions, including $16,000 spent on Path of Exile, debt on PayPal Credit, unpaid taxes from 2017-2018, and borrowing money from friends.
  3. He previously drew underage pony characters (foals) in nude or sexual contexts, which he stopped seven years ago, but still draws "petite" characters that critics view as childlike.
  4. He was in a nine-year online relationship with a transgender woman, never met her in person, was scammed out of thousands of dollars, and was convinced he was trans for two years.
  5. He has a fear of oral sex due to childhood trauma from an intense sex education class, and he has never had a real-life sexual experience.
  6. His life goals are unclear, but he wants to move his mother and brother out of California to Idaho, while the host pushes him toward independence and life skills.

Summary:

The episode features a financial audit of Buck, a 37-year-old virgin who lives with his mother in California. Buck earns $200-$400 per drawing, creating furry and anime-style commissions, with an average monthly income around $3,000. However, his financial situation is dire: he owes $4,900 on PayPal Credit, has unpaid federal taxes from 2017-2018 totaling over $67,000 in income, and has spent $16,000 on Path of Exile cosmetics.

He also borrows money from friends for items like a $2,500 La-Z-Boy chair and expensive flights. The host, Caleb, confronts Buck about his past, including drawing nude underage pony characters, which Buck admits to but claims he stopped seven years ago. Buck also shares a nine-year online relationship with a transgender woman who scammed him, never met him, and convinced him he was trans for two years.

His fear of sexual intimacy stems from a traumatizing sex ed class at age 11, leading him to decline sexual advances. Buck’s goal is to move his family to Idaho, but Caleb insists he must first learn independence. The audit reveals a pattern of enabling behavior from his mother and brother, and Caleb offers to help Buck get a certification for a remote job, emphasizing the need for life skills and self-sufficiency before his mother, aged 76, passes away.

FAQs

The guest is Buck, a 37-year-old virgin who lives with his mom in Paradise, California, and makes money drawing commissioned furry artwork.

Buck draws commissioned furry artwork through his Discord, earning roughly $200 to $400 per picture, which amounts to about $32,000 a year.

Buck claims he has a fear of sex, partly due to a traumatizing sex-ed class at age 11, and he has turned down opportunities, including a naked woman in his bed, because he worries about STDs or trusts issues.

Buck had a nine-year online relationship with a trans woman who he never met, paid for her HRT and other expenses, and later discovered she was married and scamming him.

Buck wants to move his mom and brother to Idaho because their town burned down, fire insurance has tripled multiple times, and there's nothing left around them.

Buck has a PayPal credit card with about $4,900 in debt, owes money to friends, and has spent $16,000 on Path of Exile and $600 a month on DoorDash, but he pays no rent and files as a dependent.

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