The episode features a financial audit of Buck, a 37-year-old virgin who lives with his mother in California. Buck earns $200-$400 per drawing, creating furry and anime-style commissions, with an average monthly income around $3,000. However, his financial situation is dire: he owes $4,900 on PayPal Credit, has unpaid federal taxes from 2017-2018 totaling over $67,000 in income, and has spent $16,000 on Path of Exile cosmetics. He also borrows money from friends for items like a $2,500 La-Z-Boy chair and expensive flights. The host, Caleb, confronts Buck about his past, including drawing nude underage pony characters, which Buck admits to but claims he stopped seven years ago. Buck also shares a nine-year online relationship with a transgender woman who scammed him, never met him, and convinced him he was trans for two years. His fear of sexual intimacy stems from a traumatizing sex ed class at age 11, leading him to decline sexual advances. Buck’s goal is to move his family to Idaho, but Caleb insists he must first learn independence. The audit reveals a pattern of enabling behavior from his mother and brother, and Caleb offers to help Buck get a certification for a remote job, emphasizing the need for life skills and self-sufficiency before his mother, aged 76, passes away.
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What was the allegation before?
Before you tell me the reality.
The pet s*** she was talking about was me.
Age? Question mark, question mark.
Childlike.
Oh, yeah, lock this guy up.
Okay, that's a f***ing kid, dude.
That is not a child.
Look at the hips on that.
You're probably better with Fonzie.
I thought you were actually addicted to AI s***.
What the f*** is that?
I got an AI generator on my computer,
and I was training it to do stuff that looks like my artwork.
Kids! He's generating kid s***!
Of fictional characters, mind you.
What the f***? They're still kids, are they not?
I make a lot of money.
I'm not doing this.
What the f***?
I get to find out, is this just some guy with a weird f***,
or is this like a guy who actually wants me to draw real life f***
of his actual little sister?
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Hi, I'm Buck.
I'm a 37-year-old virgin who lives with his mom
from Paradise, California.
And this is Financial Audit.
Is that a meme or is that real?
That is 100% real.
No.
Every bit of it.
Fuck.
Never even been kissed.
Why?
I'm a hopeless romantic.
I'm waiting for the one man.
Come on.
Kissing's not, I mean, kissing can be a first date activity.
You don't need to get into the first.
Well, listen, listen.
If you're kissing on the first date, I don't want you.
Yeah, listen to the virgin.
Come on.
Listen, listen.
I got a little math to run by you.
You like math, right?
Okay, listen.
I have never been sexually satisfied
by another person, right?
Okay, well, you can't get satisfied
if you don't do anything, but yes.
But I have sexually satisfied thousands of people,
which you are going to learn throughout this episode.
So I'm the most benevolent lover in the world, Caleb.
Okay, so what is that?
What the fuck?
Okay, what did I just walk into?
This is actually crazy.
For those of you who are either new listeners,
watchers, whatever you want,
I literally talked to this dude for like 30 seconds
before we started filming.
I know nothing about him.
I go into these episodes blind.
What the kind of creatures in front of me?
What do you do for a living?
You live with your mom at 37?
Oh, was she the sweet old lady that was out there?
Yeah.
Oh, I wondered why there was an old lady
in my dining area.
She is wonderful.
She's a wonderful human being.
I'm sure you think so,
'cause she's most likely enabling you.
Yeah, I'm getting extra confirmation
being typed to me that this is real 100%.
What the?
100%.
Don't you worry.
I can't wait.
I draw.
I draw.
I draw.
I make a lot of money doing this.
Yeah, what do you make?
What's your income?
Roughly $200 to $400 per picture.
Okay, what's our monthly income?
Per picture?
Yeah.
What are you drawing?
I draw commissions.
People come in, they want me to draw.
Come in where?
My Discord.
I just have a Discord.
They come in, they--
Of course, it's a virtual space.
Yeah, it's good.
Well, you made it sound like
they're coming into a shop.
Maybe you were a little entrepreneur here.
Yeah, they walk into my mom's house
and they order.
Yeah, exactly.
I think there are other places outside of your mom's house
that you could be, like,
spacing out, but yeah, sure, okay.
Okay, so--
I probably don't need space for it.
Continue.
What hits a month?
What's your monthly income?
I don't know.
It depends on how many customers I make.
You just said you make a lot.
On average, what is your,
how many customs are you doing a month?
I don't know, 14, 20.
I guess I have to ask, okay.
Okay.
Sure, show me.
Let's just say--
Show me one that someone else
has consented to me seeing.
On my phone, yeah, sure.
Well, unless you brought it, I guess, sure.
I'm glad you didn't.
What the?
I think my security would burn it at the door.
This is, okay, you average 36,000 hours a year,
our accountant did, okay?
I have a whole gallery.
That's not a lot of money.
It might be for a 47-year-old virgin
who lives with their mom, 37, sorry.
37.
I got 10 more years to be that bad.
Okay, blur it, I guess.
Let's make sure we get this for our--
Is this, I don't really understand.
It's furries and it's--
Furry.
Okay, so--
Did I mention it was furry?
You didn't, but it's really just an animal
sucking another animal's dick,
which is just really weird.
It's not something that gets me going,
not really a bestiality kind of guy.
It's two animals sucking another animal's dick.
There's two animals in there.
Is that what you're into?
No.
I guess that's what people are into that pay you.
I mean--
And that disgusts me beyond belief.
I'm just into horny shit.
If there's happening, I'm probably into it.
Okay, how the?
Is someone into horny shit?
A 37-year-old virgin that lives with their mom.
Please tell me.
I hope that picture was on screen, guys,
but that dick is certainly blurred.
No, it really didn't really look like much.
I don't know how people are getting off to that.
This is an image.
A lot of people like me for my personality,
whether you will believe that after this episode or not.
I don't know your personality or not yet,
but I just like--
You're definitely a freak, but why?
I have to ask why someone's a 37-year-old virgin
if your entire life revolves around--
Well, I see a path of exile.
Sure, going on.
And oh, what is that?
Can you show the camera your undergarments?
Oh, my zebra pants?
Should I stand up?
Yeah, I guess so.
If you want to put that chair through some suffering.
Oh,.
Should I do a twirl?
Okay, impressive.
So I understand why you're at least not getting laid,
but what the have you tried?
Oh, I've tried.
I've had a naked girl in my bed before.
What did she look like?
Blonde, probably a seven.
She was cute.
A seven what?
Waste?
Seven out of ten.
The dude scale, Caleb, come on.
How tall?
About a foot shorter than me.
How tall are you?
Six foot five.
Okay, cool.
Mountain girls, they're a little bit taller, but not--
How much does she weigh?
Probably 180, 200.
Oh.
She had a skinny waist.
Little bit of a pot belly.
She was kind of cute.
Okay, we've really gone from seven out of ten
to kind of cute.
Okay.
I mean, seven is what IGN gives every video game
in the world, so--
What the could I give a shit about IGN?
So why could you not finish the deed?
I just have to know for my own sake.
Well, she turned into a red flag when I said,
"Hey, do you have any STDs?"
And she's like, "Who did you talk to?"
Is that real?
Yes, that's real.
100% real.
She sends me a message.
She's like, "Hey, my car's stuck in the snow."
And I go, "Well, my parents aren't home right now.
I'll come save you.
I'll be the hero."
I go down there.
I save her.
I bring her home.
I'm like, "Hey, listen.
Let's go on some dates first.
I don't really want to get laid, like, right now."
And then she really wants to give me head.
I say, "No."
And I'm sitting there.
She's talking about, "Oh, you have this big king-size bed.
Oh, we could sleep in the same bed."
And I say, "This is probably where it's going to happen."
So I go, "All right.
Do you have any STDs?"
And that's where it happens.
But she was already naked.
Well, she got naked after we got in the bed.
I said, "No."
I said, "We're not doing it."
She got in the bed.
She got naked.
She was trying to tempt me.
I laid in the bed.
How was she trying to tempt you?
Grinding her ass on my dick all night.
All night?
How long were you guys there?
Well, generally, eight hours is how long a night is.
You always say no to these women?
They're always saying things?
I don't understand.
So far, yeah.
Every opportunity has been me saying no, yeah.
Going from queso to ques-no.
Yeah.
Hey, they don't know the queso joke.
They weren't here for that.
I think everyone sees you.
Okay.
I'm queso.
Wait, boy.
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All right, back to this disaster.
- Okay, so you brought up STDs and she wouldn't answer.
- She wouldn't answer this whole like,
"Oh, then who did you talk to?"
- After she said, "Who did you talk to?"
You didn't say, "Well, do you just have some?"
- I said, "I haven't talked to anyone.
"I don't know what kind of question that is."
And she's like, "Well, you need to tell me who you talk to
"or else nothing's gonna happen."
- Okay, well, I guess she ruined her chance to be with this.
- With the man.
Zebra pants, hello.
- Okay, okay, shut the up.
So I'm gonna conduct a financial audit on you.
- Yeah. - I guess.
- What the trying to get you out of your house?
What are we trying to do here?
- I don't wanna leave.
- What are we trying to do here?
Then it might be best for you to leave.
You might need to.
I mean, advice might be you need to leave.
- I want to save my mom and my brother
and get us out of California.
- What?
- Yeah.
- What do you mean?
- I'm the 37-year-old virgin savior here.
- No. - I'm gonna get them out.
- Does your brother live at home?
- Yeah. - Holds he?
- What's 37 plus six?
- Okay, so these parents have absolutely failed
in every way whatsoever.
These are failures of parents.
- Well, listen, I wasn't the one that was homeschooled.
- Does your mom even know
what you do for a living while you live there?
- She knows that I draw.
- Oh, my.
Dude, she, does she just not communicate with you?
What, does she not care?
Is she just a failure?
She is a failure of a mother.
I do have to say that.
She objectively is.
- Don't you dare call her a failure of a mother.
- She's a failure of a mother.
You and your brother live there.
- Listen, listen, listen.
- Of seven years above you.
- Well, six years above me, first off.
- She doesn't even know what you do for a living
when you live there
and draw.
What the?
And your goal isn't even to leave.
Your goal is to get her out of California, which, okay.
- Yeah.
- What, is she being killed?
- Well, I got her out of her marriage first.
Abusive dad, yeah.
- Well, yeah, by you and your loser brother
living at home forever.
I'm sure that their marriage.
- I didn't quite marry my mom, but-
- What?
- Choke, shut up.
- Now I'll just step onto this rock
and jump off into the sweet relief of death.
- I am trying my absolute best.
- This episode is brought to you by Google Chrome.
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- To get my mom up off her ass,
get her out of the state and we can go somewhere.
- You see that guy?
You're not even off your ass.
What does she do for a living?
- She works at an antique store.
She's also retired and she's got half my dad's retirement.
- So she's off her ass.
Why can't she, why?
What does she need you for?
- Paying for groceries.
- Does she want to leave California?
- Well, yes, but-
- To where?
- Well, we're thinking Idaho.
- Why?
- 'Cause it's Idaho.
- No, why the California emergency?
- Oh, because California is just,
they're driving up our insurance rates
on like fire and shit.
Our town burned down and our house survived
and now our fire insurance has tripled
and then tripled again and then tripled again.
- Which makes sense,
but that's the only reason you want to?
- That's one big reason.
And then the other reason is just
when you're living in a burned down town,
there's nothing around you.
It's fallout out there.
- Okay, well, usually you can move to another town,
but I got, okay.
Oh, you guys want to move to another state, sure.
- Well, there's the convincing part.
- So you pay for the groceries?
- Yeah, I pay for-
- You pay for rent?
- I pay for my grocery.
I don't pay rent, of course not.
- She needs you to pay for your groceries?
- Well, I don't pay rent as long as I pay for myself.
- No, no, no, no, no, no, no, no, no, no, no, no.
She said, you said she needs you to pay for groceries,
is what you said earlier.
But now you say you only pay for your groceries.
- I pay for my groceries and then she eats some of it.
- Oh, buddy, what the?
- We're a family, Caleb.
- A really pathetic one, I'll be honest.
From the looks of it,
I think the dad was right to leave this nest.
- Well, there's a whole story about my dad.
We'll get to that. - Don't need him.
Why the don't you like your dick getting sucked?
- I'm not curious about that, you freak.
- Because it's a trust thing.
I'm putting my most prized possession
in a thing full of teeth.
I need to be a hundred percent sure
this ain't gonna bite down.
Come on, man.
- Why would she?
- I don't know because I live-
- What's the logical reason?
- I live in the drug county.
I'm like 10 minute drive.
- Why does someone want to eat a human skin,
get blood in their mouth, go to jail?
- I don't know.
I watch a lot of criminal psychology.
People eat hearts and dicks all the time.
- Well, that's you.
- You freak.
You're watching content that's poisoned in your brain
and making you afraid of-
- Like Kayla Palmer.
- Basic thing.
No, we've never made people afraid of that.
We make people afraid of spending money on
making people afraid of their 37-year-old virgin
living in their home forever and being bad parents.
- There's also a 43-year-old virgin in there.
- You know he's a virgin?
- I think he is.
- Oh.
- He had a boyfriend for a while.
- Okay.
Well, the gays usually have sex a lot easier.
He had a boyfriend.
He was probably getting railed or railing.
- I don't want to think about that, so thank you.
- So, what am I doing with you?
That's my question.
What the am I doing with you?
- Well, when you get to my-
- I'm not getting a financial audit on you,
but what the am I trying to do for you?
- Get me to figure out how the hell to save money
instead of spending it on stupid shit.
- But for why?
'Cause I actually do want you to have life goals.
You need life goals.
And I think your life goals should be
actually living an independent life.
- Well, I've learned I can live an independent life.
- How have you learned that?
- I lived in Ohio for a year.
- Oh, man.
You work 40 hours a month.
- Well, no.
- Come on.
- I make like 40 pictures a month.
- What's the, oh, why?
- Well, I had a friend in Ohio.
I met him at a brony convention.
And we're gonna get to the brony.
Don't you worry, we're gonna get to the brony.
- Apparently, we're gonna get to everything.
Just never now.
- We can get to it now.
You want to talk about bronies?
- No, maybe I don't at all.
So, maybe we'll never get to it.
What the, why are you in Ohio, you freak?
- So, anyway, met a guy at a brony convention.
Seemed like a really cool guy.
Start talking online.
He goes, "Hey, I have a house, $200 a month rent.
"If you want to move in, we got a whole room for you."
I'm like, "Hell yeah, sign me up."
I go down there and move in.
Then I find out he's a creep.
Far worse than me.
Don't you worry. - What does that mean?
- Wears diapers around the house
and wants to his brother.
- How are you not getting any red flags?
You lived there for a year before you realized this?
- Lived there for a year.
Well, it was actually six months
before I found out about the diapers.
- With him?
- Yeah.
- Buddy.
- I didn't hear any crinkling.
- Okay, so does everybody.
But anyway, the guy walked around the house
just like a normal human being
and he went to work every day.
I didn't really hang out with him that much.
I hung out with his brother more.
His brother's a cool guy.
- But the confusing part is I actually am being told
you were in a nine-year relationship.
How'd you guys not do anything for nine years?
- Oh, it was an online relationship.
- Oh my dude.
- Come on. - Good damn.
- Come on.
People have online relationships. - Come on.
Yeah, but they meet at some point.
- Yeah, and it's completely normal
for them to never meet you sometimes.
- What?
- That is not normal.
Let's not use the word normal.
- Well, okay.
It was a brony relationship first off.
- Oh my.
What is wrong with you?
- Look.
- I hate your existence.
I'd rather be speaking to a racist.
- We can get there.
- Oh my goodness. - I'm kidding, I'm kidding.
For the camera, I'm kidding.
I'm kidding.
- It wouldn't surprise me, unfortunately.
- My dad, my dad was the racist.
But not me.
Didn't rub off on me, don't worry.
My fans rub off on me sometimes.
I'm kidding about that too.
- Oh my gosh, dude, shut the up.
You don't have to constantly try to make jokes.
You're not necessarily good at them.
You have been locked up in this room for way too long,
you freak.
- And I'm wearing a hoodie.
I'm making it worse on myself.
- Why were you with someone for nine years only online?
Again, that just stacks with you living
at your mom's house 'til 37.
When did you break up with this individual?
I assume woman.
- Trans woman, yeah.
- Okay. - Yeah.
- But how do you even know?
- Well, she told me after three years of being together.
- Did you think it was a woman, woman, woman classic?
- Oh, I hadn't even heard her voice
for the first three years.
- Why?
Oh my.
Oh my, dude, I don't have a response.
This is blowing my mind.
People like you should not exist.
- People like me don't exist.
I'm one of a kind, baby.
Come on.
- Unfortunately not.
We just don't see you guys until you mass shoot something.
- Listen, I don't even have ammo for my gun.
So we're all good.
- You have a gun?
- I have a shotgun.
- Oh.
- For the record, the gun was to defend the house
from my dad.
So was the metal door on the front of the house.
My dad was a bad guy.
- Shut up, shut up.
- Okay.
- Dude, I don't give a.
- We won't get into my , I guess.
- He's only a huge character in my backstory.
- Buddy, I'm still on the fact that you're dating someone
for four years and didn't know that person was trans.
Well, I learned they were trans because she talked to me in voice
and I noticed her voice sounded really masculine.
I asked why.
And then she says, well, I'm transgender.
And I say, well, I told you I was a dude up front when we first met
and then you told me you were a woman up front.
I kind of wish you were a little more honest about that.
And then she calls me transphobic and then I felt bad.
And then I was like, you know what?
I don't want to be transphobic.
I'll stay with you.
To her, she is a woman, I guess, is how it works, I think.
Yeah, to her.
Go for it.
I ain't going to rub in anybody's face about what they're doing
in their private time.
Well, I mean, it did kind of impact you.
It did very heavily.
Outside of this person's private time.
Did you feel things four years of just texting?
Yeah, yeah.
Did you give her any money?
Well, yes, I gave her a lot of money.
I paid for her HRT for three years.
I knew it all.
Yeah.
I knew it all.
I knew it, of course.
Because why would she?
You know she was getting railed in her asshole.
Yeah, because she told me she was.
And you're okay with that?
I was a big old open polyamorous dude.
Yeah, you poly?
Buddy, you're not poly if you're not with anyone.
Yo, I was trying to be.
No, you guys being poly is your person that you were with
was constantly f***ing someone that wasn't you.
You didn't even hear this person's voice for four years.
And other people.
Three years.
Three years.
While other people heard that.
Person moan.
Uh-huh.
Constantly.
Yeah.
You didn't even get that.
She was married even.
Didn't tell me she was married for eight years.
Was she cheating?
Oh, she was cheating a lot.
Yeah.
On her husband that was transphobic.
That didn't like that she was transitioning.
Like two years ago when I was in Ohio.
You paid for her to move to Washington, Pennsylvania.
She promised me we were going to meet up finally.
Because I was in Ohio.
She was in Pennsylvania.
Whoa, you were.
F***ing.
Say it, man.
Say the R word.
Say it.
No, no, no, no.
It's not the f***ing thing.
You were being, you were like being catfished, but not just catfished.
You were being scammed.
Absolutely.
For nine, but for nine years, you didn't realize this?
Oh, I, I had my inklings, especially with.
Inklings for nine years.
You got some inklings.
I got some inklings.
I had a whole lot of inklings and they were all people on the internet telling me I'm
being scammed and catfished and I wasn't listening to them.
Oh, and then she convinced you that you were trans.
Yes.
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Well, we played a lot of video games together.
Every time we played, I was playing a girl character.
She's like, you know why you like girl characters?
It's because you're a girl.
I went along with it.
And.
You went along with it?
How do you not have independent thought?
Well, because it's like when.
Have you ever been in love?
Yes.
Oh, well, that kind of destroys my.
And I them.
Well.
Sometimes that's not a good thing.
Not having sex with your partner.
OK.
You didn't make a good point.
But listen.
What was the point you were trying to make?
How is it not always a good thing?
Because it also means like go over.
I'm being an idiot.
So just.
You know, whatever.
So dude, focus and sorry, is that this is how I combat my nerves.
I just keep making jokes like an idiot anyway.
So yeah, paid for HRT multiple years, paid for a move to Pennsylvania because
she promised we were going to meet up because I'm in Ohio.
She's in Pennsylvania.
She's like, it's a ten hour drive between us.
Let why don't we finally meet her?
That'll do it.
And then I don't know.
It's a couple thousand dollars.
A door dash later, I drive to the person that I was offering to.
I kept saying, hey, I know your address because of the door.
Dash.
Why don't I just drive to your place and we can hang out?
And she goes, oh, well, my husband's here.
That's where it comes in that there's a husband involved.
And I go, oh.
So then I'm talking with a friend and then the friend finally convinces me, just go break
up with her, dude.
And I finally go do it.
Oh, after nine years.
That's pathetic.
Nine years.
You're pathetic.
I was.
No, you are pathetic.
That thinking you were trans because a trans person told you you're a trans 37 year old
virgin live in a home.
I do.
You're pathetic.
You won't even, you won't even accept the blow job because you think they're going to
eat it.
Yeah.
Like what the fuck?
You are pathetic.
No, there's no other way to look at it.
That is the reality.
How does a person like, just logically, just logically speaking about the blow job thing.
Everyone does it.
How do you put it?
Everyone does it.
There's teeth.
Everyone does it.
How do you not get scared?
Everyone does.
This is not a normal fear.
How is that not a normal fear?
Dude, a handjob that could squeeze it to death and make it pop.
Like there's like anything could happen anywhere.
Listen.
Listen.
There's teeth in there.
Okay.
Have you ever seen the movie teeth?
It's because you're always watching this animal.
They got those big.
I mean, that could, that could play into it, honestly.
Maybe I need therapy.
I think that's a good start for you.
Remember that for the budget.
Get me some therapy, man.
Come on.
I don't.
Oh my God.
Move the ball along.
So this is like actual real.
In a disgusting way in a pathetic, bad, disgusting, horrible.
I'm actually pretty heavily against going to be completely honest.
You don't matter.
But there's a difference.
Probably once every two days.
Average.
Hmm.
Okay.
Oh, you don't even watch real.
You only watch animated.
Yeah.
Buddy.
What the is wrong with you?
I don't want to see real people doing it.
I want to see real people doing it.
That's weird.
Because you need to actually get with a real person someday.
Those are people with families.
Come on.
Buddy, what the is wrong with you?
What?
That's what.
That's weird.
You don't want to see real people doing it.
That's weird.
Come on.
Buddy.
You need to.
But.
That.
You need to like.
Warm yourself up to being with a real human someday.
Or else you're going to be with like a.
Animal.
Well, I don't want to be with a real human.
Who puts herself out on.
Hub.
What?
I want to be with a real person who's like a normal human being.
If I'm sitting here watching porn.
No one's saying get with a.
Star.
I don't think a porn star is going to get with you.
Well, how is looking at a.
Star who's on.
A pub going to warm me up to a real woman if that's not what I want?
Because you need an exposure therapy to.
Sucking.
Well, it.
Hmm.
Yeah, I guess.
A little bit.
But.
The.
If I'm watching.
On.
Pub.
That's not like a realistic kind of feel for a relationship.
So you were convinced you were trans.
Did you actually do anything with that?
Didn't get any kind of HRT.
I just made my hair blue and wore.
Oh, my.
Pink socks for a while.
But.
Oh, my.
Do you have a picture?
I.
Oh, my God.
I hope I don't.
I burned that part of my life.
I'm going to find out if I do.
Well, yeah.
How can you be convinced you're trans.
How is that even possible?
I know some kids go through it in school, but it's like, it's like, dude, it's.
Well, I think there's like an entire, like.
You were like 35.
Yeah.
35.
What the.
I think there's like something to be said about like people who convince people that
they're trans because they talk.
Yes, but you're not a kid.
Well.
For kids.
I understand.
So much.
Adults can be impressionable.
You can have like a 60 year old guy.
Well, I think because you have no life experience because you've only lived at home and you
have no real experience.
When's the last time you had a real job.
Uh, dude.
Working at Victoria's Secret when I was like 16.
Oh.
Saw my first boobs when I was 16 at Victoria's Secret, baby.
They whipped out their tits?
Yeah.
We had models on site.
It was a Hollywood location.
We would have models in there to do photo shoots and then get naked in front of everyone.
Yeah.
Is that why you're so broken?
Probably.
Um, there, the, the sex thing, the fear of sex, I can actually like pinpoint when that
happened.
Okay.
Yeah.
So when I was like 11 years old, sex ed, they showed us a whole bunch of like really
nasty STD shit.
And then they brought in like the victims to talk about how they were and shit.
And it was, uh, horrifyingly traumatizing for me.
Whoa.
Jeez.
So.
Going into hardcore was crazy at 11.
I remember the STD conversation at 11 and seeing pictures.
That didn't with me.
It was just like, I'm going to get with people that are tested.
Yeah.
And, and the, the reason why like that was even allowed was my parents literally signed
a permission slip.
Yeah.
That literally said, we're going to have victims in here talking about rape.
Yeah.
Yeah.
And the, the reason why like that was even allowed was my parents literally signed a
permission slip.
Yeah.
Well, Hey, don't f*** anyone and you'll be fine.
I'm completely fine on that front.
Cause I ain't, I ain't even consensually f***ing people.
Exactly.
You're not consensually f***ing people.
You're not getting f***ed.
No offense.
Not really f***ing worthy.
Number two.
Thank you.
That's a good compliment.
Number two.
You can't move quick enough to f*** someone.
And it's not big enough.
Don't you even worry.
Oh my f***.
Oh shit.
Chad, I'm so sorry.
How big is it?
Hard or soft?
Hard.
Four and a half inches.
You laugh.
I'm proud of my small d***.
Don't you worry.
i love that can i have a tape measure please i need to i need to visualize this this is
this is deeply concerning i've never and it still blows my mind that five is the average
in the united states crazy half an inch below but
oh shit yep that's rough that's a very familiar length you got right there
oh
that's supposed to be the growth stage that's the growth stage
that's the boy hey he does damage i've broken sex
times i've broken sex times i've broken sex times
toys it's like like no movement that's such a limited movement
wow this is crazy crazy you've broken did you say you broke sex toys i've broken sex toys of
course i guess that's all you're getting with i uh so i was like a crowd funder for some
auto dick sucking machine and yes it was therapeutic i was trying to warm myself up to it
no it's just gonna encourage you to never get out there so how have you found women um just online
brony community furry community can you not just use a dating app just a normal dating app and
just get someone i've tried to use a dating app and look at me caleb yes but this episode is brought
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compatibility and availability varies 18 plus there's gonna be other there's gonna be women
that look like you would you a woman who looks like me no of course not but a woman that looks
like you might a woman that looks like you so well if i ever get extremely desperate i don't
want to be 40 year old virgin no i mean for what it's worth i don't know what's happening the fat
women these days just look at their comments all the women are calling them beautiful and cheering
them on and something they're and that is absolutely something i don't want they've been
they've been given an ego thing that is absolutely crazy and then they go for like the hottest men and
they i don't know what the is happening and somehow the hottest men good thing for i mean
you're a loser but the reality is at least the fat men that aren't getting laid they know they're
losers and for some reason with the gender reverse card like they don't realize what they are i'd say
recognize that i don't know what that part of our culture is but it's very not that far from
from you know like i i'd say i'm a loser but sure but i'm not that far off i could get there how
many girlfriends you have how many do i have yeah one yeah one more than me all right so i'm getting
there okay interesting i had that one in my back pocket i'm sorry the trans thing though how long
transform two years okay um does that change your perspective on trans people uh no what changed my
perspective on trans people was talking to a lot of trans people mostly in the brownie community
what happened that's a whole damn avalanche all right that's what i'm asking okay then i'll answer
it an other story like shut up if i'm asking about it then tell me do it mother all right all right
so brony community that's where it all started it all took off one day long ago 2011 i made a comic
that i got big in the brony community so i'm going to conventions i'm seeing a bunch of people i get
hanging out with a whole bunch of people yeah yeah i go to cons i sell my art people love my
shit at cons i made thousands of those things anyway why not oh you have no idea i have no
idea so oh it's because there's i got a youtube video here oh yeah yeah that's my has nine
million views 12 years ago wow really living off it 12 years ago you haven't done anything since
then that sucks well i mean that was update 300
to my comic it's like art i think that was an ongoing comic for multiple years that was like
at the i don't know seven year moment of my comic and i only ended it a couple years ago
so oh my gosh okay so many people are in the comments like why are we all taking a deep dive
in your childhood your childhood is now ruined watching this episode ladies and gentlemen well
it's grimdark violent pony shit of course it's ruining childhoods and i'm proud of it okay okay
about the trans people okay so met a whole bunch of people got a big giant friend group got all
these people surrounding me and uh i started to like actually hang out with a whole bunch of
people in the trans community but mind you it was the brony community trans people and they were
just like they're so goddamn picky about absolutely everything to the point where they got these
rules these like absolutely fascistic rules about how everything needs to happen how conversation
literally needs to happen i've had people when i said i was trans i said i was trans i said i was
trans i was a gender non-binary for the record i was have any pronouns i want yay pronouns so
this girl walks up to me who was a friend of mine for like four years at a point and she goes what
are your pronouns i go any and she goes no you have to pick one and i go any and her boyfriend
like nudges me and he's like just say a pronoun just do what she says and i'm like her and they go
i'll call you her from now on she walks away i'm just like what was that he's like oh she gets
extremely mad if people don't pick pronouns i'm like huh so now you don't like trans people so
i think the trans community can get pretty bad but no my best friend strands are definitely
killing a lot of people these days no it's a joke kind of sometimes yeah 43 percent of the time
it's a joke dude hey they make that joke i can make it stop stop i'm just trying to figure out
what the even do with you man what am i doing to make this a productive conversation i'm definitely
learning a lot about uh an alternate life path that i'm glad i did not go down i guess i don't
even know if it was an option for me but this is absolutely oh it's always an option oh you were
telling lindsey that it's they're all and fascists a lot of them yeah shit lot pedos absolutely what
do you mean pedos what's happening pedos well when you got a whole bunch of grown men who are
watching a show for little kids of course you're gonna have the people who are using it to get
in contact i don't know what that means watching a show for little kids my little pony or is that
you well i was watching the show just because i like the show how's that different i'm not saying
literally all of them are i'm just saying there's a shitload of in there a lot of people are using
it as like a gateway drug into talking to kids qualify in that same how do you how do you that's
why i got out how do you know they're pedos though because they tell me they're pedos they say i'm a
yes directly to me that my my you know the diaper wearing
dude yeah literally told me he would a kid if he could that's why i moved out
i also called the police on him yeah the person was trans he wasn't trans now well i mean what
was there to call the unfortunately what was there to call the police on um he didn't do anything he
just said something absolutely well i called the police and i said this guy told me he wanted to
a kid if he could and you should probably check him out they didn't do anything well yeah because
again they have to unfortunately have to actually do something we can't they got a warrant they got
it later on uh scrubbed his hard drives and now he's in prison okay yeah unfortunately i am being
told you literally draw underage content did draw underage content
and when did you stop because i'm saying will draw underage content well uh-huh listen uh-huh
yeah everyone else is a pattern not you no no no listen okay so in the brony community one of the
first big red flags that tipped me off that the brony community was full of pedos was how
unbelievably popular con is which is con for ponies so i know the word con define it though
i've heard it in trauma ship childlike content is what it's short for okay it's a japanese word
for like childlike okay yeah go on yeah people are perverts anyway so do not give me that look
drawing where are continue so in the brony community the con tag is one of the like top
10 tags i told you will if you're hard for money in that moment you will well so will anyone no i
wouldn't if you could draw you probably under age i don't think so of fictional characters mind you
non-human fictional characters they're horses what the they're still kids are they not
they're horse kids you have a people with the indication that they are children
i'm not giving human rights to horse kids um um um um um um uh do you have a a non-nude version
no uh can you cover up a nude no it's all gone well that's probably good for your hard drive
i'm just very curious i don't want to say the naked part but i'm very curious like what the uh
you're saying it's just a horse but i have a hard feeling you're not just drawing like
like spirit yeah i am what and it's just like hyper realistic yep yeah
just just well not hyper realistic it's stylized it's my shit but no it's like humanized it's the
ponies from the show but it's humanized well no no no i would draw the little ones the little like
The marshmallow-y ones from Friendships is Magic, voiced by Tara Strong.
Hi, Tara, by the way.
Okay, so underage horses.
Yeah.
And what would happen?
Also known as foals.
Fulcon.
What's that?
A foal is a young horse.
So that tag is incredibly popular in the brony community.
They really, really, really like Fulcon.
Lock them all up.
Okay.
Yeah, exactly.
And the guy who drew them.
Listen, when there's perverts and they know where to go to get their perverted shit, here's a thing.
Here's a thing.
I talk to my customers.
I'm an artist that actually talks to each and every individual customer.
So they come to me and they're telling me what they want.
I get to find out, is this just some guy with a weird f**k or is this like a guy who actually wants me to draw a real life f**k of his actual little sister?
Which is a true story, by the way.
Did you?
No.
Okay.
Got the police involved.
That guy's in prison.
Okay, but you have drawn literal penises of underage.
Not of real people, but of ponies, yeah.
Yes.
It's a horse dick, yeah.
So the kids in the show.
Uh-huh.
Scootaloo, Sweetie Belle.
The kids in the show, you have drawn them naked.
Yeah.
How is that not beyond f**ked up?
Because I'm not the one goon into it.
The people who are paying me for it are the ones goon into it.
Okay, so if you're the one that takes child f**k photos, you're not the villain, just the people that get off?
That's your logic.
Of course you're the villain, but a real child is involved there.
But that's your logic, though.
It's a real child versus a fictional horse.
Fine, fine.
If you f**k generate.
Generate?
Generate.
AI?
AI, and then f**k do the art to it.
Arrest anyone who's making, like, realistic AI shit.
But that's following your same logic.
As long as a real person's not involved in it, you still picked a child.
The law states that if it can be mistaken as a real child or looks like a real child, it's illegal.
But if it is obviously not a real child, it's illegal.
I'm just going off of f**king moral, dude.
It's legal.
Oh, I. I think it's morally wrong.
That's why I got out of it.
Be honest.
When's the last time?
Seven years ago.
Bullshit.
No, I got out of the Brony fandom, and I stopped.
Full stop.
Erased every bit of it that I had online, and I said, I don't do that anymore.
Okay, but on that shit you have that you just showed me, you will draw young-looking characters.
I draw petite characters, yes.
Exactly.
So you still do.
Small.
Not My Little Pony, specifically.
Technically speaking, it still does fall under the category of l**tty, because that just means childlike.
Yeah!
Petite counts.
You're drawing naked.
Get children!
It's not real children.
Furries, though.
Furries, sometimes anime characters and shit like that, but. Anime characters?
Yeah.
Naked?
Not naked, usually.
Well, sometimes, yeah.
And the children?
No, they're petite.
Oh, guys!
In the source material, they're not children.
Guys!
Guys!
They're full-grown, seven-million-year-old dragons.
Also, I don't draw the ones that literally look like kids, just for the record.
Just for the cameras.
Maybe we actually can have a second Holocaust.
It's just all of the pedos.
Okay, get rid of the pedos.
If I go to, as long as the other ones go, I'm all for it.
Yes, I'm down.
I think we're all okay with that.
Okay.
Bye-bye.
Where's Thanos?
Did he snap yet?
This is insane.
I mean, you've been canceled for being called a pedo groomer.
Like, what the f**k is that?
Being a groomer pedo?
What the f**k?
No, no, no, no, no, no, no.
Allegedly, people called me a pedo because of that shit that I drew.
Well, yes, and I think that's actually kind of fair.
You don't pull groomer into that.
There ain't never been grooming.
I never talked to a kid in my life.
Why am I being told groomer?
What's the groomer thing?
That's a story, the groomer thing.
Oh, so there is a groomer thing.
You're making it sound like that didn't exist.
Well, it doesn't exist.
It was a misinterpretation.
What's the story?
Or what was the allegation before you tell me the reality?
Give me the allegation first.
Okay, the allegation was, wow, there's so many pedos in the brony community.
Ever since I was 12, I've been groomed by people, blah, blah, blah, blah, blah.
And she was saying that, and the pedos she was talking about was me.
But I didn't talk to her when she was 12.
I talked to her when she was f**king 20.
She was turning 21 like a mother.
A month later.
Listen, we know you're here to see an 11-year-old girl.
She said she was 12.
That was when I met her.
She was 20.
What was the allegation?
That you groomed her?
The allegation was that I groomed her, yeah.
She was, she called me a pedo.
What was she saying that happened?
Well, yes, I would say you're a pedo based on the art that you do, yes.
But besides that.
No, you still do not, just not My Little Pony.
Well, it's petite.
It's anime character.
Girls can be small, man.
No, but if you make them look adolescent and petite, come on.
You know what they're doing.
Well, I do.
They're getting off on.
I don't, I don't make them adolescent and petite.
Fine, cover the naked part and show me an example.
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Yes, it's just screenshot it and I want the most.
Oh, no, the one that you should select should be don't cherry pick because I know you're able to cherry pick.
Oh, I'm just going for the I literally have a character that's a petite girl that's one of mine.
You're saying girl.
Yeah, girl means woman.
It means female.
Come on, screenshot it and do the draw tool and cover up the nakeds.
Okay, we have been provided some covered photos.
I don't know if you can see this, but I don't know if you can see it on the screen from beforehand that we will censor and put on screen now.
Yeah, I'm sorry.
The one on the right is a kid.
I mean, that's a kid.
That's a kid.
The one on the right is a kid, right?
I don't know which one you look at.
That isn't even my art.
That's not mine.
That's the girl who called me a pedo.
She drew that.
Then she's a pedo, too.
I guarantee she is.
No, that one's not mine.
It's loading.
Are you on the WiFi?
I am on the WiFi.
Are you sure?
Yeah, I got on it.
No, I'm not seeing WiFi.
Just 3G.
3G.
That's when you know they're poor.
Should have filled the load image.
Yeah, it was trying to load it on the filled the load image.
All right.
I'll reconnect to the WiFi.
So, while he pulls it up, this is the accusation.
So, this is the proof that I have that was given to me.
And we are putting this here.
I feel like I'm like a drama creator right now.
I'll do it.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Okay.
Fake posting about pedos a few days after she blocked me and ended the friendship.
This is the post I mentioned where she went on Twitter and called me a pedo.
I'm who she's referring to.
Mind you, she was 20 at the time and I was 34.
I've been in an MLP, what's that?
My Little Pony.
Fandom since I was 14, nearly seven years later,
and there are still the same amount of pedos.
Kind of sad TBH.
Number three, evidence her birthday is January 16th
and her current age on her Twitter bio,
which confirms she was in fact 20 at the time.
There are still pedophiles in the fandom.
Which doesn't mean you, by the way.
She meant me.
Which you are.
She said it was about to turn 21 in a few days.
And she didn't know until now.
Well, when did you know?
So you may have thought she was underage?
No, I definitely did not think she was underage.
Why did you type may have known until?
May have known what?
That you didn't know until now.
You said, I didn't know until now.
Searching her Twitter for the last hour that her birthday was in January.
Oh, because I thought her birthday was like three days after
when she called me a pedo and blocked me.
Oh, f***, she's hideous.
Number four.
Before and after selfies of her.
Good.
What's the difference?
I personally think that the before looked pretty good.
The after definitely doesn't look good.
Okay, so the seven in your bed was. The seven in my bed looked like the one on the left, yes.
Hey, everyone's seven is a different seven.
That's what I tried to say at the beginning.
You said there's a man scale.
There is a man scale.
It's just different for every man.
You see how right up my alley she wasn't. This is how much she let herself go.
That's letting herself go and went full nose ring therapy.
All she did was f***ing add a nose.
Okay, she said I dodged a full clip apparently.
It goes.
Dude, yeah.
Hey, guess what?
If you're in the freak community,
you're going to get cancelled for being in the freak community
because all the freaks are the people who do cancel culture bullshit.
Yes, if you surround yourself with those freaks,
you're going to face the consequences from those freaks.
That's why I only allow normal people in this community.
Yeah.
Because I don't want freaks.
I don't want freaks like this because they do just. It can help you with practically anything on the web,
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Cancel each other for nothing.
They weaponize terms like grooming.
They weaponize terms like pedo.
They do all this shit, dude.
Which I f***ing hate and I got the f*** out of it because I was sick of it.
Yeah, you did a little pedo adjacent stuff though.
Come on.
I drew some. Adjacent.
I drew shit beyond I was being paid for.
And now I just draw some petite characters.
It's fine.
Paid justifies, guys.
It's just following orders.
Hey, some people sell drugs.
I just drew some weird shit.
Just a really funny foreshadowing tweet I found while looking through her tweets.
The irony.
It is not.
It is not loading anything.
Find it from somewhere else then, dude.
Buddy, come on.
I gotta have something on my phone.
Yes.
I'm a pedo after all.
Okay, potentially deep meaningful relationships.
Wait, it's me who's ruining them?
Always has been.
She posted that.
Okay, buddy, you are too deep.
You screenshot a f***ing tweet from her from 2000?
Well, I was looking for proof that her age was right.
You are terminally online.
You have no life.
This is so sad.
This is so sad.
Number six.
The DMs I sent her on December 4th, not knowing at the time she had already written me off
as a pedo on the second.
Hey!
Believe out her name.
I haven't fully recovered from my depressive state I've been in.
Maybe go outside.
Come on!
All right.
Everyone come behind me.
Everyone come.
Except for Lindsay because Lindsay has to be nice to him.
Okay.
I'm not going to force you to give your opinion.
Is this childlike?
Age?
Question mark.
Question mark.
She's a stuffed animal.
She's like thousands of years old.
Childlike?
It's very inanimate.
No, I don't, I don't.
Childlike.
Oh.
Eww.
Yeah.
I can just see the legs.
Yeah, lock this guy up.
Okay.
That's a f***ing kid, dude.
F*** you all, man.
Someone had to be on my side.
That is not a child.
You said, I wanted to send you an apology.
I came on really strong with having a crush on you and I don't think I respected what
you were going through with your breakup and stuff like that.
Especially because I didn't even know the whole story.
I'm comfortable just being friends.
I didn't want to be pushy or anything.
And if I made you uncomfortable at any point, I'm really sorry.
You're a good friend.
I was on morphine when I wrote that.
And I'm completely fine keeping it at that.
Especially because there's a pretty big age gap between us anyway.
14 years is pretty like, yeah.
Hope you've been doing well.
Uh-huh.
So she just, uh. Should we get into the full story so you know what the hell is going on?
No.
You make $3,000 a month.
If it's $32,000 a year, it's about $3,000 a month.
Uh-huh.
You need to set a little bit aside for taxes, but you're not going to be taxed much at that.
But you do have self-employment.
I think in California, I don't get taxed unless it's over $36,000.
Yeah, but there is the federal government as well.
What does that mean?
You have to pay federal taxes.
What do you mean?
Have you filed?
I file as a dependent with my mom.
Oh my gosh.
You are so pathetic.
Okay, so you probably don't pay anything, right?
The state of California says I don't need to.
Not the state of California.
The federal government.
Of course California is going to enable freaks like you.
Sure, I get that.
That's predictable.
Well, I've tried to get the enabling for my disability, but they won't.
What disability do you have?
Rheumatoid arthritis.
Look at my weird fingers.
Oh my f*** yourself in f***ing anime land.
If it means that the pain goes away, I'll go all over it.
Don't you worry.
You can draw for a living.
Shut the f*** up.
I can sit down and draw someone getting knotted by a werewolf and make $400 and then just go eat.
Buddy, you make $32,000 a year and you game for eight hours a day.
More than eight.
Exactly.
So shut up.
You can do customer service.
Customer service.
Yes, that's a job that exists in the real world that people do.
We have people like them here.
How the hell would customer service work from home?
Many do.
Do they?
Yeah.
Hourly.
Work from home.
Yes, absolutely.
Huh.
That's the thing I can do.
You can do a lot.
No, I mean like I really genuinely did not know that was a thing I could do.
All right, you pathetic creature.
I'll get you a course career certification and a certification of your choice.
You can do tech.
You can do trades.
You're not going to do trades.
And that will maybe go into IT or something.
So I'll get you that.
A lot of people in the audience have converted them into six-figure jobs.
But what the f*** do you think your financial score is zero to ten?
Four.
I don't even know how.
I mean, you're pathetic.
You have nothing going for you in life.
But sure.
If you want to figure out what your financial score is, get it for free at calebhammer.com.
Take the assessment.
Figure out where you stand in the world of money, where you're doing poorly, where you're doing great.
And if you don't want to be like a guest that ends up on the show, it's going to take a lot more than this for this kind of guest.
But the usual guest, make sure to download the Dollar Wise app.
Take the free trial, see if you like it.
And if you do, sign up for the annual version because it saves you nearly 50%.
And you get the physical version of my 30-day meal plan signed by me, mailed directly to you, and the digital version of our cookbook.
So there you go.
Do you cook?
I would love to.
Oh, my f***.
I just got a cast iron skillet.
I'm going to try.
You don't need a cast iron skillet to cook, freak.
Yeah, but it's cool.
All the cool kids have the World of Warcraft cast iron skillet.
It requires a lot more maintenance.
Well, I mean, I can try to do maintenance.
Oh, s***, dude.
Is maintenance something I can do from home?
How do you eat?
Mostly DoorDash.
Oh, my f***.
Even up, burn downtown.
What am I going to get?
If there's restaurants to DoorDash from, those groceries you can go get.
Good point.
I can DoorDash the groceries.
Good point.
Even at a minimum, that'll at least start building some life skills at 37.
I think, yeah, that would be fine.
Okay.
Let's see.
What do we have?
PayPal credit.
What's going on here?
Okay, so PayPal credit's my everything.
That's all I got.
Every bit of money I ever make, every bit of money I ever owe, it's all PayPal credit.
Why?
That's just how people pay me.
Oh, you get paid through.
Yeah, but this is like the credit card.
Well, yeah, but it goes into the credit.
You get PayPal'd through pay.
You get paid through PayPal.
Yes.
But this is your PayPal credit account.
It's connected.
Well, it's over the limit.
It's by hundreds of dollars.
Thousands.
Is it higher now?
The limit was changed to like 2,000, I think.
They cut it?
Yeah.
And they should because you're being enabled by every system, the state of California,
your mom, your brother, even the people you. Listen.
Here's the thing.
The finances are very important to go through.
But the actual end outcome is what's important because you're not going to commit to anything
if there's not an actual goal or anything.
Why can't we get you living out?
Well, come on.
Why can't we get you to move out and try to be independent?
Well, because I want my mom to go with me.
She can move nearby.
You don't provide to the house.
That is kind of the goal.
I do want to live on my own, but I want her to come with me.
What's preventing her from going wherever anyway?
I mean, sometimes I try to buy my. I'll get gas for the car.
I'll pay for. I paid for a refrigerator.
Do you guys share a car?
Yeah, we share a car.
I don't own a car.
You're just never. You're never going to be independent.
You're such a. I was independent for a year.
You're bragging about sometimes paying for the gas.
I was independent for a year, man.
Buddy, you lived in something with a diaper and you couldn't even tell.
You don't know what the f*** is going on.
Shut the f*** up.
Well, he didn't crinkle.
He got the diapers that were the cloth ones.
He was a f***ing weirdo.
He was wearing the adult diapers.
He wanted to f*** his brother.
We never even touched on that.
I don't need to.
He's weird.
Okay.
There's nothing else to talk about there.
Okay.
Right?
Yeah, story done, honestly.
No, f*** your story.
I threw my mustard in the trash.
I don't care about your mustard.
I care about my mustard.
I care that you draw kids naked.
I don't draw kids naked.
Yes, you do.
No, I don't.
What?
If you call it a different word, it doesn't change the reality of what is being provided.
We all saw that person.
That person's a kid.
It's a stuffed cat.
It's a kid that has a little bit of more animal characteristics because it's a furry.
And a little bit more like hourglass.
A little bit less shaped hips.
Yes, it's anime.
But the people that practice furry things are still humans underneath the furry.
Sometimes.
Some of them are way more into the animal shit.
They're into like the barbed dicks and shit.
Yeah, but they're still people.
Eh, some of them go like, you've seen the dog girl before.
Some people throw their humanity out for the furry shit.
But if you f*** that person, you're not f***ing an animal.
You're f***ing a person.
Some people like to think they are f***ing an animal.
I know, and that's freaky.
But you drawing that, it's a human.
Well, if-
With furry characteristics.
If someone-
can f*** a person
and pretend they're an animal
while they're doing it,
then who's to say
they can't f***
a person and think they're a kid while they're doing let's be very clear to follow your logic
if someone's a kid that is dressed in furry shit it's no longer pedophilia because it's actually
just a furry it's absolutely pedophilia kill that person buddy that's your logic that you're using
for your own artwork my artwork's fictional there ain't a real kid being hurt okay so that's what
matters in the end whether or not someone's being hurt not what's being consumed and drawn
absolutely yeah okay so you can draw underage that's okay as long as no one's being hurt i
don't care what the people draw as long as nobody's hurting there you thank you we're fine
that's it i don't draw it anymore anymore that's your character yeah
i don't draw that character
i have characters that are off limits because they're too childlike dude i don't know man
i don't know in fact everybody knows a couple of my characters that i'm like this character
looks a little too much like a kid i'm never gonna drop them i got i got a list of them
sure so
i'm also being told you endlessly when you need money to like to pay for this minimum payment for
example you go in your little discord which is your entire ecosystem in your entire life which
i mean when and if i have kids i'm just not even gonna let them touch a fucking device
we agree on that 18 because of people like you um like if they become this i'm literally gonna
kill myself that's not even a joke i will absolutely scare any child away if i possibly
can don't you worry yeah because you'll draw them i don't think kids should be on the internet
yeah because then they'll see themselves drawn by you if that's what it takes i'm kidding i'm
kidding i don't know man i'm gonna draw kids also by the way you paying 200 a month is not
being independent in ohio 200 a month in rent what the fuck are we doing here that's not a real
rent payment it's not even a utility payment shut the fuck what did he raise it to 250 he raised it
to 275 shut up after a raccoon broke in and i told him call the people but apparently you go
into discord and you endlessly
e-beg for money i don't e-beg i open for commissions that's not e-begging i say hey
everybody i need pizza there's commission slots open people send me dms they get commissions
they get the characters drawn fucking each other i get to eat little caesars yeah but what you do
is you go on then you're endlessly saying like oh you know my money situation's really bad this is
why i need the money this is why i need the money you're e-begging for the commission you're not
like here's my talent you're not like here's my talent if anyone i'm telling people people are
donating to you
i got fillings that need to be filled they're like 275 dollars on there that's all you're doing
hey at least i have cancer i don't have cancer i'm joking that's a stupid joke
i have the arthritis though you can see my weird sure but you literally game all day
i got nothing for that one exactly so shut the fuck up and buddy i know the gaming shade that
gets your fingers twisted
so i know you're doing shit uh-huh like shut the fuck like actually shut up this is so pathetic
the way you are acting got a weird pinky right there doesn't doesn't unbend i don't care there's
a lot of things you can do in life just like you literally are on your computer all day
instead of being hired for your talent you're in there e-begging and that's why some people
are pathetically they are hiring me for the talent people want their character drawn by me
not by some other artist who charges less than why would you have to tell them you
they're you need to be hired for your talent you need to be hired for your talent you need to be
you need it for your family because i want to be transparent i want to tell them where their money's
going so when a charity opens it says where the money's going i don't need to know where they're
yeah but that's charity that's a donation yeah and they know where the money your product no when
people watch this they don't need to know where i spend my money i'd like people to know where
they're spending their money it's like hey your money isn't just gonna go disappear into me get
and blow it's gonna go for me getting new teeth no it should be based on the product they're
getting product and service they're getting nothing i display the product too i'm like look
why they're getting it not because you're pathetically e-begging i just like to explain
to people where my where the money goes some people just like to know that do they even
actually really know where the money goes because do you even know where the money goes i know where
the money goes where does the money go uh mostly to uh video games okay or like 600 hours going
out to eat a month 600 600 is that what it is 600 see you don't even know my 600 pound life
jesus christ i didn't know it was 600 what else is on that guy spend dramatically more than you
make it's not even close and it's mostly because i mean we're maxing out this credit card and
everything it's really bad and i mean for what it's worth you have made a lot of money 2018 you
made 91k uh-huh did you pay the taxes for that no and they're after me for that one good they
should come and lock you up for multiple reasons but i'm getting on that one at least they want
because you owe 67 000 or you made 67 000 in 2017 as well uh-huh you owe for that yeah they're coming
after me okay when's the last time you actually made money because you're not making money now
um oh we didn't even know about
the taxes that's that's fresh to us 2017 2018 they've been hounding me for years just those
two years did you make money in 19 yeah uh no not i'm sure once you started getting the
stimmies and all those benefits in california during the pandemic you just lived it up the
reason no we're at home i didn't get a stimmy um the california is a piece of shit they only gave
my mom one that was it well maybe because you're well because because you you're a dependent because
i was a dependent yeah so that's actually my brother's also a dependent so that's actually
fair you guys suck well um the the
um 2017 2018 i was going to conventions i used to sell merchandise i used to meet people like
tara strong yeah i had a convention yes yes the convention's full of pedo people yes and that was
where i made all that money those years then covet happened no more cons now i can't get any money
anymore you know what's crazy dude literally especially with all the medic i know i'm saying
this is a fact but at least i'm not morbidly obese but even still the thing is you have a
good head of hair yeah the beard situation we have to figure out but lose some weight get on the
no zempic get on the like triple blockers now they're all the shit let's lose some weight and
you can go out there and you can find yourself a nice gal and with the type that you have you
could actually date a lot of people you're interested in because they're horrendous thank
you the beard situation because you touched on that that's the least important thing of what i
just said you hide your chins with a beard i got like eight of them no that's what i'm saying let's
lose money no you're doing that let's lose i'm already doing weight okay i am losing weight you
are yeah i'm 180
pounds down from where i was four years ago before really yes how i have a personal trainer
what you go outside and go somewhere a guy i drew furry for it was a personal trainer and he agreed
to do personal training for me over the internet still doing it yeah and is there a timeline no
forever yep good so you're working out yeah are you dieting um he's got me on a calorie deficit
plan really yeah this is working out shit you were bigger than this i was way bigger than
dude i couldn't zip this shit up now it's kind of loose are you on mobile close to a
very close yes that's crazy at the cankles and everything and what kind of this guy um he wanted
a picture of his character uh oh what was this character like his character is a a fully grown
dude okay um who's like a rabbit something like that and uh why don't people just go have sex
with humans like why what well he really wanted to have sex with uh you know muffet from undertale
spider girl
i have her as my phone wallpaper hang on that's weird she's my favorite video game character
check it out the boobs jiggle too all right what's wrong with humans um why can't you just
like look at me and ask the question what's wrong with humans what's wrong with humans
yeah yeah but go get someone that's not like you do i really have that option yes lose weight and
yes i mean there are desperate people out there yeah i guess if i ever get there i guess i'll be
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so you download a budgeting app you start with the classic one why nab but everyone just deletes it
because it's way too complicated to use so you go to every dollar that's dave ramsey the personal
finance guy right well they're gonna force you to use it his way that's not very personal finances
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description below okay you owe four thousand seven hundred ninety dollars yes and the limit
at the time no sorry that the limit at the time sorry sorry sorry sorry sorry no it wasn't that
was the limit oh it was and you you owe four thousand nine hundred three dollars yes but the
minimum to payment of 218 interest fees you're probably late and purchasing me 16 years to pay
off you won't be alive well keep losing weight and actually i i am encouraging that i can make
it 17 years not that we want pedos to live longer but the thing is i don't either okay
like i said thanos snap if it takes me too as long as it takes them i don't give a shit
them do you care about your life yeah i love my life you kidding me you want to live yeah i lost
180 pounds because i want to live okay yeah so again the mom thing i gotta get back to that like
i need you to live independently like i almost don't want to do this unless one of our goals is
you just actually learning life skills to learn to live independently as someone because we got
to get you because what happens when your mom dies exactly she's old she's out there i saw her what
do you what do you want did she what do you think i'm on the show she's 76 okay and she didn't look
necessarily the healthiest does she not
um well she got stung by bees recently she got stung by okay never mind she's okay okay but even
even still 76 you know um she's a she's a tomboy she's a fighter i love my mom okay well that's
good she's still 76 uh-huh and i wanted to live a long life but what do you and your brother do
when she exactly that's why i'm here caleb okay so it is independent the whole point is get
independent but like okay there you go then i'm down for that the current goal is get her out of
there kerr i am not gonna do that that's not the point the thing is it's like yes
but you have to take care of your life or else you'll never be independent okay so we need to
focus on you all right the the the point i'm the point of coming here is i want to z y g o
zygote guides zygote guides what's that for 10 bucks world of warcraft okay okay it's an add-on
for world of warcraft right of which you're not paying your payment on time but you did that and
then disney why even disney plus so you can watch all the young kid shows no i wanted to watch darth
maul if i could watch it somewhere else i'd watch it somewhere else my man but they got like five
billion streaming services you're gonna watch it path of path of oh exile fuck ninety dollars
what did you get only 90 huh did they not tell you no i don't i know nothing
tell me something i don't know sixteen thousand dollars on path of exile okay what do you even
get i don't even i don't know that game i know it exists but i get to change my fireball to look
like a dragon i get to make my cursor a different color sixteen thousand dollars sixteen thousand
dollars this is a five hundred dollar hoodie what the fuck are we doing you have been staring it in
the face the entire episode i don't i don't really you just get cosmetics you get cool looking armor
you get to make your character look cool they can have wings and stuff how but how have you
possibly spent sixteen thousand dollars on that game i don't even know that game i don't even know
it was twelve years you spent three thousand hours this year alone that's ten percent of your
money yeah shit you're not because i know where my money's going when i'm in mozilla mozilla
corp something whatever game mozilla has probably the like um what is it the vpn it's probably the
mozilla vpn and then ten dollars there yeah late fee and then interest in cash advance interest
what the you cash advance at some point what's the cash this is insane at some point you did
something that qualified for a cash advance i can't see it
but that's just i don't know the balance there's 142 for that okay i think wait or well i genuinely
have no idea what a cash advance is you've been late every month this year so far every month
why you do make money and you shouldn't you don't have any overhead uh-huh so how are you possibly
late there's no reason to be i'm hungry it's even more pathetic that doesn't make sense what do you
mean i did door dash i get a lot of door good but you make money why can't you just make a payment
on time it's 218 it's expensive for your income but you'll have literally no overhead you don't
have a car i'm not great you sometimes do gas and you bragged about it i'm not great at making
myself make payments and then i just forget turn on autopay then if you don't have the self-control
then do that well when you have autopay on and there's not enough money in the account then it
just doesn't do it sometimes my balance is just not there oh shit debt to friends oh yeah we
haven't even got into that well that's what i'm bringing up so we can get into it again there's
a big purchase that'll come up and let's get yeah my buddy
bleep and um 1700 why uh well he's got the money to loan so i ask him sometimes yeah but why were
you getting it what's it for a chair dude like it gave me chair bullshit lazy boy what the of course
you f***ing fat f*** it was a 2500 chair big old mother f*** it's got the recliner it's got the cup
holder it's got the phone charger for what that's not even at your computer it's right in front of
my computer what yeah i got it there the desk is there it's not even at your computer it's right in
here pedals under the desk i'm a f***ing baby in a crib that doesn't really get you to this healthier
lifestyle yeah no not really the pedals under the desk do what does that do i just pedal them i get
some circulation in my legs it was a personal trainer recommendation it was like if you're not
getting on the bike you need to have some why would this person lend you that money just because
he really likes my draw what your world is so f***ed up it is a f***ed up world are you making
minimums of payments to him uh to him yeah no what's the
expectation to pay this back i draw him he's got a character he's got a friend who's got another
character he wants me to draw quicker and more i mean i do with him i kind of pay it back with him
yeah kind of what do you mean kind of as in i'm not like giving the money but like i draw the
pictures so what about oh him oh boy you owe a thousand yeah um internet friends is he's okay
so he's a tech support guy and my computer breaks down sometimes he sends me some money for it and
and he helped with getting here so to austin yeah from california it was like 1700 for the flight
what the f*** is that normal well it was for two people it was for the normal something you decided
to come here on sunday and leave on wednesday and he brought his mom that's why oh four day
little vacation for you and mother that's why it's expensive move no we don't want you please
no please i don't want to be here either this place sucks thank you yes it sucks so bad
oh my goodness yes yeah it's awful oh my god i never want to be here it's an active town
yeah and i don't like active thank you okay we can agree on that i don't need to be here
good glad you figured it out so how are you paying this guy for your computer parts and bullshit
um also the the character i'm trying to bring up the one that's my now now that you came here
um better give him the reimbursement money oh yeah yeah that's that's he's who's getting it
stupid that's the one where i'm actually
tuesday and he got here on sunday and he's leaving on wednesday what the f*** is wrong with
you i just wanted to hang out a little bit come on no i wanted to see if it's a nice place it is
it's not for you we're in a pretty shitty place where the hotel we picked where are you um what
is it called uh town river uh holiday in town river or something like that town town lake i
think it's town lake it's uh it's right next to sixth street we were told that was a like
nightlife party full of drugs and shit of course that's gonna be a little different it's gonna be
a bit more wild well yeah what is it holiday in yeah holiday in town lake i think it's called
and there's um there's uh oh it's okay you're near rainy street rain is super nice but it is
right off of i-35 yeah it's i-35 bad what's a highway why would you want to be on a highway
well we used to live next to a train i was fine with a train that's the train's different but
okay paypal yeah so this is your check-in uh-huh yeah 34 in there nothing
um and our and our
front of our hotel there's like you are to be able to like allowed to take a vacation when you
have no money it's not really a vacation it's one objectively of you no no a couple of the extra
days people fly in and out the same day of the show oh we we flew in a day before because i
knew i wasn't going to be two days before was it two days before sunday is two days before tuesday
we flew out the 22nd isn't today the 23rd oh i guess he came monday maybe we misunderstood
yeah it was like it was like 2 a.m on the we flew out on the 22nd okay
uh so beginning balance 119 yeah a good amount of money comes in but then it all goes out and
it's even less at 34 did i say the 21st when i said i don't know it doesn't matter i'm just okay
i'm okay sorry you're talking to me all right i'm talking to you okay yeah i mean you yeah so
much money goes out so many fees too this is crazy there was a point my interest was like
600 a month well it's just your paypal account not even
steam games amazon pull up your
amazon oh boy stamps subscription why are you paying stamps.com to mail your i don't know how
to cancel stamps.com call i literally called i called a scam center and gave them my account
on accident block it from your checking account i don't know how to do that immediately for pizza
door dash 40 dollars of ff valve again steam valve bunch of steam bunch of steam dino labs
ten dollars door dash another 42 dollars down his throat amazon prize you're out working this dude
all right guys thanks for tuning in and i hope you enjoyed this video and i'll see you guys in the
next video all right guys thanks for tuning in and i hope you enjoyed this video and i'll see you
guys in the next video all right guys thanks for tuning in and i'll see you guys in the next video
all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks
for tuning in and i'll see you guys in the next video all right guys thanks for tuning in and i'll
see you guys in the next video all right guys thanks for tuning in and i'll see you guys in the next
video all right guys thanks for tuning in and i'll see you guys in the next video all right guys thanks
but the thing is at some point if you continue this diet
you will reach that equilibrium
where the amount of working out you're doing
is going to meet that calorie threshold
where you can't
like you're not actually doing it and you're still going to be like
morbidly morbidly obese
because this is an insane amount
of food that you're consuming
I am staying under the calorie deficit
your calorie deficit is crazy though
which is 2500 yes
you're under 2500?
2500 is my daily goal yeah
I would be so shocked with these DoorDash orders
okay
some square purchase yeah you purchased through something
DHL Express
you got something delivered to you
Amazon more valve
DoorDash Dash Pass
Little Caesars $50 of Little Caesars
and he's under his 2500 calorie
a day well I was feeding my family
but even $50 for three people
you're not under 2500 calories
$50 of Little Caesars is still
a shit ton of food one Little Caesars pizza
is $2100
that's just my day
I just have a pizza all through the day
and we're all good
but even still
you got more than like three pizzas
I got more than the fridge
I got a mini fridge in my room
which I also bought
I cannot get anything on this phone
it's telling me unify guess
you suck at everything
you want to try it? you want to take the phone?
you want to do it?
you're probably better with phones
you're actually addicted to AI
what the fuck is AI?
what is that?
I got an AI generator on my computer
and I was training it to do stuff
that looks like my artwork
kids he's generating kids
it's not looks like kids you f***ing weirdo
we saw them
I say f***ing kids and I'm the weirdo
you said your art we saw your art as kids
my art is not all petite
it just has petite in it
so tell me
why?
what is this addiction?
yeah I see the weird one here
so I'm sitting there
and I'm training the AI to look like this
like my art
and I'm sitting there and I'm making a whole bunch of different pictures
and then all of a sudden I'm just like
oh
can I just tell it to make something that's like
I don't know a cheerleader or some shit like that
I make a cheerleader and I'm like oh that's hot
then I'm sitting there just making shitloads more shit
I'm into
I'm into big boobs on cheerleaders okay?
there's big boobs on cheerleaders on f***
yeah and I don't like the girls
I don't know them I don't know their personalities
I can make up a personality for the AI one
make it up for the person in the f***
they make it pretty obvious with their little stupid f***
personality and their snooty attitudes and shit
I hate them
dude you got issues man
I don't like the adult industry
but you're a part of it in a different way
yeah but mine's all fictional
I don't like sex work I don't like OnlyFans and shit like that
you don't like adults consenting?
if it's putting yourself out there sexually
and you know damn well that there's like 13 year olds jacking off to you
no I'm not into that
well hold on I needed something to jack off to at 13
does that make it right that
you were jacking off to an adult?
a pubescent guy
is going to jack off
yes and I would rather the people making f***
be adults so yes I think it's okay
you're the one addicted to AI f*** does your mom even know?
she doesn't know I make AI f***
she's gonna know after this episode
sorry mom
make him leave no I'm sorry
you're 76 and pathetic I'm just gonna tell you that right now
not to your face because I'm a coward
but you need to
kick him and his brother out this is like
you've actually
you've been a horrible parent by a lot
allowing them to stay with you and not get jobs and
develop any life skills because they're not going to be able to
survive without you my brother is an exception
okay she doesn't kick
me out because I pull my own weight
she doesn't kick my brother out because he's very disabled
well very? very disabled
what's disabled? he's autistic
like low
functioning he can't live on his own maybe
I don't know there's low functioning
whatever Warner HBO Max
of course okay Spotify
I cannot for the life of me
if you want to take this and try it page behind your paintbrush
for other people's Patreons when you don't even have money
Suno Inc $30
Suno yeah I make
music as a hobby you make music too
yes I sing too you're a DJ
I sing you're a singer sing me a song sing me Ave Maria
right now we've been trying
to reach you concerning your car's
extended warranty not
good not my usual Panda Express $26
zero not I know
for the fat for a fact
the calorie amount of a bit of a
of a plate most
plates from Panda Express you are not under your $26
$2500 you are going to meet your
thing because yes I bet
if you cut from 4000 calories a day
you 600 pounds will lose weight but you are
going to meet that level at some point where you can't
anymore at your current diet and workout
well it does need to be revalve exactly
three logic system gaming
bullshit whatever yeah Amazon this is
insane dude DoorDash Little Caesars
fast rap
food store going against the bullshit
energy drink bullshit
look at this by the way for the energy drinks
you know you guys know gamer subs look
on our flavor it's
finally here July 24th
if it is that date if it's not get
ready July 24th you can
actually get the Caleb
Hammer liquid assets I tested so many flavors
to get this that's the general one
in one out of every 100 will get
one with my face on it so look at
the draw on that one but check that out
massive discount right now with their summer
Christmas sale but also standard 10%
off with my code link in the description below
it is absolutely delicious it's an incredible
flavor check it out like
we went through so many flavors and this is
we love it
open wallet transaction
withdraw 245
Taco Bell and you're under the
2500 yeah DoorDash
in 20 bucks what's wrong
Zygor guides yeah
Zygor that's the World of Warcraft add-on
we talked about earlier okay that you're doing
on PayPal credit and on regular PayPal
another DoorDash $34
Disney Plus Amazon
Amazon Exola Mozilla
DoorDash $33
Netflix Amazon Best Buy
Amazon DoorDash again $47
but he's under $2500
X-Corp paid features $40
KFC Dino Labs
another $10
$1,179
went to somewhere some Best Buy there
$132 Olive Garden
Sunco
beverages and more $61
Little Caesars $30
you got premium Epic Games
$36.99
Open AI you're paying for GPT for what you don't do anything
you're not productive
I don't need to yes you do open AI
20 bucks when was that last month
last month last month open AI
yep well
that wasn't a payment that was supposed to go through
Raspberry Apple by the way if you wanted to know the flavor
it's incredible check it out no I'm not supposed to be doing
yeah you're not supposed to be doing
any of this by the way Taco Bell
DoorDash in 20 bucks there Epic Games
$36.99 Epic Games $2
Epic Games $9 for
for affinity
for affinity yeah that's the website I
I post my art on
$5 don't go there you'll become
your computer will be tracked
going into some bullshit
Epic Games $90
yeah Patreon $12
they added Pomney to Fortnite
they added Pomney to Fortnite
general open wallet transaction
I don't even know $10
wait oh there's another credit card
you have Wells Fargo home furnishing you
finance the furniture bullshit
yeah what the
lazy boy chair what I thought you did that through your
friend he only did the down payment
$2,500
you
creature
the balance actually went up somehow
$1,407.71 why oh
because you were late late fee like
seven late fees
it went up a bit
I'm just not
good at making the payments man I gotta
get better at that that's what I'm here for this is
so pathetic
you just have to
follow dude you should be the easiest budget
in the world you don't do anything
you don't even f**k people
nope like where's your time and energy
it should just it should be so easy
budgeting in dollar wise in anywhere
doesn't even matter anymore past due
okay $194.76
is your normal minimum this is
so f**king stupid fees
being charged at crazy interest will be soon
I'm sure there's deferred interest not even worth looking
at it's f**king crazy
what's deferred interest you've refused to
grow up I don't even know
sigh
this is f**king stupid
you can't even get laid
everyone can get laid
I could if I wanted to trust me oh you could
I could well there you go so I had a naked girl
on my bed of course I can well yeah she may have had aids
so that's different yeah that's a little different yeah
oh okay well never mind well if I
wanted aids I could get f**ked easily
get f**ked
okay that's different I thought you were
more incel if you don't want to have sex
and you're not having sex like fine that's your choice I don't care
I'm scared of it I thought you couldn't
have oh well then you are weird again
yeah like I said 11 years old learn about STDs
and s**t like that it f**ked me up
I'm trying to get over the fear
you need therapy
do you want to die a virgin no
would you care I want kids oh
f**k
case oh is something
you'll never hear in your life
uh huh another HP
you're putting HP max on here too this credit card
so this is this is Wells Fargo
checking account you're putting HP on
multiple dude you have recurrence
you have Disney plus on credit
PayPal credit and PayPal and now
you have HBO on PayPal and
Wells Fargo if there's balance in the
PayPal it uses the PayPal if there's not it uses
PayPal credit it's like automated but still
same month it got charged both and you're being charged
no no no it doesn't even matter because Wells Fargo
and PayPal both had HBO max
wait yes
yeah dude you know
nothing the Wells Fargo had HBO
max yes the Wells Fargo is my f**king chair
what do you mean uh I went through uh
uh actually I guess
PayPal is pulled through there so for what it's worth
- Home furnishing, yes, there is there,
and home furnishing, home furnishing, yes.
not supposed to but their items returned unpaid those dino blade steam games dino blaze whatever
steam games adobe hbo max steam games dino blastic whatever bullshit steam games in adobe
crazy overdrafting like crazy no one's surprised because you're crazy i don't remember what dino
labs credit score living at home no overhead 553 pathetic i have a 553 is that what is this wfbna
card wfbna wells fargo uh uh home furnishing that's that's that okay yeah yeah it needs
attention uh we have a uh and then that's the first credit card we looked at so did you go to
college i tried to do anything you tried to what's tried to i went to an animation class and they
didn't teach us shit wow you'll never be productive in your life i wanted to learn
you'll never be productive you'll never be productive yeah i can learn
like
yeah get into the most likely to be ai replaced
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this job
job that's smart then i'll learn ai huh i'll learn ai
i'm already trained in my own 2018 ca burned almost entirely to the ground our good friend
gavin newsom did absolutely nothing whopping six choices for doordash okay it was just a life story
yeah yeah my time you don't have any mortgage or 401k accounts well we know you're a loser
oh you're a deadbeat what i have a mortgage for exactly you've never been productive in your life
you would never
okay so your income is i guess three thousand hours a month and i guess you don't have to
set aside for taxes because you're dependent it's weird and we're enabling you probably get money
back it just goes to your mom her debt situation is your minimums of payments and i guess you're
making your minimums to your friends with yeah yeah they're paying for a service but your
minimums payments are four hundred twelve dollars and seventy six cents so you get your own groceries
good three hundred dollars there you go you're fine meal plan meal prep we base it off of that
that's three meals a day plus snacks plus drinks plus dessert i know you love that phone bill how
much phone bill mom takes care of it mom takes care of it of course 150 a month uh yeah but she
takes care of it gas room from drive drive how much do you contribute about 350 a month what i
thought you why is this okay car insurance california she pays for it she pays car insurance
yeah okay rent mortgage utilities she does it all yeah tp fund anything else you need for your life
i'll give you 150 uh therapy you probably do need you probably can get on like many cal and bullshit
with your i can't i've tried because you're a dependent i got rheumatoid arthritis and all
that shit but they just keep telling me like oh no you're completely capable of doing everything
you are capable good i'm glad that california at least says that i'm actually surprised
but you also are a dependent so i don't know if you could go independently get on different
services so i don't think i can see what you can do i will do another 200 let's do some therapy
okay and i think you can do that do you have health insurance no at 37 at 37 wait okay get
on because i couldn't get on medical get on some subsidized health insurance affordable care act
it's a little more expensive now but whatever i'll do 400 let's just try 400 it's all expensive
because you're a fat well kaiser permanente is the only choice and that is
400 a month there we go we did it there you go right on the dot good uh you have any pets i do but
mom subscriptions i'll try to give you 50 bucks okay there's nothing else that needs to be in
this budget because you have nothing how much money i get huh how much fun money i get let's
see if there's wiggle room there is i'll give you 250 for fun okay sweet you have a thousand
two hundred dollars buffed on a monthly basis okay and that's savings oh pay off debt pay off
that right if you're done in five months get an emergency fund move out but you got to work on
you need to go get a job like mcdonald's and start building up experience that's the reality
you're going to be lifting shit at manufacturing you're going to be you're going to be taking
bottom entry-level bullshit jobs because your resume is nothing not bullshit jobs which is
entry-level shit you're going to be building up your resume you need to go you're not going to do
any of that so i am practically just going to end because what the else is there to say i could get
a job at starbucks okay
there you go get a job at starbucks that was through indeed you're you're trans like everyone
else there so it's perfect i could say i am they did get me the job probably you certainly were
which is yeah i've got the experience yeah i can i can fake it till i make it okay good luck buddy
i have zero hope here more than almost any episode ever this is pathetic and sad and
disgusting you're afraid of blowjobs what is wrong with you guys hammer the hammer shut the
we're gonna get the hammer financial score make sure to join us in the post show in a little bit
there's a big stocking situation that we didn't get into that's crazy oh and a lot of other really
crazy e-begging that he's doing you'll see well that's in the post show but hammer financial score
spending their budget dramatically overspend zero out of ten debt that friend does i'll give you a
one out of ten because at least there's no collections it's about to be though because
you're not paying on time but emergency fund nothing zero out of ten retirement nothing
real estate okay hammer financial score point five out of ten get yours at calebhammer.com
now click join to get three premium shows every single day six days a week including an extra 20
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on the hammer elite app or hammer elite.com wherever you want to be membership's the same
on all services it's the best one there is see you there so i'm being told instead of going and
getting a job like we're trying to push youtube and he's a vtuber oh a vtuber too so now you're
vtuber and you're making a video what video game you're making it's a horror rpg
how far along um you can walk around in a house you do everything besides get a job
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Podcast Summary
Key Points:
The guest is a 37-year-old virgin living with his mother, earning money by drawing commissioned furry and anime-style art.
He has a history of poor financial decisions, including $16,000 spent on Path of Exile, debt on PayPal Credit, unpaid taxes from 2017-2018, and borrowing money from friends.
He previously drew underage pony characters (foals) in nude or sexual contexts, which he stopped seven years ago, but still draws "petite" characters that critics view as childlike.
He was in a nine-year online relationship with a transgender woman, never met her in person, was scammed out of thousands of dollars, and was convinced he was trans for two years.
He has a fear of oral sex due to childhood trauma from an intense sex education class, and he has never had a real-life sexual experience.
His life goals are unclear, but he wants to move his mother and brother out of California to Idaho, while the host pushes him toward independence and life skills.
Summary:
The episode features a financial audit of Buck, a 37-year-old virgin who lives with his mother in California. Buck earns $200-$400 per drawing, creating furry and anime-style commissions, with an average monthly income around $3,000. However, his financial situation is dire: he owes $4,900 on PayPal Credit, has unpaid federal taxes from 2017-2018 totaling over $67,000 in income, and has spent $16,000 on Path of Exile cosmetics.
He also borrows money from friends for items like a $2,500 La-Z-Boy chair and expensive flights. The host, Caleb, confronts Buck about his past, including drawing nude underage pony characters, which Buck admits to but claims he stopped seven years ago. Buck also shares a nine-year online relationship with a transgender woman who scammed him, never met him, and convinced him he was trans for two years.
His fear of sexual intimacy stems from a traumatizing sex ed class at age 11, leading him to decline sexual advances. Buck’s goal is to move his family to Idaho, but Caleb insists he must first learn independence. The audit reveals a pattern of enabling behavior from his mother and brother, and Caleb offers to help Buck get a certification for a remote job, emphasizing the need for life skills and self-sufficiency before his mother, aged 76, passes away.
FAQs
The guest is Buck, a 37-year-old virgin who lives with his mom in Paradise, California, and makes money drawing commissioned furry artwork.
Buck draws commissioned furry artwork through his Discord, earning roughly $200 to $400 per picture, which amounts to about $32,000 a year.
Buck claims he has a fear of sex, partly due to a traumatizing sex-ed class at age 11, and he has turned down opportunities, including a naked woman in his bed, because he worries about STDs or trusts issues.
Buck had a nine-year online relationship with a trans woman who he never met, paid for her HRT and other expenses, and later discovered she was married and scamming him.
Buck wants to move his mom and brother to Idaho because their town burned down, fire insurance has tripled multiple times, and there's nothing left around them.
Buck has a PayPal credit card with about $4,900 in debt, owes money to friends, and has spent $16,000 on Path of Exile and $600 a month on DoorDash, but he pays no rent and files as a dependent.
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