The Most Insufferable Woman I've Ever Met | Financial Audit

- You wanted his kids back, that you hate? - Yeah, she's been called step monster. I'm just throwing that in. - Step monster! - Fanny, you're just a sim! - Oh, sim! - Do everything that you can to satisfy me, but you exactly, how do you do that? - I just had a wife complain that her man does everything he can do to satisfy her. - You don't have respect for her either. Like, literally, she (beep) told you your face your marriage was a matter of convenience. Like, she just needed health insurance. - This is your last week to get to a brand new cookbook. Just pack a sandwich. - It's full of budget-friendly recipes that I love. - It was so good, I was really. - Plus, it's you inspired by your favorite financial audit episode. - McDonald's McDonald's! Right now, the only way to get a physical copy is with a full year of dollar-wise, go to dollarwise.com or click the link below to get yours. - I want you to be on the next episode of financial audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or a relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to katelapamber.com/apply or click that link in the description below. - Hi, I'm Victoria, I'm 36. - I am Johnny, I'm also 36. We're from Bob Reza, Indiana. - And this is financial audit. - So why the Hitler haircut? (laughs) - I don't know why I'm making you say that. This is her idea. - Oh, everybody keeps saying that. Maybe that should be like a wake-up call. - This was her idea. I had a much longer-- - No, I don't know. - They had a much longer-- - They had a split back. - You literally told our hair stylist how to cut my hair. - I did not tell you to style it that way. - This is how she styled it. - Okay, what do you do for, what do you do? - I am a cop. - Adolf. - Adolf is walking around with a gun all day? - Here, try it, try it, I'll precise. Freeze! (laughs) - That's fun. - That's fun. - This is her idea. - This is not the haircut. That is not the style that it was. - That's great, but it's a style that is wearing. That's very interesting to see a cop pull-up. Look at like that. What do you make? Cops make good money. I don't know Valparaiso, so maybe a small town. - I'm not in Vapo, Vapo sucks. No, I don't work in Vapo. - Oh, you hate the town that you-- - I don't work in Vapo, because police-- - What town do you work in? - Anyways. I'm about an hour east. - Okay. - Is it a big town? - Yep, it's pretty big. - What do you make? - About 75 a year. - Sure, that's great. - Well, it hits your account on a monthly basis. - It take home is about 5,000 a month. - It's 4,800. - Well, he's at about-- - Well, he's at about-- - It's 4,800. - Okay, it's interesting. - We'll go with 48 then. - What are you? - I'm a nurse. - Controlled. - No, no, no, no. - Wow, okay. Both those things were-- You have the face of a black woman but the skin color of a white woman. The nose of an African, but again, the skin color of a white woman, or are you one of those, like, not alpeisha? That was the black woman that was losing her hair. - Oh, alpeino? - Alpeino? - Alpeino. - Alpeino. - I am. - That's what he's wanting to know. - Half Hungarian. - You're Lord. - Half Hungarian part German. - With that, no, oh. Okay. - Part German. - Okay. - Well, the nurse does make good money. You really don't have any black in you? - No. - Are you serious? - I have none. - You have none. - But you have the same nose that I have, so. - Yours is very wide as well. - Wow. - Is it really that? - Yes. Yours is very wide. - I can see it. - Okay. So what do you make, nursing? - I make $2,900 a week. - For now. - For now. - What's for now? - Because she's a travel nurse. She takes contract. It's just her current position is paying that. - Did it right here and go? - Which is, which is in Wisconsin. - So you guys never see each other? - For about four days out of the week. - That's kind of nice at some time for gaming. - Yeah. - When I can, we also have six kids between the two of us, which is a lot. - Oh, you guys are kids with other people. - Yes. - Okay, so, what do you have your next contract yet? Once this current contract's gonna end? - January. - Oh, well, okay, you have it for a while. Do you have your next contract set up yet? - No. - Six kids is absolutely crazy. Which because they're still making $16,400, and at a month, I mean, what the fuck, we're killing it. We are absolutely killing it. What are the eighties of the kids? - Being a police officer. He was stuck in a job that he basically did nothing at. - Can I ask you something? - And he wasn't going to do anything. - Could I ask you something? - Yeah. - Is he a police officer now? - No. - Then what the fuck are you complaining about? - I'm complaining because I had to push him into it. - And is he doing it? - Yes. - And then why are you complaining about something that's already done? - Because he has to be forced into anything. - First of all, I brought it up. - How long have you been a cop? - I swore in December. I got hired in back in June. So gone a year. - He got swore in a year ago. Why are you being the wife that is complaining about something that was done a year ago? He did the thing you asked them to do, even if you had to push it. Why am I hearing you complain about it? It's about to turn to November. - It's about to turn to November. Right now, by the fuck am I hearing you complain about this? - The reason she was even brought up with you, you must be miserable to be with. - It was because I saw that they were hiring and I'm the one that brought it up because I had thought about being a cop for quite a long time. She was the one that just said, "Well, you should go ahead and apply." That's literally all the conversation was. So I did. - You were stuck in a stationary job for years where you didn't want to go. - Who cares, he's a cop today. Literally, who cares? He's a cop now. I don't understand. - And then I was making all the money. I was paying all the bills, which I still am paying for. - Hey, is he making money now? A little bit. - Then why do I care about what was? I'm sorry, why do I care about a year ago? Can someone inform me? - I guess I thought he was making money when I go. - That was some of the old scrunches forever, huh? Does she hold this over your hand? - Constantly. - Your little Hitler hand? - Yes, constantly. - That's crazy. Why the fuck are you talking about this? Why are you talking about this? Why do I care if my girlfriend has a great job now? Why do I care if she didn't have a good job a year ago? Like, why the fuck would I care? - Because I have to push him and everything. - Hey, did I hear a question? - Hey, did I hear a question and doing stuff now? - Okay, why do you point? - Because I can't even find him sometimes. - To do that. - Cleaning the house, doing anything. The kids don't even know that he's home. - Yes, I clean the house. The problem is I'm doing it now. - The kids have to search and find him when he's downstairs in the family where I'm playing video games. - Okay, when I'm downstairs, it's typically doing laundry. Okay, because there's six kids that I'm doing laundry. - The kids send me pictures of you playing video games. - Is he allowed to play video games? - Yeah. - How much is he playing video games? - They didn't even know-- - Is he playing all day? - Yes, all day. - All day. - No, not all day. - The kids send me pictures, and they're like, I didn't even know. - I'm just home. - Okay, so I play for an hour. I do a bunch of laundry. My play an hour later, and they catch both instances saying that I've been down there all day, playing video games. - How, how, how? Okay, well, even still-- - All day. - I'm sorry, changing laundry isn't an, like, that's once every hour. - It's the whole hour? - Lawndry for six kids is a lot. - Folding laundry takes nine minutes. - We're doing three loads a day. - Hang it a day, really? - Yeah. - Hang it off. Just hang up the clothes. - And they don't even, you don't hang them up. You just put them in piles and the kids come get them. - Well, he said he was folding. I was saying, hang it up, that'd be quicker. - Oh, it's both, but yes, it's a problem is it's a lot. - Is he lazy to you? - Yes. How many hours of you cop in a week? Cops work usually a lot. - Yeah, I work six on three off eight hour shifts. - And I had to push him into night shift because-- - And here we go with the pushing. - What, when did you put-- - You didn't want to go. He was-- - Well, see, not a lot of new day shifts to, according to you, the number of the hours. - I was doing after news, which was nice. And then she took this Wisconsin job, which I advised against because of our conflicting schedules and the fact that the kids have extra curriculars and doctor's appointments and everything else that she was going to be home for. I knew I was going to have to go to night's in order to take care of this. I was like, I don't want to go to night's. I like my afternoon shift. I like to sleep schedule. Ashtray, there was constant job anyways. - I think I had to take the Wisconsin job because it was the most money. - Because your biggest contract got fired. - It was canceled. - I think I now understand why minorities are getting shot at a higher rate from cops. When they're getting loud in public, it's reminding them of their wife at home. - I always, yo, I tell you, as like cops, we eat their guns. - He's not denied. - It's not the job. - I'm just throwing that out there. - Well, yeah, I'm sorry. You're insufferable, so far. - You did not want to go to night's because you didn't even want to be around your own kids. - And not do it the kids, it was a sleep schedule. - Well, yeah, I'm sorry, if he's working at night, he's going to sleep during the day and not see the kids anyway, so. - Okay, but I was working at night. - Okay. - Her problem was she didn't want to deal with my kids. She wanted me to be home to deal with my kids every year. - How many years? - The problem, two. - Ages? - 12 and 14. - He is 11. - It's going to be 12 in December, okay. - Dude, she just has to disagree with you. Doesn't she? - Constantly. Yes, I am always wrong. - Okay, but I always take them to the doctor. I always take them to eye doctor. You have no idea where any of their doctors are. - Where do you have time to do that if you're traveling there soon? - On my days off. - You go back home on your days off from Wisconsin? - Yes. - Okay, one of your days off. - Well, last time I had eight days off in a row. - Oh, that makes sense for you to be the one to take them to appointments then, 'cause you have eight days off in a row. - He has three days off in a row. - I know, and you have eight. - And then I had six days off in a row before that. - Also more than three. - So I schedule their appointments during my times off. - You have more time off. - You work longer. - 'Cause I put my days in a row, like six. - Well, congratulations, I think. - Seven days on. - Congratulations. Congratulations, the high five, I'm confused, but you have more time off and a row, it makes sense that you're the one doing the parental duties. - You tried to sign off on his kids. I had to make them get them back. - You wanted to give them away? - No, they went down to their, they go to their aunts and uncles, well, not blood related, but they've been around them since they were babies. Anyways, they go down south to stay with them for the summer. It's south of Indy. - Okay. - So stay with them during the summer. They have been for the last few years. And, you know, this last time, again, she could play some of my kids constantly. - Does she know, like your kids? - Sometimes. It's a toss. - That's weird. - If you're a lot. - If you're being a mother in law, you have to be a mother-in-law or stepmother. - Or stepmother. - If you're being a stepmother, you have to be a mother. - They were all started doing very good in school. - You can't just pick and choose. - Of course you can. - So I was like, "Well, why don't they stay down there for the year, for the school year, see how they do." And so I signed over temporary guardianship to their aunt and uncle down south so they're getting school down there and see how that goes down there. And then, like, two weeks into it, she was like, "We need to bring them back up here. They belong up here with us." - Well, I missed them and I do love them. I've raised them for basically four and a half years. And I wanted them back. You on the other hand. - You wanted his kids back, that's your face. - I don't hate them, but they're alive. They both have 80s. - Do they like you? - Yes. - Do they like her? - They'd rather talk to me over. - She's been called step monster. I'm just throwing that. - Step monster. Oh, bye. - I've seen it, I'm seeing it. - It's by their aunt's sister. - Or by them. - Well, they probably, there are people. - And it was in front of them. - So they will. - They're people pleases, but somehow they're too much. That doesn't make any sense. How can they be too much and people pleases? If they're people pleasing, why don't you be happy? - The problem is, is that her kids, they go to their own thing, they're gone. They don't, they don't ever hang out like, even the two youngest or they're on their iPads or whatever. They don't really. - Oh great, you're right about your kids. Well done. - Good mother. - Their two oldest are always in their rooms. Okay, so there's not really a congregation with the family. My kids, they want to be around us constantly and for her, that's very overwhelming. Very upper ass. - I have to put on his iPad. I don't have to put a time limit on the girl, the youngest to his iPad, because they're never on their iPads. - Okay, I don't even know who's who, but how, the ages, what are the ages of your biological children? - Seven, eight. - Nine. - Oh, she did just her nine, seven, nine, 14 and 19. - Wait, hold on, that's more than six kids. - No, that is six kids, you're right. - Wow, 19. So if I call the 19 year old who's an adult, will they say that he's on the game all day, 12 hours a day? - She will say that he is on the game when he is home. - All the time. - Probably. - Yeah. - Let's see. Let's see. I need to verify, you know, is she live at home with you guys? - Yeah, she is. - Yeah, she is. - Oh, well done, perfect. This will be a good source. Do you have a good relationship with her? - Yeah, it's a so. - Oh, that's nice. - It's been shaking in the past, so we're better now. - I talk. - She's 19, she's an adult. She's fine. - She's at work. - I don't give a f***. I'm a work. Hello. - Hello. - How I'm curious. My name is Caleb Hammer, you're on the number one podcast in the world. How often is on his games when he's at the house? Is it all day, 12 hours a day? - No, it's probably like maybe like a couple hours and after he gets home from work. - After he gets home from work. - Thank you, it was nice to hear from you. - What about when he's, she's off. - Okay, what about when he's off? I guess your mother would like to know. How many hours a day is he on the game when he has it off day? - Probably pretty often. - Like what? - If it's like a 12 hour, if he's awake for 16 hours, what would you say? He's on. - Probably like four hours. - Okay, thank you, have a great day. - You're, I am, you're a whore. You've already been through a divorce, I'm assuming. - Well, she died. - She died. - Can you make sure that happens again? - My kid's my driver to it, we'll see. - Yeah, the one. - I know my kids are a lot, but that's because again. - I don't care about your kids anymore. She is accusing you of playing video games all day instead of taking care of the family. - I know, that was just proven incorrect by a third party. By a third party. - He games for a few hours on his off day? Do you, when you have an off day, are you allowed to take four hours to do something for you? - Okay, but CPS. - Oh, very good. - Oh, CPS. - His son turned him in. - To CPS. - For what? - For spanking him. - Okay, well, it sounds like the son had an overreaction, right? - That's what it was, yes. It was unfounded and dropped. CPS dropped the case immediately. I mean, it was spanking like, I don't know. I don't know if that's what I'm gonna do when I'm preparing, but either way, it's like spanking. How hard was it? What happened? What actually happened? - I mean, I do spank them when they need it. Yes, but it wasn't hard. - Like what? - It was like what? - Okay, they're lying, for instance. Okay, if they tell us that they, they have a missing assignment in school. We ask them, okay, what's going on with it? They'll tell us that, oh, I did it and turned it in. Email teachers, final teachers never got it. So now you're lying to us. That is a spanking. Now what's this spanking though? That's what I want to know. - What is it? It's with the belt. - Well, that's not a spanking, that's a belt in. - Well, it's okay. - Well done. I mean, listen, I mean, maybe this is a bit Northern of me. I know they really like it in the South, I guess. I've learned, but I'm in belt and it's a lot of them. - It's crazy. - It's crazy. - Well, it's what it says needed. - Yeah, but we're hitting with an object, a kid with an object. Right, like, there's something that gets across them. - Well, for fear is that teaching? - Okay, we have tried, I've tried talking to them. I've tried yelling at them. I've grounded them, I've taken their stuff away and it still continues. So, last resort. - We hit them with objects, okay. - But it's very, very rare. - They're far too happy. - They're children, father. - Then beat them. - Okay, I was kind of undersized, no. - No, it's very rare. - It's very rare. But I thought it was like a spanking, like, hand, like. - Top of the morning, chill out, he said. - Nope, and I have told CPS's. I'm like, yep, I hit him with the belt on his butt. - That's in the end, they probably don't care. - And there's like, okay, but as long as there's no permanent markings, that's in his, so it's not a mess. - So, I think that's true. - So, I'm, no, that is true. But, yeah, I could see why they're like, you know, people are a little more, take it back from that today. Maybe the kid overreacted, I'm not sure. And the CPS, so why'd you bring up CPS if we found nothing then? 'Cause, like. - Because the fact is I didn't even want them. - I had to force them to get them back. - Do you not want your kids? - The only reason I wanted them to keep them down there was because it caused a lot of confrontation between me and her. Okay, I'm tired of her yelling at me or my kids. When she gets fresher with my kids, she takes it out on me. - You're horrible. - And so I was like, well, they want to be down there. They said they wanted to stay with their aunt and uncle. You know, it was a win-win. I was like, they get to stay with their aunt and uncle, she just had to deal with them. I don't have to get, yeah, bitch, that's for it. - You really should score over your kids though. That's crazy, especially since the mother died. - I mean, it was gonna be temporary. We're gonna see how the year goes. Because again, they're not doing good and school either. - It was gonna be temporary for the year. You were going to leave them down there. - She was the one that said, well, if they're gonna stay down there, I don't wanna bring 'em back. - And then you were gonna be like, okay, they're back for the year. Then who's problem are they gonna be? Mine. - Well, okay. - Because you are gone all the time. - With the jobs that you requested 'em to do. - Well, you put something into this. - I'm doing it in time. - I get about it. - You were pregnant about pushing it into this job. - You don't wanna be home. - Okay. - I don't wanna listen to the bitching about them constantly. - Because they're gone before you get up in the morning or before you get home. - Then the job is-- - And then they're in bed by the time. - And the job that you wanted me to do. - Okay. - But you don't see them. So I have to deal with them. - I'm doing the job that you wanted me to get into. - And then you didn't wanna get off of afternoons. Because you didn't wanna see them at all. And then when I asked you to come off of afternoons, you bitched because you didn't even want to come off of afternoons. - Yes, because the sleep schedule's a lot nicer on afternoons. - Yeah, I bet it is. - I bet it is a lot nicer. - I wanted to help with them and with the other kids taking them to appointments and such. - Hence why I was gonna have them stay down there. So you know the deal with them. - But I'm not home, so they're your kids. - Hold on, you married into it. They're your kids too. What the fuck is this? Do you consider her kids your kids? - Absolutely. - So what the fuck is wrong with me? - You are the wicked stuff mother. - Does he not, you don't help. - He doesn't help at all the laundry and cleaning. - He does not do all the laundry and cleaning. - No, tell me. - No. - First of all. - I come home after five days gone. Everything is a mess. There's five loads of laundry that needed folded. There's everything just piled up. It's a nightmare. It's a nightmare. - Why'd you marry this? - I'll honestly, I do love her, okay. And the time that we are apart from each other, I miss her and I don't, you know, I don't like being away from her. - What? This is insane. Is anything ever enough for her that you do at the house that you do at the house that you do in the marriage? - It's never enough. I tell it all, call like it's never enough. - How is it never enough when I'm gone and I'm living in my car? - Oh, wait, wait, wait. You make money. - I told you not to take the Wisconsin job. - Okay, you told me not to take the Wisconsin job because you wanted me home every day. And then I took a second job because you refused to work any fucking overtime to pay any of the debts. - What the fuck? You guys make $16,000 an hour's net a month. You'll be fine. We can chip away at things. What are you talking about? It's a costal living in your area, you're fine. Why would you need to, he doesn't need to do overtime or do you need to do? Because I want to get rid of the debt. If we're spending $150 on candles, you didn't have to do overtime and you work a second job. $150 is what prevents overtime, but what on say so? I'm just saying-- Example. I'm just saying that's a start of the spending. OK, that is not even-- That is a-- Example. That is not even. That is not even? That's not even an example. What about the countless 20 controllers that you have downstairs? What the-- What are you guys buying? You're a candle addict and is it a remote controller addict? What are we-- What are you guys talking about? Because of freaks. What? 20 different controllers. Oh, gaming controllers? Yeah. Well, I thought he was collecting them for the TV. You said remote controls. First of all, OK. Prior to recently, I was able to keep $200 separate as my own spending money. And that's what I would use to buy said controllers. Well, I think it's kind of fair, I guess. Well, OK. Because that is 1% of the household net pay. Now, fast forward a little bit. She got upset because she was-- Because that's what she was trying to find out. I was trying to clean up my debts and improve my credit. She didn't feel it was fair that I had the separate allotment, which she's putting all her money towards my debt. Everyday essentials like gas, groceries, and dining out, take up a major portion of your budget. Well, you can't escape these expenses. You can control how much you earn back with upside. It turns those unavoidable purchases into automatic cash back, just open the app, claim and offer, pay with your card, and watch your earnings grow. There are no confusing points or expiring credits. Just real cash. You can transfer directly to your bank account anytime. With over 100,000 locations nationwide, checking upside quickly becomes second nature. Plus, you can stack upside on top of your existing credit card rewards and loyalty programs for even more earnings. I use it every time I go out. 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You'll get a limited edition, Caleb Hammer commemorative coin, a bunch of planner notebook, a Caleb Hammer credit card skin, Caleb Hammer emoji stickers, a limited edition Caleb Hammer plushie, a limited edition, Hammer Elite mug, a limited edition, Hammer Elite hat, all packed inside a custom merch box. Once all 500 spots are gone, this offer is gone forever. Going the wait list by using the link in the description or pinned comment down below. So mark your calendar, November 18th. This is the best membership you'll ever join, and that is a promise. So I canceled my separate account, now all my money goes to our joint account, and I haven't spent anything on myself. Why did I get upset? Why did I get upset? Why, I don't know. Because you took that $200, and you gave it to your best friend. I didn't give it to him. I loaned it to him. He paid it back. You loaned it to him. You said, "Oh, he's gonna give it back to me in three days. When did he give it back to us?" It took a couple weeks. It took eight weeks. It wasn't eight weeks. And then he said, "Oh, well, your wife reached out to my wife, "and that is a lie. I never reached out to his wife. "I never reached out to his wife." Yes, I loaned my buddy one time $200 that he paid back three weeks later. Okay, it was right before Mother's Day, and you never got me a single thing from Mother's Day. You told me not to. You said, "Don't buy me anything." What's in the freezer? I said, "You said, "Don't get you anything." I told him that we shouldn't be spending all this money, and he never even wrote me out. I can never. Crazy. I can never win. Thank you. He didn't write a letter. He didn't have to buy me anything. I made you dinner. You made me dinner after you texted me and said, "What's in the freezer?" Oh my gosh. How the fuck am I supposed to know what's in the freezer? It's supposed to be your decision to come up with things to make that night. And I did. Okay, after texting me, what's in the freezer? If I had to guess if I were to feed you, if I was forced to feed you, I would assume you'd just like bananas. That is what I would just think about you with your curly hair, even though it's fake. If it's a Jew joke, do Jews eat bananas? I don't think so. You look like a monkey. Her biggest problem, Caleb, is that apparently she thought I was loaded when we got together and thought she was marrying money. Oh, so you're. That, and I told her from the beginning that I'm not rich, I do okay. Did you do okay? Was it a different job at the time? Yeah, but before we got together, I was doing fine. When she thought you were loaded, probably 55 a year from, remember, right? Why'd you think he was loaded, making 55,000 hours a year? He never told me how much he made. Why'd you think he was loaded? He said I was okay. And then my ex came in, took all of our shit, took our TV. Where, where, cry, cry. How does that make you think he's rich? He came in and bought us a TV. Sounds like a nice gift for something that was stolen. Okay, so I thought he was well off to come in and buy us a TV. I'm sorry, why is it his fault or problem that you're. And so I didn't know. Good response. I just want you to know. He bought you a TV. You know you can go get a 50 inch TV for a couple hundred bucks right now, right? Exactly. This was four and a half years ago. Okay, for $250. Oh, what? She will up and leave me. Anybody that comes along with money, she's gone. And then he was buying you a food at Caleb. Oh, I'm not into Beastieality. And then he was buying me flowers, gifts, every single day. And then he came over and stayed. And then he just never left. Okay, kick him out then. He will be much better off. Better off. She was like, why don't you just move in and I said, if that's what you really want, we can do that. No, hold on. Okay, I'm so confused. You're saying she's better because she thought you were loaded? Yes. But you never said you were loaded. Right. You literally get to her TV after someone stole her TV. Yes. And I told her that I was not rich. I didn't know what to do with that. You just do okay. You didn't do it. Fixed for those $5 and a full ton is totally okay. Three years ago. And then I had to come in, Captain Savahoe and save you. Again. I never told you. Okay, but he never told you he didn't go through bankruptcy. Did he tell you he didn't go through bankruptcy? No, we were already together when I did. Through bankruptcy, three years ago. Because when I left. Because he said that he couldn't afford anything. Nope. He had to file bankruptcy on it. Okay. I had a trailer. Okay. That I owned. That I was make a pay, that it was mortgage or whatever you want to call it, that I owned. That I was make a pay. I owned on the show and the trailers. And I had, you know, I had moved out of the trailer to move in with her. Okay. And I was like, well, I can't afford to contribute with you and pay this trailer and pay those bills and keep the trailer service so forth. So I said, you know what? Let's trailer go back. And I did. And I filed bankruptcy as a result of that. That's what happened. Okay. But then what does it hurt to do with you thought he was wealthy or whatever when you got to, when you were with him, how can you hold resentment over that for what you were thinking and he never told you he never told you he never suggested as much. How can you even hold resentment over that so unfair that is your problem? That's your choice. That's your issue. Deal. They don't project it. He never told me anything. He never told you. He was rich though. He never told me how much he made when I asked directly. You didn't. You wouldn't say how much you made before you guys guys get to know, was it before marriage or was it before he moved in? It was before he moved in. I asked him how much he made. It doesn't need to give you every detail of his life at that point. I mean, it's good to know when you guys split around, but he's even still getting in a marriage to better know the details. We never split around. We never split around even when he moved in. I just paid for it. Oh, then why would you need to know how much money he made? Because we were going to live together. He should have paid for something. Did you ask him to? Did you ask him to? Did you ask him to? No. What? Comment fucking intense. What? How the fuck do I handle it? I'm sorry. You are not a victim. I'm an adult. I'm an adult. And when I moved in, I did pay, give you like half of my paycheck to help contribute to your payments and bills and stuff. Yes, I did. No, you didn't. I was like, I was giving you, I didn't remember the amount, but I was giving you money when we had moved in. I was sending you. I said you should pay for. I was selling you money every. I was selling you money every paycheck. I said you should pay for the nipsco. Where's the log in? And that's. And you didn't do it. So I had to log in and do it myself. And then I told the world. I was sending you the money to do it. And then you started just sending me money, but then that didn't work. And so I just paid for myself. And I just kept all my money to myself. And then you just started buying magic cards. Yes. How much? How much of magic cards. Well, I was playing competitively and it was, you know, about three times a year I had to upgrade my deck, which is about 500 bucks a pop. Okay. So 500 hours a year. Is that what we're freaking out about? Is it the best thing that I've ever seen? You've racked up all my stuff. But you're making it sound like he was like instead of helping contribute to the household, he would just blow all the money on him at the base. He did. He racked up all of his credit cards again. 500 hours a year. No. It wasn't $500 a year. Well, you said magic cards. He has stacks of magic, stacks. Yeah. Over the years of collecting. Because he upgrades every year. No. Not over the years of collecting. that you filed for bankruptcy. See, three years ago, you racked up all of your credit cards to the max again. Yeah, and the way that I'm not defining this behavior, but your victimhood of assuming he did well, even though he never said he did, is crazy. First, feeling betrayed that he didn't pay rent when you never asked him to never agreed to it is crazy. You're insane for being upset that you take the kids to appointments when you have eight days off, and he has three is crazy. What is wrong with you? You know, I don't like the built-in hair and I don't like-- You looking like an oompa-loompa. I'm short? No. You just have the body of an oompa-loompa. She's calling us fat because she calls me fat all the time. She's literally fat. I don't know. We're all fat here. She calls me a fat ass all the time. Okay. So, wow. You guys are wonderful. How's your relationship going, guys? How's this household going? Guys, I'll tell you one thing. This stack is thick. I mean, oh, this probably brings stress into it. And clearly, you guys are thinking about it. You're talking about the money a lot. So-- How are you guys doing? I mean, our relationship is okay for the most part. What? You know, the thing is-- How? Caleb is-- Have you seen this conversation? The most pet-- I'm very passive. I'm very passive, okay. I just-- She bitches at me and I just-- Johnny is the most passive person you have ever talked to. Well, that's good. Bro's strapped. He's so passive. Every time I try and talk to him, he's like this. Girl, it's because you've-- Go in there and-- You're-- You're-- You're saying-- You're saying-- You were conversations, though. It's like, it doesn't matter what you say. You just-- It doesn't care. I agree. Based on everything I've witnessed so far, you-- So I'm just like-- You cannot win. There is never a chance you can win. She's always the victim. She's always right. You're insane. Okay. Just-- You-- You have the brain of a monkey. Do you know his name is Johnny in the show, so you-- It's Johnny. Well, please Johnny, you are just a sim. You just want to-- A sim! Do everything that you can to satisfy me, but you are doing-- It's crazy! It's so hard! It's so hard! I can't do anything! Freaking spin in my wheels constantly. But it doesn't do anything. I just had a wife complain that her man does everything he can do to satisfy her. That was her big complaint. But there's no winning. That's the problem. But I just-- So what's the point of arguing if I don't get anywhere? When I want you to do stuff, I have to ask you. I have to tell you. I have to write things down for you like a child. I shouldn't have to do that with a man. Do you write with your feet? Good one. What do you mean you have to write everything down for him? Well, in what context? If you have to do it for work, yes, I have to write it down. I have to tell-- So he won't do laundry unless you write it down. I have to text him. Well, saying like laundry needs to be done. My girl's the one who does laundry, right? And-- but I'll tell her if I need laundry done. If all of a sudden I'm like, oh shit, I'm going to run out of stuff. Is that inherently bad? Well, I need him to step up and actually do stuff. Right. But I'm telling him, hey, laundry needs to be done. Why is that a bad thing? And she never has telling laundry needs to be done. Every when I get home, I switch to laundry, start it. My day's off, I'm doing laundry throughout the day, OK? The kids have the chores. They're supposed to be doing throughout the house, OK? OK, but you never check on them. One of the things is, you were supposed to check on them. The youngest is seven. How much do they really need checking? I'm being honest. So if I'm being honest. Like the seven-year-old, I get it. But is the seven-year-old not being watched by the 14-year-old, the 19-year-old, the 14-year-old, or the 12-year-old, or-- Like there's a lot of them. Do you think it's just in this house? Like, well, I don't know what we're having to take care of my brother. The almost 12-year-old. The problem is, some's not done. It's my 14-year-old. That's what the problem is. It's my fault some's not done. I really feel bad for the blacks in the community. You have the police. You have no peace or quiet. And you take it out. And those places, don't you? It's constantly. Oh, let's-- I get it at home, I get it on the streets. Bitch, that regularly. You can't hit your wife, so-- One of the most ruthless cops on the force. Like I said, that's why I'm a pacifist. Uh-huh. I don't get it. What's your deal? What's having to remind someone that laundry needs to be done or an appointment is coming up? Why is that bad? Why is that bad? Do you have to remind her of things? No, because-- The other thing, too, is she goes through my phone constantly, okay? She goes through my phone regularly. Which I was question that. Wait, you called them a sim. Why is she a sim? I'm confused. That's like a really weird word to throw at. I'm like, a little cuck-boy. I don't know if she's projecting something. And that's why she has to go through it, I don't know. You know? Why is she a sim? Because he always does everything to try and make me happy. [LAUGHTER] But not man. And it never works. Because you're not doing the things to make me happy. What would make you happy? If I don't want to the plants-- Because I forgot to water her damn plants outside. OK, when I come home-- It didn't matter if I've done 10 loads of-- Yeah, yeah. I didn't want to the plant. And I took-- I had to-- Oh, I wanted to plant. But I forgot to feed the chicken. Plant them all myself, because you didn't even-- You didn't even help put them in. Oh, I forgot to feed the chickens. Oh, I didn't make sure the ducks had fresh water. What did you guys have all these creatures with your weird work schedule? This is so stupid. I know. What could he do that would make you happy? Do things without having to be told like a child. Yes, let's have examples, please. Like an adult, examples. Come home and the bed actually made. Come home and the laundry is actually folded and done. Not to mention having money. In our house, Rich, she'd be happy as hell. Bathroom is actually clean. The bedroom is actually clean. The floor is actually picked up. So you want them to be a stay-home husband, buddy, works? Just our room being clean, and the bathroom being clean would be nice. That's not true, because I did that. You came home and bitched about something else. When he works six days a week, what do you expect? Both of you work really hard, so it's going to be really-- the house is going to be naturally messy. It just is. That's like the world you guys have built. Except for the days you have off, you should clean and keep up with the house and the days you have off, you should clean and keep up with the house. But when you're both working overtime in a whole week at a time, of course the house is going to be a little bit messy. Honestly, at your income, I would advise. Honestly, I go weekly cleaner. That costs like $100 for the box. That's totally fine. And with six kids, we shouldn't have to. What? They-- That was what we do. It's a mess. Three things, and it's fine. What? They each do three chores a day. Then what do you complain about? It takes 30 minutes. Then why does he need to do more? Because the kids don't clean our room. Your mother, your mother, tell them to. I don't know. They don't need to clean our room. Seven or 4.7 miles yesterday carrying our bags because she wouldn't pay $30 for an Uber. You think she was making this money on a cleaner? That's fucking stupid. Didn't have the money in the bank, and I did not want to put it on a credit card. Is it true that it was not 30-- But we're reimbursing you. You would immediately take the reimbursement. That's what I said. I was like, we just pay it off immediately. But I didn't want to put it on a credit card and pay it off. I'm never right. I am never right. That's crazy. I said-- So you walked that far? Yes. Mind you, I was carrying the bags. I told you, I would take my bag. Yeah. I'm sure that would have went over well. Yeah, you would have used that as a victim card in this filming. Let's be honest. No, I wouldn't. Girl, you're using a victim card that he tries to do things to make you happy. Yes, you would have. There's not a chance in this world you would have held that against him in the filming of this episode. No. Yes. I'm very-- No, I'm very-- Because I've never-- I'm never right. I can never do anything right. How can you say your mayor's just going if this is how we're communicating? What the f-- Household? Well, it's because you don't see each other. That's why it must be peaceful. Because you don't have a chance to-- Well, OK, well, you said he's a pacifist, right? So it's just you screaming at him. So that's why the relationship is good, because he just says quiet. Pretty much. That's a strategy. Pretty much. But then she gets upset when I'm quiet. When I shut down, when I don't talk. So what does it matter if I talk? What does it matter if I talk? Nothing never say matters. Is it working? He is here. I want you to say something back. Like what? Anything. Anything. Why? And when I do, I'm not right. I'm always wrong. It doesn't matter if I tell you. Because if I am right, even when I say make sense-- Because if I am right, even when I say make sense, you get pissed off because I make sense. OK, even if I'm pissed off, it goes A and B. But you're always pissed off? OK, so-- I can never win. I really don't think you can, buddy. And I'm honestly confused why you've been with her for so long. I would literally use the gun in my belt in my mouth. Hey, I get said, I feel like a lot of the cops eat their gun. It's not the job that's doing it. The thing is, she called you a simp for literally just being nice. Look, I'm really confused. You're not going to be able to get anywhere in this relationship. And you guys will not be able to come together productive enough to pay off the stat. If this household is a war zone every day, with her being a combatant at you. Not to mention, shall we bring up your buddy who I knew from the beginning wanted to get you by himself? You have a-- what? You have a friend name. What the-- that's an insane name. That's a crazy name for a human. But OK, apparently, she used to work with. We went to a swap meet. [BLANK_AUDIO] and he was there, had a table, a swap meet. - What's that? - It's like a bunch of vendors get together with their tables of sell stuff, meal crafts and whatnot, that she wanted to go check out, and he happened to be there after not seeing him forever. Got his phone number, they've been talking and whatnot. Wanted to meet him up for what's our office coffee. Then I said, "Well, I'll come along." And then it switched to, "Oh, we're going to Spirit Halloween instead." And so we did. And apparently he was upset that she brought me along. - I didn't know that. - I told you, no one was happening. - She goes through my phone, but I never go through her phone. - You think she did something with this? - What was happening? - Because, like I said, all of a sudden she met up with, you know, we went to the swap me where he was there, all of a sudden, that she hasn't seen him forever. - Do you think there's a swap meet? What the fuck? - It's like a bunch of vendor tables, you know, people, it's like, you know. - They swap things between the vendors? - You can go buy, you know, you can go buy their little crash, whatever they're selling. I don't know why they call it a swap met. - That was the monkey that was filmed when we, like, gave you a puzzle to, like, put things in. - Are you the Oombalupa from the very beginning of Charlie and the Chocolate Factory? - I'm so confused. - Or the end. - Oombalupa's are this big, I'm talking about Blueberry. - Very confused. Now, blow it me up into a Blueberry. That makes much more sense. - It's your shoulders. - If you're the one where you're-- - Where you're-- - Where you're? - Shlumpy. Shlumpy shoulder. - Did you fucking-- - No. - Who's the fuck you? - To me, he's just a friend. He was a friend that I used to work with, like, 17, 18 years ago. - Okay, and what happened according to you? - We just ran into him at the swap meet, gave him my phone number. So he said that we should go on a double date. - Is he with someone? - No idea. - Well, he said we should go on a double date, so I thought he was with someone at the time. I later found out that he was single. - Oh. - And then-- - Oh, later found out. - It was, he said something about him being a cuck and he didn't know if he was going to-- - He was a cuck, he's a cuckard. - But he said that he was a cuck. - John, the buddy of his, how are you saying that I am a cuck? - Why would-- - Say you're a cuck. - Again, I don't even know this guy-- - 'Cause I didn't know this guy. - I didn't know this guy. - 'Cause he wanted you. - He said that he was talking to a friend about me. He said, I don't know what's up with my homegirled-- - Victoria. - Not to mention-- - Called it out along, like, even when we first brought it up. - Oh, that should fit. - That she made up with him. - I'm very-- - Call it out. - Why your best friend, when having a phone call with Devon, the producer, had a different story than you with-- - I have no idea. - Why don't we call your best friend and see what your best friend has to say? - Okay. Yeah, caller. - You know your best friend. - Is your best friend? - It's him. - Call him. - Best friend's a man, interesting. (phone ringing) - Hello, my friend. Hey, what's going on? - Oh, you're gay. - What? - You're gay. - You're gay. - What? What did Victoria do with this-- - Person. - Uh, you know. - But I know, well, she met him at this Halloween trick-or-treatant thing going on with the kids. - That was a funny thing to remember when I came past. - Okay. - And, uh, I don't know. I felt like when she told me about it, that she was like openly flirting with him in front of me. And in front of his girlfriend, they both were. And I thought that was disrespectful. And I considered that like some form of cheating. - Yeah, flirting with someone, unless you guys like have that as like a policy, I guess, in the relationship when I'm assuming not. - No, okay. - The thing is, I was paying attention to their conversation. I think that was the problem was. - Were they flirting? - I don't know. I was paying attention to their conversation. - You're right there. - Okay. - Why do you want my ass? - We had the kids with us and they were looking at the booths. They were looking at the Pokemon cartels, looking at them with the kids when they were talking. I thought they were just catching up on things. - Reflecting on this past year, the moments that stand out are the ones with family. The moments we laughed, caught up, and spent quality time together. 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New customers can use code hammer to get 15% off at takeultra.com. That is takeultra.com for 15% off with code hammer. After you purchase, they will ask you where you heard about them. Please support our show and tell them this show sent you. - Why did you tell your best friend here, though, that you were flirting in front of your husband? - I wasn't really, I was just talking to him, but she told you, right? - She told me, yeah, she didn't say she was flirting. That's how I got it out of the interaction. I didn't say I was flirting. I was just talking to him. - Oh, so you saw her flirting? - Yeah, 100 guidance zero flirting. This is how she related to me. That's how I took it when she told me. - So what did she say to you? That made you think that? - They were just stuck. - Being really nice and friendly with one another and like, I don't know, complimenting one another saying how they wanted to hang out and like, you know, get to know one another and all this and that. And then eventually, she eventually invited him over to their house and they hung out at their house. And then they were sending text messages back and forth. - He never came over. He was supposed to come over for dinner. - Yeah, but I do remember he was supposed to come for dinner while I was there, yes. But he was supposed to bring this girlfriend that he was supposed to be a double day. - With the text between her and, you know, did they ever get inappropriate or anything, do you know? - I thought they got inappropriate. He said that he used to have a thing for her. And like, they were talking about stuff like that. Like, it was very inappropriate in my opinion for a married woman. - Does that have money? 'Cause that seems to be what she cares about. - No. - No, she's got multiple different jobs. He doesn't have money. - Okay, so that's probably why she never went over. Weird, and I don't-- - No, I think what it was is she wanted to get her reaction out of, because it doesn't give reactions to anything. She doesn't show feeling for anything. She just said he wasn't paying attention when his wife was cheating on him in front of his face. So like, - It's the form of cheating. - You don't care if she cheats? - Of course I care. - What would you do if she cheated? - I'd be gone, be it. - Really? - Yeah, oh yeah. I told her as much. - And if she's flirting with-- - If she was flirting, then I would expect her to break it off like she did. - Okay. - Well, no, no, no, at the event sounds like she was flirting. - I had no idea that that's how it was happening. - And were you flirting with him? - No, I was just being nice. - That's okay. It's like, because it doesn't matter. - I mean, you've literally witnessed us go back and forth on arguments, like heated arguments. Does it ever get anywhere? Do I ever win? - No, it's in your ground, dude. - Does she ever-- - Does she ever-- - Yeah, but does she ever see my side? - No. - No. - So then what does it matter? - She doesn't have respect for you. So look, I don't understand why you guys are even in a relationship. - Good question. - She doesn't. You don't have respect for her either. Look, literally, she pulled you to your face. Your marriage was a matter of convenience. And if you die as a cop, she gets a really good, whatever, fuck, check it from that. So like, what do you want out of this, dude? - She said that? - Yeah. Yeah, if he dies, she's gonna get money from them. (clears throat) - Bring up your messages with this. - I deleted and blocked him. - Oh, I don't like that. - Yeah, she told me the same thing, and I didn't know why. - 'Cause he got weird. - Why'd you delete them? 'Cause it says blocking the lead. - Yeah, but what led up to that? - Be-back comment, because he said call me. - But why would he think that he had a shot of getting with you? - I don't know. - Is this real? (doorbell rings) - Yeah. - Yeah. - Oh, good news. I can recover some messages. - Okay. - Should I do that? - I don't care. - Okay. - 'Cause like I said, I don't know why he would assume that he had a shot with you if there was nothing going on you didn't lead him on at all. - I was just being nice. - No, just being nice. - I've seen you being nice. - Not my friend, Mr. Johnny. - What do you think I'm gonna find? - I wouldn't be surprised if she was probably leading the model a little bit. I don't know if literally she gets. She may not detect it. - Is that not bothering you? - I mean, it does. - Why don't you stand up? I mean, Mr. gay man said like, "Oh, you never stand up, you're kind of pathetic." - Well, because any time I do, ends up being an argument, is it being a fight and it doesn't get anywhere? - What if he's supposed first name? - And I explain how you say, uh, or um, in Mandarin, and though. - Oh, you see? - You've got a nice sand quiet. Why, what's happened? - Nothing. - Why, why have you gotten quiet? - Honestly, if I was to get worked up after every time that she, you know, battered eyes at somebody, I would be on edge on 100% of the time. - All right, let's see what's going on here. I have it. - And my job is stressful enough. - The only thing he ever said to me on textment line was that he found, he said that, um. - See, I knew it. She specifically told, "So cool that you were used to work at the zoo." (laughing) - You wish he took care of your case. - He, he, he did work at the zoo. And I didn't know he worked at the zoo. Apparently, he worked there for you. - Apparently, you had a hell of a conversation. - How did he get weird? - Because I'm not seeing anything where he got weird. - I told you, he called me. - And? - It got weird. - What happened in the phone call? - In the phone call, he said that he was telling his friend about me. And he told his friend that was, he said he didn't know if, - Johnny. - If Johnny was a cuck and he was-- - How long was this conversation on this phone? - I don't know, like 15 minutes, 20 minutes. It was when I was on break at work. And he said that he wasn't sure if Johnny was a cuck and it was, it was really weird. He was implying that he wanted to sleep with me and then I deleted and blocked him. - What do you think he'd say? - Same thing, I just told you. He doesn't, I deleted and blocked him though. - I, yes he does. - You blocked him on Facebook, too. - Of course he knows. - What I don't understand though is, if you guys simply worked together way back when, while all of a sudden you guys are so buddy buddy and chummy, conversations like this are happening out of the blue when you randomly ran into them at the swap meet. - I have no idea. - I feel like there's definitely more. - There's nothing ever happened between him and I. - You keep saying that but I feel like there's something more. - There's nothing ever happened. - It's interesting. - That he would all of a sudden think he had a shot with you if you didn't give him any lead-ons or anything. - Nothing ever happened and I literally introduced you as my husband. - Yeah, what has ever happened? - With all of the kids. - With that ever matter. - Yeah also, I'm just gonna tell you guys not gonna care. Guys not gonna care if you have asthma. - If he can get, he'll say good. - This is Johnny. - He knows. - These are all hundred of the kids. - I just don't understand, if I, you know what, like if I'm so bad, it's like really finding another stepfather for your four kids. - Yeah, I agree with that. Like, 'cause- - I like it if you're a good job of stepping in as a fatherable. - I feel like the belting, but- - That's only my kid. - I still don't like it, but I mean, you're also willing to give up your kids for a year, for the horror, for the- - Horror. - To keep the peace and the house? - Yeah, is that worth giving up your own kids? I don't know about that. But are you only with him for convenience, for the health insurance, for the pension? 'Cause it definitely seems like it. - Well, I'm married. - It's according to your gay friend. - I'm married, Johnny, because he said, well, I'm getting this new job. We have to be married in order to put you on the health insurance. - That's why you married him. - Yeah. - That's crazy work. - How does that make you feel? - Well, I mean, that's why we just went to the courthouse wedding was because legally she needed, we needed to be married because the kids didn't have insurance. Their father was supposed to give provide insurance. He lost his job. And so the kids didn't have insurance. I was like, well, yeah, we gotta get married in order for you to get on my insurance. So yes, now we did plan on having a nice wedding, at some point, it's just for the convenient sake of for you to be able to get the insurance on her and the kids, yes, we got married at the courthouse. But I thought she married me because she loved me. - Would be nice. What do you guys think? - I was even willing to sign up pre-nub. - Did you? - No, we never actually went down and got to notarize. Because she was worried about, you know, if we were to split losing, you know, going through the battle over the house, like she had to do with her ex. - What would you say, you're a combined household tamer financial score would be today? Is your being the worst 10 being the best? - Well, I wasn't sure how to rate 'cause we took the score. - So you're being the worst 10 being the best? - Yeah, two. - One, all right. If you want to get your tamer financial score, it is free at CalebHammer.com. You can see where you stand in the world of finances. It just takes a few minutes to take the assessment and you'll get all the details you need to improve your life. And if you don't want to be like a guest who ends up on the show, you need to download the Downloads' Budgeon app. Take the free trial, see if it works for you. Then upgrade to the annual version to save a ton of money and get my new physical cookbook. It is absolutely incredible. Twice the length of the last one and we will mail it directly to you, but only the people who sign up for the annual version that's the only way to get it. We'll get it. So check it out. Downloaddouloadsdouloads.com. Let's have some fun. And trust me, buddy, coming from all this, there is something from her in this box right next to me that is saved just for you from her. But we'll get to that in the financial out of post show. Yo, I'm gonna combine it 'cause we're married. - See for how long. - We do have a credit one. - Yeah. - What's going on? - The one I told you not to get. - Well, for what it's worth, his previous balance was negative 'cause he paid it. - I opened it and it was right out of my bankrupt scene orders to start building credit after such. - Credit one, that's crazy, but okay. I would do, we have credit builders on Calebhammer.com. You can shop for the best credit builder. I would definitely take advantage there instead of getting the most predatory credit card you can possibly get. But, okay. Well, why are you spending $262 on it? I'm like, "Yo, is this paid off every month?" - Um, no. - Then I'm gonna put it as a balance. - It was, but yeah. - I'm gonna put it as the balance, $262.50. The minimum fee payment now being 30. What are you getting? What are you shopping for on here? You're building credit. So it's all for building credit. It's for positive intentions. - I took the kids out to dinner on it. - Oh, that's building credit. It's getting general. No, there's an animal thing, $262.50. - Oh yeah, that was the one that I had. Oh, that's the one we had to take the vet. Yeah, that was you just spent on that one. - Oh yeah, so you criticized him over near the credit card, so then you happily spend on it. - That was the one we needed to take the dogs to the vet because they were being gone. - What? - It was the puppies that we had to, we had puppies that we're selling, we had to get the first shots. - Yeah, they had to have their first shots and they were being sold. - So you criticized him opening a credit card, but then you happily use it. - Well, all of mine were maxed out because I had to fix his first. - What? Why don't you manage both at the same time? - Because his are wet. - People didn't put a little slower. - Why'd you keep your maxed out for his? - Well, why spend on your credit cards and make a max? - I didn't spend on mine on him. Then they wouldn't be maxed the whole time 'cause they'd met him with the payments and we'd take them down a little slow. - Yeah, it was whittling them down, but it didn't have over $200 on it. So we did learn our lesson. That got us here in the first place. - Mine were all maxed out because we had just moved into this house a year ago. And so they were maxed out because I had to put furniture on them because we had sold everything to our prettiest house to move in with my best friend. - Mm-hmm, had to get furniture. No one will do Facebook marketplace on the show and the history of the show. - Thank you. - Amazon. It's also your card, but again, it's all new spending. Why'd you spend $416 for the one son? Someone pulled the Amazon. - Yeah, why'd we spend $400 on Amazon? - Well, is it you spending on his cards again? See here, the argument is you leave yours maxed out 'cause you're whittling his down. It doesn't sound like we're whittling his down though. It sounds like you're spending on his. That was your entire criticism. Wow, no, you had a lot of criticism, but that was a big part of your criticism. Was that he just, he's boosting his cards back up again. So far, it's just you. - I'm paying them off. - You. - I pay them off. - You're building the balance all the way up. If interest is a growing, you're not paying them off always. You're not, you're literally not. - The credit one is paid down. - Maybe Amazon is paid down. - It's just an example of you building it all the way back up again. And it's all probably, it's all probably bullshit. We'll see. Listen, on here, you now have $416 and 51 cents with a minimum of the payment of $200. It's a Friday Krueger mask and these mini 24 hour plugs or something, floating wall shelf, a, oh my gosh, the girl in the glass case. It's a book, I don't even get books, but the thing is, you also are getting a lot of shit, like 10 pounds of shredded memory foam. Come on, I know it's for a passion. I don't really give up. Use the library. Okay, you're in your small town. It might not be as much of an option, but you're getting a shit ton of books, which is still kind of bullshit. Well, you can't even afford to survive. You're maxing out the ground. I got building them all the way back up credit cards that you cannot afford that you are criticizing him for even having them when you're the one that is building them all up. You married him for the convenience health insurance? No, I think you married him so you can use credit cards. You want to spend your money, it's just a gold digger. - I know, I guess that Caleb, you could take her if you wanted to. - No. - She would leave me for you in your money. - Oh! - No, you literally told me this. - Why? - I'm saying I'm not building them all back up and not paying them off. - What? - You are. - I'm literally paying them off. - Not all the way, those things. - Okay, thank you. - You allowed interest to a girl. - I'm gonna drown. - Okay, I know these are your most recent statements. Shut the fuck up. 'Cause here's another Amazon card in this one's yours, of which, yes you did spend on. Said you weren't spending on 'em? Yes you are. You're such a flyer. You're such a flyer. Amazon, like the rain forest you're from, 2377 dollars and 14 cents. Minimum monthly payment is 80 hours and 95 cents. Yeah, no wonder it's taking forever. Almost all your kids, no, practical. All your kids will be out of the house by the time it's spayed off. And 11 years, interest a shit ton of interest. I'm not paying them all off, no, you're not. You're purchasing on Amazon. Hundreds of dollars interest are growing this year so far. You're a flyer. Flyer, then you get all these animals that you can't even afford to take care of. And they're having puppies. You said they're having puppies. You get afforded that shit. Why are your dogs having puppies? Well, we're breeding them and then we sell them. You're breeding dogs. You can't even afford to take care of your own kids and you're breeding your dogs. That is so unacceptable. Of course. Well, it's supposed to be paid back the debt that we're using. I always is supposed to and then I never does. None of this has been his spending, huh? None. They took it all away. I took everything away from him. And then you still make it back. And then I took all of his stuff away. And then you get up to yourself. I took all of his credit cards away. I joined it count. She took all my credit cards. - Yeah, 'cause I can't spend anything. - So I can't spend anything. - Yeah, 'cause I took it all away from you. I took the option away from you. So you couldn't do it because you were going to do it. Because all of your options were either magic or games or something else. - That was spending my money to do so that I no longer even do now. 'Cause everything goes to your joint account. - Exactly. And this is what's crazy about this conversation. This is what she's done from the beginning. She's bitching and moaning about things she did years ago while she does the horrible stuff today. And takes no accountability for it. You're f*cking sane. I need a break from you. I'm gonna step away from you. I'm saying, I have to break from you. You're just relentless. And you're horrible. You're horrible. - All right, Mr. Olympa. - Hope, I don't understand this reference. - You're fatter than me. You have nothing to do with me. - Has nothing to do with that. - It's your slumpy shoulders. - To be fair, she has lost a lot of weight. She's getting down there. - Don't wear. Below 300, maybe if she's lucky. (upbeat music) - Yeah, yeah, yeah. (upbeat music) - Hey, how 'bout get off your phone? - Why? - Because we're in the middle of something? - Because you don't have any conversation. - I don't need to have a conversation. He just proved my point. - How? What is the point that you're trying to prove? - Because. - That you're crazy? - Okay. - That you're controlling? - Come back, ever. - But I'm controlling. - Then nothing I say ever matters? - Nothing you say ever matters. Nothing you ever do ever matters. Is that ever? - Is that you agree? - That's always your come back. - That's 'cause it's true. - That is not true. - It's not. - No. - Give me one example where something I have said went. - Every time we go on a date, it is always what you want, what you wanna do. - That's bullshit 'cause I ask you. - No, it's not. - I ask you. - No, it isn't. - And if I'm planning the date, yes, because I'm the one planning the date. Just like when you plan the date, you decide what we're doing. Caleb, literally agreed with everything I told you was gonna happen. I said, "You know, you're the one that's gonna be made out to look pretty bad." - Okay, we haven't even gotten to your credit cards. - We haven't got any money. - We're not spending. - It's literally my cards that he's went over. - Okay, but not your spending, not your history. - Okay. - I guess we will, because I guarantee you, it's just gonna continue going the way that I told you it was gonna go. 'Cause I told you that your spending is insane. - Not all the Amazon stuff was mine. A lot of those remotes, the controllers, that is all you. And that all came from Amazon. - That was when I had my own separate allotment that I no longer have. - That is not from your own separate allotment. That came from Amazon. That was on your Amazon card. - No, it was not. - Yes, it was. - It was. - $30. - It wasn't just $30. - It was just $30. - No, it was not. - It was. - You have shelves and shelves of controllers. - Most of those were spent out of my own separate account. - No, it wasn't. - It was. - You closed that account like two months ago. - Yeah, and about the controllers like three months ago. - No, it was not three months ago. - Okay, all right, I guess I'm just crazy then, huh? If you're carrying any balance on your credit cards, it's costing you money every single day. Minimum payments aren't designed to set you free. They're a structure to keep you stuck paying interest forever. But there's a way out and it starts with PDS debt. PDS debt has customized options for anyone struggling with credit cards, personal loans, collections, or medical bills. And there's no minimum credit score required to qualify. Even better, they're already helping viewers of this show. The average client savings per viewer is $20,359. Taking control of your financial health is easier than you think. PDS debt can help reduce up to half of what you owe on credit cards, personal loans, and medical bills. Instead of struggling multiple high interest payments every month, PDS debt consolidates everything into one single lower monthly payment that actually fits your budget. Checking your options as fast, completely free, and will not impact your credit score. Plus, PDS debt uses AI and data to go beyond the numbers and personalize saving solutions for you. 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But private equity doesn't have the best track record when it comes to private data. That's why I like dollar-wise. I like these people just like you, four people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download and I'll start the free trial. Dallowwise.com, link in the description below. - It does not matter what I have to say. It doesn't matter how right I am, I'm still wrong. - I took a peer. I was hearing screaming from across the room, but it's even going on. - What is? You're seeing your relationship and hope is good. - No ways I was hearing, oh well, there we go. Thank goodness. So that was the gamble on the bananas. Like I said. Yeah, stop, stop, stop. That's, no, that's nasty. That's nasty. What are you guys, I'll just watch the episode back. I don't care. Fifth third, we gotta get through this. This is some, you guys are f*cked. Fifth third, what's going on? Who's this? It's yours. Okay, minimum payment was made but interest is accrued and it's basically maxed out. So you only stopped putting money on it very, very recently. $455.70 with a minimum payment of $35.00. How'd she get into all the debt, do you know? She bitched in moment that she didn't know how you got in and all the debt and tell you guys got married. But you know. - She got a ton of debt, but we got together. - Oh, and how's that gonna be his fault this time? It's not his fault. - Okay, 'cause she told me before it hurt me. - She told me that the debt that she had before we got together was from her ex constantly wanting to buy guns by this then, the other putting on her cards. That's what she told me. But as you can see, it was almost a count. - That was my fault that there's debt, even though it's her spending on it. Oh, I don't know. - What if you've been accountable for anything in your life? - Why is there always someone else's fault? - Well, as you can see, I got a hobby lobby all the time and hung goods. - Yes, sir, only two. But it's all on your, yeah, it's all your bullshit. Oh my goodness. One minute, 6,627 hours of 14,000 to discover a card. Why? See, listen, it's not hundreds of dollars that's spending at thousands, tens of thousands. And you guys make really good money too. You should be able to cash for the hobbies that I want you to have hobbies. You should be able to cash for them. But you get. - Oh, I don't think so. I spend the money because I make good money. But sometimes I don't make good money. So I asked him on a credit card. - You're always able to take a contract you told me. - Why would you not always make good money? - Because for the last two years, I took a contract closer to home. - Okay. - What was the income difference at that point? Again, right now, it's $11,600 a month. - Well, I made $68 an hour, but my-- - You're bitching and moaning about $68. - Shut up. - Okay, but you called me off all the time. - I called out, they called me off all the time. - How often? - How often? - She would work probably two days out of the week that she was scheduled. - 12 hours scheduled, 12 hours shifts? - Yeah. - Okay. - What was probably, they would call her out once or twice, probably about every week. But still, I mean, I don't know what the other, the problem is that she likes to take the kids on vacation, also. - Oh. - Take a lot of vacation. - But again, you can cash flow, but like you're spending all your money, so you can. - So she spend all the money, she earns on the vacation, then we have to rack up their credit cards, the pay for stuff that we don't have the money for anymore. - Okay, but I work hard. So I should be able to go out and do things. - Should be able to, what entitlement do you have? You should be able to, you can, if you save, and you cash flow, yes, I'd like you to. Should be able to? No, you're not entitled to vacations. - But I deserve vacations. - No, you don't. - Why do you think? - We're barely alive and sentient people. We're lucky we're in this period of human history. For the majority of humanity, we're bashing each other in skulls with rocks to get food. You deserve? - No. - Fuck you. - What does deserve? You don't deserve you've done nothing to deserve. Make your money save your money. - I don't expect your money. - He does that. - Sacrifices, what are you called for when you do a night shift? - A barely a sacrifice. - But I had to tell you to do it. - He sacrifices a minority on the street every night. - He has a daily water. - I had to tell you to do it. I had to tell you to go to night. Because I needed help at all. - What sacrifices are you making? - I sacrifice the fact that I have to sleep in a car every day. - That's a choice. Hold on, you took this, this is your choice. - Yeah, the year's 68 dollars an hour was good income. This is your choice. - Yeah, but they told me to go an hour and a half away for the same amount of money. So I'm trying to save up the money to pay off. - You can't afford a short-term lease somewhere. A monthly Airbnb, you totally can. - I don't want to spend the money. - Want to. - Now you're not. - Because I want to pay off the debt. - But you're not, you're spending all your money, though. And you're going on vacation because you deserve it. So I have to go. - So I have to go. - Time with the kids. - So again, this is your choice. This isn't you are being forced to do something egregious and horrible and all the sad sympathy, sympathy. No, you're choosing to do, you know what else she's choosing to do? She has a late payment. - Yeah. - She has a late payment on her own. - I mean, she spends money at the Hobby Lobby at home goods, on vacations rather than, you know, getting a hotel at least doing her job comfortably. The problem is she spends her money on the wrong things. And that's on her. I told her that didn't want to take it to the Wisconsin job. - Yeah, I didn't think it was necessary. She could have gotten the contract closed. - Yeah, I agree. But either way, it still doesn't even matter. If she, the Wisconsin job's fine, she can get an Airbnb. She's choosing to spend an on vacation and then she's, pretend she's a victim for not getting an Airbnb when she literally chose to do it. Like, shut up, dude. Shut up, you're not a victim in this. You're not a victim in this. There's only one thing you can claim to be a victim on in life, one thing. But it hasn't happened yet. And I hope you (bleep) - It's crazy. - And then you'll be a victim. - Welcome to my world. - Well, I mean, yeah, I mean, if you kill her, it's probably bad. That's right. - That's why I'm a passive. - Okay. - Well, I guess, I mean, I don't really want cops to be passive as sometimes you do need to kill someone. - Oh no. - Like, right? - Yeah. - It's protecting deserving. And sometimes you do gotta kill. - I'm in session in my city. It's your express car wash, Apple bill. - So do you just go down the little chocolate, the chocolate little river, when you're done? - But she has one thing, and I really don't get it. The Oampo Lumpa. They you're really trying with it. - Blumpy shoulders. - So many things. - And your glumpy shoulders. - Is that what I'm supposed to do? - That has nothing to do with being. - I'm pulling up an Oampo Lumpa. I gotta look at the shoulders. - Just pull it up. - Lumpa, Lumpa. - The first time she showed me an episode, that's what she said. She said, "He looks like an Oampo Lumpa." - I guess, am I the brown one or the orange one? - It does, skin color doesn't matter. It's the slumpy shoulder. - Those two kinds of Oampo Lupas, the brown one. - The one with the slumpy shoulders. Look at the one with the slumpy shoulders. That's who you are. That is, that's that one. - The brown one maybe has the most slumpy. Okay, that's who you are. - Quick silver. What's going on? 237 dollars is our Minimumcy payment with, dude, this is yours again. And you have now, because of your transactions, pushed it to $794 above the limit, because you purchased. $7,794 and 27 cents of the Minimumcy payment at $237. You did that. You did that to that? You did that. Sheen, Michaels, Duncan, McDonald's, farm home supply store, bullshit, bullshit, Duncan, McDonald's. That, that is what we push a credit card, nearly a thousand hours over the loan before. That, and then you say here and blame everything on him? - I have to go those places. - Duncan, no. - That's what I told the cops when they pulled me over for the six times. - 13. - Okay, 13 times. - You've got literally said, I see 12 warnings. Well, here's another one. - Oh, officer. - That is not what I did. - You, I'm sorry, you're not attractive enough for that. I don't know the cops in town seem to think so. - Well, you're from a small town. It's her or a cow. - Wow, let's do that. Okay. - Not many choices in. - Not many choices. - Down for Alzo, Indiana. - Oompa, oompa land. - Oh my. Dude, I love it when people roast me back. I can you come up with something better? - I will say this. - I have the haircut of every 15-year-old that goes to the gym. - That goes to the gym? - They have the broccoli head thing. - I promise you, I'm not. - No, it's 'cause they all do their selfie cameras or whatever and it's like broccoli head. - Selfie cameras. - Sounds like such a boomer, dude. - That's great. - I mean, I'm old. - New age kids do the perm. - Reminder, you literally have the Adolf cut. And we're talking about my hair cut. - Again, that's not my choice. - Oh, okay. - Oh, you have no, you have no free will. - And not around her? - I had my hair specific way. She said, you need to cut it. I want it this way. That's what we did. - Before me, you literally shaved it completely off because you didn't want it. - I shaved my head 'cause it was easy. - Damn right. - You were-- - Save it tonight. - You might actually oddly look better shaved. - Thank you. - You don't, you have the McDonald's airline and that's what the girls called you. - That's why I shaved it. - The girls literally have you saved in their phone as McDonald's airline. - The girls. - The girls? - She-- - And her daughters. - The oldest too. - The oldest one. - Yeah, the oldest who, by the way, defended his video game plan. So shut up. $2,453.96, so you're basically maxed out. And your monthly payment is $80 on this quick silver card. Interest is accruing. She's had a late payment this year. Who would have thought she's irresponsible and horrible and blames everything on you 'cause she has no accountability for her actions. Right. And her freedom card. - You know, the ones you're complaining about him so much, the beginning are such small limits where you are having, again, for example, $3,952. - Has he just got that? - Three years ago. - Girl. - And I've had that since I was three. - You can't use just in three years ago in the same sentence. - I've had mine since I was 18, and he's had his-- - And you're still maxed out. That doesn't mean you can't count. - Good, shut up. You're spending $94 on this. $3,952 is your balance of $199 million. - You realize that? - All my credit cards together are like one of yours. - Half of one of her. Yeah, seven brew coffee, Starbucks, and bullshit. And that's what it always is with her. Hundreds of dollars of interest. Oh, carbon bounce! So this is a new account, so he just opened this. And all of a sudden, I know it's his why because his balance is only $500, $7.42. My number three payment I'm gonna assume is like 30. It doesn't say what it was, but we have a low's credit card, $1,859,66. My number two payment, I'm gonna guess that's about 45, 'cause it doesn't say. 31.99% interest. Yeah, that's bad. And oh, there's the furred interest on this. So you better pay that off quicker. - Well, the lows was sweet, needed a new stove. - Fortiva. I don't know what this is, it's a credit card, $999. So what's your minimum, what's your payment on that? - Uh, 35, I think. - So you get the new stove, and you open a credit card, and she cries and moans over that. And then she goes and spends all her shit on Path of Body Works and McDonald's. - And call the depot card was open. - All right. - To build the damn duck run. - What was the monthly payment? - Another 14 month. - Think 35. - So f***ing stupid. - Oh, here she has a 12% car alone, or personal alone. I can't tell, it's with one main financial. Probably a car, right? - It's a personal loan. - Oh, good. Well, you can get, you should probably refinance that with a better personal loan at CalebHunter.com. Oh, maybe not, 'cause you haven't changed your behavior but for people out there who have, it's good. You can also refinance your car. Okay, well, you owe $10,500, $10 cents. Listen, you guys both do well. So I don't even need to get you guys, of course, for a certification, but if you guys have a one one, I can get it for you. People in the audience turn them into six figure jobs, constantly. But I would definitely get you guys on our time. I'm checking accounts so you can get hundreds of dollars for free. You can take that, throw it towards one of his cards, because he can at least pay off that one. Using my link, only my link. Now on that, student loans, own my fucking, yeah, I mean, you're a nurse, but you could have gotten a nursing degree for cheaper, 77,932 dollars to 25 cents. And you owe 273 dollars and 54 cents. That payment makes no sense. You're on some kind of income thing, but your income is high. I hope they punish you for that next year. Your student loans guy, what, for the policing? No, I was gonna go to school and then I didn't. Well, you clearly did, a little, 'cause you borrowed $9,864. What's your minimum payments? Right now, they're on a 0% deferment. Why, you guys make good money that makes no sense. We should not be allowing that in this country. Oh my gosh, okay, use the vehicle. This just continues. What is the car that is $2,000, or 28,845 dollars to 65 cents? That would be my 22 Ford Broncos Ford. Is that the one I told you not to get? You did not tell me to not to get it. You really came with me. No, I didn't. I went to Walmart and you said you were going to look at a car and then all of a sudden you were signing up for it. Well, guess what? I can't believe I'm even defending this, but at least this one's at a 5.24% interest rate on like you're above 30% interest rate credit cards. It's less than you alone credit cards by far. So it's just like $10,000. But because of the work, it's worth 16,000, not great, but I don't know, it's hard to hear you criticize. 'Cause at least his is an asset. She was criticizing that. Well, she has a $60,000 car loan at an 84 month term for a 2026 in New Kia. I hate you. I hate you. You're the worst person ever. $60,233. Your bitch in the morning about as $400, $9 car loan minimum to payment, which is a lot. Don't get me wrong. Well, hers is $949 and 80 cents. - Yeah, we needed a family of people, but I suggested $8,000. - She bought it last week. - Yeah, she sucks, man. Leave this woman before she destroys your entire life. Do you have another auto? - No, no. - That's a cosine on my daughter, on our oldest. - Yeah. - Okay, well, she'd better pay it. Ah, house. $337,926,046,7% interest rate house. Not the best refinance that wants to get closer to about five if that ever happens if we're not with her. Where are we behind on our mortgage? You guys make so much money. I mean, I'm just gonna crash out. - Yeah, that's when she had her. - Just shut up. $2,770 and 10 cents. Just shut the fuck up. All right, $812, I just hate you guys. What, this is so stupid, it's in forbearance. Like, I just got off. Got off. You guys do so well that we behind on your mortgage is pathetic. I am so done. Oh, here's your banker up. See, geez. Well, anything I need to know about this? Do you owe anything on it? - No. - It's done. - It's charged off on everything. - Depart the price. - Depart the price. - Mm-hmm. I was when I was going through my divorce. - What do you owe totally? - $4,667, but I made two payments. - $4,267? - No, $667, but I made two payments. - Okay, well, what's your monthly payment? - What's your monthly payment? - Like $460. My lawyer told me not to pay it. - Great, well, I did. - Oh, the woman, the victim, the one who's perfect. Well, he does all wrong. He has a negative $14 in her checking account. This episode is going to make me lose my mind. Amazon, Amazon, cash app, Rulking, build a bear, Jerry's a bear, his Amazon. And so, bullshit, Amazon was a bullshit. Stars that are dated. Stars that are tapered for $70 to the (beep) even gets that. Rulking, coffee, coffee, family dollar, giant general bullshit, bullshit, bullshit. Well, this bro has $200 in his account. - That's our target point. - Rulking, bullshit, waxing studio. - Ah! Claire's Dairy Queen, Brewery, Amazon, Amazon, Apple Bill. Bolshea, Bolshea, Bolshea, Bolshea. Dunams, Taco, Bolshea, Bolshea, Shutterfly. Great, wonderful, absolutely wonderful, $32 in coffee. I'm gonna, what the fuck is wrong? This is so disgusting, you guys have children. You should be ashamed of yourselves. This is absolutely nasty, it's just horrible. $16,400, that's your monthly paycheck. Oh, these minimums. Your debt minimum to payments outside of your mortgage is $3,290, 87 cents that is pathetic. Your mortgage is $2,500, $2,779. - Huh? - It's $2,779 and $10. - Oh, that's the one she knows, 'cause she misses it constantly. What's your utilities, gas, electric, internet, all that combined? - What, 500? - It's about six. - 600, very good, phone bill. Mine is. - Mine's 60. - 183, I think. 243, gas, broom, broom, drive, drive. - Mine's like 400 a month. - Say, I will state my police car. - 800, car insurance, how much? - 460. - Yep, mine? - Yep. - Okay, perfect. Necessary food, you and all those kids. - That's a lot. - That is actually a lot. - Okay, let me think, I'm doing a little bit of math. I think 1,500. You're gonna use your new cookbook, your meal panel, and your warming up things. TPFUN's also gonna be a lot for the house. Total paper, all the good stuff. Even school supplies, $500. It just changes what it is in a multi-basis. Medical health care, so the copays in a monthly basis. Copays. - We have the kids' medicines. - It's like 1,000. - No, took a piece of mine. - I'm not a son. It's a medicine. - Okay, is there a gym? - Yeah. - Gym? - 35. - Okay, subscriptions. I'll try, oh, I'll try $200, so there's so many of you there. How many dogs? - Four. - $200. I'm a pet insurance. How much for pets, why is there a monthly basis with all this shit going on? - Dog bag of dog food every two weeks. - Yeah, but there's the ducks and all this shit, so how much? For the household, how much? - Yeah, for everything else. - 180. - 180. Anything else that needs to be in this budget? 'Cause that's insane. - I don't think so. - No, that's it. Okay, very good. And yet, because you guys make so much money, there is a lot of wiggle room. That's how pathetic you guys are right now. 11,000, oh yeah, 11,621 dollars and 10 cents. I even give you guys, I mean, I'm gonna give you guys like 300 hours of bullshit. You have $4,400 left after bullshit of like $500 basically. $400, this is stupid that you guys were in this debt. Okay, let's see. - Toys you need to take that Wisconsin job. Okay, should you see this and not spend money? That's it. That's all she does. That she blames you for spending money, but I didn't see any spending money from you. We are gonna minus the mortgage $3.37 and two, six. We are gonna manage the 16,722 from your daughter's debt. Hopefully that just doesn't come back. We are gonna minus the 9,077 of the guy's student loans and then her student loans $77,932. Okay, so all bad debt to pay off is $131,000 still a lot, but with the $4,400 on a monthly basis, you pay that off and you guys are literally, that is one of the highest bad debt situations we have and it's paid off in two and a half years. And you guys have like 400 hours of bullshit spending a month. I have no sympathy you guys are done. You're just pathetic. This is so stupid. You literally just budget, you use the otherwise and you're fine. That's it, this is so stupid. But buddy, unfortunately there's a big wrench in the system and I have to give that to you, that she is prepared. Right next to me. Better give that to you in the post show. Let's get the Himmler financial score spending in a budget. Wow, you overspend dramatic with zero out of 10. Dad, there's IRS, that's zero out of 10. And a bankruptcy. Merch since it's fun, I didn't see a savings zero out of 10. Is there retirement? My pension. But like, you've only been there for a little bit, right? Like, as long as I go my full term, it ends up being like 91,000 a year. And how long's your full term? 20 years. You don't have anything? No. One matter time, because at least it barely started to pension. Real estate, at least there's that of which, I think you have an equity position. Let's see. Yeah, but she's behind on the market. So they're in forbearance. So I'm going to give it three out of it. Actually, they don't even have equity. Two out of 10 for that. Hammer financial score rounded off to a one out of 10. Just barely. Get yours at Caleb Hammer. I'm for three, just six, a few minutes. Now join us in Hammer Elite where there are three high quality premium shows every single day. Six days a week, including the financial out of post show where this is about to be intense. Unfortunate, big, it's going to destroy everything. So get ready for that. Click that join button or link below to join us right here on YouTube or you can go off platform with the hammer Elite app or hammer Elite.com. It's the same membership on both platforms. Just want to give you more options. I'll see you in the post show. You have threatened to leave me multiple times over my kids. That's f***ing great. But we always said that we would never let the kids give between us. It's why you just step up and help me more. What the f*** is it talking about? It's crazy as this. Were you just f***ing divorce papers? What the f***? You're so unhappy with me so there you go. I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access or free. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join. And that's a promise. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly it down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. 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