The transcript is a chaotic blend of personal financial struggles, marital conflicts, and widespread conspiracy theories. Participants discuss their financial situations, such as mortgage arrears and low income, while simultaneously promoting a deep-seated belief in a global conspiracy. Central to the narrative is the idea that major world events—like political leadership, celebrity deaths, and space exploration—are fabricated or manipulated. Specific claims include the world being flat, the existence of a secret military operation, and the involvement of Jewish elites or powerful figures like the Rockefellers in controlling society. The conversation references biblical texts, particularly the Book of Enoch, suggesting it was removed from the Bible due to its challenge to established religious and governmental narratives. There's also a recurring argument that modern institutions, such as the government and mainstream media, suppress truth to maintain control. The discussion frequently shifts between personal anecdotes (e.g., homeschooling, divorce, financial stress) and fringe theories, often dismissing scientific or factual evidence. A strong emphasis is placed on spiritual warfare and belief systems, with claims that truth is being hidden from the public. The content is heavily promotional, featuring time-limited offers for a "Hammer Elite" membership and cryptocurrency wallet services, all framed within the context of exposing deeper societal truths. Overall, the conversation reflects a paranoid, distrustful worldview where reality is seen as a construct, and personal or financial stability is undermined by a larger, unseen conspiracy.
- To watch episodes of financial audit a week earlier, check us out on YouTube. - If you look at everyone who is a-- - They're Jewish. - Who is a Jew, and they're in power, things like that. Look it up, bro. - So basically what Trump is doing is like, what Hitler was doing except doing it the right way. - There's the world flat around. - It's flat. - When you raise your children face off of that, that's concerning. - Biden was never really president. - He's dead. - Supposedly. - What? - Charlie Kirk's not actually dead. - You don't actually believe this. You're just having fun with this. - No, I believe this. - I have an exclusive offer just for you. - But there's only one day left to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer For Life box packed with limited edition merch. Plus, I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. - Hi, I'm Chelsea. I'm 29 years old. This is Gary. - Hi, I'm Luke. I'm 32 years old, we're from DFW. - And this is financial audit. - Yes, it is. Thanks for coming down from the Dallas area. Okay, Chelsea, you're in front of me. - What do you do for a living up there? - I homeschool my kids and I am a caregiver for my sister. - Oh, kids married? - Yes. - Okay, how long have we been married? - Through two years. - Yeah, I've put them down, I didn't want to be with you. - Almost two years of tender. - Okay, well, congratulations, okay. Very good. How many kids, what are the ages? - We have four kids total. Three are from my previous marriage and one. - Who's previous marriage? - Mine. - Oh, wow, geez. 29, two marriages, yeah. Okay. Okay, just saying, I mean, what are the ages? - Seven, four, and six. - Yeah, I think there's another one. - And nine months, well, I messed up these. - Okay, I met that one. - No one was very good. - Nine months. - She is, nine months. - Oh my god, she's not, he's nine months. The dog is nine months, she's 14 months. She's 14 months, the dog's nine months. - Oh, that's pathetic, that's rough. That's rough, dude. You care about the dog one of them, the kid. I guess that's why you left the other three. - No. - Okay, okay, so you don't make money. - I do. - Stay at home more, very good. So Luke, I hope that means you make a lot of money 'cause it's not a super cheap place to live. - Yeah, I make a decent amount. I mean, I'm a tire military, I work for a roofing company. So we bring home quite a good, put a watch on the retirement or the roofing. - Both don't make pretty good money. - Okay, what do you get from your retirement? - I get around, I'd say about, so VA's, 4,646. - Oh, wait, wait, okay, it's not retirement, it's disability. - Disability, yeah, yeah, yeah, yeah, yeah. - But you're working in roofing? - Bobber her roofing too, yeah. - What are you doing, roofing? - So I'm a salesman for roofs. - Ah. - Yeah, yeah, yeah, yeah. - Okay, that makes a lot more sense 'cause I don't know if I wanna disabled person on the top of roofs doing roofing. - Right. - Okay, okay. Oh, never mind, when you are a salesperson, you're getting it on roofs. - No, we have drones now. So I don't get a roof, so thanks for your drone. - Okay, okay, modern technology. I appreciate that. Different kind of drone, not killing brown people. - All this time. - Right, right. - What do you make in the roofing? - So on average, about $1,000 a week. Now, if you do it, so you make a sale or something, sales average pound through the roof is, I mean, you're looking around 25, then maybe like 5 grand a roof, depending on how big it is. - Okay, but I'm averaging out 4,000 a month. - But if you, yeah, because if you make a sale-- - Yeah, you probably would give a take, yeah. - If you can make a sale. - If you make a sale sometimes. - Is he averaging making sales, so he's bringing in 4,000 a month? - 4,000 a month, he's not making a sale. - Okay, backstory real quick. - That's damn. So, time out, hold on, there's more context, right? So, my other job for roofing just got shut down, they quit business last week, right? There, I was making an average about 800 bucks a week, and then on a sale average, you could make about $1,000 for each sale. I made two sales. - But that business is gone. - Right, so I just got hired, actually, sounding off for later today for a roofing, another roofing company, right? - Oh, wait, but you want to know how much you're making? - Well, I mean, I've been doing roofing off an offer a long time. So I kind of, I know exactly, and there's a, so for now, for about, what is it? I think for two months, they'll give me about 1,000 bucks a week, and then after that, we did the pop line, that 1,000 bucks goes away, right? - And you have to reach out. - Okay. - Okay, well, we'll put it as four for now. - Right. I mean, you seem to lack of confidence in this. - Three to fours, I'll average, where I'll make nothing in the middle of that. - Yeah, because he says he's good at sales, but I haven't actually seen him make a sale. - You wouldn't pay the hill attention. You wouldn't have much money we make or bring in what it think cost. You have no idea. - Because you keep our finances separate. - Well. - Brum. - Three years, and the finances are separate. Why? - You'll be honest about this. - Why? - Because I will. - Well, please, that's what we're here for. - Because we've argued a lot. She's down there left me five, six, seven times. And so I, she seems to leave every man she breathed with. - Well, I mean, if they're assholes. - You've made her yank. You made three. - Well, see, because I'm Christian, and I was like, you know, the Christian church, - The faith. - You're not going to breathe with assholes. In fact, I don't believe. - Well, I don't. - Because you can't believe. - You can't. What? - You're not supposed to get divorced. - Oh, well, but I had real reason. - Sexual reality, so. - And abuse. - Okay, why are you, I'm sorry. Like, yeah, you're the victim and that. - Well, I can't. - Why are you breeding with someone who's abusive? - 'Cause I didn't know. - You didn't know he was hitting you and he was hitting you? I mean, I'm sorry. I don't wanna, that's insensitive. - Well, it wasn't like that. - Oh, so he was abusive without the abusing. It's interesting how modern terminology has been kind of flipped to saying words that don't mean the thing that it means. - No, it does. I just really, I can't talk about him. - Okay, I got you. Okay, well, we won't go down that rabbit hole then. - Oh. - Yeah, that's a nice cover up. - Did I kick you, my bad? - He said nice cover up, by the way. - That's not. That's a little scapegoat right there. - That's not a scapegoat and you know that. - Okay, have you hit her yet? - Sure haven't. - Let's try not to. - She's a little fishable aggressive though, so. - I am, indeed. - I don't go out. - Okay, well, that's nice, I guess for you guys. I mean, it's like a fifth is on the way. - Absolutely not. - It's a fourth of the way. - Absolutely not. - What do you mean, absolutely not? I remember it's a little. - No. - Are you fixed? - No. - Is he fixed? - No. - Is he on condoms? - No. - Okay, then what the fuck are we talking about? - Absolutely. - How do you think babies are made? In fact, I would say you're the expert. - But you can track it. - You can track it. It's not perfect. - But it can be. - And chicken swim for a bet too. - And what if he is a part of the 35% or men or whatever that carry. - That actually infertile. - Oh, I don't think, did you put, is the 14 month years? - It definitely is. I made that one happen on purpose, so. - He got on medication. - Okay, but even still, we've had a lot of infertile people on the show that have magically had kids. It's weird how it works. Like, what are we talking about? - So he doesn't, we have different views on how money should be spent. I'm very much a practical money. Bill's need to be paid first, and he's a, I'm gonna do my fun stuff, and then push the bills. - Or bills, that doesn't really make sense. - Not necessarily, no. That's not how that works. - But that's how it works. - So I get a gains in the amount of money. - I know it's not how it works, that's how you work. - Every single month, right? And so, and I know, like, my view is like, I have the guarantee money coming in every single month, right, so I know what I can expect to pay, what not to pay, et cetera, et cetera. Now, for instance, right? So, how do I say this? Like, with the mortgage thing, right? Yes, we are. - Yes, we are. - As in the first document in my stack. - Right. - Which is past due. - Yes, it is. - So, right now, it's currently past due. - It's past due. - You already know this shit, bro. - But I don't. - You don't. - I don't. - So, what I do is, in my personal, this is my, I guess, opinion, I guess, whatever. Where, with via, not the V8, we're veterans United, the way they work for what I've understood it, right? Is they, it doesn't hit your credit until it's 30 days past due, right? - But then you snowball. So, how would past due are we? - No, we don't snowball. I just paid the, the fucking payment yesterday. I got paid yesterday, so I submitted the payment for the mortgage yesterday. - For which month? - For past, but yes, last month. That's because we didn't say that. - 'Cause the month is past due. - Because the month is past due. - Or we kept you up by current due. - So, you just paid May's yesterday? - What month we in? - May. - Yes, you already know this should be the same thing for fucking everyday. - But I thought we had caught up and we weren't doing it. - No, we have too much shit to pay for. - So the, even when I read, even when, so the one point I had to, what do they call it? What do they call it? Restruct for a loan, so to speak, I guess. - No, no, just why are we late in mortgage? That shouldn't be the place we're late in. - The way I've done it every month is, I only, so I get, so reason I use cash app, right? I get paid a week early from one of my paychecks. What are blah, blah, blah. So, when we first got the mortgage. - What, that's the cycle we're in with four kids? - What's that? - We're in a cash advance cycle with four kids. - This wave always done in my entire life. - Well, that's not necessarily good when you have kids. - It's not a cash advance. - What, what you just explained was? - They pay you early due to, which can be okay if you leverage it correctly, but if you're stuck in that cycle where you're not paying your bills on time and you're waiting for the early advances to pay off the previous one. - Well, yeah, you're cash advance cycling. - Okay, I've never heard of it that way, but I guess so, yeah, never had to put that way. - But you're behind it in your mortgage. - I feel like I don't, (laughs) before we keep going, quick word from today's sponsor. Look at this garbage. It is a multi-page report of the kind of stuff that our brokers collect and sell about you. 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Try 14 days for free at Aura.com/hammer. Links on screen in the description and pinned comment below. Let's get back to this financial disaster. So the way I see it is like this, right? And as it hits my credit, I don't know if it sounds as close as I'm fucking stupid. It's the way my mom used it, right? It's like, I paid the mortgage yesterday when I was longer behind. There hasn't any late. There's no three days from now. Look at it. Now, technically, the mortgage is doing the first, right? So before in the past, I was making a shit to my mind that I'm making now. One point I was making like 20 to, I don't know, 23,000 a month at one point, being a trainer at lifetime fitness, right? That's including the VA, all that stuff. So all together, I'm making like 20,000 a month with the time. I think we took a trip to Tennessee at one point, right? And we didn't pay the mortgage that month. I said, okay, so if I don't pay the mortgage this month, I said, I can just pay it at the end of the month when I get my other paycheck from lifetime, right? So when we did that, we did not budget out money correctly on this trip to Tennessee. What was it last year? Oh, now it's a week. It's been a week, bro. It's a week that we're married, aren't we? I know, I know. It's been a week. You don't believe in late fees. Whether or not it hits a credit, you're still getting late fees. Yeah, but you have fees. When you got a pampton, the till of the mortgage is done. That's also, huh? You don't have to pay the late fees until the very end of the mortgage. Yeah, well, so you see, I didn't know how he was with money. And we discussed that type of shit. We didn't discuss that. But like, how long have you guys dating before you got married? Well, a couple months. Okay, so that's why you're freaking out. I'm going to move the hell in. So 10 months. No, we were taking you 10 months when we got-- Okay, straight up. Let's fix this conversation real quick. And we agreed on this, right? So our context, I'm probably even Jesus Christ, probably the Bible and all this, right? Okay. When you commence a marriage, you have sex. It's spiritually, that means you're married. Read the Bible. Says the name of the word for word. I don't know the same verse, but that's what it says. How many people have you married then? A lot. Spiritually speaking here, you know. Well, see, okay, this is-- I came to my face later on in life because-- So horror and then a horror with a cross? Well, yeah. But you know what? Jesus still loves me. And I've repented. So-- But yeah, I have a-- You can break them soul-time. I've had a past. I've definitely had a past. I have daddy issues. It's fine. Who? And doesn't-- what woman in this planet does in this point? But yeah, so like I did-- I slept around. And it sounds like all your kids are about to as well. No, they're good. Hell, they are. Okay, okay, what the fuck is my question? Okay. I mean, I have a note that like, what's the strain this whole thing is your lack of trust? And it's this shit is built on like conspiracy theories? And like, I don't even know what the fuck it is happening. What are we-- what the fuck are we talking about? What are we talking about? So that's why we're here. We're here, though, because we need help. Managing is money when I pay my bill. What is this conspiracy shit? Okay, which one? Charlie Kirk's not actually dead. What? Uh, uh, uh, uh, uh, Selena Gomez is actually dead. What? And her and Justin Bieber's love child is with. What the fuck are we talking about? Well, it's conspiracy theory. It's almost killed my marriage out here. Yeah. He doesn't really agree. I saw some videos a lot on Twitter that day. What day? Oh, Charlie Kirk. That's fake, though. So you saw some people die, probably. Yeah, it looked like death. No, it's questionable. Oh, it's questioning. I've seen people shot. I've been part of shooting movies. Does that look like that? That looks more like death than the Charlie Kirk movies are like-- I'll put you this way. I'll put you this way. You look at this. You look at this situation, right? First off, a man shooting a shot that far away has to be-- A man needs a child. Has to be very, very, very good. Maybe he got also just very lucky. But the bullet that was supposedly used wouldn't blown up his-- I'll say this. I've got an expert shooter in the military. I score perfect every single time I've shot a weapon in the military. The blind even seen his clothes. So where is he? Why wouldn't he do this? So he's in-- OK, so there's theories. There we go. So there's theories. OK, so he can either-- So either his wife, Erica Kirk, was in on it, or in on the conspiracy, and she's in hiding with him. So we got some Candace Watchers. Or, yes, 100%. We know. We know. OK. We know. But we don't know, no. We don't know, no. It's called a think, no, no. No, we know. So either his wife-- because she's got ties to child trafficking. Based off of the work she did with children. She was kicked out of-- what was the country? She was kicked out of the country for it. Yeah, so-- Not a country. You got to know this, don't you? It was like Slavia. Slavia. Slavia. I don't know. Where is it? Where is it? What was it, Slavia? No, there was a country that she did, like-- Ukraine. Wasn't Ukraine? No, it wasn't in Ukraine. She did-- Don't look at me like that. I'm legit. Just name all the fucking wives. Just waiting-- I know I'm trying to remember the country, but she was kicked out of a country. She was doing, like, adoption work for little kids that don't have parents, and they were going missing. And so she was kicked out of the country. We're not going to have Pepsi with baby flavoring in it. I mean, what the hell have we become? So, Erica Kirk, you're safe. I'm alleging. You're alleging? Is a child ringleader? She's in on it. And Charlie didn't die because of that? No, so she's-- OK, so she was basically his handler. And either he-- This is-- there's two different theories, OK? So either she was his handler. He found out about all her bullshit. Why don't they just, like, a class of Christian couple like y'all, no. So what he was preaching? Well, in the video where he's being shot, it wasn't actually him. It was a hologram. Oh. There was a trap door. There was a trap door, and he-- But you don't actually-- Actually, this-- you're just having fun with this. No, I believe this. Well, I believe one of two theories. That's one of the theories. I don't believe he's actually dead. OK, and the other theory would be-- Well, I've got-- Well, now I understand why you guys can't talk about things. So as you guys are, like, scary with-- You have a trap door. That you think so now. Yeah, the door. They covered the trap door at-- like, right, either that night or the next day. Who was they? I thought that's the cover up people. The cover up people. Yeah, the cover up people. What would you call them? I don't know. I don't know, just like-- Who are they? What's the reasoning? The CIA. So where is he now? In hiding. She thinks it's going to turn a bit. Why would he want to hide? He was very successful. But there are people because we're going to kill him. Why would he want to be hiding? We're going to kill a lot of people. And it's all part of the plan. What plan? The plan with Donald Trump, and all-- so it all plays into each other. OK, so we are under a military operation right now. There's an attack on the species by a guild of psychopaths, and they must be defeated. A murder? Yeah. Were you a part of this? No. OK, I think he might have some insight at this as a thing. So all of these things, like the Charlie Kirk stuff, like the celebrities, all of it, goes-- She's bashed insane. You married her? I didn't know this was your life. You're not going to think-- Is that worth it? Thanks. Someone. No, but when all of it goes down and you'll be like, oh, that batshit crazy lady, she was actually right. All of it goes down. What's going to go down? Goes down or does it go down? So either way, it's a job. We're all going to wake up to the frickin bullshit that's going on in the world. So like the celebrities and the sex trafficking rings. They're going to do what? They're going to get hung in public. This is total mental illness. What? No, no. Military tribunals are coming. OK. So I will say this, the military tribunals think like they hold people accountable in a military tribunal because like be the one you're too rich, your name's too big, or whatever the case may be. Because when military tribunal, you are-- How do I say this? Like, there's a lot of normal citizen laws that they don't-- I would say kind of not have to follow, but they're outside those laws because of the power that they hold, so to speak. So in order to trump, to catch some of these people, you have to hold a military tribunal to hold them at a higher accountable standard. Something along those laws is still kind of like-- So what's coming under this military operation? Yeah, so he's going to expose everybody. So, boy, honestly, why even care about your personal finances if like this big thing is going to come? Why does it even matter? It'll solve everything. Biden was never really president, either, supposedly. I don't think so. He was never actually sworn in, either. Did you see his earlobes? They weren't they like old man earlobes? No, so he's-- OK, so they had-- So he wasn't actually president. He's actually dead. Who was? Trump was Commander-in-Chief of the military. So Trump was president, so Trump was-- So I will say this when he did his inauguration, right? They play.
We need the funeral tabs over like an actual presidential introduction type dealer. So Trump did the Afghanistan withdrawal, that was a disaster? Well Trump was in. Trump was the president when we had 10% inflation. Yeah. So yeah. Okay. You have to do that now. So war is bullshit anyway. Well, it's to wake everybody up to like COVID, for example, which is also bullshit. Yeah. It was bullshit. So Trump passed the inflation reduction act, the infrastructure bill, the behind the scenes to wake everybody up to make it look like it was Biden. Okay. Okay. It's true. It's true. No, it is. Like if you look inside the look into it, guys, you do look at your question is the world flat around? It's flat. Okay. And I can, well, I can kind of prove that. How can you prove that? If the earth is flat, there's a military operation happening with the, the, the, the the presidency is not even a thing. Why would we take the effort and sacrifice that is required to get this under control if all, everything. Well, because we still got to live, like there's still, but if everything comes down, it won't matter. It was, it was, it's not a person people for freedom. If all this, she doesn't matter. Well, because it is. He wants freedom. So right now we've been under, under cover war for a long time now. So Trump is actually with these elites and these child traffickers trying to take over the world. I mean, what? Hey, I got rich. Does that mean I'm all of a sudden, dittling children? I'll say that. How this works? No, but I do not. It works. You all of a sudden, like, oh, that's a child's dick. No, that's not true. But there's a lot of people who are, who, they get into their rich and fame by selling their soul and doing dirty things with children. What the fuck are you talking about? Selling your soul. Did you sell your soul? No. Well, it's not everybody does. It's great to look at the show. For example, okay, Justin Bieber, he's tried to get out of it, but he sold his soul. He did a lot of bad things. Well, that dude, this brain with drugs. I don't think you're listening to that. Diddy. No, diddy. Diddy. Diddy and him were like. Yeah, diddy was like a loob obsessed. I don't know. No, he was child obsessed. You're pretty sure. I don't think his whole thing was children. And then, it was, it was, it wasn't trafficking charges, but not for children. They made him look crazy because he was starting to call out the bullshit. No, I think he made himself look crazy and he just went, and he just apologized. So now the Kanye West, it's here, isn't actually the Kanye West. What? See, all this has no factual facts to it at all. It does. It's all in simulation, bro. It's not. It's factual. It's not factual. It is factual. But that phone's black, right? Proof to me that the world is flat. Well, then you got to pull out scripture and stuff, but basically, yeah. I like the Bible. I don't remember any part of it. Type in a chat, type in chat, GPT, and tell it to make you a model of the world based off the Bible and the Ethiopian Bible in the book of Enoch. Do it. Okay. So you've got, like, the thing, right, and you've got the, what is it called? That may call the foundation. Well, you've got your foundation and you've got the dough. I just don't know. You're in this too. You have to go. You got the firm in it. The firmament, thank you. And then you've got shield, which is like, help. And then, let's see, you got the sun and the moon are in here. And then when you talk about the book of Enoch, there's different portals right in through here, where the angels, how do you make little angels? They control the weather through these portals that go like in and out and then it goes down like this. Well, I teach them about, like, NASA and stuff too, but did you know NASA means to deceive? I teach them about all of it so they can think for themselves. That's not thinking for themselves. That's you teaching seven, four, six, and 14-month-year-olds. Well, that's not thinking for themselves. You were telling them. No, that's not true. I'm not telling them. I was saying these are theories. So this is, where's the earth? This is the earth. Okay, so I'm not going to ask or insinuate, but I'm sure in the military, you went places. Did you go in a straight line? I mean, or did you go around the planet? I mean, my hair's bobby, right? We fly. I mean, I've never paid attention enough to know if we're going sideways, going around or whatever. I mean, that's not true either, but I mean, there are plenty of ideas. Kids are not being homeschooled. Oh, she's alive. Oh, she's alive. I'm going to. But I do. But I don't teach them. I'm not saying this is fact. I say this is weird. She does give them options, right? She teaches about both, unless they make gorgeous assumptions about, like, the globe and NASA. I'm afraid to ask a question. I'm scared to hear it. School shootings. Quick question. How much control do you have over your money right now? Technology has changed everything. Now it's changing how money works. Crypto started as a niche, but now it's going mainstream. Faster payments, more control, fewer middlemen. This is it hype. This is where things are going. And getting started today is easier than you think. With rumble wallet, you can buy Bitcoin, whole dollar backed stable coins, even own digital gold, backed by real gold, all in one place. This is a non-custodial crypto wallet, which means you, not a bank or a platform, control access to your funds. Write up a simple, it connects to your moon pay, so you can use your debit card, credit card, or banking account, and be up and running in minutes. 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I think some of them are, because these are one of the fuck that are crazy as hell these days, but like, you know, you got to live like this way. You got kids having kids back in the day. They have their damn parents. We got a victim-ass mindset of the world. It's everybody else's fault but mine. >> They think they should have a litter box in their public school bathrooms. >> That's a bit of fun. >> There are no litter boxes in schools. >> These conspiracies are insulting. >> Yeah. >> But no, what? >> They want litter boxes in the public school bathrooms, so kids can pretend they're cats. >> They don't walk in that situation. >> No, okay, there's some crazy shit going on with like, weird gendership for kids. I, okay, that's fine. But that doesn't mean every mass shootings fake. >> Well, no, I didn't say every mass shooting. I just think some of that- >> That doesn't mean the majority, that doesn't mean any of them- >> A lot of them are- >> Sandy Hook? >> Yeah. >> Well, so actually one of the teachers who supposedly died in that shooting, died in another shooting a couple years ago. >> Okay. >> Like the same person- >> Apparently- >> Central casting. >> Apparently- >> Apparently means reality and fake. >> This. >> Bro, you just drew doors on the cap of the earth where angels control the weather. >> Yeah, angels are real. >> They are. >> They are. >> If you're a believer, it's not saying that angels are fake or real. >> If you said they're controlling the weather, be a door in the top- >> Regardless. >> Did we go to the moon? Did we just fly around the moon? >> I think it's talking. >> Did we just fly around the moon? >> We did not go to the moon. >> We've not been to the moon. >> Did we just fly around it? >> We have not even flown near it. >> I think it's off-fake shooting. >> Why? >> Because I don't understand why. It's not that difficult. >> Even the buzz dreams said that- >> But it's not that difficult though. To go up, Elon, all- >> It is. >> In Brown'sville where he's launching rockets like every three days, that's all fake. >> It's fake. >> But they're not going that high up. >> So all the satellites where I'm getting my Starlink internet? >> Yeah, it's all fake. >> So the internet I'm getting is fake. Where's it coming from? >> No, your internet might be real, but it doesn't change the fact that we're here. >> She thinks the idea of space. >> Do you think we just got cell phones? You think we could go to the moon and take videos? >> Yes, it's not that difficult to go up. >> But it's that difficult. >> In gravity. >> But it all- >> It's like it isn't that crazy. Like yes, it's difficult for us to be 100% safe, but it's not actually that crazy. >> But it is. >> I think some of these conspiracies can be true because if you look at the way 9/11 happened, right? >> Oh, that's not true. >> And why we're Afghanistan, if things happen to Afghanistan that didn't make any fucking sense, like you have people there doing, like we're not out there just like fighting a war, someone trying to kill us, right? We showed up, tried to fix the ship. They got pissed off of us, number five, back and forth. Obviously we're gone from there now, right? But- >> What does this have to do with the moon? >> Wait, what? >> Because here's what I think on that aspect of things, right? It's like, like 9/11, right? 9/11. >> Oh, fuck. >> What's playing? >> The moon stuff is down underwater. >> Are you gonna let me talk or no? What the fuck? >> Well, you interrupted me, so I figured- >> Well, 'cause y'all are just going on and on, there's nothing happening in the conversation. >> But there is stuff happening. >> But you're not making- >> I'm educating him. >> You're just dying on out there, but you had a whole little backs who will, like, back face on your stuff. >> Well, that's 'cause we're jumping topics a lot. >> It's just about your theories. They have no- >> I'm like pulling your mind right now. >> No. >> Yeah. >> She goes off of Scott named Derek Johnson, 1776 on Facebook. >> Amazing. >> On Facebook? >> No. Okay, he's not just on Facebook. >> He got a different stuff. >> And he is on Facebook. >> He is on Facebook. >> I'm pretty sure he has a photographic. >> Here's a lot of thing, bro. You don't know shit. Cover those one. Not you know shit. I didn't know shit. >> You need to know. >> I'm not real. >> Like, you ain't gonna know shit unless he wants you to- >> No, let's do no. They want you to know it. >> But that's what I'm saying, is that- >> Like, Derek Johnson, a Christian musician? >> Yeah, he also does music. >> Oh, let's see. >> But he look up his- >> Oh. >> He's like a blueprint of everything. And he goes, like, there's executive orders that play Trump as commander-in-chief. Like the dash, the dash- >> Does he shot? >> Derek Johnson? >> Trump. >> No, Trump. >> That was fake. >> Good job.
>> You've seen his ear. >> How did that? >> I will tell. He was like, no, he overplayed the ear thing. It was a piece of like shrapnel from when the ball of hand. Yeah, he overplayed that with the big, but to say he's not, he wasn't shot. >> It was planned. It was staged. >> Do you think Trump's chase his own shooting? >> So essentially, to confirm your review is not going to be real. >> Yeah. >> Because it's all central casting. It's all like a movie. >> No, nothing is real ever. >> What do you mean? >> No, anything that's ever happened is not real to you. >> Well, a lot of what we're taught is not real. Like Thanksgiving. The true thing around Thanksgiving isn't like what Thanksgiving is. >> I think one thing you can look at, that may not be real, if you look at this is going to make some people mad probably, but if you look at the Holocaust, right, there's been some videos. >> I don't know. >> Get out there. >> I'll say it. I don't give a shit. Like, there's some people out there that take a video of Hitler, and I'm not saying what Hitler did was good. At all, not what I'm saying, but what I'm saying is, I think nowadays Israel is definitely ahead of everything, right? The Jews are whatever. And if you're a believer, right, and God talks about Israel as a people, as a nation, not as the state as it is, right? Like Israel is a state. Like it's all the thing, right? But like they're the most corrupt motherfuckers in the entire world. Like 100%. Right? And I'm not saying the Holocaust was good. I'm saying Hitler had a point. I'm not saying Hitler. Hitler. >> I don't know if I agree with that. >> Not saying it. I'm not saying it. Let me finish what I'm saying, dammit. What I'm saying is, is the people who are disrupting our government now, right? If you look at everyone who is a Jew, and they're in power, things like that. Look it up, bro. Look the shit up. I'm not a big conspiracy. This is something that I will die on, right? Hitler was trying to prevent his country from taking over so much of crazy ass, powerful type people. God, time out, listen. That is a fact. Now, was say Hitler killed anything other. He did. He did some really bad things. But he was made purpose behind it all. He was trying to prevent a takeover from who United States being run through, but now. >> So basically what Trump is doing is like what Hitler was doing except doing it the right way. He's trying to call everybody out. >> I don't know if I'm going to say that, no, I'm going to go that far. >> He's not trying to kill people. >> He's not trying to kill people, but he's trying to expose people. >> He's trying to expose people. >> That is a yes. Okay, time out. >> He was saying he's like, I don't want to eat y'all. >> Yeah, I know, but Trump is trying to kill people. >> I'm going to terminate you. >> You know what I'm saying? >> I just find each other. >> Tendered. >> Tendered. [SOUND] >> Man. >> I don't even know what to say to any of that. >> No, but to clarify. >> To clarify. >> To clarify. >> To clarify. There's a lot to clarify there. >> But Hitler did was okay. >> For back to the age. >> No, because I don't think what he did was okay. >> I think-- >> I don't think it was an abortion. >> Like killing people is not okay. >> I think what Hitler was getting at, bro. >> What did you say? >> I don't believe in abortion. >> Okay. >> So I don't think, because I don't think what Hitler did was okay. I don't think him killing people was okay, but I think that maybe there's a reason for what he was trying to do. >> There was a different way he could have handled it, yes. >> But the same people, Hitler was trying to stop, are the same mother running our shit today. Straight up. >> That's-- >> Do you need a minute? >> That's fact, dude. >> I don't need a minute. I just don't remember. >> The state of Israel is running this. >> I don't really use a margarita right now. >> The state of Israel is running everybody's shit. The Rockefellers, black robbing guard, all these people, bro, they running the show. >> There's four more of them that they made. >> And they are going to be the ones who are running this country the right way. >> Oh. >> Our children. >> My daughter is going to be the next president. >> They're going to be pretty cool. >> Me, I don't even know, man. >> I don't even know, so clearly your military disability is a brain injury. >> It's a heart issue. >> He does have a-- >> From the military? >> Yeah, had a heart attack. >> A heart attack. >> He's got a heart attack. >> I've got some PTSD to going on. >> Everyone does. >> It was all from the military up. Too much caffeine. Too much drugs. Too much lifting waste. Too much stress. They gave you the drugs. >> Well, they gave him all sorts of vaccines. >> My goodness, you're literally latching on to everything that people like you are just on about. >> Well, but because we're right. >> So you can't say that because you don't really know, you said that you're-- >> But I do know. >> Like I said, I'm right. >> What? >> I have a theory. >> You're sure. >> But I believe my theory. >> I think I'm happy that I got some of them when I was a kid. >> No. >> None? >> I don't believe in vaccines. >> Not even polio? >> No. Actually, if you look into the history of all these, okay, polio is like a 0.00, 0.03% chance of even getting the paralytic polio. >> It wasn't very good back in the day when a lot of people were getting it. >> I know, but that's what I'm saying. A lot of people were not getting it. Yeah. No, that's just inaccurate. And the studies and the statistics that you have to pay for. Why do you have to pay for statistics on vaccine-preventable-- >> Why do you check me? I'll tell you. >> No. You can't get that. You can't get the statistics for all these diseases. >> She's saying to get the data on the vaccine. You got to pay for it. >> That pay for it. >> You got to pay for it. That pay for it. >> Is that a report from Ho? >> From the CDC or whatever the place is that has it. >> Listen, I mean, I thought I'd just use CHEDGPD. >> No, you can't. >> I think everyone has an alignment that maybe would have been too hard during the COVID thing with the freak out. Like, I get it. >> Yeah, people. >> But a lot of that is hindsight, okay? >> Is it hindsight? >> Is it hindsight? >> Is it hindsight? >> We didn't start it. We didn't really know. >> No, I'm gonna tell you. We didn't know. >> But we didn't know. >> I was actually trying to give you a bone here of like, I understand where a lot of people's minds are because we went way too hard in places like California on the vaccines license. No, I get it. I get it. I get it. In a high-end site, yes, it wasn't as, I get it if you're a healthy adult. >> It wasn't as hard. >> But whatever. Come on. I mean, I'm okay that I got the polio. I'm happy that I got the polio. >> Well, I mean, but not everybody is. >> Huh? Not everyone is what? >> The vaccine works. Then why do we need to get it? So let's say you've got your polio vaccine. >> What did you just say? >> And I'm not. And your vaccine works. And polio is going around, then why do I need to be vaccinated if your vaccine works? >> Because vaccines create antibodies to protect you against vaccines. >> But I've got, yeah. But the disease- >> They get him a big- >> I don't know which is why he's kind of- >> Mm-hm. >> You think? >> Listen up. That's not why. >> But I don't even, I just don't even know what to say. When there's like different realities, it's not a conversation that can be had. >> But I just don't know. >> But there's reality and then there's the show that you're being given. >> Okay, Tom, I'm going to say this real quick. This is the basis, but we, this is definitely like a belief thing, right? And I will say this. If I, so when I was born, my mom, she's a nurse where I've been nurse for 40 something years, right? She didn't get us back to vaccinated at all, right? And I think, by the way, the vitamin K shot, I think, something like that. One, two. >> Really? >> Yeah. Well, what I'm saying is it's like, there's a lot of people I feel who don't get the vaccine to stay healthy for a very long time, don't get sick very often, whatever, right? And then, but I'll say this on the contrary, right? On the contrary, right? When I went to the military, they give you every damn vaccine, probably you think I'm in your mind. >> Well, your blood type is healthy. >> And when I was in there, I, I, I, dude, I don't even want time to get sick. >> You've all had a heart attack. >> Getting sick, besides that, right? And that's kind of a big deal. I get right. But the heart attack, heart attacks can be very much stress-induced, similar-induced, whatever case may be, you guys stress, whatever. Heart attacks can be for a lot of freaking reasons, or whatever. >> Yeah. And you said drugs. Like, I don't know. But you said drugs. >> Well, drugs, yeah, drugs. >> Drugs, I took, okay. So I took a lot of, like, obviously, you've got pre-workouts, got ton of shit in them. You don't really know about, right? >> Including caffeine. >> And if you're a caffeine max, like you're, you're likely above the daily dose, right? >> I'm taking a shit ton, bro. >> Okay. Well, yeah, that would do it. >> But there was also, you know, you got to look at, like, Psalms, a selective angriot module receptor. Those are not, basically, a selective, andro-receptive module, module, excuse me, receptor module. I can say it. But basically, what they do is they adapt to your, attached to your receptors in your body to create physical attributes, whether it's muscle endurance, whatever, right? Instead of taking like steroids, they affect your hormones, Psalms, for the most part don't affect your hormones, right? So I was taking those, right? So I was pretty jacked, whatever. Things like that. >> Okay. What's your disability, again, on a monthly basis? 4,646. >> Okay. So 8,446. Okay. That's -- >> Wait, what? >> What? >> 8. >> It's a form. It's a form that comes in with the other job. >> Oh, yeah. So that's the result of the AI. >> What is that? >> 1905 plus 955. >> Can you -- whatever that is? >> Map that. >> I didn't go to college, but I dropped that. >> 905, if you said? >> 905. >> 905 plus 955. >> Okay. Okay, so, yeah, that makes sense that you can stay at home and teach your children to get rid of it. >> But it also works. >> Actually, my kids are several grade levels above the average. >> How would you know? >> Because I've tested them. >> You tested them great. >> No, it was all right. >> She's got a third party. You got to talk, say shit for real, bro. >> So they're actually extremely smart and socialized. >> Uh-huh. >> I believe that. >> Did you know over 70% of kids in the public school system aren't even making -- >> Did you know that 100% of the things you say I can't trust anymore? >> No. >> I'm going to win everything you will ever say. >> Because you don't know the research -- I don't have all the research in front of me. >> This is how you drew the planet. And you said angels come through this door to control the weather. >> We'll read the book of Enoch. >> Let me just grab my stuff off the bus. I don't know that one. Okay, exactly.
- What is it? - Okay, well, here's the thing. - What is it? - It's a book. - It's part of the Bible. - It's a book of the Bible. - Is it in the Bible? - It's taken out of the Bible. - Okay, well, if it's not in, then-- - It's 'cause of King James, bro. King James is a crap little shit back to. - Huh? - King James took the book of Enoch-- - Hold on, if you are a believer in the Christian faith, the book of the Bible is the word. - Yes. - That's it. - So there's no, that's not it. - No, that's not it. - It's not it. - It's not it. - There is the original Bible. - There's the Ethiopian Bible. - That the Council trend took out? - There's all sorts of things, all sorts of books that were taken out. - I can't even answer that. - Yes. - Yes, there's the ones that took it out. - But-- - It's, I counsel a nice see. - I can't say that word, but anyway-- - Not trend. - Like, the whole purpose of it is, right? It's like, I believe, I mean, if you-- Here's a deal too about the word, right? The word, the word of God-- - Sorry, you know, your mother's-- - Your mother's soul-- - It's translated so many times, bro. - You can't take the word of God in a N-I-V or a N-I-T, or a key James Version. - So why would they take that out? Your magical dome. - Because then it proves-- - Government, bro. - The government. - Why? What, what advantageous thing would the government have to say that it's-- Hey, what benefit control? How would we be in control by saying the earth is like this? - If you prove God is real-- - What does it do? To say it's around, what do they gain? - Okay, for example-- - What are they gaining? - Because the deception-- - Deception. - The truth is God. - The truth that the Lord is real. - How does it disprove that by saying the planets round? Because when you read the first-- When you read the box, I can't quote it right, I can't. But if you read the Bible, when it starts talking about how he made the earth, right? He talks about the ferment, water is both the ferment, and then he talks about some of the things-- - And how earth was made? 'Cause then it disproved-- - This was E-N-O-C-H. - E-N-O-C-H. - E-N-O-C-H. It disproves evolution, and like that we came from monkeys. They want control, which is the story. - Okay, so okay, when Darwin made that-- Works on all of that, very good. What does it actually give them that some people believe in evolution? - If you prove God is real-- - If you prove God is real. - And if you prove God is real, you lose all power, all everything. - And what does it even matter? 'Cause like, first of all, Republicans in this country are overwhelming religious and they're trying to put religion. - They think they are. - Okay, they think they are, but like you want, they want you to think they are. - It's a spiritual battle. - But for what is this battle raging? You ask, I don't know, what stands at the center? - Well, so they need battle. - For working together in-- - E-N-O-C-H? - E-N-O-C-H? - We're both in the Democrats' work together anymore. - Yeah, but it's a spiritual battle, so you go-- - I'm hard for office, and I get elected. I'm all of a sudden, I'm gonna just be this evil person to part of it conspiracy. - I wouldn't say that. - Even if I never heard of it. - So what you probably would have heard of it? - I think people slowly-- - Because you're, they're gonna introduce themselves to you. And they're gonna ask you to join their shit. And if you say no, then they're not gonna let you go further. Or if you say yes, and then say no, they're gonna label you as crazy. - Why do you think they're all on Candace Owens' ass, trying to make her look crazy? - First of all, she might be. That's one hot shit. - She's not crazy, though. - She might be. - Like, okay, you know Britney Spears, she, her and Justin, she were like, actually died in the car. - Well, the way. - 2001. - E-N-O-C was not actually written by the biblical Enaccus, written by multiple Jewish unknown authors. - Allegedly. - So-- - Composed over several centuries from-- - E-N-O-C. - 300 BC to 100 BC. - Yeah, they found-- - With some sections possible even later. - So E-N-O-C was actually-- - It's not a single book, it's a collection that's together-- - Yeah, it was from the individuals, though. - So E-N-O-C was actually sent into the Garden of Eden to be as like a bookkeeper for everything that's had more. - Okay, by, it's that person isn't a thing, it was written by other Jews. - And-- - There's people. - I also think this, bro. You have to go, you have to read the book. - I would say just-- - I would say just-- - It may be fine, like-- - And say it was written by multiple Jewish people-- - That's going to tell you what most of the guys are going to show you what they want you to know. - Okay, very good. - And where are you getting the truth? - We made it up. We made this one up. It's a made up tale. It's a total fabrication. - The Lord-- - See, this is what I-- - He told to you, what do you mean? - E-N-O-C. - You're in disarrayin by E-N-O-C. - What? - E-N-O-C. - This is where I get-- - This is where I get-- - I didn't say E-N-O-C said it was written by E-N-O-C. - Now where are you getting the truth? - How am I getting what truth? - Which is not in the Bible? - It was taken out of the Bible. - This sounds absolutely insane, and I'm aware-- - It was originally in the Bible. - Oh shit. - I'm pretty sure I'm right on that though. - Good. - I don't think you're right on anything, lady. - I am right on it. It was taken out of the Bible because they felt like it wasn't, it couldn't be proved legit, is there reasoning? - I mean, here's my deal too, bro. I was like, if you're talking, I don't know, I don't know if you are or not, Caleb, but if you talk to anybody else who is a believer and not a believer, in whatever the case maybe is, right? Whatever your belief is, right? It's really hard, unless you've experienced God yourself, it's hard to believe that God is real. - So instead of a false attribution by scholars all across the multiple centuries, since the Bible is made-- - 'Cause the thing that it talks about is very different. - They don't want you to believe this. - They use keepsing days, they use days. - The people in control, like the Rockefeller's the-- - The Rockefeller's didn't exist. - I've seen, didn't exist with all these-- - When they said, well, they didn't exist over the centuries when they were saying that it's a false attribution. - But people like this day. - It was never, not once apart of the Jewish canon, not once apart of the Hebrew Bible. - It's part of the Hebrew Bible. - Ethiopian. - What the fuck would I care about Ethiopian? - Because that's the original, like, the least messed with Bible. - This Bible-- - But like, you gotta show, 'cause you're reading stuff, how do I know that what you're reading is actually, 'cause I've done my research. - From what-- - And you're doing, like, a five minute little scroll. - From what? - Have you done your research, though? - Well, I mean, how does anybody do research? You read books, you research things, you Google, you read scripture. - I will say this. I mean, yes, I'm close to this aligned with Christianity, I guess, okay. But even still, if you can't read that and say, because you heard it in the book, in the book says the book is real, that all of a sudden the book is real. - I'm gonna list it real about something. - No, but that's not how that works, 'cause that's, exactly, that's faith, but that's not faith. - That's not faith. - Well, that's your opinion based off somebody's had it. - No, that's faith, it's not faith. I still do believe in the Bible, 'cause I'm, I guess-- - So faith, you believe it's faith. - This for me and her. - No, I, I'm also a realist. I understand that just because if a book tells me the book is real, that doesn't mean the book is real. - But it does, because everything that's happened in the book is real. - That's just religious belief, that's not an actual research fact. - But it's that. - About the world outside of the book of all this happening. - So much science points to-- - Science! - Dude, okay, do you know they found Jesus's blood? Like, they, like, all of that is real. They found it. - This is the ark. They found the ark of the covenant. - They found, yes, they found the ark of the covenant and they tested his blood and it only had the chromosomes from his mom. So there's facts that have been hidden that show everything the Bible is real. Like, when the Moses split the sea, they found all of the pieces of the trolleys, whatever they're called. - There he is. - Chair hits in the bottom of the sea. So there is proof, but they're covering it up and high. - There's certain stories of the Bible that they can go back and find the actual artifacts of the story of where it happened and like, all of that. But I will say this, I agree with Caleb to an extent where it's like, I do believe in God, 100% yes, well, y'all ain't whatever I'm calling, right? But at the same time, I think God has given you the ability to use discernment and also the fact of like being able to decipher fact from fifth, from fiction fiction, right? It's no matter if you're a human, bro, you're going to have the issue of, okay, yes, I do want to have fakeness, but at the same time, I'm still specular, I have a specular, whatever-- - You're just telling everyone else that they're, 'cause this is a part, it is a part of the Ethiopian and Euredian orthodox Bible. So it's a part of them, but for every other denomination and faith, it's treated as Jewish literature rather than scripture. So you're just saying that the other people's faiths are wrong. - Okay, so they give it this way. - Right, you're just saying the other people's faiths are wrong. - No, that's not what I'm saying at all. That's not what I'm saying at all. We're all on our own walk to learn and be taught and told what to believe by the Holy Spirit. However, look at it this way. So we've got modern medicine like Tylenol, right? So let's say we're using Tylenol to get our fever down. Well, then we come across some old scrolls that say, "Oh, you can get your fever down with a cold washcloth." That doesn't make out in all your relevant. - That's not in all your relevant. - You're supposed to do that for-- - It's all up there. - It's a hypothetical example. I'm giving an example. That doesn't make the Tylenol any less real worthy. - Oh, no, you're an author, you wrote a book. People are reading your book. It's on Amazon. Oh, no. - Oh, yeah, no. - Okay, no, no. - Okay, no, no. - Oh, it has one review that must have been you. - I actually know. I don't think you're gonna review your own book. I tried. But there's only one day left to purchase. For a one-time payment of $500, you'll get our entire Hammer Elite catalog for life. And a limited edition hammer for life box packed with limited edition merch. You can't get anywhere else. Plus, you'll get access to our exclusive four-hour Hammer Elite Day live stream on June 27th. Plus, I just launched a brand new Hammer Elite app available on every major platform. You'll get three exclusive dedicated shows every single day, Monday through Saturday. And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Download the Hammer Elite app by using the link in the description or pinned comment below. - You suck with money. So you download a budgeting app. - You start with the classic one. Why not? - Everyone just elites it because it's way too complicated to use. - So you go to every dollar. - That's Dave Ramsey's, a personal friend.
finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rock 'em money that you got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end. Then there's the new guy on the block, Monarch. Hundreds and millions of dollars to private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like dollar-wise. Bills play these people just like you, four people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download and I'll start the free trial, dollarwise.com, link in the description below. - I mean, I can still write a good book and have my own conspiracies. - It's just true. - Yeah, it's great. It's helped a lot of women, actually. It has, including myself. Like, I know attorneys that are giving it to their clients. - Oh, guys, I just don't know what to do. Listen, like, yeah, and now I, was that a financial conversation, no. But does it absolutely suggest how the, you probably cannot communicate in this house? Absolutely. Once you guys have sent your, set your own realities and your own opinions on something, you guys are hard-lined. You will never be changed. - You will never be flexible, bro. - But you guys aren't, is the thing. And if you guys have different opinions on finances in this house. - But we need to say, okay. - Exactly. But you guys are married, but your finances aren't. You guys are, and you guys are so hard-lined and you will never be flexible on finances. - I'm flexible. - What are you talking about? - No, you're not. - You just, when you went like, - You can't fully disagree and disagree on everything that I'll do. You are not flexible. - I am flexible. - You just have to control. - Tell me. - Tell me, the finances in this house. How you guys go about it? - She has no idea, 'cause she doesn't want to have. - I do want to know, but when I try to give it to her, she says, oh, you're the man. You're supposed to handle it. I can handle it all the way to that. You're supposed to lead her. You do it all. But I want you to do it my way, but he spends his money on stuff that he shouldn't be doing. - That is a fact. That won't argue with that. - So my bills are all paid on time. Like, but when he pays my bills, they're late, because he'd rather have fun. - And also for what it's worth, I do have to say, when you talk about how it was taken out, 'cause I care about this, the Jewish canon, the tancan in Hebrew Bible was largely set by the second century or by the first century. - So they chose what they wanted to believe. - And the first Enoch was written after that by year 300 or 100. - And? - It was written after the Bible's already set, so you can't say it was taken out of the Bible. It was written post-bible. - But it was part of it. - Written after, so you can't say it was taken out. - But it was. - So technically that means it was added. - So you were asking for it to be added. And guess what? - I didn't know that actually, I'm so honest. - And then the Bible specifically talks about in there. And I can't quote Christian scripture and stuff. I'm not good enough for that, okay? - You're wrong. - But, huh? - You're wrong. - Okay, good. And whatever it says, it says like, it warns you of false prophets and all the shit in other editions and when people try to add things, it warns of that. And this is additive. - But is it? - It is good enough. - Okay, off of that subject, right? Like if he's, what he's saying is, it's factually correct, right off of what he's looking at. If that is the fact. - I don't think he's correct. It's like, if it was added to it, then he just quoted the fact that you shouldn't believe in things that are added to it and blah, blah, blah, blah, right? I mean, like, I think even the book, you know, is true. Say it is, right? It still adds a lot of confusion. And more things you want to, you have to decipher through, things you have to try to not or to believe. It's the name that was a protection from God. It's like, listen, bro, don't go down these rabbit holes 'cause all you need to know is about me and only me. You want to know all the facts. - Yeah, like all that. - That's what it, that's what it narrowed out. - Well, it's fun to go through and like these rabbit holes, but like, truly ultimately, it matters a lot. - But when you base your whole world view alpha rabbit holes and you're raising your children based off of rabbit holes, when you raise your children based off of that, that's concerning. - I'm not raising them. - Have you told them this? - Yeah. - That's concerning. - But I've also told them the other theories. And I've said it's a theory. - Theory is what theories? - So like the globe. - I'm sorry, us going to the moon's not a theory. Us flying around the moon, we've got a theory. - That's your opinion. - Mars? - No, that's not my opinion. - The guy that went something he didn't actually know. - You can get a telescope and go see Mars. - You can look at-- - That's not a theory. - No, you can see it. I've seen with the telescope. - But that's not a theory when you see it. - But you know, we've actually been there. That's the thing. - We haven't been there. - So Mars, rovers are, rovers are. We have live feed. - Yeah, that's fake. - What? - I've never looked at it. It's actually fake. - So when the Soviets in America, we're in this massive space race and the Soviets set even a rover to Venus. You're saying that's fake? They conspired together. The two enemies of the world conspired together. - Yeah. - Why? - With the Soviets in America conspired together. - I look at Mars into it. - Oh, you just have to say it's fake. - Because it is. That's my opinion. - That's just your opinion. That makes no sense. - It does. - Everything she says is her opinion. - But it's most likely. - Her opinion is what is likely fact. - Her opinion is fact, though. Like, you can't argue with her, bro. - Well. - When I say you can argue with women, is the definition. - Who? Chelsea? - Who's the definition? - Dammit. - So again, like the Torah. That was widely accepted in a Thorodate of by 400 BC. - We worked for it, but. - Enoch was done by 100 BC. - But there's also 300 years after. - There are people who don't believe in the Torah. - The profits were mostly fixed in by 200 BC. Again, Enoch, 100 BC. - Does this make sense? - After work. - After work, huh? - If I do that, does that make me correct? - No, but if you actually read it, I don't have to read it. But you're doing like a two minute little reading on Google. Are you on Wikipedia? Wikipedia's not like a good place to get your information from. - Okay, where is, lady? - Oh, man. - Well, lots of places. - Okay, very good. - But you have to take-- - From the book of Enoch itself when I said, "No, this is actually written before." - Book of Enoch is even mentioned in like the Bible. - Where? - Google it. - You want to trust Google? - Yeah, well, Enoch is talked about in the Bible. - Well, he is, yes, but. So, I do have something that you can look up that's back. That's actually really interesting. And the Bible, where it says in the beginning, if you translate that to old pictograph, ancient pictograph, and then ancient-- - What do you think your household financial score is zero to 10, zero being the worst 10 being the best? So is the score? - Well, the chance person was 2.5, and I feel like we're better than half of her. So we're-- - I thought your hammer financial score get it for free at Calebhammer.com, just take the assessment. It just takes a few minutes and you can see where you stand. So take it for free, link below, Calebhammer.com. And if you don't want to be like guests who end up on the show, make sure you download the NOLOized Budgeting app. It is great, 10,000 is a monthly active users for a reason, check out the free trial. And if you like it, sign up for the annual version because you save almost 50%. And you get my budget friendly, you get this. - 30-day meal plan. - Yay. - You get the budget friendly cookbook, the digital version. But you get this physical version of the meal plan, signed by me, mailed directly to you. - Okay, so yeah, I mean, you're right, it's mentioned in the standard Bible that most people say. Just in terms of like a person not necessarily doing much. - He went for a walk once. He was born once, he was the father of someone once. Okay, I mean, yeah, that's pretty much it. - I'm right. You're wrong. - About what? - About this. - Okay. - Well, you're trying to disprove me. I'm just letting you know what I'm saying. - I'm even that, just bringing up context of like the timing of like the actual timing, like time. Just context of time. And if that doesn't even make you question something, that's a little concerning. Because the people like you are always like, I'm the open-minded person. I'm the one that's willing to consider anything. But the moment you hear something, that actually challenges your conspiracy, it just, you need more context too, because the time I just care about when it was written. - Yeah, but you can't know the exact time because they've changed our calendar and our time. - Oh, see, that's how you can never have a conversation 'cause no matter what the world is fake. And if the world is fake, then you can, you can never be right. - No, literally. - So like it doesn't work. What time, what year are we in now? - Well, that part I don't know. Okay. - I think it's like 2013. - Is it even a matter? What is it even better? - Yes, if you were talking about this. - The year is whenever we decided we started tracking. The year is different in different countries. It's different in China, it's different in North Korea. The year is different. Yes, it is. - I know, but what you're saying is it's true but inaccurate because if you're timing stuff-- - That makes more sense, bro. - Yes, because if you're putting a timeline on something and your timeline changed halfway through-- - Okay, so you don't trust her with money 'cause she's-- - No. - Like I understand. I get it. Listen, you, well, I wouldn't trust you with money either 'cause you're the one laying on the mortgage, but even still, it's just like you're not willing to combine 'cause you don't trust her. - So we need to have a 13 month, 13 month year with 28 days in eat. - Why? - Because it fs with our time. - What does time even matter? That's my question. - Hey, back inside, whoa. - Because if you're gonna make facts, like claim facts off of a timeline that isn't accurate, then you can't make that fact claim to be fact. - Oh, my, I don't even know what to do with you. So yeah, you don't trust combining it with her. I don't blame you. - I don't trust combining with her. - Just fucking crazy. - What is going on in the household finances right now? - Guys, please tell me. - Well, we did have a flood in our house. - That was, what? - No, we're talking about y'all's dynamic, oh. - I'll tell you what it is. She, I would say me, right? Me, I believe you have a little fun. Probably only here for so long. I get money every single month. So I believe in living my life a little bit, dude, a couple things I want to do. - Couple? - She got kids, aren't they important? - They didn't have what they need. They don't have to have what they want. - They don't have what they need, but need it.
the roof over your head and if you're getting laid on mortgages. - That's only so long that it gets so close and tell it impacts your credit and tell it gets-- - Our credit is impacted. - My credit has been impacted for years. I mean, honestly credit is like the least of my worries right now. - But people lose their houses every day. You're not in a unique position necessarily. You push it to that edge so many times that they lose something they need. - It's not about what you want. - Yeah. - But push it closer and closer. - True, I'll tell you this right now. I mean, okay, I'll say this. I did make a mistake allowing us to go to Tennessee last year and skipping the mortgage one time. Right, I'll say that. And right now, yeah, that's just what I decided to do 'cause we wanted to see families. What I did, I said, well, I said, I'll push the mortgage from the first, all the way to, I said, well, I get paid again right. 'Cause we were on track, right? We were. I basically skipped the month of the mortgage right now. I said, well, I can pay at the end of the month. So the first month, I said, they're all taken from us and we finished talking, right? And so I did that and when I did that, I just haven't made enough money again to catch up on that. I'm just mad 'cause that, honestly, for most of our. As you know, finances are a leading cause for divorce in this country and she loves getting divorced. So this is. - I don't love getting, I didn't pretend that, I didn't hear that. What'd you just say? - You like interrupt a lot. Every time I talk, you just want to interrupt me when I'm talking. - Well, so, because part of it was Christmas. Like, we had to get them Christmas stuff, but I don't want you to disagree with that shit. - And that's expensive. Divorce is expensive. - You have a voice? - No. - Yes. - I don't. - I have one. I get real flout too, but it depends her, so. - I do. - I love when I hear someone say they don't have a voice and then the other person that controls them says they have a voice. - Well, 'cause he controls everything. - She thinks she controls me, but I just do whatever the fuck I want to. - See. - Oh, so you do have a voice? - Yeah. - But it's quiet. - It's not quiet. Have you met him? - It's quiet. - It's not quiet. - Guys, you guys are on a 40 year mortgage. Nobody does that. - Well, that's okay. So yeah, I know you're right. Nobody does that until you have to lose the house in the end of the offer. - So you almost lost the house. - Almost did, yeah. - See how close we are that we've almost lost the house and we have kids. - What? - We don't prioritize fun. - Exactly. - You don't need high fees. - I need high fees. - You don't, mmm, I could go on and on about that one. But even for me too, I'll say that for me. I'll start with me too. Yeah, bro, I was a dumbass. I spent so much money on some video games. I spent so much. - I'll ask him how much. - How much? - We could find out. I don't even know. - Total? - Like $2,500 a month. - Not a month. - Get the fuck out of here. - It's not a month. - I mean, yeah, our bullshit spending is in the thousands. It's insane. Just looking at singing your coffee is getting a snack. That's where all of our fucking money goes. - He has this thing where he goes to get gassy. He has to get a little snacky snack. - If I gave you the damn money, do you do it too? - No, 'cause I don't like getting out of the car. - Oh, bullshit. - And I usually, yeah, no. - Yeah, that's where the Jews are. - I don't like it. - I don't like it. - I don't like it. - You lie about your ass right now. - I don't tell the truth. - I am. - You're not. - I don't like candy, 'cause it has food diet. - So you don't spend many on bullshit, all ever. - I love the taste of red dye. - Well, it's gonna give you cancer or so. - I'm ready for it. At least I went down having fun. - No, I mean, you made it with motto, you know? - It's nonsense. - Damn, you still can see it, bro. - This is honestly, like partially my real point of view of half past couple of years. I'm stubborn and kind of nasty, but it's one of them deals where it's like, you know, if I, and I know you're gonna disagree with this, right? Probably, but my view is, if it's not getting taken away, and I can get it caught up later on, I didn't worry about missing it for a month, right? 'Cause the time. - It's a long, though, for the consequence. - Say that again. - But we're gonna stay on for 40-year-long now. - Yeah, that was a big mistake. - At a 6.25, but I'm not like that happens since, though, I'm not going to. - Oh, you didn't get on a new 40-year-long sense? - No, no, no, no, no, no, no, I'm not gonna miss. I'm not gonna get behind 30 grand of my mortgage before it's tried to take it. - How far behind where are you? - We're a couple more years. - Don't exaggerate. - A couple months. - Wait, wait, I'll think it wasn't like what? So it's 4,000, damn near 4,000 a month. So we four eight, probably- - There's a few months plus fees. - Two and a half plus fees, yeah. Something like that. - Hey, regular monthly is $3,790 and eight cents. - Yeah, but I'm gonna throw this out there. - I wanna throw this out there. That's about to go down to, that's why the decrease of $1,000 because, so when I sign for the house, I'm not supposed to pay property taxes, right? They never told me, I wasn't aware that you have to go and apply for the exemption. I thought it was just how you had it into your mortgage. I had no one ever told me that. - Just don't you owe the H.O.A. like $6,000? - Well, that is very true, yes. - I thought you would pay. - And you know they can, people have lost their houses for not paying H.O.A. - I wasn't aware of that either. Like, honestly, so first two years that we lived there, right? - This is on him. - This is on me because she didn't really give shit. - I did give it shit. - Wait, if you're at a home all day, where can't you deal with some shit? - She's the one too, don't bullshit. - Don't bull shit. - He told me he was paying it monthly, 'cause it would only be like $170 monthly. And then I couldn't get into the pool, or know the gym there, we have a gym. And I couldn't get in and I went and talked to them. They were like, oh, you guys are behind. And I was like, the- - I was unaware. - Because you had to pay the shit separately. When I was signing up for the house, I've never bought a house before. I'll do it all this shit. I just didn't think to think to look into it. 'Cause I don't know how I just didn't think about it, right? And so I thought H.O.A.s all that shit was tied into it, right? Obviously, it wasn't. So then about a year and a half later, almost two, this to me, you know it's hey, bro. Like you're behind like five grand, need our money, right? And I was like, what the fuck? That's what I thought you've been taking up the whole time. No, it's just a separate payment. - But at your car, it's not even registered. You owe $1,600 there. I just don't think you guys do anything. - Well, on that one, so listen, there's no strolling that, right? I always have a story, I know. But so when I bought my first car, right, it was in Texas, right? Tax, title, speed, loss, all that was included in the deal. I was trying to do in Texas, right? - Very Oklahoma. - Oklahoma's different and so is Arkansas. And so when I had to buy this car, because the car was driving at that one foot, it was paid off, but I'd wrecked it missing a whole half the fucking car was gone, whatever, right? Had to go with this car. It's the only thing they have in the lot for me supposedly. If someone I bought it, I had never had to pay TTNL, right? And they didn't tell me to do this when I left. So I just didn't think about it, I just had no idea. It didn't when it comes to the tag on the car, right? They told me, yeah, just transfer your debt. - You just pay it, just pay it, you guys make money, just pay it. - We can't, because he's spending it on eating out in baseball. - Yes, you spend a thousand hours more than a thousand hours. - I ain't even fucking no, that's the thing. - Okay, but we do now though, we know the age away, we know the car thing, and you guys spend thousands on bullshit last month. - Yes. - Thousands, so just pay it, guys, come on. - What are we doing? - That's the plan now. - Capital one, who has this? - She got all the debt. - Okay, really? - Straight to God. - But you don't even make money. Why are you the one who wanted it to debt? - She's like four. - No, it's now. You spent on this now. - I don't think that one, 'cause I-- - Last month, you spent on this. - Well, I was thinking-- - And let's do you pay it relatively down, but not enough to make it not accruing interest. And also, it was, hey, she had a pass, doofy. So I thought you were getting on his ass for not paying a share of time, but your pass, though. - Well, so here's the thing, I was, I was paying it, and then I stopped getting money. - From what? - So I was using, so I was using that, and like-- - No, why are you getting money? - From child support. - Why'd you stop getting child support? - Because he decided to stop paying it, because he's trying to make it to where I can't be for my attorney. - We'll deal with that. - So, but what I'm saying is like, I was trying to get my credit back up so I can lower my car payment, and so-- - Put it back up, so you're spending it? - I'm trying to make money. - I'm gonna push it. - I'm gonna push it. So it's bullshit, it's all bullshit. - It's a few. - And interest is accruing, like, you're not even paying it all. - But I was, because you're supposed to pay it down to like 30%. - No, no! - No, it's, you don't keep it above 30%, or else it's a few. Dude, my credit's better than your credit's ever been, and I've never had interest accrued once on a credit card. - But it's only like $30,000. - It doesn't matter. - It doesn't matter. I've never had interest accrued once on a credit card. - Why don't you use $30? - So you spend like, 'cause it's a $300. - You spend $600, like, $600? - Yeah. - No. - Well, between two. - Yeah, no, between this card. - Well, then that's interesting. - And this card, you spend $534 and 89 cents in one month. - And that's not recent. - Yes, it is. - This is not because I only had a $300,000 credit. - This was a month ago. - Why don't you get a $300,000 credit card? - This was last month. - Did you get a credit card a month ago? - No, it was only $300,000 credit. - No, yes, it's $300,000, but since you put a little extra towards it, you were able to spend more. - I didn't put, why? - Yes, you put $160,000, maybe it is. I asked you who it is. You said it's yours. - At least, dog. - Hey, it is a $300 limit. - I don't need a credit card. - It is, but since you put, it is yours. I'm being confirmed that it is yours. - How are you being confirmed? - Yeah, that's what it is. - Lindsay's telling me. - How does she grow up? - I have an iPad technology. Is that all conspiracy? - I haven't used a credit card in a long time. - Well, you see, and what is it for? Chick-fil-A, Chick-fil-A McDonald's. - Yes. - You know, if you're conspiracy-brained and you won't have red dye, you'll put McDonald's in your body. - That's cool. - Make that make sense. - That's all the same. - I've gotten a lot better because I need cheaper food, so. - McDonald's isn't cheaper food. - It is though, actually. - What? - I think like all the past food these days? - It's cheap. - Dude, Taco Bell's cheaper. That's the question. - No, not though. - What? - You don't know my new job. - We spent 40 bucks less now for too big. - Yeah. - We spent $40. - That's what that shit cost for real, yeah. - It's expensive as hell, you know. - The same past too. You guys are a nuisance. - I know. - Well, and I get it from my mom. She doesn't like to cook. - Shut the fuck up. Be your own adult. - I don't like to cook. - Be your own adult. - Who says this? - I don't know if that's mine or not. I don't know how much is it? - The limits 300, but the balance is 537. - That's probably mine. - The seven times. What the fuck are we doing? - I think mine. - I don't know if it's mine or not, I can't tell you. - Sick, how do we not even know who's who's? - Guys, I wasn't aware of how many credit cards she had to yesterday for her past due. - What? - I didn't fucking know this shit out. - How have you guys not had one conversation? - Because supposedly she doesn't have any money, has no credit cards and no money. It tells me all the time. She says that shit. - I don't have any, I didn't lie. - That's against your faith. - First off, I did not lie. - You ain't told me shit about it.
cards that you've had. Secondly, no. I've told you. Or you'll get a man, you'll have him from me. And I'll tell me about it. So I don't ask to use it. That's exactly what happens. No. Yes. You're mad about the 278. 807. That's not your normal minimum. But that's what's due because you're over the limit. I know. It's probably like $30. Normally. Well, they shut it off. What? Well, they should. Thank goodness. None of mine are shut off. So that thing's canceled. I'm not seeing it as closed. If you don't even know what card this is, you couldn't even decide who it is. Well, that's his. How do you know? That it was his. I don't know if I have a visa. I'm pretty sure I don't. I'm almost positive. I don't. Okay. It's yours. I'm being told it is. Okay. Cool. All right. I heard the 500 marks. Mostly service fee, late payment fee, interest being charged, and your account is currently closed. That one. Okay. So that happens when we just don't touch that. We don't pay attention. Guys, this is a. Yeah. And to go. That's mine. Oh, thanks. We know. We know. Yeah. Okay. Well, you owe, uh, I don't know, $500 credit limit, $965 from 20 cents. What do military people just suck at credit cards? I don't know, man. Especially when you're getting like unlimited money for the rest of your life. Well, why? Why would you like some of the money that you like? Well, listen, well, that is the fact kind of sort of kind of, right? Well, you know, we'll see this. There was a point time apply for a bunch of credit cards all around the same time, right? And I was out of a job. So we used a lot of this stuff just to kind of buy what we needed. And also what we wanted at that time. Well, I don't think those are not crazy. I think that was a different time. No, this is the balance as of last month, guys. What's what I'm saying? I haven't used that card. You can. You're double the limit. Or paid anything on it and probably probably a hot minute. So yeah, it's a $88 minimum. I mean, you step before I go to collections. You may as well do this. But doesn't fall off when it goes to collection. I mean, you're blaming Delinsey having a two having a job making $200,000 a year is why you have bad money. Like, what the fuck? Well, you said what? You were blaming having a job making $200,000 on why you're bad with money. I'm being told. Well, okay. In a sense, yes, because why did I have those cards? That's why I was working at lifetime. And when I was, so I was using the money, I was using the cards right. And when I switched jobs from lifetime, why would you do that? Go make more money. Because, well, I don't really want to go back there. I don't think this clientele has kind of died down. But anyway, I moved on to a different job. I had a guaranteed salary of like 80 grand right at the time. I was making more than that. But I was okay. That sounds like a guaranteed money. I was under the same thing. Anyway, except for my manager, blah, blah, blah. And then that job literally went out of business, bro. Like a month after I joined them, they just, they just shut down shop, left, whatever. So that was out of the job again. Go back to lifetime. They wouldn't, they wouldn't. So when you, when you leave lifetime, no, when you leave lifetime, you can't go back for 60 days. You got a job or even attend the gym for like two months. So that's why I didn't go back. That's like the little policy or whatever. Okay, well, you're getting fees, fees, fees, late, late, late. Just being an adult and pay it, dude. Like, I don't know what to tell you. Just being a, you know, adult. Well, that's why we're here. Oh, that's why you could pay the card. You guys make good money. Yeah, just you know that's a low key. Exactly. And in high key, we need to milestone. What's going on? Who's this? That's mine. I got a couple of pretty high. 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Check out the link in the description below to see your personalized offers or go to Calebhammer.com And remember, you still gotta do the work. Yeah, but these are still all in decent standing. They're all being charged out. Yeah, it's double the limit again over double the limit. $647.63, $85.00 minimum to payment. Again, it's over with fees and bullshit. It's so stupid. Because these are balances that you could pay off like this with your income but you just spend all your money on bullshit. Yeah. So it doesn't matter. Capital one, capital one, plan them. That could be more of me or her. I think that's mine though. Well, it's at maxed out. And money is being spent. Do you spend our credit card? I do. $501.66 was spent on this. I don't spend money on anymore. So it has to be you. I've spent money on a credit card. Oh my God. Come on. And let's just get on that first card we looked at. Well, unless it's something that's a recurring payment that's trying to come out, then I have it like all that you blame. Make downs that I saw as being spent on that first credit card was not you? Not recently, no. But that was last month, April. Well, you be telling me you ain't no damn money or anything. So you can't even agree who's going to Chick-fil-A McDonalds? Yeah. Well, no, because I don't have a Chick-fil-A McDonalds. Every once in a while, yes, I don't go to McDonalds. Fuck that. I'm going to McDonalds. Oh, it is you then. So you do spend on a credit card. And that was the last month you can't tell me you're not. He's literally seen them. Like, I don't even have a credit wallet. No, I have not. Remember like it was the first statement. You can see it yourself. I would like to see it though, because I don't. Here you go. I don't know what to tell you. See, it says returned because like nothing. No, your payment was returned. You fucking pathetic woman. Not this right here. My payment was returned. Yes, because you didn't have enough money in your check and the payment was made. April 2nd. Oh, shit, that was returned. That's not good. Oh, yeah. That's why you had a flake fee. That's not good, because that was to something that I'm going to have to call her. When was that? I'm good. Who's her? Do you mean was this something? See, it says shit, I don't fucking know about it. $2198.35 with the $25 minimum payment on this card. I gave you the money. I got swat. Hey, wait, don't spend our credit card. Well, you have the door dashed up and express. That was me. Okay, so you spent on this. And yes, you have the reoccurring Netflix, but you also door dashed. Oh, that. No, I don't. Cash cash. And Apple bill $30.79. That's good. I don't like that. Amazon Amazon Amazon Amazon Amazon Amazon Amazon Amazon Amazon Amazon Apple bill. Apple bill. That's her. So you auto do it. Show me your Amazon. That's your. Open that phone. So Amazon. Amazon. Yeah. Yeah. Yeah. School stuff. I don't give a shit. You were doing it. Shuffle. School stuff in the middle of. Gary Street. That's the spring. Yeah. You have to plan. Yeah. We're planning for fall. Home school shit. And that. That is an intense. bill of 30 dollars. It's probably multiple accounts that she has. She has a track anymore. So they's charged the net. Yeah. So you can yeah. Which means you restarted accounts over and over. Trust me, I'm going to be looking through both the all his phones here on a boat. Maybe that's hers. That's fine. So like my daughter needed shoes. I got her shoes. I don't spend my credit cards. Amazon, Amazon, Amazon, Amazon, Amazon, Amazon, Amazon. But look, it's all kid stuff. Give. You're still spending it is money going out. Yeah. That doesn't just because it's kids. Hey, just because things are kids doesn't mean it's all good. Why are we screaming? Even for the kid is an absolute for the audience. Oh, don't quit. Okay. First of all, this isn't for kids. Uh, detox Z. Yeah. Well, those shouldn't, those are I used to cancel those. Okay. No, they're arriving there. Yeah, I know. I need to cancel that because I didn't press that. No, I got that for the show. Okay, and you're not even right now. I know, because I don't want to buy this for the show. Site words, a calendar. We're not paid. Yeah. Focus test prep. Okay. That one's actually fair. A notebook. Yeah. Swim suit. You got a little C sexy tie. Chris cross plunge. And then another bathing suit for yourself. So no, this is all not necessities. It is. Well, this inflatable thing is not about. So like all the shit is like just need all this. No, it's a nice. Yes. It's cool stuff. Not all of it though, you pathetic. Yes, I've got four kids. No, it's not all this. Only two of them are probably that's fine. 21 things in your cart. Oh, well, that's just like stuff. I don't forget about it. She might want. Yeah, like enough shit around her. It has a rings. Uh-huh, rings. And my daughter's birthday is coming up. So like she wants that stuff. We need rings to come together. I want to get a stack. A complete Ethiopian Bible for kids. Oh. I mean, yeah, you spend so much money. I know, but he, but, but, but what? Why? Why? Yeah. What are you doing up to the home? How much has had to do with the Amazon?
- You're just going to your kids all day. - Yeah. - Okay. - And then I go to work. - Do you have to do any of the house chores? - No. - That's good. - When I'm home, yes, I do. - No, he does not. - Oh, what does she make you do? - No, she does not. - What does she make you do? - I'll pick up, let me rephrase some, get in trouble, pick up our mess. I do the dishes. You don't touch the mother of trash. I'll take you in trash out to the curb. - Yeah, I don't touch the trash out to the curb. - But I touch the dishes though, right? That's a woman's job, right? Supposedly. - She did. - Sometimes, whenever you guys decide or-- - When the shit stacks up or a week straight, yeah, they're not gonna make you do it. - It doesn't stack up for a week. - I help you, don't play. - Sometimes. - Don't play. - Then why are you only phone for eight hours a day on average? - There are schools on average. - Okay, well, good news. It will, in fact, tell me exactly what you're doing. - Yeah, go look at Facebook. - Social media. - Yeah. - Actually, you know, go to a TikTok. - Hmm. - I'm gonna ask shit. - Yeah, so last week it was 17 hours on HBO. - Do you want to sing show? - I want to sing show. I go to bed. - Yeah, I go to bed and I fall asleep. - Facebook, 12 hours. Texting. Who are you? Texting. I'm a message. For 10 hours a week. - Yeah. And my mom. - Okay. We'll go through those in the post show. Apple maps for eight hours. Okay, but that's probably the thing. But Instagram for six hours. GPT, three hours. YouTube, five hours. I didn't see any school things. - Well, like you, too. - So why is he doing chores if you're working on? If you just are on HBO. - Well, he's not home kind of right now. - We go on a week off right now. - And before it was only on the weekend. - I mean, I'm away quite a bit right now. - We will be going through things later, deeper in the post show. - May I tell you what though? You don't piss me off though? You don't tell me. I'm wasting money and shit. - Oh, that doesn't mean Donald's HTO. - HTO. In Amazon. - You eat out too much, but here we are with McDonald's and all kinds of dishes. - And fees that are interesting. - But I'm the asshole though. - What am I looking at with this credit karma? This is insane. This is an honor shit. - That was insane. - Let me see that real quick. - Okay, so you have one main, but that was closed, because you probably didn't do anything, right? - Yeah, actually I pulled it out. I never paid them a dime. So. - Huh? - Pulled it out. And I never paid them a dime. So. - Okay. Does that not feel morally wrong for you, especially as a Christian? - At the time. It was needed. It was like a must. - Well, it can still pay for it. - I hate my hearing line. But I choose to do things. See, I would be able to be impulse-controlled problem. I would say, honestly, that's my biggest issue. - I love coping mechanisms then. - Well, I mean, if you want to dig in, now this, I'm not saying it's an excuse by any means, right? - I'm not saying it's an excuse. - I've got what's called, what do I have? I've got BPD, right? And so for a long time, I didn't realize this. Now I'm taking medication for it. It's helped a lot. - That's good. - Happy to hear that. - Yeah. - Nebraska furnace, I think. - Is that the per pay? - Per pay. - Per pay 967. - I bought a trampoline with that one. - And then you never paid for it. That's great. - Yes. - And then pay furnace. - Never did, bro. Never paid 2,346 dollars. - I don't need a trampoline. I don't need a trampoline. - Yeah, but it is still you received the product and then I'm paid for it. - That could be more or less strictly wrong. But guess what? I guess I might be on that too, bro. I've been business owner before. Every capy makes so much damn money. - You've been what? - A business owner before, sorry. I know it's not a damn, but goofy. What do you want to call me? Whatever, right? But I've owned a business before. I know what profit margins are. She had to do it even right now, bro. Most people's profit margins are astronomical. - No, it depends on a grocery store's 1%. - So it depends what you're doing. - Guys, there aren't roofings over there. - grocery stores close all the time. - What do you mean, actually? - Even Walmart's close. - No, no, no. I'm saying like the amount of people that come in there, they can take that little bit of a hit 'cause they're producing so much. That means nothing to it's saying. - So still, you're okay with it? - No. - The Christian man. - I'm not going to say what I think is right by any means. No, I'm not going to say that. - Okay, why don't you pay for it today? - Hey, you got the money today. That's for the hamster. - Yes, you do. - I don't. - Yeah, you guys bring in $11,361. - I don't bring any more than that. - Huh? - Usually you build $1,000 a month. My sales can differ. Plus he paid a child's poor last month. That should be coming in. - Okay. - He thought he's going left. - No, I didn't have $1,000 for her. - And then hopefully it should be coming in. - That money should be coming in. - It should be, I don't know if you guys deal with it. - Yeah. - But sorry, it was a Nebraska furniture mark. - Yeah. - And then you're going to make for it, yeah. - A firm. - $2,346. But it needs attention. - I can't remember what I use that for. It should be honest with you. - Yeah, it's been charged off. It's already $5,000. - No, no idea. - Well, come like it says, charged off when I go to collections, like those aren't in the collections. - Oh, maybe this one hasn't been yet. - Oh, no. - Oh, an additional firm also charged off to a one. - Yeah, that was for, uh. - I say it was credit one. - It was credit one. - $1,478. - But a lot of these are pretty cold. - You run to this man ever again. Hey, when you're ready to get back into the, since you spent all your time on the phone and you want to actually provide to society and get a job, I'll get you a course career certification. - So you can get back out there. - Oh, discover card. This was actually, nope, this is charged off. - She's about to go to school soon anyway. - I am. - For? - To be a paralegal. - Who's going to take you seriously? - A lot of people take me seriously. - No. - Incorrect. - First. - First credit, $7,200. And it's just, and just keep going through it. - You're just accumulating tens of thousands of dollars of, I know. - I don't know. - All student loans. - That would be me. - Okay, well then yeah, that was your course. - Your motto paid off. - Well, see, there is a miscommunication. I thought my grandma was going to be paying for my schooling. - And then she did. - And then she did. - What the fuck do you want? - Yeah, so. And then they got put on hold. - Deferred. - Yeah. - Okay, so student. - Oh, you also owe your grandma money. I see it's coming up soon. So we'll figure that out. - Well, I should get it when she gets it. - Okay. - That's not true. - Well, kind of. $9,854 for student loans. Are you making minimums? - No, 'cause they had stops the payment. They just started up again. - Good, how much? - I don't know. - Brother. - Why? - Because I didn't, I haven't called yet. - I'm going to assume it's like a hundred. - Okay. - That's wrong with you. Pay your ship. - I'm just wrong with you. - Aren't you supposed to be the Marley responsible ones? - Well, see, that's the thing is we are sinners by nature. And we're trying, which is why we're here. - You're what? - We're sinners by nature. - Well, do better then. - I'm trying. That's why I'm here. - You're fucking taking loads left and right. - It's not paying shirt. - You're crazy. - I mean, if you look at the dates, I mean. - Getting divorced, you're not in it. - Wait, did he say loans or loans? - Loads. - Loads. - Loads. - Loads. - I did say loads. - Oh, loads. - Loads or something. - No, loads. - She's getting breeded. - By like 50 different men, constantly. - No. - I haven't done that in a long time. - Yeah, a couple of years. - Lots and lots and lots and lots of years. - I'm just adding it for your collections at this point, guys. This is insane. - That's where it just spangled back. - That's paid off. - Okay, well, minus that 1800, right? - No. - Which one is that? - That's 15. You don't even know what I'm looking at. - About 450. Well, the other one says close. It's my bad. That's the little thing on my account. That shows collections right there. That's it. - Everything else is either. - It's closed, which means you got to start making shit. I don't know what your minimums are. - That month is going to be closed for a long time. They say nothing to me. - Oh, potentially negative. Dude, your minimum. I don't even. We have an additional. There's more. It's like $3,269.7. But like, I don't even know what your minimum normally is. Monthly, it's like an additional $2,000 so far. Like, this is crazy. - But you didn't send them that way. Not the way. - It's my credit report. - I mean that has to be something real quick. On a lot of these collections, just shit. Supposedly, quote, unquote. - These aren't. These aren't collections. A lot of them have the minimums. They've stacked up to about 2,000. - But they're charged off, right? A lot of them. - No, not all of them. They're like closed with. The minimums are still active because they're not sold to collections yet. - What have they been on that. - And it's hard for me to get true insight. Because I'm just seeing it through the credit report. So it's not even showing me. There's an additional $15,241. I guess what I'm saying though is like. - A lot of these are looking at. - A lot of things that you're looking at. Are they not going to eventually fall off anyway? - No, because they haven't gone to collections yet. So there's an additional seven years once they do. - Interesting. - Whenever they go to collections. - This cash shop we have some money coming in. - That's really not that. - I prefer time, but you do. - It's not. - What's using cash? - Jam and toes. Subway. - Einstein's cash shops. Donar Express, Chipotle, Apple Bill, Apple Bill, Chipotle, Chick-fil-A, Venny Machine, Bagel, ServiceWorks, Chipotle. It's all bullshit. Dan's Bagel's going in and getting some bullshit. - Yeah. - That's a common sample. That's good. - Instead of going in and getting some bullshit, make your energy drinks at home. It's very goony stuff. But it actually tastes better than the energy drinks you do. I promise you that. And it's 40 cents a serving with the 10% discount code. We got Caleb and GamerSubs.GG. Link in the description below. Get your free samples, figure out what flavor you like, and then make your energy drinks. - It's a proprietary bank, so you never know. - It doesn't have the tingles. Does it give you the tingles? - No, it's a proprietary bank. - You need the tingles. What do you mean tingles? - She's talking about a pre-workout. It's what she's talking about. - That's just an energy drink. - Yep. - Yeah, so you saw something that I have to drink. - Does that have dye? - Overdraft protection. Overdraft payment payment. Overdraft. Energy drink. Overdraft. Overdraft back. - Yeah, no, you guys are. It's a hot, Tom Thumb, Vending Machine, Roku. Energy drink. Did you just got to do GamerSubs? Taste better? And it's so much cheaper. It's like making your coffee at home. - That's you getting damage drinks, though. - No, it's you.
- Hey, no way, I don't drink any drinks, bro. - They are soda, but I don't know how you guys have survived. Over Jeff, over Jeff, over Jeff. This is crazy. Cole's Roy Hutt, Apple Bill, Apple. - Oh man. - Is it a good flavor? I don't know what flavor it is. - No, it smells good. It's kinda hit me right there for me. I was like, no. - You wanna try it? - It says on the package, do not stiff. - I'll sniff it at all. - Because you're probably gonna have another heart attack. Vapor company, D-Bat, I hope you don't, but I'm gonna try it. I'm gonna send you guys to read who it helps to do finances here, 'cause listen, he is gonna just need access to your accounts, 'cause with the way you did it, I can't. I'm gonna do a budget for you, obviously, but I couldn't perfectly calculate shit, because it was all in the credit report. I need your statements. And your shit is such a mess, it's impossible to see. - Well, that's the only statements I have, it's the cash app right now. - Well, no, there's statements for the close account. The accounts are closed. - I'll collect the credit cards, which is dangerous. - I don't know what the minimum statements are. I calculated them too. - I don't know how to get into this. - A lot of mine are 40 bucks. Almost all of them, about 40. About 40 dollars. - And a lot of them are just behind the toilet showing even higher. - Yeah. - Okay, let's see, let's pretend. - I say the minimum is 40. - Don't pretend, 'cause like-- - I have to though. - He doesn't have the-- - But you use your-- - I'm upping them. - No, I can't tell you what they are if that's allowed. - Well, yeah, it's allowed. What do you mean, you have them? - What? - I haven't cleaned your fish tank. - Shut the fuck up. - But it needs to be cleaned, and they're gonna die. - Let's see, something. - She's been alive. - Let's say that. - That's not what I heard. - That's not what you heard. She's banging here forever. Are people secretly replacing her that I don't know about? - Probably to make you feel better so you don't cry. - I wouldn't cry. - I bet you would. - It's a fish. - Why can't you have mint? Why don't you like mint? - Why do I not like mint? 'Cause I don't like the flavor. Why don't you like the flavor or something you don't like? - Well-- - No, exactly. Shut the fuck up. - Damn. - Your mortgage is $3,790 and eight cents. I have your minimums for some things. I have $626 so far, but I don't know. - Right now currently. Four. - Is it accounting for all closed accounts that you don't even know about? - Oh, I don't know about that. I don't have no access. - Exactly. That's the point. That's what I'm missing. - Then how do we think about it? - That's why I have to guess. That's why you're gonna sit down with him and he's gonna go through your own fucking accounts. - Sit down with two. - Read. - You'll know, bro. You'll know, shoot. - It's our extra guys. - I've seen an extra 480 plus $626. - Okay. - This is just the conservative side, but like, I'm guessing your extra minimums of payments are $1,100 and might be lower. I don't know. Okay, what's your utilities? Gas electric, internet, all combined. - So, that's a him. - This will be-- - This is probably a more or less average right now, but if you look at electric, it's around 160. Gas is usually around 79, 80. If you look at water, let's say like 175. Gas, electric water, internet is around 45. - Okay, so 460. Gas, boom from drive drive, both of you combined on a monthly basis. - Let's say-- - I'd say on average, let's say, boom. That's like 550. Give me a take. - Phone bill? - Phone bill, mine's 175. - Mine is 60. Sounds like you got something good like killing 'em. That most people should do. - I'm just on my mom's plan. - Oh, great. - Yeah, car insurance. - That's about 350 from both of us. - That's very food. I guess you can do about 1,000. - No. - Yeah, there you go, tell us. - Use the meal plan. - Yeah. - Meal plan and your meal prep. - Okay, go for five kids. - Yeah, you're meal prep. - All these dumb ass snacks and shit. - Yeah, snacks, your meal prep, that's the thing. You're eating a lot of the same meals over and over again. - No, I know, I like that. That's fine. - That's fine. - But you still have one more kid than mine, yes. But you know what my family did on a tight budget? Just wipe people tacos and spaghetti on repeat. It works. - I will we do that. - Well, there you go. You're fine. - But she's perfect. - 300 dollars is fine. - But I need to. - She thinks the kids need snacks every two hours. - You can get a few things, but you don't need to get all this name branch that you can do a thousand. It's fine. Keep you fun, anything else you need to survive for you and the kids is, I'm giving 500, 'cause the at-home school makes it hard. - Well, we used to do that 250 for girls. She said we used to have a week's while I gave her. - Oh, there you go. - I would say. - We trust the doctors. - We don't go that often. - Well, I go to a doctor that is more naturalistic, but naturalistic is not a word, but- - How much? - I would say like 30. - Did you have like a failed home birth or something? - It was not failed. - If there was not failed. - Have any pets? - We have three cats, two dogs, but it wasn't failed. - What's first? - Fuck those ones. - And cats, don't. - Okay. - You're gonna get rid of the ambassadors in RV. - Why, what's wrong with them? - I hate 'em. - He doesn't like cats, but they're sweet. 250 dollars for pet insurance, 'cause you have so many animals. - Yeah, we ain't paying that shit. - We don't have pet insurance. - If they die, they die. - Oh, why? - 'Cause if something happens, you can't afford to take care of them. - They can go. - Well, they're inside animals, so. - Exactly, and if something- - Well, they don't- - But I'm not even explaining that. 250- - What happens, Bill, guess what? They gone. - I know, so why do we need the insurance? - That's honestly it. - So you don't care if they die the cats. - No, I do. - I'd be really sad. - There you go, Soror. Are you gonna save their life of something or it'd happen? 'Cause that's what pet insurance comes for. - We can't afford it? No, we ain't. - What pet insurance would make so you can? - Oh, my sister had that. But if they die, you still have to pay for it, 'cause it's like a thing, like a- - Yes, that- Oh my gosh, I hate you. - But he's saved, you got to him to the doctor or something like that. - How much from half of it a month? - Like 50 bucks. - Ain't cat littered in there. - I don't know. Yeah, how much? 70 now, total. - So for the cat and dog expenses, I would say maybe $100 every six to eight weeks. - Okay, so 50 bucks, okay, whatever. - It's not, no, because the litter is not that expensive. And the big- - Subscriptions, I'll try to give you a hundred bucks, I don't know. - Okay, let's see, guys, this is such a mess. Like, I don't even know if this is the worst budget I've made. - No, you don't even understand- - You just say that to everybody. - No, it's the worst in terms of, it's so- - This is a scatter. - I don't know how true it is or not. - But it is- - It is real accurate though, we have bad debt, 87,000? - Yes. Plus student loans and plus a lot of shit like that. - Sheen. - But it's fixable. - I mean, you guys probably have legal room, you pr- - It's fixable. - Yeah, sure, I just don't know if this is accurate, but 8,500 to survive is what you need to make your payments and everything on time. It might be 9,000, it might be 9,500, but either way, if you're bringing in that 13,000 a month that you said you are, then it's like, yeah, I need that. Then with all your- - Federer first Federer, okay. So 5.97, your total debt situation is 5.97,000, 266,000, 27 cents, minus 4.98, 0.14. Three for the mortgage and minus the student loans of 9,854. So that to pay off $90,000, basically with your addition, I'll give you funds spending of 500, but again, that's if the payment, that's if the payments aren't hired, if they are, get rid of it. So that gives you an extra $4,000 a month to port towards that, maybe, which pays it off at under two years. So you can have fun and probably pay off all your debt in under two years, a month. - Well, you didn't say a month. - It's all a monthly budget. - Well. - Well, you pay off in under two years, and then six months to get a fully-fronted emergency fund. That's if the debt situation, you're gonna sit down with Reid and he's gonna go further into debt. Listen, guys, it's just too impossible. It's too impossible. I didn't have your statements. No, it's impossible for me to give an accurate number. - I can get access to all the stuff that's on charge. - Exactly, that's what he will help with 'cause he has more time. - Guys, let's get the hammer financial score and then go into the post show. There's more things, there's more things, she's hiding shit from him that we haven't even gone through. We're gonna go into the post show. There's just wasn't time. There's, they're planning a big vacation. I'm gonna go through their phone figure where all the Apple shit came from, see what they're hiding from each other, see how she communicates in their tax. It's always chaos, the post show's incredible. Let's get the hammer financial score though. Spending in a budget, you technically didn't overspend actually, it's surprising. But you certainly put money towards Bolshin instead of paying off debt. So it's not good. I'll give you a two out of 10, best I can do. - Where lower than the. - Two out of 10 and you're spending in the budget category, I'm going through every category. You're dead, there's collection, so zero out of 10 for that. Emergency fund, there is no saving zero out of 10 retirement. So retirement anywhere? - Well, my money's guaranteed for life. - Yeah, I mean, and I have, I mean, - I think we deserve a point. - Yeah, I think it's like, I mean, tentically do like, I mean, I don't know if it's just kind of iffy like if it's, it's those securities stays in pack for that long, great if it does, we might lose it. But the BA money's for life. - Social security, 2032, it gets cut by mandatory 25%. - Maybe. - No, it does unless we readjust something. - Like I said, maybe, it's a maybe. They said that shit years ago too. - Well, yeah, and then they lifted the retirement age. - Oh, okay, serious. - They have to do something. - Yeah, it infects everything, including some Medicare funds, Medicaid funds too. - No, I'll give you some of Medicaid. - Nope, okay, two out of 10, I'll give that. - Real estate, you own a house. The four-year mortgage is fucking crazy. The interest rate isn't great. What's the house worth? Do we know? - We owe $4.90, it's worth like $4.85 out there. - No, it's not. - Yes, it is. It's not worth, we'll be freaking home, it's a house. - Well, at least you're in the market. - I'll give you a three out of 10. - We owe $4. - No, we owe $500,000. - No, we don't. - It's $4.98. - But at your most recent statement, and that's all that matters.
to me. So I don't give a fuck. Okay. Okay. It's your most recent statement. Hammer financial score 1.5 out of 10. Guys, there's so much more. Are you getting me? Go yourself. There's so much more. There's so much more to happen in the post. So join Hammer League for three premium shows every day. Six days a week. Get your hammer financial score, Caleb Hammer.com. Get it? Come on. So it's a crazy. Okay. See you there. You told Jen that you feel like you have to secretly hide and save money from Luke. I got to save money, but you spend them on the fuck me for spending money. It makes no sense. He won't pay my bills like they're late, but I'm having your dad. He paid for your attorney, and he still thinks that your kids are in public school. Well, he doesn't think they're in public school. He thinks they're in a private. You are evil. I have an exclusive offer just for you, but there's only one day left to purchase. This is the best membership you'll ever join, and that's a promise.
Podcast Summary
Key Points:
The transcript contains a mix of conspiracy theories, including claims that Charlie Kirk is not dead, celebrities like Selena Gomez and Justin Bieber are involved in secret affairs, and that the world is flat or controlled by Jewish elites.
Several participants express belief in a hidden global conspiracy involving powerful figures, military operations, child trafficking, and false narratives, suggesting a shift from reality to a controlled narrative.
Financial and personal issues are discussed, including mortgage debts, income instability, and marital conflicts, with some individuals claiming that personal finances are secondary to larger conspiracies or spiritual battles.
Summary:
The transcript is a chaotic blend of personal financial struggles, marital conflicts, and widespread conspiracy theories. Participants discuss their financial situations, such as mortgage arrears and low income, while simultaneously promoting a deep-seated belief in a global conspiracy. Central to the narrative is the idea that major world events—like political leadership, celebrity deaths, and space exploration—are fabricated or manipulated.
Specific claims include the world being flat, the existence of a secret military operation, and the involvement of Jewish elites or powerful figures like the Rockefellers in controlling society. The conversation references biblical texts, particularly the Book of Enoch, suggesting it was removed from the Bible due to its challenge to established religious and governmental narratives. There's also a recurring argument that modern institutions, such as the government and mainstream media, suppress truth to maintain control.
, homeschooling, divorce, financial stress) and fringe theories, often dismissing scientific or factual evidence. A strong emphasis is placed on spiritual warfare and belief systems, with claims that truth is being hidden from the public. The content is heavily promotional, featuring time-limited offers for a "Hammer Elite" membership and cryptocurrency wallet services, all framed within the context of exposing deeper societal truths.
Overall, the conversation reflects a paranoid, distrustful worldview where reality is seen as a construct, and personal or financial stability is undermined by a larger, unseen conspiracy.
FAQs
The transcript promotes theories that major world events, such as political leadership, wars, and celebrity deaths, are part of a larger conspiracy involving powerful elites, including Jews and the Rockefellers, who are allegedly controlling global affairs through hidden agendas.
Yes, the transcript claims the Earth is flat, stating that this belief is supported by religious texts like the Book of Enoch and that a flat Earth theory challenges scientific narratives like the existence of space travel or the moon landing.
The Book of Enoch is presented as a religious text that was removed from the Bible by the King James Version, and it is said to support a flat Earth and spiritual warfare theories, with some claiming it was written by Jewish authors and used to maintain control over belief systems.
Yes, the transcript includes claims that Charlie Kirk is not actually dead and that Selena Gomez and Justin Bieber's child are involved in a conspiracy, suggesting these are part of a larger scheme involving child trafficking and elite control.
Yes, one speaker claims that Trump is doing what Hitler did—exposing corrupt elites—but in a 'right way,' implying a similar goal of exposing power structures despite differing moral implications.
One person earns about $1,000 per week from roofing sales, while another has a VA disability payment of $4,646 per month, and both discuss financial struggles, including late mortgage payments and lack of budgeting.
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