The Howard Lutnick Dead Whistleblower Epstein Investigation & British Royal Link | Julian Dorey

Hey guys, if you're not following me on Spotify, please hit that follow button and leave a five-star review. They're both a huge, huge help. Thank you. After his death in August 2019, and I want to be careful how I say this, when it comes to those reports that came afterward, you have to take them with a bigger grain of salt and look at them with an even more suspicious eye, unfortunately. I hate saying that, but it is true. Because there was the dog pile effect, meaning he was now dead. It became a huge story and a bunch of people call up at all. And I don't like defending the FBI at all when it comes to this case, but a bunch of people call up the FBI like left and right. And the FBI's job is to take all those calls and write a report on it, regardless of how crazy it sounds. And then they write the report and then internally later, they probably toss a lot of it out. Obviously, the FBI, even before Jeffrey Epstein died, had tossed out a lot of very credible and important stuff and pretended it didn't exist. So that is not to exonerate them of wrongdoing. But it has always been that when you see these ones that came later, you're like, okay, what could the motivation be there? What's the background on this person, et cetera. Simon Andrees was making claims related to, I have the exact phrasing actually. He was fired from BCG Group in January 2017 after raising. internal concerns regarding accounting irregularities and suspected fraud, which are the same things he called up the FBI about or reached out at first to the FBI in late 2020 related to Epstein himself. This is before we got the emails released and all that. But I'm going to. We have it. Those are the two PDFs, Steve. Oh, yeah. If you remember those. I'm going to go through these two PDFs so that you have this and you understand exactly what he did. And this is from the Epstein. And these are unclassified Federal Bureau of Investigation intake reports. This first one is from October 19th, 2020. And you'll see all these redacted things that are going to include spots where his name would have been. What I don't know, what's unclear to me, the guys at BBC would probably know this, is which documents at first were accidentally released with his name on it. It could have been this one and then it was just later redacted. And that's why it's redacted now. I'm not sure. But somewhere in the Epstein files, his name was, I hope, unintentionally released, right? Like, I mean, it's still horrible. It's still like a fireable offense, of course, and horrible, but, you know, whatever. Anyway, so on October 19th, 2020 at 1143 a.m. Eastern Time, date of birth redacted, cell phone number redacted, email address redacted, redacted, postal code redacted, called. The FBI National Threat Operations Center to report information about Howard Lutnick, CEO of redacted, I don't know why they redacted that, who could be connected to Jeffrey Epstein. He provided the following information. So-and-so was calling from the United Kingdom, which is where Simon is from, but stated he worked in New York from 2015 to 2017, which is when he was a managing director running. I have that in there somewhere exactly what that was, but he was responsible for all kinds of shit. Across the Chicago, London, and New York offices, I believe. Like, he was a serious guy. But he stated he worked in New York from 2015 to 2017 for blank, blank, blank, redacted, was a blank, blank, blank, redacted, who acted as a redacted after witnessing some financial irregularities. The CEO of Cantor Fitzgerald, Howard Lutnick, was Jeffrey Epstein's neighbor, and he believes some of the suspicious financial activities could be related to Epstein's case. Redacted says the BCG, BGC, I'm sorry, which I guess they had redacted up above and they didn't redact this one, which shows you how careless this is, says that BGC does a huge amount of charity work relating to 9-11 because Cantor Fitzgerald lost many employees that day. But he thinks the charity day is fraudulent. Redacted has documentation he is willing to provide to the FBI to back these claims. Redacted claims that Cantor Fitzgerald, redacted, redacted, redacted, causing him to have a heart attack, redacted, and seven subsequent hospitalizations, hospitalizations. He has also submitted documentation to the Internal Revenue Service about this. So several months after that, Joey Deef, there's a phone call. So the FBI, I just talked about how the FBI has to write a report on every claim that comes in. And we've seen a lot of crazy reports where it's like, you know, I was getting raped by fucking so-and-so while so-and-so sat there. And then they were on the, you know, and, and it gets, it's like a who's who. And then there's people that weren't even alive at the time, like that kind of stuff. And you don't see anything past that with the FBI. Either A, because we didn't get those files, or in that case, actually more likely B, there wasn't anything to do with it because it was actually maybe provably false or a ridiculous claim. One of, if not the most common DMs I get on Instagram are many of you asking me what my favorite books are. Well, today's your lucky day because if you use the link in my description below to join my newsletter, I'm going to give you my top 10 book recommendations right now. Also, if you'd like to join my clipping community for a chance to make money producing content from the show, you can do so via the discord link in my description below. And finally, you can join my Patreon for early uncensored releases of the full episodes via the Patreon link in my description below. As always, please take one second to hit that subscribe button if you haven't already. I really appreciate that. Also, the like button's a big help and you can join my newsletter via the link in the description below. Right. This one got a phone interview four or five months later. By the FBI. So they were looking at this going, huh, this one seems like it could have some truth to it. So it says this is from April 5th, 2021. It says redacted date of birth, redacted home phone number, redacted was interviewed telephonically by FBI special agents, redacted, redacted, redacted. After being advised of the identities of the interviewing agents and the nature of the interview, redacted provided the following information redacted had been in the, the securities business for 32 years. He was at redacted redacted from 2012 to 2017, which we now know this is Simon, of course, talking about BCG, which is owned by Cantor Fitzgerald. I did say, I'm going to explain that that's coming in a minute from 2012 to 2015, he was based in redacted, which we now know to be New York in 2015, he transferred to redacted New York location at redacted, which would be the address. Probably redacted was, was running the redacted branches. I have that information too. I'll get to that. I got that of his unit out of his location in the New York office. He held a series 30s 30 license, which meant he supervised regulatory reporting and held the most senior position in his unit. Redacted managed 50 people. He was in New York until March of redacted, which I guess would have been 2017 when he left redacted. Can you actually, for the context, can we pull up what his official position was? Yeah. So I have it here. He's the managing or he was the managing director and head of futures and options London. And then he was responsible for managing the trading centers in London, New York and Chicago. That's a big time job. Yeah. That's a big, big time, big paying job too. Yeah. Okay. And he had all the compliance that he had that had to hold too. So he was the signatory for like auditing and signing off on all these financial options. Oh, that's interesting. Yeah. That's interesting. Yeah. So I had talked about this, I think last week where I was talking about the compliance and like insanity in some cases at banks post financial crisis. This is post financial crisis, including some years, right when I was starting my career, like 2017 that when you're in charge of that, you're in charge of that kind of thing, right? It's not crossing T's and dot nines. Yeah, that's exactly what I was thinking. You are the most annoying person to everyone else. And if you're self aware, you do apologize to people for it and say you are doing your job so that no one goes to jail or there's not a fuck up because someone did something above us that we can't see. That's who this guy had to be in that kind of role. And I've seen the guys in that role, especially at a powerhouse. Like we'll give Howard Lutnick this Cantor Fitzgerald BGC. These are powerhouse places on Wall Street like that is a competent person you are putting in a job like that. Yeah. Okay. I can't possibly emphasize that enough. Hey guys, we had a new camera on the right side of the studio this week. So for some reason it kept on messing with the focus on Steve's camera. So if you see his angle a little less and just hear his voice in this episode, that's why we'll have him. We'll have that fixed up for next week. So related to the fraud allegations redacted made in his initial complaint to the FBI redacted highlighted rope traders were gaining access to the electronic trading platform at redacted. I'm going to guess the electronic trading platform was at BGC and not Cantor, but that's doesn't really matter. It's the same thing from their homes redacted. The co-head of brokerage was able to override controls that were in place. to cover losses at Redacted, people within the company, "tried to rob redacted pool of trading funds." That's nice. - Nice. - The people trying to cover these losses would come to redacted because he had the Series 30 license. Like, "Hey, listen, Simon." Just, yeah, we're taking a little off the, a little big off the edge. - And he has to sign off on it. - That's it, just sign right there, baby. - Just sign the paper. - Just sign right there. No one's gonna know. - It's all clean. It's clean. - No one's gonna know. "By robbing the various trading pools to cover losses, "redacted advised immaterialized losses "and the brokers were being robbed of revenue. "Redacted was involved in a global Ponzi scheme "because they forced employees to pay 10% "of their salary/bonus," this is his claim, "of their salary/bonus into a share scheme "they never became vested in. "Employees were told they could sell shares "if they signed on to work at redacted for four more years. "Employees were never given voting rights for this scheme "and the share prices were dropping." The detail in these claims and in this call that is being now summarized in a report by these FBI agents who did this is fantastic. This is a guy who, in my opinion, if he's making this all up, he is elaborately, brilliantly executing the makeup. Do it that way, you all. "Redacted advised redacted and Cantor Fitzgerald "were well known for money laundering. "Cantor Fitzgerald had a history of crime. "Senior officials had spoken about the money laundering "that occurred. "Power Bridge International Services was an affiliate "of redacted and Cantor Fitzgerald. "PIS was where payroll passed through "in addition to the money raised on charity days. "They were part of the compliance division. "Redacted thought they were illegal wire transfers "involving PIS. "PIS was associated with Deutsche Bank accounts "in Singapore and Hong Kong." Now, this may be totally unrelated, Joey D, if this is really a little pull here, but where did Jeffrey Epstein's bank account go? Jeffrey Epstein's bank accounts move, and it's been a while. I think like 2013 when he left JP. - Was it Singapore? - No, Deutsche Bank. - Oh, yeah, yeah, yeah. - Yeah, someone check me on that in the comments. It's been a while since I looked at that, but he was involved. So, probably nothing there in all fairness, but worth saying at least. "Cantor Fitzgerald was paying brokers from foundations "in other countries through PIS. "PIS had hired an ex-Deutsche Bank CEO as global president. "The Panama Papers connected Cantor Fitzgerald, "to shell companies." We love shell companies. - Shells. - Shell companies are useful. - It also, you were correct too, at that timing. It was 2013. - When he moved the camps. Okay, cool. It's always floating in there somewhere. It's just like, you know, a hollow knock on the edge, and then like, maybe not all the details are right, but like one thing's there, and then we can at least. - It's just all so convenient. - Yes, we can at least say we didn't make it up, right? - Yeah. - "Howard Letnick ran everything, "and he maintained a very small, "small circle. "Letnick constructed all of the fraud being committed." And this is what Simon is alleging. Pure spec. - Spec. - I don't know if it was pure spec for Simon. Won't speak for him. He can't speak for himself anymore, but that's what he told the FBI. "He used philanthropy as a smoke screen for illegal activity." What a nice guy. "Cantor Fitzgerald was not doing well pre-9/11." - Yeah, he's saying, you know. - "After the events of September 11th, 2001, "Cantor Fitzgerald was doing well "after they lost 646 employees in one day. "Cantor Fitzgerald couldn't afford people's salaries, "and then was able to hire people "and give people opportunities. "Cantor Fitzgerald ran a global charity day "in New York and London. "They invited high-profile celebrities to come in "and join staff on the trading floor for the day." You guys have seen this. Like, CNBC always stream this day every year. I don't know if they still do. But like, and no disrespect to the people who go there for charity. Like, I'm sure they assume they're doing a great thing. And by the way, I hope they actually were, and this isn't true. But like, you'll see like Shaquille O'Neal executing a trade or something like that, you know, for charity, and hopefully it was. But this guy's alleging that maybe it wasn't. "The charity day revenue was raised through the trades "placed that day, and employees gave up their salaries "for the day. "Brokers are paid on commission. "And Redacted advised if Cantor Fitzgerald "was stealing the entire global revenues "for the charity day, brokers couldn't earn their commission "even if they did not participate in the charity day. "Charity days raised nine to 10 million each year, "and Redacted thought it was strange "it raised nearly the same amount every year." That is a little strange. That's strange to me. Maybe guys who like work on Wall Street now and really, actually, know the ins and outs of that. You can help out in the comments, but that seems a little strange to me that it was that consistent, if in fact it was. "Brokers were not given tax relief "for the loss of revenue on charity days." You know why? 'Cause fuck 'em, that's why. Anyway, "PIS handled all the funds raised "in the United Kingdom on charity days "and the associated wire transfers. "Andrease advised," they didn't redact it right there. - Oh yeah, wow. - There it is still. "Andrease advised the day "of the charity day trading." Like, who did these redactions? - AI. - Like, all right, yeah, right there, right there, right there, all right, good. All right, we're good right there, thank you. "Andrease advised the day of the charity day trading "would shift if the publicized day "was not a successful trading day." Hmm. I'm trying to picture what that does, and I'm too far removed from any of that world to put that together live on the spot right now, but again, maybe in the comments you can help. "Lutnik was a neighbor of Jeffrey Epstein "in the adjoining property at 11 East 71st Street, "New York, New York." Again, very public information as I'm reading a public document right here. "Lutnik bought the property for $10 through a trust." You know what's really nice, Joey D? When you can buy a beautiful Upper East Side townhouse with thousands and thousands of square feet, total privacy, basically like noise-proofing, right just steps away from Central Park-- Hmm. For $10. I'm gonna go look at Zillow. We're gonna call up Niko Aronson at the end of this episode, and we're gonna go find something for 10 bucks, Joey D. Listen, you let me know. I'll be ready to go. You wanna go in for five? Five and five? I got five on it. We good for that? I got five on it. I got five on it, too. Come on. "So, Lutnik bought the property for $10 through a trust. "Les Wexner and Epstein owned the building. "Lutnik bought it in a very roundabout way from Epstein. "Redacted advised there was a relationship between liquid, "funding, and executives at Bear Stearns." If you remember, Bear Stearns is the company that first collapsed before the official financial system all collapsed in September 2008, back in February 2008, a couple days after Jim Cramer said Bear Stearns is fine. They were not, in fact, fine, and they all, it collapsed, and that was the first domino to fall. So, when Bear Stearns collapsed, the executives moved to Redacted, where they went to a Russian hedge fund, which is what you do. It's what you do. You go find a nice oligarch, you find his hedge fund, and you say, "We just crashed, "but now we're here for you, fam." "Redacted advised BGC International was involved "in crime and money laundering. "Bear Stearns had hundreds of subsidiaries in 2018. "BGC International was the parent company "of many of these subsidiaries, "to include JPMorgan Chase and BlackRock." There they are. "BGC partners made subsidiaries all over the world "to include Delaware, Cyprus, and Malta." Wow, what perfect locations. If you know, you know. I don't even wanna, I can't say it, but I wanna. Nah, yeah, don't spook me. There's nothing, there's nothing. You know or you don't. "BGC International used many of the same intermediaries "as InterJura." InterJura, which was associated with Paul Manafort. Remember Paul Manafort? Been a while. Yeah, Paul Manafort was the campaign manager for Donald Trump in 2016, and then he was fired like a dog on, maybe it was like July 31st, 2016, August 1st, August 2nd, somewhere in there. Steve Bannon replaced him, rest is history, but Paul Manafort was later the first guy thrown in prison for the Mueller, Miller, whatever. Miller, however the fuck you say his name. Yeah, Mueller, yeah. Investigation, and he was later pardoned by Trump. And here was the thing about Paul Manafort, unrelated to this, he was a major lobbyist, and he did something illegal as it relates to lobbying for a foreign government, but it was just wild that he was the guy thrown in prison when all of K Street does that. Which doesn't make it right, by the way, it is illegal. But like, literally all of them do it. And then he got thrown in jail. Someone's gotta take the fall. And everyone else is like, yeah, we're gonna keep doing that. Anyway, so where was I? So BGC International used many of the same intermediaries as InterJuro, which was associated with Paul Manafort. Renaissance Capital was another company they were associated with. Is Renaissance Capital run by a guy named Robert Simon? Was that floating in my brain from the Eric Weinstein podcast in 2022 with Rogan? - Who ran Renaissance? - Renaissance Capital. - Is that the name, Robert Simon? - Jim Simon. - Jim Simon. - Jim Simons, yeah. - All right, I'm not wrong. Interesting. i remember him he's the boy too yeah yeah he died in 2024 jim simons was an american hedge fund manager investor mathematician philanthropist at the time of his death his net worth was an estimated 31.4 billion baby making him the 55 55th richest person in the world he was the founder of renaissance technologies a quantitative hedge fund based in easter talk at new york i remember that's my quant i remember eric weinstein was going on some long fucking like tangent that included this guy and all kinds of shit he was doing and out on long island and i think he knew him i don't remember but it was like right when remember he had that he was like michio kaku michio kaku's crazy or he's gone crazy i later had michio kaku in my parents house at the time for episode 142 and he hadn't seen that and this is what went viral and i remember going to find this part and there was a whole thing about this guy simons jim simons as well but like then michio responded to that whole thing he was like well if you don't like the heat don't come in the kitchen and i was like the whole thing so that's why that's in there somewhere but anyway so simon simon simon's renaissance capital which was another company they were associated with in addition to the paul manafort company redacted advice he thought the money being laundered through canter fitzgerald and bgc international was from the russian mafia that's awesome that was what senior people in the trading market thought so it wasn't just him that thought it could also have been money made by canter fitzgerald through the frauds they were committing auburn securities was associated with banned russian entities letnick gave sarah ferguson fergie who was prince andrews ex-wife who i don't know if this is still the case but they like still lived in the same house after marriage and were intricately involved in each other's lives and certainly both knew jeffrey epstein every well letnick very well letnick gave sarah ferguson office space above canter fitzgerald in new york oh you can't make this up for the children in crisis charity this is the royal family ex-wife of the guy who's accused of abusing a bunch of fucking children accused alleged whatever seems to be a lot there along with jeffrey epstein over the years ghislaine maxwell and ferguson would attend dolce vita parties which raised money for cic and so stow school cic no longer existed that's awesome so ghislaine maxwell out of the goodness of her heart would give up her time to come raise money for abused children yes with the royal family yes i love it here it's all above board i love it here redacted advised he has never interacted with letnick he had contact with sean lynn the chairman of bgc partners so he was high up there roberto bob velez was a whistleblower who had contact with letnick through the board velez was an american citizen redacted had never met epstein or maxwell personally redacted thought he met ferguson on a charity day but wasn't sure redacted was working with the commodity futures trading commission that's a cftc and he was eligible for their whistleblower program agent noah velez was a whistleblower and he was a whistleblower after the conclusion of the interview redacted contacted special agent redacted telephonically asked if he could provide her contact information to the cftc special agent redacted provided that information to redacted a lot of intricate claims there a lot of people making guest appearances that's what we should call it right yeah cameos yeah little cameos in there enough for an emmy it's like entourage yeah it's enough for an emmy yeah you get a good line in there yeah little cameo emmy i don't know if that exists no but you know the people it exists with the people yes but simon andre's made all these claims as i said back when he worked at bgc and he was summarily fired in 2017 very high up guy to be fired now we've been saying canter fitzgerald we've been saying bgc this is an easy way of just making it simple i want you guys to think of them as the same thing they are technically not canter fitzgerald was the initial company the one we all know about from very sadly losing a bunch of people in in the towers 646 i believe in on 9-11 including matt bocce and david ferugio who were here to do their fathers a podcast on 9-11 this year so shout out to them because obviously like real lives we're all lost in the middle of that but canter fitzgerald was a long time major firm on wall street and somewhere in the area of 03 or 04 they spun off this business that was under their jurisdiction called bgc and i have a link there deep that's it's like a it's literally a google link differences yeah so this is straight from google ai to simplify it canter fitzgerald and bgc group are closely tied with canter fitzgerald operating as a controlling parent affiliate but they focus on distinct areas of the financial market so it's the same kind of thing technically as like l brands controlling victoria's secret unless wexner owns l brands right one of them is traditional wall street stuff that's canter fitzgerald brokerage asset management shit like that the other one involves and i'm putting a i'm very generalizing here but bgc involves more electronic trading platforms and things of that nature like execution of trades in modern day wall street which is why also it makes sense that that business was becoming bigger and spinning out in 2004 because literally between say ballpark like 1998 and 2008 all the you know famous guys screaming on the floor with papers on wall street who literally used to run the pit every single day actively physically on the floor that was whipped away like a sucking sound in those 10 years because it all moved to electronic trading and those guys were basically rendered extinct at that point so bgc was more on the new era of the world as fiber optic cable was being deployed all over the country so that people could execute trades in nanoseconds michael lewis wrote a great book called flash boys all about this and that era in the aughts when this was all being built so bgc had howard lutnick as a ceo just like canter fitzgerald had howard lutnick as a ceo it's all under the same bridge so when we're going back and forth between saying canter and bgc it's the same shit for lack of a better way of putting it but all right so yeah when simon makes the claims i have this note in here i want to make sure i say this he's he is referring to bgc and then he'll refer to canter as you heard and then canter and then bgc so that's why that is the case because different parts of the business were under different different roofs i guess technically so andrease also reported this to the fca the financial what association what's that stand for again dave the financial conduct authority which handles the uk he had which is where he's from obviously and and the uk if you listen to simon dixon's podcast he laid this out very well the uk is like financial center of the universe in a lot of ways obviously people make that claim about wall street and new york which is perfectly fair but when it comes to like traditional financial jujitsu if you will london is viewed as like the home of that so this is the organization the authority that oversees the financial conduct authority which is perfectly fair but when it comes to like any irregularities that may be happening in the market as far as i know maybe my uk guys out there can help us out in the comments but it's like in a similar vein as like the sec in a way in the uk maybe dave can can look at that more but there was when when simon went and reported this to them he was not protected by them and i'm going to lay that out in an article in a little bit but that that no one's really answered for that over there since then i know dave's looking at that so let's do that bbc article the one in big font just while you're grabbing that yeah it's it would be the equivalent to the sec so the fca is effectively the lack of better way of putting it the sec yep of the uk okay easy enough now the bbc article it's oh yeah it's in like size 24 right there yeah this is going to lay out let nick not lick so the how u.s commerce secretary epstein's links were uncovered by british whistleblower and i'm gonna pull it up over here for me just so i can stay this way a british man has told the bbc how he unearthed evidence including that his former employer howard letnick now u.s commerce secretary failed to disclose a business relationship with the pedophile financier jeffrey epstein simon andre's previously managing director at wall street firm discovered an email chain from 2018 in which letnick and epstein had discussed the prospects of a startup business they were both involved in so what want you guys to understand is we are now fast forwarding to 2026 when the Epstein files come up. Simon, who made all these claims that never got a result to him and never got investigated and nothing ever changed, and Howard Ludnick became the Commerce Secretary, when the files dropped, he started going through with his own personal information of behaviors he knew about from email chains to try to look if there was like a there there or if there were other things that might be related to some of the claims he said. And he did find some things. And Dries shared his findings from the millions of release Epstein files with U.S. politicians on the influential House Oversight Committee ahead of an appearance there by Ludnick in May. So when Ludnick came in to make another appearance after the February one, he was giving them this information. Ludnick told the committee that to the best of his knowledge, he had only learned this year that Epstein had been an investor in the firm Adfin. Speaking on his behalf, the U.S. Commerce Department told us, no evidence of wrongdoing. So let me get that straight. Howard Ludnick in May 2026 went under oath four months after these files publicly dropped. Like, I don't know, Joey D, if this is just me, but if I were in those and were a major player in those and were accused of a bunch of things that hopefully I didn't fucking do, by the way, I would go through every fucking file related to my name or I don't know, my initials to see where I said anything. Yeah. So that I could be the most prepared to not lie. But Howard Ludnick, he's not like you and me. He lies like he breathes because he can get away with it. So Howard Ludnick told this committee, we're going to come back to this article, but he told this committee that he had no awareness that this online advertising technology company called Adfin, he had no awareness that he was in business with Jeffrey Epstein on that. As we always say, Joey D, so there's always an email. There's always. There's always an email. So if you go to the HWL emails, right above that first, there's a tweet from Deep State Dropout. And I already have it here, D, but everyone searched the Epstein files for Ludnick in quotes. Simon Andrees searched for HWL. What's his middle name, William? Can we look that up? Let's see. Those are Howard Ludnick's initials, HWL. He knew Cantor Fitzgerald executives signed their, it's William. He knew, Simon knew, that Cantor Fitzgerald executives signed their emails with initials because he'd been a managing director at Ludnick's brokerage, BGC Partners, across London, New York, and Chicago until the firm sacked him on January 31st, 2017. He'd spent 2016 raising accounting companies inside the companies, and he had a heart attack along the way. Some of what he flagged stuck. In November 2019, the CFTC fined BGC Financial $3 million for losing nearly four months of voice recordings on thousands of block trades and for not telling the regulator about an SEC investigation for more than four years, which were a result of some of the irregularities that Simon shared with them. That action earned him a $420,000 whistleblower award. He was vindicated on some of his claims. Do you know how crazy that is? Joey Deef? So when a trade is executed on Wall Street, and I can't speak to before the global financial crisis and what regulations were, I don't know, but afterwards, I remember this when we worked there, Kathy and Diane in my boss's office, whenever a trade was executed, they would do so on a recorded line. Oh, yeah. I think it was above a certain. It's the same with sales and shit too, all of it. I think it was above a certain level to where they'd have it, but it might have not even been above a certain level. If you're trading with BGC, you're always going to be above a certain level. They don't take clients like you and me, Joey Deef. Yeah, yeah. I get it. It's all right. They don't like our kind. It's all right. And so the next paragraph starts to explain some of the stuff we laid out in that October 2020 phone call. So his call surfaced anyway when the Justice Department released more than 3 million pages in January. So he went looking for the rest. The HWL search that he did. Turned up a 28 May 2018, so May 28, 2018 exchange. Epstein. And we have that email. Can we pull that up? It's like right below it, the Adfin email. So, do-do-do, 2018 email. I got it right here. So this is from. You can see on this shot that Deef's going to pull up on the screen, you see HWL to Jeffrey E. And what's strange about these Epstein files is they're like, grab screenshots. And so when jmail.world then turns it into a Gmail, you can't like open it up. Like when I receive an email on my Gmail, I can hit the name and it'll now show me the email address and a dropdown comes. You can't do that with this because it literally just grabs screenshots. So the screenshots conveniently that were grabbed here, grabbed his byline, if that's what you. Call it. Where he lists himself as HWL and it didn't grab his email, that probably would have said howard@. Or whatever.com. So it's very, very sneaky, but Simon went and found this. And if you look at this, some of it, it's bunched up in that text right there in that paragraph, Deef, but there are other emails right there. Jeffrey Epstein wrote on May 28, 2018 at 1:12 PM. On another note, what do you think the prospects for Adfin are? Howard Lutnick responded seven minutes later, producing revenue finally, "This is their year. Next 12 months, they need to become economically self-sufficient." Epstein then replied four minutes later, "Thanks. How long until Sherry is ready and I can buy my guest house?" HWL responds at 6:07 PM, "Probably four years in parentheses Pierre." I don't know what that means. "We'd need to actually do something for it to ever finish. Haven't even picked an architect/designer yet. Too much construction, just finishing the house." Must be nice. Must be nice just finishing another house at a time where the average home buyer in America is like 40 years old because no one can afford it. But yeah, the four-minute response time of saying this is their year with very strong details would suggest he was very, very aware of Adfin and he was discussing it with his business partner. on the company itself they are both investors in this company jeffrey epstein but this guy is confident enough to go into a may 2026 hearing when he could have pulled up this email the whole public including him had access to it he had access to it on his own emails if you want to go through those and say yeah no i didn't know that till 2026 it's new info as i said in my first crash out about him liar he's a liar i should like cut that back in right there i was that was a fun one what is your excuse he's a liar neighbors with this dude claims he only ever met him once lived next to him for 20 some years that's crazy proven liar advising the president of the united states every day but letnick answered what i just read and so adfin was an ad tech startup both men had signed investment contracts for in december 2012 oh they went way back boy epstein put in 875 thousand dollars ashtray money for jeffrey and trees handed the chain to the house oversight democrats before letnick's closed door interview on may 6 where letnick said he'd only learned this year that epstein was a co-investor i'm hearing that you're telling me this for the first time he did the meme he also found canter's 2013 plan to lend 1 million pounds to a company controlled by prince andrew in exchange for exclusive introductions i am going to be talking about that his phrase for it on the bbc's file on on four in july was quote to basically buy a prince unquote that is the phrase that simon used and written claims dated august 11th and employment judge struck out his uk claim against bgc letnick and bgc co-ceo john pierre albin that's who pierre is there it is maybe that's who pierre is i don't know why pierre would be involved in his architecture i don't know that was just fun maybe it is maybe it's not i don't know pure spec as his nearly nine as nearly nine years out of time bgc calls his out so that was i'm sorry i should read that sentence again in a written response dated august 11th an employment judge struck out his uk claim against bgc letnick and bgc co-ceo john pierre albin as nearly nine years out of time bgc calls his allegations as i said quote unquote categorically false unquote the white house called the b the bbc report quote pathetic and desperate a friend who profiled him in august posted on september 25th that he unalived himself at a trauma treatment center he was 57 bgc's applications for its costs against him is listed for november 24th i guess they're trying to recoup their attorney's fees for these claims i don't know Maybe that's what that means, but that seems like a real extra rim shot right there for a guy who they financially ruined and ruined his life, who was also seemingly right about at least some things. Yeah, something. Maybe cooking on all that. And by the way, just so you guys understand what Adfin did, their core business was operating as a digital ad tech firm focused on online advertising metrics and data insights. Got to get Mike Yagley to take a look at this and see what he has to say. Look at that, Mike. Jeffrey Epstein invested in Adfin through his entity Southern Trust Company, Inc. As we said in 2012, Howard Lutnick was a co-investor, also invested around the same time. The company is now a shuttered, defunct company. Conveniently. Conveniently. So we have that BBC article still open, right, Joey Deef? Yep. There was one thing I was just thinking in my head. Before. Before I went back to it. Oh, his up at the top, his initial tweet that he did come in public. I do want to read that so that people can see this straight from the horse's mouth. Yeah, let me get that. That was like. Pull that back up. Yeah, you'd had that up at the beginning. Yeah, I got it right here. Cool. So this was, what was the date here, Dave? This is August 9th, 2026. So this is when Simon officially, through his own voice, confirmed that he was the whistleblower. He tweeted out, and this is at. S-A-N-D-R-I-E-S-Z. Simon Andrees on X. I am the British whistleblower who reported evidence concerning Howard Lutnick, his links to Jeffrey Epstein and Cantor Fitzgerald and BGC to the FBI in 2020 and 2021. He then linked to his BBC file on Ford documentary about his story. I later shared with the House Oversight Committee, which subsequently questioned Lutnick behind closed doors. My disclosure also contributed. To regulatory action in the US and UK, including a 96 million pound HMRC tax assessment relating to BGC's partnership scheme. I believe the true. I don't think we've even talked about that. If we did, it went over my head during that initial report from the FBI. I believe the true tax exposure is substantially higher. I also reported to the FBI and financial regulators matters involving Cantor Fitzgerald Relief Fund and BGC slash Cantor's annual 9-11 charity day. The personal consequences. Of whistleblowing and the retaliation I say followed have been devastating for my family and me. Mother Jones previously reported that documents I uncovered revealed a years-long business tie between Howard Lutnick, Cantor Fitzgerald and Jeffrey Epstein through Adfin, including a 2018 exchange in which Lutnick and Epstein discussed the company directly. So that was him coming out and talking about this. We'll go back to that BBC article where I was so we can go with this. So searching. Searching 3.5 million documents. I was completely shocked, said Andrees, describing the moment when he discovered his own name in the Epstein files, a massive collection of documents, photos, video and email relating to the notorious sex offender released by the U.S. government in the past year. The specific files in which Andrees appeared related to interviews he had given to the FBI while in dispute with his former employer, BGC Partners, a financial brokerage firm part of Lutnick's Cantor Fitzgerald Group. In 2016, Andrees had raised concerns internally. About we already talked about all this. I don't need to go through that again. He then reported in 2021. Andrees tells the BBC he was disappointed that few had seemed interested in what he had discovered. Quote, I'm exposing Howard Lutnick's relationship, financial links with Jeffrey Epstein, and there's no interest, unquote. I wonder why. In 2025, Lutnick was appointed U.S. Commerce Secretary, at which point he sold his shares of Cantor Fitzgerald and passed control of the firm to his sons. Keeping in the family, you know, family fair on a podcast layer that year, which is the one I was referencing. With the New York Post, he claimed he'd only ever met Epstein once, 20 years earlier when they had been neighbors in Manhattan and that he had found his behavior gross. However, with the Epstein, there's the picture, Joey D. With the Epstein files release, inconsistencies began to appear in the version of events. Photo showed Lutnick with Epstein on the Sex Offenders Caribbean Island, Little St. James, in December 2012. When did they say that ad fit investment happened? December 28th, 2012? Yeah. So this was the final meeting. Jeff, how much? How much you gonna put in, baby? Yeah. Wow. All right. I'll put in two. Wow. That's crazy. Let's say this is gonna be a good investment. We can get a little data. That's crazy. Four years earlier in Florida, Epstein had been sent to prison for two charges of soliciting prostitution, including one with a minor. Leon Black will tell you, she was 17. What are you gonna do? Come on. That's what these scumbags tell you, despite the fact that there was, what, like 50 girls between the ages of 12 and 14 were documented to have gone to the house, only to be completely hoodwinked by the United States government and covered up. And Drees suspected there was yet more to find in the Epstein files that could back up his claims if only people knew where to look in the 3.5 million pages of documents. And this is what I referenced. Everyone was searching, quote, Lutnick, unquote, he says. He knew, though, the Cantor Fitzgerald executives preferred to use initials rather than full names in their emails. So Andrees searched for HWL. Howard William Lutnick. And found emails sent to and from Epstein in 2018, where they talked about all this stuff, and those are the ones we read. And Drees then shared the information with authorities, and Lutnick agreed to appear before the committee in an off-camera hearing in May. Conveniently off-camera. Always. You know, we'll do it, Howie. We'll keep a record of it. But no one has to know the parts we delete, you know? Because if you weren't here, what the fuck do you know? He has not been accused of any wrongdoing in connection with Epstein, and he told the committee, quote, I unequivocally condemn the conduct attributed to Jeffrey Epstein and everyone who participated in his illegal act. Listen to that, Joey D, everyone who participated in his illegal activities. If the alleged crimes are to be believed here, Howard Lutnick just condemned himself. He then finishes that off with a beautiful line, Joey D, if the survivors of his crimes deserve our respect and support. Notice he didn't say justice. Yeah. That's very deliberate. This is not a dumb man. Never, ever, ever make that mistake with people like this. Just because you hate them and, you know, you think they're no good, which is perfectly fair, obviously. You can tell I agree with you and have strong suspicions myself. Never, ever take their intellect from them. That's a big, big mistake. These are very intelligent people, and they are very calculated. They know what they're doing in that respect, unfortunately. Mark repeated his claim to the committee that he did not know until this year that Epstein had been a co-investor in Adfin. We just proved that wrong. However, Democrats on the committee accused him of lying, and all 21 signed a letter demanding his resignation, which again, as of today, Friday, October 16th at 5 p.m., Joey D, he has not resigned, and he continues to, you're going to get to a quote in a minute about how much they love what he's doing in the Commerce Department. The U.S. Commerce Department told us the allegations against Lutnick, here it is, were, quote, a desperate partisan distraction from the historic work of this administration. Historical. Adding that the Commerce Secretary has answered hundreds of questions before Congress, and there is no evidence of wrongdoing or any legitimate cause, I put in the any, or legitimate cause for concern. So there's no legitimate cause for concern. By the way, I'm just, I'm going to come back, but they continued this statement, it's the last paragraph of this article. This is the White House saying, speaking on behalf of Lutnick, the BBC's pathetic and attempt to slander Secretary Lutnick will do nothing to change the fact that he has been the most consequential Commerce Secretary in modern history. Yeah, consequential for associating with rapists, if that's what you mean. Consequential for maybe a little money laundering and fraud. Pure spec. Pure speculation. Your Honor, it's pure speculation. I'm an innocent man. But you notice, it's never, this is where, like, the sales. Of Trump, not that every fucking PR department for White Houses has not been salesy, they all are, but it's never enough to be like, you know, we stand behind. It's never that. No, they have to be tremendous. They got to be doing. This is the greatest in modern history. In modern history. Yeah. And it's like, why, again, Donald Trump just dumped some poor broad in four days because she made him look bad. She sent him, she sent her for basic. Basically, like, an assassination. Yeah. On Sean Hannity. Where he's like, hey, Sean, Sean, I got a problem. This fucking bitch is retarded. I need you to make sure that we absolutely take out any opportunity for her to look remotely good. And they sure did. And Sean, it's a very entertaining six minutes and 45 seconds. He did just that. He was like, it didn't go well, your press briefing the other day. You're also not an attorney, right? Let me remind people. Again, you're not an attorney. Brutal. But, you know, again, a guy who will literally offload people like that in a second when they make them look bad, not only keeps Howard Lutnick, keeps him right next to him on camera to this day. Yeah. Always laughing. Very interesting. That's as Joe Kent would say, data point. Yeah. Very big data point. So the thing about buying a prince, that's the next part of our investigation here. Another discovery, Andres. Made in the Epstein files concerned Lutnick's association with two people who knew Epstein well, the then Prince Andrew and his. ex-wife Sarah Ferguson. Lutnick had been friends with Ferguson since the 1990s and was a guest at Princess Eugenie's wedding in 2018. Documents in the files revealed his firm, Cantor Fitzgerald, had a plan in 2013 to buy a prince, as Andrees puts it, and exploit Andrew's contacts with wealthy individuals and sovereign institutions. Under the proposed terms of the deal, £1 million would be loaned to a firm controlled by the prince, which would then be bound to do business exclusively with Cantor Fitzgerald. Epstein warned the prince's business aide, David Stern, not to be confused with former NBA commissioner, now deceased David Stern. It's a different David Stern. Epstein warned the prince's business aide, David Stern, against the deal. The files reveal one of his concerns, so he's going against Lutnick, one of his concerns was about the exclusivity of the deal under its terms. Andrew could only introduce wealthy clients to Cantor Fitzgerald and no one else. It's already dirty because you are essentially, Prince Andrew is using his influence to go to people, regardless of who they are, whether they have five bucks or five billion bucks, chances are it's going to be people with five billion, and say, yeah, you got to work with my friends here. And as far as I know, he's not going to disclose to them that he's paid by them to sell for them. And he's not going to tell them that he's in that, in those terms, which Epstein did push back against in this case, if Howard Lutnick had had his way. It would make it seem like Prince Andrew is at a bar with someone saying, yeah, these guys are great. When in reality, he is contractually obligated to only say these guys are great. And he can't say anyone else is great, or you should put your money anywhere else, except this place. Yeah, it's like, it's like LeBron and his new poly market ad. That's right. He ain't going to be pushing calci. Nah. Brian, I don't know why you're taking that money, bro. You don't need it. 15 million a year, you're a billionaire. Come on, what are you doing? Come on, dude. What are you doing? Come on. Files indicate that advisors, both Lutnick and the former Prince, discussed the deal for four months from August to November, 2013, but it came to nothing. So they didn't end up doing it, probably in large part because Jeffrey Epstein didn't like that deal. Not a good deal. Asked about the deal, Cantor Fitzgerald did not deny the talks took place, but told the BBC it did not go into business with the former Prince. Not for a lack of effort. Andrew Mountbatten Windsor could, did not respond to a request for comment. And Dries, well, it talks about because this is when he was alive, but goes through some of the stuff we talked about with his settlements and stuff like that for the rest of the article. But we have these emails, of course, between David Stern and Epstein. And I wanted to put them in there. So there's two sets of them. The first ones are from August 9th, 2013. So Jeffrey Epstein gets an email at 9:20 a.m. David Stern to, and it doesn't say to who, but you would suggest that Jeffrey Epstein's on this email, seeing as this is in the Epstein files on jmail.world. But David Stern says, nuts, Charles CD is a one-man lawyer show who is now selling himself as PA's private lawyer. PA is Prince Andrew. He is talking to the Howard legal counsel who is in a different league. What do you think? Two question marks. Charles Douglas is on the next email at 9:56 a.m. Maybe that's the Charles he's referring to. And it says to the Duke, probably referring to Prince Andrew, Libby Ferguson, which is someone related to Sarah Ferguson. And it's CC to Charles Douglas, which is the same guy. Uh, that just says it's, it's all like, yeah, it's weirdly coded because of the way it pulled from, from the file. So it just says like some business stuff, like fee earner, Charles Douglas, CPD attending Merkel on telephone to New York city at eight 30 on Thursday, August 8th, not really anything right there. And then there it's, it's just very weirdly coded. So it's on the screen. Speaker 2: So you guys can look at that and go pull that email. Speaker 1: But it later says CPD agreed to send through to SM initials, a copy of what we discuss and agreed, which will effectively be this attendance notes suitably doctored whereupon he will double check that he is acceptable to H L Howard Lutnick. And we can proceed. CPD suggested that the intuition, the intention was to put the structure together as soon as possible subject to SM telling CD who the internal tax advisors would be, and would then plug that person into Russia. Speaker 2: robert langston but that apart we were agnostic to which jurisdiction usa cayman good place to hide some money or otherwise as ac would simply declare his interest to h hm rc in the usual way his is that his majesty her majesty no i don't think so i don't want i don't want to i don't want to speculate too much there but that's a very confusing email right there well that's the that's the uk's tax payments and customs authority interesting the usual way good they do this usually this way good pull joey def so the duke to david stern for your conversation with charles is that email from prince andrew possibly and then jeffrey epstein replies to david stern at 3 23 p.m no no no no no howard's main business is gambling in las vegas that is referring to howard letnick he will have to disclose to the las vegas commission his arrangement and you will have holy hell to pay so the deal falls is falling apart because jeffrey epstein i gotta hate giving money but he correctly does point out that bgc at the time was heavily invested in vegas casinos and so because of their investments there i look this up they would have had to disclose any investment deals like this which would have outed the fact that prince andrew was under howard letnick's proposed terms exclusively introducing people can't do that to canter using his pizzazz as at the time a member official acting member of the royal family and former trade envoy for the uk so those are the emails in august then there are more emails where they're trying to come to terms in september so i want to make sure the time's right yeah these are much so august 30th 2013 is the first email from stephen merkel to charles douglas and libby ferguson charles and libby attach please find the draft term sheet please let me know when you would like to discuss it thank you steve merkel on september 2nd 2013 david stern wrote c attached term sheet from howard to prince andrew i think madness they are still at it we kill it question mark jeffrey epstein responds very quickly afterwards on september 2nd no predetermined split and even then payouts made only if they choose to question mark it's crazy so redacted wrote i'm guessing that's david stern i don't know why that's redacted kill the whole thing question mark pa lawyer is out of his depth jeffrey epstein replies no let's do a little counter suggest a counter 50 50 split first 1 million to offset loan no subs acting without written agreement as to fee and profits no exclusivity jeffrey epstein's wheeling and dealing he's wheeling and dealing he didn't like prince andrew being tied down he's like you don't put a bit you don't put a great white shark in a fucking tank you let it swim on monday september 2nd at 9 22 a.m like a minute later instead of 50 fit redacted wrote again i'm not i think this is david stern instead of 50 50 can we do 40 40 20 20 for me come on this is i respect his hustle he's like dude i know we said i was gonna get 20 on this so can i get that 20 this is the original prince andrew idea so he signed off on it he's like that's good fam and then jeffrey epstein wrote or david stern wrote to jeffrey epstein later or epstein wrote yes and then he said donka thank you donka sean thank you i guess david's speaking german now well that's that's a full you can't make this shit up moment it's good stuff but we also have the agreement right there you see that joe thief this is the agreement for referrals this is from the epstein files the agreement for i'm not gonna read this whole fucking thing but you guys can find it it's it's efta 011-41460 if you guys would like to look up this eight page agreement for yourself but this agreement for referrals the quote-unquote agreement is made and entered and entered into as of the blank day of november 2013 between canter opportunities llc gotta get that opportunity going a limited liability company organized under the laws of whose office is located at 110 east 59th street new york new york 10022 canter and euromore limited or uml a private limited company organized under the laws of united kingdom whose registered office is located at 17 abermarl street london united kingdom w1s4hp uml is effectively Prince Andrews front company, if you will, here, what he's using as the vehicle to make this agreement. So that is a real thing. And Cantor did confirm there were discussions about it as we read when they were asked about in 2026, but that no business was done. And that is true. Or right here. And finally, you can follow me on Instagram and X by using the links in my description below.