This episode of the You Should Know Podcast blends financial education with humorous self-reflection. The segment begins with a promotion for Chime, a fintech offering fee-free banking, no credit checks, and a flexible overdraft feature, positioning it as a modern alternative to traditional banks. The hosts then shift to a light-hearted, candid discussion about New Year’s traditions, questioning the cultural significance of the ball drop, grape-hiding, and game-playing, ultimately arguing these are overrated and often performative. The conversation expands to personal topics like body image, fragrances, and social awkwardness—highlighting discomfort with physical appearances and social interactions. Hosts express self-awareness about habits such as avoiding trying on clothes or being overly cautious in handshakes. The episode concludes with a forward-looking perspective on financial trends, noting the rapid decline of physical cash through digital payment systems and reverse ATMs, suggesting that cash transactions may become obsolete within the next five years. The tone remains playful and conversational, blending financial advice with personal storytelling and humor.
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Hey everybody, welcome back to the You Should Know Podcast, episode 197. Round of applause, please.
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on to the rest of the episode
we got co-host
Cam
back in the studio
back in the studio
back in the studio
back in the studio
looking on the
and he get the
and there it is
there it is
we got it
we got it
there we got it
I mean
I said not to
and he did it
I said not to
that was just
cerebral
that was
foreplay right there
back in the studio
off that Julio
Cam's got a little
I did it too
see it's
it's fun
you can't not say
alright there we go
how are we feeling Bob
I'm feeling good
I'm feeling great
Penny Stock
Jordan Belford
what the hell
you look like you're ready
to go to a New Year's party
right now
right now
it's 11am
I got out
you're literally ready
to go pop champagne
right now
you have slacks
it's not slacks
these are golf pants
these are golf pants
these are golf pants
these are golf pants
name one club you own
club
driver
no you
you don't own a driver
I have a driver
no you don't
it's a
Nixon
Nixon
you are ready
you're literally ready
to celebrate right now
yeah you look
not only is it
several days earlier
but it's also
11am
and we're not going
to a party afterwards
no no no
yeah and you're ready
to celebrate
you look like you stole
a middle schooler shirt
you are 27
with two children
and you have a shirt
that says thugs need hugs
with puppies on it
grow up
I look like
I own a business
yo you look
no you look like
oh hold on
do y'all hear that
I don't hear it
preppy pee
preppy pee
get it
preppy pee
cause I'm preppy
preppy pee
preppy pee
oh it's a lot of pelvis
pelvis preppy pee
preppy pelvis
you know what
you know honestly
I think it's a lot of pelvis
I think it's a lot of pelvis
I mean that's so messed up
I come to work
you know dressed like I care
yeah
Cam comes like
I care
you look like you raided
a 6th grade lost and found
no I don't
Robbie looks like
on the part time
he sells 8 balls
I mean and
and Piercy dresses like
a cartoon character
I mean I could
I could
give me $500,000
every Tuesday morning
and I could guess
what Pierce is wearing
I'd be like
what's Pierce gonna wear
big belt buckle
belt buckle
blue jeans
blue jeans
and ostrich boots
and a YSK top
I mean come on
I mean
I mean whenever Malachi
is in the 6th grade
he's got clothes
from his dad
he sure does
he sure does
and whenever your son's born
he's immediately
gonna be in a
fortune 500
executive party
with a
Lululemon
dual toned
dual toned
collared shirt
with your slacks
cause you don't own
a golf club
you idiot
these are golf pants
lift your
I wanna see what's on there
I wanna see what socks you're wearing
I wanna see what socks you're wearing
oh you got me
you tried to get me
and you couldn't get me
you know why
because Voldemort
I was sleeping in those
private socks as well
those socks that I've been wearing
for three weeks
I was sleeping in them
and then she would put her head
under the covers
and she goes
I'm going to leave you
if you don't
like I can't
I can't breathe
I was just about to say
at what point
does it affect others
cause like
that's an actual question
you
think about this
you wear your socks
no joke
no pod
you wear your socks
for five to six days
yeah
that's not
that shouldn't be allowed
yeah
it should not be a real thing
somebody told me
somebody close to me
told me
I smell like I'm in a
vegetative state
like I've just been
stuck
and like
I do have a stale
I have a stale
odor
sometimes
yeah your pheromones
are like old
it's like the
pheromones
yeah like a 60 year old
I'm like
golly
you smell like a mothball
like a pork chop
very blue collar
odor I have
then you get
then you get dressed for work
it's like oh
he owns a
super yacht
but he smells like death
you smell like
the grim reaper
is just
just toting behind you
hey I'm Peyton
I own everything
this is my friend death
that's how you smell
you smell like he's
literally right there
but you look great
you know but
but a lot of the time
you get more comments
about how negatively
you smell than I do
cause you
you try to smell good
I sweat like a chimera
I don't like
it's not okay
how much I sweat
what's a chimera
it's a mythical creature
of course it is
it's a mythical creature
very much so
blue tailed white dragon
blue eyes white dragon
you were close though
still got some blood flow
I summon blue
okay sorry
but I'm saying like
jokes on you
I activate my trap card
mirror force
alright go
you try to smell good
and that's the thing
you try to smell good
and then it always fails
no you don't want to play this game
because
no no no
you don't want to play
you don't want to play
the try to smell good game
I physically watched you
shoot Louis Vuitton meteor
on your scrotum
on your actual
skinned nutsack
I did that before
I got my physical
I've seen you do that
I have never took
cologne
of the highest level of oils
and sprayed my genitalia
I do the
I do the nationwide standard
I go neck neck
crease crease
wrist wrist
I'm popping
you go
neck neck neck
neck neck neck
chest chest chest
arm arm arm
arm arm arm
sack sack
butthole go
that's you
that's you
I don't
you do not want to play
the game of
I try to smell good
but the thing is
the scent that I am
overly spraying
and I'm spraying on
probably places that are unhealthy
it smells good after
you smell like diapers
and formula
because whatever
I'm letting you think
looks good
should happen brother
I go wow
I start smelling
you should probably call it a night
I should probably go home
get a shower
get to bed
you go oh we got two more stops
that's fine
that's you
that's you
you don't
you
you have
you don't
you have refilled
your bottle
of designer fragrance
right
three times
in a calendar year
yeah
that's unheard of
no it's not
- No, it's not crazy at all.
- P, you have refilled one?
That is, first off, that's the equivalent,
take the refill out.
Imagine going through three refills,
so four bottles of cologne in one year.
- 365 days, I wear it 365 days out of the year.
- But you wear enough for a month on one day.
- No, it's not true.
The reason is because you have a grotesque amount of colognes,
90% of them are not colognes.
- No, I mean, I know I get it, I mean, financially,
I didn't cheat or whatever.
- There's two dupes, there's two dupes.
- There's two dupes.
- I mean, you got so much cologne.
I only have one bottle, I have one bottle of cologne,
that is my smell.
- That's also not true!
- That's all I have.
- You have the guy with the package on it.
- No, no, I haven't had him in a year, that was 2024.
That was 2024.
We're in 2026 now, Bob, we're getting there now.
I'm just saying.
And I am, maybe that is a resolution I have.
- Less cologne.
- No, more options of cologne.
- Oh, there you go.
- More options of cologne.
- Yeah, you've said that, yeah, you've said that too.
You need to act on that.
- I am insecure about my fragrances.
I'm really insecure about colognes
because I smell for other people.
Like I don't smell for myself.
- That's your problem, you gotta smell for yourself.
- No, but I like--
- Do something that makes you happy.
You get dressed for yourself.
- Yeah.
- Just like the same way I get,
hell, I'm in sweats and some nice titties.
- I can tell you dress for yourself.
- No, I can tell.
- You look like you're about to go
acquire someone's business after this.
So you do that for yourself, makes you feel good.
- Yeah.
- I smell the way I wanna smell.
If you don't like it, fuck 'em.
- Yeah, but I,
but that makes other people uncomfortable, right?
And it's, who do I gotta comfort?
And now who do you gotta comfort?
- 2026 is the year of Voldy,
the year of you doing it for yourself.
Now there's no more fragrances for others.
There's no more fragrances for others.
- Yeah.
- You do fragrances for yourself.
- But Voldemort loves me so much
that I could literally spray poop sprays on me
and she'd be like, "Oh, it smells like your smell."
- She'd be like, "Let's snuggle and watch a marathon."
- Yeah, it's your smell.
I mean, it's your smell.
- See, can we quickly talk about that?
Going into the new year,
you need to understand that you have a mythical woman.
- Oh yeah, she's the best.
- She is not of earth the way these other women are.
- Yeah, yeah.
- She could, if you were selling flavor lollipops,
she's first in line, she's buying six of 'em.
- Yeah.
- If you smelled like ,
oh, give me a big huggy.
- Yeah, yeah, yeah, loves it.
- Oh, my tuft hair, it's disgusting.
I'm starting to see insects crawl and gather in there.
Don't worry, I'll get 'em out.
- Yeah, she's the best.
- She's the best.
- I mean, that's the only way I would find love,
is if there's somebody like that, you know what I mean?
I've found it.
- But speaking of my tuft, right?
So, we filmed last week's episode before your gender reveal.
This is after the gender reveal, right?
- Yes, sir.
- Can I say, can I talk about your gender reveal?
- Go for it.
- Let's talk about Cam's gender reveal, right?
Now, I know everybody in your family.
- Yes, sir.
- I know everybody on Liv's side, your side,
and in between.
I know everybody.
- Yes, sir.
- People of significant others.
We've been around each other for almost a decade.
- You're like Nostradamus.
- Yes, I'm like a adopted family member to that family.
- Yes, sir.
- I'm comfortable with everybody I see.
I'm like, you're that white person that lives in Oklahoma.
- Yep.
- There's another one, but I know y'all.
You've cooked for me before.
- There you go.
- Spit it out, but I appreciate it.
- A lot of salt.
I mean, God, just a lot of salt.
That is straight from Himalaya, just salt on salt.
- So, this is what happened when I went
into your gender reveal, and you didn't see this.
Maybe you did.
So, I walk into Cam's mansion, right?
I walk into the house.
- Very standard house.
- It was kind of there already.
There's a lot of family that was there.
They were all in the living room.
- Yes, sir.
- I come in with Voldemort.
"Hey, everybody, what's up?
Uncle P is here."
Yeah, no, I'm not Triple H.
I'm not Triple H.
Not now.
I'm not Triple H.
- You go way too soon.
Way too soon.
- I'm still upset.
- Oh, I'm so sorry.
I forgot.
- So, I walk into the house.
Everybody is in the living room, right?
It's like a big square.
- Yes, sir.
- Malachi is there, right?
And I love my boy.
- You do.
- Malachi is my boy.
- That's your boy.
- As soon as I walk into the house,
I'll say my hellos to everybody.
Give me my boy.
- Yeah, come here, boy.
- I need to see my nephew.
Now, nephew was feeling a little rambunctious, right?
He was in his moving around state.
So, I see him, and he's on the floor.
Now, everybody's seated looking at the floor,
looking at this beautiful--
- He's the main attraction.
- Right.
Now, the party, Cam's party, gender reveal,
was like a Christmas-themed gender reveal.
- Yes, sir.
- It was optional, but you were instructed
to wear a Christmas sweater.
- Yes, sir.
- I got a ugly Christmas sweater that was too small, right?
Like, it was a crop-top Christmas sweater.
- It might have been a medium.
And I don't know how that was purchased.
Like, I don't know how you didn't go,
"Holy , this is small."
I saw all of your navel.
It was wicked.
- Yeah, and so, I didn't realize that
until the party when I put it on.
And so, I see Malachi, I see Malachi, and I'm so excited.
I wanna hug him.
To hug him, I'm six foot eight.
I didn't wanna say the, you know what I mean?
- Yeah, good man.
Good man.
Leave that in the past.
There we go.
Oh my God, leave that in the New Year.
- Leave six seven in the New Year.
- Six seven.
- Oh my God.
- And so, I'm six foot eight.
Malachi's two foot, even if that.
So, I've been down to go see Malachi.
Everybody's talking, "Oh, Uncle P, how are you, Payton?
How's everything going?
How's the new truck?
How's your mom?
How's your dad?"
I'm like, "Good, good.
Come here, Malachi."
And I've been down like so.
- Impressive knees already.
- I'm bending down like so, talking to my nephew.
Now, remember, I got a crop top sweater on.
I feel cold down my back.
- I feel a breeze.
- When I say, "The room went silent."
Everybody went, "Yeah, Payton."
I'm like, "What the , everybody gets so quiet for."
- Did I grab the kid wrong?
What am I doing?
- I looked back to look at everybody.
Everybody's like this.
Everybody's looking up.
- That new bulb, you got a new bulb up there, Cam?
- Yeah.
Voldemort goes, "Payton, come here."
She takes me to the next room and she goes,
she goes, "Babe, you gotta put on an undershirt."
And I said, "Why, what happened?"
She goes, "Babe, everybody just saw your tough
and a little bit of crack."
We got plumber Pete at the party.
He goes, "Oh, come here, next to me."
It's just pure, just, I mean, dark-haired.
- And it's like, and this is the first time
I haven't shaved my tough in a long, like, I've gone-
- It is, it's disgustingly thick.
- It's thick.
- You are prepared for hibernation.
- It's done. No, no, I can't get demonetized again.
- You can't?
- I literally can't afford it.
And so, like, this is like two minutes into the party.
Everybody has seen my little nub on the top of the crack
and all my tuft.
It's embarrassing.
- Oh my God, you do have a little nub.
- I do have a little nub.
- You have a little nub,
that little extra bone back there.
- I'm thinking at one point, I had a tail.
- I think you did too.
- Yeah, not the one I purchased.
- Y'all used to think it as a child.
- Yeah.
- I think your dad one day just got ready to say-
- He's like, "Not my boy."
- He's like, "Not my boy, come here, Preston, look away."
- Yeah.
- You just went, and then you became fully human.
And that was your origin story.
- Yeah, so like all your family saw my tuft
and I felt the uncomfortability immediately.
- Yeah, yeah.
Now, I was about to go down the funniest of paths,
but I don't want to do it.
- Why, why?
Go ahead.
- There could've been someone there
that saw the tuft and then had some racist comments.
- No way, no way.
Somebody said something racial?
- No, no, no, not actually.
- Oh!
- No, not actually, I'm saying, but we know who would've.
- Yeah, yeah, oh, yeah, she's like, "I knew it.
"I knew it, boy.
"I told you not to let him in.
"I kicked him out."
- He said, "Get him off my grandbaby."
- I mean, that is-
- You gotta love family, man, I love it.
- You gotta love 'em.
- I love it, dude. - Gotta love 'em.
- That sweater, though, like, genuinely-
- It was a war sweater.
- It was so, no, no, the sweater was lit.
You're trippin', it had batteries.
- Literally lit, it had lights on it, yeah.
- That was small, bro.
- No, no, I don't know what happened.
- That's the thing that irks me.
When you don't try on-
- I don't believe in trying stuff on.
- And that's so backwards from society.
- I hate it.
- When you go to buy, you buy a car, you test drive it.
You look at it.
- Truck I just bought, didn't test drive it.
- I don't like trying stuff.
- That is true, but that is so strange.
- No, it's not.
- When you buy a pair of shoes, you put it on your foot.
You see if it feels good.
- Nope, I don't do that.
- I genuinely don't believe on trying-
- You need to be studied.
That's not, you're like 1.1 of the 1%.
- I don't believe on, I don't believe
in trying on clothes at all.
It's such a nuisance and it's a hindrance to my day.
And it leaves so much room for error.
- How?
- No, I would argue it is literally the complete opposite.
- How so?
- Buying some without trying it on
is the ultimate room for error.
Oh my God, this thing's way back here than I thought.
Holy , this is way too tight.
You try it on, you see exactly how the garment fits.
- No, I'm saying yes, it will tell you if it fits or not.
I'm talking about getting to that point.
I hate it.
I hate grabbing something off the rack.
In my heart, I like it, right?
In my heart, I'm like, I know I want this.
Yes, I want this.
So if normally if I want something,
I'm just gonna get it, right?
- Oh my God.
- I'll take what comes with it.
- I could never, you are just a goblin.
- Yeah.
- I wanna see if that shirt gives me.
I wanna see if my love handles are poking.
- No, those are thoughts I don't have.
- Exactly, but I need to know.
- And so, but I hate going to the line.
The line is long, right?
Everybody's sitting there waiting.
I'm standing too long already.
And then, I don't like getting undressed anywhere
where I'm not going to sleep, shower, and a.
I don't like, those three things have to happen
for me to get undressed.
I have to sleep, shower,.
Those three things gotta happen.
- All three at the same time, they have to.
- No, no, no, they can happen separately.
- Okay, I was about to say.
- Sleep, shower,.
Sleep, shower,.
- The triple S's.
- The sleep, shower,.
- Yeah.
- I might have a kink then for trying stuff on.
- I hate it.
- I literally won't purchase it.
It'll be a brand.
- Yeah.
- That I currently own.
- Yeah.
- I own the same shirt.
It's just a different color I'm trying it on.
- But isn't it weird?
I don't like, and don't you feel constricted
and confined in those,
In those fitting rooms?
No, they are quite small.
And I always have a fear that the locks never lock.
That someone could just walk right in and they just see me flaccid as can be.
Now, I'm not butt naked.
I'm not butt naked.
But my undies are super tight.
I mean, I'm salted cashew.
I'm gummy worm.
I'm itty bitty right now.
It's cold as shit outside.
There's no blood flow.
I didn't go to the gym this morning.
I'm small, man.
I don't want you to see that.
And then let alone, I haven't shaved my chest hair.
It's patchy as a bitch.
And it's not a good sight.
And so now you're starting to get my point.
And then once you try it on, you either face, oh, I like it.
But now I got to get redressed or two.
I love that though.
Or two, I don't like it.
And I just wasted my time.
It's not a waste though.
You went through an experiment.
It's not a waste.
You're thinking it's a waste.
It is a waste.
It's a learning experience.
Oh, this shirt doesn't fit.
This brand doesn't fit me.
We move on.
So now the next time you don't fool yourself again.
And it's Darwin.
And this might be a problem with me.
I never fully search the store.
Oh, no.
Oh, no.
Before.
Hold on.
I never fully search the store before going in to try stuff on.
I'll find one thing.
Go try it on.
Then find another thing.
Go back and try it on.
So I've made six down and back to the fitting room.
And I don't like it.
That's your problem.
No, no.
Accurate representation of us if we went to go shop.
This is the product.
This is me.
Hey, bro.
You just going to hang around here?
I'll do whatever the fuck I want.
Why?
I go, well, I'm going to go try the shirt on.
I just wanted to kind of relink with you because you're my friend.
Fuck you, bro.
So that's me.
And I go, all right.
I'll find you.
We're both tall.
I go in, try it on, come out.
Let's say it didn't work.
Bro, it didn't work.
I left it on the rack.
He goes, bro, you're such an idiot.
And this is P.
Yeah, I'll get that.
Hold that for me.
Yeah, go buy it.
That's P.
That's P.
He's like, this is cool.
It's not the best, but I'll take two.
That's so not true.
I hate that.
I hate this narrative you got.
I know.
I do that because you hate it.
You are a psychopath, though.
Okay, now, honestly, this transitions well.
I was going to ask you this.
Yeah.
We're headed into 2026.
This is the last episode of 2025.
First off, thank you to everyone that stayed the whole year.
Everyone in the Koala Club, everyone in the Patreon.
It's only going up in 2026.
What are you staring at?
You're crusty in the face.
I'm crusty?
You got a little crust.
I have 100% grass-fed beef tallow on my face.
Maybe that's it, but it's like a little.
No, other one.
Other one.
Oh, no, that was crust.
No, no.
Other eye.
No, I'm looking at it.
It's like you got snowed on.
Oh, my God.
Yeah.
I mean, you're gross.
I go, I need a refund.
Okay, I want to ask you.
Yeah.
Things around New Year's, I'm going to go down the list.
Do you personally, and I'm going to answer as well,
do you think they're overrated or underrated?
I'm such a pessimistic a**hole, I'm going to say.
Overrated or underrated?
Okay, yeah, yeah, yeah.
Okay.
Oh, I got so many, too, so go ahead.
Go ahead.
All right, I got my list.
Are you ready?
Yes, let's do it.
First one, very simple.
It is.
I mean, it is the pinnacle of New Year's.
Either being outside, being with a group of people,
but counting down the ball from 10 to 0 and then making a big hoorah.
Three, two, one.
Underrated.
You're absolutely stupid.
It is overrated, and you know it is.
That's the whole point of the day.
And it's stupid.
That's what I'm saying.
I don't like that.
That is completely underrated.
No, it's not.
It is overrated.
Wow.
If you're having a good enough time,
hopefully by midnight, you're not even ready to count down.
You're already feeling great.
You're three, four, five, six, eight.
Skipped it because we're leaving that.
You're certain shots deep.
Yeah.
You're having fun.
I don't want to.
And there's always a guy that is terribly off beat.
Yeah.
Ten, nine, eight, seven.
I'm like, slow down.
I think, okay, now, honestly, now that I'm reflecting,
I think it's my ADHD.
No.
I don't like it because if we're not all in unison, then it sucks.
No, it's because you're not a good public kisser.
No.
That's why you don't like it.
Oh, no, no, no.
Have you ever seen?
That's why, honestly.
What?
Yes or no?
Yes or no?
That's a good take.
Yes or no?
Shut the fuck up.
Good tongue love my wife behind closed doors.
No, I'll do it in front of the world.
No, listen.
Yes or no?
How long?
We've all known Cam for years.
Have you ever seen him kiss his wife in public?
Three, two, one.
No.
Cam is a weird, on the cheek.
He is not a public kisser.
He's weird.
It's because of the chin.
It's a lot of this.
It's not because of the chin.
First off, the discussion's the ball drop, you bitch.
It's not the kiss.
We'll get to the kiss.
No, but I'm saying.
I'm saying, but the kiss, it's the anticipation.
It's like you have your significant other there
or some random broad, and then you're like,
three, two, one, and it's magical.
You're counting down the final days of this year.
This year's never going to happen again in history.
Exactly.
Good riddance.
See, because that's you.
You've never had a positive year.
You're just this.
No, I love my years, and I love my life,
but we're on to the next.
We're on to the next.
I don't need to count down a ball, let alone,
let alone if you're the people there in person.
Oh, my God.
No, no.
If you gather in Times Square
with a million souls in 20-degree weather
to go, seven, six, five.
Get the camera.
Get the camera.
Three.
Take the picture.
Take the picture.
What?
No, that sucks.
I'm not going to lie.
You wake up January 1 with a nose cold.
No.
No, this is the thing.
Okay, don't let me in with the people
that are in New York waiting.
Yeah, terrible.
Because they're like the New Year's equivalent of furries.
I mean, they wear, like, diapers,
and I mean, it is insanity.
That's insane.
They got big Planet Fitness hats on.
And the amount of times
that I've physically watched the error of a broadcast.
I've looked at my TV.
The ball's on the ground.
The fireworks are going off.
But on the broadcast, they're like,
four, three.
I'm like, it already popped.
And someone messed up.
There's a delay.
Okay, but that's it.
You saying that the countdown isn't worth it
is like decorating your house for Christmas
and you just skip the presents.
All this lead up in anticipation to this one thing
and you're just like,
this is the worst part, the gifts.
See, I don't.
I don't.
I don't know, bro.
I just bodied that.
I just bodied that.
Okay, next.
Here we go.
Okay, can I?
One more thing.
You're going, no, I really like this ball.
One more thing.
And the countdown,
that's when you get your grape
and you hide under the table
and you just, I mean,
you just went right to my next thing.
What?
Over or underrated.
People that do food traditions,
you're taking a grape
and you're getting under a table.
For what?
Now, that might be racist.
Are you a dog?
Are you a literal canine?
No, no, no.
That might be a dog.
That might legitimately be,
how is that racist?
That might be.
How is that racist?
That might be patrol.
If you're grabbing,
if you're grabbing a grape
and you're big,
just hitting all fours
and getting under my table,
I'd literally be like,
what the are you doing?
No, the hiding is an option.
What is it?
I don't even know the significance.
I think it's for good luck
and it's like to hide from the evil eye.
I think that's what it is.
The evil eye?
You pop the grape.
My ex, she was,
that family taught me that.
Oh, okay.
Yeah, and I think that's
that culture.
Okay.
And it was cool
because I got these purple grapes
and I think green grapes
meant something else.
I mean, I didn't really partake,
I was getting cheated on.
I don't remember.
I was all over the place.
I was like,
you, you, you, who?
I don't know.
I don't know.
I don't know who's on this party.
If you're grabbing a grape
and you're hiding from the evil eye
under a table
or if you're grabbing
black eyed peas and lentils,
all that sucks.
Yeah.
Hey, where's the chips and queso
and the buffalo wings?
I don't want a grape
and black eyed peas.
You're very pessimistic.
I thought I was going
to be more pessimistic.
I think I like cheer
and folly lol.
Yeah, I like a
folly lol too.
No, you don't.
Yes, I do.
I feel bad for Malachi.
No, Malachi,
I'll do these things.
You're not going to let him
hide under the table?
I'm only going to say,
son, stand on your two feet.
You don't bend a knee
for no man,
especially no artificial man
dropping a ball.
No, you don't bend your knee.
Get up now, boy.
Get your ass up, boy.
You're grounded all 2026.
Get upstairs.
Boy!
No, boy!
That's what I'm going to hit.
Okay, over underrated.
All the food traditions.
Black eyed peas,
the lentils,
the cornbread,
the grapes.
Underrated.
Underrated.
For the reasons I've said.
Dude, overrated.
Do you have another one?
On to the next.
Yeah.
Let's do this one.
Shit.
He said,
he said,
he said,
he said,
he said,
he said,
oh no, oh no,
unbutton,
unbutton that other button.
Oh God,
let that dove breathe.
Oh, that dove is suffocating.
Oh my God,
oh my God,
the pigeon is suffocating.
Oh no,
your pigeon is suffocating.
Oh no,
he's crying.
Oh shit.
Oh my God,
we're starting 2026
just how we left off,
boys and girls.
Oh my God.
Oh my God,
someone get him water.
This is not good.
No, no,
he's doing the fake movements.
Oh,
oh no.
Oh,
when he starts rocking,
he starts,
oh,
he doesn't know what to do
but his body's,
it's so much happening.
He's trying to,
he looked like he just came up from water.
He went,
oh,
oh,
oh,
wow.
Wow.
Wow.
Wow.
Wow.
Wow.
Have you ever been there before?
Oh my God.
I don't even know where you just went.
I don't know where you went.
You went,
you went in a black hole.
It's not a pigeon.
You went up on,
it's a pigeon.
Pigeons are dumb.
It's dumb.
Okay,
here we go.
Ready?
Yeah.
The champagne flutes
and the toast at New Year's.
You know how typically everyone's waiting,
you do your kiss and whatnot
and then you take your shot?
Mm-hmm.
Over,
underrated.
Is it just the champagne you're asking me about?
Champagne,
liquor,
anything.
Well,
I mean,
I'm right on the line of dependent,
so I would say,
I would say,
three,
two,
one,
underrated.
Yeah,
I'm dependent on that.
Good job.
That's solid.
I'm like,
sure.
Okay,
here we go.
This is a big one.
Literally yesterday,
I said,
I'm not drinking.
I got over one shot.
I was like,
let's do it.
I mean,
I'm easy.
I'm easy,
bro.
Dariel said,
Dariel said,
hey,
you trying to take a shot?
Yeah,
come on.
You go,
dude,
all right,
bro.
You're like,
everybody's doing it.
That was the first one he asked.
First one he asked.
And I got the shot first,
and I was like,
where's everybody else at?
Okay.
Playing games
at the party.
So like you said,
the whole party
is around the ball drop.
You play games.
you're doing all these things ready playing games at the new year's party ready three two one
underrated overrated stupid idiot see you you are so materialistic oh my god it's such a fa la la la
jolly la la jolla ball season it's so much festive in the air give me my grapes and tables to hide
under i can't wait to kiss you in the mouth of my tongue in front of all of our friends right when
the ball drops i just want to play twister maybe some quiplash i want to play something fun give
me some check wait am i playing the games with you you're playing with the whole group no i'm
saying are you there yes hate it hate it no no no no no no no it's on you it's on you it's on you
no no cam cam is and i legitimately mean this i legitimately bought of my heart
and your wife both y'all together i hate playing games with you
like you're so you're my best friend i love i love you with everything that's so rude with
everything that is so i would do i would rather do everything in the world road trips skydive
so rude like adventure through caverns i would love doing that with you
pull out sorry or trouble yeah
why why why explain it i hate to not make a bowl because first of all have an explanation because
playing games the point of it is to have fun that's why we're all here okay fair i can agree
cam is like we're gonna spend 30 minutes on rules and you better understand these rules and you want
to know why and i'm gonna make this very clear last night is a perfect example and then he goes
like this and like god forbid we're drinking having fun there's side conversations big ears
big ears everybody listen big ears that's not true whenever i speak you make a bubble
and i'm 26 i'm 26 with my girl like this that's not true that's not like and then god forbid we
start the game we start the game and somebody makes a just one like it's a fun like oh i'm
gonna make a little joke that's not true that's not true and if somebody's on your team and they're
messing up what the you doing that's also not true that's not trying to not let a single what
you're doing rip here's now this is a perfect this is the perfect thing to bury this last night y'all
can make fun of it you can call me corny ultra competitive whatever all of the above what i did
if i didn't do the process of playing the games would have took way longer you say that every
time you say it every time and you make it longer and you know what i'm gonna do you make it longer
you know what i'm gonna shut up you know i'm literally gonna i'm just gonna let thank you
you say that every time but you can't your heart can't do it because you can't everyone else is
because are we are we trying to play the game yes we're just chilling dog we don't get no fine just
chilling we're gonna get it to it all right then i oh my oh my god you're like no that doesn't make
sense with the algebra no oh oh oh oh maybe two two months ago two three months ago on the royalty
live stream i'm saying the rules y'all start making fun of me because it took so long it took
so long i'm taking so long and talking i go all right y'all got it i got i'm gonna sit no no but
this is different
no no this is the difference this is a different thank you no no we didn't thank you we didn't say
it because you said i'm not gonna say it you said because you you like it was you're sad you shut
down because no no it's to prove a point no no you're sad it's to prove a point no no you're
sad i said i said oh here we go again i'm trying to get the ball rolling y'all make fun i'm gonna
let y'all do it and then we sat there and three times in the first round wait wait how do we
score wait who's it wait who's winning how do we yeah but that's fine like i'm like that's fine
i think i should not get criticized i think you should tone it down i'm not saying to stop i'm
saying relax a little bit that's the thing i don't i don't ever think i think y'all make it no more i
don't think i'm that like no no why i i remember you hit you hit uh you had a this a leg extension
with this yesterday so what are you doing to who i can't say the name when did i do that
okay well also we were also but that's also me drinking and having fun too you didn't drink
i was under the influence all right
we were all having a good time so i might i was like give him another one
hey pass another sour patch of the big head calm him down no i'm just kidding but that's
that's a good game underrated overrated i like that happy new year's to everybody happy new
year's man happy new year's 26 going into this last week we um evil is literally a small swimming
pool right now we've been searching like different
studios we're moving studios soon i think we found the one i know we've said that before but
we're like legitimizing contracts right now i hope it's really good like junior like almost perfect
beautiful beautiful we're in the final talks of it so 2026 we'll be moving into the new office now
i've had this thing recently my nails are nice right yeah this is all gonna make sense oh my
nails are like except i mean i cut myself on my phone because my phone is shattered and in the
club i sliced it open bleeding everywhere oh it was in one of y'all shots i don't know but i
definitely squirted in there that's why i didn't want it i didn't want it i didn't want it i didn't
wake up sunday i'm just kidding i only woke up monday morning but um so i take care of my nails
right there's paint on them there's gloss like i get them done so i don't have sharp nails i don't
like i take care of them right two things happened this week one i was getting a massage right
you know at the end of the massage they start getting your fingers right they go like that
and they start pulling like massaging your hand and so they were doing like the the thing where
they're like they're like they're like they're like they're like they're like they're like they're like
they're like they're like they're like they're like they're like they're like they're like they're
she made contact with my nail and i felt her skin go under my thumbnail and she went oh like that she
goes off and i was like and like i didn't like it oh my eyes or anything i pretend i didn't hear it
ours asleep so it was embarrassing like she didn't touch me with that hand the rest of the massage
she's like this yeah so that happened i was like that's embarrassing we went to go to the studio
tour right and the realtor came up older gentleman well and you know their skin's real oh i mean like
see-through and it's like one of those bruised palms with a lot of veins oh god that's what he
was right robbie goes up shakes his hand and normally i'm good to shake hands i can i can
get in there right perfectly but i make my hands strong instead because i'm a man yeah and i wear
college shoes yeah you do yeah you do so he reaches his hand out and i go i mean absolutely slice his
whole back of his hand i mean a whole bag it just went i missed it that bad and i felt me just take
like i was like like a rake and i just felt taking old man's skin like old man dermo i was taking it
it was all and i went like it was under my nails i saw it under the beds of my nails so i had to
go like this off my pants i don't know if you saw this robbie that whole tour he put his hand behind
his back and as we were leaving he went to shake the hand again blood
he was bleeding all the back of it oh my god we're not getting that studio oh my god we're not getting
it we're not getting the studio we got edward scissorhands ruined it for us we're not getting
the studio and genuinely i've been so self-conscious like all yesterday when we had that party
when i was shaking uh your your girl's hand and all that like i was like very cautious yeah you're
like bending the nails outward you're like nice to meet you she goes pierce that guy pain has a
weird shake did you turn around yours like this
oh no blood no skin no blood no skin yeah but i think like normally yeah why is it so sharp though
i don't know i just i'm strong beds i guess but you do have big nails though like yeah like you've
like big nails and all my fingers are crooked so i can't really control where they go
yeah you you're gonna shake a hand it's like it's literally like grabbing barbed wire you're just
like you're like hey painting hard you just slice them up they're like ah and so you don't see this
place i'm already awkward enough like meeting people or talking to people i'm already awkward
enough like meeting people or talking to people i'm already awkward enough like meeting people or
talking to people i'm already awkward enough like meeting people or talking to people i'm already awkward enough
i'm already awkward enough like meeting people or talking to people i'm already awkward enough like i
don't know say hey hello yes sir yes ma'am i don't know what to say and i sweat and i stutter
now i gotta worry about my hands imagine you walking in to view the studio space sweat stains
like i'm rocking right now you go hey hey how's it going and then you go for the hand you go and that
guy literally goes this isn't the place for you you gotta turn around sorry sorry it's already
leased someone bought it but two seconds ago yeah okay oh my god craziest thing happened to me okay
my brain works in mysterious ways just like god but i don't know what made me think of this right
i was driving home the other day now you know when the huge like the big flatbed like hot shot
semi trucks are moving like uh like excavators like equipment have the oversized load yes and
they try to take up two lines i hate oversized loads oh no this right here was a utter nonsense
this big we're we're in the city so we're not on a highway two lane road this big thing is is clear
really clearly in the right lane and he's not even like oversized enough it's not like he's bringing a
house on the back of him it's like an excavator he's in the right lane but he has a little pulling
left guard behind him he has this little pickup truck i hate the little pickup truck with the
lights on it is he got the lights does it have lights oh my god it has lights the flashing lights
and the sign oh my eye this guy is legit like a pulling guard in football i go to get past him he
goes and i went
he goes and he keeps cutting me off and i go what the it's the worst i'm trying to get home we hit a
red light yeah so the guy commits to the right lane he commits to the right lane i pull up next
to the truck on the off chance that he's going to cut me off again i don't want to get in a wreck
right i literally pull up to him i look at him the guy gets an attitude with me he goes don't
you see the signs and i go he y'all are in that lane like yeah i can very much go past it's so
annoying it's not allowed to law i think that's exactly how i said it not allowed to
law gotcha so and i literally went
we were at the red light yeah and i distracted him long enough
he goes you're not allowed to that's law and i just went
oh really i didn't even know and this turned green and i went just went right past bro he was legit
like a like he's playing football yeah it literally was like i mean that's impressive
that's impressive if you do that it was impressively pissing me off it's a weird
thing with those kind of things it was 100 pride 100 pride yeah but you know a lot of people like
whenever there's oversized loads or there's like those trucks with rocks flying off the back of
that's a test i oh my god ronda got shot for that yeah ronda got shot in the windshield for that
yeah rest in peace ronda dog yeah i know he's driving away yeah i look up shatter can i say
something though you know and like the the semi trucks with the trucks are like hauling all the
cars cars or the are the big logs people get scared because like final destination and they
move away from them not me man i got a weird thing bro you're like living life high on that
edge
it's but it's like one of those things where the intrusive thought takes over and it's not like i'm
scared it's like more of them at peace i get behind i get behind the the trucks that have
rocks flying off and you can see it oh yeah and i get behind them and i'm like i think
i can avoid all these rocks oh yeah you're stupid it's a genuine and i haven't thought
about that to say it out loud ever because it is really one of those deep dialogue internal
thoughts but i am definitely behind them like it's not gonna happen to me i wonder what that
is you need it wait next time you feel like you just go get a lotto ticket be like nope it's not
my day i have the same feeling about lottery tickets as well that's why i've never bought
one i've never bought a lottery ticket i'm not ready to win and i'm so serious i have a deep
guttural feeling the first time i buy a lottery ticket i will win we can we can put that to rest
today why i'll go buy you 20 of them things that's on me yeah you're not that's the difference i have
had thousands of lottery tickets bought for me scratch offs all that i i've won a couple dollars
it's different if i buy it if i make the choice to go into the gas station and say 16 that's winning
i feel that and i i i put this on everything i love i've never physically purchased a lottery
ticket myself because i'm not ready to receive that i genuinely feel like the first day i buy
a lottery ticket i am winning and i'm not joking i'm not joking i put out everything i've never
a prick no you are insane how you think whoa it's a good feeling it must be a great feeling but the
delusion is wicked you know i have great internal like i can read things well i can figure out like
i i like my fight sensors you know i do my fight sensory i can tell i can tell two blocks down
god they're scuffling and i'm right you are right that that's a little different same thing with
you might have some echo vision hearing like you're like part owl but i genuinely feel that
i because because i know like my life is going to i'm not it sounds crazy i know my life is
going to change if i hit this 20 million i'm not ready to receive that no i'm not ready to receive
that blessing and i know i'm not do you know the power ball is currently at 1.1 billion i am aware
i'm not ready for that you for not being ready for that if you have this magical number in your
head and you think you can win you go buy that today yeah you break us all off yeah
you
that is crazy that is crazy to think if i go and i went and hit for a billion dollars right
and you oh oh my god you shut your mouth if i hit for a billion dollars and i go you know what tax
all of it right now i want to
win at all lump sum i end up walking out with 600 million you are you are literally lying
yeah on that sure if you say you would not internally expect some there's no way in any
right mind that you there's a difference between there's i'm gonna take my clothes off if you lie
there's a difference between expectation and wanting i don't expect it i would want some
though and you are expecting it and that's where ego comes in you don't you don't you don't you don't
you should you don't deserve it i'll put this dress now yeah yeah i'm expecting it you hit for 600 m's
give me five oh that's a lot five is a lot of money that's like a fourth of it well i don't
know the exact number that's less than one percent okay but taxes lawyers financial advisors 600 is
after tax okay the powerball is 1.1 billion if you hit six oh my god if you hit 600 million you're not
giving me five i'm not saying oh i don't know about five i'm not saying i won't give you money
your life will change with two i'm not saying i'm not saying i wouldn't i'm saying the fact that you
expect it is deterring me from giving you anything and you know what because my own mommy well doesn't
expect that no she won't expect any money from me she doesn't expect money from me now she doesn't
want anything that's fine that's fine and that's also slightly different the elderly they only want
to see they want to see you just grow and do better elderly's coming she looks she would she
can literally get a senior meal at an ihop that's just that's fact she's like the standard she is
the vet she looks she looks fantastic and she rocks that but she's considered in that in that
yes but she doesn't expect but she should if anybody should should be hurt because she's the one who
raised me and my father they raised me to put me in great positions and gave me and gave up a lot
you've done nada for me that's not true that's not true and that's evil i the fact that you
if i got i'm gonna get so many comments i'll pay it's a bad for you y'all don't know me
no y'all don't know me y'all don't know me y'all don't know me it's not no they know that if you
hit for 600 names you're not giving me five no no i mean i could oh i can i could you're not
understanding mute that you're not understanding it's the part that you're expecting
it is the bad part p you can want it p i think it's like i'm owed i'm owed do you think you're
owed that money no no i don't think i'm owed then why do you expect it i'm expecting it as if
because in my mind i'm not saying i won't i know no no but that's the difference you're saying it's
bad that i'm expecting it yes i i think it's more bad to like spin the word soup and be like oh dude
i would want it but i'm not expecting if you hit for 600 600 million dollars right and you didn't
break a brother off a piece of loaf i don't need i don't even need five i don't even need five if
you don't give me a crumb hundred thousand biggest piece of bread we've ever seen then yeah this is
i'm not saying i wouldn't if i had 600 million i give you enough money to where you don't have
to do anything how much money would you give me of the 600 million if i got 600 million dollars
without without comprehension and any guidance i immediately go to you get no less than 25 million
no less and you know that's my end fund i like that i'd literally go 25 million done and i'd give
you a hug and smack your and we'd go out that night would you give it to me you'd go here's
a hundred grand don't ever speak to me you're gonna never speak to me again you're gonna hate
you your head's big you're sucking your fat bye you go here's a hundred grand that's what you
would do i'd go here's 25 million love you i'm not saying i wouldn't give you money i'm saying
the fact that you expect it hurts my feelings it's okay it hurts my feelings
robbie robbie you're getting a kink off the word expect that's what you said i'm saying i'm you
expect it i expect it from your heart and character not from the view that's a good spin not from the
that's a good dj spin right there that was a good one you're taking expect as if like you have like
you're required to i'm not saying that i'm not owed it i'm saying if you hit for 600 million i
do expect you to give me if i gave you nothing would that hurt our relationship absolutely and
that's where the problem is i say okay robbie with our relationship if i hit 600 million would you
expect honestly
to god out of you no okay
even if it was just a couple hundred times i'd be like be nice if you slipped me something but
knowing it but that's so crazy because i give everybody really good christmas bonuses that's
crazy yes that's crazy 600 million i called you cj i almost called him cj
appreciate it i'm just saying i wouldn't i'd be like i'm hoping i'm hoping he'll find okay
okay if you didn't i'd be like yeah now hold on if billy jack hit for 600 million would you expect
money from billy jack all right go calvin go calvin go calvin go i'm not saying i wouldn't
i'm gonna have to say if cam hit 600 million i i don't even have to i know he would break me
something yes yes the funny thing is is that we have had this
conversation if cam has hit the lottery he has gone through each and every one of his friends
and what he would get yeah and he's losing all his money no i'm not no i'm not he's losing all
his money if i have six he has six gym memberships now no imagine what he's gonna do with 600 million
yes and a gym in his house and a gym in his house and a massage membership i have two that's true
too but i have two he's going to lose all his money thirty dollars a month that's a lot 600
million i would buy south carolina i'm just kidding
no if i had 600 million this is another thing bare minimum we can get off this because they're
y'all painting me in a bad light and that's yes no no robbie really that you're fired
no no robbie you're fired no no robbie how's that for an inspection you're fired how about that
that's crazy because i give so much i give i give so much through opportunities financial i give a
lot and and then and then for y'all to say that no no i put everyone no no shut the f**k up
no no no you shut the f**k up because now it's my turn dr doofenshmirtz no no no the thing is
because i give so much and i don't even say anything about it and i i just code it with
me being on top of it to make it not seem so sentimental i give oh i give everybody so so so
much opportunities relationships money experiences and now i everybody looks at me like i wouldn't
give y'all money it's f**ked up no if you don't want me to be a d**k in real life this is the
hypothetical if y'all want me to be a d**k we can start tallying everything this is appreciative
we're all appreciative i don't think i at least don't think i give unappreciativeness in real life
the hypothetical if you got 600 million you didn't give me anything i oh my god i would take i would
take my last dime and hire someone to hunt you i would literally put out a manhunt for you i would
post my own one and dead or alive if i give you nothing would you still let me hang out with malachi
payton you wouldn't live in this country no i fly him out oh no no no you're not you're not flying
my son out why when he's like 15 16 come on boy why he goes uncle p said he wants to find me out
give me money and take care of everything i go no and by that time i'm 450 pounds i'm sitting
there with a nasty beard i'm like shut up boy bring me my shot that would be no no that would
be messed up that'd be funny and honestly jokes aside that was hilarious i know in your heart
i know you would not anymore i know you would give me something i know you would it's correct
it's my pay off your debt i'll pay off whatever debt you have it's well that's not even that's
very that's not well i don't know if you have any but i'm saying assuming most americans do
but so i'm saying if you had any like student loans anything whatever
credit cards i'd pay it off and then you're the last thing we can close this
600 million you wouldn't give me one million dollars to where you are left with yeah 599
million dollars you want to cash i don't care if you give it to me in copper or bronze
they stopped making pennies they did you can give me that nickels careful yeah you know i have a i
have a thing that i think i think cash and physical money is not going to be a thing in the next five
years i genuinely believe that i don't know what you hit but you hit something i'm just kidding
fight now the over the your overarching statement i can subscribe to
five years is absolutely it's already starting money's gone in 2031 is wicked you want to know
why i think that i have two things that happened i was listening to the joe budden podcast and they
live in new york right they went to the barclays center somebody went to the barclays center okay
and they were going to the concession stand and the concession stand said hey we don't take cash
but if you want to buy something we have a reverse atm a reverse they have reverse atms now a reverse
atm is you put your cash into it and it pulls out like essentially a gift card and then you could go
you could go buy stuff at the concession stand with that so it's already starting so i think a
lot of these places are going to adapt the reverse atm cash is not going to be a thing you know how
quick that gets rid of cash that's very quick yeah and then that's what i was about to say i was at
target yesterday as i was walking into target there's a sign saying please try to limit cash
purchases oh my god like it's already started so i don't think it's crazy to say that in five years
cash isn't going to be a thing dude we're getting close to the end i'm gonna say i'm gonna say that
with a with a very very realness we're getting close to the invoice can you believe that 100
why because the i mean the signs are telling boy you better turn that old book you better turn to
that last book boy you've been saying that for a long time it started with the cricket invasion
that's not a cricket i never said that that was there was one headline and it's locusts it's not
cricket it's locusts
they are a pack animal you're like in revelations i'm locust hey hey hey don't don't i'm locust boy
hey there's the there's hey i'm just saying time moves different yeah time moves different when
you're hit time moves different when you're hit man but no i mean that is it's crazy i so do you
think it's really crazy because they stopped production on on pennies already but okay
that's the first you understand that right yes because it costs more to make a penny than what
a penny is right and that's obvious and i almost got canceled for saying i throw away my pennies
a couple years ago but that's fine well you're not
making them you dork no i'm saying but whenever i would get them and change i'll just kind of throw
them out like i wasn't using because there's no point it's still currency yeah but that's
oh why'd you look down why'd you look down boy you looked down to me you said you said yeah but
that's just no but that okay so the cash thing oh my god that's a stance beautiful watch the cash
is bro god i'm like a tongue twister the catch on the cash thing is i really don't think society will
be like bro i think it'll be scary when there's no like gold will always be here so okay let me
ask you this oh god we're getting inside in this hypothetical real quick yeah if cash is gone what
is is money backed by anything or is it pure digital i think it'll be uh i don't really know
how money works now that's not okay okay well the blockchain i don't get it you go you go with the
monkey efts they're gonna it's over i mean out of all the nfts you know those are the ogs those
are the orgs the board apes they could have said crypto punks i don't know that blockchain i don't
anyway that was the stupidest thing ever can we be honest about that yeah that was like nfts were
dumb no the nft like i don't know so dumb i understand the concept the concept's good but
you were trying to tell me that i can own i can own yeah a lebron james highlight one of one when
all eight billion almost people can go youtube.com lebron james dunks on this guy it was so funny too
like the creator it is for free but i buy on the real one yeah so it's significant value you know
so funny like in that era the crypto punk people that were like spending like 20 million hundred
dollars on these things and then they were making them they were making them they're like avi's or
their profile people on twitter yes and it was like oh see i'm the owner of this one and then
everybody was just like screenshotting it and putting it as their profile they're
like does it count yeah the real one check the blockchain i was like it looks the exact same
i can't tell who's who now that's what i'm saying i like the concept in other things cool but when
they started going to highlights and pictures of i mean think about it people were spending actual
money on fake ai pictures of an ape with a cigarette in his mouth in a in a foot it was
stupid yeah whatever smoking a cig wearing a fedora and the background was yellow yeah i'll give you
thirty thousand for it and they're all worth what now oh my god zero oh my god zero you're gonna give
me a honda civic for a picture that i just farted scratched my nuts and told they i'd make me hey
make me an ape smoking a marlboro soft red with a fedora in an army green background he goes i'll
give you my toyota yeah and i go damn i literally like people were like cussing me out getting into
it i was like i'm not doing it yeah that's so yeah that was a big movement though yeah it was okay i
got a question for you i've been wanting to ask you this answer me what i'll i'll answer you i'll answer your
pythagorean theorem oh your math body dude what's that da vinci hitting for what's your da vinci code
hitting for like the the code to my panties uh-huh like how how easy is it to get in yeah one to ten
for you for me now two for now it's ten out of ten you couldn't get me you're still hurt yeah
i know he's heard about it i know you'd give me money but you're the one saying you wouldn't
that's why you like you created that yourself now you got to pay for this
sorry i'll come off of it okay i saw this on tick tock okay and i wanted to ask you this i think it's
very interesting if you had to eat you have to let's say or you here we go you have to eat 15 000
calories in one day caveat it can only be one item so you have to eat the same of something
to get to 15 000 calories
24 hour period what would it be i would have to look that up i would have to see what's the
least filling thing with the highest calories so probably like candy right oh my god you're
right there with me it would be candy or like some sort of chip oh no no no no because i'm a snacky
but chips are not chips are not calorie high enough are they not bro a bag of lays is like 180.
no no it's not per serving and there's like five servings in the family size no oh it's family size
i'm talking about like a regular thing about like this bag like a personal bag it's like 160 calories
15 grand oh no no i'm tripping like a fair food i would eat a fair food like if you go get like a
fry what a pick you know what i mean you get like a fried twinkie you can eat like four of those and
you got it no oh no sir yes sir each one of those is like a thousand calories so you'd need 15 of
them i can eat 15 i can eat fried 15 fried twinkies a twinkie with a little bit of batter
dropped into some fry is it's it's very filling but it's nowhere near a thousand calories yes it
is has to be a singular twinkie just here's google that batter how many calories are in a thing that
oh my god hey give me some food fair food because fair food is super fair food is super high caloric
fair food is super high on calories oh yeah i mean it's so unhealthy it's all fried we got
the stats back what is it 580. what is on a twinkie on a fried swiggy from a fair uh at a
carnival freshly is 400 plus calories so 400. so you would have to what's 400 divided by 15. you
would have 15 divided by four fifteen fifteen thousand divided by four over thirty thirty
you can't what time do i wake up i can do that i can eat 30 of those in one day you would need 34
of those i can eat 34 of those in one day i mean i would absolutely hate myself but 34 fried twinkies
you are out of your mind actually so you would be i'm talking you would be sick as a dog by like 12
oh yeah what would you eat bro i was i was going candy at first but as soon as you said the carnival
now hear me out it would suck but something like a loaded loaded down nachos yeah some that's in a
in a to-go trade that's probably sitting at like 3k by itself it's gonna take a lot it's gonna fill
me yeah i can go for five you do i can go for i'm trying to and if not it'd have to be a candy
something that i'm literally addicted to that i could just go forever this is gonna bother me
like whenever i watch this back and think on it because i'm gonna come up with like an
obvious like fantastic answer but it oh my god have to eat 15 of those 15 loaded nachos
in a day there's only not hell no you got a weak one if you got if you got a loaded nachos
that has a thousand calories that's some that's not fair nachos nuts easy answer nuts
nuts
you're gonna have to think about it fair food you opened up a whole food is really good to think
about i'm either going i mean let us know in the comments i'm going fat nasty grossly packed nachos
or like a candy dog yeah fried twinkie i want to i want to go make 34 fried twinkies and see if you
can do it in 24 hours oh i mean no no it would definitely suck i remember the first time i had
a fried twinkie i was on the toilet for at least six days off of one oh bro they had to have baked
dairy we'd have to get your stomach pumped we'd have to get your stomach pumped oh my god what's up
let's crowdsource money so there's a prize pool at the end let's do a patreon video of this you have
to eat 15 000 calories in one day going into 2026 we're promoting health we are not doing that no sir
no the video starts and you're like yeah yeah no do not eat 15 000 in a day please do not that'd be
terrible even if you could eat whatever you wanted let alone one thing i think we have a game let's
play this game
all right i want to play this game it's a game that's going absolutely viral everywhere this
is called the headband game and god you look awful no i'm not gonna i think mine's a little
low i think i'm looking at yours and i'm seeing a whole purple shoe on mine right now i think mine
didn't i think i need to go you've had that on your head for a total of 12 seconds there's a
red mark no i got a big skull do you have it on too tight no it's on the last peg so i literally
can't make it any looser so uh let's just let's just let's keep it moving you need you need like
an extension on your you look like you're about to play like rich tennis like you like you look
like you're about to go play tennis over like a 500 000 just like daily bet you're like oh yeah
service thomas okay oh what this game is is basically we have pictures of celebrities or
characters or something we're gonna put them on our head we're gonna ask questions to figure out
who is on our head yes we're gonna go oh it's yes or no questions kind of we can just kind of i mean
we can kind of go and we can help each other yeah we can help each other it just popped by the way
big head big head and it popped no i can't order hats in stores it's fine don't worry okay here we
go let's put our first ones on our head okay is this the right way yes just like that yes just
like that i can't find the hole it's not my first time nope you gotta turn it turn it turn it there
you go okay all right boom put in your head there is mine good is it fastened fastened okay
yes sir you you want to go first for me um i'll go first i'll go first okay okay okay um let's see
uh okay simple yeah is this someone that i would like i i would i would support i like their journey
or their vision i would hope so you hope so i mean it depends are you in traffic
am i in traffic what kind of traffic am i in traffic yeah
like you just get cut off
oh oh okay okay okay okay all right um can i go yeah you go you might turn my dog okay um
uh would you say i uh you would you say i have the same style as this person
like they same style we got the same thing going on oh
i mean some days when you some days depending on you put on i'd say yes but overarching i hope
i hope i hope not let's go with that i'm gonna go no i hope not okay all right say no hope not
so they're safe to say no they can't dress they have no drip oh there's some drip but
okay yeah okay in traffic is this a person i would bring to my family reunion
then they'd stand out this
i mean i mean there would be some heavy conversations at your family reunion
i think i'm painting the picture okay let's i'm just keep on the same there would be
some wicked talk i'm gonna keep on the same narrative would you say it's safe to say
uh is it safe to say my guy my guy's packing it would it would now would the general populace
think he has a third leg would the general population consider it bde i mean oh i mean heavy
i mean am i morris chestnut
i'm kidding okay okay okay okay i i think i have race and gender decided okay uh would i
would i go to a house party with this person
p i say this with the most seriousness yeah i
really really hope you don't i really hope so they can't dress don't party good oh
is it they don't party good or like are they too much fun at the party i think they're a little too
much i think they're i think it's safe to say they're a little too much is there oil at this
party there's not there i'm depending on the type of oil i don't know not baby not baby okay okay
and then i'm ruling out okay i thought we had it you're ruling out okay okay okay um wait can i ask
again yeah there's another one um would i would i eat a meal with this person would i go to dinner
with them because you know how much dinners mean like going out at dinner like i'd prefer that over
a party any day i think i think you could eat dinner with this person you just might not like
oh oh is this i mean is there dinner served at most restaurants
no oh would i like their fridge no is it dahmer it's not oh it's a game
no that's a wicked you go you go let me get the bologna sandwich side of femur let's finish it
off with the dessert give me that guy's face okay okay okay um now you gotta get yours okay
it's safe to say
mm-hmm
i'm a black guy heavy downstairs or at least the popular we would assume so acts like i mean acts
like it some of the moves we made shows insinuates at bde now come again some of the moves we made i
mean he made am i paid in heart no oh okay okay no i thought i got you welcome um oh you go to my
family and you'd still stick out like a sore thumb i mean not as much okay so they're sticking out at
the family okay is my person an athlete no not as much as this guy okay so they're sticking out at
the family okay is my person an athlete no not now there was a little hesitant no no there's
no hesitation no i mean a lot of steps put in a lot i mean they definitely got full rings every
day on their apple watch a lot of steps they're so they're they're a very active black male
very active black male i mean they got their steps in am i hot my gandhi am i gandhi is he
black is gandhi black he's indian but he walks a lot he walks a lot those flip-flops are beat
hell um i'm not gandhi come on so i am black black yeah i don't i don't see gandhi it's just
third-legged human tripod no no no he had a very honest man johnson yeah yeah yeah every day every
day johnson very textbook okay big johnson black guy a lot of walking that's the part a lot of
walking and you would i would hope you would agree with a lot and i support them yeah you
would support this person you i would hope you'd hang out with them close give me malcolm
no okay give me i got a speech give me martin luther
give me malcolm are you gonna do one more let's do one more let's do one more all right another
gene is hilarious this picture is not i know pierce was cringing trying to print that he's like
okay is this good say no no uh you're gonna go landscape you're gonna go landscaped other way
landscape right there here we go here's money here's money here's money here's money here's money
mine's locked in nope turn it this way there you go
okay okay let's rip it and run it okay you know what i'm gonna stick with i'm gonna stick with
the same the same race i was running yeah can i shake this person's hand in the 1930s
not the 30s no no not the 30s no no 30s no you cannot no not the 30s my guy's black again isn't
it it's either my guy or my sister my brother my sister i mean i mean we were there they yeah
what are you we as in we no stop us oh i mean yes they were black what the
they were black yes m-i-t he bring me to the roller coaster michael jackson
Was that one take Drake? Was that one click?
- That was one take. Okay. - Oh my God.
- All right, now, okay, is the, belt buckle.
Okay, would you let this person babysit your kid?
- Absolutely not.
- Okay, okay, okay. That was me a lot.
- Okay. - Oh, oh, no, no, no, no.
I would die before that person babysat Malachi.
- Okay, okay. - Literal death.
- Okay.
Does this person have documentaries about them?
- Yes, sir. - Okay.
- Did this person at one time, like really cool?
- Oh, oh yeah. Oh yeah.
Cool, I mean, cool as a cucumber.
- Did they believe that they could fly?
- Yeah, they did.
- It's our talent.
- Yeah, they did club bangers, boy.
- I mean, talk about it.
- Oh, that sucks, we can't.
I mean, it sucks that he's a bad person.
- It hurts that I have to roll up all my windows
when I want to listen to him.
It sucks.
- Oh, I just don't listen to him.
So you just expose yourself.
- Oh, no, I still listen.
- All right, mine first, here we go.
- Okay, go. - Here, we'll do it
at the same time.
Is this good? Is mine on straight?
- Flip it landscape, landscape, other way.
Right there. - Here we go, here we go.
It's my first one.
- Okay, here's mine.
- Okay.
- This?
- Nope, straight, straight.
Yeah, you're good, you're right there, right there.
Is mine in good?
- Yes, is mine in good?
- Yeah, sure, you should push it a little more to the side.
- Yeah, there you go, there you go, perfect.
- Let the games commence.
- All right, all right, we're gonna go back and forth.
- Whoever gets their person first wins.
- Would I share an intimate night with this person?
- Absolutely.
- Is it a man?
- No, and you asked two questions.
It's my turn.
- Okay, there's some men I would bet.
- Okay, what, okay, now we're gonna go simple.
I'm gonna take the logistical route, here we go.
- Okay.
Does this person drive a humble car?
- Oh, there's no shot.
- Okay, okay, that's good, that's good.
That narrows it down quickly.
- Okay, your turn.
- I feel like mine's about to flop out.
- No, you're good.
- Okay.
- So, this isn't my question, but it is a woman.
We're clearing that up.
- No, no, that is your question.
It's one at a time.
- No, come on, no, no, all right.
- You are a woman, you are a woman.
- Now, is this person, is this person,
I mean, how are, I mean, no, is this person,
have I seen this person without clothes on before?
- Oh, I think so.
I think so, I think so.
- Really?
- Yes, sir.
- Oh, wow.
- Yes, sir.
- Narrows it down a lot.
- Yeah, no, oh, hey, here we go, okay.
Now, is my person, okay, is my person a man?
- Yes.
- Okay, there we go.
I'm good, I'm working, I'm working.
- Okay, I've seen this person.
- Okay, not a humble car, man.
- Okay, so, have a lot of people seen this person naked?
- Oh, I believe so.
I believe if you have an open Twitter account
that you see this person naked.
- Oh, I know who it is.
- Yes, sir, yes, sir.
- I know who it is, can I make a guess?
- Go.
- Lynn of the plug.
- DeepLore?
- You said Twitter, you said Twitter.
She's like a Twitter bandit, like, she's a legend.
She's a legend.
- Lynn of the plug.
- The only reason I know is 'cause
I used to watch No Jumper.
- Oh, shut the up.
- Oh my god, oh my god, that's so wrong.
No, no, no, okay.
- Okay.
- Twitter.
- Now, hear me out.
Now, I'm trying to be correct.
- Yeah, yeah.
- It might be a stretch.
If we teleported back to the 1930s,
could me and this person drink from the same?
- Nope, nope, nope.
- So we can't see black, he's black, okay.
- Okay, okay, I got a black guy
that doesn't drive a humble car.
Is he an athlete, is he a rapper?
- Kinda.
- Kinda?
- Okay.
- Kinda.
- Okay, okay, okay.
- Oh my god.
- Does this person only do mattress actressing?
- No, sir, no.
- Oh, they have a career.
- Kim K.
- No, sir.
- Okay, um, okay.
- Is it a good guess, good guess?
- Does my guy wear the same amount of money
around his neck as my mortgage?
- 100%.
- Okay.
- 100%. - Okay.
- I mean, that's a pretty big identifier of him, dude.
- Yeah, that is, that's pretty good, I'm telling you.
- I mean, that identifies him almost.
- Oh, oh.
- Yeah.
- Am I Flava Flav?
- Yes!
- Am I really?
Flava Flav!
Okay, now we gotta finish mine, we gotta get mine.
Hey, I'm Flava Flav, boy!
- Yes, sir.
- Corinna Kopp.
- Oh, man.
- And that's the only one you know 'cause it's blonde,
you didn't even know the other one.
- Is it not Corinna?
- Oh, no, it's not.
- Sophia.
- Stop, hey, hey, you need to stop, you're burying yourself.
You're literally going, Sophia!
Corinna!
Lynna!
- Sophia!
- No, so it's, so, no.
Okay, I'll give you a hint.
Take your mind off of mattress actress.
- Okay, okay.
- So we actually--
- I said you've seen her body,
I didn't say you saw her in coitus.
- Okay.
- I said you've seen her body.
- Okay.
Is this person a, like, movie actor?
- No, sir, no, sir.
- Is this person a YouTuber?
- No, sir.
- No, sir.
- Is this a TV actor?
- No, sir.
- No, sir.
- An author?
Is it J.K. Rowling?
I've never seen her boobies.
I've never seen those.
- No, no, sir.
- Who?
- No, sir.
- Whoa.
- Go a different industry, you're very close.
Once you get the industry, you'll buy me.
- Oh, is it a singer?
- Yes, yes.
- Miley Cyrus.
- Now, you've seen her.
- What?
- No.
- No, no, no, no, no.
- What?
- No, no, sir.
- Yeah, yeah, yeah.
- No, sir.
- Sorry.
- No, sir.
- Singer.
- You're like stomping in my jaw.
- Yes.
- Oh, man.
- Queen Latifah.
- No, and I wish.
- No, I'm just kidding.
- There was a movie she had a scene.
- No, wait, what movie?
Oh, is it on Netflix?
- Old movie.
No, no, it's an old movie.
- Singers Broad.
- Singers Broad?
- Singer is Broad.
- Singers Broad.
- Singer is Broad.
- Give me like a hint, give me a hint
to make this quicker.
- Rapper.
- Ice Spice.
- No, sir.
Oh, I'll give you a guaranteed hint if you want.
- Yeah.
- Cardi B.
- Yes, sir.
- Yes, sir.
- Yes, sir.
- Good stuff, good stuff.
- I haven't seen her naked.
- You haven't seen Cardi B?
- No.
- I saw those nipples peeking through shirts before.
- I haven't seen that.
- My God.
- Well, that was fun.
- I got Flava Flav.
- I mean, I'm just surprised you guessed that.
I mean, I really did.
That's the thing with this game,
I help you get there like to make it easier.
- Oh, all hail the holy vow.
- All right, get us out of here, Cam.
- That was really fun though.
Appreciate you for playing headbands with me
and making me fail.
Even though I guessed the person.
Anyway, guys, thank you so much
for an amazing, amazing 2025.
We did a lot of things.
We conquered a lot of stuff.
And 2026 is only going higher and further.
And the biggest thing that we can tell you for 2026,
hit that link in that description.
Go over and join the Koala Club.
It is going to be an absolute madhouse.
It's gonna be a party.
It's gonna be a revolution over there in the Koala Club.
We love y'all.
Go check out the Patreon.
It's an amazing community.
We post all sorts of stuff,
all extra bonus content behind the scenes,
our own segments, different shows, full of links,
all, there's so many things there.
You gotta go check it out.
Go make friends with the Koala Club.
We absolutely love y'all.
Confuse the casuals.
Get your good karma with a very obvious secret code.
H, finish it, P.
- NY.
- Happy New Year.
- Happy New Year.
- Get your grapes.
- We love you so, so much.
Don't do a grape.
Don't go under a table.
Don't do black eyed peas.
It's all overrated.
Everybody be safe.
Uber.
- Please be safe.
Uber, hey.
- We love you.
- One Uber.
I don't care if you're mad at the price.
One Uber.
Just take it for us.
Take it for a P.
- And me.
- And me.
We love you.
Remember when I took a lot of beers
to make it home for Christmas.
And we'll see ya.
- Next time.
- We'll see ya next year.
- Oh, I hate people like you, dude.
- I gotta hate that.
- It's the worst.
- I hate that.
So corny.
- Yeah.
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- Wanna be the one who's always in the know
about the game, the scores, the plays?
Here's a tip.
The Apple Sports app.
Just pick your favorite
and get automatic live updates
without even knowing their schedules.
And when your team scores,
it shows up right on your iPhone lock screen,
making it easy to check in any time.
So rule the group chat and download Apple Sports for free
on the App Store or find it on your new iPhone.
- Coca-Cola.
For the big, for the small, the short and the tall.
Peacemakers, risk takers.
For the optimists, pessimists, for long distance life.
Loathe.
For introverts and extroverts.
The thinkers and the doers.
For old friends and new.
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Podcast Summary
Key Points:
Chime offers fee-free banking with no monthly fees, minimum balances, or overdraft charges, and provides 5% cash back on a chosen category.
Chime builds credit through everyday spending without a credit check, making it accessible for people with poor or no credit history.
The Spot Me feature allows temporary overdrafts up to $1,000 per month with a $200 fee-free limit, offering financial flexibility in emergencies.
The podcast highlights a fun, lighthearted discussion on New Year’s traditions, including the overrated ball drop, grape-hiding, and game-playing.
Hosts critique cultural food rituals, arguing they are more symbolic than meaningful and often lack real significance.
A major theme is self-expression and personal boundaries, including conversations about body image, fragrances, and awkward social interactions.
The hosts reflect on personal habits, such as avoiding trying on clothes or being self-conscious about handshakes and physical presence.
A key takeaway is the shift toward digital finance, with growing evidence that cash transactions are being phased out in favor of digital alternatives.
Summary:
This episode of the You Should Know Podcast blends financial education with humorous self-reflection. The segment begins with a promotion for Chime, a fintech offering fee-free banking, no credit checks, and a flexible overdraft feature, positioning it as a modern alternative to traditional banks. The hosts then shift to a light-hearted, candid discussion about New Year’s traditions, questioning the cultural significance of the ball drop, grape-hiding, and game-playing, ultimately arguing these are overrated and often performative.
The conversation expands to personal topics like body image, fragrances, and social awkwardness—highlighting discomfort with physical appearances and social interactions. Hosts express self-awareness about habits such as avoiding trying on clothes or being overly cautious in handshakes. The episode concludes with a forward-looking perspective on financial trends, noting the rapid decline of physical cash through digital payment systems and reverse ATMs, suggesting that cash transactions may become obsolete within the next five years.
The tone remains playful and conversational, blending financial advice with personal storytelling and humor.
FAQs
Chime offers fee-free banking with no monthly fees, minimum balances, or overdraft fees. It provides 5% cash back on a chosen category like gas or groceries and helps build credit through regular spending without a credit check. It also allows up to $1,000 in overdrafts per month with a $200 fee-free limit.
No, Chime is a fintech company, not a traditional bank. Its banking services and Chime card are provided by Chime's bank partners.
You can sign up at Chime.com/YSK. The process takes only a few minutes and requires qualifying direct deposits. Terms and limits apply, and full details are available on Chime.com/disclosures.
Yes, Chime helps users build credit by allowing them to spend regularly on their card, which reports to credit bureaus—without requiring a credit check.
Chime offers a Spot Me feature that lets you overdraft up to $1,000 per month, with a fee-free limit of up to $200.
Traditional banks charge fees, require minimum balances, and often have high overdraft fees. Chime eliminates these by offering fee-free banking and more transparent, user-friendly services.
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