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THE HEAD GAME! -You Should Know Podcast-

1h 19m 31s

THE HEAD GAME! -You Should Know Podcast-

This episode of the You Should Know Podcast blends financial education with humorous self-reflection. The segment begins with a promotion for Chime, a fintech offering fee-free banking, no credit checks, and a flexible overdraft feature, positioning it as a modern alternative to traditional banks. The hosts then shift to a light-hearted, candid discussion about New Year’s traditions, questioning the cultural significance of the ball drop, grape-hiding, and game-playing, ultimately arguing these are overrated and often performative. The conversation expands to personal topics like body image, fragrances, and social awkwardness—highlighting discomfort with physical appearances and social interactions. Hosts express self-awareness about habits such as avoiding trying on clothes or being overly cautious in handshakes. The episode concludes with a forward-looking perspective on financial trends, noting the rapid decline of physical cash through digital payment systems and reverse ATMs, suggesting that cash transactions may become obsolete within the next five years. The tone remains playful and conversational, blending financial advice with personal storytelling and humor.

Transcription

16100 Words, 79461 Characters

English
This episode is brought to you by Chime. Look, everybody, I'm sure we all know someone who could use some real talk about their finances. I could, you could, and if you're Mr. or Mrs. Perfect, you probably know somebody that could. But that is where Chime comes in. Chime is changing the way that people bank. They're not like those traditional old banks who charge fees and gate perks and rewards. No, no, no, no. Chime offers the most rewarding fee-free banking, all with no overdraft fees, no monthly fees, no minimum balances. I can't fathom banking anywhere else. You get 5% cash back on Chime card in a category of choice like gas or groceries. Come on now. All while building credit through regular everyday spending with no credit check. And if you're ever in a pinch, Spot Me lets you overdraft up to $1,000 a month. And if you're ever in a pinch, you get up to $200 fee-free. Are you kidding me? Join the millions who are already banking fee-free with America's number one choice of banking. Head to Chime.com slash YSK. That's Chime.com slash YSK. Sign up now. It only takes a few minutes. Chime is a fintech, not a bank. Banking services and Chime card provided by Chime's bank partners. Qualifying direct deposits required. Terms and limits apply. Go to Chime.com slash disclosures for details. Now on to the rest of the episode. Hey everybody, welcome back to the You Should Know Podcast, episode 197. Round of applause, please. If you're new here, or if you haven't already, you look below, you see the subscribe button, is it pressed? You're wrong. If you look even more below that, you can see that comment section, isn't fulfilled with your name. Guess what? Even more wrong. Go and fill that out. Get your good karma. This last week on our Instagram, at You Should Know Pod, we announced the winner of the t-shirt giveaway, and then we had a fantastic 20 t-shirt giveaway over on the Koala Royalty. We are three episodes away from the great, no, two episodes. How does that work? 197 minus 200 is three. We're three episodes away from the grand old 200 episode special. The drinks will be flowing. The fourth camera will be fourth camera. We will be all dressed up, and we got some special surprises for you. So make sure you're subscribed. Speaking of subscribed, we are right there. We are around in third base to get to one million subscribers. We are right there, and I'm ready to slide into home, daddy. I'm ready to slide home, daddy. Give me it, the fourth camera. What multiple surprises for you we have multiple announcements multiple things for you we cannot wait let's make it happen we are the best family in the world and even better we have a really good family reunion over there on the koala royal koala club excuse me patreon.com slash you should know podcast we got about 36 hours of extra footage each and every single week this week alone i mean come on tmt extendos ad free uncensored and whatever else we got on fridays i mean come on we love you guys so much hit that subscribe button on to the rest of the episode we got co-host Cam back in the studio back in the studio back in the studio back in the studio looking on the and he get the and there it is there it is we got it we got it there we got it I mean I said not to and he did it I said not to that was just cerebral that was foreplay right there back in the studio off that Julio Cam's got a little I did it too see it's it's fun you can't not say alright there we go how are we feeling Bob I'm feeling good I'm feeling great Penny Stock Jordan Belford what the hell you look like you're ready to go to a New Year's party right now right now it's 11am I got out you're literally ready to go pop champagne right now you have slacks it's not slacks these are golf pants these are golf pants these are golf pants these are golf pants name one club you own club driver no you you don't own a driver I have a driver no you don't it's a Nixon Nixon you are ready you're literally ready to celebrate right now yeah you look not only is it several days earlier but it's also 11am and we're not going to a party afterwards no no no yeah and you're ready to celebrate you look like you stole a middle schooler shirt you are 27 with two children and you have a shirt that says thugs need hugs with puppies on it grow up I look like I own a business yo you look no you look like oh hold on do y'all hear that I don't hear it preppy pee preppy pee get it preppy pee cause I'm preppy preppy pee preppy pee oh it's a lot of pelvis pelvis preppy pee preppy pelvis you know what you know honestly I think it's a lot of pelvis I think it's a lot of pelvis I mean that's so messed up I come to work you know dressed like I care yeah Cam comes like I care you look like you raided a 6th grade lost and found no I don't Robbie looks like on the part time he sells 8 balls I mean and and Piercy dresses like a cartoon character I mean I could I could give me $500,000 every Tuesday morning and I could guess what Pierce is wearing I'd be like what's Pierce gonna wear big belt buckle belt buckle blue jeans blue jeans and ostrich boots and a YSK top I mean come on I mean I mean whenever Malachi is in the 6th grade he's got clothes from his dad he sure does he sure does and whenever your son's born he's immediately gonna be in a fortune 500 executive party with a Lululemon dual toned dual toned collared shirt with your slacks cause you don't own a golf club you idiot these are golf pants lift your I wanna see what's on there I wanna see what socks you're wearing I wanna see what socks you're wearing oh you got me you tried to get me and you couldn't get me you know why because Voldemort I was sleeping in those private socks as well those socks that I've been wearing for three weeks I was sleeping in them and then she would put her head under the covers and she goes I'm going to leave you if you don't like I can't I can't breathe I was just about to say at what point does it affect others cause like that's an actual question you think about this you wear your socks no joke no pod you wear your socks for five to six days yeah that's not that shouldn't be allowed yeah it should not be a real thing somebody told me somebody close to me told me I smell like I'm in a vegetative state like I've just been stuck and like I do have a stale I have a stale odor sometimes yeah your pheromones are like old it's like the pheromones yeah like a 60 year old I'm like golly you smell like a mothball like a pork chop very blue collar odor I have then you get then you get dressed for work it's like oh he owns a super yacht but he smells like death you smell like the grim reaper is just just toting behind you hey I'm Peyton I own everything this is my friend death that's how you smell you smell like he's literally right there but you look great you know but but a lot of the time you get more comments about how negatively you smell than I do cause you you try to smell good I sweat like a chimera I don't like it's not okay how much I sweat what's a chimera it's a mythical creature of course it is it's a mythical creature very much so blue tailed white dragon blue eyes white dragon you were close though still got some blood flow I summon blue okay sorry but I'm saying like jokes on you I activate my trap card mirror force alright go you try to smell good and that's the thing you try to smell good and then it always fails no you don't want to play this game because no no no you don't want to play you don't want to play the try to smell good game I physically watched you shoot Louis Vuitton meteor on your scrotum on your actual skinned nutsack I did that before I got my physical I've seen you do that I have never took cologne of the highest level of oils and sprayed my genitalia I do the I do the nationwide standard I go neck neck crease crease wrist wrist I'm popping you go neck neck neck neck neck neck chest chest chest arm arm arm arm arm arm sack sack butthole go that's you that's you I don't you do not want to play the game of I try to smell good but the thing is the scent that I am overly spraying and I'm spraying on probably places that are unhealthy it smells good after you smell like diapers and formula because whatever I'm letting you think looks good should happen brother I go wow I start smelling you should probably call it a night I should probably go home get a shower get to bed you go oh we got two more stops that's fine that's you that's you you don't you you have you don't you have refilled your bottle of designer fragrance right three times in a calendar year yeah that's unheard of no it's not - No, it's not crazy at all. - P, you have refilled one? That is, first off, that's the equivalent, take the refill out. Imagine going through three refills, so four bottles of cologne in one year. - 365 days, I wear it 365 days out of the year. - But you wear enough for a month on one day. - No, it's not true. The reason is because you have a grotesque amount of colognes, 90% of them are not colognes. - No, I mean, I know I get it, I mean, financially, I didn't cheat or whatever. - There's two dupes, there's two dupes. - There's two dupes. - I mean, you got so much cologne. I only have one bottle, I have one bottle of cologne, that is my smell. - That's also not true! - That's all I have. - You have the guy with the package on it. - No, no, I haven't had him in a year, that was 2024. That was 2024. We're in 2026 now, Bob, we're getting there now. I'm just saying. And I am, maybe that is a resolution I have. - Less cologne. - No, more options of cologne. - Oh, there you go. - More options of cologne. - Yeah, you've said that, yeah, you've said that too. You need to act on that. - I am insecure about my fragrances. I'm really insecure about colognes because I smell for other people. Like I don't smell for myself. - That's your problem, you gotta smell for yourself. - No, but I like-- - Do something that makes you happy. You get dressed for yourself. - Yeah. - Just like the same way I get, hell, I'm in sweats and some nice titties. - I can tell you dress for yourself. - No, I can tell. - You look like you're about to go acquire someone's business after this. So you do that for yourself, makes you feel good. - Yeah. - I smell the way I wanna smell. If you don't like it, fuck 'em. - Yeah, but I, but that makes other people uncomfortable, right? And it's, who do I gotta comfort? And now who do you gotta comfort? - 2026 is the year of Voldy, the year of you doing it for yourself. Now there's no more fragrances for others. There's no more fragrances for others. - Yeah. - You do fragrances for yourself. - But Voldemort loves me so much that I could literally spray poop sprays on me and she'd be like, "Oh, it smells like your smell." - She'd be like, "Let's snuggle and watch a marathon." - Yeah, it's your smell. I mean, it's your smell. - See, can we quickly talk about that? Going into the new year, you need to understand that you have a mythical woman. - Oh yeah, she's the best. - She is not of earth the way these other women are. - Yeah, yeah. - She could, if you were selling flavor lollipops, she's first in line, she's buying six of 'em. - Yeah. - If you smelled like , oh, give me a big huggy. - Yeah, yeah, yeah, loves it. - Oh, my tuft hair, it's disgusting. I'm starting to see insects crawl and gather in there. Don't worry, I'll get 'em out. - Yeah, she's the best. - She's the best. - I mean, that's the only way I would find love, is if there's somebody like that, you know what I mean? I've found it. - But speaking of my tuft, right? So, we filmed last week's episode before your gender reveal. This is after the gender reveal, right? - Yes, sir. - Can I say, can I talk about your gender reveal? - Go for it. - Let's talk about Cam's gender reveal, right? Now, I know everybody in your family. - Yes, sir. - I know everybody on Liv's side, your side, and in between. I know everybody. - Yes, sir. - People of significant others. We've been around each other for almost a decade. - You're like Nostradamus. - Yes, I'm like a adopted family member to that family. - Yes, sir. - I'm comfortable with everybody I see. I'm like, you're that white person that lives in Oklahoma. - Yep. - There's another one, but I know y'all. You've cooked for me before. - There you go. - Spit it out, but I appreciate it. - A lot of salt. I mean, God, just a lot of salt. That is straight from Himalaya, just salt on salt. - So, this is what happened when I went into your gender reveal, and you didn't see this. Maybe you did. So, I walk into Cam's mansion, right? I walk into the house. - Very standard house. - It was kind of there already. There's a lot of family that was there. They were all in the living room. - Yes, sir. - I come in with Voldemort. "Hey, everybody, what's up? Uncle P is here." Yeah, no, I'm not Triple H. I'm not Triple H. Not now. I'm not Triple H. - You go way too soon. Way too soon. - I'm still upset. - Oh, I'm so sorry. I forgot. - So, I walk into the house. Everybody is in the living room, right? It's like a big square. - Yes, sir. - Malachi is there, right? And I love my boy. - You do. - Malachi is my boy. - That's your boy. - As soon as I walk into the house, I'll say my hellos to everybody. Give me my boy. - Yeah, come here, boy. - I need to see my nephew. Now, nephew was feeling a little rambunctious, right? He was in his moving around state. So, I see him, and he's on the floor. Now, everybody's seated looking at the floor, looking at this beautiful-- - He's the main attraction. - Right. Now, the party, Cam's party, gender reveal, was like a Christmas-themed gender reveal. - Yes, sir. - It was optional, but you were instructed to wear a Christmas sweater. - Yes, sir. - I got a ugly Christmas sweater that was too small, right? Like, it was a crop-top Christmas sweater. - It might have been a medium. And I don't know how that was purchased. Like, I don't know how you didn't go, "Holy , this is small." I saw all of your navel. It was wicked. - Yeah, and so, I didn't realize that until the party when I put it on. And so, I see Malachi, I see Malachi, and I'm so excited. I wanna hug him. To hug him, I'm six foot eight. I didn't wanna say the, you know what I mean? - Yeah, good man. Good man. Leave that in the past. There we go. Oh my God, leave that in the New Year. - Leave six seven in the New Year. - Six seven. - Oh my God. - And so, I'm six foot eight. Malachi's two foot, even if that. So, I've been down to go see Malachi. Everybody's talking, "Oh, Uncle P, how are you, Payton? How's everything going? How's the new truck? How's your mom? How's your dad?" I'm like, "Good, good. Come here, Malachi." And I've been down like so. - Impressive knees already. - I'm bending down like so, talking to my nephew. Now, remember, I got a crop top sweater on. I feel cold down my back. - I feel a breeze. - When I say, "The room went silent." Everybody went, "Yeah, Payton." I'm like, "What the , everybody gets so quiet for." - Did I grab the kid wrong? What am I doing? - I looked back to look at everybody. Everybody's like this. Everybody's looking up. - That new bulb, you got a new bulb up there, Cam? - Yeah. Voldemort goes, "Payton, come here." She takes me to the next room and she goes, she goes, "Babe, you gotta put on an undershirt." And I said, "Why, what happened?" She goes, "Babe, everybody just saw your tough and a little bit of crack." We got plumber Pete at the party. He goes, "Oh, come here, next to me." It's just pure, just, I mean, dark-haired. - And it's like, and this is the first time I haven't shaved my tough in a long, like, I've gone- - It is, it's disgustingly thick. - It's thick. - You are prepared for hibernation. - It's done. No, no, I can't get demonetized again. - You can't? - I literally can't afford it. And so, like, this is like two minutes into the party. Everybody has seen my little nub on the top of the crack and all my tuft. It's embarrassing. - Oh my God, you do have a little nub. - I do have a little nub. - You have a little nub, that little extra bone back there. - I'm thinking at one point, I had a tail. - I think you did too. - Yeah, not the one I purchased. - Y'all used to think it as a child. - Yeah. - I think your dad one day just got ready to say- - He's like, "Not my boy." - He's like, "Not my boy, come here, Preston, look away." - Yeah. - You just went, and then you became fully human. And that was your origin story. - Yeah, so like all your family saw my tuft and I felt the uncomfortability immediately. - Yeah, yeah. Now, I was about to go down the funniest of paths, but I don't want to do it. - Why, why? Go ahead. - There could've been someone there that saw the tuft and then had some racist comments. - No way, no way. Somebody said something racial? - No, no, no, not actually. - Oh! - No, not actually, I'm saying, but we know who would've. - Yeah, yeah, oh, yeah, she's like, "I knew it. "I knew it, boy. "I told you not to let him in. "I kicked him out." - He said, "Get him off my grandbaby." - I mean, that is- - You gotta love family, man, I love it. - You gotta love 'em. - I love it, dude. - Gotta love 'em. - That sweater, though, like, genuinely- - It was a war sweater. - It was so, no, no, the sweater was lit. You're trippin', it had batteries. - Literally lit, it had lights on it, yeah. - That was small, bro. - No, no, I don't know what happened. - That's the thing that irks me. When you don't try on- - I don't believe in trying stuff on. - And that's so backwards from society. - I hate it. - When you go to buy, you buy a car, you test drive it. You look at it. - Truck I just bought, didn't test drive it. - I don't like trying stuff. - That is true, but that is so strange. - No, it's not. - When you buy a pair of shoes, you put it on your foot. You see if it feels good. - Nope, I don't do that. - I genuinely don't believe on trying- - You need to be studied. That's not, you're like 1.1 of the 1%. - I don't believe on, I don't believe in trying on clothes at all. It's such a nuisance and it's a hindrance to my day. And it leaves so much room for error. - How? - No, I would argue it is literally the complete opposite. - How so? - Buying some without trying it on is the ultimate room for error. Oh my God, this thing's way back here than I thought. Holy , this is way too tight. You try it on, you see exactly how the garment fits. - No, I'm saying yes, it will tell you if it fits or not. I'm talking about getting to that point. I hate it. I hate grabbing something off the rack. In my heart, I like it, right? In my heart, I'm like, I know I want this. Yes, I want this. So if normally if I want something, I'm just gonna get it, right? - Oh my God. - I'll take what comes with it. - I could never, you are just a goblin. - Yeah. - I wanna see if that shirt gives me. I wanna see if my love handles are poking. - No, those are thoughts I don't have. - Exactly, but I need to know. - And so, but I hate going to the line. The line is long, right? Everybody's sitting there waiting. I'm standing too long already. And then, I don't like getting undressed anywhere where I'm not going to sleep, shower, and a. I don't like, those three things have to happen for me to get undressed. I have to sleep, shower,. Those three things gotta happen. - All three at the same time, they have to. - No, no, no, they can happen separately. - Okay, I was about to say. - Sleep, shower,. Sleep, shower,. - The triple S's. - The sleep, shower,. - Yeah. - I might have a kink then for trying stuff on. - I hate it. - I literally won't purchase it. It'll be a brand. - Yeah. - That I currently own. - Yeah. - I own the same shirt. It's just a different color I'm trying it on. - But isn't it weird? I don't like, and don't you feel constricted and confined in those, In those fitting rooms? No, they are quite small. And I always have a fear that the locks never lock. That someone could just walk right in and they just see me flaccid as can be. Now, I'm not butt naked. I'm not butt naked. But my undies are super tight. I mean, I'm salted cashew. I'm gummy worm. I'm itty bitty right now. It's cold as shit outside. There's no blood flow. I didn't go to the gym this morning. I'm small, man. I don't want you to see that. And then let alone, I haven't shaved my chest hair. It's patchy as a bitch. And it's not a good sight. And so now you're starting to get my point. And then once you try it on, you either face, oh, I like it. But now I got to get redressed or two. I love that though. Or two, I don't like it. And I just wasted my time. It's not a waste though. You went through an experiment. It's not a waste. You're thinking it's a waste. It is a waste. It's a learning experience. Oh, this shirt doesn't fit. This brand doesn't fit me. We move on. So now the next time you don't fool yourself again. And it's Darwin. And this might be a problem with me. I never fully search the store. Oh, no. Oh, no. Before. Hold on. I never fully search the store before going in to try stuff on. I'll find one thing. Go try it on. Then find another thing. Go back and try it on. So I've made six down and back to the fitting room. And I don't like it. That's your problem. No, no. Accurate representation of us if we went to go shop. This is the product. This is me. Hey, bro. You just going to hang around here? I'll do whatever the fuck I want. Why? I go, well, I'm going to go try the shirt on. I just wanted to kind of relink with you because you're my friend. Fuck you, bro. So that's me. And I go, all right. I'll find you. We're both tall. I go in, try it on, come out. Let's say it didn't work. Bro, it didn't work. I left it on the rack. He goes, bro, you're such an idiot. And this is P. Yeah, I'll get that. Hold that for me. Yeah, go buy it. That's P. That's P. He's like, this is cool. It's not the best, but I'll take two. That's so not true. I hate that. I hate this narrative you got. I know. I do that because you hate it. You are a psychopath, though. Okay, now, honestly, this transitions well. I was going to ask you this. Yeah. We're headed into 2026. This is the last episode of 2025. First off, thank you to everyone that stayed the whole year. Everyone in the Koala Club, everyone in the Patreon. It's only going up in 2026. What are you staring at? You're crusty in the face. I'm crusty? You got a little crust. I have 100% grass-fed beef tallow on my face. Maybe that's it, but it's like a little. No, other one. Other one. Oh, no, that was crust. No, no. Other eye. No, I'm looking at it. It's like you got snowed on. Oh, my God. Yeah. I mean, you're gross. I go, I need a refund. Okay, I want to ask you. Yeah. Things around New Year's, I'm going to go down the list. Do you personally, and I'm going to answer as well, do you think they're overrated or underrated? I'm such a pessimistic a**hole, I'm going to say. Overrated or underrated? Okay, yeah, yeah, yeah. Okay. Oh, I got so many, too, so go ahead. Go ahead. All right, I got my list. Are you ready? Yes, let's do it. First one, very simple. It is. I mean, it is the pinnacle of New Year's. Either being outside, being with a group of people, but counting down the ball from 10 to 0 and then making a big hoorah. Three, two, one. Underrated. You're absolutely stupid. It is overrated, and you know it is. That's the whole point of the day. And it's stupid. That's what I'm saying. I don't like that. That is completely underrated. No, it's not. It is overrated. Wow. If you're having a good enough time, hopefully by midnight, you're not even ready to count down. You're already feeling great. You're three, four, five, six, eight. Skipped it because we're leaving that. You're certain shots deep. Yeah. You're having fun. I don't want to. And there's always a guy that is terribly off beat. Yeah. Ten, nine, eight, seven. I'm like, slow down. I think, okay, now, honestly, now that I'm reflecting, I think it's my ADHD. No. I don't like it because if we're not all in unison, then it sucks. No, it's because you're not a good public kisser. No. That's why you don't like it. Oh, no, no, no. Have you ever seen? That's why, honestly. What? Yes or no? Yes or no? That's a good take. Yes or no? Shut the fuck up. Good tongue love my wife behind closed doors. No, I'll do it in front of the world. No, listen. Yes or no? How long? We've all known Cam for years. Have you ever seen him kiss his wife in public? Three, two, one. No. Cam is a weird, on the cheek. He is not a public kisser. He's weird. It's because of the chin. It's a lot of this. It's not because of the chin. First off, the discussion's the ball drop, you bitch. It's not the kiss. We'll get to the kiss. No, but I'm saying. I'm saying, but the kiss, it's the anticipation. It's like you have your significant other there or some random broad, and then you're like, three, two, one, and it's magical. You're counting down the final days of this year. This year's never going to happen again in history. Exactly. Good riddance. See, because that's you. You've never had a positive year. You're just this. No, I love my years, and I love my life, but we're on to the next. We're on to the next. I don't need to count down a ball, let alone, let alone if you're the people there in person. Oh, my God. No, no. If you gather in Times Square with a million souls in 20-degree weather to go, seven, six, five. Get the camera. Get the camera. Three. Take the picture. Take the picture. What? No, that sucks. I'm not going to lie. You wake up January 1 with a nose cold. No. No, this is the thing. Okay, don't let me in with the people that are in New York waiting. Yeah, terrible. Because they're like the New Year's equivalent of furries. I mean, they wear, like, diapers, and I mean, it is insanity. That's insane. They got big Planet Fitness hats on. And the amount of times that I've physically watched the error of a broadcast. I've looked at my TV. The ball's on the ground. The fireworks are going off. But on the broadcast, they're like, four, three. I'm like, it already popped. And someone messed up. There's a delay. Okay, but that's it. You saying that the countdown isn't worth it is like decorating your house for Christmas and you just skip the presents. All this lead up in anticipation to this one thing and you're just like, this is the worst part, the gifts. See, I don't. I don't. I don't know, bro. I just bodied that. I just bodied that. Okay, next. Here we go. Okay, can I? One more thing. You're going, no, I really like this ball. One more thing. And the countdown, that's when you get your grape and you hide under the table and you just, I mean, you just went right to my next thing. What? Over or underrated. People that do food traditions, you're taking a grape and you're getting under a table. For what? Now, that might be racist. Are you a dog? Are you a literal canine? No, no, no. That might be a dog. That might legitimately be, how is that racist? That might be. How is that racist? That might be patrol. If you're grabbing, if you're grabbing a grape and you're big, just hitting all fours and getting under my table, I'd literally be like, what the are you doing? No, the hiding is an option. What is it? I don't even know the significance. I think it's for good luck and it's like to hide from the evil eye. I think that's what it is. The evil eye? You pop the grape. My ex, she was, that family taught me that. Oh, okay. Yeah, and I think that's that culture. Okay. And it was cool because I got these purple grapes and I think green grapes meant something else. I mean, I didn't really partake, I was getting cheated on. I don't remember. I was all over the place. I was like, you, you, you, who? I don't know. I don't know. I don't know who's on this party. If you're grabbing a grape and you're hiding from the evil eye under a table or if you're grabbing black eyed peas and lentils, all that sucks. Yeah. Hey, where's the chips and queso and the buffalo wings? I don't want a grape and black eyed peas. You're very pessimistic. I thought I was going to be more pessimistic. I think I like cheer and folly lol. Yeah, I like a folly lol too. No, you don't. Yes, I do. I feel bad for Malachi. No, Malachi, I'll do these things. You're not going to let him hide under the table? I'm only going to say, son, stand on your two feet. You don't bend a knee for no man, especially no artificial man dropping a ball. No, you don't bend your knee. Get up now, boy. Get your ass up, boy. You're grounded all 2026. Get upstairs. Boy! No, boy! That's what I'm going to hit. Okay, over underrated. All the food traditions. Black eyed peas, the lentils, the cornbread, the grapes. Underrated. Underrated. For the reasons I've said. Dude, overrated. Do you have another one? On to the next. Yeah. Let's do this one. Shit. He said, he said, he said, he said, he said, he said, oh no, oh no, unbutton, unbutton that other button. Oh God, let that dove breathe. Oh, that dove is suffocating. Oh my God, oh my God, the pigeon is suffocating. Oh no, your pigeon is suffocating. Oh no, he's crying. Oh shit. Oh my God, we're starting 2026 just how we left off, boys and girls. Oh my God. Oh my God, someone get him water. This is not good. No, no, he's doing the fake movements. Oh, oh no. Oh, when he starts rocking, he starts, oh, he doesn't know what to do but his body's, it's so much happening. He's trying to, he looked like he just came up from water. He went, oh, oh, oh, wow. Wow. Wow. Wow. Wow. Wow. Have you ever been there before? Oh my God. I don't even know where you just went. I don't know where you went. You went, you went in a black hole. It's not a pigeon. You went up on, it's a pigeon. Pigeons are dumb. It's dumb. Okay, here we go. Ready? Yeah. The champagne flutes and the toast at New Year's. You know how typically everyone's waiting, you do your kiss and whatnot and then you take your shot? Mm-hmm. Over, underrated. Is it just the champagne you're asking me about? Champagne, liquor, anything. Well, I mean, I'm right on the line of dependent, so I would say, I would say, three, two, one, underrated. Yeah, I'm dependent on that. Good job. That's solid. I'm like, sure. Okay, here we go. This is a big one. Literally yesterday, I said, I'm not drinking. I got over one shot. I was like, let's do it. I mean, I'm easy. I'm easy, bro. Dariel said, Dariel said, hey, you trying to take a shot? Yeah, come on. You go, dude, all right, bro. You're like, everybody's doing it. That was the first one he asked. First one he asked. And I got the shot first, and I was like, where's everybody else at? Okay. Playing games at the party. So like you said, the whole party is around the ball drop. You play games. you're doing all these things ready playing games at the new year's party ready three two one underrated overrated stupid idiot see you you are so materialistic oh my god it's such a fa la la la jolly la la jolla ball season it's so much festive in the air give me my grapes and tables to hide under i can't wait to kiss you in the mouth of my tongue in front of all of our friends right when the ball drops i just want to play twister maybe some quiplash i want to play something fun give me some check wait am i playing the games with you you're playing with the whole group no i'm saying are you there yes hate it hate it no no no no no no no it's on you it's on you it's on you no no cam cam is and i legitimately mean this i legitimately bought of my heart and your wife both y'all together i hate playing games with you like you're so you're my best friend i love i love you with everything that's so rude with everything that is so i would do i would rather do everything in the world road trips skydive so rude like adventure through caverns i would love doing that with you pull out sorry or trouble yeah why why why explain it i hate to not make a bowl because first of all have an explanation because playing games the point of it is to have fun that's why we're all here okay fair i can agree cam is like we're gonna spend 30 minutes on rules and you better understand these rules and you want to know why and i'm gonna make this very clear last night is a perfect example and then he goes like this and like god forbid we're drinking having fun there's side conversations big ears big ears everybody listen big ears that's not true whenever i speak you make a bubble and i'm 26 i'm 26 with my girl like this that's not true that's not like and then god forbid we start the game we start the game and somebody makes a just one like it's a fun like oh i'm gonna make a little joke that's not true that's not true and if somebody's on your team and they're messing up what the you doing that's also not true that's not trying to not let a single what you're doing rip here's now this is a perfect this is the perfect thing to bury this last night y'all can make fun of it you can call me corny ultra competitive whatever all of the above what i did if i didn't do the process of playing the games would have took way longer you say that every time you say it every time and you make it longer and you know what i'm gonna do you make it longer you know what i'm gonna shut up you know i'm literally gonna i'm just gonna let thank you you say that every time but you can't your heart can't do it because you can't everyone else is because are we are we trying to play the game yes we're just chilling dog we don't get no fine just chilling we're gonna get it to it all right then i oh my oh my god you're like no that doesn't make sense with the algebra no oh oh oh oh maybe two two months ago two three months ago on the royalty live stream i'm saying the rules y'all start making fun of me because it took so long it took so long i'm taking so long and talking i go all right y'all got it i got i'm gonna sit no no but this is different no no this is the difference this is a different thank you no no we didn't thank you we didn't say it because you said i'm not gonna say it you said because you you like it was you're sad you shut down because no no it's to prove a point no no you're sad it's to prove a point no no you're sad i said i said oh here we go again i'm trying to get the ball rolling y'all make fun i'm gonna let y'all do it and then we sat there and three times in the first round wait wait how do we score wait who's it wait who's winning how do we yeah but that's fine like i'm like that's fine i think i should not get criticized i think you should tone it down i'm not saying to stop i'm saying relax a little bit that's the thing i don't i don't ever think i think y'all make it no more i don't think i'm that like no no why i i remember you hit you hit uh you had a this a leg extension with this yesterday so what are you doing to who i can't say the name when did i do that okay well also we were also but that's also me drinking and having fun too you didn't drink i was under the influence all right we were all having a good time so i might i was like give him another one hey pass another sour patch of the big head calm him down no i'm just kidding but that's that's a good game underrated overrated i like that happy new year's to everybody happy new year's man happy new year's 26 going into this last week we um evil is literally a small swimming pool right now we've been searching like different studios we're moving studios soon i think we found the one i know we've said that before but we're like legitimizing contracts right now i hope it's really good like junior like almost perfect beautiful beautiful we're in the final talks of it so 2026 we'll be moving into the new office now i've had this thing recently my nails are nice right yeah this is all gonna make sense oh my nails are like except i mean i cut myself on my phone because my phone is shattered and in the club i sliced it open bleeding everywhere oh it was in one of y'all shots i don't know but i definitely squirted in there that's why i didn't want it i didn't want it i didn't want it i didn't wake up sunday i'm just kidding i only woke up monday morning but um so i take care of my nails right there's paint on them there's gloss like i get them done so i don't have sharp nails i don't like i take care of them right two things happened this week one i was getting a massage right you know at the end of the massage they start getting your fingers right they go like that and they start pulling like massaging your hand and so they were doing like the the thing where they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're like they're she made contact with my nail and i felt her skin go under my thumbnail and she went oh like that she goes off and i was like and like i didn't like it oh my eyes or anything i pretend i didn't hear it ours asleep so it was embarrassing like she didn't touch me with that hand the rest of the massage she's like this yeah so that happened i was like that's embarrassing we went to go to the studio tour right and the realtor came up older gentleman well and you know their skin's real oh i mean like see-through and it's like one of those bruised palms with a lot of veins oh god that's what he was right robbie goes up shakes his hand and normally i'm good to shake hands i can i can get in there right perfectly but i make my hands strong instead because i'm a man yeah and i wear college shoes yeah you do yeah you do so he reaches his hand out and i go i mean absolutely slice his whole back of his hand i mean a whole bag it just went i missed it that bad and i felt me just take like i was like like a rake and i just felt taking old man's skin like old man dermo i was taking it it was all and i went like it was under my nails i saw it under the beds of my nails so i had to go like this off my pants i don't know if you saw this robbie that whole tour he put his hand behind his back and as we were leaving he went to shake the hand again blood he was bleeding all the back of it oh my god we're not getting that studio oh my god we're not getting it we're not getting the studio we got edward scissorhands ruined it for us we're not getting the studio and genuinely i've been so self-conscious like all yesterday when we had that party when i was shaking uh your your girl's hand and all that like i was like very cautious yeah you're like bending the nails outward you're like nice to meet you she goes pierce that guy pain has a weird shake did you turn around yours like this oh no blood no skin no blood no skin yeah but i think like normally yeah why is it so sharp though i don't know i just i'm strong beds i guess but you do have big nails though like yeah like you've like big nails and all my fingers are crooked so i can't really control where they go yeah you you're gonna shake a hand it's like it's literally like grabbing barbed wire you're just like you're like hey painting hard you just slice them up they're like ah and so you don't see this place i'm already awkward enough like meeting people or talking to people i'm already awkward enough like meeting people or talking to people i'm already awkward enough like meeting people or talking to people i'm already awkward enough like meeting people or talking to people i'm already awkward enough i'm already awkward enough like meeting people or talking to people i'm already awkward enough like i don't know say hey hello yes sir yes ma'am i don't know what to say and i sweat and i stutter now i gotta worry about my hands imagine you walking in to view the studio space sweat stains like i'm rocking right now you go hey hey how's it going and then you go for the hand you go and that guy literally goes this isn't the place for you you gotta turn around sorry sorry it's already leased someone bought it but two seconds ago yeah okay oh my god craziest thing happened to me okay my brain works in mysterious ways just like god but i don't know what made me think of this right i was driving home the other day now you know when the huge like the big flatbed like hot shot semi trucks are moving like uh like excavators like equipment have the oversized load yes and they try to take up two lines i hate oversized loads oh no this right here was a utter nonsense this big we're we're in the city so we're not on a highway two lane road this big thing is is clear really clearly in the right lane and he's not even like oversized enough it's not like he's bringing a house on the back of him it's like an excavator he's in the right lane but he has a little pulling left guard behind him he has this little pickup truck i hate the little pickup truck with the lights on it is he got the lights does it have lights oh my god it has lights the flashing lights and the sign oh my eye this guy is legit like a pulling guard in football i go to get past him he goes and i went he goes and he keeps cutting me off and i go what the it's the worst i'm trying to get home we hit a red light yeah so the guy commits to the right lane he commits to the right lane i pull up next to the truck on the off chance that he's going to cut me off again i don't want to get in a wreck right i literally pull up to him i look at him the guy gets an attitude with me he goes don't you see the signs and i go he y'all are in that lane like yeah i can very much go past it's so annoying it's not allowed to law i think that's exactly how i said it not allowed to law gotcha so and i literally went we were at the red light yeah and i distracted him long enough he goes you're not allowed to that's law and i just went oh really i didn't even know and this turned green and i went just went right past bro he was legit like a like he's playing football yeah it literally was like i mean that's impressive that's impressive if you do that it was impressively pissing me off it's a weird thing with those kind of things it was 100 pride 100 pride yeah but you know a lot of people like whenever there's oversized loads or there's like those trucks with rocks flying off the back of that's a test i oh my god ronda got shot for that yeah ronda got shot in the windshield for that yeah rest in peace ronda dog yeah i know he's driving away yeah i look up shatter can i say something though you know and like the the semi trucks with the trucks are like hauling all the cars cars or the are the big logs people get scared because like final destination and they move away from them not me man i got a weird thing bro you're like living life high on that edge it's but it's like one of those things where the intrusive thought takes over and it's not like i'm scared it's like more of them at peace i get behind i get behind the the trucks that have rocks flying off and you can see it oh yeah and i get behind them and i'm like i think i can avoid all these rocks oh yeah you're stupid it's a genuine and i haven't thought about that to say it out loud ever because it is really one of those deep dialogue internal thoughts but i am definitely behind them like it's not gonna happen to me i wonder what that is you need it wait next time you feel like you just go get a lotto ticket be like nope it's not my day i have the same feeling about lottery tickets as well that's why i've never bought one i've never bought a lottery ticket i'm not ready to win and i'm so serious i have a deep guttural feeling the first time i buy a lottery ticket i will win we can we can put that to rest today why i'll go buy you 20 of them things that's on me yeah you're not that's the difference i have had thousands of lottery tickets bought for me scratch offs all that i i've won a couple dollars it's different if i buy it if i make the choice to go into the gas station and say 16 that's winning i feel that and i i i put this on everything i love i've never physically purchased a lottery ticket myself because i'm not ready to receive that i genuinely feel like the first day i buy a lottery ticket i am winning and i'm not joking i'm not joking i put out everything i've never a prick no you are insane how you think whoa it's a good feeling it must be a great feeling but the delusion is wicked you know i have great internal like i can read things well i can figure out like i i like my fight sensors you know i do my fight sensory i can tell i can tell two blocks down god they're scuffling and i'm right you are right that that's a little different same thing with you might have some echo vision hearing like you're like part owl but i genuinely feel that i because because i know like my life is going to i'm not it sounds crazy i know my life is going to change if i hit this 20 million i'm not ready to receive that no i'm not ready to receive that blessing and i know i'm not do you know the power ball is currently at 1.1 billion i am aware i'm not ready for that you for not being ready for that if you have this magical number in your head and you think you can win you go buy that today yeah you break us all off yeah you that is crazy that is crazy to think if i go and i went and hit for a billion dollars right and you oh oh my god you shut your mouth if i hit for a billion dollars and i go you know what tax all of it right now i want to win at all lump sum i end up walking out with 600 million you are you are literally lying yeah on that sure if you say you would not internally expect some there's no way in any right mind that you there's a difference between there's i'm gonna take my clothes off if you lie there's a difference between expectation and wanting i don't expect it i would want some though and you are expecting it and that's where ego comes in you don't you don't you don't you don't you should you don't deserve it i'll put this dress now yeah yeah i'm expecting it you hit for 600 m's give me five oh that's a lot five is a lot of money that's like a fourth of it well i don't know the exact number that's less than one percent okay but taxes lawyers financial advisors 600 is after tax okay the powerball is 1.1 billion if you hit six oh my god if you hit 600 million you're not giving me five i'm not saying oh i don't know about five i'm not saying i won't give you money your life will change with two i'm not saying i'm not saying i wouldn't i'm saying the fact that you expect it is deterring me from giving you anything and you know what because my own mommy well doesn't expect that no she won't expect any money from me she doesn't expect money from me now she doesn't want anything that's fine that's fine and that's also slightly different the elderly they only want to see they want to see you just grow and do better elderly's coming she looks she would she can literally get a senior meal at an ihop that's just that's fact she's like the standard she is the vet she looks she looks fantastic and she rocks that but she's considered in that in that yes but she doesn't expect but she should if anybody should should be hurt because she's the one who raised me and my father they raised me to put me in great positions and gave me and gave up a lot you've done nada for me that's not true that's not true and that's evil i the fact that you if i got i'm gonna get so many comments i'll pay it's a bad for you y'all don't know me no y'all don't know me y'all don't know me y'all don't know me it's not no they know that if you hit for 600 names you're not giving me five no no i mean i could oh i can i could you're not understanding mute that you're not understanding it's the part that you're expecting it is the bad part p you can want it p i think it's like i'm owed i'm owed do you think you're owed that money no no i don't think i'm owed then why do you expect it i'm expecting it as if because in my mind i'm not saying i won't i know no no but that's the difference you're saying it's bad that i'm expecting it yes i i think it's more bad to like spin the word soup and be like oh dude i would want it but i'm not expecting if you hit for 600 600 million dollars right and you didn't break a brother off a piece of loaf i don't need i don't even need five i don't even need five if you don't give me a crumb hundred thousand biggest piece of bread we've ever seen then yeah this is i'm not saying i wouldn't if i had 600 million i give you enough money to where you don't have to do anything how much money would you give me of the 600 million if i got 600 million dollars without without comprehension and any guidance i immediately go to you get no less than 25 million no less and you know that's my end fund i like that i'd literally go 25 million done and i'd give you a hug and smack your and we'd go out that night would you give it to me you'd go here's a hundred grand don't ever speak to me you're gonna never speak to me again you're gonna hate you your head's big you're sucking your fat bye you go here's a hundred grand that's what you would do i'd go here's 25 million love you i'm not saying i wouldn't give you money i'm saying the fact that you expect it hurts my feelings it's okay it hurts my feelings robbie robbie you're getting a kink off the word expect that's what you said i'm saying i'm you expect it i expect it from your heart and character not from the view that's a good spin not from the that's a good dj spin right there that was a good one you're taking expect as if like you have like you're required to i'm not saying that i'm not owed it i'm saying if you hit for 600 million i do expect you to give me if i gave you nothing would that hurt our relationship absolutely and that's where the problem is i say okay robbie with our relationship if i hit 600 million would you expect honestly to god out of you no okay even if it was just a couple hundred times i'd be like be nice if you slipped me something but knowing it but that's so crazy because i give everybody really good christmas bonuses that's crazy yes that's crazy 600 million i called you cj i almost called him cj appreciate it i'm just saying i wouldn't i'd be like i'm hoping i'm hoping he'll find okay okay if you didn't i'd be like yeah now hold on if billy jack hit for 600 million would you expect money from billy jack all right go calvin go calvin go calvin go i'm not saying i wouldn't i'm gonna have to say if cam hit 600 million i i don't even have to i know he would break me something yes yes the funny thing is is that we have had this conversation if cam has hit the lottery he has gone through each and every one of his friends and what he would get yeah and he's losing all his money no i'm not no i'm not he's losing all his money if i have six he has six gym memberships now no imagine what he's gonna do with 600 million yes and a gym in his house and a gym in his house and a massage membership i have two that's true too but i have two he's going to lose all his money thirty dollars a month that's a lot 600 million i would buy south carolina i'm just kidding no if i had 600 million this is another thing bare minimum we can get off this because they're y'all painting me in a bad light and that's yes no no robbie really that you're fired no no robbie you're fired no no robbie how's that for an inspection you're fired how about that that's crazy because i give so much i give i give so much through opportunities financial i give a lot and and then and then for y'all to say that no no i put everyone no no shut the f**k up no no no you shut the f**k up because now it's my turn dr doofenshmirtz no no no the thing is because i give so much and i don't even say anything about it and i i just code it with me being on top of it to make it not seem so sentimental i give oh i give everybody so so so much opportunities relationships money experiences and now i everybody looks at me like i wouldn't give y'all money it's f**ked up no if you don't want me to be a d**k in real life this is the hypothetical if y'all want me to be a d**k we can start tallying everything this is appreciative we're all appreciative i don't think i at least don't think i give unappreciativeness in real life the hypothetical if you got 600 million you didn't give me anything i oh my god i would take i would take my last dime and hire someone to hunt you i would literally put out a manhunt for you i would post my own one and dead or alive if i give you nothing would you still let me hang out with malachi payton you wouldn't live in this country no i fly him out oh no no no you're not you're not flying my son out why when he's like 15 16 come on boy why he goes uncle p said he wants to find me out give me money and take care of everything i go no and by that time i'm 450 pounds i'm sitting there with a nasty beard i'm like shut up boy bring me my shot that would be no no that would be messed up that'd be funny and honestly jokes aside that was hilarious i know in your heart i know you would not anymore i know you would give me something i know you would it's correct it's my pay off your debt i'll pay off whatever debt you have it's well that's not even that's very that's not well i don't know if you have any but i'm saying assuming most americans do but so i'm saying if you had any like student loans anything whatever credit cards i'd pay it off and then you're the last thing we can close this 600 million you wouldn't give me one million dollars to where you are left with yeah 599 million dollars you want to cash i don't care if you give it to me in copper or bronze they stopped making pennies they did you can give me that nickels careful yeah you know i have a i have a thing that i think i think cash and physical money is not going to be a thing in the next five years i genuinely believe that i don't know what you hit but you hit something i'm just kidding fight now the over the your overarching statement i can subscribe to five years is absolutely it's already starting money's gone in 2031 is wicked you want to know why i think that i have two things that happened i was listening to the joe budden podcast and they live in new york right they went to the barclays center somebody went to the barclays center okay and they were going to the concession stand and the concession stand said hey we don't take cash but if you want to buy something we have a reverse atm a reverse they have reverse atms now a reverse atm is you put your cash into it and it pulls out like essentially a gift card and then you could go you could go buy stuff at the concession stand with that so it's already starting so i think a lot of these places are going to adapt the reverse atm cash is not going to be a thing you know how quick that gets rid of cash that's very quick yeah and then that's what i was about to say i was at target yesterday as i was walking into target there's a sign saying please try to limit cash purchases oh my god like it's already started so i don't think it's crazy to say that in five years cash isn't going to be a thing dude we're getting close to the end i'm gonna say i'm gonna say that with a with a very very realness we're getting close to the invoice can you believe that 100 why because the i mean the signs are telling boy you better turn that old book you better turn to that last book boy you've been saying that for a long time it started with the cricket invasion that's not a cricket i never said that that was there was one headline and it's locusts it's not cricket it's locusts they are a pack animal you're like in revelations i'm locust hey hey hey don't don't i'm locust boy hey there's the there's hey i'm just saying time moves different yeah time moves different when you're hit time moves different when you're hit man but no i mean that is it's crazy i so do you think it's really crazy because they stopped production on on pennies already but okay that's the first you understand that right yes because it costs more to make a penny than what a penny is right and that's obvious and i almost got canceled for saying i throw away my pennies a couple years ago but that's fine well you're not making them you dork no i'm saying but whenever i would get them and change i'll just kind of throw them out like i wasn't using because there's no point it's still currency yeah but that's oh why'd you look down why'd you look down boy you looked down to me you said you said yeah but that's just no but that okay so the cash thing oh my god that's a stance beautiful watch the cash is bro god i'm like a tongue twister the catch on the cash thing is i really don't think society will be like bro i think it'll be scary when there's no like gold will always be here so okay let me ask you this oh god we're getting inside in this hypothetical real quick yeah if cash is gone what is is money backed by anything or is it pure digital i think it'll be uh i don't really know how money works now that's not okay okay well the blockchain i don't get it you go you go with the monkey efts they're gonna it's over i mean out of all the nfts you know those are the ogs those are the orgs the board apes they could have said crypto punks i don't know that blockchain i don't anyway that was the stupidest thing ever can we be honest about that yeah that was like nfts were dumb no the nft like i don't know so dumb i understand the concept the concept's good but you were trying to tell me that i can own i can own yeah a lebron james highlight one of one when all eight billion almost people can go youtube.com lebron james dunks on this guy it was so funny too like the creator it is for free but i buy on the real one yeah so it's significant value you know so funny like in that era the crypto punk people that were like spending like 20 million hundred dollars on these things and then they were making them they were making them they're like avi's or their profile people on twitter yes and it was like oh see i'm the owner of this one and then everybody was just like screenshotting it and putting it as their profile they're like does it count yeah the real one check the blockchain i was like it looks the exact same i can't tell who's who now that's what i'm saying i like the concept in other things cool but when they started going to highlights and pictures of i mean think about it people were spending actual money on fake ai pictures of an ape with a cigarette in his mouth in a in a foot it was stupid yeah whatever smoking a cig wearing a fedora and the background was yellow yeah i'll give you thirty thousand for it and they're all worth what now oh my god zero oh my god zero you're gonna give me a honda civic for a picture that i just farted scratched my nuts and told they i'd make me hey make me an ape smoking a marlboro soft red with a fedora in an army green background he goes i'll give you my toyota yeah and i go damn i literally like people were like cussing me out getting into it i was like i'm not doing it yeah that's so yeah that was a big movement though yeah it was okay i got a question for you i've been wanting to ask you this answer me what i'll i'll answer you i'll answer your pythagorean theorem oh your math body dude what's that da vinci hitting for what's your da vinci code hitting for like the the code to my panties uh-huh like how how easy is it to get in yeah one to ten for you for me now two for now it's ten out of ten you couldn't get me you're still hurt yeah i know he's heard about it i know you'd give me money but you're the one saying you wouldn't that's why you like you created that yourself now you got to pay for this sorry i'll come off of it okay i saw this on tick tock okay and i wanted to ask you this i think it's very interesting if you had to eat you have to let's say or you here we go you have to eat 15 000 calories in one day caveat it can only be one item so you have to eat the same of something to get to 15 000 calories 24 hour period what would it be i would have to look that up i would have to see what's the least filling thing with the highest calories so probably like candy right oh my god you're right there with me it would be candy or like some sort of chip oh no no no no because i'm a snacky but chips are not chips are not calorie high enough are they not bro a bag of lays is like 180. no no it's not per serving and there's like five servings in the family size no oh it's family size i'm talking about like a regular thing about like this bag like a personal bag it's like 160 calories 15 grand oh no no i'm tripping like a fair food i would eat a fair food like if you go get like a fry what a pick you know what i mean you get like a fried twinkie you can eat like four of those and you got it no oh no sir yes sir each one of those is like a thousand calories so you'd need 15 of them i can eat 15 i can eat fried 15 fried twinkies a twinkie with a little bit of batter dropped into some fry is it's it's very filling but it's nowhere near a thousand calories yes it is has to be a singular twinkie just here's google that batter how many calories are in a thing that oh my god hey give me some food fair food because fair food is super fair food is super high caloric fair food is super high on calories oh yeah i mean it's so unhealthy it's all fried we got the stats back what is it 580. what is on a twinkie on a fried swiggy from a fair uh at a carnival freshly is 400 plus calories so 400. so you would have to what's 400 divided by 15. you would have 15 divided by four fifteen fifteen thousand divided by four over thirty thirty you can't what time do i wake up i can do that i can eat 30 of those in one day you would need 34 of those i can eat 34 of those in one day i mean i would absolutely hate myself but 34 fried twinkies you are out of your mind actually so you would be i'm talking you would be sick as a dog by like 12 oh yeah what would you eat bro i was i was going candy at first but as soon as you said the carnival now hear me out it would suck but something like a loaded loaded down nachos yeah some that's in a in a to-go trade that's probably sitting at like 3k by itself it's gonna take a lot it's gonna fill me yeah i can go for five you do i can go for i'm trying to and if not it'd have to be a candy something that i'm literally addicted to that i could just go forever this is gonna bother me like whenever i watch this back and think on it because i'm gonna come up with like an obvious like fantastic answer but it oh my god have to eat 15 of those 15 loaded nachos in a day there's only not hell no you got a weak one if you got if you got a loaded nachos that has a thousand calories that's some that's not fair nachos nuts easy answer nuts nuts you're gonna have to think about it fair food you opened up a whole food is really good to think about i'm either going i mean let us know in the comments i'm going fat nasty grossly packed nachos or like a candy dog yeah fried twinkie i want to i want to go make 34 fried twinkies and see if you can do it in 24 hours oh i mean no no it would definitely suck i remember the first time i had a fried twinkie i was on the toilet for at least six days off of one oh bro they had to have baked dairy we'd have to get your stomach pumped we'd have to get your stomach pumped oh my god what's up let's crowdsource money so there's a prize pool at the end let's do a patreon video of this you have to eat 15 000 calories in one day going into 2026 we're promoting health we are not doing that no sir no the video starts and you're like yeah yeah no do not eat 15 000 in a day please do not that'd be terrible even if you could eat whatever you wanted let alone one thing i think we have a game let's play this game all right i want to play this game it's a game that's going absolutely viral everywhere this is called the headband game and god you look awful no i'm not gonna i think mine's a little low i think i'm looking at yours and i'm seeing a whole purple shoe on mine right now i think mine didn't i think i need to go you've had that on your head for a total of 12 seconds there's a red mark no i got a big skull do you have it on too tight no it's on the last peg so i literally can't make it any looser so uh let's just let's just let's keep it moving you need you need like an extension on your you look like you're about to play like rich tennis like you like you look like you're about to go play tennis over like a 500 000 just like daily bet you're like oh yeah service thomas okay oh what this game is is basically we have pictures of celebrities or characters or something we're gonna put them on our head we're gonna ask questions to figure out who is on our head yes we're gonna go oh it's yes or no questions kind of we can just kind of i mean we can kind of go and we can help each other yeah we can help each other it just popped by the way big head big head and it popped no i can't order hats in stores it's fine don't worry okay here we go let's put our first ones on our head okay is this the right way yes just like that yes just like that i can't find the hole it's not my first time nope you gotta turn it turn it turn it there you go okay all right boom put in your head there is mine good is it fastened fastened okay yes sir you you want to go first for me um i'll go first i'll go first okay okay okay um let's see uh okay simple yeah is this someone that i would like i i would i would support i like their journey or their vision i would hope so you hope so i mean it depends are you in traffic am i in traffic what kind of traffic am i in traffic yeah like you just get cut off oh oh okay okay okay okay all right um can i go yeah you go you might turn my dog okay um uh would you say i uh you would you say i have the same style as this person like they same style we got the same thing going on oh i mean some days when you some days depending on you put on i'd say yes but overarching i hope i hope i hope not let's go with that i'm gonna go no i hope not okay all right say no hope not so they're safe to say no they can't dress they have no drip oh there's some drip but okay yeah okay in traffic is this a person i would bring to my family reunion then they'd stand out this i mean i mean there would be some heavy conversations at your family reunion i think i'm painting the picture okay let's i'm just keep on the same there would be some wicked talk i'm gonna keep on the same narrative would you say it's safe to say uh is it safe to say my guy my guy's packing it would it would now would the general populace think he has a third leg would the general population consider it bde i mean oh i mean heavy i mean am i morris chestnut i'm kidding okay okay okay okay i i think i have race and gender decided okay uh would i would i go to a house party with this person p i say this with the most seriousness yeah i really really hope you don't i really hope so they can't dress don't party good oh is it they don't party good or like are they too much fun at the party i think they're a little too much i think they're i think it's safe to say they're a little too much is there oil at this party there's not there i'm depending on the type of oil i don't know not baby not baby okay okay and then i'm ruling out okay i thought we had it you're ruling out okay okay okay um wait can i ask again yeah there's another one um would i would i eat a meal with this person would i go to dinner with them because you know how much dinners mean like going out at dinner like i'd prefer that over a party any day i think i think you could eat dinner with this person you just might not like oh oh is this i mean is there dinner served at most restaurants no oh would i like their fridge no is it dahmer it's not oh it's a game no that's a wicked you go you go let me get the bologna sandwich side of femur let's finish it off with the dessert give me that guy's face okay okay okay um now you gotta get yours okay it's safe to say mm-hmm i'm a black guy heavy downstairs or at least the popular we would assume so acts like i mean acts like it some of the moves we made shows insinuates at bde now come again some of the moves we made i mean he made am i paid in heart no oh okay okay no i thought i got you welcome um oh you go to my family and you'd still stick out like a sore thumb i mean not as much okay so they're sticking out at the family okay is my person an athlete no not as much as this guy okay so they're sticking out at the family okay is my person an athlete no not now there was a little hesitant no no there's no hesitation no i mean a lot of steps put in a lot i mean they definitely got full rings every day on their apple watch a lot of steps they're so they're they're a very active black male very active black male i mean they got their steps in am i hot my gandhi am i gandhi is he black is gandhi black he's indian but he walks a lot he walks a lot those flip-flops are beat hell um i'm not gandhi come on so i am black black yeah i don't i don't see gandhi it's just third-legged human tripod no no no he had a very honest man johnson yeah yeah yeah every day every day johnson very textbook okay big johnson black guy a lot of walking that's the part a lot of walking and you would i would hope you would agree with a lot and i support them yeah you would support this person you i would hope you'd hang out with them close give me malcolm no okay give me i got a speech give me martin luther give me malcolm are you gonna do one more let's do one more let's do one more all right another gene is hilarious this picture is not i know pierce was cringing trying to print that he's like okay is this good say no no uh you're gonna go landscape you're gonna go landscaped other way landscape right there here we go here's money here's money here's money here's money here's money mine's locked in nope turn it this way there you go okay okay let's rip it and run it okay you know what i'm gonna stick with i'm gonna stick with the same the same race i was running yeah can i shake this person's hand in the 1930s not the 30s no no not the 30s no no 30s no you cannot no not the 30s my guy's black again isn't it it's either my guy or my sister my brother my sister i mean i mean we were there they yeah what are you we as in we no stop us oh i mean yes they were black what the they were black yes m-i-t he bring me to the roller coaster michael jackson Was that one take Drake? Was that one click? - That was one take. Okay. - Oh my God. - All right, now, okay, is the, belt buckle. Okay, would you let this person babysit your kid? - Absolutely not. - Okay, okay, okay. That was me a lot. - Okay. - Oh, oh, no, no, no, no. I would die before that person babysat Malachi. - Okay, okay. - Literal death. - Okay. Does this person have documentaries about them? - Yes, sir. - Okay. - Did this person at one time, like really cool? - Oh, oh yeah. Oh yeah. Cool, I mean, cool as a cucumber. - Did they believe that they could fly? - Yeah, they did. - It's our talent. - Yeah, they did club bangers, boy. - I mean, talk about it. - Oh, that sucks, we can't. I mean, it sucks that he's a bad person. - It hurts that I have to roll up all my windows when I want to listen to him. It sucks. - Oh, I just don't listen to him. So you just expose yourself. - Oh, no, I still listen. - All right, mine first, here we go. - Okay, go. - Here, we'll do it at the same time. Is this good? Is mine on straight? - Flip it landscape, landscape, other way. Right there. - Here we go, here we go. It's my first one. - Okay, here's mine. - Okay. - This? - Nope, straight, straight. Yeah, you're good, you're right there, right there. Is mine in good? - Yes, is mine in good? - Yeah, sure, you should push it a little more to the side. - Yeah, there you go, there you go, perfect. - Let the games commence. - All right, all right, we're gonna go back and forth. - Whoever gets their person first wins. - Would I share an intimate night with this person? - Absolutely. - Is it a man? - No, and you asked two questions. It's my turn. - Okay, there's some men I would bet. - Okay, what, okay, now we're gonna go simple. I'm gonna take the logistical route, here we go. - Okay. Does this person drive a humble car? - Oh, there's no shot. - Okay, okay, that's good, that's good. That narrows it down quickly. - Okay, your turn. - I feel like mine's about to flop out. - No, you're good. - Okay. - So, this isn't my question, but it is a woman. We're clearing that up. - No, no, that is your question. It's one at a time. - No, come on, no, no, all right. - You are a woman, you are a woman. - Now, is this person, is this person, I mean, how are, I mean, no, is this person, have I seen this person without clothes on before? - Oh, I think so. I think so, I think so. - Really? - Yes, sir. - Oh, wow. - Yes, sir. - Narrows it down a lot. - Yeah, no, oh, hey, here we go, okay. Now, is my person, okay, is my person a man? - Yes. - Okay, there we go. I'm good, I'm working, I'm working. - Okay, I've seen this person. - Okay, not a humble car, man. - Okay, so, have a lot of people seen this person naked? - Oh, I believe so. I believe if you have an open Twitter account that you see this person naked. - Oh, I know who it is. - Yes, sir, yes, sir. - I know who it is, can I make a guess? - Go. - Lynn of the plug. - DeepLore? - You said Twitter, you said Twitter. She's like a Twitter bandit, like, she's a legend. She's a legend. - Lynn of the plug. - The only reason I know is 'cause I used to watch No Jumper. - Oh, shut the up. - Oh my god, oh my god, that's so wrong. No, no, no, okay. - Okay. - Twitter. - Now, hear me out. Now, I'm trying to be correct. - Yeah, yeah. - It might be a stretch. If we teleported back to the 1930s, could me and this person drink from the same? - Nope, nope, nope. - So we can't see black, he's black, okay. - Okay, okay, I got a black guy that doesn't drive a humble car. Is he an athlete, is he a rapper? - Kinda. - Kinda? - Okay. - Kinda. - Okay, okay, okay. - Oh my god. - Does this person only do mattress actressing? - No, sir, no. - Oh, they have a career. - Kim K. - No, sir. - Okay, um, okay. - Is it a good guess, good guess? - Does my guy wear the same amount of money around his neck as my mortgage? - 100%. - Okay. - 100%. - Okay. - I mean, that's a pretty big identifier of him, dude. - Yeah, that is, that's pretty good, I'm telling you. - I mean, that identifies him almost. - Oh, oh. - Yeah. - Am I Flava Flav? - Yes! - Am I really? Flava Flav! Okay, now we gotta finish mine, we gotta get mine. Hey, I'm Flava Flav, boy! - Yes, sir. - Corinna Kopp. - Oh, man. - And that's the only one you know 'cause it's blonde, you didn't even know the other one. - Is it not Corinna? - Oh, no, it's not. - Sophia. - Stop, hey, hey, you need to stop, you're burying yourself. You're literally going, Sophia! Corinna! Lynna! - Sophia! - No, so it's, so, no. Okay, I'll give you a hint. Take your mind off of mattress actress. - Okay, okay. - So we actually-- - I said you've seen her body, I didn't say you saw her in coitus. - Okay. - I said you've seen her body. - Okay. Is this person a, like, movie actor? - No, sir, no, sir. - Is this person a YouTuber? - No, sir. - No, sir. - Is this a TV actor? - No, sir. - No, sir. - An author? Is it J.K. Rowling? I've never seen her boobies. I've never seen those. - No, no, sir. - Who? - No, sir. - Whoa. - Go a different industry, you're very close. Once you get the industry, you'll buy me. - Oh, is it a singer? - Yes, yes. - Miley Cyrus. - Now, you've seen her. - What? - No. - No, no, no, no, no. - What? - No, no, sir. - Yeah, yeah, yeah. - No, sir. - Sorry. - No, sir. - Singer. - You're like stomping in my jaw. - Yes. - Oh, man. - Queen Latifah. - No, and I wish. - No, I'm just kidding. - There was a movie she had a scene. - No, wait, what movie? Oh, is it on Netflix? - Old movie. No, no, it's an old movie. - Singers Broad. - Singers Broad? - Singer is Broad. - Singers Broad. - Singer is Broad. - Give me like a hint, give me a hint to make this quicker. - Rapper. - Ice Spice. - No, sir. Oh, I'll give you a guaranteed hint if you want. - Yeah. - Cardi B. - Yes, sir. - Yes, sir. - Yes, sir. - Good stuff, good stuff. - I haven't seen her naked. - You haven't seen Cardi B? - No. - I saw those nipples peeking through shirts before. - I haven't seen that. - My God. - Well, that was fun. - I got Flava Flav. - I mean, I'm just surprised you guessed that. I mean, I really did. That's the thing with this game, I help you get there like to make it easier. - Oh, all hail the holy vow. - All right, get us out of here, Cam. - That was really fun though. Appreciate you for playing headbands with me and making me fail. Even though I guessed the person. Anyway, guys, thank you so much for an amazing, amazing 2025. We did a lot of things. We conquered a lot of stuff. And 2026 is only going higher and further. And the biggest thing that we can tell you for 2026, hit that link in that description. Go over and join the Koala Club. It is going to be an absolute madhouse. It's gonna be a party. It's gonna be a revolution over there in the Koala Club. We love y'all. Go check out the Patreon. It's an amazing community. We post all sorts of stuff, all extra bonus content behind the scenes, our own segments, different shows, full of links, all, there's so many things there. You gotta go check it out. Go make friends with the Koala Club. We absolutely love y'all. Confuse the casuals. Get your good karma with a very obvious secret code. H, finish it, P. - NY. - Happy New Year. - Happy New Year. - Get your grapes. - We love you so, so much. Don't do a grape. Don't go under a table. Don't do black eyed peas. It's all overrated. Everybody be safe. Uber. - Please be safe. Uber, hey. - We love you. - One Uber. I don't care if you're mad at the price. One Uber. Just take it for us. Take it for a P. - And me. - And me. We love you. Remember when I took a lot of beers to make it home for Christmas. And we'll see ya. - Next time. - We'll see ya next year. - Oh, I hate people like you, dude. - I gotta hate that. - It's the worst. - I hate that. So corny. - Yeah. - Purchase new carpet from the Home Depot and get it installed for free right now. Shop the stylish choices and simple prices of carpet from Home Decorators Collection, Traffic Master, or Life Proof with Pet Proof technology. And see for yourself why nobody beats our prices. Enjoy new carpet with free installation right now at the Home Depot. Offer valid October 15th through November 1st, 2026. Exclusions apply. For licenses, see homedepot.com/licensenumbers. - Wanna be the one who's always in the know about the game, the scores, the plays? Here's a tip. The Apple Sports app. Just pick your favorite and get automatic live updates without even knowing their schedules. And when your team scores, it shows up right on your iPhone lock screen, making it easy to check in any time. So rule the group chat and download Apple Sports for free on the App Store or find it on your new iPhone. - Coca-Cola. For the big, for the small, the short and the tall. Peacemakers, risk takers. For the optimists, pessimists, for long distance life. Loathe. For introverts and extroverts. The thinkers and the doers. For old friends and new. Coca-Cola for everyone. Pick up some Coca-Cola at a store near you.

Podcast Summary

Key Points:

  1. Chime offers fee-free banking with no monthly fees, minimum balances, or overdraft charges, and provides 5% cash back on a chosen category.
  2. Chime builds credit through everyday spending without a credit check, making it accessible for people with poor or no credit history.
  3. The Spot Me feature allows temporary overdrafts up to $1,000 per month with a $200 fee-free limit, offering financial flexibility in emergencies.
  4. The podcast highlights a fun, lighthearted discussion on New Year’s traditions, including the overrated ball drop, grape-hiding, and game-playing.
  5. Hosts critique cultural food rituals, arguing they are more symbolic than meaningful and often lack real significance.
  6. A major theme is self-expression and personal boundaries, including conversations about body image, fragrances, and awkward social interactions.
  7. The hosts reflect on personal habits, such as avoiding trying on clothes or being self-conscious about handshakes and physical presence.
  8. A key takeaway is the shift toward digital finance, with growing evidence that cash transactions are being phased out in favor of digital alternatives.

Summary:

This episode of the You Should Know Podcast blends financial education with humorous self-reflection. The segment begins with a promotion for Chime, a fintech offering fee-free banking, no credit checks, and a flexible overdraft feature, positioning it as a modern alternative to traditional banks. The hosts then shift to a light-hearted, candid discussion about New Year’s traditions, questioning the cultural significance of the ball drop, grape-hiding, and game-playing, ultimately arguing these are overrated and often performative.

The conversation expands to personal topics like body image, fragrances, and social awkwardness—highlighting discomfort with physical appearances and social interactions. Hosts express self-awareness about habits such as avoiding trying on clothes or being overly cautious in handshakes. The episode concludes with a forward-looking perspective on financial trends, noting the rapid decline of physical cash through digital payment systems and reverse ATMs, suggesting that cash transactions may become obsolete within the next five years.

The tone remains playful and conversational, blending financial advice with personal storytelling and humor.

FAQs

Chime offers fee-free banking with no monthly fees, minimum balances, or overdraft fees. It provides 5% cash back on a chosen category like gas or groceries and helps build credit through regular spending without a credit check. It also allows up to $1,000 in overdrafts per month with a $200 fee-free limit.

No, Chime is a fintech company, not a traditional bank. Its banking services and Chime card are provided by Chime's bank partners.

You can sign up at Chime.com/YSK. The process takes only a few minutes and requires qualifying direct deposits. Terms and limits apply, and full details are available on Chime.com/disclosures.

Yes, Chime helps users build credit by allowing them to spend regularly on their card, which reports to credit bureaus—without requiring a credit check.

Chime offers a Spot Me feature that lets you overdraft up to $1,000 per month, with a fee-free limit of up to $200.

Traditional banks charge fees, require minimum balances, and often have high overdraft fees. Chime eliminates these by offering fee-free banking and more transparent, user-friendly services.

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