She Stormed Off Financial Audit

- I had to move back in with my ex-husband. - Yes, but I did not believe my son. - You wouldn't step up and take care of your fucking dad. - My son proceeds to tell me I went to go get dad and I saw him kissing Becky and her pulling up her pant. Apparently there's more, I don't even fucking know. - Oh, there is including messages between them. - I thought we'd touched base on everything before. We came here that way. This wouldn't ruin a marriage. These finances, I'm separating them so we can do a divorce, right? I just launched my brand new cookbook. Just pack a sandwich. It's full of budget-friendly recipes that I love. - Oh, it's so good. - Plus a few inspired by your favorite financial audit episode. - Don't, McDonald's. - Right now, the only way to get a physical copy is with a full year of dollar-wise all for just $89.99. But hurry, the first 1,000 customers get a copy signed by me. Once the signed copies are gone, they're gone forever. Turn it out-wise.com or click the link below to get yours. - I want you to be on the next episode of financial audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to katelapamber.com/apply or click that link in the description below. - Hi, I'm Brooke, I'm 35 years old. - Hi, I'm Dean, I'm 35 years old and I live in Corpus Christi, Texas. - And this is financial audit. - Yes, it is. Thanks for coming over to Austin. Do you also live in Corpus Christi? - I do. - Okay, 'cause he was talking about just him. Are you guys a couple? - Yes. - Yes, we're married. - Do you live together? - Yes. - So why'd you see just you? Okay, that's fine. - Well, Brooke, let's see how this household works out since you're in front of me. What do you do for living in Corpus Christi? - I'm an office leader at a HVAC company. - Okay, office leader. Maybe we're making some money. I like the word leader. Are you making some money? - 24 an hour. - They're making okay money in Corpus Christi. As far as Texas goes, it's definitely not one of the more expensive cities. So how many hours a week are we working? - Generally, I get 45, 'cause I don't take a lunch. - Sure. So what is your per paycheck paying? - It's like 6.650, 6.7. Andy, right about there? Is that a week? I must be a week. - 6.7, so I'm going to do 6.650. - Well, so I had got it next day. - You work the same place? - We do. - Oh, that's weird. That's certainly weird, but that's everything. - What is up with everything? - You guys don't get a moment of not with each other. - But we do. He's in the field on an office. - Yeah. - Exactly what? Exactly him or exactly me? - He's got a point. - We're not even around each other all day. - All right, what are you doing? You know what you're doing? You just sit me here. - Okay, so this is real reckless. (laughing) Oh, okay. What are we laughing about? - Just a breathing room. Like there's just no, like just, ugh. - Yeah, let me. - I agree. - Hey, guess what? - Why do you work at this? - It's me. - She got me into this. - Okay, well now take it and go into recovery. - I always go into recovery. - I always go into school for counterterrorism. And then ever since we all started this whole free school, then I didn't want that. I was trying to be good, but I didn't want this life for my family, starting out kind of deals. So she's like, "Whoosh, throw each, fat guy, work here, okay." - For the record, he was making like, he was making like 16 bucks an hour at the old company that he used to do survey in wetlands, 16 bucks an hour. I always pregnant with our third house. - No, I was doing it while I was going to school. - For counterterrorism, I didn't know that was a degree. - Well, I was in the military. Obviously, this is a song I was doing on the side for more humanitarian being God's grace for. - He chose that, not me, to have him stop going to school when we got pregnant with my daughter. That was not my choice. I've never forced him to do anything. So, his choice is not- - I'm literally, burp, burp, burp, burp. Topping up a thesis pops your head in, I'm pregnant. - What happens if you stick it in right? - That's what I said. - Well, 27 times in one day, so no one even- - So mad that I had no reaction. What do you expect? What we just did? Duh, it's gonna happen. Let's do it. - Okay, so don't be surprised, I mean, this is what you were basically guaranteeing it was gonna happen. - 110%. - Yeah, so I'm confused, what's the issue? - There is at one. - There's a little lost. - A little hostile there, simmer down. We're not even there yet. - Okay. - Okay. - What's your job? I guess would have been my next question. - HVAC Technician. - Uh-huh. - Yes. - I'll also get you to HVAC certification through course queries if you wanted to add to your resume. - Sure. - People have taken them in many, actually, in the audience have heard from you that have done the HVAC one and you guys have like six figure jobs now. You're in the military, what was it? - I just was in the Navy. - Okay, how long? - In a less than four years. - Okay. - Yeah, nothing crazy. - You got any of that sweet, sweet, sweet disability? - No. - Why? - Oh. You're the first one in four years to not. - Well, give it to somebody who deserves it. Like I got plenty of friends of the past. They deserve it, like you're gunsling and whatnot. - You're gonna lose me. - If you get a paper cut, you can try to get this together again. - Okay, the fact of the matter is two is you have major PSD from your, or PTSD from being in the military. - Everybody says that, I could say that too, but it comes out. It's probably just childhood PSD. - In you, when you were been crying in the. - I literally see the VA one time. - And they're from the flashbacks. - And I told them the stories in the military at this VA, the therapist, and he's like, - What does it even sound like? - Military sounds like childhood. - So you got childhood PTSD? - What'd you do that too? - So yeah, yeah. I'm not gonna claim PTSD for the military. - Wasn't me that did it. - Yeah, yeah. - I mean, if you legitimately have PTSD, I want you to get something for that. Like that's real, you know? - I don't know what you're saying. - I'll let you do that. - I've been slacking on this part. I will get us try care 'cause I will at least save us $1,000 a month since I did fuck that up. I should at least get try care. - Although you were here because my husband is addicted to saving single moms. So he keeps trying to cut my marriage. - Oh yeah, I haven't even had the chance. You guys want to stop talking to ask why you're here. Okay, but before I ask, I do need to know what to put down on like an average monthly income for you. - $7.25 weekly. - That's weekly, yes. - Okay, $2,900 for you, $2,640 for you. Okay? - Sure. - How sold, that's fine. You guys are doing well. - I have kids, right? - I do get a child for my oldest, my son. - So that was not Dean? - No, no. - Dean did not stick it in for that one. - No, that was dipshit, called dipshit. - Okay, and what do you, how much is that? - $750. - A month? - Yes. - What are the ages of the kids? How many are there? - 10, 3, 2, oh, hold on, hold on, hold on, hold on. 10, 5, 3, 2, yes. - Sure. - So you're here for what? So what, single moms, what? - Hey, oh my goodness. So where do you want me to start all the way back to the beginning? - Still more than one, I know what's up. - You're talking about. - Okay, so whenever we started dating, I was in like a really bad mental health crisis. I had severe depression, anxiety. It was right there at the pandemic. - Why? - My ex-husband. - My ex-husband put me through a lot of shit. - Sure. - And then I had a lot going on with work. And I lost my job and my car, my home, everything. Well, I was pretty much like just done with laugh itself and was literally, 'cause my ex-husband went after me for full custody, 'cause I got arrested for a DUI. I drank on top of my depression in cases. My son was not in the car just to clarify. - I'm gonna give a fuck, but if you're gonna DUI, I'm pushing for the floor. - I had one drink. I didn't realize that I had been in case of medication. It's your fault, I don't care. - Okay, well-- - Like, if you're that person, I'm also probably gonna try to get full custody. - Yeah, so anyway, I wasn't a really, really bad state in my life and-- - I would have had sympathy except you chose to drink and drive, so I don't care. - Okay, I don't care about the DUI, I really don't. - I do. - Like, I paid it off. Like, I didn't hurt anybody praising my word. - Did you get arrested for it? - I did. - Oh yeah. - I did. I went on probation, all of that. I did what I needed to do to make that rot. - How many times have you been arrested in your life? Yeah, I would get full custody too. - 13, but that was way before I had-- - What? - It was way before I had-- - You're 30 and five. - How do you get arrested 13 times in life? - When I was 18 years old, pot was a big deal to cost. - Every time I got arrested, it was for weed. - And you can't stay off the weed? - Okay, as soon as I turned 18-- - Well, usually you were in your lesson. - Well, no, I didn't, I was stupid. It's what it is. - I got arrested a couple of years ago for a DUI. I don't think we're really learning a lesson on lunch. - Well, it wasn't intentional. I literally had one drink. It was with the medication. It's not like I was out clubbing with my friends. - Medication, but that's a no, that's on the thing. - Yeah, well, I didn't, you know, whatever. So it was a choice, it happened. Anyway, my ex-husband went after full custody 'cause I was just, the medication really stuck my head. - What was your medication? I mean, I had a lot of victim. - Six. - Five minutes out. - I don't remember. Six years ago, one of them started with an S and then another one was colonopin, which really fed me up. It's like a form of-- - Does that make you crazy? - Yeah. - It just makes you sleepy. (laughing) - Okay. - Oh, well, crazy, is this anything? Okay, okay. - No, you can have days where you just black out and don't remember the entire day. - Well, yeah, if you have a high doses, try it. - Yeah, yeah. So it was real off, 'cause a lot of times you go to get help and they just throw medicine at you. - Yeah, I know. - You know, so that's where I was at. Anyway, I'm going to be back. I didn't have the money, I lost my job, I couldn't fight for my kid. - Perfect, okay, didn't work too. I felt like I go in blind, right? I always say it and it's true, but I was like giving one little tip that you tried to blow up your ex-husband's house. - No, no, no. - No, I was like, fine, I was going to kill myself. Nobody else. - She was gonna blow up her ex-husband's house with her in it. - My brother Josh blew himself up and his two kids. - I mean, I, okay, yes, everyone starts long time ago, you guys have been together. I wanna know what's going on today. What's, what, what, you bring up this? What did you say again? Was it milk, sir? Like, I don't remember, but what's going on? What is happening now? - So, he cheated on me with my best friend. (gasps) - No, best friend. - This is so in-cheating. - Only friend. Like, I- - If you call it cheating, I don't even remember. - What? - How was, how was that? - Justification, I just had surgery too, okay? I just had surgery. So while I was at the hospital for surgery. - Surgery for what? - It was just, it was a minor surgery. It was just a bullying sign of plastic, right? So I was supposed to be in bed all weekend 'cause everything's thrown and I could start bleeding and shit. Anyway, while we were at the hospital, the babysitter's husband had a heart attack, okay? I had, we have no family in corpus. So I called Becky my best friend to go and get my kids. So they could go away on the ambulance. - My goodness, this is insane. - After my surgery, we get home. It's like 6.30. I'm like, "Honey, you need to go and get the kids." And he was like, "Oh, well, they're fine, they're playing." I'm like, "No, we don't want to abuse it, go get our kids." - Fair. - So, I ended up falling asleep because they had me on pink illusion. - I want you, I want it here left alone. Like, if I'm in that state of mind, I want to be left alone. Like, nobody bothered with me, I don't want children around me. - So he uses that excuse, he uses that excuse to stay down there and drink with her, okay? That bullshit, like, okay, let, she's a big flirt, anyway, she's a big flirt. - Okay, well, she's a French, she should be able to control herself. - Yeah, she should, she asked for a good time. It was good brewing in the room. - That wasn't the problem. When you got there and she said, "Hey, the kids are still playing." You should have been like, "Okay, well, I'm gonna go back down to the house, just in case my wife needs anything." That would have been the appropriate thing to do. - I was at home, yeah, I was at home in bed. I said, "Go get a kid." - I wanted a break too. I needed that breathing room. - Do you want it down there with the kids? - Now, also, she's post-op. Because we prioritize post-op. - Mm, it's been go, go, go, go, go. I wanted that, I gave her her space. I kept the kiddos away. - You're not right in this story, so just shut up, okay? My son calls me from the car, okay? Balling his eyes out, he's 10, okay? Balling his eyes out. Mom, dad's been in there for an hour. I don't know what he is doing. - I would have 10 year old even think about that. - Because he's been sitting in the car for an hour. - Who's in the car with it, arm? - He was in the car with my other daughters, yes. - Oh, like, oh, thanks. - Car was on, but he was in the car with my daughters. They were screaming bloody murder. Mind you, when I get this call, it's 8.30. He's already been gone for two hours. - And what did he say? - What did my son say? He said that he's been waiting in the car for an hour and he doesn't know what dad's doing. And I'm like, what? - What's going on with you? Why'd you leave the kids at a car? - I don't know, I don't remember. - That doesn't make any sense. - I know you were drinking with her, but you weren't drinking with her when you left them in the car. You went in and started drinking. - No, so the kids were already there. - Yeah, we were all there together. She was home alone, I dropped her off. - You were going to drunk drive your kids home? - She's right, Brandon, never okay, but she is right down the street. - Listen, that's still not okay. - Yeah, no, absolutely not okay. - Not okay. - I understand that. - I was pissed about that alone, okay. - Don't you went over there drunk? - No. - No, he was still when he got there. - So, how do you not know the kids were in the car? - I got there, I showed you. - You didn't know they were in the car. - So why did you drink this? - Oh, sorry. - Nobody would enter the house with Becky by himself for that whole time. He loaded the kids in the car and then went back in the house with Becky. - So you know you loaded them in the car? - I don't remember that. - You were drunk. - I was blacked out at this point. I don't remember any of this. - Yes, you didn't drink it. - You didn't drink it? - Yes. - Oh, it was already passed that. - He stayed there. - I showed up and when I showed up, we got all the kiddos, all her kid three or four kiddos and all our kiddos are having a damn good time. I was like, "Yeah, that's awesome, burn 'em out." I go over there, she's standing right there in the kitchen and living room. She got a drinker in her hand. She starts, boop, starts bringing out the liquor. - Well, have it drinkers. - Bring out the liquor. - Isn't the worst thing in the world. So I don't know. - He has no self-control, okay. - I guess that all I want to come in like her. - The fact that she poured a drink, I don't care. - No, I wouldn't have either, but you're there for two hours. Why were you with a kid? - No, that's crazy. I'm not defending that. - You know what I mean? - Well, you guys are all friendly, right? - I took that first one. - You guys are all friends? - Yeah, well yeah. - She was watching the kids, but locking the kids outside while you're staying, that's crazy. Okay, so what happened then? So the kid called you? - Locked outside. - In a car. - In a car by themselves, for an hour. So then my son proceeds to tell me, I went to go get dad and I saw him kissing Becky and her pulling up her pants. My son. - Your son saw that? Or you saw that? - No, my son, honey, I was in bed. So you know what, my post-op ass did? I got out in house, walked all the way fucking down there. - Yeah. I hear she's just on the street. - As soon as I'm like almost there, we have life 360, so he gets the notification that I left home. I'm assuming, 'cause all of a sudden immediately, he's pulling out of that driveway. And he goes to pass me, I said, get your ass back down there. - So the kid told you, my son. - And when you're on the phone? - Yes, that's why I started walking down there. - And we were kissing and she was pulling up her pants. Good, fuck man. - But according to the both of them, they only kissed. And I'm like, well, why? - Even still, is that okay? Are we allowing him? - No, absolutely. - In the post-op, I'm gonna go make out with her best friend. - Listen, I don't even like my husband watching, like that to me, like, why do you need that? When I never tell you no, I never tell you no. He wants to, let's go. Where are we going? - Okay, but does, okay, so becomes bad in a couple ways. Does he choose? - No real? - That's the first point where we're only having sex like two times a month dude, two times a month having sex. I'm a very sexual person. - It's just the mutual timing just doesn't match up as nothing to do with not choosing you over that. - Why over me? 'Cause all of a sudden since I addressed it with you, all of a sudden we've been having all kinds of sex. - Yeah, 'cause that's what I mean. - And since I told him how I felt about the, when I caught him watching two weeks ago. - Okay, but you said you're having a lot of sex right now? - We have, since I brought that up and how I was uncomfortable with it, like, you want. - And you can watch if it's, 'cause it's-- - I still don't like it. I still don't like it. - It always been. - Why do you need to look at somebody else? You want to make a sex film? Let's make a film, jack off to it. Like, that's just not my thing. - The thing is, - Why do you need to look at a different bitch to get off? - When I'm essentially at your disposal. Like, you can be a non-exposal, but at your back in call. - It's bad if he's choosing over you, but if you guys are having a lot of sex, - And that's what I felt like. - Okay, but nah. Well, that was just two weeks ago Caleb. - Okay, yeah, so it's only been two weeks of good. - So we can't. - Yeah, and this whole thing with-- - Yeah, we are on the other side, then a month ago. - A few months ago, this is four months ago. - And you guys have produced the five-year-old three-year-old too? Good! So what happened then? - Ask him, 'cause I don't know. Like, I do not know. Like, on a day-to-day basis, our life is pretty great. - We're calling her in the post-show. - Oh, that's gonna be a shame. - Good. Oh, you know, I love the tea. Okay, well, so what the fuck? I'm sorry. Oh, a husband goes and makes up my best friend who's, you know, also babysitting the kid while I'm post-op. I'm not with husband anymore. And I'm sorry. The kid, like, the kid saw the pants being pulled off. That's how I just make out. - Gaslight, gaslight my son. When I got back to that house-- - Yeah. - So I went, okay, let's bring wine because I walked up there. I banged on that door. I told his ass to get his ass back over there. He went home, laid all the kids down to bed. He didn't turn around right away, 'cause for one, I did not want him driving with the kids in the car. 'Cause I already knew alcohol was involved. But instead, he went home, he put all the kids to bed, told he was leaving to call us if the kids started crying. Sorry, should we bleed peace in my son's name? - Yeah, we'll be okay, I'm sorry. - Anyway, I walk up to her back sliding glass door and banged on it. That bitch wasn't even that drunk Caleb. She was not that drunk at all. Like, he, when he showed back up, he literally went and sat on the couch and passed move the f*ck out. Like, I know his stages of drunk at this point. His sister and I have begun to call them his episodes because his PTSD hits them all of a sudden. Why am I with him? - Yes. - Everything else is great. I mean, it's not like that she is happening back to back. - Oh, I'm sorry, that's the hell that's happening back to back. - No, we don't stay on that. So if I'm not mistaken, right? - No, absolutely. - What the f*ck? What are you doing? What is wrong with you? - He needs to go to therapy. - I agree, but we don't stay with the f*cking cheater who has episodes where he can get away with everything. - I am gone. I will not set this example for my three daughters. I have three daughters, one boy, three girls. - And what's on side? - My son. - And guess what? Son, son, stepdaddy. Moochin' on some box and then kissing her mouth. - Yes indeed. - You have anything to say for yourself? This is insane. This was four months ago. I don't think I'm gonna be able to. Remember? - It's not an excuse. - Justification, I don't understand. - It was not my intentions to go over there like, oh I already know what I'm gonna fuck up tonight. Yeah, nope, that was not the case. - It doesn't matter what the-- - I really showed up there, I just relax. You guys just enjoy, I don't remember. - No, 'cause this is the first time something like this has happened two months after we got married. We're cooking out and having a good time. I'm two months postpartum, okay? Just had a baby. My gut tells me something's happening 'cause he's sitting on the porch like this with this phone, right? And I'm just ignoring it. I try to be rational in every fucking situation. I'm like, man, if I come at him, acting like he's already doing something wrong and he's not doing something wrong, that's just gonna cause a problem. Turned out, I went through his phone that night. Some bitch that he used to work with was texting him after seeing our wedding pictures, talking about how he's the only guy who has ever made her squirre and come the way that she has. - What's that? - When you talk about, literally he was telling him that he, but what did he do? - He entertained her at the beginning, and he met up with her and rocked her. - She was pregnant with her fiancee and she wanted me to meet her fiancee. - Point, they're not even friends. They're not even friends. - I just wanted to get out of the house. I want to meet up, sketch up. - After talking about her squirting though. - You suck with money, so you download a budgeting app. You start with the classic one, YNAB, but everyone just elites it because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rock 'em money, that he got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end. And there's the new guy on the block, Monarch. Hundreds of millions of dollars to private equity raising so far. - But private equity doesn't have the best track record and it comes to private data. That's why I like dollar-wise, built by these people just like you, four people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download and I'll start the free trial. Dallowwise.com, link in the description below. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered meta and others to pay millions for the role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. - Well, he did not respond after she said that. - I wouldn't be engaging with that. - He just left her cat to save a hoe. - I don't understand, it's like he has to say. - He originated to where I got her out of a really shitty situation with her life. - Who cares, they're not your wife. - They came back as a gratitude kind of deal. Like, remember that one time, you really helped me out my life. - Who cares, banks have a nice life. I have a wife and four kids. - I would maybe be more on your side if you didn't sometimes when you go over there eat their pussy, huh? Huh? What do you mean, huh? Four months ago. - I haven't eaten anybody's pussy. Dude, her pants would be pulled off. There was definitely a pussy being eaten. - So you say, so you say. - And you didn't want to say. - Hey, you did. - Oh yeah, because when you didn't, that was all I did in your head and that's all. - You can't hide that smell. - No, it's a pussy's nasty. What are you talking about? - Pussy stinks. Not even some of the times after we have sex, you can't smell it on your face when I can't see it. - Yeah, I can. - What? - Yes, I can. Dude, you literally, your entire argument is you couldn't remember. You can't tell me you didn't eat her. - I can't remember. There was no smell. - There is no way. - What? - I would have woke up. You would have some after-flavor or whatever the case would be. - No, and then on top of that Caleb, on top of that, the entire next day when I'm supposed to be resting 'cause I just had surgery. This mother stays drunk all damn day. All damn day. Couldn't function. Couldn't not function. I had to take care of all the kids and then I just started rage cleaning. - Fine, let's say the cheating. Okay, next time I have my butt. But if we're already having scenes with our sister that he has episodes, why are we with someone who has episodes where he just binges? - A lot of the times I just, until this last time I justified it because of his PTSD, which I realized was wrong. It's not a justification 'cause but it's not at the point that his trauma's causing me trauma. Like your trauma isn't an excuse to get away with destroying me. - Okay, I agree, but listen, their PTSD is real. It is not your responsibility to stick with someone. - No way, yeah. - Just stick with someone who won't get their shit taken care of. - That's why I had been so understanding in the beginning when there's just these, okay. - Why have you in the military? - Nothing, easy time, easy breezy. - It's childhood, it's his childhood. - Okay, now at that point. - Mainly, it's some in the military from the military that I've heard in his episodes where he's not, I've heard some little-- - Go get help, it's not her responsibility and your kids responsibility to have to deal with you going through episodes. - Oh, I've done that whole route therapist thing. I just hate the whole thing. - Oh, very good, then why are you staying 'cause he's done? He's done, he's not gonna do it. - Who said you were gonna go? - And I will. - Then what are you saying? - You said you don't. You're contradicting yourself. - I know, I just am not a fan of it, but I'm gonna do it. - Yeah, but if you go in just to do it, you're not actually doing the active part of therapy, which is working on yourself. - I need a therapist I can trust from one, not just a scripted. - I will say, have you ever heard of a child called it? - Nope. - Well, we had to read it in school and by anyway, it's a horror story about a kid in foster care and that's essentially what you can compare his childhood to. - Oh, I'm sure it wasn't great, this was awful. - But if he's not choosing to fix his shit, it is not your responsibility. - Oh, if you got me a therapist like Robin Williams and Goodwill Hunting, they're there right there. - Yes, we will. - No, I will pay for a session with my personal therapist. He's not an enabling therapist, he'll call you and shut the fuck up. He's very good, he's fixed my shirt. It is very wonderful. But you have to go in and actually deal with it. - If he calls me, call out my shit, kinda do like this. That's what catches me and catches me in one of the changes for the better. - What do you make excuses? Caleb's been calling you out this entire-- - I'm making excuses, I know what I need to remember. - It doesn't mean it didn't happen. - That's not an excuse, that's legit. I don't remember, doesn't mean it didn't happen. - Okay, and what have you done about it? 'Cause you objectively cheated. - Yeah, objectively, yes. - So now, it's been four months, what have you done? - I think I've been more coherent here and there. I've been giving you more-- - You've been less defensive and when I try to bring things up at first. - I don't let my defensive side get up anymore. - In the last two weeks. - Got to start some more. - Literally. - Yeah, everyone was a little bit of progress before coming on the show. - Yeah. - The was two weeks ago and you already knew how I felt about it. You never tried to have a conversation of why you needed it or wanted to do it. I told you how I felt about it and you flat out said, I won't do it anymore. - And is he? - Yes, obviously, he did it two weeks ago. - Yeah, two weeks ago. That was the last time I touched it. - You have a addiction? - No, it's right. - I don't have a addiction. - That's what I-- - A addiction, I'd be going through it every day like I'm craving. I crave you enough. - Well, first of all, that's the good. - It gets more action than I do. (sizzling) - Because we've got four kids. - That's such a bullshit, it's chaos. - Let's just hop in the laundry room again every five minutes of the time, 'cause that's-- - Not. - You know, there comes a point to where we gotta, we want to do it in the laundry room every day. - I was fine with it, I wasn't complaining. - I was in a laundry room, what? - Well, 'cause our bedroom-- - When you got four kids in a modular home, when you got a straightaway home, your options were very in the trailer? - Yeah, I love our little trailer. - We got two. - We got four kids in a trailer? - But it's two acres, it's two acres. - The land size is good, but you're still in the inside. - I'll take land any day over a size of a home. - You can put a home on land. All I'm saying is, yeah, you're not expected to find a new privacy in a trailer with four kids. - Yes, you do, when you can. If you wanna make it happen, you'll make it happen, just like we have in the last-- - It's saying it's worth. - We went 800 square foot apartment to this. Matt massive upgrade, it's awesome, but the limitations are still in there for us doing what-- - We want to do, to an extent. - We work at the same job, we come home at the same time, we attend to the kids, we do everything together. - Then get a different job, go straight to bed. - Go straight to bed. - It would be the same time you're out. - So in my boss is very understanding what the kids like appointments, and I have a lot of health problems going on right now. So my boss is very understanding, like I can make up my hours at home and stuff. - Okay, that's hard to, you know, that's like a needle and haystack kind of job. - Sure. - I already said he should probably, but I mean, you guys do a while. Has she ever cheated on you? - No. - No. - Then, like, and you forgive him? - I don't know, I don't know. - There's four months ago. I don't really understand how we're just moving past. - I haven't had any time to process it. Like, yeah, it's been four months in hindsight, but I've been sitting. - Processing. - What do you mean, process? - I don't, I don't know how to address it basically. - All right, I was talking about this, or just having an opinion, I don't know. - I've been pretty much on and off sick this entire time. - Has he ever cheated on you other than that? - No. - Well, just the text messages and then that situation back. - No, knowingly. - No, no, not that I know of. - No, knowingly, and not that he would know of either. He gets, he has an episode and he doesn't remember. So, what are we trying to do? I don't understand why, why you're staying, but if you choose to stay, I can't fix that. - No, I am gonna say, If it does happen again, I promise I'll even call Devon and say, "Hey, I'm gone." He did the bullshit again, because, I mean, I always promised in the beginning of our marriage I'll never bring up the word divorce, but if this happens ever again, I am gone. Then why am I being told he cheated on a girl that assists his wedding? So after I got pregnant, I told you I lost my job, I went through that really dark part of my life. Sure. My dad was like, "Hey, look, I will pay half of all of the bills if Dean pays the rest." Ah, so he pays for half the bill so he gets to go to church. Immediately. Wait, no, no, we realistically, we were not even technically together for a matter of a couple months, I was proud and excited to be a dad. And she just said her kid? No. I was still pregnant. Okay, so when I was still pregnant, my first doctor's appointment, I got put on bed rest immediately. Okay. Okay. So I didn't have a job. Nothing. I couldn't wait any bills. When was the wedding? Uh, October 30th. Did you? No, not your wedding, the wedding. No, that's for his sister's wedding, October 30th. Were you pregnant? Did you have the kid already? I already had her. So how do I have a different interpretation of our relationship when she just had your child? That's what I'm trying to explain to you. So, he, my dad offered to pay half of the bills if he would pay the other half. So I wouldn't lose my house. Okay. He refused to do so. He refused to do so. So I had to move back in with my ex-husband. Yes. But I said, I want to be- You wouldn't step up and take care of your- That's great. That's the only thing I said. I do. I said, I want to be a father, but I am not ready for our relationship. I don't want to be a husband of- That's not true. I should have told you. I said, I will give you anything you need to need as a parent. Also, I'm not ready. It's not your choice once you have a kid. Well, no shit. So what? What do you mean no shit? You chose not to. I wanted to be the dad, but I did not want a relationship. You're so stupid right now. I don't want a relationship. Stupid. You are living at my house. And? Why would I just send you a kid? Relationship. I was pregnant with our daughter. Not what I wanted at that time. Oh, whatever, dude. Whatever, dude. Sorry. Not what I wanted. Just had a fucking kid. Oh, I was still pregnant on bed rest. So I had to move back in with my abusive ex-husband. Yeah. Okay? So I'm pregnant. And you like that? You like that? You're like, oh yeah, go moving with your abusive ex? No. I get it at the time. She didn't have a choice, but I was very angry about it. Because now that's not my daughter inside of her. Living at her stasie abusive ex- What the fuck? What the fuck? That was not my fault. What the fuck? Get out of here. Ah! I wasn't at her stasie abusive. I couldn't work. I could not work. You could have stepped up. My income was not enough to do anything. A hundred and fifty and electric. No. So I didn't have to go back to that. No. You couldn't do anything. You couldn't draw. You were still on probation. I was paying for you. Uber rides. What the fuck could you do? Half the pills were offered to be paid. You said no. Yeah. I said no. That was your choice. I did not want to live with her at the time. You were already practicing your limit. You were in a dark place. That is just a negative environment. I wouldn't have done a place suicidal and pregnant with your daughter. Yeah. So you don't want to be there? That's the stuff you put on yourself. I just wanted my daughter at the time and I was willing to support you. And anything it took for that. No. Yes. Not enough for her to not live with her fucking abusive ex. What do you mean supportive of anything? That was anything. She's a grown-ass woman. If you wanted to, you can get out of it. Which I did. On my own. About a month before I had my daughter, I got out. We moved into my apartment, my son and my daughter. So not bro. No. No, not bro. I waited him. I didn't even let him let me see my daughter's birth. I did not. Fair, you weren't supporting. Fair. That's my daughter. That you weren't supporting. Bullshit. I supported all the way through. Yeah. She did send me money for food. So I could order food or get groceries or whatever. Anything she needed. I wanted all her own little visits, everything like that. It's effort to place the live. I offered. No, for a place to live. Yes. I said he can live with my stepmom. You told me she said no. By the way, once I had a conversation with her, she said she never told him no that I could move. That's bullshit. He told me. Oh shit. He told me she said no. I couldn't move in with them. So I thought it was you. You told me no. No. Literally. No. Okay. So you have a kid. You have to live along with the kids and he's not there. You had to take it to court. We had to take our car. We went to court. We went to court. Okay, she wouldn't want to see me. My daughter. She didn't want to pick me on the birth certificate. I didn't want anything to do with him. I was waiting outside the hospital during her birth. So, at who's sister's? His sister's wedding. No, they kissed. They didn't. His sister's told me they just killed him. There's been no fuck. Well, Kissing's cheating. I was waiting for him. We weren't together that time. But that's the thing. Kissing. Just as I'm like you were. Okay, but yeah, we didn't get to the port. So, I eventually like started getting myself together. I got a job at the company I'm at now. He started coming over on a daily basis. And then my hate slowly started to go away from him. I'm like, okay, well, I was a bitch. I didn't let him, you know, he wasn't a lot of me in there. Where are you guys dating? No. I felt like we were. He was in my house. Tonight for dinner. He stayed the night. Like doing everything that a couple would be doing. Before the wedding. And then I got pregnant again. For how long before months? Oh, then you guys were dating. Exactly. Shut the fuck up. The call is dating. So stupid. Do you realize how uneducated and stupid you sound? I don't know about it. I got educated. But they contradicts themselves by every term. If there was months you guys were based almost living together constantly and you had a kiss together, you just got pregnant with another kid. I think you guys were together. I could understand it, but it's not exactly what was happening. It wasn't what was happening. Still not what I wanted. What did you want? I just wanted to be a dad at the time. While you were in the railing, her left and right. Yeah. It's one of the be a dad. Telling me he loves me, okay? Whoa, whoa, whoa. Planting dinner. Do we ever get mad when I wouldn't say that? You would tell me over and over and over again. I was pregnant for those three years. That was before we got pregnant with our first daughter. Whatever it did. That was before we got pregnant with our first. Yeah. So whatever. Why did you get pregnant with a second? If you guys were kind of together kind of. Yeah, I was actually on the Miranda IUD whenever I got pregnant with a second. And that's after he cheated years ago. And that's after your wedding, you got him texting with a woman. Which, he, there, he was a little, and he's watching. Instead of f***ing you. I don't understand why we're putting up with that. We have kids. I want you guys to be together for the sake of the kids. Because on a day-to-day basis other than this bullshit, I'll give them drinking constantly. Well, he doesn't drink constant. He doesn't. It's a bloated frequency. I have my issue is, is I be in a. He has an event or whatever you call that. He has an episode. But that's not a normal thing. No, it's not. And it's cut to the. Therapy. Well, he also just starts drinking. Like, he starts drinking and then older shit happens. And there's kind of no way. That's what I do and I just do it explosively. Go out the window. Self-destructed. On a day-to-day basis. So don't drink. I don't know. Yeah. That's true. Yep. Can't argue with that. Okay. So today, guys, like. Okay. How do we communicate in this house? How are conversations done? How are the finances talked about the finances? He will. He will. She has the finances. Yeah. We don't really talk about the finances. I'll bring home the money she does the finances. Well, I'll bring home the money she does the finances. You bring him 50%. Help me with the finances. Can we do everything down the middle? You're not really a breadwinner because it's like $200 or more. So, like, don't just say I bring in the money. Well, he's been working. She knows it best. He's on call seven days a month or seven days every three weeks. He's on call. That's true. So he brings it all in off of just if it was 40 hours. I mean, I'm just being told he doesn't communicate with you in general. What? It just doesn't. That's what you're saying and all your pre-interview process. I'm just not, I guess, over all the shit yet with the text messages. I just, the texting other women. He's texting other women? Yeah. That's happened quite a few times. What? You just said he doesn't. As if not like the last two weeks. What? What did I do that? When? When talking about. When? I'm about. When? Yeah, when. Yeah, when. I would like to know as well when. Okay. The bitch from that you met at the beach. Wait, okay. I'm sorry. Before you continue, how can you say if it happens again then? If he's cheated four times and now apparently there's a taxi and I didn't even know about? How are you putting up all the cheating? All the cheating mainly is text messages. It's mainly him two. So, okay, if you do it at 20th time, I'm gone. What? What is this texting other women thing? I don't know. I don't know, I don't know. You're accusing but you don't know? No, I don't know why he does it is what I'm in. What's he doing? Just starts random ass conversations with bitches he used to sleep with. I try to talk to him about it. He shuts down. He gets defensive. What does he say? What does he do? Oh, I don't know. I was drunk. Every time I said it's only four times a year. Yeah, but this is in the four times a year. It's almost every time he has one of these episodes. It's the texting the random bitches that he used to sleep with. I think what happens is I just pretty much go back in time and I go into self-destruction mode, self-savitage mode. I know the structure and self-savitage mode. Why is going so good for me and then I go into reset mode. I let it. fly the first few times he had a stop childhood I get it. He doesn't do it with that. So I allow that to justify. - Why would you allow that? - I'm not anymore. - Yes, you are, you literally are. In this conversation, you are. How many women has he texted? - Six? Maybe roughly that's just the right time. So what are we at? - No, that's with the other four. - Okay, so six total. - Not in addition to. - So six total. - Yeah, very good. So in the seventh time I'm gone, like do you understand that it's more than what's here now? - Yeah, I realize that. This has also been a span over our entire relationship. It's not just like boom, boom, boom, boom, boom, in one year. This is a span over our entire relationship, yeah. - Yeah, that's what I said. It's like more than one time a year now. - Yes. - Well, it's like one time a year. - Yes. - So we're waiting for it next year and then, that's it? Cause that's what's happening. - Yeah, I can't argue with that. - Not when you say he does is I want to kid myself. I can't argue with it. When you say he doesn't communicate with you, what's the zammie? - He got defensive, like I would bring it up, like cause I'm obviously not over it. - Why would you be it once a year? - So. - No, it's like I'm coming. - No, it's my best friend. Because now I'm going on this. - No, no, no, no, no, no, no. - It was four months ago. Yeah, it was four months ago. Why would you be over it? That's crazy. I wouldn't be over it. You kidding me? It's like doing my best friend. That would be why. - Not only have I have to question my marriage now again. - Yeah. - Again. - Once a year. - I just lost my friend. And in turn, my kids lost their friends because Becky's, it's our friends with my kids. - No, so selfish as well. - So I have kind of kept up conversation with Becky because I didn't know that she brings up old shit. - Four months ago. - Old shit, though. - Four months ago. (laughing) - Even before all that, though she's just re-occurred. All the things I've done in the past, just brings it back up, brings it back up. - When women do that is very annoying, but you do it once a year. - Maybe if you want, so the fifth and when I tried to talk to you about it, so I can try to work through it, you give me no grace to try to work through it for me. - Well, what's the word for you when you want to see for him? - I want him to put forth the effort to find a therapist, go to therapy. - How long have you been asking for that? - Drinking liquor. Well, I mentioned it in the previous times that shit, like the messages happened. I mentioned it. I didn't demand it. This last four months, the thing with Becky, I demanded that he go to therapy. 'Cause this was it. - And? - He still has not done it. - Of course not. So again, we have an entire fleet to take care of. I'm not gonna prioritize therapy just this. - Which means you're not prioritizing your wife. 'Cause that's what she's requested. - If anything, she needs therapy. I need therapy, we all need therapy. - I can probably use therapy. I'm not gonna argue with that, but you're trying to turn the focus off of me. - I'm trying to define you and on and me. - So he gets defensive. - Defensive. So defensive. - But what happens in that, that's what I'm asking? - A media irritability and just wants to walk away from the conversation. And generally, I let him because we have four kids and I don't want them to, they've never seen us fight. Ever. And I don't want them to ever see that. So I will drop it until I feel ready to talk about it again. - Well, I have here how you guys communicate. This is how the communication, if you can't adequately describe it to me, this is how it is. - But that's basically the just so I get more out of that. - That's it. - This last Monday. - This is Monday, so I'm taking it, I mean, I assume you sent in the screenshots very recently, so it's two to a week or two weeks ago. - But Monday, it is Thursday. Here we go. Here's Monday. From her. Are you jacking off to live cams? Exclamation point, question mark. He says no. She sends a screenshot with security login. - Just spank.com or some shit like that. - Apple iPhone device. - Oh yeah, just spankbank.com. - Never even heard of it. Let's see what's going on. - The first thing that pops up is the live cams. Once I've seen that, I just-- - Those are the little extra tabs at popup. - spank. - 'Cause I was on Reddit and I was scrolling through it. -comspank, then you just signed into it? - Well, it takes you the third link, an extra link. - You have to click, sign in to your, from your Google account. - I was looking at sex scenes from movies on Reddit and then it said you all these links. - No, 'cause you have to log in in here 'cause it has the age verification thing. You're lying. - I'm lying. - I'm lying. - I never went directly to spank. - That's not possible. - It is. I'd never logged in there. - You could have seen it through whatever the tabs or the history or whatever the thing. - This is not how this works. Look, I love the holidays. Food, family, pretending I'm not gonna destroy my routine for two straight months. Great time. But the absolute worst-case scenario is getting sick right before something you actually care about and then calling around for a doctor and hearing, "Cool, we can see in three weeks." Fantastic. By then, the season's over. That's why this part of the video is sponsored by ZockDock. ZockDock is a free app and website that helps you find and book high quality and network doctors so you can find someone you love. You can search local doctors, compare real patient reviews, check detailed profiles, and actually see appointment openings before you book, which is huge because appointments can happen fast, usually within 24 to 72 hours and sometimes even the same day. 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We got auto loans for your new car that are great rates or you can refinance a horrible auto loan today. And I don't know only that, now you can shop for the best car insurance out there. The thing is we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at Calebhammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out, save yourself a lot of money. Like, bro, just own it. I don't know what to tell you, you guys are f***ing her. And then you said, no pen response to the screenshot. She says, babe, I looked it up. I don't know why you always lie to me about this shit. Says, I'm not checking off. She says, okay, then watch it. He says, yes, but nothing live. - Yeah, nothing live. - Does that change it? - Yeah, it does. That live thing, that's an interaction thing. That doesn't do it for me, absolutely not. Remember what I said? - That's not the point of what she's complaining about. - I understand what she's complaining about. - This was Monday. This was Monday, dude. Monday. - That's Monday. - It's Thursday. - That was last Monday, right? - Yeah. - Okay, very good. We can have a good hour. - Okay, here's from nine days ago. - I'm struggling, babe. I'm so sick, the trust. I'm so sick of the trust breaking and the line. Makes me question everything. Makes me question on how far you in, we're believing it, but we can't lie to ourselves and say this hasn't been a constant issue or an entire relationship. Yeah, once a (beep) year by the way, you say all the right words, give all the right promises. Then just poof out of nowhere, you break it. I was beyond reasonable and rational in the Becky situation and I shouldn't have been. Yeah, reasonable. What do you mean? Reasonable is leaving. I'm sorry, best friend, best friends of the kids down the street eating box? No, but the fact that she's dead is crazy. - You keep doing this. That betrays my trust after multiple conversations about it because there has been no consequences. It hasn't broke you in any way, but it has destroyed me. - I thought life was beautiful, but you had to ruin it every time. Turn around, you did what you wanted with Becky. It wasn't even that long ago. And that's true, it wasn't even that long ago. So here comes back, I have no interest in Becky. You are, it always will be my love of my life. I truly love our marriage in what we have. Now to single down in my mind. I am memorized by you every morning I get to wake you up because you are everything I could ever ask for. And then some, I am sorry, I have set you. I was horny last night so I went on Reddit and looked up sex scenes in a movie. I'm sorry, that's the biggest issue, the biggest issue is that you f*ck the back gig. - There was no f*ck. - We do not know. - It's very possible, but I'm telling you there's no f*ck. - You're not knowing, you can't promise me something that you say you can't remember when I ask why you did it and what you did. You can't say I don't remember because I was drunk so I didn't remember what I did, but I know I didn't do something. - I just don't say it. - Her pants were down. - Jason, I mean, I can show you the scribed it to me. - Why would the 10-year-old lie? - He's lied a lot in the film. - But then yeah, I had to gaslight my son. But why would he f*ck, don't do that shit. Do, do. - If anything, you're f*ck. - Do not, villainize him. Do not villainize him like he was trying to start a problem. Mm-mm. But I mean, the way f*ck described her pulling up her shorts, I was like, the next day when I was cleaning, I was like, okay, well, we both wear those like tight yoga shorts. I adjust mine all the time. Maybe that's what he's seen. I was like trying to convince myself - Well, they're making out, don't gas like yourself. You're allowing them to do that. - But I'm just saying that you're a kid. - I am. - Come on. She comes back. Yari's horny for everyone else but me. We have sex like once a month if I'm lucky. But the first opportunity you've left with another woman alone, you do that stupid shit. And you lie, my gosh, you lie constantly. You know how ridiculous I feel being jealous of - It gets more sexual attention than I do. You lie to me until I drop proof that I already know the truth. Exactly, you just did. She had to send screenshots that you were logging in, dude. You're a liar. Why are you a perpetual liar? What else happened with Becky? Why was she pulling her pants up? Bro's not going to be able to respond. He's going to probably say, he was drunk. Let's see. I told you everything I possibly could remember. Why is this the topic right now? Well, 'cause you just cheated on her a couple of months ago. - Sure, but she's not bringing it up when I don't. - And remember. - Well, she brought it up 'cause you were (beep) and jerkin' off the (beep) - When she already has the nature of that. - Sure, I understand that. But there's gonna be no new facts that just pop up every time she brings it up. - And you're talking to me as if like I'm cooking dinner and I'm like, what the (beep) else happened with Becky? - That's exactly how it happened. - You're so full of stuff. - Well, here's the real thing. - Oh my God, there's something like that. - Here's the real difference, we talked to Becky. And she has a different story than either of you even know. And we'll hear that in the post-show. So be prepared. - Interesting. - 'Cause she was covering her ass when she talked to you. The full truth exposed. - 'Cause she's a (beep) - Post-show. - And now she needs a fast beat. - Yeah, probably. - Cool. - Luckily she can't hear this part. So she's not gonna feel threatened and not tell us. - So you respond. - Love God, do lie to me. Y'all do lie to me. Y'all were in the garage for an extended period of time. That's true. - I mean, don't lie to me, you know. - He says I hear it, so you do not remember. So you come back. So you could have (beep) fingered her. 'Cause before you stood on the hill that nothing but a kiss happened and you're positive about it. It's a topic because once again, you lied to me until I showed you proof. I've told you multiple times how I feel like you'd rather jack off than have sex with me. I've told you how many times of how I want slash need and have more sex. And it's done the damn opposite. We have sex once and three weeks. You suck it, Typy. - Want to, yes. - I was working. - I was working. - And you spent, you were working while doing those good things. - Yes. - And you spend the rest of the time jacking off and hide and lie about it. - Yeah. - Again, missing text messages. But, okay. - N-I-E's voice. - And the screen shot I sent you wasn't blah blah blah something and read it not too long ago. I don't know what to do. I don't know what to say. Every time I catch you in a lie, it rips everything wide open and makes me question everything. I don't want to be this person. I don't want to feel like this. It makes me feel like I unintentionally trapped you with kids. I mean, honestly, probably. And if it wasn't for them, you would have stayed with me. I mean, probably. I mean, dude's good looking. You can go out there and tear plus. You told me you wanted to leave me for. He told you he wanted to leave you for sure. - Yeah, that was way at the beginning when I thought we were in our relationship and he said we weren't. This is like way too long to go. - And I was connected to this gal for 10 plus years. - He said he was trying to tell me. That was the intention of saying that. - That's what he probably would have if he didn't get knocked up. - There's no no one. - Can't pull out. - There's no knowing. - We're in our life now. - But then I ended up pregnant again. - Again, so this was after the first kid. He said this. - That was with Squishy. - Who knew this was a baby? What Aaron says? I wish I left. - In saying name, by the way. He says, "I am entirely yours forever. I have never changed you my mind. Every day I wake up, I am committed to make us better. We is the sole purpose. Why I do what I can for a phenomenal future. I would be utterly lost without you." He said, "I know you do. Just trying to dive in and consume myself in you." See, this is an action. So we have multiple conversations, arguments. Oh my goodness. (bell rings) Oh my gosh. (screams) (groans) Brother. What the fuck? What are we doing here? - I'm not a responder. She can tell you. - My office and I (beep) - I'm gonna audit when this is getting sent to me. I'm not gonna respond to you. - If I can get more out of him by texting him, don't you think I'm gonna text them? Like I get more from texting them. - I know, that's why you said this 'cause it doesn't communicate in person. Exactly. Now you're talking about wanna pants again, but there's even more in here saying, "And you've learned how to permanently delete shit since I caught you doing stupid shit multiple times." - He has. - The thing that extra that's been deleted in their past is the (beep) because I know she doesn't like it. She doesn't like it, so I don't want her to be bothered by it. - I don't know that because he bleeds it. - Say you feel broken, you don't know how to fix it. You're asking if it makes sense, he doesn't respond. Oh my gosh. She names, she names drops multiple women. Met up in rock? - That's a long time. - For two months after we got married. He met up with a woman. - Yeah, that's what I'm trying to tell you. - We already talked about them, they're already long gone. - Yeah, but it's repeated. That's the thing, those ones are long gone. Four months ago, it's passed it, but then you go and do something else and stupid. So how can I? - So after all this. - Completely move past it. - After all this, three blocks of texting. She doesn't know what to do. She feels horrible, you're all bad. Your responses, we truly are happy. - We are, we have a damn good life. That is now what she just expressed in multiple pages of text blocks. - It comes down to you. - Your responses, we truly are happy. - After the shit storm, we have gone through back and forth one another in our lives. We have a damn good life. - A couple months ago. - I understand that. - I'm sorry, you're working in progress. - You think your blessing, her best friend is not a good life. - Ugh, her best friend wasn't even a random woman, it was her best friend. - If you call that a best friend. - She's my only friend, my literally only friend, 'cause I have one friend from 14 years ago that I grew up with, and then all I had was Becky down here, or, you know, Corpus, that was it. - No, we didn't. - And if that one ride up, and apparently there's more, I don't even fucking know. - Oh, there is, including messages between them. Before that instance, oh yes. Well, we'll get into that in the post show. I'm sorry, I don't wanna ruin your entire life, but like, you're not gonna have a fun post show. - How many messages? - Why is that funny? - It's not funny, I just wish I knew. Just wish I knew. - Brother, there are messages you can, oh, I guess that. - I don't have any messages. How you feel? - I'm scared to. - Yeah? - Why are you scared? Just talk to me. - Because this is my life, this is my husband. - I have four beautiful babies. This wouldn't ruin our marriage. Can I please step out? - I'm sorry. - How you feeling? How you feeling? - Shakey, nervous. Sick. I think you're, we're gonna go through the messages. See if you've ever seen them before. - I'm not a cryer, believe it or not. - Well, no, this is huge. - Shit, and to a fault. - This is huge, this is very intense, this is real. This is, this is big stuff. So it's okay. - On a day to day, really, our life is beautiful. Our kids are amazing, we're happy. - No one's suggesting not so. - We are. - It's usually the big moments, right? - I think I was prepared. I really did, I literally watched you all day long when I'm at work, I have y'all playing. Watching all of y'all shows, I listened to my headphones, do my work, it was like, I'm prepared. I got this, I know all the problems in our marriage. Like, it's gonna be okay. - We're gonna talk through it, we're gonna. - What's going through your head right now? - Wondering if you'll actually get the help that he needs. And. - Why isn't it all about helping him? Not about helping you. - 'Cause him and my kids and my world. And like them before I saw. - Owls. - Hey, but without you, what's gonna happen to the kids? - He's good. - Sure, Intel wants a year. - Yes. - And that is a concern, if you know I were to die tomorrow. - Is it a concern? - This admitted wanted to leave you for someone else. He went and was with the best friend and the. The shit. She has to say. I mean, I actually didn't know what it was, but Devon just told me. Well, you guys sat there cause I was like, how bad is it? It's really not good. It's very bad. The post-show's very bad. So like, your priority, I, if you choose to prioritize in, that's your choice. - Yeah, I can't give you damn glasses, glue. - Well, it's supposed to be using a-- - Well, I didn't bring that for-- - My surprise. - My scrap. - Do you want to go back in there? - Yeah, yeah, I can go. - How are we feeling? - I'm scared. - That's fair. - I don't know, can't stop shaking. I don't know what's gonna happen. - You know we're calling, all right? - Yes, yeah, Devon told me. Which I thought that I would knew what she was going to say. I thought that I knew everything. I thought that I found it all out. - Nope. So we're gonna go through the finances 'cause I do want to budget the household and the reason is, it's like, this impacts everything, right? This amplifies everything. Your lack of trust, your lack of communication. Finance is one of the leading causes for divorce in this country. And Videlis certainly would be as well. I don't know, a leading cause, but if someone does in Videlis, they're probably getting divorced. So take this, take that. If we don't get either of these things under control, we're done. And that's why we do this get to know you section at the beginning. Now as we understand what's going on, your relationship, your dynamic, your backstory, all that good stuff. That's gonna impact everything here. And this is big. It's a big stack. What do you guys think your financial score is zero to 10, zero being the worst 10 being the best? - I already did the hammer score thing on your website. It's zero. - Just let's just bring it in there. - Well, you can take that score for free, the hammer financial score. Take the assessment at kalefamer.com. It just takes a few minutes to get to see where you stand on the world of finances in great detail. And if you don't want to be able to guess who ends up on the show, make sure you download the DIYs budgeting app. It is the best budgeting app for the average American. None of the over complicated bullshit where you stop using it after a few weeks, few months. You'll use this forever. That's what everyone's been doing. And if you like it after the free time, make sure you sign up for the annual version. Most people do because it saves nearly 50% on your money. So check that out, otherwise that comment just downloaded. All those links are below. All right. How do you feel sitting next to him right now? As we're going into this. You're sitting next to him. - I can't even look out of him right now. - I don't blame him. - You have anything to say before we go into the finance? - I just wish I knew. I just wish I knew on that. We're talking about finances at this point. Are we in finances now? - We're in finance mode. - She is. - This is the finance part of it. Now I know you guys, now I know your story or your relationship. And I have it a lot of zip pays. - That's my fault. - Who's zip paying? - Oh, she's a zipper. I don't even, I barely even know like how you're using this. - She's a big zip. - So I, you know, I do a lot of Amazon like for my kids school clothes I did. I did their Halloween costumes. I did school supplies. That way it's not such a big chunk of our money coming out at once. 'Cause what I'm really, really struggling with with our finances is how we get paid weekly and all my big bills hit in the end of the month and the beginning of the month. So it is. - This is a school supplies. Come on. - Some of it was, not all of it. - Yeah, go off. I mean, I'm having a lot of Amazon. What if I went through your Amazon? Pull up your Amazon. What would I see? - Close for my daughter. - Oh, let's see. - They're in the car unchecked. - I will. - See? - They're for winter. - Well, that's the cart. These are things you purchased. You don't purchase things that are in the cart that are still in the cart. - Oh, wow man. - The zips, the way you've done this is crazy. So it's all paying for, which is making your minimum to payments beyond $700 a month in zip payments. I had in sanity. - I know it's just a sanity. How do you, what do you feel about that? Do we care about your opinion? Yeah, sure, why not? What do you think about that? In fact, that she's zipping all this. Well, you don't get involved with the finances. What do you think it's gonna have? - I logged into the wifi, but it's not anything. - I trust her with the finances. I know she's gonna choose what she thinks the best to use them for. - You trust her? This is what trust is led to. - Mmm, most of them are for the kids. Even if it's for the kids, there's a right way, wrong way. And this one's for you. - This is wrong. It's completely, I will not justify this at all. At all. - They got out of it. - I won't justify it. - I wouldn't justify it, but what many options do we have left? - Use it with the money you bring in 'cause you guys make actually decent money for the area. You guys are fine. You guys are out or slightly above the median household income for Corpus Christi. - I don't see how that's possible 'cause it always just seems like we're just breaking even within a matter of days, that's what it seems like. You know why it seems like that? 'Cause she has zipped everything and that leaves to a $700 month payment. And then she re-zips 'cause guess what? You pay off zipped every couple months with that payment 'cause what's totally owed on zipped is $1331.90, one cents just about, just about, but the $700 month, that's paid off every couple months, but after she gets rid of a zipped, she re-zips. That's funny. That's why it feels like you can't get anywhere 'cause there's a minimum of the payments that you can't afford at all across the board. You hear wax, Clint. No, I don't wanna see your fucking cart, you're purchasing, but I'm glad we're gonna get an ear wax cleaner. The critical necessity is a fucking life. - My daughter has tubes, so I have to keep the wax 'cause I had to take her to the ENT 'cause the wax had literally blocked her eardrum and she couldn't hear. - We're getting bracelets in there. - Sometimes we're getting bracelets in rings, we're getting lots of different color things, lots of fingernails, feet scrubbing things, feet scrubbing things, cushions and camping tents. - I was all back to school topping. I'm getting on the back to, I'm zipping, you're zipping tents. You're zipping air mattresses. - I'm funny though. - I will say mattresses. - I kinda enable her though. 'Cause she does. - No, she's doing it on her bed for my permission. - And I just like, she deserves it. Take it, get it. - Lots of phone cases and chargers and toys, demon hunter toys, demon hunter toys, demon hunter toys. Earphones, earphones, toys, toys, toys, toys. Phone things, phone things, nails, nails, toys, toys. - Kee back to school. - There is, it's further down. - That's true, but it is there. - You're zipping that. The minimum of the papers that you cannot afford for that, we're laughing. You guys actually not give a fuck. - No, it's, I do not. - What am I doing here? - I'm laughing at the rest of my life. - If you guys are laughing about the fact that you cannot afford life, why do I care if you afford life then? - I wanna see, I just need to know a better way. I just need to know a better way. - I promise I'll stop that. - Get involved. - Bro, what? - You can't know the money. - What can I do different? You can hold each other accountable. You sit down and you look at the budget. You have the goals, you know what's left over. You can control your own spending and have a say in her spending. What do you mean? - What can you do different? Talk, communicate, sit down. Why won't he? Why won't he talk about finances? From your perspective. Why? - We've talked about finances for years and I just never, I bring it up, I bring it up. But I always make the joke of, if I die, he'll, he won't know how to pay our bills because he doesn't know where all our bills are. - That's not real. - But I say it as like a kind of a passive aggressive thing. - Yes, no. - Why need your help, Caleb? - This is why I need your help. - That's why I'm asking you a question so you can actually answer it and I have a little bit of insight. Why do you think he's not involved in the finances? What a way you turn that question around. - Sorry. I don't think there's a particular reason of just, I don't think she can ask. - No, as good as it is with her. - I agree, it would be nice. It would be nice to have you be a part of it to where it's not solely on me to where I'm like stressing each week that, you know, we can't make this bill or that bill. Like it would be great for you to be involved in that. And help take off the load. - Are you involved in this house? - Just go down the street and make out with the neighbor. - Are you even involved in this house, in this marriage and anything? You don't communicate. The only way you communicate is texting and guess what, that wasn't even communication. There's all blue bubbles to fur. - Well, you're not there. You're not a husband, you're not a partner. - I don't know, I see differently. - I do need him to help me. I do, I need him to help me. - I do need him to help me, I do need him to help me. - What's your differently from work? - I wanna talk about the chores you do around the house. - Yes. - Do all the extra stuff I attend to the kids. - But this part of it though, is like a whole other level of stressful, granted. - We already tried to change it. - I even cut back my nicotine, not yours. - I will give you that. - My nicotine to save us an extra 250 a month. - By the way, my thing, 25 bucks. - Change is, it's the same results every payday. - Your nicotine was like $400 a month. - It doesn't matter. - I still said I would cut back on my end, so you wouldn't have to and nothing changed financially. That's 250 extra bucks that goes in monthly and nothing changed. It looks exactly the same. - Well, then be a part of it. - That was me being a part of it. - I stepped up on that end. - Where's our electric bill at? - Where's our electric bill? Where do you pay our electric bill? - How much is our average electric bill? Do you know any of this? - No, you don't. - I still took the initiative on some of my side. - That's great. - I told you while back I give up on your nicotine all this, all the extra stuff that we need to do. - All the stress that you caused - I need that class, let's talk. - That's a cop out, that's a cop out. - Says the guy that says, "I don't remember what happened." - That's not a cop out. - That is a cop out if I ever heard that. - I don't remember it and if I don't remember, I don't remember, stop. - That's why we're here to know the truth. - No, you're not gonna try to turn this situation because yes, I spoil our kids. 90% of the shit Caleb just looked at was for our kids. Should I do it? No, it's not, I'm not trying to justify it. But that is the only bad thing you can say about me right now. I've still said the past that needs to be sacrificed and you're gonna find out in the future. - To put it financially ahead. - Whatever, whatever, almost called you my ex-husband's name 'cause that's how you're acting right now. - Well, that's what's considered emotional abuse then. - What, yeah, I guess I probably was a little dramatic in that statement, but. - Oh, women, you can't just throw around words. I'm sorry, abuse is an actual word. - I have so much anger, well yes. And that is legit. I mean, you could see those text messages and you'd be like, yeah, that motherfucker's crazy. But. - Maybe, but I'll hold on if you would. - You know you would, you would. - Did you say you were overclocking some abuse? - No, I didn't mean like, I didn't mean like him, manipulative, like him, him mentally abusing me right here. I meant as in the fact of since you're in hot water, you're trying to turn the situation and try to make it where I'm the bad guy in the scenario. Yes, I should not have spent that much. - I was including us. I said, we need to make more sacrifice. On stuff like this to get ahead. - Dude. - It's a team effort. That's what we just discussed. - No, we're literally guessing. - And I just said that I took out one of my habits to put us ahead and nothing's changed. I did that for us. - Yeah, you did. - What have you changed? - What's changed? To help us. - Okay, well, I mean, this last week was my birthday, so when our checks hit the deposit, before I even had a chance to pay our bills, he said, "Ding, ding, ding, ding, ding, ding, ding." Buying me stuff, which I appreciate, because 90% of the time-- - I've had a shit birthday for the last few years because our kids took precedence over everything. So I appreciate the thought of it. - I didn't want to see the face of disappointment. So I said, "Being, being, being, being." Yes, you're gonna have that. Yes, you deserve this. Yes, you're gonna get that. - By things here and there instead of just wiping out. Because, preemptively, what I added, these payments, where I wanted to just buy it in full. - I said, preemptively, like, months ahead. - No, no, no. - Little things here and there. - No, no. - Okay. - No. - He's clarning TikTok shop. All that's work. Every single one of those-- - It's TikTok shop war. - Yeah, it is. - It is. - It is. - It's legit. - Get him it. Every single one of those-- - I'm not sure if you need it. - I'm not sure if you need it. - I need it. - Yes, it is. - I use it every day for work. - It makes his calls faster. - Every single purchase on my TikTok-- - He has been worked. - Why doesn't your work pay for it? Huh? Wouldn't that be sweet? - Because he won't. - Wouldn't that be ideal? - Because he won't. He's brought it up to him. - All right, then why are you putting it on Karna instead of just from your checking account? - Because the money's not there in the check account. - Oh, then can you afford to do it? - Can you afford to do it? - Then can you afford to do it? That's seen as an investment. That's going towards work. - Investment that's indebted, like a 33% interest, right? - What's 33% interest? - Usually Karna. And I have a rally as well. This one's not even close to paid off, so I'll put this one down, 'cause Karna one's almost gone. - What's that? - Rally through a farm. Rally credit union, but it's a firm screenshot. By now, pay later. I don't even know. Did I even, you know, you might just have to tell me, I don't even know what I'm looking at. - Is that the car? - They can have a firm a car. - Oh, this one, I think this was part of a-- - Oh, this is the settlement. - Credit for porn? - Is this a settlement? 'Cause I see a settlement here. - Yeah, I think this is part of a credit report. - Is that my collections? - I don't want it. - I'm not sure. - Guys, this is a mess. Hey, your past due on a settlement you already made. - Yes. - So what do you owe total in this settlement? What's the full balance? - One of them's a little over 3,000 and the other one's a little over two. - Which one's this? - Is that one mine? - This one must be two. You have a settlement, so again, we settled. - Oh, no, that's Dave. That's that borrow. - This is a settlement. - No, no, this is the way we pay it off every time. - Oh, she's staving. You're paying advanced in on Dave as well. Well, I don't, what's the balance you on Dave? There's no minimum to payment 'cause you can only borrow what you pay towards it. - Mind if I pull it up? - No. - It's probably around $4.50. - It's probably right back there because I've got us in such a bad position of having to advance on the workforce app of our paycheck and they take it out of right away and the fucking Dave's. So it's like every time we get a little bit above, if we get pulled right back under. - Well, what is this? This is a car. - Car loan at 8%, what? Rally credit union, what's this car? - That is our family car. - That's our only car. - What is it though? - It's a Ford Explorer. - Year? - 2018. We were upside down on his pickup. - I mean, you guys drive two and from work together, right? - No. - No, he hasn't worked a truck. - So they will get you something, come on. - 8% interest rate, you know, $17,974.25 with the 397 minimum payment. What do you think it's worth? - I think it's like, I think one of them said like 16,000 and another one said like 11, we were upside down whenever we bought that car. - Okay, it's worth $6,235. - That wasn't too far off. - What did you want? - Oh, you said $6,000. I thought you said $16,000. - $16,000. - Oh, sin. - Major depreciation. - No, I seen one of them. - I said, it wasn't Kelly Boulevard, it was another one. - Then we put in the quality you said. - Lovely. - That's it. - Bigger now. - She's been good. - She's been good. - She has been good to us. - Actually, no. - The car running. - I have something that, almost an 18% interest rate here. $156,000 a month with the balance of $2,700. - That was from my surgery. That was a personal loan for my surgery. - Actually, you get a personal loan for your surgery. Instead of going to the hospital, what do you mean? Was it elective? - Well, no, so I've been having these really bad migraines that caused me to black out and vomit. They thought it was my sinuses 'cause they were almost completely closed. So they recommended the balloon cyanoplasty to open all that up. - Oh, can I see it? Yeah, okay. So it, I mean, it was elective. - I looked at it. - $288.80, you borrowed that an 18% interest rate. That's the insanity. - I mean, I understand why you wanted to do it. $156 a month and five cents. And your health insurance wouldn't do it. - That's with partial of their coverage. - Okay, how much do they cover? - Think at that time, it was like 80%. - So you borrowed this? - Because the balloon cyanoplasty was like over $20,000. - Okay, so you borrowed this to pay for it. And then while it happened, he finger-blasted your best friend. Medical center. - You don't know the balance. Or is this the balance? Or is this your minimum payment, 363? - Ugh, those, I'm not even sure, hun. I got all of those emailed to me. This is from one of my, through my pregnancy. - I'm doing now, 363. - There was, we're all through my pregnancies. Honestly, I'd never made medical priority like with the emergency room. - We'll see if it pops open their collections. It definitely can. - It hasn't, not yet. It hasn't popped up on my credit. - It's probably slower to throw it towards it. But you can definitely get, I mean, there's medical debt of thousands of dollars here. - Yeah. - Yeah, just thousands of dollars on medical debt. - Yeah, my pregnancy. - What I would do if anything before it goes to collections and then what they can do is they could take you to court and they can get access to a court order to your paycheck and get garnished. I would rather get on a lower monthly payment with them first. - For sure. - I'd call it thousands of dollars. - That's why I was so adamant about getting on to your show so you could work your magic and then tell me what I could figure out on your payment. - What magic is there? You have to figure out what I can't. - Well, no, I'm saying of what I could afford where it's not going to end us. - I mean, ever since I've done it, just put your bills on a thing. I don't know. - I've got a whole book in my end here. - So what can I do? What's the magic? Because budgeting is actually really easy. It's funny that one of the criticisms people have given me for the last four and a half years is I don't have a degree in finances. This isn't a financial degree. This is so easy. This is like, "How much are your minimums of payments and what do you make?" That's it. - Yeah, I've done that. - I even created a spreadsheet that automatically pulls my bills out of each check, but it ends up in the negative every time. And I don't know how to get out of the pool. - It's $8,422, okay? That's the total medical debt? - Yeah, it's not that crippling for what it's worth. - It's not awful. - No, as far as many medical deaths that people get, milestone. - These are all him. - Those are old credit cards. - Well, credit one, yeah. Okay, credit management. So these are collections. - Yeah. - The 704 collections there, which they're often in our minimums of payments, help you get out of it for what it's worth. - I thought we ended up paying those all off. - We did. - Oh, we did. - Which I had to request old bank statements from my neighbor, maybe federal account. - Penny, penny, penny, penny, no. We're still, we're still doing it. - Sure. - Because we paid them all off and full. And now, but we paid it directly with the card. We did. I have the bank statements in, - Well, that's what it's here. - I just got them in there. - I need to argue. - I need to argue with them. Because I already paid it directly with the cards, with S and with my own stuff. - Or at least with the card of bureaus. - Yeah. - What's the problem with the payment set up though? - We paid that and in both. - I did. I set that one up and then I'll end it. - To pay this? - I said. - You paid this. - Yes, it comes out automatic. Yes, we paid, we paid all these off in 2022. Yes, off completely, directly with the card people. I have the statements in your green room. I just got them in the middle like the other day. - But you will cancel the payment plan, yes. - But don't I need to like argue with them to tell them like get this shit? - Yes, of course. No, they're just gonna do it. No, of course. - So I need, I was getting proof. I had to request it for my bank 'cause they were so old. Right, so I just got-- - I'm not gonna write it down, but if you're wrong, you need to put it in your budget. - For sure. - Okay, what is this? This is a payment agreement with velocity investments from, oh, the original credit or fin wise. 362. - Yeah, that's me. - You have a payment agreement here. - Yes. - Are you paying this? Did you pay this one off already? Like you thought you did with the other-- - No, no, no, no, not the rest. - And none of the rest are paid off, only the credit cards. - This is, this is, this is, but they did put it on, I think, an interest rate here is 6.75% kind of socks that that collections put on an interest rate. - Okay, basis. This one's yours. - This is me. That was my, for my teeth. - So you have a balance of $4,030. - Yes. - What? - Sorry, my teeth. - I didn't know we owed anything on that. - Mm-hmm. - Uh, like 111. I have not been paying it now. - Why? See the collections and I hope they see you. - No, they fucked up my veneers, but see, these two pop off all the fucking time. I've gone back to the dentist over and over and over telling them to fix them and they said that they were going to talk to the people that manufactured the f*ck veneers and I told them when they've decided to fix my sh*t, then I'll start paying it. - I knew, why do veneers always look like 10 times bigger than my whole house? - They look awful, don't they? They did an awful job. Like the temporary ones that they put on were gorgeous. I loved them and then these ones are bulky and ugly. - Yeah. - You're the first person that told me that. Thanks for being honest about it because everybody else is like, "No, that's a great." - No, I don't do that. - Oh, thanks. I appreciate it. - Oh, okay. Join account. Okay. We have the auto debt. We already talked about that. Signature consumer alone. Yes, we had that. Okay. So this is getting into our checking them. - I was deposited, but we only ended with 221 dollars. - Oh, I always put a deposit to you. - And it's Dave. - Dave, Dave, Brian, Dave, Apple Bill, Dave, Amazon, Zip, Zip, Zip, Renta Center. Renta Center? - Yeah. - It's like an A.A. Ron's. - Aaron's rental place. - For our couch. - For our couch. - So we pay on it weekly. - Oh my goodness. What are you owe on that? That's a debt. - And it's a weekly of $62.76. - Yeah, every Saturday. - That's a debt. I would need to know that. - Hmm. - Sorry. - How much is it by four, 200, 251, oh four a month? Well, you're looking that up. We also got dairy green and pizzeria. Can't afford to live. Guess what? You're going out and you're getting some bullshit. Apple, Bright, Amazon. And we saw that Amazon was whole bullshit, by the way. - Further record. - Dave's fucking. - I work 45 to 50 hours a week and I have, and I have work kids. You don't know. You were having kids. You don't know. - I don't know what. - I have one hour in the evening sometimes. One hour. - Mill prep. Food? - Mill prep. - I have to have done that. - Mill prep. Go fuck yourself. I still know how it works. I'm not saying it's easy. Unless you lived it, you can't say anything about it. - Okay, so congratulations. - Here's the solution based on your excuses. Give up. - No. - We can't give up. - We have kids. - We have kids. - We have kids. - We have kids. - We're not. - We have kids. - We have kids. - We're not. - We're not gonna take that into account. - Budgeting and a little bit of pocket money for eating out every once in a while. - Budgeting and a little bit of pocket money only makes sense if it fits in the budget. It does. - Obviously, I haven't budgeted it, but I'm saying. - So both of you are selling out. - You're selling out. - Where's the back to back going out eating there. Have you seen the between the one? - That's the excuse to destroy your wife. - I think she should actually be the opposite. - $1,122.87. - What is that for? - That's for the couch. - Look out. - Right, Amazon. Dave, Prime Video, Zip. Kona, Kona, Dave. Dave, Apple. Minecraft. Minecraft. - That's our son's allowance. He spends it on his Minecraft. 'Cause he does chores. He earns money. - Is that the V-books? - No. - That's a different name. - I'm gonna get paid for my chores. - Ken. - He has his name. - And then he has extra chores. - PBS mob. Rumber, Sezzle. Sezzle, isn't that another financing thing? - Yes. - But that's paid off. It's paid off. - It better being. We'll see for how long. Pizza Hut. Getting that bullshit. $51.00. Worst pizza there is, too. I'd rather get little Caesars than pizza Hut. - There's not most of us. - Well still. Pizza Hut is disgusting. Make your own pizza. It's actually very easy and good. - We have done that. - I'm glad you got it. - Do it again instead of pizza. - Then do it again instead of pizza Hut. Bullshit. Bright. Going as I get into bullshit. Tick tock shop. Bullshit. Tick tock shop. Appable. Clarnet. Dave. Clarnet. Dave. Tick tock shop. Bullshit. Amazon. Tick tock shop. When I say I got some bullshit right in the center. Nails. Get her nails done. $160.00. - These are press ons. That was a while ago. That was in August. I don't get my nails done often. I try to get my toes on every two weeks. But I haven't been able to. Starbucks. Bullshit. Zip. Zip. Tick tock shop. Zip. Oh my goodness. Church is chicken. You guys eat out a lot. - It's a lot of burger right after. - It's a few times a week. Zip. - It is a lot. - Bullshit. - I don't see it as a lot. - It doesn't seem like it. - You don't have money today. - It's pathetic. - Hammer elites on there. And dollar-wise, you're going to yell at me for that? - Although as you get for free forever now. - Yeah. - But no. Because if you spend like $10 a month or whatever. And it saves you hundreds of months. That's just a month. No, it makes sense. Hammer, really? Well, that's just three premium shows every single day. Six days a week. Like, I mean, what can you do? Tick tock shop. Oh, good. Savings went from $800 to $10. When I got some bullshit, Amazon Chick-fil-A. Getting some bullshit. The weird little medical thing that might not be. I don't even know. Drama wave dominoes. Vape City. Olive Garden. Amazon. Prime video. Netflix. Vape. Cash app. Amazon Starbucks. Domino's. Amazon. Bullshit. Prime video. Bullshit. Bullshit. Expedia. Amazon. Bullshit. - Thank you. Retirement 451 at your age is a disgusting joke. And your children are going to have to put their lives. Oh, drama wave is sex novels that she's watching. She's watching AI sex novels. - Sex novels. - And she tells you about watching. - Sex novels. - The drama wave thing. - Yes, it's a good book set all the women like. The real shorts. It's just the real shorts. It's not like people are actually. - Yeah, but you know what it is. - They start making out. - Uh-huh. - And then it cuts in. - No, no, I don't. - Yeah. - I do. - Ew. - Every time. Ew, yeah. - Except you do it to her best friend. - Ew. - We'll be calling her approximately three minutes. - Okay. - You said three minutes or 30. - Three. - I got a fake. - Hold on to yours. - He's worse than a pregnant woman. - I am. - I'm gonna take some Tylenol. - Oh, I can't tell who's pregnant. - It goes in sheets. - Whatever you think it is, I promise a source. Minimum monthly payments $1,699.16. That minimum with the payments is $1,699. You don't own on your trailer? - What's rent. - Yeah, it's rented. - Okay, what's your rent? - 1500. - Is that including all utilities and internet? - No, no, no. - That's all that. - Combined. - Electric is, it goes from 160 to 370. Depends on the weather in South Texas. - Who's telling me not to respect the pizza? Pizza has horrible. It's racing and disgusting. - We both said it. - Pizza is good. - You guys are so wrong. It's the worst pizza I've ever had. - I love the weird internet. - What's your internet? - Oh, there are wings. She goes for wings. That's where you're defending guys. - My kids get the pizza. - She gets her wings from pizza. That's who you're defending right now, by the way. - There's no wings stopped next to us. - It doesn't matter. - If it was, I would get shut up. - What's your hotel? - Okay. - The internet is good. - So it ranges that much, believe it or not. - Okay, 340. All together. - All together. - How much? - Do what? Food? - Oh no. - That's $250 a month. - What the fuck? - We have AT&T. We can't. We can't. It doesn't have to go through your signal in our area. - Because you're really sure of that. - Yeah. - Of your not-roll. It's very good. $15 a line. But-roll. - Yeah. - They want land so they can do nothing on it. Gas is from drive drive. How much on a monthly basis? - $50 a week. So $200 a month. - Car insurance. - $228. - This is very food I agree with. They 100 TP fund. Anything else to exist? This is school supplies as well in tampons. Chances on a monthly basis. $300. Change is where it goes to. - With diverse too? - Yeah. - Okay. - Medical health care. There are copays on a monthly basis? - On a monthly basis? Or like what we're paying out of our check? It's automatically there to take it out in the amount that you see. - That's not copays. But that's okay. Is there a gym? - No. - Yes. - Yes. You have a gym. - How much? - $45? No. I did the military one. I think it's like $35 a month. Yes, $35. - Is there any pets? - Any what? - Oh pets. Yes. I have a dog in a cat. - $100 a pet insurance. Pet food pet supplies. - Probably about 50 bucks. - Okay. I agree. Subscriptions. I will do $75. I'll do $100. What's the household of that many kids? Let's see. Okay, well do we survive, let's find out. They will not survive the post show, but they will maybe survive the budget. We will find out. - You might have all kinds of temptation now since you are pretty, you're on YouTube that millions people see. And if people find out who you are, there's gonna be all kinds of temptation. So we'll see if you'll hold your word and go to therapy. - If you want us, Dick. - You just damn, unfortunately we use the fake name, so. - I'm not good in jail, but I will go to jail. Fair warning. - Trailer trash? Get ready, guys. - I'm not trailer trash. I'm gonna find a ranch. I live in a trailer now. There's nothing wrong with trailers. - I wanna own one. I'm glad you only sprinted. You're probably having to actually, I'm gonna be more conservative, 650 on a multi basis. - Well, I mean, medical debt. I mean, you get on a minimum with the payment for that. But I'm gonna get rid of, okay, total debt. So, I mean, in reality, it would take 97 months to pay off. But that's with medical debt. That's eight years. But I think your income should go. I wouldn't start a business yet, maybe. Now, you wanna lower your risk for starting a business. A lot of these, we can knock out quickly. These little paid advance things, knock them out and never use them again. If you actually follow your budget, you guys don't lose money. You guys make enough money on a multi basis plus some. You guys are fine. You just can't go out to, you guys are going out to eat and spending a lot of money on bolsa and nicotine and all that, that you need to stop. - Microsis. - Easier said than done. - So, can I ask you a question you might yell at me about? - Oh, okay. - So, I accidentally ended up starting a foundation. It's called, where I help homeless people and moms that don't have-- - No, you're gonna be homeless. - No, it's based off donations. It's not out of my pocket. It's, I post on the page and people make donations, but I know for tax purposes, I'm gonna have to set it up somehow like a nonprofit or whatnot. And I have another girl helping me. - I don't know. - A CPA, okay. - Yeah. - I guess. - I just wasn't part of it. - I'm gonna spend money on a pocket, so. - I did for one guy. - One guy. - So stop. - One guy. - You're about to be homeless. Your kids are about to be homeless, stop. Like that's where this all ends up. Microsis is a consideration, but listen. With age fact, you should be making more money. The thing is with the next 1,000 hours a month, obviously we pay this off in a few years and it's totally fine, okay? What you should be able to do in your industry. - Shouldn't, that's what I was kind of wondering, like what does a normal age fact take? - Better than he's getting paid. - But yeah, small town, small area, ish. - Corpus is small. - Corpus is a quarter ran, this is where, I don't know if I should have said that, but that's the business that we work in. - So, I'm gonna do that. - Oh my gosh, please. - You need to go make more money. Which with, I think age fact you can, we'll get you to the course of course certification. This is, at this point, you're spending is what you got here. But now to get out of it, it's an income situation. So let's boost the income, which I do not think for you will be very difficult. And if you guys stay together as opposed to the show, you should be able to pay off the debt in a few years and say we'll fully fund an emergency fund and then 50% goes to needs and 25% goes to fund and 20% goes to investing 'cause you guys need to catch up on retirement. Or about the call or an opposed to, let's get the hammer financials workers. Spending in a budget. Well, you ever spent zero out 10 debt, there's collections, zero out 10 emergency fund, there's nothing zero out 10 retirement, there's nothing zero out 10 real estate, you don't own anything zero out 10 hammer financial scores, zero out 10, that was easy. Get yours at Calebhammer.com for free. Now, join us in the financial auto post show by joining Hammer Elite, the best membership on YouTube by far, which is why it's the largest and there's over 175,000 monthly members because we offer three premium high quality shows every single day, six days a week, including an extra 20 minutes to the show called financial auto post show. You can join on YouTube by clicking that join button or you can go off platform at hammerlead.com or download the hammerlead app, wherever you want to be, it's the same membership on both. We just want to give you more options. I'll see you in the post show. The thing that hasn't come out yet that you don't know is specifically what Mr. Dean said to her after the kiss. He said he always wanted. (beep) Over and over and over and over. I have nothing for her. I have nothing for (beep) I'm looking out for the kids. There's nothing between me and (beep) the first (beep) and time y'all are together alone. You (beep) Welcome to Owl Week. Owl. Are you excited? Yes, I am. We have a special week only for hammerlead members. We have a special seven girls coming in for a Pop the Balloon Challenge. I wanted to give Owl a little present with my three D's. We'll be eating your last meal on this week's Fat and Fatter. We're also gonna be doing our break down on a Pop the Balloon Challenge. (screaming) She wants to know if you would pee on her. I don't know about that one. Make sure you click that Join button to join Hammerlead that I've won membership on YouTube or the link below or down below the hammerlead. I ever go to Hammerlead.com to save membership on all platforms. Join us for Owl Week. I want you to be on the next episode of Financial Outlet right here in Austin, Texas. Go to katelaphammer.com/apply or click that link in the description below. (upbeat music)