She Left Him On Financial Audit

- Do you have any other baby, Marmos? - Yes, he does. - Do you actually? - It's not. - I already told him I give him six months to, like, - No, no, no, you've given him three and a half years. - Man being arrested. - I know. - A man who's a scammer for a living. - Caleb, just give him a full-- - Why? - Caleb, give him a full-- - Or what? Literally texting this girl, like, nine in the morning. - Oh my god. - You can leave. - You keep going back and saying, "Oh, I'm gonna be loyal. I'm gonna be loyal." - And I've been trying. - And I'm gonna change-- - I've been trying. - Not that hard to not cheat. - I just launched my brand new cookbook, JustPak a Sandwich. It's full of budget-friendly recipes I love. - So good. - Plus a few inspired by your favorite financial audit episode. - McDonald's McDonald's. Right now, the only way to get a physical copy is with a full year of dollar-wise, and for the next 500 dollar-wise annual orders, I'm throwing in a free, Christmas-themed Caleb Hammer plushy while supplies last. - But hurry, this is your last week to get this insane offer. Go to dollar-wise.com or click the link below to get yours. - I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances, with an interesting personality, or a story, or a life, or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Remember.com/apply or click that link in the description below. - Hi, I'm Isabella. I'm 22. - What's up? I'm Connor, 27. We live in San Antonio, Texas. - And this is Financial Audit. - Thanks for coming up to Austin, guys. Glad to have you here. Isabella, what do you do down in San Antonio for a living? - Stay at home, mom. - Oh, okay, sure. Well, listen. I mean, that's sometimes what couples agree on, and it works if it works. - It does work. - It does work. - That's good to hear. How many kids you guys got? What are the ages? - He's two. - Okay, so two. Okay, so we're not putting them in daycare yet. But in grade school, when he goes to grade school, you're going to go back to work? - Yeah. - He's not going to go to regular school. - He doesn't want him to go to. He wants me to stay at home every thing all the time. - I'm not just saying stay at home, but like not regular school. - Well, okay. The alternative being. - Like a. - Because there's a lot of alternatives. So, which one are you pitching? - Just like a more advanced, maybe private education thing, like. - Oh, so bro makes money. - I don't know. What do you do for a living? - I'm a sales manager. - Get in, no, no. Dude. - Sales is great. I made a lot of money in sales. - Did you? - What are you selling? - Yes. - Use cars. - If you're dumb enough to buy a new car this weekend. - You're a big enough smut to come to Big Bill Hell's car. - Oh. - Well, I mean, no, no, no. I mean, there's definitely still money potentially. What are you making? - It just depends. I mean, you've been in sales. - Of course it does, but I knew my average month was. I mean, average again just depends. Like, you know, in sales, there's not really like a average. It's kind of like. - I was able to at least know what my minimum target was. The minimum I'd bring home on a monthly basis. Do you have a minimum you bring home on a monthly basis? - Okay. - It would be like a different minimum per month, you know? - No shit. I'm saying the minimum that you immediately shoot for. Like, you're like, okay, no matter what I know, I'm gonna bring this in and everything on top of it's exciting. - Yeah, I would say it can be anywhere from like. $2,500 or $13,000, $14,000, like that kind of thing. - And how often is the $14,000 month? - Probably more often than not. - How often is the $3,000 month? - I mean, we could probably just sum it up to like, $120 annually. Like, let's just say. - Okay, I can accept that that's pretty good money. Private school money. Depends, I was entertaining you know, for as far as major cities go in Texas, definitely on the lower cost living side. So you guys are doing great with $120,000 a year. Private school, I think it's gonna start definitely draining us. I don't really, but the lesson we have a few years. - I mean, it doesn't necessarily have to be like a private school, but like a private teacher, just some form of like a different alternative. - Tutoring? - Well, alternative. - To full school? - To like public school, yeah. - He can't go to public school and get tutoring on-side. - I mean, and still like as far as the money goes, like I can. - The money. - Yeah, like the guy who talks and runs the money. - He just doesn't want him in public anything. - To learn more. - Yeah, I mean like as far as. - Why? - It's wrong with public. - If you would just get up and teach him, it's gonna hand him a freaking packet, you know? - I mean, just as far as the money goes, like that's not the issue. Like I know how to manage that, I can handle that. - That's great. What's wrong with public? There's more of you there? (laughs) - There's more of me. What is that supposed to mean? - I'm asking you. - Right there, yeah, but I just want to know. - What's wrong with it? All right, like have you seen social. - What an incredible argument. How about you give me an actual point? - Social media and like what goes on in school? - Okay, what happens to kids when they go to private school? Have you seen social media? - Dupy. - Low throw, it's caught. (audience cheers) - Well, I'm trying to tell you, right? - And what happens when they go to Catholic school, they get fiddled. - Have you seen social media? - That's why none of those are gonna happen. We're gonna have to go through a very stinking school. They are lunatics that don't know how to interact with them. - Exactly. - Okay, but the extremes happen everywhere is what I am saying. Yes, it is true. - Well, not for every kid knows. - Exactly, and not every kid gets shot in a public school. - Okay, now every kid gets shot, I'm not talking about getting shot. - It just wants to be a home school, so you can't leave? - Exactly, that's how you do it. - No, not at all, she can leave. I would prefer her to leave, right? - I can't prefer her. - Again, the situation just blows down to the fact that like, as a parent, it's your job to create the easiest paths for your child that you can. - You see as parents, is that really good? You want your kid to have no resistance, no learning skills. - I'm not saying no resistance or no learning skills, but I'm not gonna put him, I'm not gonna put him in a position to where he's gonna be surrounded by things that aren't gonna benefit him. - Okay, so learning opportunities potentially, but. - Yeah. - Yeah, where do I want those? - Yeah, I mean, 'cause-- - I still don't understand, listen, this isn't the part of the conversation, it just, I'd really like you to articulate what is gonna be bad about public school. Besides, have you seen social media? - Yeah, I mean, if you give some things-- - In public school, I mean, obviously, it depends on the area that you're in, obviously. - Ah. - Right, so I mean, but still just going to public school, man, you're just exposed to so many stupid kids. - Buddy, that's gonna happen everywhere. - And I would dare say, if they were homeschooled, they would be exposed to at least one stupid parent. - Well, no, not just that, and then there's too much government involved in public school, like all these rules and stuff that right now. - What rules bother you? - Like, this stuff, like kids have to keep up certain standards for public school. - Oh, it's bad to have your kid meeting reading standards. - No, like, the type of material that they're being taught, when they're being taught, the way that they have to go. - Which ones? - Go through it. - Please tell me. - I don't know, I feel like I'd never used anything that I learned in school. - Clearly? - You know what I mean? - I mean, no offense, buddy, I worked in sales. You worked in sales. - I mean, there was definitely a fin-- - It's working sales. - It's okay. - Yeah. - Yes, sales is-- - Sales is the only industry that you can go into and make most of-- - I agree, I love sales, but a lot of the people have maddened sales. And it works, I mean, I'm sorry, and you're the manager. - Yeah. - And he just became the manager. - So that's a couple months ago. - Yeah, yes, you've never used-- - What's that supposed to mean? - Things being the basic math and communication skills. I know. - Yeah, but that's all that you need to survive in life. Like, you don't need to live. - Certainly, if he goes directly into sales, sure, maybe is it if he, I don't know. - Yes. - Okay, oh yeah, I met him, it was a cutie. And, but like, what if he wants to be an engineer, or a doctor, a nurse, or a teacher? Like, things wouldn't be a teacher, but like, he doesn't get that choice? - No. - To him, no. He doesn't even want me to finish high school. - You have some really against teachers. - No, I mean, not anything. - You have to finish high school. - No, he doesn't even want me to like, go and get my GD, or anything like that. - No, she didn't finish high school, oh no, no. That's not what I'm saying. Is you don't even want me to go and get my GD? - Okay, so-- - He can say that it's useless. - Nobody's saying-- - A mother without a GD is gonna be homeschooling the kid. (clapping) - Incredible future for this young type. - Well, I mean, that has nothing to do with it. - I would say that has a lot to do because she'd be homeschooling, but, okay. So still, really no, what are they being taught that concerns you, though? - Dude, just-- - 'Cause maybe there's a valid argument, I would just like to hear it. - Yeah, I mean, so like, obviously just the fact that kids don't need to learn certain stuff about the social studies. - Social studies, so creating a population that is able to discern what's going on out there when it comes to voting for potential policies is about things. - Well, it's pointless anyways. That's a whole new topic. - That's not true. - That's entirely true. - How is that true? - What's pointless? - Like, I've never voted, has it made a difference? Are they coming down asking me for like, "We need you to vote, we have a very tight race in Texas, it's about to happen on a week from now dating this film." - Yeah, and I guarantee that my vote or non-vote isn't going to make a difference in that. - Okay, well, it actually literally does 'cause there have been Florida elections where the presidential election has come down to literally a handful of votes. And in Texas, that might happen for the control of the Senate. - They're all the same people. - I got tax cuts because of the current administration and-- - They're all the same people. - If Kamala was in, I would not have the tax cuts, but also we would probably have lower fuel costs 'cause we wouldn't be in a war with Iran. So there are different things that happen. - At the end of the day, they're all playing for the same team. - That's not true. - It's really different things that happen. - It's similar against us, regardless. - Oh, okay. - So voting, it doesn't matter. You're voting for the same team. - Hair policy is objectively different between both administrations. AI regulation is objectively different between, there are people running on anti-growth policies that want to eliminate Texas and it's across the country. Not even more, touring, eliminate. - But whatever they want happens is going to happen regardless. - No! - Yes, it is. - What are you talking about? - What do you mean, what do you not understand? - If the governor of Texas is a growth person, or a de-growth person, bad example, because neither of them are complete de-growth people, but there are like de-growth senators, absolutely, running across the country. And if they're in power, they absolutely can push policy through that harms the United States of America. >> So what's your political background to make you such like a master about this topic? >> Master, I just vote for things that I think benefit the United States. And I get that through learning about the history and economics, which you learned in social studies and economics, meaning that a well-rounded voting population is not a bad thing. >> Right. But again, it doesn't really make that big of a difference, but also that's the difference. >> It completely does. It's completely different. >> Tax policy and growth policies. >> That is completely different than learning who's sold a boat across the ocean. All right. Like, two different things. >> Well, you're talking about the Mayflower? The five minutes we learned about that? >> I don't know. I didn't pay attention to that. >> So this goes through a lot of wars and you can learn about like the absolute consequences and calamity that was the Vietnam war and how stupid shit like that is. And maybe if more people learned about it, we wouldn't be like, oh, let's be in this war that even Republicans hate right now. >> Still knowing about that isn't going to do anything for the kid, so let's just leave that. >> Okay, that's great. >> Because he wants his kid to be a- >> No, I don't. I want my kid to, we're going to, he's going to take a path to where that he's either going to go- >> Redetermined by Daddy. >> Yes. >> And he went to high school and finished high school, so I mean- >> That's the best way to set your kids up for success. >> Because they don't get to choose at all? >> No, it's not about not choosing at all, but- >> So what is kid allowed to do? >> In the right direction. >> What is kid allowed to do? >> To be a kid. >> Until he gets to about like 10, you know? >> And then what? What path is he allowed? >> And then it's time to take a professional avenue. We're going to explore all of that. >> We're a professional. >> I clearly he can't decide what he wants to do- >> Even though like golf, basketball, motor cross, something that's like that- >> But he can't be in the public schools, which is where a lot of the professional athletes come from, by the way, because they can beat on the highest level. >> Yeah, that's fine. But he doesn't need to go to public school for that- >> Actually, most of the top NBA players come from private schools. >> Okay, so NBA is that the only choice you are tall? >> So- >> I guess. >> No, it's not the only choice. That's why I say golf. I know we're talking, like, you got to listen to, but golf, motor cross, motor cross- >> motor cross? >> Yeah, there's a whole bunch of other options that are out there. >> They've already gotten him a bike. >> How many public schools don't even offer like golf as an option? You know what I mean? >> I think. >> No, they don't. >> No, they don't. >> I would think- >> I never even had that. >> Only in certain- >> You didn't graduate at his school. You probably don't know what the- >> Because going on. >> Yeah, exactly. Only certain, like, areas of, you know what I mean, ethnicities right, have golf. >> What? >> So, if you go to an area that's predominantly more of a different clear race- >> What are you talking about? >> Clear race. >> It's all Mexican. What do you want? >> Unfortunately, yeah, but- >> Unfortunately, why? >> Crazy. >> At least they're immigrants who work. >> Hey, I'm not saying nothing about that, but- >> No, we have an entire subsection that doesn't. I'm glad they at least provide and pay taxes. >> Hey, I mean, they're most of my customers, so I'm not complaining. >> Are you not Mexican? >> No. >> What are you? >> I'm black. >> And they're like, he's always bringing it up. He's always talking about it. But you know, the truth is, is that I'm proud to be black. >> You're darker than me. >> No. >> No. >> You just have more naturally curly hair. >> Yeah, it's natural, exactly. >> I know you don't- >> You've got when we matched on Tender, I thought that he- >> Because you're not Jewish. >> Correct. >> Okay. >> Are you? >> No, I mean, I just would have assumed you're Jewish. >> You have the bigger nose, so- >> You have been- >> No, I don't. >> Yeah, I do. >> Yeah, you do. >> Yeah, you do. >> No, I don't. >> Yeah, you do. >> All right. >> Okay, so NBA has the highest private school rate, but it's still only 38.2%. So, you see the majority come from private schools? No, it is 38%. That is the minority, which did you take a statistics class? >> The best basketball players have come from private schools. >> Oh, okay, push it. >> Yeah. >> Okay. I guess how we define the best is- >> I mean, what do you define Kobe as- >> A dollar to Kobe, back to a dollar, up for the layup, oh, plus by James. >> Anyways, anyways, all right. >> Okay. >> The only thing that matters, because I know you don't know about sports. You don't deal with- >> What are you talking about? >> What are you talking about? >> All right, so that's not- >> What do you mean I just don't know about sports? >> How are you just hearing things out of me? >> I want to put him into a better advantage for his future. >> Well, clearly, statistically, because I think you would just rather him get to the NBA in general, right? >> Right, that would be awesome. >> Wouldn't that just be great? 38% come from private schools. >> Yeah. >> The minority. >> Yeah, I mean, I don't want him to be a guy that- >> I know you pretend to know things about being a minority, but that is actually- >> What was that number again? >> 38%, maybe you should have stayed in school. >> 38%. >> Well, I know more, and I do more- >> You know, most people that I went to school with that graduated and did all these other things. >> Probably not. You might make more. But do more? I want. >> But do more make more. >> Do more make more. >> You still use the cars. >> Yeah. >> Which is what this country needs. Use vehicles. >> Okay, sure, maybe I guess it might be- >> Yeah. >> An affordable option to- >> I wouldn't even consider using the affordable though in this country. Like I guess I'm on board with you, people are stupid for buying new cars all the time, sure. >> Yeah. >> That's so affordable. >> And especially because you of all people know that car debt is what, like the biggest debt that most Americans have. So by providing them with another option to buy a car- >> Hold on, no, it's not. I believe it's credit card debt mortgages stood in line. >> I mean, I said like one of the biggest debts. >> Oh, okay. I guess if we take like the five debt types you can even get, yeah. >> Yeah, I mean, most people get major debt from buying new cars. >> Yes, and- >> Like, especially young people, like they're usually besides school- >> That would be incredible. When you're saying you do more than most people, like you make more. Like yes. But that's not pretend like you do more, like a big contributor, right? >> No, you're sitting in awe- >> I mean, we all get back to the community in our own ways. >> How are you getting back to the community? >> Not supporting public schools. >> By providing alternate options for people to buy vehicles. >> Okay, but you're not a kid- >> That's your job. I don't know what to tell you. Like, you got hired for that. You're not a hero. >> I've been doing it for nine years. Actually, the way we do it, it is a service because we do it different in other places, so- >> Oh, you do it different. >> What do you do? >> Special guy. >> No credit checks, no proof of income. >> Oh. >> Being required. >> Because people in absolutely shitty level ones- >> That's not true. >> There's no- >> There's no banks. >> Okay. >> So they can only buy cash? >> No. >> It's just a diamond. >> We've done it in house with no banks. >> That's a lie. >> Yeah, but not through a bank. >> It doesn't matter if it's real fake. >> So you get people in predatory, you buy here, pay here lots. >> Yeah. >> Those are predatory lots. >> No, it's not. >> What? >> That's the most predatory because it takes advantage of people that are in shitty situations and put them in high interest rate loans. >> We don't have no interest. >> You don't have no interest. >> We do it different. >> That's bad. How's that bad? There's no interest. >> If you don't have no interest, that means they're very high interest. >> We don't run their credit. >> We don't ask for proof of income. >> You mean, are you trying to say maybe, again, if we took a ninth grade English class, where you're trying to say you do not provide any interest? You have no interest? >> There is no interest rate on any vehicle somebody buys from us. >> On the loan at all. >> There is no loan. >> Yes, there is. You said you provide a loan. >> It's like, it's just like a handshake deal. Like, if I had a car that you wanted to buy and you were like, hey, bro, I'll give you $1500 upfront for that car and then just tell me what you want me to pay you every month for that car. And then when I have it paid off, you give me the title and that's it. We do that on just a bigger scale. What do you not understand about buying a car without going through a bank? >> It doesn't have to, you can finance with most institutions. >> We don't use banks. >> No, I'm not. >> I understand what you're saying, but at our company, we don't use banks. Because we try to help people. >> I never insiduated that you do, by the way. >> We try to help people that can't go get traditional financing or just don't want to go get traditional finance. >> Okay, but they finance through you. >> Yes. >> Okay, now when they finance through you, can I see the terms of one of the loans that you've recently made? It should be in your email. You should have access to it. Show me. >> Show me. >> I can't. >> Why? >> Because I don't have it in my email. >> Have a coworker send you one right now. >> It's all just paperwork, so I'll just. >> Okay, take a picture. Have a coworker take a picture. >> What would you want to know of the term that they're signing? >> We don't do any term over three and a half years. >> That's not what I'm asking. >> No, no, no. >> I want to see the paperwork. >> I can't take it. >> Get a coworker. >> You can show me. I'm not going to show the world. The world won't see. I'll keep it private. They won't see it. But get a coworker to send a picture. Only the people in this room will see it. >> It's very basic. >> Let me see it. >> Let me see it. >> I don't want anyone going on his phone. >> He doesn't have to even do that. >> He can show it to me. >> That's not what I'm trying to tell you. It's not that easy to explain. >> Show me. >> It's technically a lease. >> Show me. >> Show me. Don't explain it. >> Show me. >> There we go. Very good. And if it's technically a lease, it's usually an actual little fee on top of it, baked in. >> So how are you doing? How's living with this creature? >> A lot. >> Not a race thing. >> He doesn't even know. >> He argues a lot. >> A lot. >> Committed from all I know. >> He does look like that. Middle Eastern for sure. >> Middle Eastern Mexican. >> That's what I thought when I swiped. >> Tam. >> No. >> He gets darker sometimes. >> Jew. Look at the nose. >> Jew is crazy. >> He could be a Jew. >> Not if everything. That still gets you. >> Yeah. >> Okay. In Texas, 75 to 80% have golf programs, public schools, by the way. So you were just wrong on that. >> That's not wrong. >> You said most don't? >> Yeah, most don't. 75 to 80% do. Yeah. That's most. Hello, and welcome to Mastering Statistics Volume One. But not if you're in an underprivileged area, so. The goalposts. How they push. How they move. Do you get that reference? It's a sports reference. Right. No response. I'm trying to find this. You keep going. I'm going to talk to her. So what's your involvement in the finances? I'm turning the fifth thing late on real quick. Nothing? Literally nothing. And that must be right about everything, no matter what. At all times. No, you keep working. You keep working hard worker. That must be right about everything also wants to control everything. Pretty much. He doesn't give me any information about the money at all. If I ask him how much he has in bank account, he asked me why I need to know. Are you married? No. No. You reproduced with the black man without getting married? It was supposed to be a one. You're the one who said you were black. Yeah. It was supposed to be a one-night stay. That way you had to just insert the black man. You know the statistics or maybe you don't. You want the numbers, Mason? Because you don't like statistics. Surprisingly, when I told him I was pregnant, he told me to come home and quit my job. Would it be different if I was a white guy? Statistically, yes. But more than anything, I was actually just joking. I was joking. I was trying to before you got outraged. I mean, it's not the first time that a white guy says something about black people. So I mean, you can't say no. I mean, take it over. I mean, come on. What's the stereotype? Yeah. We were joking about a stereotype. Yeah. I mean, okay. No? Okay. He doesn't want to tell me what the stereotype is. No. It's usually impregnating a woman that looks like you, or fatter. And then, and then leaves. That's the free act. No, actually, when I was pregnant, he was all for it. He told me to come home, quit my job. But good news. He's only 5% black. So it's only a 5% chance. No, no, about 5%. All right, look. He is more white. So this top paragraph section is. You can't see it at the angle. I know, but I'm just telling him. The top paragraph section is where they're like pregnant. I can read. Thank you. I went to school. So I would like to know, because I just have to ask. I mean, have you ever been arrested? You really? Okay. Yeah. Okay. Have I been arrested for what you're insinuating? No. What if I insinuated? I don't know. What did I insinuate? I'm a black guy dating a white girl. And have I been arrested? Why would they arrest you for that? You suck with money. So you download a budgeting app. You start with the classic one. Wine app. But everyone just elites it. Because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rock 'em money. They got a lot of commercials. But they're owned by Rocket Mortgage. Guess what they want to sell you in the end. And there's the new guy on the block. Monarch. Hundreds and millions of dollars to private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like dollar-wise. Built by these people just like you. Four people just like you. No private equity. No gimmicks. Just the best budgeting app there is. Download and now start the free trial. Dallowwise.com. Link in the description below. Guys, you've known me since the beginning. And the fact is, I just love building products that help people. And we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on forever. You want to use it for whether it's consolidation after you change your behavior. Or you need a purchase. Something that gets a good return out of investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new card that are great rates. Or you can refinance a horrible auto loan today. And not only that, now you can shop for the best car insurance out there. The thing is, we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at CalebHammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money. I mean, the stereotypes you were talking about statistically, I'm pretty sure that black guys that date white girls have been arrested. Right. I think it's this black guys. Okay. What do you think I'm saying? Just that because I'm black and I'm being a white girl. When I was talking about the abandonment of the kid, you guys are together already. You are here together. So I know you didn't abandon the kid. So obviously I was trying to make a joke before you got performatively outraged. So obviously I know you didn't abandon your kid, which is why I joked about it. Right. Now you're trying to suggest that I am. I mean, I'm just saying obviously we don't know what jokes are. Like, you know, you don't know how to make a joke. I don't know how to take a joke. Is that another black thing you're saying? No, I'm just saying. Obviously you don't know how to make jokes. What do you do? Let me even get anywhere before you got upset. Yeah, but so that's what that looks like right now. So you got arrested. Yeah. For what? Which time? A couple of things. Oh, good. Was it for drugs? No. Okay, what was it for? I guess I'm an exception to that statistic, but it just depends which time. I've been arrested a few different times. He's asking what you've been arrested for all the time. You have all the time? You have not married or. There's different times. Like, I've been arrested for running from the cops. I've been arrested for allegedly attempted stuff and. What? What? Yeah. Well, I mean, the first time was like different when I was 14. I got arrested. That was like the first time. I didn't know about that one. Like what? Allow me. Well, well, well. It's a joke. We like jokes here. Fourteen's crazy, dude. What the fuck? Did you do it? Fourteen. Well, I'm not going to criticize you that much because you're a kid. I'm interested. I mean, so at that time, it was. Oh, man, dude. Going back that far. We had. it was me and some friends. And there was a high school. And so we figured out how to like sneak in to the high school over. Okay. Did you learn your lesson? And. Now, as an adult. Yeah. What have you done? What have you done? What have you done? As an adult. What have you done? As an adult, what have you done? Well, I was 18. I got into a police chase on my motorcycle. That was the first time. It was a pretty. it was a long chase. Dude, I was just chilling, too. I was cruising. I was going to go to the lake. Tell him why you got. Right. I'm getting there. I'm getting there. It's a big story. You need context to understand why I did what I did, right? So I'm cruising. I'm driving to the lake to go swimming. At the time, I did have a passenger on the back of the motorcycle with me. And so my license plate was on the side of the motorcycle. And I'm riding a cop, pulls up next to me. And he's just like on my ass. And something. All right. He's about to try to like pull me over. So he does. He turns the lights on. And then we go into a pursuit. And I acted like I was going to pull over on the exit. And then I had a couple curves. And then I just ran. Like from there. And then a whole bunch of other cops came. And then we got back up on the. It was the last time you've been arrested. Huh? Like a year ago? Oh, my f***. Yeah, 20. Yeah, last year? 2035? No. Allow me. Well, well, well. I just got out in a July. Wait, but tell him why you were getting pulled over on the motorcycle. Wait, your kid was born at this point. Yeah. Well, why was he getting pulled over? Do you just tell me he can't. We were on the beach. No, we're not talking about that time. The last time. He just asked about the last time you got arrested, right? I was talking about my initial time. I got in the police. Okay, but he asked you the last time. We moved on. Okay. Okay. Well, we were on the beach. It was 4th of July. I had a lot of good amount of drink, probably like six beers and two shots. I mean, that was before I had to turn myself in. Me turning myself in was the last time that I got arrested. But fire works to gunshots. It can't tell with him. Can I. Okay. It's a black choke. Anyways. 4th of July. I'll allegedly black. We were leaving the beach. We had been there from like. Literally not Jewish. We've been there from like eight o'clock to like four. And we were leaving and it was like a long line. And he was like seven p.m. Well, whatever. It was p.m. But he was just having fun. He was swerving a little bit. But he got pulled over initially for speeding, even though there was cars and cars and cars ahead of us. What's impossible could do? If you've ever been to the beach, especially during the 4th of July. I've been to the beach. Right. So you know how the long line of cars are down the beach. They found to say he was drinking and driving, but he was not. Okay. So I literally pulled over to go to the porta-potty, right? And I'm getting out to go to the porta-potty boom. I grabbed the boom. Well, why would you be in prison for so long? No, no, no. This is different. That's why I was trying to tell you there's two separate things. You turned yourself in. You didn't get a. I've been on probation since I was 14. And then I caught that evading case at 18. They gave me 10 years of probation for that. And then a couple years after that, I got a attempted burglary, right? Which was a violation. And then I had left the state when I wasn't supposed to leave the state. I was avoiding stuff for a while. And then. That's when we met. Yeah, that's how we actually met. And then when we ended up coming back, I was in the process of doing the right thing, you know, turning myself in to take care of all this stuff. And then that was when we went down to the beach, stupidly on the 4th of July, got pulled over out of nowhere by something super trooper cop saying that I was speeding on the beach when you literally couldn't speed up. Okay. We didn't just stop letting people like you out of jail. Because you just keep going back. That's my takeaway. That's actually not true. I have worked hard to change my life. He actually has. I've worked hard to change from like the person I was before. I got out of jail into life. from something I did when I was 18. - It's not unfair. - I didn't say it was unfair. I'm just letting you know. I was the one that chose. I told my lawyer, hey, let's wrap this shit up. I'm tired of being on probation. I'm trying to get my life together. I want to get this stuff over with. - What was this car? - Let me see. - 'Cause I'm not seeing a VIN. - Let me see. - VIN would be nice, but I just want to know what the car was, year make. - This was a. - Okay. - Doesn't it say it on the paper? - Can you tell me, after the lease is done in three years, what would the price be the vehicle for them to purchase? - You're gonna tell you, it depends on the vehicle. - Well, it's that vehicle. - This one would have been 16,500. - 16,500, give it to me. Now, here's what his place does. The agreed value of the vehicle is 23,000, at the time of the lease. 23,000, very good. Do we all understand? - Well, the math on screen, 33,000. The purchase price would be what in three years? - Well, I mean, the total sum of the payments made would be 16,500. - 16,000 in order to buy it out afterwards. - No, once a once. - No, I'm at, no, no, no. Then you misunderstood my question. What is the price to buy it out at the end of the three year terms? - We would have to do tax harder license and residual at the end. - Yeah, yeah, yeah. But, okay. - So the total amount they would pay for the vehicle would be 16,500. And then, once they have made those payments, is then they pay tax title and license and residual. - Okay. - Which would be technically included in the overall amount that they paid, but at the end of the lease. - Yeah, but they would have only paid 16,500 for the vehicle. - But 16,000, after all their lease payments. - Yeah. - They have to do an extra 16,000 to take the home the vehicle forever. - Correct. - That's what you're saying? - Your 16,000 is all you pay for the vehicle, yes. - At the end of the lease. - Separate from what they've already paid. - No. - I'm asking, you know how at the end of the lease, you can then either choose to finance the remainder of the car. - Yeah, or keep it. - Or buy it? What will that price be? - Whatever it says on the bottom right there, look. - You tell me the number. - Their residual value would only be $2,328. - Okay. I wanna know what this car was. - I'm trying to find out, let me see. - Okay. - 'Cause I think it was the, 'cause you are $23,000. - Oh, that was a 2008 Silverado with the 100,000 miles. - Why did I get a Chevy Silverado? That answer's simple. I don't subject. - In great condition. - That was at eight? - Yeah. - 1500? - Yeah. - Full four door lift off road tires and 100,000 miles. - Yeah, all over the place we're getting 9,000, 12,000, 13,000, 'cause here's the thing. You capture your value through the lease, 100%, 'cause you're making them pay $20,000 in three years, is what that says. And then they can buy it from for $2,000 that the end. - Or they can sell it back, yeah. - Right, right, right. - And they can upgrade. - Right, but usually what happens at a lease is, you know, you're paying a little less over those three years and then there's more value left at the end. What you're doing, how you are recouping your money to be clear is you're dramatically overpricing the value of a car, is how you guys do it by about what it looks like in extra 10,000 hours. And then you, yes, dude, I have, buddy, they're all right here. There is not a single one of those that are 100,000 miles. - Those are traditional, if you were to buy those with financing, plus you have to think about your interest rate, your term. - Yes, except what you did was tack on an extra 10,000 hours to the price of the car and you make them pay 95% of it through the lease term with nothing left at the end. Because you want to capture the entire value of what you determined the vehicle to be. You're scamming these. - We give them a early purchase option also. - Yeah, but for the price that you guys determined, which is over the value by 10,000 hours. - So you're right, they don't have interest, they don't have fees, but you tack on an extra 10,000 to the value that we don't do that. - What do you objectively do? - No. - What? It is not worth 23,000 hours. - There's plenty of cars, right? No matter where you go to buy a vehicle, there's always interest rates. There's always markup, all right? But we give them the flexibility to get into this transportation with no credit, no proof of income, nothing. And then they also, I just said they have the option in a contract to buy out of their contract early. - Yes, it depends on you, you determine. - 40 discount. - Well, what percentage is the discount? - Depending on how early you want to buy out of their contract. - You haven't marked up by 80%. - Depending on how early they want to buy out of their contract. - Okay, but what percent is your highest? - It just depends 15, 20%. - 15, 20, well, you haven't marked up by 80%. - Yeah, scammers. - No. - But at least he makes 120,000 hours a year, scam me poor people. - No, that's not true. - That's not true at all, actually. - That is objectively-- - That's not true. - You can't argue that it's not. - Yeah. - Okay, then tell me, what is the argument? - We post, we have all of our vehicles listed at fair market value. - No, that is not. - We do have all of them listed at fair market value. That's 100% true. - Then what's your website? - Let's go ahead and ask. - We don't have an online inventory online. - That's just 'cause the inventory changes daily. So it's hard to keep up with that. - You guys are scamming people. - No, we're not. - But I'm glad you make your income. - No, we're not scamming anybody. Because if any customer, if any customer wants to one, negotiate the price of the vehicle, they can do that too. If they can bring me four or five other car parables. - Okay, we can determine the reality. - Right, then we can do that. But we post all of our vehicles at fair market value. - They have to bring four to five comparables, not even one. - Fair market value. - Not even one, four or five? - It's based off of fair market value. What do you not understand about that? - It is not fair market value. - Yes. - What you're saying is if people are in a desperate last situation because they can't get their credit ran in any other place, they'll come to you for an 80% markup. - That's not true. - It's not an 80% markup. It's fair market value. Cars are expensive. What do you want me to say? Like cars are expensive. - Okay, fair market value. Like yes, they're willing to pay that 80% markup because they can't get approved anymore. - No, it's not just what we're determining. - So that is fair market value. - It is based on the market of what these vehicles are going for. - We're going for it. - You can't do it honestly. - You really can't do it. - In reality, okay, I'm glad you knocked her up. How long have you guys been together? - Somebody's gotta be the bad guy. I guess I'm gonna be the one. - Almost four years. - I'm sorry, this is math. - It's been. - Almost four years. - Four years good. Very good. - Almost. - Now let's see if you do any other staring tight sweatshands with your five percent. Do you have any other baby moments? - Crazy. - Yes, he does. - Do you actually? - Yes, he does. - How many? - One other. - How old's your other can? - Six. - What do you not care? You're shrugging it off? - Of course I care. It's just a situation that sucks. - Well, you don't pregnant a bitch. - Yeah. - What sucks about having another kid? - Oh, no, it's just the relationship and I don't really get to see him as much as I'd like and that kind of stuff, so kind of sucks. - What did you do wrong? - Nothing. - Then why don't you get to see him very often? - Just how it goes. - No. - Yeah. - No. Am I wrong? - Well, yeah, I know he's not wrong. - Is something bad? - Yeah, I don't know. I wasn't there for that. - No, no, what did the court say? We didn't go to court. She didn't let me sign the birth certificate. - Why? - 'Cause that's the kind of person she is. - Well, she's not a bad person, but she's not. She's honestly very nice, but. - Okay. Okay. - Very nice person that won't let the fathers either kid just because she doesn't want to be heard. - She literally does. We could get him whenever we want, but he goes to court. - Are you serious? - He's gonna see full and full and full. - Yeah, we can go and get him. - He's not too peaceful. - No, wait, wait, wait, wait. You're sitting here telling me that you have not witnessed the times that I've reached out to her, and she's made up an excuse for why I can't get him. - Well, how do you know it's actually an excuse? - Oh, here we go. Okay, but before you were like, wow, she's still f***ed up for that, right? But now it's totally all right. - Well, now I've met her, we've talked, we've hung out a couple times. It's way different now. - Did your piece of shit aren't you? - I guess. - Is there something you're not a piece of shit on? - Yeah. - You advise people not to vote in elections. You don't want your kid to be a well-rounded, educated adult. You only want to put them on the NBA path. Good luck. - Or Moira Cross, or Goff, or Tennis. - That's very good. I'm glad we're the Tennis Camino. - You can have a long career in Tennis. - Okay, so this kid's, he doesn't communicate with his other that he can communicate with, and he scams people for his entire career. - I do, and I don't scam people. - He does not do one good thing in his life. - I don't scam people. - Oh, and he's been a jail like a thousand times. - Yes, you do, is there anything? Okay, very good. We can move beyond. - Yeah. - So one thing he says he does not do. - I don't. - I help people. You don't know how many customers that I've had that are crying to me, thanking me for giving me. - This is such a-- - It's because they're gonna deny it in other places, so you mark them 80% up and get them in a car, very good. - The same thing if you go to the gas station. You're gonna pay more for a drink at the gas station. You are at Walmart, right, or can bag a chips. You're gonna pay more at the gas station, why? Convenience. - Yeah, but they're not getting. - So the gas station is scamming everybody? - No matter the motive, false equivalencies, distort reality, and we see them everywhere. - They're not getting commissioned at the gas station. - The guy at the front's not getting commissioned on it. - And? - And I also advise people not to buy it at the gas station. That's the point of the show. - Exactly. - I literally say don't. - So why don't you tell everyone at gas stations are f---ing scams? What's the difference? Except I am actually helping people. - I'm thinking. - I do have families that come to me crying. - Don't say you're helping because the gas station's not arguing that they're helping. You're gonna lose me there. - Exactly. But the difference is-- - You might have me on board with the gas station. Like, you're not as scamming as the gas station. - The difference is, but don't say you're helping. - But no, wait, I am trying to. - Okay, no, you're trying to make a living. - Well, duh, but the point of it is the point of it is. - The gas station's not virtuous. They're not saying I'm a f--- hero, but what I am saying is that-- - You have made it sound like you're a f--- hero. - Is that my company has helped people, and they have been grateful for the opportunity. - Let's move beyond this, 'cause we've spent way too much time on that. - I agree. So you're a piece of shit and every way whatsoever. Is there anything you do good in life? Yes you do. Look at you. Tatted up like dude you look like I would cross the street. I told him that before. Of course you would. I know you're not the most physically capable individuals so I could understand why you do that. Well that has to do with crossing the street from the scary looking individual. But I mean saying that I'm a piece of shit because I provide for my family is your piece of shit for the 80% markup your piece of shit for going to jail constantly your piece of shit for not. I haven't communicated in so long like you got out in July. You got out into life from turning myself in from doing the right thing like you didn't do the right thing. Yeah turning myself in was doing. But now from doing the right thing. Yeah. You don't talk to your other kid like the right thing you should do to talk to your other kid and you hold money over her head. I don't know. That's what I wanted to get into. I do. I do not hold money over. You respond to everything. Well she made a sound like it for sure. And when I ask about money he doesn't give me anything. It's why do you need to know or maybe because she's your part of whatever you want. Like what are you talking about but that but when I say how much is in the bank account because I want to know before I ask you for anything because I don't know where we're at. You don't ever give me. And what did you know I'm going to do? What is that? Oh here's the thing. You told her to say whether I ask or not tell her she has the option to go do whatever she wants to do. If she wants to go do you want to just be a stay home wife because that's why he told me at the beginning of this conversation. Practically what he said when we first met he told me I can go ahead and quit my job if that's what I wanted when I was first pregnant and that's what I did. She has all the options in the world. She wants to go work great baby go work. If you want to go do something go do it. You're not a hostage here. You're not a child in daycare. I mean either do I. Neither do I know. And I have told her multiple times put put them in daycare then. You're tired of being cooped up in the house. You want a job put them in daycare then. You don't want to put them in daycare. I don't really like the idea that you know the daycare either but I'm willing to do it. She wants to go work. You see what I'm saying? She's not a hostage dude like I don't hold anything over. When I bring up like wanting to get my GD you say I don't need that. No I don't say you don't need it. I say why? Like what is that going to do like you know like we accomplish I have to have that to go to the top opportunities. I have to have that so that I can go and do what I wanted to do which was so health insurance. What if I stopped you from getting your GD. Does he stop you from getting your GD. No one not exactly. Does he talk you a lot of it? Pretty much. No I tell him. He tells me I don't need it for anything. I do know. What do I need that for? I do not. I just ask just the way I just ask like okay why like that say I've never stopped you. I've told you multiple times. If you want to get you to do okay. I think it's like when we go to like target and I say I need deodorant. Do you need that? I don't know. Not with deodorant. You're the one that always opt in for the cheaper stuff and I'm like no babe just can get it like just get to them better stuff like I'm the one that says that so. Wait how is there a disagreement here I'm confused like how can you how do you say he says don't do you really need you order and then he say no get the expensive stuff. Exactly. Well I don't know you could be lying I don't know who's telling the truth I don't know what's going on here. How is there a disconnect on this? We went to target like a month ago right and I said I need a deodorant. You said do you need that you really need that I thought you just got some. I told you. It's a stop I thought I need just went to the grocery store and I'm thinking you just bought a deodorant I'm not like in my head okay it might have been three weeks ago whatever. So I was just asking like do you need another deodorant you know what I'm saying and she just takes everything I say wrong and then when she told me like yeah or else I wouldn't be asking for the deodorant I'm like okay buy the deodorant and like what the fuck and she makes a big deal about it and she's like no I just put the deodorant back I don't want to deodorant. But by the way I was almost on your side when you made the comparison but then I actually thought a little deeper in the reality is the lot that the people go to right now is their last resort lot it's the only place they can go to where when people go to a gas station anyone can go to a gas station and people that are in a last resort can also go to a grocery store or around Amazon. So no it's not the same thing. People go to you because there's no other choice meaning it's taking advantage of people in bad situations. Okay so the deodorant we helped them right so do payday loans and it's not just deodorant it'd be literally anything like if I want a drink at the store or anything like that it's always oh do you need this do you actually need that and it's not like like while he's at work I just have access to all of his money like on a call so you guys aren't married I don't think you need access to his money but I think she is the one that you have bread and you have a two year old and I take care of her well okay yeah he does we just don't need to do that right now like I mean first of all like I'm not really want to get married he proposed yeah I did oh he proposed yeah he did watch it engaged you're such a loser no actually actually this is what happened all right I'm sitting there we're playing spades having a good time and she's been riding me a bunch of letters okay and then me and my and she's been asked she's been asking me oh you know send me a letter back send me a letter back I'm like I don't really do the whole letter stuff you know I'm saying I'm not the guy you are lucky that you're in there and you're having someone to write you I was grateful for that I was grateful for that right so they know right I'm gonna make another letter but I don't know what to write and the guy that I was with you know the way that I was cool with he was like oh man you know like you should do like one of them crossword pose with things and your top review his top uh-huh uh-huh uh-huh uh-huh if you were your child spent years growing up on social media and experience serious mental health struggles you should hear this recently a jury ordered meta and others to pay millions for the role in designing and promoting addictive platforms they knew their apps could contribute to anxiety depression and body image issues but did not share those risks while prioritizing profits recent historic verdict underscores the consequences of those decisions now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause click the link in my bio to take a short quiz you may be entitled to a potential recovery of over $1,000 all right so he's like yeah you you should do like a crossword puzzle thing and then like make something in a thing and I'm like oh yeah hell yeah it's a good idea and then so I'm trying to figure out something to do and I don't know how to make a crossword puzzle anyways and I didn't know what to even put in a crossword puzzle thing right so then the only thing is actually the okay they don't teach you how to make a crossword puzzle in school you can actually pick it up quite easily if you're well-rounded educated so I did and so the only thing that I could really think to put in it was like will you marry me you know I mean like not thinking like crazy so you don't actually want to get married I mean it was a good idea I thought it was nice the only thing is a good idea okay I eventually why not now I'm so confused you already get with it there's no reason to do it now well there are legal protections and you guys might be common law married anyway but the thing is I think that's exactly what I've been telling you there's yeah common law marriage hold on you love to get arrested and if you guys were married she would not be legally compelled to testify against you she wouldn't have to testify against huh there's nothing to testify for okay goes to jail every five days of his life no no listen like that last night did we not have that conversation yeah I mean it's not I'm not gonna marry somebody just so you can't testify for one of many things okay it's be for that's not what marriage is if you got shot in your gang violence she would be a little more like gang violence yes because I'm black I'm I'm in a game I'm in a gang now I was looking at the bottom row teeth what this over anyways so yeah I mean marriage is not anything that's a necessity right now okay so this is what I was gonna say that and then why we got on the topic of marriage I was like well you're not married so you don't you know you don't you shouldn't necessarily have access anyway but you guys can communicate about it because you know yeah you put a baby in you but the thing is if you won't get married and you want to get married then I can't hold that argument anymore because he's just using that as a tool to endlessly gatekeep the finances and you never be aware you're never gonna get your GD so you can't contribute whatever she wants I'm not gatekeeping nothing but you definitely talk her out of it I'm trying to get the answer I told you so many times do whatever you want to do do something go do something but then when she says I'm gonna get my GD you're like well that's stupid that's bad that makes no sense you know I don't know you can't do it but you heavily talk her out that can be manipulated her so many times so many times do whatever you want to do I'm not stopping you I don't stop her she's not a hostage she has free conversation when she suggests what she wants to do you dog against that if I ask how much money you have at the moment because I want to buy like it say books so that I can study to get my GD if you want to do what somebody wants to do something they're gonna do it okay not necessarily people take you all the time also yes that does cost money would you provide for that yeah we'll say now yes but why she has to do why haven't you she has not been like hey she's not sat down be like hey babe look this is the this is the no you have not this is this you have not yes you have not to buy me exam I literally sent you the website yes I did yes I did for the for the for the GED show you have never seen you have sent me show me you've sent them you've never sat down in front of me say hey look this is the site I'm gonna use this is how much it's just gonna cause this is what I need to be able to study done that you've never done that she's pulling up you just told me oh I want to do it she has three seats or she does and we're about to find out we're about to find out because at the end of the day you know bro you've never sent it you're looking for nothing okay so and it just boils down to because I've told her so many times like if you want to do something do it I'm gonna support you like give me a give me a breakdown of what you're gonna do you know what I mean you know it's not a good look that your father specifically has called her stupid for even being with you in the first place why do you think he said that because my dad smart so you acknowledge she shouldn't be with you so I did not send him the like that's not the point through text messages. I did not send it to him. No. No. No. We are sitting down at the house when I literally showed him. You're losing me girl. I know, but there we go. I have to do we have had so many conversations. Huh? I can bring up like, we have to, I don't need to see the website. I know the website. I understand. I'm just saying that we have talked about it in person. There's no like, I can't show you a shift through text messages. You're shifting what happens. So now who the do I believe? Okay. What? What do you think? What was it to do with that? Yes. Why has his dad called you stupid for being with him? Because he wanted to go and see other people and I will hold on. He cheated on me a lot throughout our entire relationship, right? So, um, you know, you don't have to collect them like a fingo card, right? He was talking to his dad. You know, I, I love stereotypes of every single race and sex of everyone that comes on the show. I do it for the Asians. You know, when we, the last time we had an Asian, I did the introduction. Oh, I wrote, the last time we had Muslims, we were terrorist bomb jokes. I do it for everyone, but they usually don't live up to the stereotype. So why are you doing it like a checklist? You really are. I wanted to just joke about them, but you're actually doing them. I mean, I'm not like because it's, it's, it's different. What? No, no, no, no, no, no. So let's let, I was the 85% of you that was white. You were living up to white stereotypes, like getting a degree. I don't need one and taking care of their kid properly. I do take care of my kid amazingly, actually. So one of them, I tried to take care of the other one anyways, but she's not giving you the backstory on the fact that when, when, when we got together, I expressed that, you know, that's the kind of guy that I am, you know, and a fucking degree, a degree has nothing to, to even do with that. Why would you want to get with a guy that's like, yeah, more of an Italian. I want to kind of go out there and do a little freak freak, because he told me he wouldn't do that. He would try to not do that. Well, that is different. Yes. That is different if you came out to me and we would try to make this work. Let's establish this to that the fact that we met on Tinder. Okay. And then we was having fun just rocking out right for a couple of days. And then it was like, it was like, you know, all right, this is time for this to be over. And I tried to tell her, you know, like, hey, I'm not really looking for anything like extra than this. Okay. And then now she's pregnant, right? And so I was like, well, shit. Have you ever learned to not put raw loads into women? It happens. All right. And so not really, you can pull out. I actually never accidentally come in someone. Well, that's probably disappointing for you. You're probably missing out. All right. But on accidentally impregnating people, no, I don't think I am. You're missing out. I love to come in people by choice. Yeah. That's what I'm saying. Pregnancy is just part of that, right? So anyways, but I didn't, by the way, if you've got to gather for four years, he didn't impregnate you in a couple days of your kids, too. Math is not right. I said about four years. I don't know exactly. Not a little less or something than that. But because she was pregnant within a couple days, like two weeks, she was pregnant. Oh, no, no, we met. And I was like, you know what? I'm going to try to do the right thing and be a not be a guy that just like gets you pregnant and just leaves. So I was like, you know, let's try to make this work and see where it goes. And throughout these years, we've had a roller coaster of things trying to make this work. Okay. You tell me. Roller coaster as in him cheating. Stop. So you said if we're going to be together, I want to be open. We find conversations like that. No, but I never agreed to it. Never agreed to it or else don't be with her. But she can leave. You can leave. Exactly. I don't want to leave. I want to make it work. Okay, but you can. If you don't want to be with somebody. I can't open open. It's fun. It opens great. Bubba parties have to agree. Yeah, I agree. And I don't. And she does it. Exactly. That's the problem because then you're just cheating on her, which cheating is bad. Cheating is bad. Yet you do. Just leave them. Dude, if you can't commit to it. I'm trying to look like my whole team, you know, you just don't have to. Hey, look, he just told me to. My whole thing is this. All right, like I want to be an active dad in my kids life. You know, I've never said that I would take the child from me. I don't want to be like a weekend dad. You know, I mean, he keeps doing it. Well, you leave him. Why won't you leave? Well, because you're financially dependent on him. Well, I could go back to Florida and get my job back and what job I worked on a food truck for a long time. And I was like, do that girl. Leave this. Yeah, I'm not convinced her to not do anything. By the way, so she can get a job anytime that she wants to. But you also want me to be at home with our child. So do you. What do you mean? I don't do so many times. If you want a job, go get a job. Okay, and that requires me to get my TV. If I want to get a home job. I can't do so many times. A lot trying to get around. It's been that many that you don't even know the number. I don't even know. I've seen it. Like I've went when we first got together. I went through his phone, found a lot. This is why he wanted to let you go to his phone now. Yeah, pretty much. Well, also like once he got out of jail, I made it a point that I did not want to go through his phone. And then there was. Because he know he's cheating. Yeah, pretty much. Is this not pathetic of you? Yeah, I know. That's exactly what his dad said. Um, but I, I mean, I love him. I do. Yeah, there's a difference. People love their spouse's who are abusive. Loves the complicated thing. Doesn't mean it's right for you. Yeah. You literally won't touch his phone or look at his phone because you know he's can other bitches. That's crazy. And again, if you guys are open, totally fine, but you're not. Why are you fucking other bitches so much? How many times of you are someone else with her? He's not going to admit to anything. I don't know. Take accountability for the first time in your life. She knows about everything. No, not everything. I don't know if you've seen a lot of stuff. Physically had sex with someone else. I don't know that. Have you? I can assume you. Yeah, I mean, but still. Yeah, I mean, no point. Just answer the question. I told her multiple times. She can leave. In the past, we had a conversation where I've told him that if he does not stay loyal, this I will actually leave if I found another thing. Will you always told her this is how? Hey, buddy, will you answer my questions honestly? Yeah, dude. This is this is this is okay. Right. This is the time to actually just take accountability and work on your relationship. When was the last time you stuck it in someone that wasn't her? Honestly, because she will. Okay, here's the thing. I want you to commit because he will lie. Let's put the path even about. Stop for a second. I'm helping you actually right now if you give me a moment. If he admits to what he has done in the past, can we take that as a big moment? Be a little upset. Yes, but then leave that and work. That's what I've been doing. So you will accept that. Yes. You promise that he does it again. You promise that. Okay. Then you will not get in trouble. When was the last time? She already knows. I literally do not know the last time that you have had sex with someone else two months ago. Two months ago. What was your relationship with this individual? Nothing. Probably sold her a car. How'd you find her? I don't remember actually. It's probably how we're going. It was a client. Probably. What the fuck? Did you get her an discount? No. Did you wear a condom? Yeah. Doubt it. Why? When we first got together. Yeah, why would you? So I highly doubt it? Why would you? They don't feel good. They don't really. They don't feel as good, but yeah, I did. Okay. When was the time before that? Try your best big guy. Use the big brain. I don't keep dates. I don't keep dates either. Not too far apart. All right. So I had two weeks before that. Probably. No, I don't know exactly. Probably three weeks. You don't have to get me the exact date. We're rounding. We're rounding. Yeah. Just rounding. Just keep rounding. Is it every two weeks? Every three weeks, every four weeks with the average? It's probably been about a month since he said that he's going to go somewhere after work and he won't tell me where he's going. And you know what's happened? Exactly. And when it gets home, then what? She tries to like, you know, and I'm like, hey, like, let's not do that. He never wants to talk about it ever. And you don't do anything? I mean, he's his own person. I literally cannot stop. I cannot physically stop him from cheating. I can just say, hey, but what do you do? You just, you don't care? Yes, I care. I care. What do you do? What do you say? How do you act? Well, I mean, I don't talk to him when he gets home. She starts like crying and stuff. And it has no impact on you. Yeah, it does. Like your woman cry because your father, but she knows what this is. I've never, like I, like from the jump, dude, you know what I mean? I told her that. Okay, you agreed to it by staying with me. You could have left. No, because you can leave. You keep going back and saying, oh, I'm going to be loyal. I'm going to be trying. I'm going to change. I've been trying. It's not that hard to not cheat. Not for some people for others. It is for everybody. Then go to therapy. Come on. I might have to. I don't know. I might really have some problems with me, but on TikTok from a girl. Show me. You will not be able to give it an exact answer. I know that because that will be your excuse immediately to this question. Rounded how many people do you think you have been with since you guys have been together? Think, guess. Come on. Try your best. Screenshot. Try your best, Connor. Single digits. Okay. Nine. I read out that. Nine. I don't know. It's probably one one. I don't count. I didn't know he had a whole girlfriend and all it took was a follow. and a message and boom, he was ready to risk it all. So just imagine who welds he be talking to though. - They messaged me first, though. - Well, it's not for good. - It deleted the screenshot 'cause it was a pick. - It was a dick pick. - Problem. - You just sent a dick pick? - No, it was a dick pick. - It messaged me first. - He sent a dick, and he has already sent to me. By the way, it wasn't a fresh dick pick. It was one that he sent right before he went to jail, and you can literally see my initials on his arm in the picture. - Okay, it's a tattoo. - We have a number. I'm gonna call her in the post show. - What? - It was the last time, yeah, I'm calling her in the bunch of, when it was the last time you had a nestedie tattoo. - Why are we doing it? I don't know, it wasn't that long ago. - How long? - Probably while I was pregnant. - While I was in jail, you have to get one when you're in jail, so why don't you let me in your phone? - No. - Why? - We can't. - He won't even let the closest person to him in his phone. - Why is that? - 'Cause there's a lot of confidential work stuff in there that I can do. - I won't go through this work stuff. - I won't go through it. - No, there's no reason to do it. - No, there is. - No, there's not. - Absolutely. - We already know what's going on. We don't need to know. - I wanna see how much. - We don't need to know. There's no reason to do it. - Ron Connor? - Sorry. - Really? - Yeah. - Leave him. - It's not stopping. Leave him. - I already told him I give him six months. - No, no, no, you've given him three and a half years. This is the father of your kid. Leave him. Go back to your family. Go back to your support system. - It's not forget like besides the fact that- - You're fucking other bitches. - I forget about the fact of like yeah, like the infidelity stuff, but like bro, like I'm not that bad. Like I don't abuse her. I don't like, I don't mistreat her or the kid. I take care of them. I provide everything for her. Like I do the best I can to take care of them. - This is what you're supposed to do. - Pat. - Okay. How many girls have a guy that completely and solely supports them? - A lot. - Well, complete. You mean like she gets to stay at home? - Yeah, I don't want to do that, but is that what you're saying? Like how many girls get to do that? - No, how many girls have a guy that completely supports them like 100% like comfort. - Think most relationships. - No. - Have a guy that supports them and a girl that supports him. - No. - What? What do you say? - Most females would be lucky to have a guy that like solely provides everything and handles everything for them and takes care of everything. You don't have to do nothing. Like I'm a pretty chill guy. - I'm a pretty chill guy like for the most part. - You're a chill, let me go through your phone. - Like, and there's been, no, like, there've been times that like me and her like get into it like over the phone, you know what I mean? Like we've had a couple arguments like here and there and so if she's like put in the room. - Let me go through your DMs only. I won't go through work stuff, let me. Why? What are you afraid of? - Nothing. - Sure he knows everything. Then let me go through it. - No, we know why. - No, we don't, not until I see it. - There's nothing to do. - I don't know how many people you're talking to on the daily. - If he will not let me go through it, then you'd have no idea and you will never know. He won't stop, you need to leave him. Once the baby waits off, well, shit, it's been two years. Okay, you're almost attractive. - She's pretty odd. - Baby wait. - Well, I thought, but then it's been two years. So once you just lose weight, like you will be attractive and you can have a lot of guys, huh? - How long has it been for you? - How much do you think that way? - Baby wait. - Baby wait? - Long time. - Thank you so. - Yes. - So you will be able to have any man, including one that doesn't cheat on you. - You should leave him objectively. - Because I do what every guy does. - Every guy doesn't cheat. - You think every guy cheats? - If he's not, she is. - What? - I've never cheated on anyone. - Where is the statistics around this? - Like in the world. - Yeah? - Yeah. - Oh, that was your answer? - Yeah, like that's a fact. Do you like everybody knows that? Like it's simple fact. Like if you're one of those guys that are like, I think it's a long term relationship. - She's gonna cheat on you. - I think in terms of long term relationships, there's a high, like, a cheat has happened to percentage. I think it's close to like 50%. But not every two weeks. - I just say every two weeks, but. - You kind of, you were saying that. - Like dude, if the guy doesn't cheat, the girl is going to. Somebody is gonna cheat. They're always gonna cheat in a relationship. I mean every single relationship, it's gonna happen. That is that. - I've never wanted to cheat on anyone for any reason. - Ever. - Not everybody. This is crazy. - I really doubt, like, like, you need to find the random people who are checking account, across the world. - Show me your checking account. This is financial audit. You can't argue against that one. Show me your checking account. - But you can't take my phone and go through my phone. - I have to scroll through it, dude. I was already looking at the screen shot. It'll be fine. - You can go through mine. - No. - I don't need your checking account. - I'm gonna take it away. - I'm scrolling, dude. You're right there, you're seeing me. I need to see your checking account. It's financial audit, dude. You haven't let her see your checking account. - Like you're sending me up right now. - You came up fine. You wouldn't send it. - I'm not worried about the checking account. - Let me see your check. This guy's a fucking moron, dude. - Well, I just don't need you going through anything else. - I don't care about your other shit. - We're out for minutes in. - All right. What do you want to see the statement? - You're checking account. Just let me see your checking account. I'm gonna look at balances. I'm gonna look at things, dude. Oh my goodness. The moment you caught him cheating, he turned off his location. So he's not even like saying he's gonna do better. He just says, "Oh, now you're just never gonna know." - And then to. - I'm sorry, you stayed? - After that, he said he didn't want to do this anymore. - Listen, you're the victim in this, but I do have to just say, you staying with him for the song is absolutely pathetic. Man being arrested, a man who's a scammer for a living, this is pathetic what you are doing. - Is this right? - He doesn't care. - He doesn't care. - Exactly. - Uh-huh, sure. - He is. - He is your checking account. - It's great, Father. - Well, let me see your checking account. - You're not gonna go through none of those. - I don't care about anything else. I didn't see your checking account. - All right. - You're right there. - Look, I'm just gonna hold it. - No, I do, I need this. You're making it impossible to do my show, and I have to do my show. Geez, there's seven hours in there. A guy who makes 120,000 hours a year. Are you sure it's even been correct about his income? - $7.62 or $64,000. - I have no clue. - I don't feel like that. - Oh, a big guy. - Yeah. - He's getting this Hulu decline three times in a row. - That's, that's, she did that. I'm not paying for that. - It's your checking account, dude. The one that makes 120,000 hours a year. - You're the one paying for the Hulu. - He's scamming you. - I'm paying for the Hulu. - He's scamming you. - Exactly. - He lied about everything, his Spotify declined. - That's not my Spotify. - Apple built, it doesn't matter. There are bills on your checking account. How do you not understand this? - It's because she has that stuff on her cash app, and I put my card down her cash app. - Apple declined twice. - That's why. - Declined twice. - Apple has not given that. - Spotify declined three times. Apple built declined three times. Cash up declined twice. Um, these is leading to multiple days ago. This man has lied to you about his financial situation. This is why he's not letting you see. - That's not true, actually. I have not. - Declined Apple built three times. He's paid advancing $100 there. Pay advancing, the man that makes $120,000 a year. - I did that for a hundred dollars. - Oh, someone that makes $120,000 a year. - Just because I wanted it to. - Basically, that was what. - No, it's because everything's getting declined. - It's declined because my card's locked. - What? No, it's because you have $77 in there. - My card is locked. - My card is locked, that's why it's declined. If I wanted to put more money on there, I would. - Where's the rest of your money? (funky music) - Are you living in a trailer park? - No. - No, we live in an RV resort. - Yeah. - trailer park? - It's not a trailer park at all. There's a big ass like fishing pond and hot tub pool like a gym all day, actually. Like it's not a trailer park. - We live in a cabin, not an RV. - A trailer park? - Right. - Hmm. - Yeah. - Right. - Well, we can't get in anywhere else because of his backpack. - The payroll was $1,580. - That's our six-figure deck. - That is the draw check. That's not my commission. So where's your commission? - It's in there. - Okay, I'm in for it. - Here, look, let me show you. - No, no. - I'll find it. - I'm going through everything. - You will be fine. - Or was it the fit? That's when you get your commission? I don't know. I don't know a day. - I don't know a day. - Provision? - Oh, yeah, yeah, it was like, like, three hundred and a half, dunk and bullshit. - Okay, seven thousand eight hundred and eight hundred. - I don't have any. - There it is. - I'm my own financial advisor. - Oh, you're a ****. - And you need to always have safety net with you. - What's up with his DMs? - No, no, no, no. - No, no, no, no, no. We can't do this. - We can't do this. - No, sir. I mean, we can't do this. - We can't do this. - No, sir. - No, sir. Let me see. - All right. - You're tall, but not that tall. - Sir, please do not do this Caleb. - What? - Caleb, just give me my phone. - Why? - Caleb, give me my phone. - Or what? - Caleb. - What are you afraid of, my phone? - What are you afraid of, guy? - Sir, just, let me see my phone. We can talk finances. - We sure can. Okay. Literally texting this girl like nine in the morning. - Oh my god. - This morning? - Oh my god. Oh yes. Actually all day today so far. - Oh. - All right. - Oh. - Oh. - There's, okay. There's, is wife her? - Mm-hmm. - Is it? - It should be. - Is it? - Oh, there's so many women in here. This is crazy. - I know. Okay, okay. - I guess I've seen enough. I'm fine with the rest. There you go. - We can't. Yeah, yeah about five o'clock a day. It's like five o'clock. There's also co-workers in there that are Not co-worker. Yeah, that's not who I looked at. I was looking at the people you were already this morning. Yeah When just three days ago, you told me you weren't gonna do that anymore No, this is morning like well you guys were in the green room. He was texting or when he was sitting next to you and the baby Party. Oh, you're right. It was right before coming into the building. That's true So when you guys were together there Well, no Literally yesterday there was I think three women run there and this morning it was two those are co-workers No, I already I scan through their messages really quickly tapped on camera hazard buddy Come on Most of them are co-workers like people. Then you're trying to pick your co-workers. No See then shut up. There were a lot of messages in there that I wasn't Going through that were clearly work things. Yeah, yeah, because you put the name of the person and then rentone Or sales lady. I know just the people that I work with. Yeah, obviously he's not gonna look at that Also, I'm just like now line like what what the hell to gain it was right there the cameras picked it up. Okay Uh in your stain. I don't know now Really Really is I'm sorry if you stay after that you deserve it You deserve the life of him just sticking it in women forever without your consent. Can if you guys were open fine That's totally chill. Yeah, but she forgot to mention that she said she was okay with that for a short period of time She was like, okay, that's what you want to do She you said specifically you can do whatever you want. I'm fine. I'm over it Just do it. Everyone just come home to me. Yeah, you did no This was whenever you said you didn't want to do this anymore and we broke up and I told you you're free to do whatever You want because we're not together That was even like no, that was all in like the same weird confusing time like of being not together together You were filing me a gas lighter with me doing like whatever. I want to do that. It's literally what she said. Okay, like Such not even like that. I'm not gaslighting. That's literally I can say that I'm okay with something and then change my mind Okay, I can't too What like maybe he will be a professional golfer. You're just like Tiger Woods dad Tiger Woods in general You're a piece of shit, dude You were driving with her this morning while texting this other woman. No, I was not We were not driving together while it was texting. Oh, great Why are you positive? Why are you going home with that? Why I think I know where else to go out here No family. I have one friend dude. I will buy you a plane ticket back with the kid to Florida. I'm happy to This guy is a piece of shit in every way what sort besides the ways that I'm not right besides the ways that I'm not We'll really want to focus on the bad stuff. We don't want to focus on the good stuff Dude your bad stuff is a convict multiple times including just out this last when I was young You just got out in July from a charge when I was 18 poor people for a living don't He'll keep saying no, no, no, but these are the reality. What about the way that I provide for my family? To the other woman that he's in this morning and multiple other women throughout this past week What about the way I provide for my family and I provide for my first scamming she can go live with her family You'll have a support system and she can be fine Okay, you only think it's scamming because I'm not working at a big Prison was having a DWI not because of I was in a DWI actually it got dropped because there was no reason for me to even be arrested Because I got a violation from the charge and I was 18. What was the violation? It was just a whole bunch of not like not doing my community service hours not paying No, she even knows I was working hard right I would wait because you do what you promise to do Yes, you do everything. Yes, then why would they say you didn't because that was part of it. I didn't finish it No, no, no, you deserve to go back listen, listen, listen, listen when I yes from the time that I got in trouble up until like before I met her I was not doing the right thing. Oh, I was told what was actually happening He was sitting at the coffee shop right nearby texting other women while his kid was running around that's what he was No, I was not I was going to find outside. I was right next to her. We have your I can't see your phone from the side I don't want you to let her go through your phone right now. If not me let her no Why no last time I tried he snatched you right on my hand. Leave him leave him What is the benefit of staying with him other than the financial trap he has you in tell me You know, she's not in a financial trap. Shut the f*ck up. She's not in a Financial tell me what is the benefit like what is the benefit him getting to see his son and that's really it I can't I don't give a shit about him. I'm right because I don't do anything else right. I don't do anything else I'm just that bad. You like that's it. Is that what you do? You provide a food and more? No, are you then leave? I'm just that bad Yes, you do is cheat. I'm just all right That is literally all you do is cheat That is all you do. It's not I go to work I exercise. He picks up his women there. Exactly. I exercise I spend time with my family. We do stuff while you're texting other bitches. Yes literally No, not always but he just proved it not always And again, here's the thing I again if you guys were open, I literally do not care. That's a conceptual thing That's what I'm saying you aren't you're cheating. It's not consensual How did she know what this is? I'm not okay with it though Did I not just tell you if you do it again? I'm leaving. Oh, he's doing it right now. When did you tell him that when did you do that? When did you tell him that when did you tell him that two weeks ago? Okay. Well, he's doing it literally this morning So he's doing it again. Are you gonna commit? Are you gonna commit to your promise or are you just gonna be a victim forever because that's what you're doing I'm sorry if you stay with him now all sympathy is done. You're choosing that life You're choosing that life at that point you can leave Controls the money convinces you to not forward your life control the money to trap you. Let's be honest I can't believe anything you say how much money you have. Why do you not tell me good? What do you need to know for if you need anything I'll buy it. I'll pay for it. I've never I don't tell you know hardly I give you everything that I can't I'm the one that makes you buy better stuff because you want to buy cheap shit And I'm like no go ahead and buy this nice outfit buy these pairs of shoes buy this buy that I got it babe First got together like what we first by the other you weren't making no I don't she can leave I've told her we have had this conversation so many you need to she can leave just because you love him doesn't mean this is good You will find love you are again almost so attractive you will do so well if you lose 20 pounds You don't need 20 think I way stand up. He's looking at your tips. Oh Well she has good boob said it's also oh oh well hold on everything was just coming up. Okay 10 pounds and And we are looking at an Eight even Nine eight a nine we're thinking a nine out of 10. Yeah, she's like that's incredible. I was done that mean that one touch a fan She's definitely not she has a crush on me. No, I don't Thank you. I will give you a better life than this man ever would wow on me probably yeah Famine objectively. Yeah, I make sure happen my whole life I'm gonna continue to make some of our arms. I'm gonna continue to make stuff happen You hear that. Thank you. She is beautiful. Shut the fuck up. You say not enough for you to say it clearly not What do you mean clearly not you're touching another bitch this morning who by the way by the picture. She's actually more attractive Yes, I can tell He doesn't even it's like what what are we doing like what I don't understand if you stay She has a picture on your messages like you put a picture on there. Mm-hmm Then how does she have one? You just when you when you when you message somebody if they have their iCloud information saved already like pops up You have to click except mm-hmm. Yeah, you do mm-hmm. I touch month for a living like what I'm confused if you're from Florida. Did you need him Florida? Mm-hmm. Yeah Why why were you there? I was he was on the run Living to Vito locomotive on the run. Yeah, that's why he had to go and turn himself in I did not know this he told me his name. He was from california Girls He told me his name. He was from california. I did not know he lied about his name And look at his from and you're like let's stay with him. No, I got I'm sorry. It was a troll. Dude like no, you can get it right. You're a troll. You can get pregnant in that state with the guy Deep like well, I know that but I wanted to it was a try you are a master coper a master coper master gaslighter This is crazy. I don't know if I've ever experienced anything like this in my life. It was a troll Well, I got to troll is that yeah, I'm just Did he say I'm just gonna do? Not till like after I told him I was pregnant You did not tell me you were from texas. You did not tell me anything good. I just met you. You were a stranger You were f*cking her Okay, some people consider that some kind of if I don't But if you completely lie about everything to get to someone You told me your name and you were from california. Yes. Yeah, I guess I mean might like okay You might go by sometimes, but that's not your name. Oh gosh. This is crazy So she she was telling in the green room that you always or that you like left for a haircut that normally takes an hour and you return three hours later, and then the next day she found stains in your underwear. - Why are you going through my underwear? - Oh no, no, no, no, no, no, no, no, I will, you know how I pick up all your clothes that are on the floor? - Yeah, exactly. - What's the fuck are you talking about? - Yes, do you say yes? I wasn't so serious. - Oh no, I picked up the other stains on the floor. - Why would I do that? - That stuff that you would do. That stuff that you would do. You'd be like, oh, let me look in his underwear. Let me smell his underwear, that stuff you would do. - How else would you have noticed? If you're just grabbing something off the floor and you're gonna throw it into a laundry basket, how would you notice something on the inside of the floor? - 'Cause your underwear's inside out and there stains all over it. I don't have to like examine it. - You would have had to pick it up and look at it. - No one would have had to pick it up and look at it. - No, no, no, no, sorry, no. - I'm sorry, after the last cheek. So why did you stick even just the last cheek? 'Cause you knew that I was like the 20th, 30th. - We did break up for a little while there, but then I don't know. - Why'd you get back with him? - 'Cause he promised me you would change and he was gonna get close through to God and be a good husband and father and- - I was but he won't marry you. - I do try to be a good dad. - Oh, he tries to, for sure. - What percentage do you have? - I'm actually even gonna answer that. 'Cause a damn near better, better be a hundred, but I want you to give the real answer. - I just don't see, come on. - I just don't see why. - Shut up, I don't get why. - I wanna actually go through that, the message. - He won't, why'd you? - Yeah, that's not happening. - Okay, so what chance would you leave? - A hundred. - You're leaving? Good. - I am proud of you. - Good. Hey, that's a sad moment. - You feel a bit about yourself? - Yeah, saving a woman from a horrible relationship and giving the kid a better life, 100%. - A better life? - Yes. - How could you have a better life? - Just because you make an income doesn't mean everything else is excusable. - I'm a great dad. - You are a good dad, but- - I'm gonna touch your hand to upset him. - The thing is. - I'm a great dad. - This will be very sad. And I'm sorry, what you're going to have to go through, 'cause it's gonna be a big bummer. And you love him. And you leaving is gonna be hard. - Oh Jesus Christ is going on. - And getting back home is gonna be hard. It really is, but your life will be so much better without him. Okay? - Are you gonna help to provide for her then? Are you gonna get her a plane ticket home? - Are you gonna give her like a monthly allowance to be able to take care of herself? - Are you gonna give me a monthly allowance? - Do you have a family back home? - Yes. - There you go. - Your allowance is buying whatever you want. Whatever you need, I get it. I take care of it. Like what? I mean, leave. Go do what you want to do, but like- - It's the fact that you're not like, there's no apologies. There's no like- - That is crazy. - No nothing. - No nothing. - What am I begging for? Like this has been what it's been. - Even now, as she's leaving, you're just saying it's sad people, she didn't want to even apologize. - This is what it is. This is what she knows, like what do you mean? Like I'm not a bad guy that this is like the first time that oh my God, a major discovery in science has happened. No, this is like what? She's known this stuff from the beginning. - This is gonna happen from here. She's known this from the beginning. - She's gonna leave you. A fat five nine allegedly Jewish looking guys gonna get permission to stick his dick in her. - Yeah, that's how far you're falling. - Well, I'll tell you this, if you can joke. - But in reality. - Yeah, in reality, if you can- - In reality, if you can satisfy her after the things that I can do, then I'll give you a shot. - Well, first of all, I was just joking in number two, in reality, no girl, I'm sorry. I'm not two and a half minute. You know, chance of being satisfied. - Yeah. - But again, that was a fucking joke. In reality, she is gonna leave you. I'm gonna pay for her plane ticket home. I really am for her and the kid. - First class. - Yeah, first class? - Yeah, yeah, yeah. We're all on support here. We're gonna send her resources. We're gonna, I'm gonna help her get the job back if I can provide that recommendation. - Well, I'm not gonna get with the family, and when she's ready to live on her own, I will cover first month, last month, and down payment, okay? Yeah, no, no, that's to you. Yes, do you understand? - If I were to choose to stay here and not be with him, because there's no opportunity to stay in San Antonio. - Well, not necessarily San Antonio, just Texas in general. - She wants to move in. - Okay, okay, I guess, sure, but you don't have a support system here. If you wanna stay, yes. - No, I'm not necessarily. - I'm always gonna be there. So whether we're together or not. - You wanna keep the kid nearby. - Okay, so I will get you first month, last month, and security deposit, sure. - I will pay for that. - Sure. - So. Good. It's settled, leave him. - I'll pay for that. - Deal? So let's look at, I'm sorry, guys. Just took a long time to get into the finance. I really do apologize. I actually do try to get into the finances earlier, but you see just how deep this situation is. - That's 'cause you're saving a woman here. - You always just want somebody to leave somebody else, like that's your- - No, only when it's valid. Why would I actually wanna break up a like, appearance of kids? - Exactly, that's what I'm trying to figure out. - The answer is because of everything you've done. - Providing for? - How good's your head game? - Good. - Glad to hear. Don't let him ever experience it again. Again, that was a joke, but actually literally never sleep with him again. Like, because, first of all, who knows how much AIDS this guy has? Not a racial thing. More just pattern. - That's definitely a racial thing. - No, dude, you're sticking in women left and right. - Anyways, yeah, let's, yeah. - No, and your collections, which by the way, you having collections is a pathetic joke. - They're old. - And I don't care about them, you can go fuck yourself. - Yeah, they're old. - You have to secure. - Okay, you like Jesus Christ. - I don't have, this is all him. - Oh, what's your financial situation? - None. - Oh, okay, well, okay. So this is the time that we looked at. Yeah, he's spending all his money on bullshit. I think he doesn't care. So do you have a check in account? - Yeah, I have a chime. - Okay, pull up yours on your phone real quick. I need to see your stuff. And we're gonna call the woman who tried to cheat on here soon. So you can really, you're already at 100%, I need you to be at 150% because I have a fear that you're only at 100% right now. - I never really talked to him. - Because we're on the show. - I don't know what we're talking about. - What? - Calling this video. - I have no idea how you put it off with this man. I really don't. I really don't. - That's from when I had to do it. - For $8, that's really scary. I mean, the screen required this. - Okay. - No, we can put it on screen. 'Cause the financial part of the episode is gonna revolve around his finances. But I mean, this is fair. Are you guys on my side? I would hope so, that he can go fuck himself and we need it as safer. Even with all the jokes, you have no, obviously. - Yeah, everybody come and save her. - A lot of those are jokes. - 'Cause it's so bad. - But we do need to get her away from him. - How do you not understand how bad you, she's not as quick as how you're financially manipulated and kind of controlled her from getting her GED? Yes. - I don't control her from getting into that stuff. - You did it for a certain gun point, but you've talked her out of it a lot. - Do any of that stuff. - What are we talking about? - And you shut, I'll pay for your GED. - You can leave it. - How many times I'm gonna do whatever she wants? - I'll pay for you to get your GED. - And I'll pay for you to get my ass complaining all day. - Are you complaining all day? - Yeah. - About what? - The only thing that I can plan about is how many bitches he has on his TikTok. That's the only thing. And they're constantly like, complimenting him and he'll go and heart it. - Look at his text messages. That are really, really thorough you. - That's the only thing I can plan about. - Okay, yeah, let's cut that chat GPG subscription. I don't think you spotify that. Come on, what are we doing? - I never got the chat GPG. - Objectively do, it's a cash. - Chat GPG. - Paying for you shouldn't be paying for the Kindle. Let's cancel it. I know it's nice to have. Well, we do not need it when we make zero dollars. - That's not so connected to my mom's cash app. - The DoorDash? - Some of those could just not be mine. - Well, DoorDash better not be used. - Those were not. - How is hungry? How is, what are your parents know? - Nothing. They love him. I don't tell them anything. - Can you call them real quick? - Mm-hmm. - We need to. - Mm-hmm. - Girl. Okay, then. - There's one thing that I do not even know. - She's not even a deal. - That's the one thing she does. - She's not leaving him. - I just don't want to tell them why. - I already told her that we weren't together when we broke up. - Yeah. - And that's. - Why? - I didn't know her reason though. 'Cause I just don't want the reason. - They should know so they can support you. - They already support her. - Because if you get back together with him, they'll think you had a little fight. They don't know how bad it is. - They already support her regardless. - Shut the fuck up, dude. - Whatever her choice is. That's what I'm trying to get you to do. - Me on my show. - You just keep doing all this. Like you need to just, she got the point. All right. - Except that I'm fearing that she doesn't. 'Cause she won't even tell her parents. - It's not because of that. She won't leave. It's because of the fact that she just doesn't like that kind of little drama. - No, but she doesn't. - Yeah, she just doesn't know what's been going on as of recently. She does know that she has cheated in the past. - She needs to. - And she would understand if I just told her. - Why can't we tell her? - I just don't want her to go home. - Well, here's the thing. - She can just go home. - 90% chance she's seen this episode, 'cause these go everywhere. - And she won't. - She doesn't close. - Close pop up. - No moment, someone recognizes you. They're sending the clip to her. - Maybe, but. - Yes, I know how this goes. - She will see this. - I know then, but. - She's not leaving her guys. - Yes, she will. - We're actually a little party and talk about this. Literally a lot of that is. - It's really bad. - I got your first month last month. I'm sorry there's less finances in this episode. I really do, 'cause it's supposed to be his, but I don't give a fuck about him. First month last month, Andrew security deposit. - I got you. - Andrew GED studies. - Andrew D. - I'm not GED tasks. - I will pay for, okay? - Really? - We're gonna call the girl that he was cheating on with you in the post show, so we'll do that there. I'll get you a course career certification. - There's not even a reason. - So you can get a job in your choice of the field. Do you want? A lot of people out there have turned them in. - So how is she gonna get it? How is she going to get up? - I'll get you on time, which is $15 a month, and I'll hook you up with everything, okay? - How is she gonna be able to get through this? - Let's call that guy. We'll do that in the financial lot of post show. That is a part of the Hammer Elite membership where we have three high quality premium shows every single day, just like this one, every single day. Only a part of Hammer Elite, six days a week, you can subscribe right here on YouTube by clicking that join button or link below, or you can go off platform at thehammerleadup or hammerlead.com. Check it out, guys. We'll see you there. She's gonna, unfortunately, learn a lot more, and hopefully she chooses to leave him. This is gonna be a good one. See you then. - Okay, let's call the woman. - She texted me first. - She DMed me first. - No, I did not. No, I did not. A hundred percent. - He sent it to me first, and then sent his nude first. When I asked him about you after that victory posted, he just called you his nanny with benefits. - No, I did not. - Crazy. - I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day, Monday through Saturday. Refer a friend after you sign up, and you get an additional 30 days of Hammer Elite access for free. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. I want you to be on the next episode of Financial Audit, right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to katelaphammer.com/apply or click that link in the description below.