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(Music) (Music) (Music) (Music) (Music) (Music) (Music) (Music) (Music) (Music) yes, so negative garing 1 hurt tax strategy in ком was introduced in impacts to Australian tax law 1936 and this is for a reason that how many inqu hogs are ruined for private investment We are 70 Jupiter pension conditions, but The age of interest in plant by depression would have reduced sharply I would like to try this to get the cost of the investment in the market. So the cost of the investment in the market is to hold the investment property. The rate of the mortgage payments is increased by the maintenance expenditure if the income is more than your income that you generate from the property then the investors get a loss which is the tax law of Australian tax which allows them to deduct from their salary or reduce the income from some other income and reduce the taxable income and reduce their income from some other income. So this has greatly increased popularity. When the government has made a bullish term in the past in 1987 and 1987 it was temporarily abolished. So as you can see, the same time, the negative garing was to stop the property because the income earners were low because of their taxable income. But then in 1987, they had to start the business because the result was that the income was less than the income earners and the rents were also started. So why is the negative garing of the housing and the government and the government are becoming so much more aware of the situation? The negative garing is a topic which is always in the news. The critics say that the property prices are much bigger because the investors have to get an advantage because they earn their taxable income. So there is no doubt that investors are encouraged and they are in the business of the property. So this is said that the first home buyers or those who are not well off-log are not able to enter the housing market. If you use some numbers or statistics then negative garing is using about 1.1 million Australians. But definitely the higher income earners are benefiting them more. The cost of this is much more because the tax revenue is reduced. So the proposed changes in this budget which is a lot of billions of dollars for making a budget for the federal budget. The critics of negative garing also argue that the tax incentives are due to negative garing. This has a lot of existing properties which are already made. Because these are better locations. The better stock is getting more pressure on the investors. So that's why the first owners are not able to get it. That's why these sellers have become a big issue. Look, let's go to the capital gains tax. Because the capital gains and negative garing are being made in a joint and one of us is also asking if the 50% of the seagroup is discounted. Why was that? So how can we explain this? Yes, absolutely. So this is a 50% discount from 1999 to 1999. So what is the capital gains tax? If you buy an asset and buy property, share, and gold. When you buy it, and after that, when you sell it in a few years, then when you have to buy the profit and sell it in the amount of the profit you have to tax. The government has 50% of the seagroups tax were introduced in which the value is greater than that. Whether it is the share or the property you have to pay 50% of the tax rate. So the 50% value is your taxable income. Other chai wage income or any other income. And on that, pay your tax rate. So if your asset is the same, if you have at least a year to hold it, and you are Australian resident for tax purposes, then you have to pay this tax. If you have any asset or any other or any other of the property, then you will talk about this. The total amount of the total amount of the federal and the total amount of the federal and the забall minutes, ballots believe that the ย reactor the goal is to get into space start until the nearby 거는, you about that starting compressed the real gain is the time to sell the asset. So, the investors are less than less than 30% of the capital gains tax rate. So, the first note is that the capital gains changes are property and shares and assets. The change in the negative garing is only for residential property. So, if we talk about practical terms, this is a new rule. This is an existing property investor and the investment in the future. The first home buyers are the ones who provide the other different ways to get into space. Out of all sizes, our experienced sales team will guide you through the process of owning a great campaign. Bring your own ad or have a production team make you something in one of our 68 languages. Start the conversation with your new audience today. Email [email protected] Starting a new life in Australia isn't easy. Some time I feel like, oh, I'm going to quit. I've given up. Working progress is a podcast to help skill migrants rebuild their careers in a new country. You'll hear inspiring real-life stories, expert advice and valuable tips to help you find a job and advance your career. Working progress, listen now wherever you get your podcasts. Yes, very important question to you. First of all, I'll start with the first home buyers. This first home buyers group is going to tell you that the most benefit will be the tax changes. So, the most important thing is that because of the negative-getting of existing homes, investors will be able to get into space. کے لئے ختم کر دیا ہے تو investor appetite cum ہوگی فور ان Existing Homes تو auctions ke andar آپ کو first home buyer شاید شاید زادہ ان کو فائدہ ہو because it will be less attractive for investors تو شاید تھوڑا پرشر قم رہے housing price growth پے گவوڑمن کے استمیٹ Hank ki jeu tax change hye about 75000 first home buyers کو benefit karega to enter into the property market اگلے 10 سال کے اندر because وہ less competition face karengay investors سے but it is kind of a very big risk or concern hye ki بہت اثر تیپن کرتا ہے ki supply گھروں کی آ رہی ہے یا نہیں because negative carrying abhi pin nae gharoon ke liya available hai jo new builds hai تو ایسا سوچہ جا رہے ki up investors new builds mi jai ngaye but it make important cheese a ye sochne ki hai ki supply side aayi ki ya nahin because ki baot saara benefit depend karta hai construction cost pay labor shortages pay material cost pay planning delays pay tu jo really fari hai ki investors new builds mi jai ngaye shai de kaafi sano ke baad bhi aasak ti hai because already jo national accord housing ki fee 2024 se ve expect kare te ki 1.2 million houses australia me baning ke 20 29 tak but as of march this year already hamsat hazar ghar chho kam hai jo hamaara expected outputta nae gharoon ka tu kafi kuch dhekhna padega agle 3-4 salmay ki first home buyers ko benefit yaa hoga bat ha immediately hame aasak lakta hai ki auction space shai investor activity kaam ho to first home buyers ko shai et this cheese safe phada ho hame aasak aapne dhushra category rakhi in existing investors ki to ye kaafi awinners hoge iske andar kuki inke jo existing properties hai wo fully grand fathered hai iska matlab ye hai ki jo bhi negative gearing wo loga bhi tak kar re hai aapne inkeam ko reduce kar re hai losses dhikha ki aapne investment property pe wo abhi bhi rhaiyenge wo loga agle bhi kar sakti hai bat jabi bhi wo ghar bhi chenge to jo capital gains unke akru hoe unke first July 2027 thak uske andar wo 50% discount abhi bhi use kar sakti leke nuske baad wo new indexation model lakega atlab unko phada kto padega kuki agle wo 2027 ke baad wo 50% discount upne property pe nae hingar pahenge bat grand fathered hai iska liye jo abhi takta first July 2027 thak tak tak wo phir bhi use kar sakti hai aap agle wo loga agle sotagengi jo future investors aapne ho bilse me jada jada jada jada jada jayenge kuki bahapne abhi bhi negative gearing aloud hai aur 50% CGT discount abhi bhi aloud hai ye aur ek saval merai dhar se rhaiyenge ki in an Australian community ka ek maat strong culture hai ki na property invest kar tahan to aapne ye cheeze kis tharike se badaal sakti hai kise migrant families do hai a first generation investors jo Australia me hai unpaar kese prabhaav paad ega haa Indian migrants zadataar housing me invest kar tahan aar first generation investors bhi housing me kar tahan to tora pattern change hoga merai ha saap se new bills kki taraf zilog zada jayenge kuki hiya hape abhi bhi bettaer tracks advantages hai ek jeez aur jo hame lakti hai ho sakti hai ki log aapne gharo me jo existing principal primary place of residence hai ushme zadaa invest mein kar sakti hai kuki wo kaapne gains taxi free hai to this is a good time to invest in your own home renovate in a good way kuki isse haapke gharki apne gharki value bursakti hai kheer koch log superannuation vehicles me bhi zadaa invest kar sakti hai aur aapne jo nthode hai net worth individuals hai wo investments corporate in entities ke thru bhi housing me invest kar sakti hai jisme thodi flexibilitibhi jada hai aur baki jo investment kar na chahar hai hai boh thodaa ve karingge cost of long term holding aapne CGT burden ko dhikne kile kuki first July next year se CGT taxes thode change on the index section model lagega to siyaid log long term may bhi siyaid hold karna so so chindobare ki ye kare haiya nahin kare hai ji aar doktjan mera aakri savali raige ki housing siya gharaage dhikhe to ye kis jo ye nnae reform hai jo Australia nekonomi ko kis thari ke si prabhaavit karige chahar hai wo investment pattern ho jaaapne ar aam jut kar data hai tax pair hai on paar kis thari ke sa ek prabhaavar hai haat jisse jo ordinary tax pair hai juki income tax jo salaried income pe jo log hai onki income tax to change ho aa nahi hai to onko directly aapne taxable income me to kochoch farak hoga nahi baat jo hame ne changes abhi baat kie hai jisse ki agar onke past investment property thi,agar existing investor hai abhi takto onko negative gearing pherbhi milagi lekin agar wo capital gains cut discount nahi use cut paenge jo wo bhaavit me bhaejenge ek julya bhi satais ke bhaavit lekin usse phele tak capital 50% discount vi onko milega pattern of investment change ho saktah hai logon ka jo mom and dad investors hai bohaavit jada hai Australia main institutional investment kaam hai zadataar mom and dad investors hai bohaavit new bills ki teraav jaienge hai network individuals kochoch karengi ki company structures banai ya self managed funds aapne banai jiske enda bo property me invest kar sakte hai jasse me ne phele kaha principal place of residence may be logshad zadata invest up karna chahenge kki wo CGT free hai aur uska negative gearing changes ka bhi ko use pe impact nahi hai ek jis aur not karay jaienge ki negative gearing changes choh hai wo sirav residential property bhaavlai kare hai so loak apne investments ka maasial property ki teraav pidirect karsakte hai ya shared ki teraav pidirect karsakte hai but is mein ye hai ki ka maasial property ke le tome zadata investments chaat chahenge ho to wo ek aur consideration hai aur ek jis mein aur bohla jahenge ki ek kaafi acha reform hai is budget ke under jo housing infrastructure ko do billion boost tia hai not directly housing ko but housing related infrastructure jis ko ham last mile infrastructure ya housing enabling infrastructure kye te hai jis ev water facilities hai utilities hai sewage hai nai roads hai jis in nai ghar bhanane pe abzada emphasis hai to oske liye nai sarke khatni hoong ki iske liye government ne states aur councils ko Australia wide do billion ka package de re hai to ek win win situation hai sabke liye ek achap initiative hai mere hisaap se ji Dr. Jain aaj aap ne itna same nikala aur hame ishtarike se samjaya ki negative guring hai ki uske li pohchukriya dhanne baad veshti is report mein diye gai jankari samane hai es besnahi yaa pakad kiye ga vijaru se zaimat hai aur nahi aazehmat apne visesh pariti ki liye kise visesh aaggi se salale sbs radiosi download karni kiliye aap ka dhanne baad hameara pura kare krem aap kese suni iske liye sbs dot com dot aiu forward slash indi paajai s starting a new life in Australia isn't easy another of companies have rejected me tumtahalb afeel like oh i ga na kwi abgiva working progress is a podcast to help skill migrants rebuild their careers in a new country you'll hear inspiring real life stories expert advice and valuable tips to help you find a job and advance your career working progress listen now wherever you get your podcasts