The episode features Willow and Lucas, a couple from Lubbock, Texas, who come on the show seeking financial help but quickly reveal a deeply troubled relationship. Willow works as an administrative assistant earning $2,486 monthly, while Lucas is a stay-at-home dad with no income. Their finances are in disarray: they have a title loan with 36% interest, utility collections, and rely on Willow’s grandfather for support. However, the financial issues are overshadowed by Lucas’s history of domestic violence and disturbing behavior. He admits to punching a hole in the wall, kicking in their door after an argument, throwing objects, and choking Willow while she held their newborn child. Additionally, he was caught masturbating in a living room where Willow’s 7-year-old sister was present, and he initially denied it and called the child a liar. The couple divorced in 2024 but reconciled, with Lucas moving back in after a one-week arrangement that extended to six months. Lucas has been unemployed since July 2024 and shows little initiative in finding work, often making excuses. The host is visibly shocked, noting the audience may prefer legal action over financial advice. Despite the chaos, Willow expresses a desire to improve her financial situation, while Lucas remains defensive, undermining any chance of genuine progress. The episode highlights severe personal issues that far outweigh their monetary struggles.
- To watch episodes of financial audit a week earlier, check us out on YouTube. - He accused me of calling him a (beep) because I said it was weird that he wanted to go on a girl's shirt. - He had issues in the past with issues. - What issues would lead to that insinuation? - My little sister spent the night one time and he stayed in the living room and she walked out to go grab a drink and he was on the couch doing very inappropriate things. - Out of the shoe? - At the time she was like seven. - Unfortunately, it wasn't the first time that cops were called. - Why is there other times? - No way, there are other times. - He choked me while I was holding our newborn baby. I walked around the side of the bed and I said, "I swear if you don't stop, I'm leaving." And that's when he ended up grabbing my throat. I still had-- - That's when he grabbed the throat. - He threatened to shoot up my parent's house. - Okay, I told her, I was like, "You can't just tell me no when I'm supposed to be in charge." - Dollar wise is finally here, sending waves to the personal finance world. This is officially now the best bushing app on the market and I'm giving you a special deal to download. Get a free trial to test it out and then you get the monthly plan at a 33% discount for the first three months for the annual plan at an insane discount. And most people sign up for the annual version 'cause this saves a lot of money and you give my detailed 30-day meal plan signed by me, mailed directly to you plus the digital version of my cookbook for each recipe. Don't miss the opportunity of a lifetime. Download Dollar wise to start your free trial. Go to dollar wise.com or click the link below. - Hi, I'm Willow, I'm 26. - I'm Lucas, I'm 33, and we're from Lubbock, Texas. - And this is financial audit. - Thanks for coming over from Lubbock, guys, to Austin, I appreciate you. What do you do for a living? Let's start with you, Willow, in Lubbock. - I am an administrative assistant. - Sure, why not? What do you make? - I make 2486. - Okay, listen, I mean, Lubbock's an interesting, interesting things out there in West Texas it's one of those higher income per capita regions in the country thanks to the good ol' ol' ol' so I actually don't know how 24 stretches there. It's curious, how is it? How is it stretching there? Is it stretching? - Not at all. - Okay, how many hours a week are you getting? - So I'm salary, I work 40 hours a week, eight to five. - Oh, okay, so that's salary just broken down on an hourly basis. Okay, very good. What's your paycheck per paycheck cycle? What is that cycle? - I get paid monthly and I bring home 17, 49. - Monthly, months a month? - Yes. - Once a month, it's a monthly paycheck? - Yes, month a month. - And it's 17, 49. That's it. - Well, after insurance, after-- - Well, the worst insurance ever known is the highest cost insurance ever made in the world. - Well, yes, savings account for the boys, yes, for life insurance or-- - How much is going on at the savings accounts for the boys and the life insurance? That's coming, that's hitting the pre-check before-- - Yes. - How much are you putting towards all that? I ask the same thing. - Yeah, like-- - I ask the same thing. - Or should I answer you? - Well, it's like 9.75. All together, so taxes, insurance, health insurance, life insurance, 401Ks, all that kind of fun stuff. - Okay, I mean, we should probably only be taking matches at this point if you're on the show. If you're bad enough to be on the show, we only take matches. And that's if even, if you're not even break it even, then we're not even doing that. So 17, what? - 17, 49. - Okay. - That's what hits the account. - Oh, Lucas, please make a good amount of money 'cause you ain't gonna do that, wasn't it? - Nope. - No. - What are you two? - I watch dogs. I'm a pet sitter. - He's a stay-at-home dad and-- - Yeah. - Oh. - Yeah. - Yeah, they were two sweet boys. They were absolutely wonderful. I almost never interacted with people's kids, but you know what? They're out there. They're hanging out with the babysitter. And I played Uncle. They were lovely. How old are they? - Seven and four. - No, they were great. Okay, yes, they had a home dad, shit. - We can't, no, I mean, we literally just can't. As 17, 49, I'm a month. What are you making dog sitting? - It depends on a month, I mean, so much. - Average month. - Okay, average, probably about 1,500, 2,000. - Sorry. - Don't apologize. What the fuck was, like, what was that reaction for? Tell me, give me-- - No, no, no. Average is about $400 a month. - No. - I've done the math. I had to do the math to get, like, to prepare budgets for y'all. - For y'all? - No, not for y'all, but for the show. - Oh, for us, not for you, okay. - Yeah. - Okay, how the fuck is with that big of a disagree? That's an insane, 400 to 1,500? - Yeah. - Well, because everyone's well, so I have a regular dog. I watch almost every week, I pay about 140, 180, depending on his hours. - Oh, a week, a month? - A week. - Okay, well, that gets closer to her number than yours. - And then I also have another dog we watch, and depending on, like, this month, we got paid that. - Stop it in the table. Sorry. We get paid, I got paid 1,000 this month. - Okay, this month. - Yeah. - We talked about the average month. - Okay. - She says the average is, did you remember hearing me say the word average? - Yeah. - Did you remember me saying the word average? - Yes. - She said 400. - Yes. - Where's the disagreement here? Maybe you can tell me. - The average is about 400. He's going based off of his good months. He does not include the months that he does not get any dogs. And the one that he just said that we get about 180 a week, we literally got 110 for the last month, for the entire month, for the month. - He's so off. Not the whole month. - He has the statements. - I can literally go to cash app and you can see where he cash asked me. - Okay, show me. How are you so off? How is someone so off here, like legitimately? - 'Cause he doesn't pay attention to the finances. And it's not. - But you do? - Yes, I try to. - You manage the finances? Are you the finance manager of the house? - As of the last six months, yes, I have to be. Otherwise-- - Six months, what happened? - I was a single mom. Until then. - Are they nine years? - Yes. - We were married, got divorced. - Wait, no, no, no, no, no, no. Okay. Well, okay, so six months ago, what did it look like? - Six months ago, it was a lot better than it was now. Me. - No, no, no. - Yeah, you said you were a single mom. Why were you a single mom six months ago? You said you got divorced and someone did you get back to get there six months ago? - So, six months ago, he moved in. - Oh, you finally got back in the life of your kids. That's usually a good start. - Yes, sir. - Could be in a father? - Yeah, okay. How long was he now living with you? - October of '24 is when we got divorced. - What the fuck? - Yeah. - Okay, I feel like we gotta go back a little bit. - When did you guys meet? - 'Cause seven-year-old is not like a super young. - We met in 2017. - No, well, October of 2017. - Okay. - Started dating. - Where were you like? - Yeah, I was 17 years old. - 17, okay. Which makes you 24? - Yes. - Hey, how are you? - Good, why don't you have a seat right over there? - We weren't dating at the time, though. - He purposely made us wait until, - He purposely did the grooming technique, okay. (laughing) Well, I mean, it is the usual. - It wasn't even like that. She was in a very toxic relationship. The guy was putting his hands on her and all kinds of stuff. - Okay, at 17? - Yeah. - Well, the guy was 45. - Which made you have to wait to, like, listen, and the state of Texas, you wouldn't have been punished anyway. Do we say that's appropriate? No, I wouldn't sign off of that being appropriate. Do I care what people who are young making mistakes do? - Not really, it'd be different if you were, like, 30 or something. - Well, we're not signing off on it as go do it, but I'm not gonna bone the world down either. - Well, we were, like, talking, she can't work with makeup on. Rubbed her eye, had a black eye. I asked what happened. - It worked. You guys worked the same job at 24 or 17? What were you doing? - Burger King. - May please have a water. - I'm sure. - You look like you just left one today. (laughing) No, you were in the fryer. - No. - I'm the craziest man I have ever met in my life. - I do have a greasy skin, though. I hate it. - Blot it. - I have a greasy skin, too. I blot it. - No, blot it. - Blot it. - Blot it. - Okay. - No, blot it. No, that's not blotting. - I don't know what you're talking about, man. - Okay. Mark, can you go get it from my desk? - Let's get this man some blotting paper. This poor man's skin has never had a break in his life. What the fuck? Okay. - I sweat a lot, man. Like, over every little thing out of the sweat. - What was your job at Burger King? - As a manager. - I was supposed to be a manager. He came and took it for me. - Okay, but I'm sorry, okay. Listen, again, was I freaking out? Like, it was not appropriate necessarily, but now it's actually getting bad. It's 17, 24-year-old manager getting together. - Yeah. - So you waited till 18, even though you guys were talking about it before. - Yes. - Clearly, because you made the plan. So you guys, before 18. - No. - No. - No. - You were already playing on a hand talking about a while. - We were talking about a game together. - Well, she just said you did. You said you're waiting till 18. You don't wait without talking. - Mm-hmm. - No. She had to be in this question. - I was two weeks before turning 18 when he admitted that he had feelings for me as well. Yes. - But. - But that's also when you tried to set me up with, because you thought it was better. - Okay, okay, okay, whatever. That's weird. Take this and you're just dab around. - Okay. - And it's first break in 33 years. Well, not Rob. - There you go. - Around every little corner. - Yeah. - There you go. - There it is. - It's gonna be so disgusting. It just takes it, separates the oil. - Wow. - Yeah, do your fucking nose, man. That's the. (laughs)
the shell field itself. - That is insane. - Yes, you're disgusting. - Yeah, that is nasty. - Yes, you're nasty and you barely even touched it. Your cheeks are still horrendous. But doesn't he actually look almost, well, it's like, it's the first time she got wet in about eight years. (laughing) - Okay, sure. (laughing) Okay, so, see, - Okay. - Is that any of it? Hold her even you have the kid. No, you would have been 19. - So, okay. You guys got together at 18, did you get married at 18? Does anyone know the answer? - Yes, so we got married in June of 2018. - No, so you were 18. - Mm-hmm. - What, in June? When's your birthday? - November. - Okay, okay, so I mean, Joshua, it was a quick marriage overall, but it's not like you did the weird thing or you were just waiting for it to return 18 and then you just went, no, and knocked up. So, okay, then pregnancy. Now, what the f*** happened to lead to this divorce where you guys are back together? What is happening here? What the f*** happened? - I went on vacation with my mom and two sisters. He got mad that he had stay home with our children 'cause they were young. - Should I come to the kid? - That led to a divorce of vacation? - It led to me coming home on my door getting smashed in. Cops being called. - Whoa, pause, pause, pause, pause. Who smashed in the door? You're getting right. - She hung on it. - What? - I did not lock you out. - I had a keys. - I didn't know I had a keys. I even told you that. I even said, open the door or I'm gonna open it. - Open your door. - I'm sure you did. - Yeah. - With our two kids sleeping in the other room. As I had literally just said, I'm not that bad because you're leaving. You have the car keys. You're getting in the truck. - It's wrong with you. Why'd you bust in the door? - Even if you didn't have the keys, you knock, you call. - Well, I did knock and she says you're gonna get open in. So, I was like, I'm just gonna open the door myself. - Okay, I'm white trash and I'm in trouble. I'm white trash and I'm in trouble. - Well, okay, what happened? Take me back, take, sorry guys. I feel like you probably just jumped the head 'cause I'm confused. But that's like a little cheerfully concerning thing. You went on a vacation. He was upset. What was the vacation even? - It was for my little sister's birthday. - What's wrong with you, man? Why are you upset at that? - I wasn't upset about that. So, she literally said you were upset about that. - Well, no. The kids kept asking me where their mom was. I know them. Why don't I tell 'em 'cause I don't think I'm upset. And so. - The mom was on a trip. Why would they get upset? - I mean, I don't know. - Feels like they would feel left out. Which. - Maybe make it a learning lesson. - I told my kids when I got back and they were super excited. They were like, oh, can we see pictures? After we had moved out and they were super excited for me. - When was this? - That was back in October of 2024. - Okay. I think at least the seven-year-old would understand. I don't think the fucking one-year-old at the time would have known two-year-old. What was even happening? So, okay. Europe said how long was the trip? - Two knees. - Buddy, what the fuck is actually wrong with you? Where'd you go? - Dallas. - Oh my goodness, you drove like, what, does that five hours? - Four and a half. - You freaked out about that for two days? - It wasn't even like I freaked out about that. It was just like, what'd you freak out about then? 'Cause you said it was just telling your kids where she went? Is what made you upset? - Well, no, that like, so growing up, I'd never had like childhood. I grew up very poor. And so-- - Oh, my fuck. - Play the sad music. (upbeat music) - And so, I don't want to tell the kids how you look like you couldn't go to your aunt's birthday, all that. And so, I'd second distracted all of this. - Just as you know, no, I also grew up not very well off. I have not busted the door on any of my partners. Continue. - And so, my, our oldest kept asking, "Where's Mommy? Where's Mommy?" And I was like, "Well, she's out of town." Like, and he's like, "We're doing what?" And I was like, "Well, she'd just be back in a couple days." - How does that lead to a menstrual age? I'm so confused. - And so, she gets home and like, I have dinner made, everything else. Everything's going good. And then, just, I don't know, it's been bad. - Okay, you tell me, this dude, I think he's just trying to underline everything. - So, he went to his best friend's house. His best friend hated me from the get-go. - Him, his best friend. - His best friend. - Yeah, now, ex, best friend. But so, they went over there. They were talking, he was talking crap. And so, I was texting him, not knowing any of this. And I'm like, "Hey, how are the boys doing? "Just trying to get an update on the boys?" He was ignoring me. Would not answer me. Then, when we're on our way back, he finally, out of the blue, wants to start acting like everything's normal. Oh, I love you. I hope you had fun. We miss you, blah, blah, blah. And I'm like, "Yeah, I'll be home." And so, I get home and he did. He wanted to act like everything was normal. He had dinner ready. And I was like, "Dude, what has been up "with the last two days? "Like, what have my kids been up to? "Why are you ignoring me now acting like everything's okay?" And he said that he didn't want to talk about it. And I said, "Okay, I'm going to bed." And so then, I ended up getting up to, I don't remember what I was grabbing. I was grabbing something. And I just said, "Hey, it's hurt my feelings "that you want to give me the cold shoulder." Obviously, your upset just talked to me. And he's like, "Well, it's bull crap "that you were able to go out to town, blah, blah, blah." And I said, "I think it would be weird "for y'all to come on a girls' trip "that I've had the first time ever." - Yeah, that's weird, be a dad for a couple days, let her go live a little life. What the fuck is wrong with you, sorry. - I called it weird. He punched a hole in the wall and accused me. - Not on purpose. - What? - Not on purpose. - What does that mean? I've also never accidentally punched a hole in the wall. - He accused me of calling him a. Because I said it was weird that he wanted to go on a girl's trip. - Oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh, oh. So, to be clear, you said, - I, the mind confirms. - No, no, no, you, okay. - It was weird. It would be weird that you wanted to come on a girl's trip as a guy and two sons. - And he said, you call me up. (bell rings) - And went and just like this, and punched a hole in the wall. - What the fuck? (bell rings) - No, so our bathroom wall was wrote in tile, and there's nothing behind it. Punch it. - And so I just, - It's still punched a hole in like this. (bell rings) - And the tile just kind of fell, 'cause it was already broken. - Yeah, you still punched it. - Oh, it was broken before. - You still punched it. (bell rings) - And so, why do you think she was calling you up? - Well, because I was like, we've been to Daz before, to Greywell Flodge all together. And I was like, we said-- - So where we went when we were poor, I get it. - No, well, I went with her family. My mom, the girl's her. - I get it. It's the white trash, Kalahari. - Right now, continue. - And so, we stayed in separate room, and so I was like, we could, me and the boy stayed in separate room. We could have went down there again together. - This story is why he thinks you called him a (bell rings) because you guys went to Greywell Flodge before? - What? - Well, no, 'cause like, it'd be where, for you staying the same room. I was like, we were staying the same room. I was like, we had separate room before. - We didn't have money. - We went on a girl's trip. It was a girl's trip. - It wasn't even a girl's trip. It was a birthday party, but-- - But it was a girl's trip. - That when my mom brought it up and said, "Hey, can you come with us?" He was like, "Yeah, go, go have fun." Was all excited for her. - It's a girl's trip. Do you not know what girl's trip is? How does that equal you being a (bell rings) connected insinuation? - 'Cause skip saying, this is where why would you want to go? Why would you even want to go? - She didn't keep saying, it sounds like she said it like one time. - No, she said it three times. - Okay, but even still, how do you get off from that unless you're a (bell rings) - No, because the way she-- - 'Cause we had issues in the past with issues that we had already resolved, but then he-- - And why? - No, no, no, context, please. - Yeah. - My little sister spent the night one time, and he stayed in the living room, and she walked out to go grab a drink, and he was on the couch doing very inappropriate things, proceeded to lie to me and my mom about it when she wanted to go home. And so then he tied me saying it was weird into the past experience. - How old was she? - At the time, she was like seven. - Which granted he didn't know that she was gonna walk out. Like it was not meant to be like that, but he then tied it back to that. - Guys, what the. - No, no, no, no, no, no, no, no, no, no, no, no, no, no, no. 17-year-old, in the seven-year-old in the house, why are you in the living room getting off? No, no, no, no, no, no, no. First of all, I just gotta note that literally nobody knew this, by the way. But if a kid is in the house, we don't set up sexual exposures, unless there's like a intent to be caught in some way. - No, no, no, no, no, no, nobody sets out in the living room. - No, I was sleeping in the living room. They were sleeping in the living room. - Oh, you still go to the bathroom. As a f***er myself, I know. - And that's why I said, it was one night, like she was spending the night one night. - And what was she caught doing specifically? - Jacking off. - Just fall out in the open? - No, I don't know, blanket, like. - Doesn't it sound like it from what's being said? - She said that she saw everything, and then he proceeded to call her a liar at the time. - No, I was wondering if it was a mistake, admit the mistake, if you're going full defense and calling her a liar. - Yeah. - No, I was wondering if they did not even tell me, and was like, oh, she must feel sick, and that's what she then ended up saying. - I didn't say that, she said that. - Yeah, and he's like, oh yeah, yeah, she must be sick, and when along with it, didn't tell anybody, and then she. - I didn't know, I didn't know she'd seen me. Like, at the moment, I did not know that she seemed, 'cause that was on their blanket. - What? - It was dark, there was no lights on. She said she saw everything and so when she walked it I stood up
to pull my pants up. And that's when, by-- - What? - And I didn't know if she said anything, but apparently she walked out 'cause it was pretty dark. - Which included we have worked past all of it. - But he tied it back in-- - You worked past that? - Whoa! - I'm saying he tied it in tune. - No, no, no, we don't work past that. - First of all, can we just appreciate for a moment that what the fuck is this show? - This is a beautiful thing on the internet. This is absolutely crazy. No one expected this. Can you guys look at the camera real quick? Are you guys real? Are you actors? Did we tell you to say it? No, Lindsay didn't even know that existed. Are you guys real? - Yeah. - Yeah, it's real. - What the fuck is this show? - This is a finance show. But what the fuck is this show besides that? This is crazy. You said instances. - What do you mean? - It wasn't singular. - Oh no. - You said instances in the past? - Yeah, no. It was only an instance, but yes, I had brought in it before because I was still upset about it. And so he tied these things. - Well, yes. I think so many. I think in front of your seven-year-old sister? Yes. - It wasn't in front of her. - But he no one sets up in the fucking thing where you know people could be walking out. Nobody does that. Nobody in the right mind does that. - I am a professional, I've never done that. The thrill of public fern or public sex is the thrill that they might get caught. That's the thing, that's the fuck with that. You would not be doing that. I wouldn't have moved past that. So that's what you thought she was insinuating in that moment. - Well, kind of. - Oh, kind of, what then? What else then? - No, she's gonna have the same like, "Whoa, why would you want to go?" Oh my god, this is fun. It's great with lies, like-- - Girl's trip, dude. - Like why would it? Somebody want to go have fun at a theme park, at a water park, like-- - Okay, I mean, something was this type of man. I just, I guess I had to just be honest. - I'm gonna be real with you. Your dad is not the same as everyone else's. You've got your own unique mix of credit cards, maybe some medical bills, personal loans, and collections. Whatever, your interest rates are different. Your payments are different, your life is different. So why do you need some one-size-fits-all solution that treats you like a number? Some generic calculator that spits out. Just pay more. - As if you hadn't thought of that already. That's what it says, "PDS apart." They don't just look at your balance and say, "Good luck." They work to understand your specific scenario and help provide alternative solutions to becoming debt free. Whether you're struggling with credit cards, personal loans, collections, or medical bills, PDS debt has customized options designed specifically for you. 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But everyone just elites it because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rock and money that you got a lot of commercials, but they're owned by rocket mortgage. Guess what they want to sell you in the end. And there's the new guy on the block, monarch. Hundreds and millions of dollars to private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like dollar-wise, built by these people just like you, four people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download and I'll start the free trial. Dallowwise.com, link in the description below. What's his relationship with Roblox? - No, that he uses as a bonding experience with our kids. But he does also play when nobody else is home. - I just played Ty Coons past time. All right. - You know, there's other video games about there? - Yeah, but we don't own video game systems or anything like that. And so I only have Roblox on my phone. And well, Mike, what the fuck is, okay, I mean, I'm being told he will specifically not stream it on TV when you say to stream it on TV. - Granted, I had no idea. Lindsay actually told me that that wasn't like, when we were talking, I was like, oh, yeah, we can get Roblox on our TV. And she's like, well, he doesn't do that. And I was like, no, he's always on his phone doing like-- - I didn't know we could do that. Honestly, like, but she has my phone any given time. And I handed her my phone any given time. Like in-- - And I see your phone. - Yes, absolutely. - Oh, no, I'm not open, please. - Yeah. - Don't arrest me for touching this. - Her little sister wanted to chat with me on there. And I didn't even know I had to even chat on Roblox. Like, I even started like, if you wanna mess with me, you gotta mess with me on tech messages 'cause I don't use chat. - He does have WhatsApp. - That was her. She downloaded WhatsApp on my phone for-- - Being told another one. Let me see if you have that one. - Remember, he doesn't have-- I've never heard of Zingy and he doesn't have telegram either. - Remember, you downloaded WhatsApp when we had to create that account for-- Oh, was it? You were saying get that number. The fake number for-- I mean, you were creating-- - WhatsApp, that's text now. And that was for the Walmart Plus. - Wow, yeah. - Because I got locked out. At least there are no chat communications happening in here. - Yeah, I don't use it whatsoever. She downloaded it for Walmart Plus, that's what it was. Because she was creating new accounts on Walmart Plus so we can get the Walmart Plus deal. - You open one more time? - Yeah. - I'll be honest. - Here you go. How's the sister now? - She is 14. - Yeah, thanks, you ever see her? - Oh yeah, all time. - And, I mean, we all moved faster. - They did not see each other for a long time until she moved, like she was okay with seeing him again. - Yeah. - And that's what we were doing. - Eld too, yeah. - Roblox and Minecraft, first two things that pop up. - Minecraft is there I play with her and our oldest. I don't like Minecraft. I go on there just to break stuff, as they build stuff. And Minecraft, I play with both my boys and sometimes her sisters, when they online too, with this, but they'll join the game with our kids and me. And then, I just play Tekken, you can go, you can open and you go look at my recent games on there. I don't mind. - No, no, no. - Keb, he's never had those other apps. Now, for what it's worth, they wanted me to see if he had any of the ones that I guess like child CP people use, but I don't think he's smart enough to actually use those extra things. I think they would be in his normal shape. - It's all, if I'm very against that. Like, I-- - Oh, what are you? - Yeah. - Most people don't have to say that. Okay, so that's why you divorced them? - I haven't gotten help to my head because of it before. - What? - What the fuck? - What? - 'Cause I went after somebody because of it. - What? - Like, I am very against it. I was molested as a kid. Like, I am very against it. - No, okay, I mean, and sympathies. - That is the usual reoccurring thing, though, right? You actually shouldn't have said that because now I'm even believing the thing with the fucking sister even more. - Like, again, I do have sympathies for that. But it is usually the people that are the ones who do that stuff happen to them, and that's actually not what I've said that. - No, like, I literally, like, we'll go and fight and go to prison and go to prison and go to prison. - Okay, yeah, yeah, yeah. I know you have to hyper defend. You're not making a look better by hyper defending. Most people don't have to. - Guy? - I'm not hyper defending. I'm just saying. - What? - Okay, okay, so. And then he punched the hole in the wall? - He punched the hole in the wall. - Why am I told multiple holes? - Yeah, yeah. Yeah, because he did, he punched the hole in the wall. - Well, that would scare me, especially with kids in the house, if you're punched in a hole. - That's what I said. I said, you need to chill out because if my kids wake up, I'm gonna be pissed. And he wanted to chill out and went grab the keys. He's like, you know what, I'm done, I'm leaving. And I said, okay. - Grab the keys. - And so I followed him to the front door as he's yelling, screaming outside in our front yard. I said, are you, oh, my bad. - It's okay, it's played to him. - Come on. - I was like, are you sure you are leaving? And he said, yes, I'm not staying here. I said, okay, I'm letting you know, I'm tired. I just got back from Dallas. I'm going to bed. Shut the door, lock the door, walked to my room. And by the time I'm starting to get undressed and ready for bed, my door gates kicked in. And I mean, to the point where the door frame fell off, couldn't close the door. - Come on now. - But no one locked out just kicks the door in. That's not a natural response. - And it wasn't even locked out on accident before.
or I call a locksmith, I call people. How quickly, of him trying to get in, did the door kick in? - I mean, literally, it's a 900 square foot house. I walked to the bedroom. So maybe 10 steps? - So don't, with me, you didn't have the keys then. Don't lie to me for self-legal. Yes, I have the keys. - Okay, but you don't kick the door in within 30 seconds. - I thought I said, let me in, let me in. She walked out and said, no, you said you're leaving. I'm letting you in, that's it. - So, you think the appropriate response there is to kick the door in, even still? - I mean, after I said that, - Yes, I was down, and I made mistakes. - Like, and I've learned from mistakes. - I would hope so, 'cause so far, what we have is my (beep) in front of a kid. And-- - Not in front of a kid. - Being walked out on whatever. - Setting yourself up for it. - And two, knocking the door in in a DV type situation. - To which then cops had to arrest him. - Oh my, okay, so you broke down the door. You broke down the door and you called the cops immediately? - I told him, I said, I swear, if you take another step towards me, I'm calling the cops. Had them down and he did, he wanted to start coming at me. - What? What are you doing? She said, no. - And so I did, I called the cops and I was like, I need an officer out here now. I'm genuinely scared for my life and-- - I mean, told you was throwing things. Was he throwing things? - Yeah. - Was he throwing? - He threw my purse that was set on the table from my vacation that I had just gone back from. - Oh, yes. - Where did he throw it? - Towards me. - No, not towards you, towards the room. - Which is where I was standing. I was standing in the doorway of our boys' room so you could not get to the boys because you said that you were gonna take the boys. And I said, no, my boys don't need to see you like this. You don't take another step towards me and you wanted to take a step towards me and throw things at me. And that's when I called the cops and the cops told me that they were about 30 seconds away and to get out of the way because they were going to make it to the boys' room. And they did. They pushed right past me and then ended up apologizing 'cause they literally pushed me to try and get to my kids. - Oh, I appreciate that. I appreciate that they did, right? That's good. - Yeah. - What the fuck is wrong with you, man? I just, I don't know. - He didn't smoke, that day. Is what I ended up with. - Well, that's what that happened. - Back to. - Buddy. Now look in the bathroom now. Will you have a redemption arc by the end of this? - Yes. - I quit smoking. - Okay, that was the issue. That was the issue we were concerned with here. - No. - What the fuck? - It did. It led to a lot of his issues. - Oh, come on. - Yeah, that lead, yeah, sorry. When I don't have my coffee, I also just jerk off in front of a kid. Right. - What? - And unfortunately, he wasn't the first time that cops were called, like. - What? - And so it has me. - Why are there other times? No way, there are other times. - He threw a bowl at my head. - No, he was not at your bowl. It was in the sink. - He said it was at the sink, but he was in the living room and- - What are you kidding about her? - As I'm in the kitchen. - And then tried to fight his ex brother-in-law because he said don't throw things at her and literally he went and tackled him. Not tackled him. - I didn't throw it at her. - I literally threw it at the sink 'cause it was my dinner. - Why would you be throwing a bowl at the sink? - I'm in the living room. - Even your excuses make no sense. - Because that was in the living room and I was like, you know what? - Why are you throwing the bowls of the living room to the sink? - It was only like from here to like that wall. And so- - I was like, I never threw it up all. - And so I was like, I was like. - Okay, yeah, continue. Sure. - I was like, no, no, I don't want to eat no more. And I was like, and I just threw the bowl at the sink. - Oh, classic, classic end of dinner. I've done, I don't want to eat no more. Classic normal dinner situation. What are you talking about? That excuse is insane. - And then we both adjusted. - And how did your head magically appear in his hit box? - 'Cause yeah, I was standing right there. - I, me and his ex brother-in-law, both believe it was directed at me. - It was not. - He was like, whoa, yeah. - Yeah. - What do you mean, your comfort code? - He and his brother-in-law ended up literally saying, no, he threw it at her. - Okay, were there other cop calls? - No, they're, yeah. - Yes? - Yeah. - What? - He choked to me while I was holding our newborn baby. And my issue isn't even all the experiences. It's the fact that he like, defends them. Like, obviously, y'all see the defensiveness. If he would just own up to it and be like, yes. That's what I did, I fucked up. - Great, but it's the defensiveness behind it. - And the reason, no, the choking was because, in the beginning of this ship, we were in like a BDSM relationship where I was- - But not holding a newborn baby. That's even where I said that I drew the line. I had a newborn baby. - I don't think free use and stuff is usually when holding the newborn baby. I don't think ropes are when holding a newborn baby. - Yeah. - And then his mom called me with death threats on the exact same night because I took his son away from him and I was this big, horrible person. - I wanted to choke you. - It was 10, 15 seconds. - So if it was an accident and you noticed, if it was just BDSM and it wasn't good, it wouldn't have lasted for 15 seconds. - No, like it was hardcore BDS and stuff like when she got upset. - You're not with the baby. - She was holding the kid. - She grabbed the kid after it was started. - Bullshit. - Like we were already in, so the thing was, when she started acting, I think I was supposed to step up, put her in place to our stop. - Bullshit. - She picked up the baby and I was like, no, like this is, - Bullshit, that's why I literally ran around the, for inside of the bed because you were acting like a psychopath. I had in my hand. - What was the acting like a psychopath? - We were in some stupid argument. I hadn't our oldest with me and he was acting stupid and yes, he threw up, oh well, we're in this type of relationship. I said, stop, no, we're not doing this right now. I have my kid quit. And so I walked around the side of the bed and I said, I swear if you don't stop, I'm leaving. And that's when he ended up grabbing my throat. - Yes, and I still had our oldest in my hands and then I got up, I called at the time his brother's girlfriend and I said, I need you to come pick me up. I'm not safe here, I can't be here. And on the drive down to her house that's when his mom called me threatening me. - If you're in a BDSM relationship, after a big argument, after I know I don't want to do this, why is that when the choking would begin? - Okay, I told her, I was like, you can't just tell me, no, when I'm supposed to be in charge. Like-- - And that's why-- - Excuse me? - That is exactly why it's something. - Make that make sense? I'll give you a second attempt here. - Because we agreed upon this as we-- - With us say for it? - Well, she didn't have a safe for it really, I mean. But I mean, it was like, you do it or you get punished for it. And she knew this. We agreed upon this. - But again, not with a baby in your hands. - All right. - You're missing the whole big point, that at least my point, you don't do crap with a baby in your hands, yes. And the fact that I said, quit. The fact that I was walking away from you with our child in my hands. But you were also acting really crazy too, though. - Was she? Yes. - Yes. - I think she didn't have that point. - Yes, you were. - What, oh, let's give him is. - I don't even want to give him an attempt honestly, but I don't just the fairness of conversation. Why the fuck? - Sure. - What, what? - Because so she was already in a bad mood in yelling and cussing. And I thought I was like, look, you need to quit your shit. Or you're gonna get punished for it. And she wanted to keep on keep on yelling, cussing, yelling, cussing, and then she pushed me. And I said, no, you're gonna push me like, like that will get your ass like in a lot of serious trouble. And then we got into like an actual argument. And I was like, no, like this ain't gonna happen this way. You're gonna quit your shit. - Actual argument, so C, you understand the difference between doing things sexually and doing things seriously. - But it wasn't all this sexual, you know this. - The issue is you don't do shit with a baby in your hands. And that's why literally just that here in said is that you cannot just own up for the shit that you've done. That's my whole issue. Yes, we've moved past it. But the problem is you have never actually sat down. - I'm sorry, how have we moved past that guys? I don't know if that's something we move past. So I should have the kids in the picture. I'm sorry, I mean, what are we on like? Five, six things of that. Lucy, oh, did the entire thing, she didn't know any of this. She knew the door thing. I didn't know the door thing. Everything else is blowing everyone's mind in this room. We got one, two, three, four, five. I see other faces. Everyone's minds are blown. - The problem is as we do, we have moved past it. But when it's just defending and defending and defending the action. - Yes, because he hasn't moved past it. He is defending it today. Today he is defending it. Today he is defending masturbating in front of a kid. Today he is defending. - And you're talking about a kid. Body. Breaking down a lot more than what was. - What? How else would you describe it? - Like, it was an accident. She wouldn't even propose to be walking out. - That's not an accident. No one said to himself up there without the risk, the hope, the kink of it. - No, see, that's your f*ckup mind comes from. - No, you go to the bathroom. - Are you a f*ckup? - Everyone knows to go to the bathroom. No, I've never had a situation where anyone would assume or incendiate because I've never been caught. -Bad for my god too. -Bad for my god too.
Is that just my mind that you go to the bathroom when a kid is gonna come out? Okay, everyone else is not. - Not masturbate for one night. - Well, there is that, but everyone, I guess, according to you, everyone in this room is a pedophile 'cause everyone raised their hand when they said we'd just go to the bathroom. - And that's not the point, just stop. Just admit that yes, it was fucked up. Everybody here, and you've even said that was fucked up. - And also gaslighting the kid. Gaslighting the kids in their line. All this stuff, like, that's not what you say if it was an accident. - It was an accident, you own the accident. You don't do the gaslight, you don't do the bullshit. - I didn't even know she even seen me until, like, a week later, when it came out. - I knew that night. - Nobody told me that night, though. - Oh, gee. - You told me that she didn't feel good. She was going home. And then I found- - He says that's what I got told from a seven-year-old. - So who all was in the house? - Me, our oldest, my sister, and him. - Okay, regardless, let's pretend the kids weren't even there. If her and her sister's there, why don't you have something fun? My girl, back home, her sister's in town right now. I'm not messing in the living room. - Man, I mean, it was a mistake. - Okay. - It was. - It certainly was, buddy. - That is better than sitting here and defending yourself. Yes, it was a mistake. - Also, I did catch it earlier than they caught it, too. You were like, when you were defending, you were going to, or your ass is going to get consequences or whatever, you were going to say your ass is going to get beat. You caught yourself in that moment. Come on. - No, I don't, I don't physically hit her. - Oh, just choke. - No, we don't even do anything anymore. - Yeah, well, you guys lived together now for six months, which blows my mind that you let him back in the house, but- - See, I didn't even try and let him back in. It was supposed to be a one-week thing. And that's why I even applied to come on here because I was like, I need to get my shit together. And if you're gonna be here, you're coming with me because you were supposed to stay for a week and it's been pushed out, pushed out, pushed out. Yes, I mean, I have got feelings for him again and like we've tried to rebuild things, but I was like, no, you're gonna get your shit together, too. I'm not doing both parts in a relationship and not having- - Wait, you're doing the work. - Yeah. - You're doing the work. - I was working, was. - July, 2024. It was when he last worked at a real job. - July 3rd to be exact. - What, you gotta stop with your attempt to defend because once we learn the reality, it's even worse. I wouldn't have known that if you didn't just try to defend it. You gotta just stop. You gotta stop. - But we talk to people going. - We talked about me staying home 'cause she wanted to stay home my first. Didn't like it too much. Got a robot with it. - That's fine. - And so she's like, well, how about you stay home with the kids? I go get the job. And so we're like, okay, because when we both try to work, we get into arguments because when the kids get sick or something happens, we can't both take off work. - So how it started? It started on, we were not getting met together unless he had a job and he kept pushing it off and pushing it off and pushing it off and saying, oh, nobody's hiring. So when I started applying for him, he would get calls back when I was applying for him. And then, yes, then he brought it to my attention that, you know, how are we gonna do this? And he's right. My job is very demanding. I am trying to get promoted. Things is that sort. And so, yes, now I've agreed that, you know, it is better that he does be there. - And I was doing applications in D2. I did like five different interviews from indeed. - Even to five interviews? - Yes. - Since when? - Since what October? - It was this year. Before we sat down talking about me to stay home with the kids, 'cause I was like. - Yes, so from October to October. Buddy, I did five interviews with views of, and we get a minimum when I was trying to find another job. Before I got the job that I had before this, a week, minimum. That was my minimum threshold for me to not f**k off myself. How do you not feel shame as a man? - I put applications in. I just wasn't getting called back. - Where do you put applications in? - Indeed. - Coach, he's saying what companies? - No, no, no, what platform? Indeed, yes, I'm here indeed. Go ahead. - I don't think I'm indeed on my phone anymore. - Oh, why not anymore? Why not anymore? - 'Cause I'm not going through it. - No, that's not what it is. That's the old phone. It's on the green front of the house, or the white phone, whatever. - Okay, that is. - Actually, I need to wrap up my at least understanding. So, okay, after the door situation was like the fifth police phone call, and I'm sure there's even more, but whatever. Let's just go from there. Is that when you divorced? - Yes. - Okay, how quickly after the domestic violence situation did you divorce? - So I moved out that very night. - Good. - And I told him I was done about two weeks later, and everything was finalized in December. - Good. Okay, two years at a divorce. - Yes. (upbeat music) - Why the fuck did you let him move back in even for a week? - So. - I'm sure your family was on your side, right? - Yes, very much. - When they're okay. - Very much. - Okay, good. And they probably don't, how do they even think about you guys being together? Now, dude, if I was like your relative, I'd be fucking burnin' shit down in protest. - They, they're okay with it because I seem to be okay with it. - What, they're okay with him moving back in? - My mom was very cautionous towards it, like. - It's not a real word, but yeah. - Whatever, yeah. She wanted me to proceed with caution. - It's good. - And as of right now, it's kind of tolerating. - Why am I being told they didn't even, and your family didn't even know when you moved them back in? - 'Cause they didn't. - Oh, well, why are you telling me they were okay? - Well, they are now. - They just moved with caution. - Yeah, they are now. - How long until they knew? - What? Four weeks? - If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered meta and YouTube to pay millions for the role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. - I just launched the brand new Hammer Elite app available on every major platform. - So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day, Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access. What the fuck? - So why did you let him move back in? 'Cause this past is one of the more extreme. No, it's the most extreme past ever seen on the show. - So I said no. - Two years later, what happened? - I said no, multiple, multiple times. - So, okay, well, walk me up to that. So like, towards the beginning of the year, he started asking. - Yeah. - What was he saying? What was going on? - He got kicked out of our rental that we originally had in January. So about a month after the doors was final. And he was staying from hotel to hotel, kept asking me to fund a hotel. - Get a (beep) job, Lizard. - And then he basically longs very short. At the time I was staying with my mom, things were getting stressful. And so my grandfather ended up trying to help me get a house. And I moved into the house. And he found it very convenient. That I then had my own house. And was like, oh, I really want to work on things. And we need to be back together and was trying to prove himself to me. And I kept telling him, get a job. And then he couldn't stay with his friend anymore. So he came to me and he's like, look, I don't have anywhere to stay. - And what does anyone want you to live with them? - No, I don't want to stay with my friend because he was smoking weed. And I was telling him quite smoking weed. And so I was like-- - He didn't quit until I officialized the divorce. He told me he quit in October. He didn't quit until about two, three months ago. - Okay, continue. So kept asking you to say get a job. - Yeah. And then he finally asked me if he could stay with me for a week. And I said, yes, you can stay with me for a week. He was supposed to have job interviews lined up. - Which I did. And I was doing the job interviews. And then we're like, oh yeah, you're doing great. And then I'll get emails saying that they found another candidate. But I can't-- - Come on, we didn't get a job. Why'd you let him move back in? - So he was already staying there. - Why, why was he there? - 'Cause I was letting him stay for a week. - In one week. Okay, so what happened at the end of the week? - I did not hold boundaries because obviously, as Joel can tell, there's been multiple police calls. - Multiple other incidents, let's say. - Yeah, and I was stressed. And I did not want to initiate kicking him out, end up on bad terms for not only me, but for our kids because he and his family would always be like, oh, well, we run this town and-- - We run Lubbock? - Yeah, and-- - His kick ass family? - Yeah. - Do they run Lubbock? - No. - What do they do? - So his brother used to be a really big time person in Lubbock? - Doing what? - It's healing drugs. - Oh. Okay. And so, yes, when I was getting threatening phone calls, I was like, honestly, scared to lose my kids. - How would the drug dealer take your kids? - I don't know. - Anxiety.
I was just, I was very anxious about the whole situation and he was, he was trying to show me that he was changing and that, but what have you been typing for like a thousand years? No, not that I'm trying to download the Indeed app. You can go to the Safari. You can log in via web browser. Okay. Sorry. Continue. Sorry. I don't know what it is parents do. How do they run the town? Are you going to kill me for you seeing stupid things on my show? I would prefer if you actually answered that question. No. Okay. Good because my security guard's a better shot. I doubt that. Wow. And it's moments like that that we're scaring me at the time. No. I'm just saying. No, we got the top level people. Right. And I'm not saying I like threatening. I'm just saying like he needs a good shot, too, like he, he likes shooting it. How is he going to get it anyway? No. I was going to do that for more. He is. I know. I'm not saying not like that. I'm just saying like. What does he sell? He doesn't anymore. That's good. He got his life. No, he's locked up. He's in prison. Oh. Not a murder charge. How would he kill? Suppose we wanted his really good friends. He didn't. He didn't do it. He actually has project innocence. Look into his case because he was framed for it. He didn't do it. I support that man. And he is innocent and everything's good and he's a good guy and he didn't do it. No, like literally, like there's about 1500 pages of evidence that just got turns into project innocence. Am I in the sight of that if it evidence, I am on the side of it is a good man did nothing wrong. No, I'm not saying he didn't do it. They're wrong. I'm saying he didn't do the crime. He got locked up for it. I agree. Okay. I promise, bro. You're. That I'm safe? Yes. Promise. Okay. So what else? I promise. Okay. So what else did you run that time? That was basically it, but so his brother threatened me and what was the threat? Well, me and my dad. He threatened to shoot up my parent house with kids. If her dad, her dad put a gun to my head to make sure to shoot my head off because he did do that because he was not a very good guy towards me. Okay. Why do we have so many violent people in our lives here? Her dad would really beat the shit out of her mom going her room. Her. Yes. Her. I found out and that's how me and her dad got into vacation. And when I showed up to his house to call him out, he put a gun on my head and put my head to a hood of a car and say, "You're going to blow my brains out." What is happening in Lubbock, Texas? Like. Oh, my goodness. Well, is he in jail? He is. Yeah. He passed away. You can say passed away. How do you die? I don't have to say it like that. No, I'm glad he's dead. Yeah. No. No. That guy I'm glad he's dead. He's got a f*** his daughter. I'm glad he is dead. I would kill him myself. Her mom wound up shooting him because he was going to be the little sisters. That's good, right? Well, I mean, yes and no. I mean, they were. Well, I mean, it's your deputy, it's I mean, like. It. Okay. So. Yeah, I'm interested in the situation from me to balance here. But, um, close years, can you just close your years for my sacred quick? I'm glad that motherfucker is dead. Yeah. Um, but yeah, so when he pulled gun on me, my older brother was like, no, like, you're not gonna pull gun on my brother. Well, I think that's fair. I am actually on the side of your brother there for sure. That's crazy. That is. Is he on the browser? What's he doing? Yeah. I'm on the Indian. I'm on the Indian. It's got logged in. Sorry. Okay. So, okay. You said, okay, you can just stay longer. Yeah. So he's there under threat. Not this time. Oh. Well, I thought you were saying this time. Past threats. But yes. Oh, so you were just scared from the past. Yes. Well, why'd you let him think that over a week if you didn't want to? That's not a big because we were trying to rebuild things. We were trying to see what we could do. I told him he needed to get his crap together because I didn't want to be with someone who can't hold his own while I'm sitting here holding me and my kids. Okay. I clicked on his jobs. Zero saved. Zero invitation. Zero applied to interviews. It might be a different account because. Okay. Would you like to log into the other account? I could try. I mean, I don't like that. I don't know anything about phones or anything like that. No, the thing I do is. What's the account then you sign in to? I don't email. Okay. How are you guys doing today? I mean, I thought we were doing great. I mean, we haven't been in like an argument really. He's right. We have not been in the argument. Sense. But we haven't talked. Sense. We haven't been an argument since. Like, it's time moved in. Oh, really? Would you have been talked? Yeah. We. I have. I hope you guys have sex. Hmm. Well, that's a trick question because she has medical issues. Well, there's other things that could be done. How have you guys sexual intimate? Never. Often. Good and tell you the last time. So not since he moved in. Yeah. We have. Once, twice since he moved in. Oh, it's been more than that. So I wouldn't say we're necessarily in the healthiest relationship at the moment. If we're not communicating out of fear of arguing, you don't know what is so interesting? What is so interesting after all of this? Honestly, some of the crazy you should have ever heard of my wife. Your kids are the absolute sweetest. It's like they've been through nothing. What the fuck? They're perfect. They're literally perfect in the limited interaction I had. Well, thank you. What the fuck is happening? Yeah. Do I just need to make sure my kids go up in a horrendous household? And then they're just going to be the sweetest little things? Okay. Guys, what do we think our fund-- I'm going to get shit for even giving you guys a financial audit. You know what the audience is telling me right now, right? You know what they're saying in the comments that I shouldn't even do it? That I should get you arrested. I mean, I can't. That's how this works. But you know, that's what they're saying. That's where I know. Exactly. That's what I'm saying. But it's like, you know, that's what they're saying. They're saying I shouldn't even do this. What do you think I should do here, guys? What do you guys want from me? How about that? You too collectively. Collectively, what do you want from me? And I will do that because you're the ones on the show. Regardless of whether we stay together or not. I applied because I need my shit together. Is this all you? Or is it him too? So there's a couple of his, yes. Okay, well, I'll separate it. Now, why when Lindsay asked you about you filling out jobs, you said filling out job applications is impossible for you because you have a bad memory. Yeah, my memory is shot. That's okay, but why can't you fill out job applications because it's of a memory? Because, like, when did you work for this job? And so, oh, my God. Write it down. Make up a resume. I've made him a resume. Oh, my God. Which means you made it. I started using it. Wait, what was your job in 2024? What can we roll that experience into? What were you doing? What was he doing? He was a cleaning technician. Oh, where are you cleaning? Commercial events and restaurants. Okay, that sounds like maybe some money-ish or are you making? I was making $3,200 a month. Okay, yeah, listen. That would double literally. That would be more than double our household if you guys were to buy it. The problem is, the guy I was working for was a real big piece of shit. And I was literally going, like, maybe a couple of days out going to sleep sometimes because he would book four restaurants a night for us to clean and then we'd go and clean those, get home, and then he had me run to home depot to go get supplies up to. Okay, you were working. You were getting paid for the labor. I mean, it was a hard job. And then. And if you don't like a hard job, you applied to other jobs. You actually have to apply. You applied to other jobs. Get another job. Then leave that job. Well, I love the job. When the job is the guy, like, he was. And then. Was it a different manager? You could have tried to get recrusted under? No, it was just. There's probably other companies that you could have rolled that experience into that clean hood vents. He signed an agreement with the guy that if he went to another company like that, he would soon. For how long? Two years? Yeah, two or three years. Well, yeah, probably two years. But. Yeah, I mean, that's fine. You can work somewhere else for two years. And then go back. Okay, well, either way, you clearly didn't like the job because the manager ruined it, right? But what? What was the issue? Okay, so this is. This was the why things were bad according to Mr. Lucas. Lucas said you guys had a lot of stresses going on. And you are in a stressful job at the time. That was the go-go-go. That's what you were telling me, right? But when you were working for the job, this is what you said. This is confusing to me. His boss, your boss, made you go to a strip club? Yeah, so we were in Odessa. And then lied to me about it? Odessa, a class of old time. Yeah. Dude, working for. Oh! I tried. I don't have a high school diploma, so. Get a GED. I've been trying to do that for a couple of years. How do you try to get a GED for a couple of years? Well. He stopped going. Well, because I'm. Just get a GED. This is not a difficult thing. I mean. I'll get you a course career certification in a trade. They have a lot to trade things there. A track all the good stuff. I'll get you one of those people who've used them in the audience to get a six-figure paying job. That's good. But I mean, I'd love to also take advantage of the oil market out there right now.
get a G.D. as well. Okay, but go ahead. What was the strip club? No, no, Dassa. So we went out to go out to eat. He got a little too drunk. We were catching Uber back to the Airbnb. He told the Uber driver, I'd be $400 cash if taking me up to the strip club. I understand why either left or got fired and confusion, blah, blah, blah. Why haven't you had a job sense? I mean, I apply for jobs as opposed to getting called back. Don't I just went into your end? Indeed. No, you literally don't. She see my indeed. I don't know what account. What have you seen? They were all jobs that he thought was true and they were not. They were scam jobs. They were not. Yes. Like he was trying to get signed. Don't get signed. You're a manager. Burger King. Go work in fast food. He says that's it below him. No, what? No, no job is below you. And you don't have a job. You have kids. You need to put food on the table. What government benefits are you on? None. What? That doesn't make sense. They don't have benefits. But you can apply. Okay, I guess that's something I don't know. Okay, that's fine. So what do you want to do? They're telling me what you want to do. Yeah, why don't you tell me what you want to do? I mean, eventually I want to start open like a business. That's what he said. What does that even mean? I mean, I figured I've been watching a lot of videos on Facebook stuff of like owning a laundry man hat or getting a vacant lot for like trucks or an RV park, some like that. So that way it's passive income, but it's not like you have to be at the job 24/7. So I can be there for my family and the kids. How can you afford any of that without even? Let's just like, I'm not even going to talk about that. It's just like, what the fuck are we doing? Well, I figured get a loan or something like because they told that you get a bank loan. Who's going to approve you for a loan? He thinks if he puts on your money. Oh, you're going to put it under her. You guys are efficient. So you're not married again. No. Good. Not engaged, right? We are boyfriend and girlfriend. Thank fuck. Just start there. I'm like, so I don't even guy would honestly advocate against it, but get out go with it. Listen, son, why can't you just get a job, buddy? Why can't you go work at Burger King again? I apply for Burger King. What? They said no. Well, because of the issue that we kind of lost our jobs for because of the manager. Oh, you guys lost your job? You got fired from Burger King? No, not technically. We did. I didn't get fired either. Well, how'd you lose your job? So the whole thing of her dating the other manager that was 45 in hand. Okay. What's wrong with you, Dave? He was not 45. He was 36. And he lied to me about, yeah, 17. He lied to me about his age and everybody up there knew that he lied about. I didn't know. I mean, I found out I told her. I was like, you know, this guy is this old and she's like, why are you so I was like, yes, I had no idea. Why are you dating a manager at 17 anyway? Yeah. Trauma. Rough life. Trying to get away from my parents and why does that equal to any person who had a house? Okay. But he didn't have a house. He actually stayed in the motel in. Oh my goodness. Lubbock is an incredible place. McDonald's and Wendy's. Come on. I worked out. I worked at Wendy's. Good. Do that. You got into a fight with manager. McDonald's. Jack in the box. We don't have Jack in the box. McDonald's. Local restaurant. Well, the problem is is so when I shower at restaurants and I count to managers, I find out I get paid a lot less than what I was supposed to be getting paid. So I don't give go make money. You have to put foot on the table if you're kids. You're not working as selfish right now. Objectively. You guys are going to stay together. You and I are working as promised. We sat down. We talked to you. We agreed on that it'd be best right now for me to stay home with the kids. This is true. And take care of the house. This is animals was 1749 a month. Yeah. How are you guys are 14 bills at all? We're not. We weren't. And but then we went until the tax refund money dried up. No, not even then. We took a trip to Galveston. And everyone's favorite vacation destination. And kind of went over a budget in Galveston or on the kids. And so that kind of puts behind. I can't water. We do. Oh, you took a loan out for that trip. I'm going to literally die. This isn't saying guys what life have you lived? Pretty fucked up one. That's why we're here trying to fix our lives and get on the right track of learning how to budget for a question honestly. If I ask it. Yes. What's the longest person you've ever been with without knowing your age first? Because maybe you're 17 year with like a 15 year old. I want to see youngest person you've ever been with. I've always done this person you've ever been with. Okay. Is that true? She okay. He's not telling the truth. What what is it tell me? I'm not saying her actual name. Say the name of your wife before me. Oh, she was younger than you by six months. Oh, but y'all were. He said the youngest person that you have ever dated not knowing your age. That was what 15 16. Okay, fair enough. Yeah, but that's fine. That's fine. Yeah, but wife and why'd she leave you? She died. She had my shirt just for you. She left you permanently. Yes. She had my shirt just for you and died. That one's sad. We don't like that one. Rip sympathies. It's very difficult to have sympathy for you, but like sympathies. You didn't have a kid with her. Did you? I did. Yeah. Okay. That poor kid. I have sympathy for the kid. That's really difficult. Where's the kid? He got taken by CPS. But I have it. I have evidence. Where to get a bot after that? I have an evidence where my shit was was butchered and chopped and stepped up the whole case. Okay. Exactly. He didn't get taken. When was the kid? Well, I get hadn't was the kid not technically taken back in 2015. But he evidence for the last 11 years. I've tried. Glowiers are very expensive. Was the last time you seen? Was he your son? No, we seen him at the park. What was it? Yes. A informal like from me to Lindsay. He's 16. How was your relationship? He's not 16. He was more than 13. Yeah, that's 13. Well, 13. The cost of parents. Well, let me see him. The cost of parents, the foster parents. Fossil. Fossil. Yeah. Why? Well, because so when I gave up my rights to him in court. Why? Boring. They were like, oh, well, we need to do a drug test. I mean, they did a drug test. They found 14 drugs, took the kid. I think it was more like maybe the cost of parents were like paying CPS something. I don't know that. Okay. But there was a lot of sketch stuff going on in 2013 CPS down there. There was a kid in shallow water that. What's his evidence? Is that you have evidence? What's the evidence? I did. It got stolen out of my car. My car got broken into. We were staying in a motel. I had a briefcase, a metal briefcase, and it got stolen with a bunch of other stuff out of my car. You believe everything? Yeah. She seen it. It would do you believe everything here? 90% of it. What do you not believe? I have a really hard time believing why he was originally taken. I don't think CPS is just going to come and take a kid just because a family member is calling, especially in Texas where we don't even have grandparents rights. But everything passed that yes. I've read the documents. I've talked to CPS workers myself. Everything else or drugs. Yes. I have seen the drug test. You believe his interpretation and confusion? I don't know. I do. I don't. I do. But I have hesitation on it because he did lie to me for three months saying that he was not smoking when he was. No, probably. But I can't. Every single drug test result. I had every single result. I am kind of with you. I feel like he was still smoking marijuana and it was laced. I think that's where the other 14 drugs came from. But that was one drug test. 22 days later, there's nothing else in my hair. Same supplier though, right? Yeah. Maybe you smoked something that was laced again? No. My last drug test I wasn't smoking weed. Why would? Okay. Okay. That's why I took another drug test literally a week. It was a week from that time. In your solution to everything now because you have the legal bubble bomb. It's so hard to get a job, right? I guess. What did you say? That's how we got on to it, right? Why can't you work in McDonald's? I just don't feel like I get paid my worth. Your worth is determined by the marketplace. They've determined your worth. Your worth is currently zero. You make zero. That's what you want your worth to be. Go get a job. At least you'll be making something. Oh, wait. No, you said because she said you should be a state home. Well, I mean, we said I don't talk about it and yes, we agreed on that. In your solution is to be a business owner, but you don't actually have an idea for a business. You just want to get land, I guess, and rent out for trailer parking. Well, like, it's a thing. That was like a hustle like 10 years ago. I mean, it still works though. Stop bleeding out money, making minimum payments across multiple high interest accounts. Most Americans are spending hundreds, sometimes thousands of dollars that could be going toward actually paying down debt instead of aligning some banks pockets. And look, if you're sitting on high interest credit card debt, a car loan at 18%.
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Starbucks is bulls**t and a waste of money and you already know that by making your coffee at home and investing the rest. So now, you need to do that with your energy drink as well. Make gamer subs at home for just 40 cents of serving. And honestly, it literally tastes better. And we prove this accidentally via a blind taste test in our Hammer Elite show, Batten Fatter. - The number one ranked energy drink is. - Give us. - Literally, the cherry flavor is insane. - Listen, you can also get free samples to see if you like it. - Or 10% off your order at gamersubs.gg or click that link in the description below. Type in code Caleb. - Yeah, but it's definitely dried up. I mean, I follow that shit. It's like people don't really advise for it now. You said the laundry man, it's a thing that can work, but you need money and who's gonna. Who's gonna lend you the money for that? You make nothing. Who's lending someone money, who makes nothing? - I mean, you pay back from the business. - Who's gonna lend you the money, though, without you having an income? - I don't know. - Oh, well thought out plan. May my I'm gonna okay. Guys, your camera friend is gonna score a certainly zero. I'm not even gonna ask you what you think it is. Listen, get yours at Calebhammer.com. See where you're good, where you're bad. And in the world of money, take the assessment just for three minutes and it is free. And if you don't wanna be like a guest who ends up in the show, make sure you download the Dolores Budgeting app. Take the free trial. And if you like it, which most people do, most people send it for the annual version because it saves almost 50%. Then you get the physical version, my 30-day meal plan, here you go. That's meal-propping meal plan. And the digital version, the cookbook. I sign it and I mail it directly to you. Check it out, otherwise.com.com.com. What the fuck is happening, okay? So you just tell me what's his, okay? As I go through this, tell me what's his. Financial one, in good standing, $1,859. - So that was a joint decision, but it's mainly mine. - It's on both of you. - No, it's only on me. - But it was a joint decision for what? What is this for? - It is actually a title loan. - Why'd you get it? - Bills. - When? - For the first time about a year ago, nine months to a year. - Have you been telling them to get her jobs? Wait, nine months, you weren't living together. Why'd you get a joint decision? - Because he would not remove his name on the title. - Why? - Of our truck. - We were divorced, why? - Because he wanted the truck. It was very back and forth. He would tell me to keep the truck because I had the kids and then he would throw it up and be like, "Oh, well, I can't do this because I don't have the truck. Give me the truck. You have your family. Let your family drive you everywhere." And I said, "I have our kids." - I wanted to use the truck. You wouldn't let him use the truck. - I did. - I mean, I-- - On multiple accounts, but it was becoming an issue to the point of he was using it to try to get in the same area as me. - It was up to me. And try and be like that. - Do you realize that you're saying that about nine months ago, but you let him move in six months ago? - Yeah. - Do you hear how fucking insane this sounds? - Yes. - I will, before I say this, I will give grace. - I pledge allegiance to the flag of the United States. - Of which maybe I shouldn't, but I will give grace 'cause you're a guest on the show and you're in front of me. Maybe you've dealt with hard things and you've become a better person and you've learned and went through therapy or something. Maybe. - Okay. - I don't know what I've-- - I asked him to. - Guys, I'm trying to help you here. - I agree to it. - I mean, I'm trying to make you sound better. Maybe you've had, you've done bad things. You've learned and you're a better person now. - You say? - Okay. But given everything we've learned here, why the fuck would she ever want you around her and to use the truck? Think about that analogical way. Let's say you got completely better, but just based on the past, why would she want that? - Yeah, I mean, just 'cause that's not a show where like, hey, like I'm, yes, I fucked up and I did. I told her I fucked up and I-- - Yeah, and you became a much better person. Love that, love that. But based on the past, why would she want you around her in order to use the truck? Just based on the past. - I mean, I guess she wouldn't. - Exactly. Why didn't you have your own car? - I didn't have a job. - Well, I had a car. - Oh, okay. - You crashed it? - No, about our Facebook alternator went out on it. - The air went out on it? - Alternator. - Oh, okay. And then went and got out there, but I'm not very mechanical-wise on cars. And so, that's why I go to mechanics, but, yeah. - Well, Willow is very decent working on vehicles, like she loves working on vehicles, and so she's like-- - Congratulations to the man at the house holding every way whatsoever, except for the DV part. - And so, she was like, yeah, I'll put it on there, and then we went and got a loan on it to help out with the mortgage on the house. - The mortgage on the house? Didn't she really grant a biohouse or something? Is there a mortgage on the house? - Mm-hmm. - So, he bought you a house and put the mortgage on you? - He-- - Not necessarily a gift. - Yeah. - If you got afforded the mortgage. - He didn't buy me the house. - He bought it because three days before we were supposed to buy it, my lender came back and said, we can't do it because of your credit. - Yeah. - And so then you can-- - Maybe you shouldn't get it. - Yeah. - What's the mortgage? - 12 hundred. - Dude, that's basically your entire income. What are we doing here? What the, can we do it, guys? What the, okay. $1,859 in good standing, surprising. What's the monthly payment on that? - 202. - What's the interest? - The 36% beer. - What, 36%? - Kind of says, I have, man. - But we keep refinancing it, so we can keep building our credit. - Oh, we refinanced it to 36%. - No, we only refinanced it twice. - And it's the 36%, why would you refinance it to 36%? - Because I was young and, well, not young, because whatever. But, yeah, and they didn't explain to me. They sent me a text message and they were like, oh, you can push back a payment and then get this on top of it. And so I was like, oh, okay. And so I asked him, I was like, is there any catch to it? And they're like, no, we push back your payment, you get this extra money. - And they make more interest. - Yeah, and I did not realize that. - What the, where are we doing, guys? This isn't, TXU energy. You have collections for utilities? - Yes. - That was when I moved out of the house. He was still staying there. He told me he was gonna pay the energy bill. He crossed it. - You crossed it. - The guy without a job. - Yeah, he could not. And then it got stuck on me. - 400 or $649. I mean, I'd negotiate that. I would try to get down on a payment plan. Okay, this is collections of some kind of this years. - Yes. - $479? - Yes. - Well, it was a four. - That was for a loan back in 2019. - I'll show you guys this credit's bad. Might fall off soon. Hope it does. - Yes. - I'll give them, and see if you've got a court order and garnish your wages of which there are little. Wait, why do you still owe your grandpa $25,000? I was out of the, wait, I was out of the money. He put, wait, and then you owe money for that. What? - Yeah. - What's happening? - He essentially has put up money multiple times to fix our car. Okay. - And then he's gonna spend some time. - Well, well, I'm gonna ask him though. He just kind of steps in and by care, I'm paying for it. And you owe me the money. - Yeah. - All right, I'm sorry. Get rid of all the, and all the other DV stuff, whatever. Just get rid of that. Just say here for a second. 33, 26. How are you guys not pathetically embarrassed? - I mean, we are. That's why we're here trying to. - No, you're not embarrassed enough. You would have a job in McDonald's. - Yesterday. You're not embarrassed nearly enough. - I mean, the problem is, is we have two kids and somebody has to be there. - Sounds like you have a lot of family around. - Yes, but no. - Her mom works a lot and they are typically busy. They will watch our boys. - Hey, well, you're working with McDonald's. She's nine to five. You're working five to midnight. There you go. - Can we try that? - Why aren't you on CCS and stuff? - It would be meant for people like you. I mean, I would still think it's shit 'cause he's literally choosing not to work, but I would still rather food get on the table for your kids who don't deserve the consequences of your actions. So what the fuck?
we can't. Why? Because the income level. What? No, your income is nothing. I know. That's do you file jointly? So not last year we did not. But before that we were. Yes. So you're a single mother. According to the IRS. Yeah. That doesn't seem right. Okay, I have a cash app who's is a 2000 and that's mine. Okay. Yes. Not a horrendous balance. Let's see what you do. Okay. Well, we can't complain about bills if we're doing this guys. We're talking KFC. Setting it out. Amazon McDonald's little c's. There's going even to Bolshev. What are you getting in Bolshev dollar general? Actually, groceries. Well, that's not good. Don't go there because you're paying more per serving. That's how they do it because it's cheaper, but you're getting a substantial less. You're actually paying much more in the end. Well, I just go on my lunch break because it's right next to my job. We'll stop on the way home. Unfortunately, and the dudes from there anyway, they're doing nothing. So you can stop on the way home. So it's like, we have to really be efficient. I've asked her to stop on the way home, but by the time it works over, she exhausted and she's ready to come on. I'm like, I've asked her to go to Walmart. Oh, you've asked her to, hey, why don't you take the car? I have. I have. Okay, you have. Do it every day. And I asked him to place Walmart plus orders like I do at work and he just messages me and is like, what do I need to get? And then it's just more work on me. We just got to sit down and you got to plan it out together because I mean, if he doesn't know, he doesn't know, but we have to sit down and plan it together like weekly. You know, mail prep and mail plan and use that show. You're warming up meals. You're doing show like that. It's easy. It is literally for your entire household. We could do it on 800 bucks a month. In dollars general, you can't. I mean, KFC McDonald's little season doesn't fit in there regardless. If we got you guys, we can't pay our bills. If our grandpa's paying for everything, come on. Potential Walgreens photo. We have to do photos for $20. We have to. We can't pay our bills. Sonic driving, getting some bullshit, getting some bullshit, potentially, potentially bullshit. Same thing there. I doubt, I mean, it's on the same day. So I bet you went and got some bullshit. That's groceries. That's bullshit. What do you stop? What do you get to some bullshit? What's going on? You stop in and you get. Come on. What are you getting? Huh? Monsters. Stop here. Gamers up in stationary. Yes. You're making gamer subs at home. Just like you make your coffee at home and setting it in Starbucks when you're in your budget. First of all, this tastes better than monster. I promise you that. You make your energy drinks at home. This is gamer subs. It is delicious. 10% off with my code, link in the description below. Get your free samples, figure out what flavor you're liking. I promise the best flavor because we have tried them all and we curated this specifically. It's now the liquid acids. You're very own. Financial audit flavor. It is delicious. It is raspberry apple. The combination is crazy. We tested so many. It's absolutely wild. So that's the normal ones. They have there and then you have my face. One out of every 100 purchases will be randomly selected to get one with my face on it. Check it out. 40 cents of serving. Make sure you get that link in the description below. Yeah. Bullshit. They're like groceries there and then energy drinks. You should do gamer subs. Bull, a door dash, a dollar down, a dollar down. Okay. The excuses it's across to work. Why are we doordashing dollar general at that point? What are we doing, guys? Come on. Bullshit. Adventure cap $64. And I know. And you are training to be a promotion. You're doing a lot. But unfortunately, you're going to be more tired because you're going to work more to pay for the lifestyle that you're giving yourself out of you being tired. It's a it's a doom cycle. Hulu, we don't we can't afford that in our life. We can't YouTube stream. Sorry. Taco Bell definitely can afford that. Energy drinks peacock not even worth it. What the fuck are we doing? Make Donald's cash. I'll cash you a pump. Bullshit. McDonald's McDonald's Amazon kids. It has been since energy drinks on a drive in Amazon. Pull up your Amazon. Doordashing subway. What are we doing? Is that even good? Unless it's the cookies. Yeah. Yeah. That's what it is. Oh, you guys know that you guys know that's our doordashing lunch to work cookies. Well, subs and cookies. Sonic driving money out. Energy drink. Over draft. Yeah. No one surprised. Bullshit. School.com. Is that food benefits up to it's up to $3,655 a month. You don't get taxed 50%. You're paying for your pay test. That's not your paycheck. That's not the Texas limit. Yeah. We also get a necessary check for $9.94. So you're getting benefits. Well, it's our oldest benefits. Why? I just met him. There's nothing wrong with him. He's a level two autistic. Why do you pick those stats at spawn? I did not notice anything weird with him. Yeah. Okay. Is he really? Yes. He's very normal to me. I'll be honest. Yeah. Autistic don't they have a communication? Dude was vibing with me. Well, he had vibing on the babysitter. Well, he didn't speak therapy. He's been in speech therapy since he was six weeks old. Occupational therapy, physical therapy. What's your actual income? What's your salary listed? $2,486. It puts us just above the income limit. For a family of three. Okay. Yeah. Show me your arms. Let's see. There's a thing in the car. What's this going to be? Let's find out. I have no idea, honestly. Charge your phone, woman. What are you doing? Okay. It's folding tabs hanger things. I don't know. Yeah. For work. Okay. Let's not spend money on work when we can't afford our bills. He had to order and sell himself. Okay. We don't need the, I have gel stick pants. I know I want to get it for the kids to definitely don't have worthy decorations. It's hard. Okay. Then definitely don't get it. Come on, guys. Who's cash happens this? No one says he know. Okay. It's yours. I honestly don't give them. I'm doing her shit. Okay. What's this? What is it? It's mine, I think. What? A hundred collections. Why? $100? What's it even the before? I don't know. I have no idea what it's for. Transworld trans system. Yeah. That's you. Yes. Do you 26? Why? Because it was an energy bill. Great. What about the 218? That one's actually on him. Don't care then. Pay it off. 640. That one's on him as well. Don't care. Pay it off. This one? Don't care. Pay it off. First bank national who? So that's both of us. You're not together. We're joined. Still? Guys, you're divorced for multiple years. Okay. So snap. No, you are not the monthly income limit for you specifically, $3,665. The standard gross limit for three is 2,888. Your 2,486 is under under both. So you're under both limits. But with the S&R. So you're under the taxes and you're under the federal. The taxes are more generous by the way, which is always surprising when that happens. Yeah. So what the fuck? You've been misled. So yeah, I work with that kind of stuff. Uh-huh. That's what I do for work. Dude, this is right. This is from Texas Health and Human Services. I understand. But when they-- You're not providing some information? No, when they calculate it, they dim it down to whatever you can receive. And then if it's under a certain amount, they won't issue it because it's not working. You qualify for kids' Medicaid in Texas. For a family or three, $200,000. Okay. Well, you said you weren't on other benefits. You're probably not going to be on your own Medicaid because you're not pregnant or disabled. You'd be on a WIC if pregnant or post-mortem. So, or if a child is under five of which you have. So actually, you could get under WIC, $4,200, $12 a month is the limit for you. Look into that at least. Sometimes free meals at school for sure. Yes. See, Texas Red State, they do lots of things. I pay a lot of taxes for a reason. It's not all evil out here. Utility help? Yes. So, you wouldn't even be failing to pay utility. The problem is it's not under my name. It's not $40,000 yet. Okay. Maybe it should be. Housing assistance, wait list. But yes, you would qualify. But again, you're on your thing. TNF cash assistance, no, marketplace health insurance, subsidized, but the subsidies are a lot worse these days after last year. In tax credit, yeah, big refunds. Of course, child tax credit and all of good stuff. Absolutely. So, shut the fuck up. Oh, the sun bit was actually him. So, I'm crossing that out. Okay. So, this is actually both of you. So, I'll look at it. Let's see. Oh, balance, negative $162.18. That's great. Start a negative and a negative. And overdrafts. Nothing's happening. You're just getting a, you know why you overdraft? Because you had a negative balance fee. You're charged for the negative balance. So, you got overdraft fee on your charge for having a negative bank. You guys. Why the fuck was there literally hundreds of dollars going out to eat at that? Like, I would totally have sympathy listening to everything here if I saw no spending. But you guys went out to eat like crazy. Going out to you was basically $500. Yes, easy. All bullshit together. We were at minimum $750. Probably close to $1,000. It's easier because it's actually negative. And yeah, learn how to cook, dude. Use my cookbook. Use my cookbook. You get it now. You get it now. Cook, please. Do you have to man up and provide somehow? Please, please, please, please. There's like very few things. No, no, no, no, no, please. I mean, I do cook sometimes. Shit. Okay, we're done. What is this? That is actually my 401k. Yeah, $146. I can survive off there.
What's this? My investments. Why is there Amazon kids in Disney plus then? What are we talking about now? Oh, no. So that's my Westex. That's like a bank account. How much money is in there? I don't think anything. It's not very helpful. Oh, I see. 900. OK. Monthly goal, 1,000. Return for this is OK. That's you. OK. OK. I'm going to be-- I'm going to budget you because you need to leave this guy. You need to kick him to the curb. You can go fuck yourself. I hope you turn your life around. But I think it's time to turn your life around with other people. I want you to be there for your kids at some point. But I don't think you guys meant together. There's just too much trauma here. There's too much-- and the finances are a mess. It's time for her to live her life. Find someone that loves her. If I doesn't do crazy horrible things around her. OK. And if you get good, I want you and your kids' life. I mean, I've been working on-- Keep working on it. Yes, sir. Go to a therapist. The fact that you refuse that is insane. Let's get your budget. Well, your income's nothing. Get on the-- Get on the benefits. Like, literally, we have so many scammers on the show. You're not. You work. Get on them. I want them for you. I mean, I want you to get you a better job. I'll get you a course of your certification as well. Two or two is your monthly for a debt. Because everything else is in collections. OK. And with the SSI, you're actually-- OK, 1749 plus 994. 2,743. Get with someone. I know you're the person that helps deal with some things. But get with someone. OK. You may have figured out. Because I want to put the food bell basically to zero. Because we'll pay for it. Yeah. So that's what I'm going to work into the budget. Because you actually need to deal with that. And you're going to get extra cash as well to help. OK. What do you have to pay to the mortgage? 12 hundred. OK. Can you just say grandpa, sorry, I can't afford this. Go get into a rental income assistance place. Sorry. Like that or that destroys our budget immediately, basically. But OK. Utilities. I'll combine internet. It's all good stuff. So including internet is 394. Phone bill. I don't pay one. Thanks. Gas room, room drive drive. Probably about 250 a month. Car insurance. As of right now, we don't have any. You're driving illegal. Have you had a quoted? Yes. How much? Like 202. 202. Yes. Have any pets? Yes. Why? You cannot afford life. What do you have? What a few. What? Chickens, lizards, dogs. How many dogs? How many cats? Three dogs, one cat. Pedestrians, $200. Probably unfortunately not going to be able to do it. Which means they're going to die if something bad happens. Because you can't afford to take care of them. Tea pre-fought anything else for you and your cats to exist. Toothpaste, to pay for all that good stuff, $200. And there's not a gym, right? Co-pays you shouldn't have at your income level. No. Okay. Stop contributing to all that shit. Because you can't survive right now. So just stop contributing. It doesn't make any sense. I know you're trying to do it with the future. It doesn't make sense to stop, stop, stop, stop. You were in survival mode. Okay. I want you to get a better job, of course. Well, let's get you on as much assistance as possible. Bro, let's finish this budget. The post show is going to be insane. I can already tell. Anything else that needs to be in this budget that I don't have? How much for pet food? How about that? I ran about $40 a month. Okay. I don't even know how it's that cheap. Should there be a life? Okay, you're just going super, super, super cheap. Technically, if we get your groceries paid for and even with pet insurance, you break even, which is all I care about at this point. I would, you don't need to own this house and your credit barely even matters with because you already have the house. Buddy, I will let everything go. I'll go through, no, you don't need to go through bankruptcy. I'll let everything go to collections and ride at the. Go because you break even and just try to start over. That gets you independence. Get this motherfucker out. Get that independence. And you can break even. You need to get on as much assistance as possible. If you have more, you can start paying off that and save up a fully funded six month emergency fund. Please, this rent situation makes no sense for you. It really doesn't. I would try to get out of it the best you can. But that breaks even. Okay. If you can get on snap, if not, I don't know. Guys, this is seriously going to be the crazy exposure. I can already tell you the amount of notes that I have that we even talk about that is the most crazy shit. You should have to work one day and hurt a car in your mom. Oh my goodness. This is insane. There's insane. Let's get the hammer financial score first. It's it. I mean, it's a zero. There's, there's nothing. There's not, you're not even on the title for the house. There's nothing. Get yours a kill hammer.com. Now join us in the post show in extra 20 minutes of this episode. Three premium shows every single day. Monday through Saturday. You can join here on YouTube by clicking that join binder. You can join on the hammer lead app or hammer lead dot com. Either way, wherever platform you want to be on. This is the same membership. So thank you for the sport. We'll see you in the post show. It's going to be crazy. My kids were legally taken from him as well. This man brings no value. How many times has this expect the police called on him in our relationship five or six? This is the most unmotivated person that I think I've ever met. He's, he's even thrown up our kids in the past. What's, I don't know what that means. The fact that he does not care if he loses access to our kids. I was very. He prefers me than our kids. No. And he's told me that most times. I just launched the brand new hammer lead app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of hammer lead access.
Podcast Summary
Key Points:
A couple from Lubbock, Texas—Willow (26) and Lucas (33)—appear on a financial audit show, but their session quickly reveals severe domestic violence and dysfunction.
Willow earns $2,486 monthly as an administrative assistant, while Lucas is a stay-at-home dad with no income; their finances are strained, with debts, a title loan at 36% interest, and collections.
Lucas has a history of violent behavior, including punching walls, kicking in a door, throwing objects, and choking Willow while she held their newborn.
An incident where Lucas masturbated in a living room while Willow’s 7-year-old sister was present is discussed; he initially denied it and gaslit the child.
The couple divorced in 2024 but reconciled; Lucas moved back in after a promised one-week stay that extended to six months.
Lucas has been unemployed since July 2024, has made few job applications, and shows defensiveness rather than accountability for past actions.
Willow’s family has a violent history, including her father threatening Lucas with a gun and her mother shooting him in self-defense.
The host expresses shock and suggests the audience wants legal action rather than financial advice, but proceeds with a financial breakdown.
Summary:
The episode features Willow and Lucas, a couple from Lubbock, Texas, who come on the show seeking financial help but quickly reveal a deeply troubled relationship. Willow works as an administrative assistant earning $2,486 monthly, while Lucas is a stay-at-home dad with no income. Their finances are in disarray: they have a title loan with 36% interest, utility collections, and rely on Willow’s grandfather for support.
However, the financial issues are overshadowed by Lucas’s history of domestic violence and disturbing behavior. He admits to punching a hole in the wall, kicking in their door after an argument, throwing objects, and choking Willow while she held their newborn child. Additionally, he was caught masturbating in a living room where Willow’s 7-year-old sister was present, and he initially denied it and called the child a liar.
The couple divorced in 2024 but reconciled, with Lucas moving back in after a one-week arrangement that extended to six months. Lucas has been unemployed since July 2024 and shows little initiative in finding work, often making excuses. The host is visibly shocked, noting the audience may prefer legal action over financial advice.
Despite the chaos, Willow expresses a desire to improve her financial situation, while Lucas remains defensive, undermining any chance of genuine progress. The episode highlights severe personal issues that far outweigh their monetary struggles.
FAQs
The show helps guests review their personal finances, budgeting, and spending habits to improve their financial situation.
The guests are Willow, a 26-year-old administrative assistant, and Lucas, a 33-year-old pet sitter and stay-at-home dad, from Lubbock, Texas.
Willow brings home $1,749 per month after insurance, taxes, and other deductions from her salary.
They divorced after a domestic violence incident where Lucas kicked in the door, leading to police involvement, and they finalized the divorce in December.
Willow reported that Lucas choked her while holding their newborn, punched holes in walls, threw objects, and masturbated in a living room where her young sister was present.
Lucas last worked at a real job in July 2024, and he has been unemployed since then, relying on Willow's income.
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