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Our Emergency Room Visit & the Cost of Miscarriage in America

1h 6m 10s

Our Emergency Room Visit & the Cost of Miscarriage in America

The hosts share a personal journey through both medical trauma and joyful family moments, centering on a harrowing incident where a toddler's head injury led to an emergency room visit, a $6,200 medical bill, and deep financial stress. Despite their current financial stability, they express concern that such costs would be catastrophic for low-income families, especially during holidays. They highlight the lack of transparency in medical billing and criticize the system's lack of affordability and clarity, calling for reforms to make basic care accessible. The narrative is grounded in emotional depth—fear, resilience, and gratitude—while also reflecting on their upbringing in low-income housing, where they witnessed systemic hardship. A lighthearted trip to Silver Dollar City provides contrast, showcasing family bonding and joy, particularly during the holiday season. The hosts stress that parenting is both rewarding and fraught with risk, and they advocate for greater empathy, transparency, and support in healthcare, especially for those with limited financial resources. Ultimately, the episode blends personal experience with a broader critique of American healthcare, urging societal awareness and change.

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- It was our first trip to the emergency room as a family. - Hopefully the last, but the reality is the doctor even told me that day. He was like, won't be the last one mom with two boys. - All the medical care, a CT scan, staples, and the three hours stay in the hospital. This sub total was $9,605. - We're sitting on a $35,000 bill for the miscarriage. - Is it $35,000? - With everything I'm already dealing with on my end from those days in the hospital, I can't even mentally begin to tackle those bills. - Six years ago, as newlyweds living in low income housing, getting a bill like we're getting now, would have devastated us financially. (upbeat music) - Ladies and gentlemen, welcome back to Unplanned. We have a very special guest joining us today live in the studio. This actually is not live. You guys are not watching this live, but it's pretzel. It's her dog. - Pretzel. - Pretzel. - What would you like to say with being on this show? She just liked the mic. That was pretty cute. - She wants to play. - She wants to play. She's so stir crazy right now. I feel bad holding her because she kind of just wants to run around and-- - Go girl, go play. - And go play and chew on my socks. One of the main questions we've been getting asked is like how do we come up with her name? Do we answer that on the podcast? - I don't know. - Well, we watched this show in college called In the Dark about this girl that was blind and she was trying to-- - It seems like no one else watched this show but us because-- - We love this show. - She had a golden retriever named pretzel, like this is completely not creative on our part, like-- - Yeah. - We saw a golden retriever with named pretzel and we're like, yeah, one day we'll have a golden retriever and we'll probably name it pretzel. - She was born on September, do you say 13th? - Yeah. - She was officially three months and a couple days old been such a joy she's already getting so big. - I know, she's gotten bigger. - We took a brief trip this past weekend and just from coming home after a couple of days I noticed she grew. - I know. - Like she's growing so fast she's smaller than both of our boys right now but in a year she will be bigger than both of our boys which is kind of crazy. - I want her to get bigger. - How is she gonna get to be 60 pounds? - I don't get it. - I know it is crazy. I want her to get bigger though just so she can like, sometimes I feel like I have to defend her with the toddlers. Like they want to like play with her in a way and I'm like she does not bite or grow or cry when like they're like a little too rough with her. So I feel like I have to constantly be on high alert but if she's bigger than I'm like she can. - Yeah. - She's a little more tough but she can also fit through our pool fence right now. So that's terrifying as well. - Which guys we have had so many questions about pretzel. So I want to go ahead and answer some questions that you guys submitted on actually my personal Instagram a couple of days ago. And so we'll get to those right now but stay tuned because we have so many updates to give you as far as like a trip to the emergency room that we had to go to a couple of days ago just terrifying, everything's okay, don't worry. We're fine. And just a really fun family trip to Silver Dollar City which is a theme park that Abby and I grew up going to when we first started dating and we were in college about to get married. It was just like, it's a cool theme park that we had a lot of fun at. But anyway. - And we also got to visit the place that we worked at. - Oh yeah. I forgot about that. That was really fun. Sing our old boss. But anyway, first question. Going to town, maybe I should go get her. You want to read one of these questions? The one at the top is the one that I thought would be interesting to start with. - What do you like most about her? - I love how cuddly she is. She will just let me hold her in my arms like a baby and we walk around and look at Christmas lights. - She looks awkward right out of the way you're like her. - She's basically a human. We're best buddies. She's licking my hand right now. - Hi. - I'm surprised you like having a dog so much. - I love it. My parents wouldn't let me get a dog. I begged for a dog as a kid and then we settled on getting a ferret because my parents didn't want to have a dog. They thought that a parent would be less maintenance and it was. I took care of that ferret all by myself. But yeah, I had a rat. I had a ferret. We had a goldfish. Never a dog. Never had ever had a dog. So this is so much fun. - Well, they're man's best friend. And I actually do think she likes you better than me. - And well, babe, they're really good with kids too. At least she's really good with kids. And I feel like it's so much easier. Like the newborn stage, I feel like we had tough newborns. So I think we just got blessed with a perfect puppy because she's like, does no wrong. The worst that she does is poop on the carpet every once in a while. But that's so easy to clean up. Like that takes less time than changing a diaper as cleaning poop off the carpet. The only downside I was actually concerned for was the shedding. And it is a problem. I mean, look at, if you guys look at my black shirt right now, it's covered, completely covered in hair. And she's just a puppy. So she's gonna get bigger. - Maybe she's just never wear black ever again. - I probably should stop wearing black shirts, you know, if I'm, if I'm gonna be holding a present, I shouldn't wear black shirt. - We also are unfazed by her mischief and her messes because that's the name of the game in our household right now. - Yeah. - So, I mean, I guess you could make an argument for both sides, but I wanna be more vocal about the argument of maybe thinking about getting a dog after you have kids when you have little kids because it's just like adds the crazy. No problem. - Yeah, I would 100% agree with that. I think something that we're gonna do to mitigate the pet dander in our house is get a robotic vacuum. We're gonna try to consistently brush her so that like all of that shedding, you know, goes out into our yard. Also, I heard that swimming for dogs can help with it with the shedding, right? So we'll just let her pull a filter handle all of that. And then get her groomed often. - Get her groomed. Yeah, getting her groomed often will be good. We also don't let her upstairs. - Yeah, I think it's just a good idea to have the dog on the lower level. - Yeah. - We've installed this like baby gate that goes across the front of our stairs so that she can't even get upstairs. So that's good. - But we don't even have anyone had that. She hasn't tried. - Yeah, I know she's good. It's like she learned to not go upstairs. We just got a teacher to actually go poop outside every single time and not only that, but not poop or pee on the turf. 'Cause I don't want our turf to start smelling really bad. - That's a different battle. I feel like you need to pick your battles honestly. - What are battles you're trying to pick with pretzel? - Well, let's not poop and pee in the house. - That's a good one. - I'm a fan of that. I still think it's funny that even though she had direct access to the outdoors that her friend's house yesterday, she still took a crap on their rug. - Yeah, she really likes to poop only on rugs or turf. - It's still funny to me like, I, again, I think pretzel is an easy puppy. But I feel like with how easy pretzel is, I feel like I could have 20 pretzels equals 20 children. Or 20 pretzels equals one kids. - The dog is the same. Some people, dogs are incredibly much more of a handful in early stages and some kids are like really easy babies. - Another thing is parenting and raising a child is hard, but I think it's the most rewarding thing you can do on this earth. So we're one of the most. There's some other stuff up there that's pretty rewarding and pretty cool, but yeah, I'm a fan. I love happening a puppy. She's so cute. I think a big conversation we had before getting a puppy is like, okay, well, we like to travel a lot. How are we gonna do this with a dog? And we did just have our first weekend away from pretzel. And so we missed her, but we got lots of pictures and updates. And I think we overall decided that, at least for now, it's best for her to stay in the house, especially as a puppy. Like, she's still getting used to our house. We didn't want her like, moving around a lot. And we just want her to feel really comfortable and safe and she feels comfortable in safe in her house. And we had someone stay with her and just keep her normal routine. Which is, I think, that's ideal for little kids and also for dogs. So that parallel is there for sure, but she had this sweetest girl watching her and playing with her, sending lots of pictures. - Yeah, I'm really thankful we got some family photos with pretzel a couple of weeks ago. And the photographer that took the photos, she brought a friend along. And that friend has a golden retriever. And she's really, really good with dogs because she's just grown up with dogs. And so she's been amazing. You know, I think we've had her watch pretzel a total of like, what, four days or something now. So it's been really helpful to have someone that you know and you can trust that like really knows what they're doing. And I think that makes all the difference. Like when you have a puppy, you just want to make sure that your puppy is, like why don't we our dog going into some like cage or going into some place. - I don't want to be afraid of it. - She doesn't like no people. And so here she feels safe. She's in her own house. And with a really sweet girl who knows how to take good care of her. - Yeah, so that felt really good. - But the reason, guys, that we went back to Missouri for this trip. - Did we say that we went to Missouri? - Oh yeah. - We were the long weekend. - Yeah, so we did a weekend trip back to Springfield, Missouri. It's where Abby and I went to college at Missouri State University. Abby graduated. I did not. I think your grandma still wants me to graduate, but anyway. It was amazing because we went to Sylvan R. City, which is a theme park that does-- - Apparently, Sylvan R. City's game big on social media. - They're huge. They go all out for Christmas every single year. We've been going for years. I mean, we started going there together-- - Our sophomore year of college, so-- - Yeah, was that 2018? That we went there? - Maybe 2017. - Do we go in 2017 as freshmen? - We went in 2017. - Maybe we did. Maybe we did go as freshmen. - We did go in 2017. - Yeah, 'cause we were both working at Flamestay Couch at the time, which you were a cocktail waitress, and I was a busser, and I saved up so that we could eat at that fancy restaurant. 'Cause it was like one of the nicest restaurants in Springfield. - For my birthday? - For Abby's birthday, and then I surprised you with take us to Sylvan R.C. - Did you get an employee discount? - I think we did, actually. I think we did get an employee discount, which helped. That's expensive. - Now I really want that again. They actually have really good food. - You wanna go back? - Yeah. - They just have these really good, dry age dates, and they have lobster, mac and cheese. I feel like Griffin would love them at lots of mac and cheese. - We didn't really like working there, though, so maybe we don't need to promote it. - Promoting? (laughing) - Yeah, I think that was a little bit suspicious. - There's some sketch stuff that happened. - Allegedly. - Allegedly. - Allegedly. That was our first job in college, guys, at that restaurant. Our second job, the owners were much better. - A great experience. We worked at this pizza restaurant called Bellicinos, and I also always feel like when I say that, people that maybe actually, speak Italian or our Italian, probably look at the way that it's spelled and probably think it should be Bella Chinos. Well, I thought it would be Bella Chinos and then the owner of the, I guess it's a franchise was like, no, we call it Bellicinos. So maybe that's just like the Midwestern pronunciation of it. That was why people call it the misery. Just, just know that. Anyway, they have really good pizza, really good grinders. They call grinders or hot sandwiches, they're known for their pizza and grinders and their food is so good. Also working there was such a sweet time in our lives. So as before we got engaged, we're dating and we had to convince a restaurant to hire both of us because our goal was to be servers because you can make more hourly because of tips. Yeah. But it was really hard to convince people to hire us at this time because serving jobs, this was before COVID. So I feel like serving jobs were like everyone was trying to get them and we had never served before other than at that flame steakhouse and you weren't a server. Anyway, we were trying to find someone that would hire the two of us when we were dating. And that was hard because they kind of makes you a liability. Well, the reason, yeah, we were a liability, nobody wants to hire a couple, right, unless you're married. If you're married, that's different. Yeah. Like they expect you to stay together. But even then, it probably is still messier. If you're dating though, yeah, like that, it probably could be, yeah, do people not want to hire married couples at companies? I don't know. Maybe not. I don't know. But we had to, the reason we had to work together is not because we were like the cleaniest couple in the world, but we were pretty clingy because we shared a vehicle. So, like if we were both going to work at the same time, we needed to work the same way. Yeah. But we, we went back, we took the boys to get some pizza, some grinders, talk to our bosses and owners. Blaine and Janice, if you guys ever go to Bellasinos and Springfield on, is it on Battlefield Road? Is that? Yeah. Across from the mall. You've got to go. Their food is so good. So good. So good. And here's a picture of us with Blaine and Janice. They're doing well. We've got a little selfie with them. They're doing well. They said business is doing great, which is, I'm so happy to hear that for them because I know it's really hard owning a restaurant. Yeah. We were there there first. Fires. No, yeah. We opened the restaurant. We opened the restaurant with them. And that's, that's a grind. Yeah. That is hard. And so I like respect them for sticking it out and so happy that they're doing well. And also their food is as good as ever. So if you're in Springfield visiting or like live there, you've got to go. Trust me. You've got to go totally into Janice high for us. The restaurant is so nostalgic feeling too. Like I just, I love it. Got to even reconnect with some college friends that we, that we like hung out with in college a lot. Yeah. They're in our wedding. Yeah. Yeah. They were, they were in our wedding. Their best friend Morgan from growing up, her really close friend Cara from growing up. And their husbands we hung out with them. That's always so sweet. Like I'm sure a lot of people can relate to having friends that you don't necessarily, that maybe they live out of town and you don't talk every day or very often. But like when you meet, when you see them again, you pick up like nothing like there was no time in between. Yeah. And that's really sweet because I also know too that like if anything happens, like big things in my life, they're always going to be filled in and they're always going to be there for me. And that's really sweet because like, I don't know sometimes you can look at where you're at currently and be like, okay, like I love my new friends. But there's just something about old friends too that is just that just really just makes you feel so safe as a person and so like rooted and grounded. I also know that they would also keep me accountable if like, say for instance, I started acting all like different one day like, hey, like I think that they would be like, what's going on? I feel like they know me and they they're keeping accountable to a version of myself that like has space to grow, but also just like, you know, keep me on track. I really enjoyed seeing old friends driving around the old shopping grounds. I realized being in Springfield. I know the streets and I know the areas better than I know Arizona, which is weird to me. Because I think Arizona is so big and so spread out that I just haven't quite like mapped it in my brain yet. I just knew I didn't need Google Maps really when we were in Springfield like, or Apple Maps. Like I was just able to drive and I was like, oh, this is grand, oh, this is can't express way. Like I knew everywhere or to drive and that was cool. We've been drove by like random places like, yeah, oh my gosh. Wait guys, this was actually like, I almost made me tear up driving by because I'm like, I'm like, how do we? I was like, how do we do this? We drove by the loan come housing apartments that we used to live in. And it was in like a not so great part of town, which I don't think it's not necessarily unsafe. It's just a very low income address. There's houses when you drive by in that area that are like very rundown. There was a house that we drove by that looked like it got into a fire and just hasn't been repaired yet. I subbed in those schools around there too and it's just, it's a title one is that they call it. And you told me one of the, one of the times you subbed at those schools in college. There's so much stories from those schools. Did you say there was a girl that literally slept the entire time that you were suddenly- Yeah. That's not uncommon. Like, you know, these kids, you don't know what their home is like, like why they can't get a good night's rest, but all the teachers that day, there's one day specifically, there's one little girl that stands out to me a lot that is they're like, just let her sleep. Yeah. Like, it's more important that she sleeps right now than like whatever you're teaching them in the classroom. That just makes me really sad because yeah, it just makes you wonder, you know, what's happening at home. It's happening at home. There's a lot of teachers, like obviously I was just a sub in for a day, but those teachers that are with them every day, there really are like angels to those kids. And I just like, I think that's what honestly makes me so mad today. Like this is just a totally different soapbox. I didn't expect to get on, but there's just like a lot of heat towards the public schools and public schools teachers that honestly, nothing lights a fire under me than that because it's like you run your mouth, but you're not in those schools, you're not around those kids day in and day out. Like advocate, they're mandatory reporters, they are, they are, they have to advocate for these children more than just teach them whatever they're, you know, given to teach in the curriculum. They're, they're advocating for them. They're like loving on them and they're like also teaching them like their own internal dialogues. They are with their children with your, with people's children more than their own parents are with them. Yeah. And I don't think that's wrong, but that's, I mean, that's their job. And then people are just running their mouth that haven't stepped foot in an elementary classroom in the past decade. And they have a lot to say and it's like, oh, well, have you talked to a teacher recently? That teaches in public school. Have you been in a public school? They don't know what's going on. And so I, yeah, that's a whole different topic, but I just get so frustrated because it's like these, these people, like there's a lot of women in an elementary, but like these men and women are, you know, sacrificing so much of their time with their own kids, with their own families, working for low pay in their off time, like they're not working in their contracted hours all the time. They're working way in their off contracted hours just so out of passion at that point and love for their kids. But then just to be regarded like that publicly is just, it's shameful. And I think that we really need to work on our rhetoric around teachers and like the school system in general, like let's talk about support and stop bringing them down. It's crazy. Thank you to Zock-Dock for sponsoring this portion of today's episode. I recently had an appointment with a psychiatrist all through Zock-Dock. Guys, I've done ADHD diagnosis through Zock-Dock, not that sounded like I've done it multiple times. That was just a one time thing. That was a one and done. When I got a concussion, I did a same day appointment with Zock-Dock. It's amazing. If you haven't heard of it, Zock-Dock is a free app in website where you can search and compare high-quality in-network doctors and click to instantly book an appointment. You can book in-network appointments with more than 100,000 doctors across every specialty. What's cool about Zock-Dock is that you can filter for doctors who take your insurance, who are located nearby, and are a good fit for any medical need you may have. Their doctors are also highly rated by verified patients. Plus appointments made through Zock-Dock happen fast, typically within just 24 to 72 hours of booking. And you can also score same day appointments, which we have multiple times. Oh, yeah. I use Zock-Dock and you should to stop putting off those doctors appointments and go to zock-dock.com/unplanned to find an instantly book, a top-rated doctor today, that zocdoc.com/unplanned zock-dock.com/unplanned. Another thing about living in that low-income housing development is there was another girl that we would consistently see who didn't really have parents in her life. She was living with her grandpa. We, at one point, I was like, I legitimately had a conversation with you, Abby, about like, should we see if we can adopt her? Like, I don't know if this was if that's something that her grandpa would be open to, but we would just see her alone. You did ask him. We see her alone playing by herself in the parking lot of the apartment all the time and she was four. And so we ended up, you know, taking her on little outings to McDonald's and to the playground. And we would just take her and go play with her. Because they didn't have a car, so she couldn't actually leave. There's nowhere within walking distance that they could go to. And we had friends in our community group of people like, they ended up taking on that role of checking in on this girl when we left and moved to Hawaii and I was so grateful to our friends for doing that. I actually don't know how she's doing or where she's at or if they're still living there at this point, but that was like, when you live in a place like that, you really see what goes on in the world and it opened your eyes to you. Well, yeah, we're not all starting at ground zero, right? Yeah. Like, some people are starting at a great advantage in life and some people are starting way below basic needs being met. Yeah. And I think that was just, it's just making me emotional to think about. But that was a really good perspective that we got early in our marriage about life and privilege and yeah just gratitude just so much gratitude but also like it was it really just helps like set a foundation of compassion in our lives because it's like you can talk a lot about like a system or like people in this status or this xy and z or in this school district or in this school or in this occupation but when you actually are in relationship with them is when it like adds so much more nuance and so much more empathy and compassion and I am really grateful for that season in Springfield and also that yeah just being back in Springfield in general was like so comforting for me because I'm like I just it feels like it feels like such a sweet season and like everything felt really like low relatively low risk at that point in our lives like we were in school like we were had this we had so much structure around us yeah and like had jobs and like everything like everything felt so simple and simple but it also made me feel like so melancholy being back like I don't know you didn't like the cold also I hated the cold oh my gosh I've literally forgot that we used to literally live in that all every winter I'm such a baby now you were cracking me up like it hurt like actually the cold like literally it felt like it was sending ice up my into my head I had a headache because they're so cold and our boys haven't really experienced stuff like that they stopped walking so they like one time Griffin wash his hands and got like water all over his coat and then his hands are so wet because he like didn't wipe them off properly and I was like hey buddy you need to put your hands inside the coat pockets they've no survival skills he didn't understand he didn't understand that like being wet in the cold like when you're about to walk outside of the bathroom that is gonna freeze the crap out of his hands he just had no recollection of that and so I was trying to like teach him how it works when you're outside like cool yeah no he has no idea they're just learning you know they're just figuring it out you just like stopped walking one point he was like I'm too cold he and I was like well we got to get to the heated area so we got to walk buddy yeah I can't yeah which which again was the reason that we actually flew back and did this trip was for Silver Darsity because Christmas time specifically which was incredible Abby how did this Silver Darsity trip come to be because you were DMing the Silver Darsity account right and then they like invited us we've been in conversation with them before and they like had us reach out and via email and they organized this trip with us and I mean it was the most incredible experience for our family I think especially having two little kids like getting to get the most out of this trip like back to back to back like while we were there was just I mean it was a blast and the fact that we got to bring your parents along to also made it like even more like special and worth it to and so we got to go on ride so if you know what Silver Darsity is it's like I explained it as like the most wholesome theme park you could go to like it is in Branson Missouri just and honestly Branson's beautiful driving through there I was like I forget how beautiful like these trees and hills are and it's like the most wholesome theme park because they have a lot of the employees are like retirees who are just very sweet and like just want to be around people and especially kids so that's awesome but they have great food the best theme park food you can get let's let's just say it and million times better than Disney World their food is awesome it is awesome they had amazing like special treat and they took really good care of us like guys we have been to this theme park probably 10 or 15 times because I came growing up as a kid we started growing going together when we were in college it's a really special park to the both of us and we have never ever had a VIP experience like we it was just like something that we it was like a really big deal that we were going in the first place so this time having did I say that did we say that they know okay yeah so Silberdar city gave us a VIP experience this time where we had a guide who was getting us to the front of the line for every ride we went on and it was I felt guilty it was so good I felt guilty I was like this is I feel wrong like I don't I don't get it it was crazy though yeah we had an amazing guide let's shout out our name is Abby - yes she was really sweet and like helped us get treats and meals but I'm confident like with if you just got tickets to Silberdar city and just went it's way easier you don't have to be nearly as strategic as these other parks like Disney it's not as crowded as you're you're gonna be able to get around just fine get on rides and it's decked out at Christmas time like they have like what is it eight million lights something crazy let me look it up because I want to make sure that we say the exact number of year they add more lights they have a beautiful and really well done Christmas parade they have Christmas show as they do a Christmas carol and then this like Christmas saloon with these singers and dancers that dad Matt's dad was actually in the show yes I mean if there was an experience I could highlight the differences between my dad and your dad anymore I cannot think of it because my dad will not attend shows if there's even an inkling that there is audience interaction your dad please he's terrified of getting called up to the front it's his worst fear yes didn't he get called one time and he slid out he snuck out no he he was in a show and he realized that there was audience interaction and he slid like literally army crawled to an exit he left the show because he did not it was the monster zinc ride or show up and he was done it the laugh or does anyone like they're calling you up they're just putting the camera on you that's it that's enough for him that's how you call out you could you could be more different than you know how I have his DNA honestly yeah cuz you love you love being on stage like you're a great performer you you love the art of performing yes I'm a tension hog but no he certainly that's his like phobia worst fear and so but your dad is called up on stage you were on a ride with your brother oh yeah because you also got to bring your brother along which is so fun too your little brother Josh and they called your dad up to like input a sand how on him and there's like a chair and your dad was taking a lot of liberty well he like didn't he like he like straddle the chair straddle the chair he was it was like a saloon show with all these like saloon girls and then what was funny is our youngest was like he he is a he he loves the ladies like he just any time he sees he that is that what he was saying yeah pretty gross yeah pretty gross gross gross it's like squirrel but didn't he wanted to keep seeing the picture of him with he got a picture with all the ladies at the end they were so sweet to him and then after he kept wanting to like look at that picture he said no that's so funny but uh yeah that was on stage for like two minutes and like hand up every second of it I would have thought he was like part of the entertainment I got the the fact right here over 6.5 million Christmas lights during its annual old time Christmas festival the best hot chocolate the best hot wasle yes they have every delicious holiday treat you can think of them hot cocoa funnel cakes the drink the gingerbread funnel cake was incredible we they gave us this um passport like pass to check to get five different snaps you can get this it's $37 you get five treats off of this passport and you guys my mom because we were getting free stuff the the VIP like that we essentially did like a social media trade for them and my mom was freaking out because my mom she's a frugal queen okay we grew up like only shopped at all the for groceries we had shopped the clearance section at Marshalls I get you pack snacks or when you went to Silver dollars it is oh of course we did of course and when we when we went to six flags as kids we'd pack our lunch we would not buy the food in the park you kidding me no way so my mom getting free food like we had a free meal there like the VIP experience included all this stuff which actually you can you can pay for this too like it's something that will probably pay for in the future because it was like really really nice and it's less expensive than the Disney world VIP experience and better you get better I think it's better I'm sorry sorry Disney but anyway my mom was freaking out she loved it and then we got these funnel cakes I have this video of my mom it was like she was like three margaritas deep she was so funny because she's walking around with all these funnel cakes and she is just the has this huge smile on her face because she's so happy that not only are we in Silver dollars city for free but she got all this free food and she's just like over I mean they had there's also a treat there that's if anyone's had this comment down below apparently it's a Midwest thing we're raising Midwest we both have never had it but it's called it's a cinnamon roll with Ozark is what they call Ozark chili to try that so we need to go back next year and try we're already planning a trip for next year and bringing all of our friends and doing it again because I'm telling you it was the greatest experience especially with little kids like I can't recommend Silver dollars and enough we've loved them for years and like it's so special now getting take our kids there and experience at Christmas time either it was magical it was joyful it was so sweet but yeah it really was it really was our boys every single time we wrote a ride they want to do the ride again I don't think there's a single ride that we did that they didn't say again afterward and I just had to say oh we're gonna do another one we'll come back and we end up doing so many rides we didn't have time to come back for a second once I felt bad but they they loved it I mean they I think we'll have to go back for sure yeah hopefully hopefully a lot I would love to go a lot they have like face painting for kids it games for kids they even have I mean the whole theme park was built because of this cave which is cool you can visit the cave and which we've done in the past and that's really neat too especially because the cave is 67 degrees year-round so if it's frigid in the winter time and you need a break from being outside, you can just go into the cave and get a cave tour, which I was talking to our tour guide, Abby, and she does tours of the cave. And Abby, I think you might have overheard this. She was telling me that the cave was apparently haunted. That all the different guides have said they've heard voices down there, apparently 200 years ago in the 1800s, there was a Girl Scout troop that got lost and they never found them or something down there. She said that she's heard her name spoken like by some unknown voice when she's turning off lights at the end of her shift. So I think it'd be cool if either like a paranormal activity, YouTuber filmed a vlog like spending the night down there and seeing if you hear anything, but I also volunteered myself to do it. So I don't know who I need to talk to from Silver to our city to spend the night in marble cave. I am a skept-- I don't believe in that stuff. I don't really believe in ghosts. So I genuinely would love to spend the night down there. Maybe I want to do a loan or should I do it alone? Would that be cool? Are you proposing I join you? I don't know. Maybe I was going to think of like DMing like a paranormal activity YouTube account and be like, do you guys want to go make this world to me? This is out there Matt Howard. This is a random idea I had. While we were touring the park, I was like, this would be a fun video to make. I don't know. I don't really believe in that stuff, but maybe there actually is a ghost in the cave. I don't know. I'm not superstitious, but I'm a little stitious. Yeah. So anyway, it was cool, but we did the train. I did a roller coaster with my brother. Oh my god, wait, no, you got to talk about the Christmas train. The Christmas train. That is the cherry on top. You have to go on this Christmas train. It is the sweetest thing ever. The first time I went on it, it made me cry. Really? Yes, it's beautiful. There's like a grandpa in the woods telling the story of Christmas. It's really, really sweet. And it's great for kids. Yeah. And you get to see the entire park. You get to see all the 6.5 million lights. It's a thing along trains. You could also sing like Rudolph right now and stuff on the train. No, you're totally right. Yeah, I try not to sing along because I just ruin it for everybody else. No, you don't. My range is getting lower, like smaller and smaller. What I speak is what I can sing it. The other thing that I love about Silver to our city, you guys, their rides are actually really good. They're pretty crazy. So like Disney World, sometimes they get annoyed if we go to like the Magic Kingdom because Magic Kingdom doesn't really have roller coasters. I think they got the Tron ride recently. Isn't that the one they have? Big Thunder Space Mountain. But like Space Mountain and Big Thunder, Indiana Jones is fun. But the rides at Silver to our city are like very fast. They're like 70 miles per hour. Yeah, they're like true. They go outside out. They go outside out. Yeah, so like Outlaw Run goes upside down, time traveler, upside down while you're spinning. It's, I think the tallest, largest and fastest spinning wooden coaster in North America. Look at that. Yeah. I think that's what they had on a billboard a couple years ago. And then Powderkeg is one that like takes off, you go zero to 60, I think, in like two seconds or something. I rode that as a kid and I loved it. Like it was, it was my favorite ride as a child. They really have something for everyone. Yeah. Someone for the thrill seekers, something for the, they have a little chapel that you can see Christmas carols in. Yeah. That's like really like an old actual like log cabin chapel. It's, it's great and wholesome. Oh yeah. We love it. Can't recommend Silver to our city enough and also can't thank them enough for what like incredible memories we made with our family. Yeah. If you can't tell, we want to go back, hopefully they ask us back. That would be fun to go again, but I will say with all that being said, something did happen on this trip. Yes. That was terrifying. Probably one of the scariest parenting moments we've had our first trip to the emergency room as a family. Thank you to Noble for sponsoring this portion of today's episode. We spend a good amount of time at the airport and I can't tell you how many times we've been walking around through security and trying to get to our gate and I have just wished I had like four more arms and hands. Yeah. And that's why I'm a huge fan of this Harry on because check it out. There's a built-in cup holder people right here. Are you seeing this? Super neat. How many times have you just been trying to juggle a hot coffee, all your technology, whatever you're carrying? And I really like that there's a charging port on top. So if your phone's dying, which literally happened to me yesterday at the airport, you just plug in your phone to your suitcase. How convenient. 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Upgrade to luggage that looks better, last longer and travels smarter. For a limited time, Noble is having the biggest sale they've ever done. Visit NobleTravel.com for up to 58% off your entire order. That's n-o-b-l-travel.com for up to 58% off. After you purchase, they will ask you where you heard about them. Please support our show and tell them our show sent you. Yes. So first family trips that you are, hopefully the last but the reality is the doctor even told me that day. He was like, won't be the last one mom with two boys and I was like, shut up. Yeah. He said that. So one of our toddlers took a tumble to the head and landed actually on a really sharp metal corner and split his head open really good. Did you know that happened to one of my brothers when we were kids? Really? Yeah. He had to get a bunch of stitches on his forehead. It happened to your head. I had a hot glue across my forehead. I didn't know that they would hot glue your forehead. They did that to you as a kid? Well, I think it's more worried about cosmetics on your face rather than like it happened to his head. So there's no like scum. Wait, actually, I think I can kind of see it. Yeah. That's the limit. Wait, wait. It happened on my third birthday. That's so sad. Yeah. Babe. I remember it actually. I tripped and hit a corner, sharp corner, but it was brick. Our toddler hit his, the metal on the top of his head and got some staples. Yeah. It was so sad, you guys. I've never had, have you had staples? Cause I've, oh no, you had staples on your C section. Yeah. Cause I had stitches when I was five. I felt, gosh, everyone takes staples that I guess when you're a little kid. Yeah. So when I was five on Easter, I was like sprinting to go grab an egg, tripped so hard on this like concrete lip and just ate it like face first into this concrete structure, blood everywhere. I guess my parents were too concerned cause they just took me to their doctor friend's house and he stitched me up. That was a frugal thing. I think that was a frugal thing. Hey, I look, I don't blame them. Hey, I don't believe that. I said you called them on Easter. I don't blame them. Oh, yeah. I guess we went to my, she's like, he wasn't doing anything. No, I guess, I think he took a break from the Easter Sunday celebration and went and did some stitches at his house, really not, really nice family friend of my parents. But no, I think it's just like, which I don't, Abby, I don't blame my parents for not taking me to like the ER because it's extremely expensive. It's extremely expensive. And I think, I think what we did, I don't, I don't regret anything of that we did was are the bill that we got ridiculously expensive. We kind of just wanted to take an abundance of precaution, which is a privilege, too, to not have to, like, I just want to do the most safe thing for my kid, but it's, it's really unfair that like, people when making a decision regarding their kids, like, health or like, say they're taking care of an injury, like have to consider the fact that these bills are staggering. And like, I don't seem like they put these numbers out of nowhere, but I'm really, ultimately I'm really, really glad that we did just because we can. And like, just really wanted to make sure that he was taking care of. I literally could not, I felt the most like a parent like I've ever, than I've ever felt in that moment because I just like wanted to trade places with him so badly and just wanted to like, take that on for him. But he's really such a trooper and like, is healing so well. And I'm just so, so grateful for the amazing care that we did receive because I was like, oh my gosh, if I was just like, on my own to deal with this, like, everyone was so compassionate and nice that like helped him out. And so kid centered, it was nice that we could go to like a kid, like they have a pediatric unit at this ER and so like, they had toys for him. And they had like all these, they even like, they tried to give him a binky at one point. And I was like, it's just nice that they had like, kids centered things, obviously he didn't really want the binky, but yeah, I thought that the police that showed up were amazing. I thought that the paramedics that showed up were amazing. Did the fire department come too? Or was it just paramedics? They're the first responders. They were the first ones. But I thought the, there's a police officer that showed up and he was applying for it. He wasn't a police officer. Are you sure? Fire fire fire. Firemen don't have guns though. This dude had like, he had his whole entire, oh, it's set. Yeah. It was like police. It was like physical police. Because the first vehicle was a fire truck, yeah. He just was trying to help everyone was like, he was like, he was like, he was like, trying to stop bleeding. Stop the bleeding. But the bleeding had already stopped. Well, that was the thing. So the bleeding, yeah, the bleeding had already stopped. We were trying to explain to the 911, the bleeding stopped relatively quickly, which was a huge relief. Yeah. That was a huge relief because apparently everyone that we've talked about this all of our friends and family, apparently if you ever have a head injury, your head just gushes blood. Which I experienced this when I hit my head on a dumbbell at Abby's gym last year. There was a ton of blood. There was blood all over my head. I picked her up. I was just gushing blood out of my head. And that was just a concussion. and I didn't need, maybe I could've gotten stitches, but I never got stitches, but that was a huge relief when I noticed the blood stopping. The only thing, which I don't think there's is anybody's fault, I don't blame anyone for this at all. I want to say from the time that we called 911 to the time that he was in the yard, was like 20 minutes, like how-- - More than that. - 30 minutes? - Yeah, minimum. - And it just made me concerned, again, everybody was amazing. - Well, I think it's almost more of a systematic issue of how do we make sure that when something is an emergency, that people are helped us quickly as fast, 'cause honestly, most of the time it's a matter of speed. - Well, I also just think in the grand scheme of things, like for us, since he's our son, and we were so scared of the blood, it was like level one, like the worst thing ever, but in the grand scheme of accidents, it really wasn't that bad, but it was just 'cause it was our son, and there was so much blood. - And I didn't want to take-- - I didn't want to-- - Couldn't talk to us. Like, if, here's a reality, we could have driven just a couple minutes to the hospital, ourselves, got him into the ER much quicker, if we'd have just gone. Now, I think that would have been very risky, because if you take it under your own hands, sometimes you don't know, like, okay, how bad is this head injury? By moving him around, is it gonna make it bleed more? We don't want more blood, we want the bleeding to stop. Like, there's a bunch of different things, also if there's ever an issue with some sort of damage to the neck, like if you pick somebody up that had a potential neck injury from my understanding, it could potentially end their life, or it could potentially mess up their, what's it called, make him paralyzed. Now, that's not what we-- - Oh my gosh, we're there. - We weren't dealing with that. That's more of like a car accident sort of issue. So anyway, so Abby went in the ambulance with our son. I ended up taking her other son in our car and drove us to the hospital, and I just used your location, we share location with each other. So I just figured out where you were in the hospital based off your location, and then when I got to the ER, I just said your name, they told me where to go. - He was totally calmed down by then, so that was really reassuring for me, and yeah, he just was really happy when his big brother came in with him and got to watch a show. - Yeah. - Like, yeah, it was gosh, that one took a couple years off my life, probably. And from now on, I will only allow our kids to wear helmets and be fully bubble wrapped out in public. - Dude, like the next day, the only thing I could think about was just like, I'm so glad our kids okay, I'm so glad our kids okay. I'm so, 'cause I was really scared there for a little bit, and I didn't give myself time to process. - No, it wasn't until he went to bed that night that I started shaking. - Really, I didn't realize that you were shaking after he went to bed. - I told you, I was shaking after he went to bed, 'cause it's finally like my body was like, oh, I'm stressed, but like I think that like something, that's why I said I didn't panic. Like I mean, obviously there was fear, but I like handled the situation. I wasn't frozen, I also didn't like disengage. Like I was engaged in the situation, like helping him, I never left his side. And then, and like was answering the questions, like making sure that he got the care that he needed and abundance of care, because why not? But then I wasn't until he was like, I was sure that he was okay, and that he was in bed that my body started to like, I couldn't even eat dinner. But you're like thinking about food. I'm like, I'm not hungry, bro. Like, I'm like on fine or flight right now. - It made me feel very relieved when the doctors and nurses at the hospital were super chill, like, oh yeah, he's fine. Like we ran all the tests. There's no fracture. We did the CT scan, like everything's fine. - Yeah. - So they were reassuring, for sure. - I was like trying to ask so many questions just to really get down to the nitty gritty, and they were like, yeah, he's good, he's fine. I was like, can you give us a little bit more instruction? - Seriously, I was like, I need details. - But for them, it wasn't that, I guess for us, it was like the end of the world. But for them, they were like, we see this every day, and it's not totally uncommon, which is crazy, and I'm just so thankful for those people in emergency care, because that takes a special person. That's just a very special person to remain common to those situations, and also not get squeamish, 'cause heck, that was. - Yeah. - That was visual, that was graphic for me. - Yes. I never thought I was gonna faint, but I, for a minute, I was like, I could yak right now. - Yeah, here, this was a bit of a shocker though. Again. - No, this is not a shocker. - Well, it wasn't a shocker. - It wasn't a shocker. - Maybe it wasn't a shocker, but it's just, I think it reveals a flaw in our medical system, in America, which I think we're all aware of. I just think we need to keep talking about it, so that's something changes. But for this bill, by the way, does not include the ambulance, 'cause that's gonna be another, probably, $800 to $2,500, is what I looked up online that estimated. But for all the medical care, which was like a CT scan, you know, staples and some medicine, and the three hours stay in the hospital, we're looking at $66,281 in 87 cents. - Yeah, it wasn't even quite three hours. $6,000, yeah. - $6,200 in some change. - And we did give them our insurance information, too. - We don't have, we have a health share. So the health share is different, we're hoping fingers crossed that the health share comes in and knocks off some of that. - Well, I don't know, they didn't take anything off of my miscarriage bills. - Really? - Yeah. - The subtotal was $9,605 in 50 cents. - Here's the, I don't believe any of that. I think that they just put those numbers there, so you feel like you're getting some type of discount. I'm fully confident that they pull these numbers out of some imaginary magicians hat. Because every time after something like this has happened, I get a call, I got a call the next day after this happened, that was like, hey, we can maybe help you out before we send you this bill, like, what's your income? And they like ask questions about that. And like, okay, let me just say this, from a, this is coming from a place where I'm very grateful where this bill is not going to ruin us financially. I'm going to acknowledge that, that's such a privilege. I'm so grateful for that. But I'm speaking for the fact that whenever I do anything else in my life, they don't set the price based on, they don't ask me a series of questions about myself before they set the price. I would like to get the price of what the tools that they used, the gear that they used, and the staffing that, and those types of things, I'd like to get that. I mean, transparent pricing is really important. - Here's what worries me, I love that you're saying this, Abby. So like, we are fortunate that we, we've made it. We have a successful podcast, we have a successful, you know, media company, whatever. And so we can afford to pay this $6,200 bill. But there's a lot of people that can't, which is infuriating because basic medical care, like someone hitting their head and just needing some staples, that should be something that like, at least is affordable for the average American. And it bothers me that like, we went into this, obviously we're not gonna be like, shopping around for pricing when our kid's head is bleeding. Like we're gonna take care of it and make sure that he's safe and well taken care of. But it bothers me how like, you have something like that happen, and then you're hit with the, yeah, a $6,281 bill. - No, but my point is, is like, that's not even what it costs. - And you're right, they're pulling that number out of thin air. - And capitalism is f'd up the medical industry in America. I'm really glad that there's extra support for people that have like lower incomes. I think that's really important. But I think transparency is very important as well. - Yeah. - And I mean, I think for a lot of families getting hit with a bill like this because your kid has an accident. Like this could, especially around the holiday season, this could really ruin a lot of plans and finances and stability for people. And like, it's so, it's like, I'm so cautious in talking about this because of the place we are at financially. Like this is, I'm so grateful that this isn't gonna, this isn't a big deal, like, but it's just like, I think about us five years ago, I think about other families I'm friends with. And I'm like, this would be really, really hard. - I don't know what we can do, honestly, you guys, to help make this better in America. That's why I guess that's why we're talking about it because I think it's something that really does need to change. - Well, 'cause also let's, we can say it, we're sitting on a $32,000, $35,000 bill for the miscarriage right now. - Yeah, is it $35,000? - Well, the first, see that's the other thing, you don't know when they're gonna stop. We just got a bill last week about Griffin's birth, which was over three years ago. - For my epidural, just got a bill for that, for the anesthesia, which was over 4,000. - And the insurance and the hospital are still disputing that, right? - No, I think that they're done, and now it's 4,000 for that. That's what I'm assuming. They make it so complicated and confusing as well, because it's to their advantage, because then you're confusing, you're like, I guess this is just what I owe, but you don't even know what's going on, which isn't, I'm also like, I'm not the shy, I'm not the sharpest tool in the shed, but I have a college degree, like I, - No guys, I was really freaking smart. - And I was very smart. - And handling these things and the dispute between the hospitals insurance has been very confusing, all the jargon, all of the different rules and regulations, and then HIPAA gets in the way, only when it's to the advantage of the healthcare system, and not in my best interest. - Which is ridiculous, that's ridiculous. - Yeah, 'cause HIPAA didn't protect me in other situations that would, like that would actually be at my advantage. So I don't know, I feel like there's a lot of things I'm like, this is just a total mess, but, and I know that we're not the first people to come upon this, but I just hope that we can be another voice in saying that, like the system is really messed up. And also, we, okay, well, So for my miscarriage, we received three bills. One of them was over $32,000. - Yeah. - The others were over $1,000. And those are fine and done bills and actually at this point, they're past due. Because I'm just like, I can't even mentally begin to tackle those bills and look through that with everything, like I'm already dealing with on my end from those days in the hospital and like from everything sorting through that. I'm like, wow, obviously people need to be compensated for the health care that they did for me that day. I'm not saying that. I'm not mad at the doctors. I'm not mad at the nurses. I'm actually so incredibly grateful for them. But I also know that this isn't going in their pockets. - Yeah. - So it's like, it's just so messed up. But yeah, right now we're sitting on like, let's be honest, if you add it up. - So we have anesthesia for four grand. We have miscarriage, which is 35 grand. - Yeah. - And then we have this, which is two grand, or sorry, 6 grand and 6200. So yeah, we're looking at 45 grand. Did I do the math right? - Yeah. - 6 plus four. - And guess what, we're also healthy individuals with very, very little preexisting conditions. It's like, imagine people that find themselves with needing long-term care or like forever care. Like, think about people that have like conditions that are just like, like just, they just live with this. This is the reality of their everyday life. This is, that's crippling. - And I just spoke with someone today who was just revealing to me out of just, I don't know, it was very vulnerable of them to share this. They're like, I can't afford medical insurance right now. - Can I say that's embarrassing for them? And it's like, no, that should not be embarrassing. - That should not be embarrassing. - That is something that's just, it just reveals like that people, yeah, I mean, it is bizarre. - It is bizarre. - How can we make a difference here? Does anybody know of like, maybe an expert we can bring onto the podcast to talk about like what can be done to fix the catastrophe that is the medical system in America? I mean, I personally, I really am, I love America. I love capitalism, but this is one area that I'm like, something's left up here. Something is really messed up. Everyday people in America cannot afford basic medical care and they, and they go into debt for it, right? That's a problem, that should not be happening. And something I did realize, so I guess because we are on a health share, they did bill us for self pay. So I'm guessing this would be lower if we did have like a quote unquote, official insurance 'cause we have to send this to our health area to see what our health share will cover first. But just to give you guys an itemized breakdown of what everything is, 'cause this is what I'm curious about. So the initial charge, it says total fees, 9,600 to $5.50, so of that 9,222 dollars and 50 cents was hospital fees, and then physician fees were $383. So it seems like, yeah, the physician, you're talking about how you're thankful for the physicians and everything. They're the compares between. - Also, do I believe that that's what's actually going to them? - No, they're on a salary. - Okay, but I'm just saying, I don't think it's the physicians, it's not the workers that are the problem, it's the system. It's the big business of the hospital and how they're just gouging money from everyone, because they can. - I mean, how many times have we been looking at a bill and basic things like IB Profin is like $400. - Something crazy. - But so anyway, that was the initial cost, which I'm sure-- - And it's because of insurance too, that they've had to be, they've had to find all these loopholes. - The whole system is messy, I don't know what the solution is, but look at this though, because they build us as self pay, then they give us a discount of $3,363 cents. - But I guarantee if I talk to them and I'm like, "Hey, this is really high." If I was smart enough, they could also like, I don't know. - It's weird too that if you call, you can negotiate the bill down. If you get the bill itemized, that usually gets the bill to go down, oftentimes we'll even ask how much money you make, because then-- - Every time I'm telling you, every time they've asked me that. - Which is stupid, it shouldn't matter how much money you make, they should have a fair price for everyone. - And you also don't know the price of things before you're getting the care. - When we look at the description, there's all these codes, there's all these things, I don't even know what they mean, but it says, ED Visit Care Level 3, that's for $9,222.50, then we have the discount, that was like $3,000 in some change. And then if I go to the next page, it gets weird because then they have this whole breakdown, like the majority of the breakdowns they have for why things cost what they cost is just, is like stuff that's relatively inexpensive compared to the big hospital charge. So the first thing is emergency department visit low MDM. I'm guessing this is for, oh, this is the physician. So that was charged for $219.00, then next was CT head/brain with, it says W/O Contrast Material. That's for $164.00. And then they put in a random discount at the end, they total that up, then they put in a random discount and they say, your responsibility for charges billed by your physician is $287.25. The other weird thing is when you go over to the bill right here, when the main page that gave us what we paid after, like what we owe after the discount, it says fees historically vary from $6,048 to $19,722. BS, there's no way that a three hour emergency room visit with one CT skin and some medicine to help with the stapling process. There's no way that that's a nearly $20,000 bill. Maybe in 20, 1,100, maybe 75 years from now when inflation goes crazy, sure, that's insane. Like I just, I agree with you Abby, that I think all of this is just like made up. I feel like they just like make up these numbers and are like, how much money can we get for these services that we're providing? - I also think that this could be an issue of consent in my opinion because when we were in the hospital, this is in reference to the miscarriage, they're coming in constantly asking me questions, like do you want this, do you want this, do you want this, I'm making this decision completely blind in my opinion. I don't think that this is consent because I received residual bills. So I received the big $32,000 one, which was a bunch of other things. But then the two other bills that were both over $1,000 were for pain medications that they kept coming in and being like, do you want this, which is so nice if the nurses wanted me to be comfortable. But me asking, then asking me that question and not also saying, oh, this is $1,900 for this. This second dose is $1,200. - Yeah. - I don't think that my consent is actually full consent because I'm not agreeing to the full breadth of what this is gonna mean for me down the line. And so what I have made decisions differently based on the price of things potentially. - Going back to Springfield, driving by where we're used to live and knowing how little money we had then, getting a bill like we're getting now, would have devastated us financially then. It would have set us back so bad. And I think there are ways to-- - It would have set us back for years. - I would have probably made us change our family planning plan because of what have set us back and think about people that are on a standard salary that are already, that's like, they're having all these expenses that aren't gonna change. But now they have this bill that they have to chip away at. That would take years. - And Abby, we were really smart. We were both honor students. We both had 4.0s. We both got scholarships for college. We both got 28s on the ACT. We're not dumb people, okay? If you look at our grades or whatever, we're not dumb people. But this medical stuff has been a nightmare for us to figure out when it comes to dealing with insurance and hospitals battling it out. That's why we're on a health share because it got so exhausting dealing with that. We're like, maybe this health share will be easier. We have some friends that are also self-employed. They're on a health share and it's not been fine for them to be like, "Okay, that's better than this crap show we're dealing with." But yeah, I think the reason that I wanted to talk about this is just because, yeah, looking back to where we were at, six years ago, as newlyweds in Springfield, living in low-income housing, these medical bills that we are having to pay right now would have- - It would have changed the trajectory of our life. - I think it would have waited to have kids a lot longer. We would have probably not a bit felt as free to have other kids. Like it changes people's lives. And we deserve transparent pricing. We deserve like to give full consent. We deserve to like these things are just like, they're taking it like any other realm you look in, you're not gonna go to the grocery store and you're not gonna be like, "I need bread." And they're like, "Okay, we'll get you bread." And then you don't know how much that bread's gonna cost. - And guess what, if the grocery store, if the grocery store got to decide what type of bread to sell you, they're gonna sell you the bread as the heart highest margin for them. They're gonna sell you the products where they make the most money. And that's exactly what the hospitals are doing. - And the problem is too, is that like, sorry, I'm lost. - No, you're good. That's what bothers me. - Name another industry where your goods and services, you don't know when you're agreeing to it. What it's gonna cost. You don't really have a choice. You don't feel like you have a choice and whether or not you receive those goods and services. And like, then you're left months and you also won't know. for months. Well, I feel like it's it's like it can be smart enough to be able to make sure everything is crossed and they're interested in this and they can overcharge you for this. You have to double-check on them. Like that's crazy. I feel like it's highway robbery. Like I feel like it's a legal way that that companies are able to rob the American people. Here's the thing, I have no idea how to fix it. I'm not that smart. I'm not well versed in every area of this, but I just I know that we're not the only family affected by this and a lot we know a lot of people personally that this is like affecting their daily life in a big way and like because we have this audience like it has blessed us in so many ways where this is not detrimental to our family. But also it means that we have a lot of ears listening to us and maybe the right ear can listen that can just be or just be another voice. That can just say like hey this is an area where there needs to be change and other countries have figured it out too. So our editor for the podcast and he laughs when we talk about this stuff to our podcast editor because yeah he lives in Australia and there they have free medical care. I'm really grateful that we have I think that we have great medical care. I care a lot about like the people that decided to like work on in their in the nights and on holidays and in the evenings and like residency our friends going through residence as brutal. It's not that and I'm so thankful for the healthcare workers. It's not healthcare workers. It's this larger ominous big industry and big farm. I don't know what it is, but there's just like these other these other factors that play that are just like have purposely like our faceless and like just changing the realities for people. And I also just want to circle back and just make sure we drive home the point that the most important thing was that our son was taken care of and thank God it was relatively minor in the grand scheme things definitely major in my heart like oh my gosh so scary and it just hurt my heart so much that he was in pain and he was scared but literally he was so tough like the next two hours later he was actually like actually that night that night he was back to normal practically it was crazy he's so resilient and it's so tough like it did not even it doesn't even phase and we just keep telling him like you're so tough and he's like yeah he like feels really proud of himself but also like the the main thing is that I'm so glad we got good care and that he's taken care of and that where everything is fine and also like even to my miscarriage I feel like I had really good medical care but this is also like a dark side of it that have like sneaks up yeah and I'll never forget like literally 10 days after we delivered our daughter texts and my phone like oh you owe $35,000 and I know that I'm not the only person that has received a bill after something like that a bill like that after something like that and the fact of the matter is a lot of people are going to the hospital for reasons that they did not choose accidents or like just really unfortunate health circumstances and this is just the horrible cherry on top of it all is that it's also financially like can be ruined for people so I'm hoping fingers crossed that the health share pulls through that we can significantly reduce all of these medical bills that we owe because I want to say the ones that we've received why something about not covering unfair pricing so yeah what yeah how do you know did you already talk to the health share I've kind of avoided it at this point it's just giving you a stress yeah and I also just like don't want to talk about it let me let me talk to them or I guess you'll just have to that's a great instance where hippo does not help me out that's what so the reason Abby deals with a lot of our health health insurance health share stuff is because I would hit row block after row block when I was trying to handle this in the past because they won't talk to me they're like we need we need your wife on the phone because I was talking about her like the pregnancy appointments it was all stuff that had to do with Abby so they wouldn't they wouldn't let me handle it so hopefully hopefully you can just give me give verbal approval over the phone and then I can handle it it's just it's another layer of stress and sadness and fear to add and I think that's not isolated to miscarriage that's a lot of health circumstances that people find them and they're like I'm already stressed about my health and like what this could mean for my future and just add this layer of finances, massive financial un, un, what's the word I don't understand like a disproportionate financial burden too like that's crazy yeah that's not fair well guys thank you for listening in if you can think of anything productive that we can do on this show or on our platforms to help make a difference in the unfair medical system that we have in America please let us know I want to see change in this I it bothers me that there's there's people that like are just swimming in medical debt and that's just wrong in my opinion I love America I love our country I just think that in the wealthiest country in the world one of the wealthiest countries in the world that there's there's no reason we can't have some basic medical needs that are just like covered through our tax dollars or affordable just make it affordable maybe yeah how do we start there how do we just start making it affordable maybe yeah maybe before jump into the free healthcare thing we just go to like hey let's make this affordable literally earlier in this podcast I was like don't talk about it unless you don't know about it here we are here I am I don't know but I actually do kind of know just from like our own personal experience being on this receiving into things yeah anyway I don't know if they could come up with a good reason why they need 35,000 dollars I would like to know that yeah anyway all right guys we love you we are gonna go hug our sweet pretzel dog and play with our kids so yeah thanks for being here and we'll see you in another episode of Unplanned. Thanks guys!

Podcast Summary

Key Points:

  1. The family experienced a traumatic head injury during a toddler's fall, leading to a visit to the emergency room and a significant medical bill of $6,200 for care including a CT scan and staples.
  2. They are currently facing a $35,000 bill for a miscarriage, which they find financially overwhelming and emotionally taxing.
  3. The medical costs are described as transparently high and unexplained, with no clear breakdown of pricing, raising concerns about the fairness and affordability of care in the U.S. healthcare system.
  4. The hosts express gratitude for their financial stability but highlight that such costs would be devastating for low-income families, especially during holidays or emergencies.
  5. They emphasize the importance of transparency in medical billing and advocate for better support and pricing clarity for families facing unexpected medical expenses.
  6. A central theme is the emotional toll of parenting, with moments of fear, relief, and pride during the emergency, underscoring the human side of medical care.
  7. The family’s trip to Silver Dollar City is celebrated as a joyful, memorable experience for their children, especially during the Christmas season with themed rides and festive events.
  8. They reflect on their upbringing in low-income housing and the impact of seeing poverty and hardship firsthand, which deepens their empathy and calls for systemic change in healthcare access and support.

Summary:

The hosts share a personal journey through both medical trauma and joyful family moments, centering on a harrowing incident where a toddler's head injury led to an emergency room visit, a $6,200 medical bill, and deep financial stress. Despite their current financial stability, they express concern that such costs would be catastrophic for low-income families, especially during holidays. They highlight the lack of transparency in medical billing and criticize the system's lack of affordability and clarity, calling for reforms to make basic care accessible.

The narrative is grounded in emotional depth—fear, resilience, and gratitude—while also reflecting on their upbringing in low-income housing, where they witnessed systemic hardship. A lighthearted trip to Silver Dollar City provides contrast, showcasing family bonding and joy, particularly during the holiday season. The hosts stress that parenting is both rewarding and fraught with risk, and they advocate for greater empathy, transparency, and support in healthcare, especially for those with limited financial resources.

Ultimately, the episode blends personal experience with a broader critique of American healthcare, urging societal awareness and change.

FAQs

The dog is named Pretzel because the hosts saw a show about a blind girl with a golden retriever named Pretzel and thought it was funny and memorable. They decided to name their own dog Pretzel as a tribute to that moment.

One of the toddlers hit their head on a sharp metal corner and sustained a head injury. The family rushed to the hospital, where they received care including a CT scan, staples, and a three-hour stay. The doctors confirmed no fractures and that the child was fine.

The medical care, including the CT scan, staples, and three-hour hospital stay, totaled $9,605. The total bill for the entire incident, including other related costs, was estimated at $6,200 to $6,281.

They rely on a health share plan and are hopeful it will cover a significant portion of the costs. They express concern about transparency in medical billing and feel the charges are unusually high and not reflective of actual medical costs.

Although the incident was frightening due to the blood and injury, they felt a deep sense of relief when doctors confirmed the child was fine. The experience also highlighted their gratitude for the compassionate care provided by medical staff.

They believe medical billing is unfair and often opaque, especially for common injuries. They argue that basic care should be affordable for all families and criticize the lack of transparency and complexity in how bills are calculated.

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