My 600-Lb. EBT Audit | Financial Audit

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And the shit that you gotta pay for, I don't have to pay for. Well, it's because you abandoned your kids instead of paying for them. I'm basically gonna invent some new stuff. What's your invention? My invention is pocket bots. I'm on nanotechnology. I ain't that shit. I'm trying to get my life together. How? I was gonna start an only f**k, but right now I'm addicted to Froot Loops, so I can't. I just launched my brand new cookbook, Just Pack a Sandwich. It's full of budget-friendly recipes I love. It was so good. Oh, really? Plus a few inspired by your favorite Financial Audit episodes. McDonald's! McDonald's! Right now, the only way to get a physical copy is with a full year of DollarWise. Go to dollarwise.com or click the link below to get yours. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to calebhammer.com/apply or click that link in the description below. Hi, I'm Keisha. I'm 27 years old. Hello, I'm Leonardo, and I'm 31 from Baton Rouge, Louisiana. And this is Financial Audit. I want to ask you a question real quick. Uh, what do you do there for a living? Um, home health. Uh, I work overnight. I work at a, uh, rehab. place. Yeah, sure. Yeah, and I'm also, uh, I sub. I sub-a-toot. You sub-a-toot? Yeah, sub-a-toot. Who are you sub-a-tooing? Uh, kids! All grades! That's good. All grades, from kindergarten to high school! Oh, fuck. You have to stop first. Okay. What do you make from the first job? Is that how this is? At all times? Is that how Keisha is? I mean, yeah, you know, the laugh? The laugh is fucking crazy, but, uh, this how it is, man. Oh, okay. That's what defines her. Yeah. Fuck. Yeah. Whew. Let me be honest with you. You can deal with that type of laugh? Long enough. Yeah. Yeah. Yeah. Yeah. Yeah. Long term? Okay. Whew. I'm known for that. But my home health job that I work overnight at the rehab place, I make ten dollars and fifty cents. You make her work overnight so you don't have to hear that? We don't live together anymore, so he don't have to hear it no more. Yes, ma'am. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Whew. Yes, ma'am. Yes, ma'am. Yes, ma'am. Whew. Whew. Whew. Whew. Whew. Whew. Okay. Whew. Okay. Okay. I'm ready. She used to wake up in the middle of sleep and go. No, I didn't. Did she really? No, I didn't. You don't live together anymore? No, I moved out. I ain't lying to you. You moved out. Are you guys together? Were you guys together? No. Yes, we were. We weren't together. You never asked me to be your girlfriend. Damn, so we never was together? No. Whoa. Yeah. Yeah, it's news to me. I got a video in my phone saying, "Can I be your girlfriend?" You be like, "Nope," and you start laughing. Well, I thought automatically when you invite people to the family functions and they meet your mom- The cookout. Yeah. Yeah, also, and also, isn't there a certain amount of time to where you're considered married? Or common law, maybe. Yeah. You know what I'm saying? So, I thought all of that mattered. Because me saying it, actions meant more than me saying it. He thought I could read his mind. How long. wait, when did you move out? 2023. From living with him? Wait, why are you even considering that, moved out? You haven't lived together for three years. Mm-hmm. Have you been dating that time, in the three years? Man, we been dating for about damn near eight, nine years. Okay, that's what I was going to say. We dated for seven years, but when I moved out, we still was kind of. we're not dating, we together. You didn't know. I didn't move out. I moved out. Somebody else made you move out. Who made her move out? Nobody moved me out. Do not start. Okay. Leonardo, no, tell me. Start. Who made me move out? Jehovah Witness. What's a Jehovah's Witness? Yes, sir. We believe the truth. What? No. What the fuck are we talking about? No. The truth people start coming around. No. No. No. No. No. You need to move out of here. No. No. I swear to God. No. When he started doing all this nonsense, I started. What do you mean nonsense? I don't know what you mean nonsense. Cheating on me. Oh. Yeah. Yeah. Yeah. When he started. Of course. Started cheating. He was even disowning me. He was like. I think he was into this woman so much that he was starting to disown me. One time I came home early, and he didn't think I was going to come home early, and I heard him on the phone, "Oh, look. She's here. She's coming," and then hung up the phone. I was like, "Hmm. Hmm." Let's see. Wait. What am I dealing with? I'm confused. Let's see. I don't know what you're dealing with, because I don't know what I'm dealing with. Okay. The application that Keisha submitted specifically had, "He needs to man up or get the out of my life." Yeah. Yeah. That was her application hook. Yeah. I thought. It sounds like you guys don't live together. We don't. But your finances are intertwined? Yes. Okay. That's a mess. He needs to man up or get the out of my life. What are you not manning up about? Leonardo, please. I'm going to be real with you. No cap, no rap. I was doing my dirt with the little females or whatever, but I took a. I promised her. I said, "Man, look. I'm going to leave to go to Baton Rouge, so I can go make this money, and then we can get on track." Well, when I went to Baton Rouge, I said, "You know what? I'm going to leave to go to Baton Rouge, so I can go make this money, and then we can get on track." I said, "Man, look. I'm going to leave to go to Baton Rouge, so I can go make this money, and then we can get on track." Well, when I went to Baton Rouge, I was so hurt. She moved out the house. She moved out the mother house. So I'm like, "Damn. Should I come back from Baton Rouge and check on her?" But she already out that bitch, so I'm hurt. And then I come back. And when I come back, I got money. So if you look at the financials, I got money. I got money. I got money. I got money. Yeah. I got money. So I got money. I got money. I got money. I got money. I didn't even meet her. meet her you had a girl i i had these group of friends that you know i was saying i was one of those kids that was isolated i really ain't no 22 you weren't a kid but yeah i was isolated you know i'm saying i really ain't had no friends so when they started taking me out i met her you know i'm saying yeah uh i gotta say we know what i'm saying but yeah i met her and i met her at a party i started vibing with her you know uh after i started vibing with her we had this one night we slept together and that's when the kid okay can i ask uh and we we went to the same can i ask a black question yeah yeah i want to be informed on uh black yeah black men why do you come inside without a condom the first time you have sex with someone every time see it wasn't no choice because i didn't have the opportunity to get a condom at the time there is a choice to pull i was leonardo i know but you know at 22 if something feeling good at 22 you in there oh at 22 i was pulling out man well i'm from we ain't pulling out well that's what i'm asking we ain't pulling out if it's that good why man see it hey look environment good ocean everything good nice little setting so you mean to tell me we come from the hood well we probably in the projects okay and we got this nice thank you shit well also just yeah yeah we gonna pull out in the project because we so so we so worried about the uh what they call it when you're under stress of a child no we worry about none of that we worry about the environment we're like yeah we got to pull out because we we damn near low we broke but when you and when you buy the ocean it's like say for instance we in austin i'm gonna make a baby in austin all these motherf peaceful people shit we gonna make a baby we do have peace and quiet the environment bring a different side of you you know what i'm saying i don't think about being a dog on your show you see yeah so camera okay i'm why were you with him for so long after he made a baby on you young dummy full of cum well no that was another person me too oh did he make a baby with you oh no no no i'm just saying i was young dummy full of his cum but not making a baby yeah like i was just so i lost your phone leonardo yeah my bad my bad my bad my bad yeah i just loved his funky drolls so you're 22 how old is she so he was two he was 22 but she's two years younger than you yeah 18 17 well but let me do the math because if i'm not mistaken she's four years younger than you but she's two years younger than her i didn't know that she so she you were 22 22 hold on let me do a little that she was 16 yeah you're pregnant at 16 you're older 22 but i didn't know that well yeah i didn't know that she was she didn't tell us i each yeah and the people i was hanging around with said she was on go you know i'm saying that she she been men that was over 24 and 25 okay yeah you know what i'm saying it's still the kind of the men's responsibility to not yeah i mean at 22 coming for a while come from you think we about to ask that about ages and stuff that's very saying you get arrested for other things no no i'm just saying like it's common for in my city it's common for a 30 no it's common for a 34 year old to mess with a 23 year old well yeah those are two consensual adults it's like we don't think on the same that's normal here too no no but we don't think on the same mind frame as y'all only thing only thing who's y'all me i'm just saying in austin in austin period wait the 23 year old can't have sex with a 32 year old i don't but i'm just saying like like the actions certain people take in big cities where i'm from they don't actually think about actions that they take we we more in a survival mode y'all y'all got actually time to think about what y'all doing we don't have time to think about huh like what like what like what what you mean like well you said things that so so basically so basically all we know is drugs trapping and that's it and getting trapping trapping is basically like you linking up with a couple dudes and and this is not federal sounds gay no well you you can you can call it gay or whatever well linking up is well no linking linking up nah it's different types of linking up like thugging on the different ways you can correlate a word to mean something oh okay no i'm just trying to clarify but us linking up is basically like hey for instance and i wasn't doing this well hey let's play the game link up and play the game let's link up and go play football but what we was introduced to you know i'm saying and i'm not saying uh because my pops is a good man this episode is brought to you by google chrome you think you know a browser but gemini and chrome that's new it can help you with practically anything on the web like restoring a vintage motorcycle from a 50 page restoration block or finally break down that long article you've had open for weeks gemini and chrome is here to help you with practically anything on the web like restoring a vintage motorcycle from a 50 page restoration block or finally break down that long article you've had open for weeks for it ready to make anything online make sense there's no place like chrome check responses set up required compatibility and availability varies 18 plus but back then my pops was in the streets so it's like what we was introduced to around the streets was basically linking up and they selling drugs messing with multiple women and they getting money well you know so that's so that's it so so anything else besides rules foundations on what you should do and principles the person that taught me that was never in my life he was always overseas doing i.t you know what i'm saying so who was going who was going to be able to tell me oh you can do this you can do that these are the rules these are the foundations let me keep it on me i do got that uh i do understand that but the thing is i get the survival mode thing right why is survival mode impregnating a six-year-old survival mode what you mean because because if we're in survival mode that mean any chance we get to have fun we're having fun oh you can stick it in any time it's easy yeah you know what i'm saying so we we constantly getting provoked and you know we don't know our next step because nobody introduced anything to us when we get to have fun and we go to our house party and we see the finest thing that we see we're not worried about the age at 22 we just sticking yeah you know what i'm saying we just you know well you did have a girl back home yeah he was he was me you're right and i made him wait two years right we had a girl because i thought i said i'm gonna wait and then when i gave it to him i was like this gonna be my my husband he's your holder you when you guys got together 17 16 17 16 we did the math you were 16 i was yep no the pattern no 17 pattern recognition because we started we started dating like real good on the 14th of valentine's because he came to my house with some hot cheetos and we played connect for and my birthday is like two weeks before that so that's how you slide in strictly like you're trying to frame it as it was more of like i was the nerd that didn't know i was the nerd because i never had a chance to learn i was a nerd you're a nerd if right man my my daily life is is strictly like discipline honestly it's discipline we all over the place no you you over the place i'm not over the place all over the place man bro my daily life is structured to where i come home i take care of my dogs read books practice ccna which is a cyber security cert that's good you know what i'm saying go drive the kids make sure they are wait how many kids man oh i say about 45. this one side hustle oh it's one of my side what is your job leonardo so so basically i do i.t okay you know i'm uh currently building a cyber deck i do a 3d print cyber deck cyber deck oh deck okay oh i do 3d printing i drive buses what do you do that makes money right now oh so i sell 3d prints to uh some of the people that are at the bus terminal and i drive buses how much do you make selling the 3d dicks 3d dicks ha crazy but uh i'll say about i didn't put a calculation to it because i haven't taken it serious but it's a business that i will do in the future once i learn more technology but uh and doing the buses about uh about a 40 000 and up depending on how i scale it well that's selling just selling that's not the bus pay or is that including the bus pay oh selling this is just there to uh further my knowledge wait what do i just want i want to know what what do i put for your monthly income monthly income is uh fifty thousand and up fifty thousand a month a month oh a month yeah about four thousand four thousand dollars four thousand hits your account four thousand two hundred yeah okay yeah is that true yeah would you know no this is finances are intertwined then i'm so confused so what do you uh you don't tell me everything i used to be like know everything i would take care like like when we're living together because i didn't think she seemed to care about what i would tell her she did care didn't care didn't care okay because i mean if you're moving along and you uh constantly progress progressing and someone is not listening to you and then you see the same mistakes that you told them about they're making now is in the future and you told them in the past, then they're not listening because you didn't live through that note and you're telling them not to live through that. You're telling them how you defeated that. So why would you sit there and tell something to somebody that's not listening? It's like talking to that motherfucking plastic plant right there in the corner. It's a real plant. It's a real plant? It's a real plant. Oh, cool. For sure. Okay, okay. So why weren't you listening to him? Why are you acting like a plastic plant in the corner? I don't know what he wanted me to say to him. I don't know. I'm just trying to get information. I'm trying to understand you guys. I listened to him and everything, but he just said the same thing. I was done because I was just overwhelmed with everything. At the end of it, I just let him. After listening and all that, I took it in. I'm the only one who listened to him. You can ask him. He talked about I don't listen to him. I've been trying to ask. I don't know. At the end, I don't. I didn't. I didn't listen, and I probably still don't listen now because he's- To what? What's your monthly income, everything combined? I'm a broke hoe. That's- Whoa. Is that bad? I'm just saying I'm a broke hoe. I don't know. I'm just saying. Just like what's your monthly take home? $1,400. Okay. That's not much. No. No. Why don't you get a better job, Keisha? Because that's all I got. And I just got- Well, that's why I said get a better job. Where, though? I don't have no- Do you have a high school diploma? Can I put in my input? Yeah. Okay. And I don't give a damn. Who get offended by this in the town? Keisha had a mother personality that was off the charts, but she got hired by this one barbecue company, and they took advantage of her personality, and they took advantage of her personality, and they made their business come up, and then they dumped her. That's why she had the job she is now. After their business came up, they said, November made five years. Now, why were you fired? Because, um. Whoa. We got documentation. Don't judge me. I take the rap for it. Wait. Oh, by the way, Caleb, can I take some of this back home? Yes. Not that one, because that one's- Fake for display. We'll get you one after filming. It's a little toe up, but. Oh, this has been through some things. Uh-huh. Termination, not a layoff, not a job abandonment, not a voluntary resignation. Your real name, food service member, and according to you, they built a business because of her, because of Keisha. Shit, shit. Because at first, they was at a small- They built a business and everything. I just was like the personality, the people person, but. People went there because of you. You was the face. That was about it. People were at the restaurant because of Keisha. Because I got great customer service. I love people. What was your position there? Just cashier. Okay. But when you first arrived- I didn't make much. Who you go talk to, they was never there. They made her clean up, lock the building when she did. It was out of time with competitions. Then they put her in a manager position and took her out of the manager position, and paid somebody five times more than her than when they put them in the manager position. Okay, well let me read this. Keisha was claiming numerous customer reward points during transactions under her own account. Well, well, well. If you're carrying credit card debt, it's costing you more money every single day you wait. Minimum payments aren't designed to set you free. They're structured to keep you stuck paying interest forever. But there's a way out. And it starts with PDSA. PDS Debt: Taking control of your financial health is easier than you think. Our average viewer savings is $20,359. PDS Debt can help you reduce up to half of what you owe on credit cards, personal loans, and medical bills. Instead of juggling multiple high interest payments every month, PDS Debt consolidates everything into one single lower monthly payment that actually fits your budget. 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Okay, so you know how when you go to McDonald's or like Wendy's or Burger King or something, and you can put your number in to collect points? And you were stealing them? No, I wasn't stealing them. I'll be like- You would claim them under yours. I would ask the customer, "Would you like points? Would you like to get points today?" And they'd be like, "No." And so, I would put my number in and collect points. If they didn't want them. But I didn't do it often. And we just started that system over a year span. I think I maybe did like 200 points. But weren't you using your points to pay for other people's stuff too? Yeah. Like if somebody did, like if my coworkers didn't have enough money to eat that day, I would feed them off of that. Or if a customer came in and didn't have enough money, I would feed them off of that. Because I didn't have money to feed people, so I would help people if I could by using my points. But yeah. But yeah. You take the rap. I am wrong for that. But when I was doing it, I didn't think it was wrong because I was just like nobody wanted them. Okay. So, you're mostly giving it away. Giving it away, yeah. Okay. Call you there, Mrs. Feast. Yeah. Yeah. I was trying to. Not Mr. Beast, right? Yeah. Mr. Feast. That's right. Mrs. Feast. That's okay. Yeah. The unsaid points claimed fraudulently were redeemed for personal purchases. This is a misuse of customer reward loyalty program, breach of trust and theft. I know. Oh, okay. I thought there was- Employment terminated effective immediately. See transition- Fired me on my day off. Well, you were caught stealing, Keisha. I know. I know now. I didn't think of it like that. You didn't know you were stealing. I didn't think of it like that because I would ask the customer and yeah. Can I be racist for a second? Yes. I give you one strike. Yeah. All right. Well, I just- I'm just like, "Who's on food stamps here?" Me. Ah, okay. Yeah. I'm on food stamps. And how much do you collect in food stamps? 295. Uh-huh. And now you said, "And." Goddamn. Well, you ain't never put food in my house. I mean, you ain't got to, but I'm just saying, "Goddamn, you ain't never offered me a loaf of bread or nothing." I have two kids that eat for four. Both kids eat for four people. Eat for four people? Yeah. So, I have eight people in my house. Oh, shit. Yeah. And it is true? Yeah. What? Yeah. That is true, kid. Yeah. Yeah. Man, she put some Hot Pockets in. I'm just going by the night. Yeah. Sort of. Yeah. Not an effective use of money, Hot Pockets, but okay. And then I also get like a. It is interesting how food stamps is always used for pre-prepared food and not ingredients to make food. Yeah. Hey, but wait. I told her, "Every time you get paid, they got for something called a four-for-20 meat deal at Super One," which I do not, and she ain't believe me like she said. I ain't. I believe you. I used to store with you. I used to grocery shop when I lived with you. I said, "Baby, look, I'm about to buy a defreezer, and I swear to God, I'm going to get that four-for-20 meat deal every time I get paid. That way, I can stock up four packs of meat every time I get paid." She ain't listen to me. So, like she said, they eat for eight. Where you want me to put it at? In my ass? Whew. But look, oh, yes, Lord. That's a lot back there, baby. But look, she ain't live up to that shit and go get four packs of 20, so when I go in there, mother. Of course, I got my damn 40 packs of meat. But who's going to cook all that? I don't cook a lot. It takes a lot of energy. Well, when you got hungry kids, you cook. Energy. It do. It do? Yes. Cook. It takes a lot. So, what do you do? The Hot Pockets? Yeah. No. That's a horrible price effective per meal. Dude, you already have limited funds, and you have a lot of people to take care of. Is it just the two kids, or are there more people? Just two kids. What was this eight-person thing you were saying earlier? You were like- It could. One child could eat for eight people, I mean, eat for four people. The other child could- You feed them for one. The 10-year-old is $1.90. Bro, the f*** is popped by this big. The 12-year-old is $2.25. Well, because you feed them like you. No, that's not even a joke. That's true. They shouldn't be that big. You're feeding them Hot Pockets for every meal. Actually, they got smaller because of me. What? Yeah. That doesn't make any sense. Yeah, because my mom, she let them eat whatever. But they actually got smaller, okay? And me, I stopped caring about myself because I've been in depression. But anyways, you know. Well, you're going to make it worse by being morbidly obese. Yeah. Yeah. Okay, so. Okay, well, I guess you didn't get your payments from me this month. Yeah. Yeah. Okay. Have you ever considered getting a better job? I thought this is better. $1,400 a month? I never made this much since I've been alive. Well, that's you sucking at capitalism. Yeah. I'll get you a course career certification, both of you, and something you can do. Now, look, Kayla, I got to admit a few things. What? She did some real shit back in the day. Like, when I was coming from one of my towns, my license was, how can I say it? When you say your license provoked. Suspended. His license was suspended. She swapped seats with me. Yeah, and. She on some real shit. I swapped seats so he wouldn't go to jail because that was my man, and my man wasn't going to jail. I'm going to ride and die for my man. This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses, setup required, compatibility and availability varies 18 plus. My man, so this is how I was thinking. But look, but look, but look, but look. I didn't realize my license was suspended because my grandmother passed away, and I was supposed to go meet her. They was going to cremate her at a certain time, and I wanted to see her before they cremated her. I should have just went straight to Baton Rouge, but I was young and dumb, and I went travel five hours to go meet him, then go back to go see my grandmother, and so I was driving 100 miles. And you know what? I should have took more precise of the way she was treating me, because there's something that you don't find nowadays, because back then I was a little aggressive. So it's like her mama would see me outside. Yeah, so you know what I'm saying? What's that? Like, boom, boom, boom. You would punch each other? Yeah. I wouldn't hardcore punch you, but it's like you would see it. You broke a door. I put the AC on 100. She slammed the fuck out of me. You going to burn with me, bitch? That's how I felt. Hey, yeah, she Ray Mysterio my ass at one point, but I woke up broke. Now, speaking of creaming when your mom died, or cremating, right? My grandmother. Yeah, yeah, yeah, he wanted it not, right? So immediately after your mom died, all he does is just beg for blowjobs to help him with his depression, and then he didn't help you out at all when your mom died. You a damn lie. Well, that's what she said to Devin. That's a fucking lie. That's a lie? Because at the time, you got to think about it. We living in a mom house. Yeah. I'm stressing about them getting kicked out. I'm living in the trailer, and I'm knowing that the family can't live in the trailer. Yeah, blowjobs was a thing because that's just something that I was used to. No, but I should have to get back to you if I just lost my mom. Okay, yeah, cool, cool, whatever. But at the same time, it's like I'm dealing with all this. I'm still studying for an exam. I'm doing all this other stuff. Then I got to deal with a friend calling me the fucking devil. Then I got to deal with a cousin and them calling me crazy shit. And then when they leave, like what you say, your cousin just flew somebody out that ain't even a family member to go see them, but you way closer than them. They really don't give a fuck about you because if they would have gave a fuck about you while I was here paying a light bill and come and see you when you was down and you couldn't even get up when your mama left, they wouldn't have arrived at your house when you sitting up there gray in the face and you depressed. I'm not showing up. Australia, enjoying their time, popping bottles. And then when they come back, they provoke me. Okay, but you wasn't there the whole time, though. How? How I wasn't there? Name one time when I missed out on my payment besides now. You paid the bills, but that was it. Didn't come visit you even though, man, I can tell you my day. You can't visit me. I can tell you my daily routine. I used to go to the gym in the morning. I used to work overnight. And then I'll come there early in the morning, come check on, hey, you need to wake up. You need to do something. You got these kids. And then I'll go to the library. I'll drive buses. And then I'll go do my school activities, drive buses again, go to sleep for like two hours, wake up. So how am I not being there? And I got a busy schedule. How the f*** am I? And when were they there compared to when I was there? When the f*** were they there besides text messages? I'm there physically. Okay. All right. All you did was come see me. It was more than just that. It's f***ed to it than just that. They're not on FaceTime and they're calling you? Okay, I appreciate that. And I'm coming to see you and I'm giving you money? And they're not even there. They're giving you about two of the f***, three of the things that I'm giving you, text messages and FaceTime. But I'm there physically and giving you money? They're giving you money too, but are they still giving you money? Okay, but f***, nine out of ten. Come on, man. Didn't you go there for yourself, for pleasure? For pleasure? Was I getting pleasure from you in the morning when I was coming to wake your ass up and you was depressed? You was coming to see me then, but not for the other parts. For the other parts? What the f*** you mean? What the f***? We supposed to be in a motherf***ing relationship or something to where it's like a relationship. Of course a man gonna want some pleasure sometime because if he don't get pleasure sometime, then he ain't gonna go out looking for it from somebody else. And at the time, I just got done with a situation in Dallas and I'm basically putting all my time into you. That was you dating that girl. That made you feel like that. You dated that girl and everything. Afterwards, I'm putting all my time into you because it's like, damn, I'm not a f***ing boxer. I'm not supposed to build on my testosterone. What the f***? Okay. But you gotta understand. Stop saying that. Oh. Leonardo. Leonardo. Leo. I wasn't there. Man, stop that s***. Yeah, I did want pleasure f***ing. All right. Because I, hey, I like to f***. Okay, but. But if I'm focused basically on you and you telling me I can't f***ing cheat, then where the f*** am I gonna get the sex from? Anyways. Yeah. For the funeral, he didn't come. Whose funeral? Oh, your mom's? Yeah. Okay. I didn't even go to my grandpa's funeral. Okay, that's fine. But you didn't even come after, like, just to chill with me after. What you mean? You could've went. You was in Jennings. I know, but you could've went to Jennings and bond after. Need I mind you, her car is working more perfectly than mine. You could've rode with me. I didn't want to ride with you. Okay. Because that would've been. I don't know what we're talking about, but didn't she get a concussion from you? Yeah. Before she left? Man, she broke my f***. Yeah, what the f*** you mean? She broke your hip? You damn scared, but that's the same thing. Yeah. That's the same f***ing thing. Concussion, broke your hip. We was in there. You broke his f***ing hip? Yeah. We fell off the sofa and we hit a hard floor. What floor is that? Man, we living in housing, man. Yeah. So, we on the survivor. So, you mean to tell me two angry bears with no honey, they gonna fight all day. Yeah. But give us some honey in front of our face, we ain't never gonna fight. Survival, aren't we all in survival all day? Like, you're just, just go work. Man, you, you, I do work. But, but you not. not in survival. Well, not, well, right now I'm obviously doing a lot better, but business isn't survival every day. It's not comparable to that kind of survival, but it is, it's always, I mean, life, life is nothing but a fight in the mud between two people. Fight for the knife in the mud. If you ask the right now, when in time we didn't fight recently, it's because I'm not in survival mode no more. I'm perfectly satisfied with where I'm at now. I am increasing. He's jealous, so we fight when he's jealous. But what survival were you in at that point? Man, look, bro. He takes everything and makes it so big. No, no, no, look, bro, look. When you're renting $99 and you got people. Sounds like you had an easy life. No, no, no, no, no, no, no, no, no, no. When you're renting $99 and you got people walking in your house, stepping in your house with mud and you being basically surveillance for how much you make, are they going to increase your shit? Well, yes. Welcome to getting my money. We should make sure you need my money. Yeah, but not. I work hard for my money and they take 40% of it. I would like to make sure you're not abusing it. I think that is relatively fair. No, this is not like that, though. No? Hell no, it's not like that. Your fight for survival is are people inspecting your income situation when you're getting $99 a month rent? That's your whole. Now he don't get no rent. No. Good, he makes $4,200 a month. He shouldn't. Why the f*** would he? And you shouldn't either. You should go get a f***ing job. What are we doing? His rent is zero. All he do is pay for property. Yeah. Well, that's property. What's property? I pay for property. He's paid off the trailer. Oh, good for you. No, the killer part, I helped him pay off that trailer. Okay, you laughed. I don't know. But, hey, you gotta admit, all the free money, the bills and everything I left, even when you swap seats and everything, all that shit add up to where if you do a budget, that shit add up to where, like you said, your sale was like $3,000-something to get your license back. No, it was not. It was about $6,000 to $8,000. No, that actually is interesting, speaking of the financial part of it. Yeah, I mean— he's put together a list that you're unaware of of money that you owe him based on everything he's paid for in your life. No, that's what he owe me. Oh, Leonardo. You actually owe her money based on everything she's paid for in your life. Man, I'm going to tell you like this, bro. The shit I do in that mother f***ing household that I did do too, man, I shouldn't owe no mother f***er about it because it's like nobody give me shit and then I'm making all this money. I ain't never once turned my back and run the f*** away. I always gave money for bills and everything else. So that should be calculated. I don't know what any of that means, but I am getting a sense of entitlement. I mean, no, it's not a sense of entitlement. I mean, that should be calculated towards the shit that she think I owe her because you ain't about to just, say for instance, you ain't about to just pay me $5,000 a month. What? Caleb, you going to pay me $5,000 a month? For what? What are you going to provide me? Exactly. So by me giving her money, what the f*** are you going to provide me? So that's why I cut that shit off. Well, this is stuff she said she purchased for you. For example, there's like a dog cage and a dog toy and $750 for w***. Yeah, f*** right. I used to blow my ass out of the bottom of my mouth. That wasn't for the smoke detector. And there's an HDMI and sushi in one day. Yeah. HDMI and sushi. It was a big day. Yeah. Do you still love her? Man, look, man. It's like when you get jealous over somebody, like as in like why the f*** you ain't It used to be like two weeks ago. I got over this three weeks ago. But I used to get so mad. I'd be like, why isn't she contacting me? What is she doing? But recently, I had like a trip for my fall break because, you know, I get out when the kids get out. Oh, yeah. Can I, can I, can I shut up? Don't tell me to shut up. Either way, he went. Yeah, they went. He went on a trip. I think it was with a female while I stayed at his house and took care of his dogs and cleaned dog shit while he was on the road. He went on a trip with another woman. Because I said I was going to pay her for that. What? She, she, she, and then look, look, look, look, look. No, he didn't say he was going to pay me. I asked for it. Look, look, look, look, look, look, look. With another woman. But he going to come and he with his uncle. Look, look, look. Why lie to me? We not together. Look, look. To be honest, I'm 27 years old. I'm a, I'm a old ass woman. You should, I, anything you do, you should tell me. Yeah. But it's like, it's like for females. And I was like, did you f**k somebody? Because I'm not going to lie. No, I didn't. I was up there having an Elon Musk trip. I was up there with my laptop, my book. There was, there was a trip that wasn't. Who you was with? And there, there was a trip that was. Who you was with? There was a trip that wasn't. Who you was with? My, my friend. Oh, your friend. Who your friend? There was a trip that wasn't, that trip that wasn't even sponsored by me. But I'm at his house cleaning dog shit. You went to the, the. Cause you know, my dog was better than, than anybody else. Okay. So you went to the Roadster launch? No, I went somewhere that I really can't name, but it was basically like a. What state? But Elon was there? No, I'm just saying like, like say for instance, they have certain resorts that brilliant people go to, to where they can catch their mind and get away from publicity to read books and actually think about the things that they need to project forward. And I went on one of them retreats. I wasn't even in the big city. I was in the cabin to where it was number. He really in depth about everything. It was, it was nature. He got a lot of theories. Yeah. I was able to read books and everything. I was able to actually project myself for. Yeah, I did. Well, no, what? I was reading the, uh, four hour work week. I was reading, I was reading how to, uh, prioritize myself. He got into it. Okay. How'd you get into it? I got into it about 250 pages and I've been reading self-defense by, uh, because it's about the stuff that go on, but I've been reading self-defense. Okay, but what you did with the woman? What I did with the woman? Yeah. With you and I, bro. With you and I. You chilled out? So no sex? Inside of her? Huh? No sex? No, not inside of her. Why? Huh? Why? Why? Why? Because I know how to self-discipline myself on women. That makes no sense. I would've f***ed her. Yes, of course. I saw the guy, you would've f***ed him. You didn't believe him? Yeah, of course. I can't believe him. Was she hot? Hey, shout out to Austin, but I've been seeing some more and more f***ing Latinas out here, bro. Shout out to Austin. See? Yeah, but I know how to say, I know how to say, I know how to say, man, because I'm a dog. If he want to f*** the guy right here, then why he not going to f*** with the woman that he left with while I was eating dog shit? I'm a big dog. And then came back for me to f*** him. But you know, look, they say eat your food at home and never out. So that means, yeah, a man going to look, but a man not supposed to have sex with everything. Man, nah, I was chilling. Aw. How many women have you been with in eight years? In eight years, I ain't even going to lie to you. Um. I said, I say about. I say, uh. Six. Yep. Six or seven. He got blowjobs in my bed. He had sex on the sofa. Yeah, your bed. I'll pay for that bed. I'm talking about at my mama's house when you would come spend the night. Man, no. And then, um. He got blowjobs outside of our house. He had sex inside of our house. He had another woman in my car. Why do you keep coming back? That's why I said, young, dumb, and full of. And I love his drawers. But you just called yourself an old woman. His drawers? Is that his penis? No. Like, it's just like, you just love the person. That's just the same. I mean, you can put it to a sex point, but I'm not. I don't think it's that. I'm not a bad man because if you look. I don't think it's that because he's the only person I've ever been with. So I can't compare others. I can't say, oh, he's the best. He's not. He's the only person I've ever been with. And I'm not arrogant. I won't say I'm the best, but if you ever see my daily life and what I do. What do you do? What you mean? You drive a bus? I'm very productive. Yeah. I'm very productive. And he never let me go through his phone. What you may see as a bus driver now, but you don't know. I don't know. But when you drive buses, you drive buses from 6 to 8 a.m., right? 6 to 8 a.m., right? Two hours. So that means you got time until 12, 30 p.m. Rather, if. Say, for instance, if you go work at a plant in Louisiana, you got to work that whole 10-hour shift, right? Yeah. As a bus driver, as an entrepreneur, time is more important than money. You're an entrepreneur. You're right. Oh! Time is more important than money, so in them four hours. What's your business? 3D printing. What are you 3D printing? What is it? And I'm getting to cybersecurity to where I'm getting multiple certifications to where I can. And again, I will get you one in course careers. People get the cybersecurity course career ones and you guys make six figures. For sure. I just passed two certifications, security plus, and I just passed my cloud practitioner cert. Now I'm going for my CCNA and cloud architecture. Associate cloud architecture, basically, you know what I'm saying? Yeah. But, you know what I'm saying? You get all those hours to focus on yourself and then you come home rather than a regular job when you got to work 10 hours straight, 8 hours straight, you get off and you be so f***ing tired. But you get paid for those 10 hours. Of course, but if you're getting paid more money than the average person that's working them 10 hours by doing buses. I don't think you're getting paid more than the average person. Shit, who? Because he's probably messing around with somebody at the bus place. When you got $250 in lot rent, how much rent is in Austin? Well, that's not. Austin? No, Austin. How much rent is in Austin? More expensive than that, but that's not your income. You talked about your income, not expenses. Let me know. I asked you a question. Median $1,500 for a one-bedroom? $1,500. $1,500, but I'm paying $250, so that means. You're talking about your income, not expenses, though. I'm just saying. It all go together. Income and expenses because you can be the richest person, but off of car notes and insurance and everything else, I'll be making. Car notes. I'll be making more than you. You're talking about net. I'll be making more than you because it's like. You do not make more than me. I'm just saying. Not you, but I'm just saying the shit that you gotta pay for, I don't have to pay for because I lower myself to a lower expense. That's good. Well, it's because you abandon your kids instead of paying for them. Okay, I guess. But that means I got more time to indulge and further myself so I can do more for the people around me. You do have more time since you're not around your kids, yeah. Yeah, yeah. I mean, yeah, I spend time with my kid every two weeks. Every two weeks, yeah, for sure. Two weeks? Like two weeks of the month, you mean? No, no. No, not two weeks of the month. Every other week, I spend time with my kid and also any time they have something going on. Wouldn't every other week be two weeks a month, though? Yeah, for sure. Well, no, yeah, two weeks a month, for sure. You suck with money, so you download a budgeting app. You start with the classic one, YNAB, but everyone just deletes it because it's way too complicated to use. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block or finally break down that long article you've had open for weeks. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far, but private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise. Built by these people just like you for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial, dollarwise.com. Link in the description below. Guys, you've known me since the beginning and the fact is I just love building products that help people and we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on for whatever you wanna use it for, whether it's consolidation after you change your behavior or you need to purchase something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates or you can refinance your horrible auto loan today. And not only that, now you can shop for the best car insurance out there. The thing is we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at calebhammer.com. All those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money. - But I do give back for when they want something or it's an activity or something, I do give to that. - I do wanna know about your business. I love entrepreneurs, I'm one myself, it is very good. - For sure. - 3D printing, when are you printing? - For sure, huh? - He can't tell you. He can't tell you. - What am I printing? - Yeah. - Right now I'm printing Snoopy figures and for a lady I'm printing Christmas ornaments. - I don't think you own the IP for Snoopy. - What you mean? Snoopy? - Yes. - No, it's not that I'm printing it. I'm printing it online. It's like a woman that loves Snoopy, so she like the figures that's there. - Right, but I don't think you own the rights to Snoopy. - What you mean I don't have the rights to Snoopy? - I don't think you own the rights to Snoopy. Is Snoopy in the public domain? No. - This is a side hustle. They asked me to print this for somebody else. - I know, but you said this is your business. - No, no, no, no, no. Snoopy is not my business. I'm just saying when somebody wants me to print something for someone else. - The people that own Snoopy could sue you for that. - Oh, cool. Yeah, for sure. But it's cool, whatever, whatever. But it's the fact that I haven't collected any money from it yet. - From your business? - No, I'm saying collecting any money from Snoopy. - What have you collected money from? - Oh, I'm soon to be collecting money from Christmas ornaments. Someone wants me to put that-- - What's on the Christmas ornaments? - Basically, I gotta learn this software where I print this lady's grandchildren. Children and other kids' names. - Wait, you haven't done it yet, though? - No, 'cause I gotta learn the software. The software takes a long time. - I'm about to blow up right now. - Man, it really take a long time, man. - The way you just think it. - You try to 3D edit something and try to do the whole-- - Well, no, that's not my business. I don't want to. - Exactly. - But you need to deliver it within like a month or I'll-- - Yeah, for sure. I got that on the routes. It was supposed to be this weekend, but I had this shit going on, you know what I'm saying? - So your business is to custom 3D print based on what people ask for. Wow. - For right now, until I learn more knowledge with electronics. - And then what's the grand plan? - I'm basically gonna invent some new stuff. And I got inventions. I got a book of inventions, but-- - What's your invention? - I'm gonna name one of my inventions that got to deal with turbines. Basically, it's called Flo-Go's. And Flo-Go's is basically like on a river. It's like, you know how you get on jet skis and everything like that? But these are shoes that somebody can actually get on. You know, on a hoverboard, you can have something like, they call it a hoverboard that you can put your knees on. It's like a certain hoverboard to a, it's not just the hoverboard, it's the knees. - You're talking about like a-- - But this is gonna have-- - What, are you getting dragged by the boat? And you're on your knees? - No, no, no. The hoverboard is basically a house wheel mechanic. But Flo-Go's is basically like shoes that you can use in the water to where you can go. - That's where we got the idea from. - You can go. - Not the idea. - I ain't get it from nobody. - You invented it. - I swear to God. - So you have a prototype? - And then I came up with Neurosponders. - You know what Neurosponders is? - I have not heard of that. - And I seen a lady recently before, I swear to God, I put this on everything, before she even showed me this, 'cause they got certain patches for like insulin when somebody's blood sugar go high. But like four years ago, five years ago, six years ago, I made this to where you can, 'cause I smoke a lot of blacks. And I made it to where like, when I learned neuroscience, you can put some patches right here. And when you smoking tobacco, you get the urge to smoke tobacco. It'll basically insert a certain dosage of medicine. It's like a placebo, but not- - Are you talking about nicotine patches? - Yeah, it's not nicotine patches, not nicotine patches. But it's called Neurosponders, bro. Before you get the response to actually, and you're gonna have sensors- - Well actually, where you got that idea from? - Where I got that idea from? You please tell me, 'cause- - Chet. - No. - Huh? - 'Cause Chet GPT, Chet- - You always go to Chet for everything. - No, no, no, I swear, I swear, bro. Chet wasn't out six, five years ago. Seven years ago, it probably was out, but I swear to God, I was not doing Chet. - Well now, you go to Chet for everything. - What does Neurosponders do? - Neurosponders, basically before, when you get an alert in your nervous system, it has a lot to do with neuroscience. Say for instance, I smoke blacks because I'm provoked every day, and I don't wanna go deep into detail with that. - Yes, it's always black on black. - But no, it's not black on black. It's when higher authority take abuse of the power they got to come against you. But I don't wanna go against that. I don't wanna talk about that. - Wait, what does Neurosponders do? Sorry, sorry, sorry. - So Neurosponders, basically like, it was two patches I made about six, five years ago before I even started doing Chet for GPT, and I swear to God, everything. It was basically gonna sense an alert in your brain system for when you started trying to smoke tobacco, and it's not no damn nicotine patches, but it was gonna basically insert some type of medicine in you that was way more better than nicotine. - So a different drug. - A different drug. But they made patches. Like I said, recently, I seen a woman come into my terminal and she had something that read blood sugar and everything else, and it'll insert, what they call that shit that you get? - Insulin? - Insulin, it'll insert insulin in her. - Well, that's insulin. - But I been said that shit was gonna be true. I been. - It's been true, for a while. - It's been true for me. Like, say for instance, the shit that Elon Musk and them coming up with, with the big rope. - Yeah. - The big robots. My vision is pocket bots. - Wake up, Daddy Shum. Welcome home, sir. - Pocket bots. - On a miniature scale. - You've invented nanotechnology? - No, I'm just saying, I got a book on nanotechnology. It's just, nobody wrote a book. No, I'm just saying, I got a book. I got a book. I'm trying to learn nanotechnology. They on big scale. I'm on nanotechnology because nanotechnology is more advanced than bigger technology. - You're working on this robot? - Yeah, for sure. - Okay, so where are you and your prototype? - For sure, you go on my LinkedIn. You go on my LinkedIn, I am learning electronics. - So these LinkedIns. - Yeah. - Or these inventions. I have your LinkedIn. - Man, I got blueprints of my inventions and everything. - This is who you think you're hiring. - Hey, that's really who you hiring. I came on this show as my authentic self, but on that one, it's time to talk business, that's really me. - Okay, yeah. - That's really me, I swear to God, that's really me. - No, no, no, no, no, no, no, no, no. Listen, if you wanna see the day in the life of Leonardo, we'll put that documentary together, part of Hammerly. I say, let's send a camera. Okay, what invention have you made yet? - Huh? - What prototype do you have? - So at the moment, I am making my pocket bot. And no matter fact, at the moment, I'm making a cyber deck. - Cyber deck. - All in one cyber deck. I have a- - All in one? - Yeah, yeah, yeah, I have all the- - Balls and everything. - ESP32s and all the other things like that. If you look up ESP32, you'll understand what that is. But I have been ordering a certain equipment to make that cyber deck. It's just me getting that software complete, me learning that software, that way I can understand how to 3D paint. - On your micro bot, how far are you on your micro bot? - Micro bot, I haven't stepped into that because I don't know- - Wait, I thought you said that's what you were working on. - I got the three, I then drew the blueprints and I know what I'm supposed to be working towards. - Wait, Leonardo, are you just think- - Bro. - Are you just thinking of things that would be cool to exist that you're not actually working on? Leonardo. - What you gotta understand is if I haven't got the knowledge to build a robot- - And that's true, I've invented many spaceships. - Okay, cool. But it's like, if I haven't got the knowledge to build a robot, how the I'm just going and electrocute myself? How am I just going to electrocute myself? That's why I said I still gotta go back to school for robotics, but I wanna get a minor in CIS. I still gotta learn the electrical part. Once I learn the electrical part, which like you said, you offer Coursera, right? - Course careers. - Course careers. - I prefer it. - All right. So if you offer course careers, then I can get that knowledge to start going further into my micro bot. - I'll get you that knowledge. - You know what I'm saying? - Listen, you guys are financially intertwined, but also trying to separate, but also you guys are getting back together, so I don't really know. Independently, what would you say your financial scores are? You and you, independently, zero out of 10, zero being the worst, 10 being the best. - I say mine's a five. - Okay, you're a five. - Yeah, yeah, I can do way better. - A foe. - Foe, very good. Now, get your Hammer Financial Score for free at calebhammer.com, see where you stand in the world of money. It's a free assessment, just takes a few minutes, and you get your score. And if you don't wanna be like a guest who ends up on the show, make sure to download the Dollar Wise Budgeting app. It is an app that I have invented, and you can check it out. And take a free trial to see if my invention is good. And if it is, sign up for the annual version. That's where you get my new cookbook, Cookbook sent directly to you, mailed directly to you is the only way to get it. Well, unfortunately, I don't have a copy to give you right now because we're still waiting on it. It's kind of annoying. But it's our second cookbook. It's a massive improvement. It's pretty cool. Dial-wise, check it out. Now, this is what she says you owe her. $48 extra stuff you wanted. Biked, B-Y-T-E, $20 for your bike. What bike? You actually bought a bike. You didn't steal it? $39? You think I'll steal a bike? I mean, you might look at my finance and be like, oh, yeah, yeah, yeah. But that's basically discriminating me because it's like you think I don't have enough money to afford what I got. It was a joke, Leonardo. But I'm just saying. Stop. Stop. But I'm just saying. I'm just saying. People are trying to watch this. But I'm just saying. I had a dirt bike. I had a dirt bike. It's still there. Okay. Super won $31. An investment, $105. Gas money, $100, $15. And there's an investment. Store runs, AutoZone, Steins, a market, Nike shoes, Levi's stores, popcorn, propane, dog food, healthy food, weed, weed, gas, Steins. What is Steins? Stins? Steins? Steins, the store. My business logo. No, hold on. What? Steins is a store. You already said that. Yeah, like a hardware store kind of. Okay. You're answering a question from 30 seconds ago. I'm sorry. You know what, Caleb? This is the first time on your fucking show. I'm going to the restaurant. Unfortunately, not the first time. But you go. And the reality is, there's three pages of this stuff as well. Again, it's like batteries and appliances and work clothes, gas key, gas and barbecue. She says you owe all this. Yeah. She says you. Oh, $6,988, Leonardo. Yeah. Man, that's crazy as fuck. Are you going to pay it? Yeah. Pay it for what? I've been paying it. You're paying her back? I've been paying it. Really? You've accepted this bill? I mean, all this, I ain't going to say that because on camera that shit looks how I'm crazy. But all this shit that I do, I expect for you to at least be like, hey, this man doing all this motherfucking shit for me. And I ain't up here. I'm not contacting him, communicate with him like that. None of that shit. So that's your biggest issue. You ever heard of a simp? Yeah. A man that give flowers to a woman that actually don't want them. He never gave me motherfucking flowers. But I'm just saying, like I said, for certain men, once that motherfucking attention go away, they wouldn't do half of this shit. And then you ain't even living in the house. You ain't got no ring on your finger. None of that. You never gave it to me when I was looking at your drawer. But I'm just saying. A man that ain't ain't don't got none of that entitlement to you, they ain't about to just give you money out the blue like that. This is a this Austin is a fast city. So what they some some for some people like still don't make sense. Like like Louisiana, you getting Louisiana love by me paying you shit that you ain't supposed to be getting. Like, yeah, yeah, of course. This shit add up to six thousand something. Yeah. But this episode is brought to you by Google Chrome. You think, you know, a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web. Like restoring a vintage motorcycle from a 50 page restoration block or finally break down that long article you've had open for weeks. Check responses set up required compatibility and availability. Various 18 plus. Add up the total cost to when I help you when you weren't in my home. I shouldn't have been obligated to do that. Okay. Should have been obligated to do that if we're not in a relationship. I shouldn't have been obligated. We're not married. Am I obligated to do that if somebody's not married? It's not married and not in your household. So the weird thing about it, the obligation. I mean, she considers this a debt that you owe a debt and I'm doing things out of not being obligated to do it. And you want to put a depth on me being that I'm I don't know. That's between you guys. And you want to put a depth on me being that I'm still helping you. And then I'm obligated to pay you a debt and I'm helping you get out of debt when you your bills are due and everything else. You know, I didn't get my assistance this month. What you help with? I cut that shit off being that we want that communication. That don't make sense. You know, I don't do nothing. I take care of the kids at work so you could have helped me if you knew I was behind them. So now you're still obligated and you want to pay a debt. They're not his kids. You don't live together. You're not dating. You're here and there now, but you haven't been together in a few years. Honestly, you're not getting back together, are you? Are you getting back together? Man, like I said, if she come back to this mother. And she actually start listening and then she start being being like more, more self-confidence with herself and like and like stuff like I got some shit to work on, too. So I ain't just going to put it on her. But if things start spiraling forward, then, yeah, of course I could see a future, you know, saying because I'm not the same man I used to be. But if she's still still, bro, I'm not the same person I used to. I know you're not the same person you are better, but I'm just saying my habits have changed the same. I don't know what you want to change. I don't want you to change. You do what you want to do. But I guarantee you see my projection for the next four years is going to be up. Yeah, I don't know. No matter what it is, I ain't lying to you. But yeah, bro, I see I see a future. No, I was saying, OK, I was saying, no, you're he's not really unless this is a debt that you guys when you paid for it said he would pay you back for that. You say that? Yeah. Oh, then, yeah, you're obligated. Yeah, I didn't say I won't pay you back. You did not put this on a list and say, oh, damn, I was going, man, fuck, no. You think I kept up with it? No, no, no, no, no, no, no, no, no, no, no, no, no. I don't smoke weed like that. What, what, what, what, shit, and I should put up a debt for all of, I should put up a debt for all the damn light bills and shit. I've been paying for the past two years and shit like that, and all the shit I done donated. Very focused on the light bills. But no, no, no, no, not the light bills. Other shit, too, that I done did. I should be able to put up a debt for everything that I done did, no matter. What if I paid them back? No, no, no, no, no, no, no, no, no. I paid you back. No, no, no, no, no, no, no, no. I put it on my list. If I owe you, I say, I owe, and I write down how much I give you till I pay you back. No, no. I trust your list. So, so, so you mean to tell me I got to go back on Snapchat and put up a list against your list, and then we circle, we basically level it out to where. It would never, it would never, it would never match up to what I gave you since we've been together. It would never match up. Seriously. Well, you know. Seriously. It would never. Leonardo, here's the thing. Man, I can tell you this. The trailer that I'm living in, that bitch would have been tucking. Tucking? Tucking where? It would have been gone. I wouldn't have been living in the trailer if I would have never came back and paid off the debt because the lady was ready to kick me out. But you got caught up? But I paid most of it. Oh, man, stop that shit, bro. Baby, I paid $7,000. $7,000? How much did I pay? I said I'm there to pay. It's $10,000 to pay it off. If I paid $7,000. Then you didn't pay $3,000. That's not how that shit went. That's not how that shit. They say we owe way more than that. No, no. And you know we owe way more than that. It was just $7,000 on the trailer? It was $10,000. $10,000. Oh, that's actually really good. It wasn't a bad trailer. It was a good deal for a retro trailer. Because the property fee, but I paid $7,000. No, bro. And I slept in the car. Slept in what car? When you didn't open the door. When I opened the door? Yeah, though. Was I in there? When we lived together? Was I in there? Was he in there? I don't know where he was. I wasn't in the trailer. I didn't have no key to get in. But do you have a key now? You don't even live in my house. I have a key now. Wait, how is it his fault if you didn't have a key and he wasn't there? Why would you not be there if I get off of work? Maybe he was working. Doesn't he go to a different town to work or something? No, he was drunk somewhere. Were you drunk somewhere, Leonardo? Yes. Oh, no, no, no. We about to put the whole frame of me getting drunk on the show to all that shit. But yeah, you know what I'm saying? Every time I get a chance to enjoy myself, I enjoy myself. You have been doing some sips during the episode. Right, I'm in Austin. He has an addiction personality. Is it five hours? That's the drive? Right, six hours. And did we switch seats? No. What's wrong with that? I can drive that. I drove the whole six hours here, bro. And I can't even drive. I don't have a license. You don't have a license. Well, how are you guys leaving the studio today? Me? Leonardo. Bro, I can walk a straight line in your show right now. No, no, no. I swear. We are not letting that happen. I swear. Bro, I can walk a straight line, bro. Buddy, your left eye is closed. That is normal to me. That's normal to me, bro. I swear to God, that's normal to me. That's normal to me. Okay. We're getting them to move to their hotel. I do this. I really mean it. I do this. I do this. I've been trying to get into these finances for the last 20 minutes. I'm sorry. And I'm not being successful. The reality is, in these debts that you're getting into for like, I mean, they're just like all overdue and I'm about to go through them, but what are they for? They're for Hibbit and Hibbit? What's a Hibbit? That's me. I know. It's you. You don't have debt, right, Leonardo? I don't have no debt. What do you got? Well, if he does, he didn't send them. The only thing I can see that I owe is probably student loans, but who don't owe student loans? And child support. Hibbit, Hibbit, Amazon, Amazon, Amazon. I owe child support because whenever they ask, I give. Okay. Yeah. Yeah. So, okay. Like Hibbit. And Amazon and all this stuff. What is it? It's vending machine, vending machine, McDonald's, bullshit, vending machine, raising canes, vending machine, vending machine, going in the gas station, getting some bullshit. She's just buying from the vending machine every second of her life. And I swear to God. Here's the thing. If you get back together with her, you know how much debt she has? Guess. I already know, bro. Guess, guess. You know her. I say by damn near over $3,000 worth of debt. It's over $3,000. It's $164,780. $164,780. All right. Yeah. If you get with her, that's how much debt she has. And only 50 of that is the federal student loans. So she actually has over six figures of just bullshit debt. Yeah. That's crazy. I swear to God. That's fucking crazy. You know how much I'm putting them up. You buy stupid shit. Don't come here. You got a projector. You got. You got paintings. You got candy. You got. You know, I can go for a good art. No, I got investment to 3D printers. Yeah. I recalling you, Leonardo. Leonardo, the mother in Da Vinci. I was wondering it was a weird name to call you because he got another dog. Yeah. Because you got to understand. What kind of dog is it? Look. So the dog. And what kind of dog is it? The dog. The dog. Look, I'm going to go ahead on the dog. I'm going to go ahead on the dog. So the dog is an Australian shepherd, which is meant to herd. It's herd cattle, right? And what it's called? A leopard catahoula. They face bear and lions. So that's. Is that common in Baton Rouge? If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and others to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now, Morgan & Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. No, it's not common. Because it's like, I know genetics. And I know if you used to facing bear and lions and herding cattle and you smart as f**k, then why not put those two genetics together and make something brilliant? So when I got that dog, shit, you know, I'm going for some money. I'm going hunting. Hunting license coming soon. You've been late every month on that card, by the way, the Capital One card. I'm going to go through the balances in a second. I'm just looking at what you're spending your money on. Because there is about a thousand of debts, as we talked about. Six figures of bullshit. She knows. And again. But I'm trying to. Okay, so I'm trying to get my life together. This is Burger King bullshit. Burger Kings will get your life together. Sizzle and Drizzles will get your life back together. Domino's and Classic Chicken and Burger King. They was hungry. You was cooking for them next time. I've been struggling with cooking. Well, yes, if you don't put food in the pan or pot. I swear to God. Chick-fil-A, Nails and Spa. No, not really. I had to do my eyebrows to be on the show. Those are some fat fingers. Bullshit, Taco Bell. Bullshit. I can't cook. You got two children. They say they need to eat for four people apiece. And you ain't going to cook? You'd rather go get some motherfucking Little Caesars or some McDonald's? I wish it was more Little Caesars. It's all bullshit. It's all expensive. I've been working. How much is Whataburger? We got a Whataburger. I've been working. It's not worth it, whatever it is. I work from 7 p.m. to 7 a.m. After 7 a.m. Wait, what? Hold on. You do not make $1,400 a month working 7 a.m. to 7 p.m. every day. Backwards. 7 p.m. to 7 a.m. No, you do not make $1,400 a month with that, Inc. Slave. $10.50. Hold on. Huh? $10.50 an hour. That still doesn't work out. Of course you can. I'm just, I get a little nervous when a black man brings up slavery. Yeah, my bad. Okay, so $10.50. Okay, so I work. Okay, this is my schedule. You listening? Just how many days a week do you work 12-hour days? Monday, Tuesday. Two days. Off Wednesday, Thursday. Work Friday, Saturday, Sunday. Five days, 12 hours. Okay, wait. Oh. Off Monday, Tuesday. Work Wednesday, Thursday. Off Friday, Saturday. See, break day, look. See, she work more than me and I. So how the f*** does that go? You know? I'm just saying. Okay. My bad, Kayla. It's okay. I got a little intimidated. Yeah, yeah. Me too. Got me. Anyways. Oopsies. Okay, that doesn't make sense. I wouldn't have to be working if you would be paying for it. That means your entire income would be for half the month you work. And you're okay. But you don't give me money so I work more. No, you would have double the income with the hours you just said. That's what you just told me. I work five days on one week, two days the next week. Okay. For ten, how much? Ten? Fifty. Fifty? Five and then two? Yep. And it's twelve hours? Mm-hmm. So how much did you pay for tutor? Huh? I don't tutor. I substitute. I'm a substitute teacher. That's actually pretty close. Yeah, you have a s*** job. Yeah. And I substitute. Stop. Guess how much I substitute. Guess how much it is. I don't know. Sixty dollars. Don't do it anymore then. I don't know. It's capitalism. You choose the job that you want to do. Get the qualifications of the job you want to do. And don't do something that you get paid s*** for. No, I don't know how to. Space Cowboy. You went to Space Cowboy for $340? That's just expensive, Space Cowboy. Hey, hey, hey. Nobody told me. I'm going to tell y'all like this. Nobody told you the prices are on the menu. Man, f*** all this. Space Cowboy, y'all wild as f*** because of that s***. That s***. Hey, hey. Look here. I didn't know the kids begged me to go. You guys have a Space Cowboy? No. That was last night. That was Austin. So look, but look, but look, but look. Hey, look, look, look. I'm the person that said, look, hey, y'all, let's eat McDonald's. I didn't hear that. And let's go swimming because I want to go to a pool. Nah, let's go to Space Cowboy. The kids kept asking. I didn't even know. Why would they know? I didn't even know about Space Cowboy. Tick tock. Yes, Lord. It's just cool that the food comes around in a conveyor belt. Other than that, it's like just normal. Yeah, and it don't even taste that good. I mean, it was fine. But my drink was like, it was just, it was nice. You wanted to say it was nasty. Yeah, and I can't say it. I have a speech disorder. What? I didn't, I couldn't speak until I was six. You ever been to Space Cowboy? Well, you still can at 27. Yes. Yeah. Yeah. Yeah. How much you speak? Hey, so who is Eric? He told me to tell you to go to Lucky Duck and get a free drink. Lucky Duck's fine. We going there tonight, me and you. You cannot afford Lucky Duck. Why not? Oh, you guys are done. I'm sorry. You don't care? I do care. What are you talking about? You're spending money on Lucky Duck tonight? Oh, that's him. That'll be like $400. That's him. Yeah, for a drink. A drink is like a Bud Light. Only for a drink? Yeah. You're going there and getting a Bud Light? An ice cold Bud Light. A Bud Light. And then that. They got a tequila mix. They got a tequila mix for like $27. I'm not going there. You see, he's the alcoholic. But you spent at Lucky Duck for like $400, bro. My family visited. I ain't never seen nothing over there for $400. You spent $350 there. That was me. What is Lucky Duck to you? I'm talking about a nightclub. And I don't even got a good job. A Lucky Duck? Sorry, I thought Space Cowboy. No, a Lucky Duck. That's a nightclub. I don't think that's that much. I don't know, because you guys have a big family. That's a nightclub. He telling me to tell you to go to a nightclub. I might be thinking of it. You're a professional man that don't drink. So what you doing at a nightclub where you get drinks? And he say, tell. He say, my name is Eric. A man. So you gay? A man told me Eric. His name is Eric. He say, tell. You don't know. I do not know what you're saying. He say, tell Kayla, come over here and get a free drink. And my name is Eric. What? A man inviting you out now, Kayla? And that makes me gay that a man invited me? Yeah, and he offering you a drink. Because I buy women drink. He buy you a drink. I buy you a drink. This is my license. Yeah, it is. Okay, your license. This is a lease you still owe on. Yeah, because I had to fix my car. Your minimum, you owe your friend. I know. Student loans for. Check responses set up required compatibility and availability varies 18+. What degree did you not get? Uh, nursing. Right. You should do it. You look like a nurse. Really? Yeah, they're fat. Look here. I'm gonna get. I was skinny, but then all that cheating, and then, you know, it just made me depressed. It just made me like. I stopped doing it. I stopped caring about myself. I stopped doing my hair and everything. everything. I look nice today because I'm coming on the show. Man, you're crazy as a motherfucker. All the shit I put up with. You what you put up with? And I ain't never turned obese. What? I ain't never got obese. Man, a motherfucker would have been cracked up if it was me. Okay, but why you still here? Even going on this motherfucking show, you would have cracked up. Why you still here? Why you still here? Huh? Why you still here? Why you still here? Because I love you. Okay then. I love the toxicity. See? This is fucking crazy. I need healthy. Yo. Shit, what the fuck? Go get healthy. Go get you a spinach. Shit. God damn it. Go get you some spinach. But he was trying to rub my nipples last night. Alright. I come back from Lucky Duck and they talking about Caleb. Eric saying, bring Caleb a drink. I'm coming back and I'm coming rub some nipples out there. A man had told me to tell him to come to Lucky Duck. Do you know what show you're on? Yay, I'm on the finances show and we talking about Lucky Duck. Hey, look, swear to God, I'm gonna switch it up. No, do you know my name? Caleb? But look, I'm gonna switch this back to financial management. I'm trying to as well. She owes to a campus. But no, Lucky Duck, I spent some money at Lucky Duck that I shouldn't have spent, Caleb. I spent about damn 21, then 46, then 56, then tripping. It's my bad, Caleb. Yeah. We need to call that Uber. Some portal that you owe $6,000 to, driver's license and. Yeah. Okay, and uh, collections. Uh-huh. A lot of collections. That's all our bills? Oh, these are, yeah, these are debt. No, these are just debts so far. Like her utilities and stuff. Shit. Verizon, she owes $378 to, and checking is negative $300. Funny, you have children. That's funny, you have children. You be happy if CPS don't come knock for your ass out of this and you wanna be on his mouth. I think you're the first time I've ever wanted to hear a black person say they can't breathe in front of me. Boy, I swear, boy, she don't understand. What you want me to do? I didn't get my money this month. My money? Yeah, your money. So now I'm like this. Lord, have mercy. Bless the Lord. Okay. She spent $350 going out to you last night, and she's complaining about not getting. the welfare. The reason why, the credit card. I didn't even think it was gonna be that much. I was just trying to treat the kids one time. Now I regret it. But, you know, yellow. How old are they? 12 and 10. I feel like you could've done something much more exciting. I know. When we got there, they was ready to leave. I couldn't just leave when I got there. Man, I'm so grateful we were rode on the motherfucking scooters around the block. I would've been happy. And he here. Why are there four kids in the green room, then? Oh. Oh. She's not a kid. She's like a good friend of mine. She helps me. And the other? That's her child. I know. Yeah, you're putting money to time and all that. Okay. So the debt situation, by the way, again. Excuse me. All that it gets down to. Excuse my language, Caleb. I just feel like I gotta. What you gotta say? I gotta say my right verb. It's in front of you. Is it. I gotta be professional? No. All right. What you saying that for? I am not a professional. He's trying to talk! All right, my man. Goddamn! What do you need to say? No, you don't gotta say nothing. Is it the N-word? You can say the N-word. You're black. No, I don't wanna say that. Okay. Look what you were trying to say. No, excuse me. Shit. You mad? Because I'm trying to get my life together. It's not gonna be through government assistance. I know. I'm trying to get off of. I know. I know. I'm trying to get off of it. How? Okay, so my plan is. Motherfucker. Uh, uh, get off. Oh, you guys. Oh, I was gonna start an OnlyFans, but I. It wasn't going. It wasn't trying to. Hey! Lord, that was. I really was, but it didn't. They denied me. You think? No! No, god dang it. They denied me. And you know why? 'Cause they said I'm not old enough. What? Ain't that shit funny? That wasn't shit. And I've been. I paid somebody to help me get back on there, and they couldn't even figure it out. I'm sorry. I feel like there's more to. They denied me. a black woman's life than welfare or OnlyFans. I feel like there's more options. Like what? You're making everyone racist in the audience. I tried so hard. I was gonna do OnlyFans, then. And then I'm also thinking about. He said he don't want me to do it, but I'ma have to do it. Feet pictures. That's where I'm at. I'ma do my feet pictures, but right now, I need to get 'em done, so I can't do 'em right now. But that's where I'm at right now. I even tried to do my collection of poop, send my poop out for money, but I take antibiotics too much, and I'm on steroids too much, 'cause my immune system is low, so they can't take it. Hmm. So. Yep. You're on antibiotics so much? Yeah, because I'm always sick. I'm sick every other week. With what that requires antibiotics? Like, my immune system is low. I'm always getting, like, respiratory, sinus infections. Have you considered not being morbidly obese? I can't, because I'm trying to work on that. 'Cause, okay, so my goal is to start working out like I used to, but right now, I'm addicted to Froot Loops, so I can't. I'm addicted to Froot Loops. I'm addicted to Froot Loops right now. I get a mega box, and it's gone in two days. That's all I eat. I eat a bowl in the morning for lunch and for dinner. So that's where I'm at right now. So how does that make you feel? Not good, because when I shit, my shit is green. And I shit a lot. So I've been trying to work out. I've been trying to work on. I've been trying to work on not, because I can't do that no more. Yeah, I went to the doctor. The doctor told me my iron is low. Either I do that, or I don't eat for the day. So it was either/or. So that's what I've been struggling with. Anything else? Um. Not right now. That I can think of. So. It's bad. We're going through her O.F. in the post-op? I don't want to. Yeah! If we can find. Y'all can help me set it up. No, no. Can y'all help me? No. Get a job! Go back and finish your. I've got a job, too! Go back and finish your nursing. I don't know if I'm in good standards. I dropped out of clinical. Ask 'em. Ask 'em. Did you reach out? No. Dude, nursing pays so well. You do not have to be on the government tit for your whole life, or show your tits. There's more options. I was going to show my tits. Are you guys going to be together? If you guys are together, the dual-income household we can support. Are you okay with the two sibling kids? No. They're stingy with money. Fuck that nigga. Well, you'll take care of the kids. No. I don't take care of kids. So you mean to tell me. You're stingy with money. I wouldn't support the kids for nothing. You was. Man, you just hit me about $60, 60 days. You just hit me about damn near four days ago for $60, and I ain't. Woo! I didn't even complain. I said, "All right." I said, "All right." And I said it to you. Listen. Listen. Man, $60 really ain't nothing. Listen. Listen. Listen. Listen. Listen. Listen. What did I do that weekend before? I washed them dogs, right? So that was the payment for it. Okay. I'm not going to do. I'm not going to ask you for money unless I know I did something in hand for it. So now that you say that. What? What? When you talking about, "Oh, I did something." No, that's back in the day. I do it now. Yeah, I'm talking about now. I'm talking about now. No, no, no. We're not together. When you say, "I'd rather owe the devil." When you say, "I did something." No. And then this is supposed to correlate to that. No, no, no, no, no, no, no. Because I. You can't go back. This right here? This right here? Caleb, she can't go back. She can't go back on what she just said, Caleb. This right here? Are you guys going to live together? Are we getting back together? Because that changes this financial picture. That's what I'm trying to say. You can't even. You was on a trip with a woman. How the fuck are we going to be together? And then you got this woman that you're always seeing that comes to your house, and you're always messaging. Have you ever had any proof of us doing anything sexual? I don't fucking know! Or is it just assumptions? But you go through my phone. You don't see one. All right, all right. Just swear to God. Swear to God. The last time I went through your phone, it's probably about damn near three, two months ago. Three months ago. How often do you go through his phone? He won't let me. Good news. We're doing it in the post show. So. The post show. Oh, no. You better believe it. Leonardo. Yes, we can. And we always. Okay. $23 in your checking account. We're getting your minimum payments added up. Because again, your entire debt is $164,780.19. That's not good. I know. And it's all bullshit. It's all bullshit. Except for the student loan. It's $50,000. But you didn't need to get a degree for that. You didn't need to get a degree for that. It's all bullshit. It's all bullshit. It's all bullshit. It's $50,000. It's $50,000. But you didn't need to get a degree for it. You need to contact them. Go be a nurse. I think. Should she? I wanted to be a midwife. Okay. but okay well again you're getting just sonic and furniture and sonic and going and getting some bullshit and bullshit and bullshit bullshit McDonald's bullshit sonic and bullshit and bullshit and this is more bullshit and bullshit Hulu Netflix every subscription this is what I am paying taxes on stupid YouTube is free hey that's all I watch every night I watch YouTube bullshit who watch I don't watch I watch YouTube they YouTube which is mostly watched on phones is watched by twice as many people on TV than Netflix that's how big YouTube is I know YouTube that big by far in the world I'm not even close I watch Facebook reels I like Judge Judy that's on YouTube I'm not even close I watch Facebook reels I like Judge Judy it's okay Facebook's free too it's okay it's not done good though it cuts it too short and then I like to watch your show and then I like to watch my Judge Judy yeah okay that's why I found you on Facebook I hope they're paying us yeah it's supposed to finally you you started with four thousand five hundred dollars but you ended with 171 investments investment investment into energy drinks energy you ended with 171 investments investment into energy drinks energy drinks Japanese energy drinks Japanese energy drinks energy drinks energy drinks energy drinks energy drinks tattoos or piercings swagger spobar spobar spobar what is new rumor what is new rumor because when I'm going on like vacations or something I gotta buy new clothes and uh you know what I'm saying for the other stuff but I can I can I can afford that type of stuff because like me I look at it as a stable how much is in your retirement I look at it as a stable and I'll get like how much is in your retirement when you say retirement you're supposed to have like a thousand dollars yeah I put my phone okay F***ing right. Stupid. F***ing right. He pulled it. Man, but look, I don't really go off on none of that shit for real. I don't really go none of that. I look at it, as long as my bills paid and I'm able to enjoy myself, I'm already in a f***ed up environment. And it's not like I'm not pursuing something better to where I'm going to be making over like 75K and up. Once I'm making 75K and up, yeah, I take saving serious. But right now, I'm just chilling, bro. I don't worry about none of that shit. You can't tell me. None in this show to where I'm going to be worried about this shit. Well, I guess if I can't tell you anything, then what's the point? It's all bullshit and energy drinks. Continued forever. 71 cents in that checking account. It's just bullshit and energy drinks. It's not about your money. It's about your soul. What's your energy looking like? Oh, it's also about your money when it comes to paying bills. I could walk in any room and have a conversation with anybody. Yeah. I don't know how that pays your retirement, but. F*** a retirement. He pulled his phone, okay? Huh? He pulled his phone. F*** a retirement. 4-1-0-K, whatever. 4-1-0-K. It's the best one. F*** a retirement. Okay, now your debt minimum monthly payments are $772.93. What's your rent? My rent is $500. Okay, rent is cheap there. Internet? $60. Utilities? $200. Phone bill? $120. Definitely do helium. $15 a line. Very good. If your phone is paid off. Gas? Vroom, vroom, drive, drive. How much? Gasoline? It takes $60 to fill up. How much do you fill up? Every other week. $120. How much for car insurance? $225. Jeez. Okay, groceries. It's you and the two kids. You can do. With meal preps. $750. Yes. Use the cookbook. Use the meal plan. You're meal prepping. You're warming up. That means you're only cooking a couple times a week. So you can warm up. Okay. Okay. TP fund. Anything else for you and the kids is $200. It's whatever else is necessary. What that is changes on a monthly basis, but $200 should be fine. Do you have any co-pays? Probably not. You're probably on Medicaid. Yeah. Medicare. All that good stuff. Okay, very good. Nice guess. You're welcome. You're welcome. And subscriptions. I'll try to put $50 for you to really. To really regulate it and choose where that goes. Do you have any pets? No. Thank. A turtle. How much for pet supplies on a monthly basis? $20. Okay. A turtle does count. It is alive. You chose that responsibility. Mm-hmm. How are these kids' lives? Um. I'm assuming not the best. I gotta say, they gotta. I'm gonna speak for them. They got a good life because where they come from, they didn't have the life. Her momma supported a good life, but it's like now they're into activities and stuff. Okay. They're really into boxing, bro. They don't even like it. I'm making them do it. You gonna really chew me out how much I pay for that. Well, that sounds like you're cutting it, or it goes to the TP phone. How much are you paying for it? $2.40. That's insane. You are already on basic necessities, underwater by $872.93 a month. That's a lot. That's a lot. Yes. I know. So, if you guys are together, you can make these bills, too. I would also just go through bankruptcy. Only after you change your behavior. If you do now, you're just gonna build up debt again. So, change your behavior for a couple months. Prove you can follow this budget. And if you do, you can go through bankruptcy. It's not gonna get rid of everything. I doubt the driver's license. Certainly not the student loans. But it'll get rid of a lot of these minimums and payments that are absolutely destroying you. Because, honestly, unfortunately, if you get rid of the minimums and payments, you're still down by $100. So, in reality, I need you to consider going back to school. I need you to consider going back to school. I need you to consider going back to nursing school. If you can live with him, that helps. Because he can take care of the bills while you finish nursing school. And then that gives you a career where you can 100% live a great life and get a Bronco. But you're not doing it in this situation. You're not paying off this debt. You can't even survive. Without the debt minimums and payments, again, you're down $100 still. So, that's if you guys live together. If not, yes, certainly still bankruptcy. What's your dream car? I don't have one. Mine is a track halt. So, I don't think. I don't think you have a way out unless you have someone else with a higher income or you go work putting the fries in the bag while you're not at your current job. If you go put the fries in the f***ing bag and get a second job when you're not at your current job. I'm subbing. Huh? I'm a substitute. It's clearly not paying enough, okay? Okay, so, I don't have a driver's license, but I use his DoorDash to DoorDash. Please. Please don't. Listen, that's basically it. That's an all-working woman to me. Please. Three jobs. Please. Well, two in the side. I'll say in the post, so join Hammer Elite. Join Hammer Elite. Three premium shows every single day, Monday through Friday, where we're going to go through his phone. We're going to go through a lot of other things, and there's a lot of crazy things happening, including our OnlyFans, and that's going to be disgusting. Yes. You get three premium shows every single day, Monday through Friday. You can join by clicking the Join button or the link below, or you can go off-platform at the Hammer Elite app or hammerelite.com, wherever you want to be. It's the same membership. That's why there's almost 200,000 monthly members of you. It's incredible. Check it out. Join us. See you there. This is degenerate. We said you cannot drive. We are calling you an Uber. So we're up downstairs. Broder's like, takes it and just drives. Why are you driving? You drank half a bottle of tequila. There's kids in that car. There are four kids in that car. 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