A conversation about financial transparency in friendships reveals how comparing incomes in a group chat can trigger deep emotional strain, especially when it exposes disparities in wealth and life choices. The speaker reflects on how this tension stems from internalized shame and outdated judgments about success, noting that people often overlook the unique paths individuals take in life. True friendship requires vulnerability, mutual respect, and a willingness to confront preconceived notions—especially around wealth and achievement. The dialogue emphasizes that relationships thrive not through control or competition, but through shared values, intentional communication, and mutual support. The emotional core of the discussion is about healing from past judgment and building new, healthier connections based on empathy and honesty. It also highlights how marriage and long-term friendships need active work—like setting shared goals, creating rituals, and openly discussing expectations—to evolve beyond comfort zones into meaningful, resilient bonds. Ultimately, the message is one of self-reflection: to grow in a relationship, one must first understand and release their own biases, and only then can true connection flourish.
this kind of stems from a group chat with eight girlfriends seeing where everyone is at
financially um and everyone is very open and honest about their household income okay hold
on you you had a group chat and somebody said hey let's just be honest what does everybody else make
yes what up what's going on this is john with the dr john deloney show
i'm so glad you're here talking about your mental and emotional health your relationships your kids
your marriages whatever you got going on in your life pull up a seat and we're gonna figure out
what's the next right move most importantly today kelly gave blood and how do we get it
we know this because she has 14 different decals on announcing to the world that she did a good
thing literally i have one sticker that i wore only because of you that says be nice to me i gave
blood today and i actually had someone else that works at this company and i won't say who that
said john can't read can he so all i know is i walked into your office and you had drinks in both
hands and i was like what are you doing she's like i gave blood and so she's hammered that's all i'm
saying that's all i'm saying but boy she did a good thing and likes telling everybody about it
i'm just glad to know i have an office i didn't want to i don't want to say your cubicle but
hashtag just saying all right let's go to burlington coat factory vermont and talk to marie hey marie
what's up how are you i'm doing good how are you good happy to be here i'm glad you're here what's
up
i am wondering how to navigate a lifelong friendship that's just becoming super strained
over financial differences uh tell me about it so this kind of stemmed from a group chat
earlier last year with eight girlfriends one of which who was looking for a new job
and was really open and kind of just said if everyone's interested in putting cards on the
table seeing where everyone is at financially um and everyone was very open about it and i
honest about okay hold on you had a group chat and somebody said hey let's just be honest what
does everybody else make yes that's nice did y'all send pictures of your butts too like like
what what was how many people were on this group chat it was eight girlfriends all from you know
different points in life college high school oh gosh this is a terrible idea
it didn't go well no no i imagine not um i think it kind of stemmed from a lot of social media and
comparing people and i think people underestimated the differences even just within our small town
group so from that uh my best friend who we grew up together same school district similar
background learned that my household brings in significantly more than hers and since then a lot
of comments and remarks have been made about that and i just think it's straining the relationship
and i'm not sure how to address it gracefully and appropriately
how old are you guys late 20s early 30s yeah so there's a couple things going on here i'm gonna
give you the the other side of this okay is that cool um there has been seasons when not by a little
by a lot
i in my old school friend group in my college friend group um i made significantly less than
them and i'm like not a super great person but i was always so proud of my friends
like i was so happy for them you know what i mean
and if they could if the cool concert came to town they knew i couldn't afford it and so they just got
another ticket and i guess it never occurred to me to think i was like mooching they were just my
buddies right they were my friends and now that things have have flipped and shifted and now my
life is silly it's like they're so proud of me they're excited for me and they'll say things like
i'm not paying for picking up you're paying for drinks are you kidding me you know i mean we'll
make jokes like that but i i i don't have a psychology i guess for friends who would get upset
or mad at their friend their their close ride or dive friends for doing well you get what i'm saying
i i know it happens um but so a hear me say i hate this for you b i'm gonna say something that's
made me sound like i'm a thousand years old and that i walked uphill in the snow both ways to
school with no clothes on right i know what i'm about to say is gonna make me sound like an old
man okay that's my disclaimer um you're in a window of time when those great amazing
og friendships begin to splinter and fade away yeah and i hate it for you
because if if anything other than dude i'm so excited for y'all and of course the occasional
jokes they should y'all should be able to rib each other y'all are friends but like not you
know the difference between i'm not paying for that and like mean-spirited must be nice kind of
things right um
the real work is less how do i hang on to somebody who is bitter or frustrated at my at my wins
um or expects me to be quiet about parts of my life that i want to celebrate and be happy about
just so they don't feel bad the real work is who's going to be my new circle in my 30s
and that's heartbreaking and sad that's a hard one yeah tell me does that ring true with you
or do i sound crazy no it it did
and i think there was some level of people understanding kind of where people were roughly
or lesser or more than but i think the when the numbers came out and everyone was very honest
which you know terrible idea i mean the whole the whole premise of what y'all did was dumb
if y'all are sitting around a table talking and you can see each other's eyes and your your you
know your foreheads and your faces and your arms and your hands like if you can see each other and
feel each other that's different
but man just throwing cold numbers out on a group chat that's not a good idea
and it's also people are in very different parts of their life um you know my best friend has two
toddlers and they're buying their first house and my husband and i have had our house for five years
and we don't have any kids and it's a mix of i think where people are in life as well as kind
of straining that well and not to mention back when i was i had i had a buddy that
owned his own hearing aid company i had a buddy who worked in banking a buddy who was an executive
at first at a cell phone company who moved to hvac to a company and dude i worked in education
of course i was going to make way less than all of them you know what i mean and so part of it was
like i chose the life i have and it but it was me understand right so you're friends with two kids
buying a house they've picked all of those avenues right and to
and to be mad at you because y'all have y'all chosen differently and so in this season of life
y'all have you know cooler lawn chairs or whatever i don't know like i just makes me sad makes me sad
because a good friend is somebody you can tell the the bad stuff to a good friend of somebody
you can tell like the dark stuff to and a good friend is somebody who you can tell like you can
call and celebrate with you know what i mean yeah how do i
guess how does that trend is that just you know kind of not being as involved in those friendships
anymore i've never had a non-dramatic i guess friendship breakup yeah there's not a good like
there's not a good like let's see other people when it comes to your friends you know
i i find those things they fade away if this is a long-term relationship that you've i mean
you've been friends with you know since you were a little bitty um and
this is one worth hanging on to then and it's not just a friend you met in college you know good
friends and y'all been y'all've known each other for six or eight years and everyone kind of goes
their own ways um and they were a really important part of your life for a season and everybody moves
on if this is a person worth investing then they're worth sitting down and having hard
conversations with okay right like hey i love you and i put my number in this thing and i feel like
relationships changed what happened okay right and and you can use the
same framework i tell people who are married to use which is the stories i'm making up in my head
are that you our relationship is somehow different because me and my husband
are in a season of blessing right now am i if that's the if that's the case that makes me sad
am i out to lunch you're right so you're you're entering in and saying i'm making up this story
um and kind of call it out if it's a friendship worth saving you call out that action call out
even put on the table yeah i think i'm just i've been avoiding confronting it because of
when i feel a lot of just in general shame
around the abundance and then not understanding how to come from, you know,
that one up position.
Tell me about, tell me about feeling shame.
Where does that come from?
I guess I struggle with making as much as I do because we don't need it.
You know, I don't,
I have a lot of thoughts about whether people need X amount of wealth.
So we've been really trying to be intentional with making sure that we're
giving and taking care of people and using it to the best of our abilities to
feel fulfilled in what we have right now and what we're working hard for.
But I, I do struggle with that amount.
Okay. So here's, here's a simple solution. You ready?
I can solve it right now. You ready?
Send in your resignation when you get off this, on the office call. Quit.
If you're doing a thing that violates your core values, quit.
Or really challenge yourself on what you thought was a core belief that
actually isn't a core value.
Okay.
Right. The,
the cool thing these days is to really bash people who have been successful.
And instead of everybody opening their eyes and seeing who can I help in my
local community,
it's easier just to find the tallest building and try to burn it down.
You get what I'm saying?
Tell me if I'm wrong here, just call it out and I'll, I'll, I'll apologize.
You're sounding like the way I hear you speaking is similar to somebody who
really had really strong opinions on how weak and pathetic and lame women are
who stay with their husband after he cheats on them.
And then suddenly you find out your husband of 10 years has had an affair and
you, your first thought is,
I want to make this thing work and then you have to deal with the judgment of,
Oh, you get what I'm saying?
Yeah. No, that's, that's exactly.
Like it's real easy to talk bad about people who make six figures and then you
work your freaking butt off and you provide value to a company that is helping
people with whatever, helping them with toilet paper,
helping them with infrastructure, helping them with whatever.
And suddenly you're one of them and you have to look in the mirror and say,
Ooh, maybe I was wrong in my original judgments of people.
Yeah. That one's a tough one. That's exactly what this is.
You know, relationships are being strained over it.
So it's kind of reinforcing that like, Oh, this is a bad thing.
Your judgment of people who have done well is I would say is the bad thing.
Now can people use wealth and be miserly with it and destroy and hurt people?
A hundred percent.
But I'll tell you the people I'm around who've done really,
really well financially are so insanely generous. And here's the magic.
They're generous in private. Yeah. Nobody ever knows.
And I'll tell you, I came from not very much.
My dad was a policeman and then he became a minister and then he went back to
being a police. Like we had nothing. It was tough.
And I had a very tainted picture of those people who live in those houses and
drive those cars. Right.
And one,
theologian once said people are often as proud of the things they don't have as
those are of those who do. It's the same.
It's the same judgment just on the other end of a barbell.
Instead of opening your eyes and saying, okay, I'm going to season a blessing.
I planted some crops and man, that rain came in.
I'm going to open my eyes wide. I mean, my husband, like y'all are doing,
who can we bless around here? There's no need for judgment.
Who are we going to bless around here?
Yeah.
But if you, if you are,
if you are struggling with your own judgment of yourself and your situation,
you'll probably hear every joke your friends make as a criticism,
as a critique, as the same knife you use on yourself.
Yeah. Kind of shades that view.
Could it be that your friends are just giving you a hard time because they're
your friends?
Some of them are, and it's definitely warranted.
This one relationship is not only me that's being, you know,
by it.
That's fair.
That's fair.
And if your friend wants to choose to judge somebody over the amount of
compensation they receive, not based on their generosity, on who they are,
who they're helping out in the world.
Um,
then you have to ask yourself, is that a friend you want to continue to invest
in?
Cause that seems like a volatile, unsafe person.
Who's going to hate based on an arbitrary number like that.
No, I don't.
I think there's, I don't know if I want to,
I guess,
is it wise to enter into a heart to heart with her about this until
I've found, you know, some peace in my own mind about it.
Yeah. If she's, if she's a good friend, she'll walk with you.
Okay.
Tell her I had these preconceived judgments about people.
And that's where we,
we grew up in the same town with very similar, I think ideals about it.
Um, and I carry those more internally and I think hers are surfacing, but I,
I do think they come from the same place of being, you know,
always told those things and looking at, you know, the people across town who are,
you know, othered or more or better than what we were.
So let me ask you this. Is this friendship worth having a hard conversation about?
Yes. Yeah.
It's worth trying and seeing what can be done and what, where it could be done.
Where it could go.
Can I ask you a super personal question? It's just you and me, Kelly,
and a couple of million people. How much money are we talking here?
Um, and discrepancy is about 300,000.
Say it one more time. I missed it.
You pulled your head away from your phone cause you're nervous to even say it
out loud. Period. What was the number?
300,000.
Okay. That's what you and your, your husband make together.
That's just your salary.
That's just mine.
Okay. What does he make?
Uh, he makes about 85.
He's a forest ranger.
Oh my gosh. Well, that's like my dream job.
It's fantastic. And give me a ballpark. Don't tell me specifically,
but what do you do for a living?
I do work in finance.
Great. Cool. Sit down with yourself.
Maybe have a conversation with your husband about, man,
I think I've been judging people for a long time. I think that's how I grew up.
Maybe your whole ecosystem was judging people. I think I was wrong.
And I got a close friend that I need to sit down and just be honest,
just put it all on the table.
And if we choose to not be friends after that, so be it.
But maybe I'm coming across in a way that, um, I don't even mean to be.
Thanks for the call. It's a tough, tough, tough thing. Tough thing.
I'm really grateful that you're wrestling with it. That gives me hope.
We'll be right back.
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off. That's BetterHelp, H-E-L-P.com slash Deloney. All right, let's go out to Long Beach,
the LBC, Long Beach, California. Talk to Anna. Hey, Anna, what's going on?
Hey, hey. So my question today is going to be, how do I encourage my husband to be
our spiritual leader and more like of our home leader as well?
So whenever I, I hear that a lot, whenever somebody says, I want my husband, boyfriend,
fiance, whatever, to be a spiritual leader, I honestly never know what that means because it
means something different to every person. So you tell me, like, what is, what would that mean?
What would that feel like? What are you looking for, for your husband to be in your home?
So a little backstory, we've, we've been together for about, um,
15 years.
15 years. And we both grew up, um, in Catholic families. However, he, he, his dad passed away
when he was young. So I feel like he never had that father figure to show him how to,
like, step up in that role. And then we recently converted, um, uh, into Christians and we've been
going to church and the church that we, that we go to, I feel it's very traditional. Um,
you know, our pastor always talks about the man of the house, the man being the leader.
You know, the spiritual leader. And I just felt like it's, it's, for me, it would be of him
taking charge of, um, of everything in the home.
What does that mean? Do you want him to make all the decisions where you eat, what cars you drive?
Do you want him to, because, because here's the thing that, that idea,
man is the leader has been so weaponized to mean men get to do whatever they want and they don't
have, they don't have the ability to do whatever they want. And so I feel like it's, it's, it's,
they don't have to take their wife's feelings, how their wellness, they don't take anything to
account. They do whatever they want. Or I think a better reading of that, a better understanding is
leadership is not getting to the top of an organization and telling it what to do. It's
getting underneath it and carrying the whole thing on your shoulders and freeing the people
under your care to go live wild and amazing lives. And so like, what do you mean when you say you
want to be the leader of your home? You want me to make all the decisions for you? Like, what does
that mean? So I think for example, um, with our kids, we, it's something as little as, as little
as if my oldest wants to go to the park. Um, I want him to be able to comfortably decide, like,
can he go, is it a good decision versus having to run everything by me? Okay. Can I, can I give you,
don't hear me challenging you. I'm just trying to get to a, to a good answer here. Okay. Is that
on your team? Okay. Um, in the past, has he made decisions that you criticize, poke holes in,
get upset with him for making? Yes. Okay. So is there a possibility that he has learned that
the best way to lead in his house and y'all's house is to be quiet? Maybe. And so it may be
that part of him being able to, being able to make decisions without having to consult you every time
begins with you saying, Hey, I'm going to do this. I'm going to do this. Okay. I've been
highly critical. I've been a critical person. I'm not going to be that person anymore.
I want you to, if you think it's a good idea for the kids to go play, go play with the kids, man.
And if they end up staying up a little later, whatever, we'll talk about that on another time,
but you get what I'm saying? Yeah. Like, okay. It might feel not unsafe. Cause that's dramatic.
It might feel like he's trying to love you the best he can. And he's learned through action,
through being in a relationship with you for 15 years, that you're pretty critical of
his decisions. Now, if he's just sitting there with a video game controller and he's like,
I don't care. Ask your mom. Well, then that's, he's being a loser, right? And he needs to step
up. But that's why I asked you that question. And if you can reflect back and say, yeah, I've,
I'm pretty critical, um, of pretty much anything he does, then you're going to have to take,
go first and say, and put that on the table. Right. Is that fair?
Yeah, I think so. Okay. So tell me about the spirituality. Like, how do you want them to be a leader?
Spiritually. So, so again, we're new to this. I felt like new to the, the Christian life. So for
example, with, with reading the Bible, right. It's not something that I felt like we've ever done in
the past. So I felt like it's something that we're learning together, but I would like for him to,
to, to, to take leadership in that. Like, Hey, like, let's do this as a family. Let's read it
together. Or, um, you know, let, let's, let's bring the kids. Let's take some time for devotion,
learn something together because we're, it's new to all of us, to our kids, me and him.
So I felt that because we've never done it, we just don't know how to approach it. I feel like
it's very hard for us. And then I find sometimes find it discouraging to like, why does it,
why is he not interested? Why is he not wanting to pull towards more towards God, more towards
things like that? And I'm currently at a point where I have that urge. I have that, like, want that,
need to like, I want to do everything. I want to learn the Bible. I want to read through the whole
Bible. And, but sometimes it's just, it's, I, I feel discouraged that it's not me versus it's
just me versus both of us doing it or, or doing it as a family. I love that. Okay. So, Hey, I love
your zeal and I love your excitement. That's really cool. It's awesome. Um, I think this is
a really amazing opportunity for both of you. Okay. And here's what it's going to take. It's real easy
to fall into what I would call mind reading expectations. You are new to this faith. And so
you want to jump in and learn everything. You want to be on the front end of this thing, reading
everything like, like knowing everything. And maybe he's walked into this thing. Um, and he also
is new and excited, but he wants to absorb everything. He wants to learn the rules and
the customs and how he's supposed to look and what's, what's,
what's wise to say and what's not wise to say. And it doesn't make any one of either one of those
right or wrong. It just means y'all are approaching this thing differently. And what I don't want to
end up happening is you feel like since he's not loving this new thing, like you're loving it,
that somehow he loves it less. Somehow he doesn't love you. And cause that just breeds resentment.
The, the path forward here is y'all get, y'all get away and say, we've never been married and both
been Christians before. This is all brand new to us. I want you to teach me about what you're
thinking, what you're feeling, what you're working through. What does this look like for you?
And how can I best support you in this? And, um, hopefully he'll ask you that same thing
and together y'all will co-create this thing. And, and it might feel like he's not being a leader
because you have to tell him what the best way you will feel loved and you will feel supported
in this new journey y'all are on.
It's, it's not, it's a matter of just being super clear with your, with your husband and vice versa.
Right. So in my house, um, my wife and I are both anchored to the same faith tradition
and in many core of same beliefs. I mean, same like, yeah, same beliefs, but we also believe
very different things. And I love talking about it ad nauseum. My wife doesn't. And so she likes
being really thoughtful and introspective and she writes about it and she'll garden for days.
And then she'll say, Hey,
I'm thinking about this. And so I had to learn over the years that just because she didn't want
to have these big, deep theological discussions that always turn into debates and they feel
lively and exciting for me, they felt like a beat down to her. And I had to realize,
Oh, that doesn't mean she doesn't care. That means she just cares differently.
You know what I'm saying? And so she knows, um, the other night there's a, a big theological issue
I've been wrestling with. And I told her, Hey, I want to have a, I want to talk about this.
Let me know when is a good time.
And what I was doing was saying, she has to gear herself up for these things. And she happened to
say, now's a good time. Let's do it. It was, it was great, but I've learned, I'm not just going
to bomb her with stuff. And on the other side of it, um, sometimes I say, Hey, I'd love to know
what you're thinking about, what you're wrestling with these days. And she'll say, give me a day.
And then I'll be able to like kind of formulate my thoughts when you talk about it. And so it's
just us getting to know each other and how we best like to move forward with these things. At some
point,
you're going to have to look your husband in the eye and say, I feel loved when, or I want you to
and give him a roadmap for what you want to feel in the house and what you want to see in the house.
Like give him a roadmap for what that looks like. Do you get what I'm saying?
Yeah, that makes sense. And we've never had that. So I think that's why I kind of
maybe felt like a little awkward or it doesn't feel right, but yeah, it makes sense.
Say that up front, any feeling you're having about, I'm scared. I'm nervous about this. This
is a weird conversation. Neither of us have ever had this. And we've never seen our parents have
this put up front. Like I'm kind of, I'm nervous to talk about this, or this is going to be awkward
for us, but here's the magic. We get to choose what our marriage looks like. We get to choose
what our house feels like. And so what things do we need to both do for ourselves and for each other
so that our house feels like it? It almost feels like this.
you can, and I'm saying it not as an, don't say it as an accusation, but say it as like,
almost like a statement of wonder. I want our house to feel light and full of the, your faith
and where we're anchored and we're supported. And here's what that would look like. What do
you want it to feel like? And he might say, I don't know. And that's where you might say,
hey, listen, I've beaten you up for your thoughts and stuff in the past. I'm not doing that anymore.
And I'm sorry. I'm going to learn a new way of like the way you do the dishes is also equally
valid to the way I do the dishes. And I've been, I've been pretty critical of you in the past,
right? If that's true, you get what I'm saying? Yeah. But just because it's awkward doesn't mean
it's not right. In fact, I often say tension is the doorway. Whatever you feel awkward about
saying to this guy that you've spent a decade and a half with, that's the thing you for sure
need to say. Do y'all have kids? Yes. Yes. How many?
Four. Okay. Was he there for the births? Yes. Okay. I'll just say this, um, as least at the
least graphically as I can. Okay. Um, y'all are way past any awkward, right? Yeah. You're way
past it. So, um, y'all have made humans together. Y'all he's been there while you gave birth to
humans. Y'all have raised kids together.
And yet it feels so hard to talk about things like belief and meaning and faith and what I would
love, the person I would love to see you become in this home. And what kind of person would you
like to see me become in our home? Right. That feels so awkward and scary. That means you got
to go right through that thing with gentleness and compassion. Right. Okay. I, I tell me what
you're apprehensive about.
I can hear the apprehension in your voice.
I just felt because he's, because he's, I don't know why I think I'm feeling that like, he's not
going to be, be capable of, if I'm explaining to myself, I, I just felt like he's because he,
he's never seen or had like that has an example of leadership that I felt like he's, he's not
going to fully comprehend where I'm coming from or what, or what I expect from him because he's
never had it.
it. So two things there. One, a part of any new adventure, whether it's a faith adventure,
whether it's an exercise adventure, you got to get other people in your life with you.
And so one of the things he's going to have to do is get other men in his life who have similar
beliefs and similar ways of doing life that they can lift each other up. It's a good way for him
to learn by example. The second thing is I would challenge you is let him act first and begin to
comprehend later. Tell him what you want. Tell him what you need. Tell
him what you'd love to see. And even if he's doing it just because you said it, over time,
the hope is it becomes a part of him. It becomes who he is, how he begins to see the world.
Right?
Okay.
And if you wait for him to quote unquote understand it, y'all may never understand it the same.
Very few people in the world, my closest friends, my wife, my pastor,
do I believe exactly the same thing on every topic on every issue.
But I tell you what, if my wife says, hey, here's how I feel loved, man, I'll do that.
Even if I don't understand it. I can tell you right now, I personally do not understand.
I do not understand.
Cognitively, emotionally, spiritually, I don't understand why the dishes have to be done every
night. Right? I don't. But I know that my wife sleeps deeper when she wakes and she knows she's
going to wake up to a brand new clean kitchen. So shoot, I'll help that all day long. That's easy.
Yeah, makes sense.
Right? But she had to tell me that because it would never even occurred to me.
Yeah.
And she has no idea why it's such. It's such a big deal to me if just once in a while, she shows up to one of my speaking events
or one of my comedy shows or something. She doesn't understand, but she knows it. I see her
and it makes me smile and it makes me feel anchored in there when I'm up there being
ridiculous on stage. And she's like, I'll do that for him. Right? And same with spiritual stuff.
Just because he hasn't seen it, that's okay. That means he's just going to need some coaching.
And he doesn't have to fully understand it, but my gut tells me is over time, if you're clear with
him and you're compassionate with him and you're open with him, and he's able to tell you the
things that he would like to see you do also, that's how you begin to understand and metabolize
it is by doing it. Right? Not thinking it, thinking it, thinking it, thinking it. Got it.
Right? No other thing in the world. Work doesn't work that way. Sports don't work that way.
You can't sit in a room and just think about exercise. I'm just going to sit in a room and
think about God, think about God.
Think about God. Ah, now I've got it. No, man, I got to get out there and get my hands dirty
and serve the poor and change how I interact with the world and, and. So
in an ideal world, he'd go first, but you're the one who called me. So I'll challenge you.
Set up a time, set up a half day where y'all can get together and just say,
I want to have a dreaming day with you. We've never even seen this done. We've never done this
before. I want to dream about what our marriage could look like. I want to dream about what our
Christian walk can look like. And what would we both want that to feel like in our home? What
would you both want each other to be doing there? And this could be an amazing new time. And if you
have things that you need to apologize for, for how you've talked to him, how you've treated him,
chastised him, whatever in the past, go first, go first and, um, let him know that he's got a
place at the table now. Thank you so much for the call. I'm, uh, I'm proud of you guys. I'm
proud of you guys. Remember clarity is kindness. It's clear as you can be with him. No mind reading, no Hogwarts,
just clarity. We come back. A man asks what changes he should expect after
marrying his high school sweetheart. Ooh, buckle up, buddy.
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horse is a horse, of course.
Of course, of course. Let's go out to Chicago and talk to Ed. Hey, what's up, Ed?
How are you doing today?
I'm good, brother. What are you up to?
Not much, just working.
Excellent. Excellent. Me too, except my job is a scam. You're probably working a real job.
That's awesome. What's up, dude?
Not much. Me and my wife now, we've been together for about eight years and been through a lot
together, you know, uh, through eight years. And I was just wondering, you know,
what, what differences are there going to be when we're married?
We've been together for so long.
How long have you been married?
We've been married since May 2nd, so not too long.
Very recent. Congratulations, dude.
Thank you.
Did y'all live together before you got married?
Yeah, so we've been, we bought a house in 2023, so we've been living together since then.
So I, I don't know. You tell me what do you think is going to be different?
Yeah, I mean. Um, I mean, I'm hoping we have kids soon. I mean, a lot to look forward to. Um, I think
more of my question was just, I was hoping it would feel different.
Ah, there you go. There you go. What did you think it was going to feel like?
Thought it'd just feel like instantly different, you know, but kind of feels the same.
Yeah. Um, so A, your, your feelings are your feelings, man. And I get that.
Um, I hear that with people who get married. I hear that with people who have kids, they thought it was going to feel different. And then a couple weeks later, they're back at their same job and it's like, oh, it's just my regular life.
life except now i've got this thing um or now you're wearing a ring every day and instead of
saying my girlfriend now you're saying my wife um the bigger question i want you to ask is have you
and your wife been intentional about sitting down and saying okay we have eight years together almost
a decade and you said you're high school sweethearts yeah yes that means y'all have been
young and dumb together right and now you're you've bought a house together you've done these things
i think something really cool right now would be especially if y'all are thinking about having kids
and would be to have some sort of marker not with friends and family but with just y'all two
to say like there's a period at the end of old us and now we're starting a new chapter what do we
want this to feel like what do we want our house to to feel like what do we want our marriage to
look like before we bring a kid into this thing
you
um what does love look like for us as an action not just as a feeling
you know what i'm saying yeah often guys i talk to who are talk who have that same sense that you
have it's because there's been a lack of intentionality we're just doing we just got up the
next day and we're like all right we're living in the same house paying the same bills we have the
same structure and now i just have a ring on and i call you wife instead of girlfriend and
that tells me y'all haven't sat down and dreamed together what do we want this thing to look like
when we're both 90 cent on the front porch and our hands are all wrinkled and we're holding hands what
do we want to look back in our rearview mirror and our life to have looked like because we get to
decide that okay you know what i'm saying it's a new level of intentionality um do y'all do things
like um do y'all share a checking account yeah yeah we just uh got that done okay
if you share one checking account and you don't have secret side accounts or you don't have his
money and your money like you have ours um yeah yeah she just closed her account and it's just
ours now dude that's perfect savings and checking so as a part of this conversation let's talk about
who are we going to be with our money okay what what are cool things we want to save up for what
do we want our house to look like in 10 years and 15 years like what do we want our what kind
of cars are we what kind of car people are we going to be
now that we're doing this thing together is is her name uh is both of y'all's name on on the
mortgage uh it was just mine at first but she's going to be on there now too yeah let's so let's
go through and put her on everything and you'll be in and you'll begin to it should feel like a
squat bar right where plates are getting added you're going to start feeling the responsibility
i'm not just living my life and she's a part of it she's not venmoing me for the electric bill
anymore and she's not buying some groceries and i buy the others we are building a life together
and that should have some extra burden to it some extra weight to it and there should be a season
of frustration as y'all navigate this and on the other side of that frustration if y'all develop a
routine for talking and communicating to connect with each other not to try to win but to connect
man y'all are y'all can build something amazing you can build whatever you want
are you nervous that you made a mistake no not at all okay what did you think it was going to feel
like i'm interested like confetti's just gonna walk like fall from the sky or something yeah
kind of yeah i mean yeah i'm not too sure i i just kind of thought it would just i mean i'm
completely happy and everything but i just kind of thought it would feel different you know being
married it just i think i held it to a higher standard than what it actually is no it's a it's
a big thing i think our feelings don't always tell us the truth as to whether something's
important or not um let me ask you this do you like you yeah tell me why you're a pretty good man
uh i work hard and i uh listen to myself i guess i do whatever i need to do
are you a man of integrity do you tell the truth yeah i tried to yeah um
you love that white that new wife of yours pretty recklessly oh yeah yeah
tell me about a time you did something that you felt amazing or wonderful or good
um i think uh
whenever i uh
complete a uh job at work i feel pretty good afterwards why do you feel good afterwards tell
me about it uh i guess i put my all into it and when it comes out looking good you know i feel
proud of it okay i want you to sit down by yourself do it this weekend man don't wait too
long do it this weekend i want you to sit down by yourself and i know y'all did vows and i know you
did the ceremony and all that i want you to write your wife a letter about what kind of man you're
going to be what kind of husband you're going to be what kind of father you're going to be
and in an act of rebellion to our current generation i want you to sit down and i want
you to do something really brave and bold i want you to read it to her
and make as much eye contact as possible while you're reading it
because i think when you finish a job you step back and you look at it
and you allow yourself to say dude i i did good
and i want you to look at eight years of being with her from high school knuckleheads to
just into the workforce or college knuckleheads to now we're young adults and we are out making
it happen i want you to step back and say i've done good
and now here's what i'm going to do next and i want you to share that with her
okay
you know what i'm saying yeah and for whatever it's worth y'all did a lot of stuff up front
right so for many people when they get married that's when they move in together and that's when
they start sharing accounts that's when they buy a house together y'all did all that so some of that
stuff you've already i mean you may have felt all that weight before this y'all couldn't y'all
confirmed it right so um i don't know i wouldn't beat yourself up over it okay but begin leaning
into what what do we want this thing to look like
and then break it down and give yourself a job description and say i'm gonna go tackle this
thing and i'm gonna be the best husband we're gonna create the greatest marriage that's ever
existed perfect is that cool i like it i'm proud of you dude how old are you i'm uh 25 now 25
awesome you have a really amazing life ahead of you brother and um i'm proud of you i've changed
my tune totally um i think people should get married younger i used to not believe that i
think they should and figure out life together and grow together and y'all have done that man
so i wish you guys the absolute best moving forward um
yeah it's gonna be y'all gonna be off to the races my brother congratulations
hey this drives me crazy our culture has made being exhausted being burned out something to
be proud of people brag about how
busy they are how little sleep they get and how exhausted they always feel listen being tired is
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and for your workplace and good sleep always starts with a great mattress and that's why i
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so
all right kelly something cool happened what is it
you have to turn on your microphone yes i'll produce the show don't worry
you better not edit that part out totally going to oh gosh i'll leave it in yes it's not editing
out everyone thinks kelly's perfect no i don't think anybody thinks i'm perfect better than you
maybe even not perfect well that that bar is in hell yeah it's a low bar gosh all right
so i have a cool crap that happened from holly in san antonio some of the best food in the world
on planet earth my goodness okay so holly says i don't have a question just
a thank you for telling the story about your daughter's explosive reaction when y'all were
playing the baseball game in a recent episode. I have an eight, nine, I have eight, nine-year-old
daughters and that type of energy lives in our house every day. Usually it happens in a split
second and blindsides me. I historically have not dealt with it well. Seeing them treat each other
that way grieves my heart. And I'm trying so hard to be better and not get caught up in the tornado
of emotions. Your story made me feel seen and gave me hope. I appreciate your wisdom. And that last
sentence right there is not something most people say. No. And because y'all don't know this, but
she just pulled that up just now. She forgot to add, oh, and thank you for Kelly and the team.
They never had that part. Kelly always adds that in. The fact that she said, I appreciate your
wisdom. You should take that and hold it in your heart. Oh, I'm going to get that tattooed on my
chest when this is right, when this is over. Or I'll get 14 stickers made like you had for giving
blood. It'd be so awesome. I even took the sticker off.
All I cared about was you seeing the sticker. That's literally the only person that I cared
about seeing it. Whoever gets your blood like in a transfusion is going to feel that energy.
It's going to be like, ah, I feel spiteful. Who's this John guy? I hate him,
but he pays my bills. I don't know what to do with this energy. Love you guys. Bye.
Podcast Summary
Key Points:
Financial transparency in friendships, especially through group chats, can expose tensions and strain long-standing relationships due to differing income levels.
The emotional impact of wealth comparison arises from cultural shame, preconceived judgments, and a lack of empathy for people’s unique life paths and choices.
True friendship requires vulnerability, shared values, and mutual growth—rather than judgment based on financial status or external success.
Strained friendships often stem from unaddressed personal insecurities and the failure to have open, compassionate conversations about expectations and feelings.
Healthy relationships evolve through intentional dialogue, where both partners define what success, love, and leadership look like in shared life goals.
Leadership in marriage or friendship isn’t about control, but about co-creating a home environment rooted in trust, care, and mutual respect.
A shift in mindset—from judgment to appreciation—can transform how people perceive others’ achievements and foster deeper emotional connection.
Intentional planning, like setting shared financial goals or dreaming about future family life, strengthens bonds and gives relationships a clear, forward-looking direction.
Summary:
A conversation about financial transparency in friendships reveals how comparing incomes in a group chat can trigger deep emotional strain, especially when it exposes disparities in wealth and life choices. The speaker reflects on how this tension stems from internalized shame and outdated judgments about success, noting that people often overlook the unique paths individuals take in life. True friendship requires vulnerability, mutual respect, and a willingness to confront preconceived notions—especially around wealth and achievement.
The dialogue emphasizes that relationships thrive not through control or competition, but through shared values, intentional communication, and mutual support. The emotional core of the discussion is about healing from past judgment and building new, healthier connections based on empathy and honesty. It also highlights how marriage and long-term friendships need active work—like setting shared goals, creating rituals, and openly discussing expectations—to evolve beyond comfort zones into meaningful, resilient bonds.
Ultimately, the message is one of self-reflection: to grow in a relationship, one must first understand and release their own biases, and only then can true connection flourish.
FAQs
Financial transparency in friendships can expose unspoken assumptions about success and value. When people compare incomes, it may trigger feelings of envy or shame, especially if one person’s financial situation reflects different life choices or life stages.
Shame often stems from societal judgments about wealth. Recognizing that financial success doesn't equate to worth, and that people have different paths, can help shift mindset. Reflecting on personal values and focusing on generosity and community support can reduce self-judgment.
While honesty is valuable, sharing income in a group chat can create unnecessary tension. It may feel like a performance of comparison, especially when people are in different life stages or have different financial responsibilities.
Instead of judging, both partners should have open, non-confrontational conversations about their values, expectations, and feelings. Recognizing that financial success doesn’t mean superiority helps foster mutual respect and emotional safety.
Marriage requires intentional planning—like setting shared goals, discussing financial dreams, and creating a vision for the future. A meaningful marriage includes regular conversations about values, goals, and how both partners want to grow together.
Yes—spiritual leadership means supporting and encouraging shared growth, not making decisions unilaterally. It involves listening, asking questions, and creating space for both partners to feel seen and valued in their spiritual journey.
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