Tyler, a 23-year-old day trader from Puerto Rico, shares his financial journey and business ventures in a candid, conversational podcast episode with co-host Vira Floring. He earns fluctuating profits from day trading, averaging around $300,000 monthly, while also generating six-figure income from his courses and other businesses. Tyler emphasizes ethical financial advice, rejecting the idea of promoting bad investments to profit from others’ losses, arguing that successful referrals grow his audience organically. He lives in Puerto Rico for tax advantages despite annual audits, and highlights that his operations include personal investing and a logistics company not publicly disclosed. The conversation delves into broader themes like financial education, cultural stereotypes (e.g., India, Black Friday), political figures like Epstein and Trump, and internet scams, often framed with humor and self-aware satire. Tyler defends his approach by stating his mission is to teach people how to make money, not to exploit them. The episode blends personal finance, social commentary, and absurdity, reflecting a raw, unfiltered style typical of online content. Despite some questionable statements and jokes, the core message centers on transparency, education, and the responsible sharing of financial knowledge.
Hello everybody, welcome back to the podcast for today's guest. We have TGR. We'll come in. And for today's co-host, we have my manager, Vira Floring. Please welcome in Vira Floring. In case anybody doesn't know you, please introduce yourself and all that one. My name is Tyler. Please pull the mic close to you to your mouth and then introduce yourself. Not just your name. My name is Tyler. I'm 23 years old. I live in Puerto Rico and I have a dog named Boogie. Like my friend here. What's his name? He's my buddy. My buddy. Okay, I guess that's like some of your personal stuff. Tell people what you do professionally and why some people might already know you online and stuff like that. Yeah, I do day trading and I just post on social media about making money and my life. And you make a majority of your money day trading? Yeah, I make a lot of money day trading. Majority of the money day trading? I mean, I make a good amount of money day trading. Is that where a majority of your money comes from? I have a whole bunch of other businesses as well. But like, let's say that one of them, not like it makes a majority in the sense that it makes over half, but a majority in the sense that it makes more than any of your other sources. Oh, yeah, I mean, I mean, I mean, I don't think so lying. Okay, to each their own, but yeah, no, I'm just kidding around, but really I have a difference of opinion, but so how much money do you make from day trading? Depends on the month. On average, this month, I'm up $473,000. Is that more than usual or less? Depends last month, I lost money. You lost money last month. Yeah, how much, how about the month before that? The month before that I made over 500,000. Okay, so an average typically is like 300,000. Yeah, right around there. Where was your lot when I was on the emails trying to stop the press fans from killing themselves? I'm not sure I get that reference. That's a question. Where, where was my lad on the email when you were going to kill yourself? That's not even remotely close to what I said. Where was y'all out when I was on the emails trying to stop the press fans from killing themselves? Okay, um, where was my lad at? Where was y'all at when I was on the emails? Oh, it's a Jake, Jake Paul. No, he's a question. There's a Jake Paul reference. I actually just heard this on on TikTok. It's a good, good question, actually. Where were they at? No, we're, where were y'all at? You, when I was doing that, this is not a Jake Paul reference. He's the boxer, like the YouTuber boxer. Where was I at? Dude, where was y'all at when my body here was walking, taking some of these first tips and you didn't even give a shit? Where was viral flooring at? He'll answer that for himself. I'm directing the question to you. Where were you at, man? Counting his money. Go ahead. Where were you at? Could you give me a date in a time? I pretty, I do this frequently. I respond to emails from depressed fans trying to kill themselves. Okay. So it's a day to day thing. Yeah. Okay. So then it would vary day to day, depending on where I'm at when you're answering the emails. I was doing it yesterday. Okay, yes, one example. Yes, yeah. Yesterday, I was with my family eating Thanksgiving. Yeah. Sure, those people aren't very thankful for you, not giving a shit about them. And I saved their life. Move on. How much money do you make purely trading in comparison to the course that you sell? I mean, we just talked about that. So comparison to the course. I mean, the course varies as well, but I mean, the course I make six figures a month as well. That's a better, that's more honest than I was expecting. Why would I lie about that? I thought you were going to say like, I have 30 people in my meetings. I actually do. So I actually do have right around like 50 people in my meetings. But that's not everybody that's signed up. Like most people for who knows what reason? Like they either just like miss it or it's just like different people coming in and out. And then they also churn. So you'll join and then you're in there for a couple of months and then you're done. Now I don't know how much question, how much of this question makes sense because I'm not a day trader. So correct me if I'm wrong. But wouldn't it be in your best interest? Let's say you made $100,000 from trading. That would sort of mean that somebody or a multitude of people lost a total of $100,000 trading. Wouldn't it then be in your best interest to promote bad investments to your fans so you could take their money? Why would I want to promote bad investments? Because then you could take their money. How so again, I don't know the exact how to explain this in a technical way. But let's say you bet on something going up. You're telling your fans the other way and then you make the correct bet. Even though you recommended the wrong one. That would be pretty difficult to do on the stuff that I trade. I trade like US indexes. So like that's in P500 and NASDAQ. So no shit coins ever, nothing like that. I've done that before, but like I that's not something that I'm like, hey, go and go and buy this. But then I'm pressing sell while they're buying. But wouldn't that be a good idea? I mean, you don't have to say that's illegal. Well, it depends how you do it. If you say go and buy this, then yeah. But if you say, yeah, I think I'm going to make a lot of money on this. And you're receiving like you're going to bet on it. You know, you don't have to say anything. I mean, you live in Puerto Rico. Puerto Rico is a US territory. Yeah. Well, I'm sure you live there for the taxes. But I'm sure it's also like you get away with some like stuff like that. It's easier. No, I get audited every year. It's way stricter. Oh, really? Yeah, yeah, because they do. You have to be like if you're a US citizen, I mean, they want to collect as much taxes as possible. So yeah, if your business is doing to then why do you live in Puerto Rico? For the lower taxes. Yeah, yeah, for the lower taxes, right. So I don't mind like doing the audits every single year because it's worth. Why don't you find a legal way of promoting shit to your fans? Because I want them to succeed. Yeah, but you could succeed even more if they fell in a case like this. I don't I don't think so, man. I think if you find a way to make somebody successful, they'll they'll be able to tell five or 10 of their friends. Hey, this dude is helping me crush it in life. And then that's even more business for me. You know, oh, oh, oh, are you okay? The penny's horrible. Don't take Tylenol, you you read what they're doing doing with that? What happened? He's going to make you like retarded. I heard autism, right? Or just just what's the difference? I think retardation is like it's like the hard art version of it, but also in like a more direct sense. Like when people are explaining why they call somebody the hard art, they're like, because he acts, you know what I mean? There's like kind of a difference between it. What's the difference between autistic and down syndrome? Cause that's I think the two. Yeah, I mean, somebody can be autistic and they can be like the way I like to describe it. And some people will say it's offensive. It's like somebody with autism is typically just somebody who is completely willing to kill small animals. And like the rib them apart and eat them all like from of ways that amice of men. Lenny, the big guy. I don't know. Is he the black guy in the thing? Doesn't he like the animals? Maybe I'm thinking of the wrong movie. I think that's what it's a book. I don't know. Well, yeah, it's the big autistic dude and he loves the fluffy bunnies. Yeah, every time he grabs the bunnies, he kills them and then he ends up killing a girl because he loves her hair. No, no, well, that guy might be autistic, but he's also nice. Like, you see what I'm saying? And an autistic person would want to like a rib them apart and be like, "Hey, look, imagine if I did this to all the people at my school, I would be a hero." And then a retarded person would be like, "I don't know, I don't know." Like, they wouldn't really be able to communicate that to you. They would are far beyond the point of ever even being able to communicate that to themselves in their own head. What do you think their like their inner brain dialogue is? My little friend is walking. Oh, flip. Hey. Something like that, probably actually. Probably not much dialogue going on. What does TJR stand for? Spinach pizza frog? It's my initials. Oh, so I was wrong. Yeah. TJR.
- You said your name is what? - Tyler? - Yes. - And then what is R? - Riches. - What is J? - Jordan. - Oh, so it's just your first middle and last name. - Yep. - It's my initials. What if people get confused with something like spinach pizza frog because TGR kind of has the same initials as that as well? - You're right. I should probably have like a pinned video or something breaking it down, huh? Or you could just go buy that other thing. You could probably make more money. - Spinach pizza frog. - Yeah, it's like kind of sounds funny and like cool, like an animal from like a kid show. - SPF or just spinach pizza frog. - Yeah, no need to simplify it. - Right. - It does sound a little bit more educated, huh? - Hey guys, start with an eruption. After let you know that today's episode is sponsored by Surfshark. If you don't already know Surfshark is a VPN and what that does, it helps keep an online identity saved by encrypting all of the information sent between your device and the internet. Now that's great for me specifically because I'll go online all the time doing research and this thing that I didn't work in all the business. And then Surfshark helps keep all of that information private and keeps me safe. Surfshark's clean web feature help block ads, malware, phishing attempts and trackers, helping you go around the internet safely. What Surfshark does is change the location that your device is displaying, essentially changing the IP address. So if somebody is maliciously trying to get your location in your IP address, it'll give them the wrong one. So you'll be completely safe like an alien. Surfshark also does not track monitor or store what you do online. That means no connection or activity logs. If you wanna stay safe online, go to Surfshark.com/maton or use code maton, M-A-T-A-N to get four extra months from free. They're also offering a 30-day money bag guarantee. That Surfshark.com/maton or use code maton M-A-T-A-N to get four extra months from free. Thank you to Surfshark's for sponsoring today's CBO. Who do you think is the more intelligent player? Moise or Sammy? - I feel like I'm a little bit uneducated on this topic. - You don't know what I'm talking about? - No. - It's like the biggest sport. It's those four Indian, yeah, four Indian kids who slap each other on the back of the head. And usually Moise is kind of beating the shitter, getting people to beat the shit out of Sammy. - Oh, it sounds like Moise is the better fighter. - That's my opinion, but I could be biased because Sammy seems prideful. He Moise is smart, he gets the other player to hit him. - Right. - But Sammy knows that he's Moise directing it, but he needs to guess who's hitting him. Out of pride, he says Moise. So he keeps getting hit in the head. - Right. - And then like they start beating the shit out of each other sometimes. So who's the more intelligent player? - Moise for sure. - I'm okay. - Is that even a real thing when I'm talking about? - I'm actually not sure, but I was just going with the flow. - Okay, well you should, that's not correct. You should only talk about things there, you know about stuff like that. - Yeah, I mean, you just informed me on it. So I-- - You said you're going with the flow. - With what you were given me. Just trying to just make an educated guess. - Do you think instead of English class, they should have a trading class where you teach students how to lose all their money in four days? - In four days. - Maybe even quicker sometimes. - No, I think, no, I don't think that there needs to be a trading class in school. I think that that's just like, you know, something that isn't like required. I think English is a little bit higher priority than trading. - Why is that? - So our language, we use it to communicate. - Even like Portugal. - What do they speak over there? Portuguese? - Yup. - Don't they speak that in Brazil too? - Yup. - Where else do they speak that? - Go ahead. What are you doing? Why are you looking your head? - You know I hear me, he's gaming. - Right, right. - Sorry, okay, so people in Portugal should they learn English or trading? Oh, dude, they should learn English. They would be able to make probably more money. - Dude. - Your little buddy. - Should I be concerned that there is mold growing out of my grandma's head? - How often do you bathe her? - I don't bathe her, that would be weird and gross. - Take her outside and just hose her down. - That's the meaning. - Power wash, higher the power washers. - That's even more demeaning. A higher a power washer on your grandmother. I mean, what is this, like a car or a dog? - So she doesn't herself? - I don't know, she doesn't remember anything anymore and every time I try to talk to her, she keeps yelling Sam. - You should try and get her in one of those retirement homes. - Yeah, but all people usually always, they don't like going to those places. - Yeah, talk about a scam, the retirement homes. Are you crazy? Those are like thousands of dollars per month and you put the old folks in a shack, they hate it there. - Yeah, I mean, at that point you could just kill them and save a bunch of money. - Yeah, I mean, I think that, I mean, don't quote me on this, but I think most old people, when they know that they're pretty much smoked, they can't remember anything. They probably, dude, they wake up in the morning, they're like, where the fuck am I? - Right, so imagine if they woke up in the morning and they're just in heaven, they're like, holy shit, this is way better. - Yeah, well, I don't know if that's, yeah, I don't know. I don't know if all of them are going to heaven, but if they're not even remembering anything the next day and they kind of lost feeling, why don't we take their skin? We can create a jacket or something? So they can be less cold. - So that they can be less cold? - Yeah, of course. - Take their skin. - Yeah, because they wouldn't be able to do that by themselves. - So take their skin and make a jacket for them, out of their skin. - Oh. - The pain is horrible, and I stomach. - Finish what you're saying? - Yeah, I was asking you a question. So we're skinning the old people and then making them jackets out of their own skin. - Of course, then they're not gonna be cold anymore during the winter. - And it's two birds one stone by skinning the old people. It kills them and then they get a jacket, so they'll no longer be cold. - Why would you kill them? - Well, that was your first proposition. - That was, we were having a different discussion. We were talking about like terrorism and stuff. - Right. - Are you a bet? I don't even, what are they? Are you better at making money than Gary Vaynerchuk? - I think he's had more time in the game. - Per capita, per, I don't even know. - I just saw this, dude, he's obsessed with 13-year-olds. You see that? - What? - Yeah, I just saw an Instagram reel on this. - I don't know if that's to be believed though. - No, he said he's, dude, ask him. He said that he studies 13-year-olds. - That sounds very strange. - No, he studies them because he thinks that they are going to help him make more money. So he's doing more work than I am. I'm not studying 13-year-olds. - Yeah, I actually, especially for somebody like you, that's probably the right mindset. - To study 13-year-olds. - I mean, if you're trying to convince somebody to buy a course online, you're gonna have way more success with a 13-year-old. - Well, they have no money to buy anything. - How much is your course? - It's expensive. - How much? - Couple thousand. - Oh, wow. - Yeah. - It's actually better for him, probably, I don't know what he sells. I'm sure he, he probably sells like alpha brain. He probably sells stuff that's like much lower level 'cause he's more mainstream. - Yeah, he does like those garage sales and shit. So he's trying to figure out what all the 13-year-olds are into nowadays. - I don't think so. I think he just knows that 13-year-olds are like the optimal people to sell things to. And eight-year-old probably doesn't have any like any money. - Right. - 13-year-old probably has some money from their barmids of all of their Jewish or maybe they have some money saved up from their birthdays. - Yeah, my eight-year-old cousin was wished for a jar of peanut butter for Christmas last year. So if that's-- - Yeah, serious, did he really? - Dead serious. - From, that's what he asked for you from you? - From Santa. - I think your cousin might be retarded. If you wanted an example from earlier. - That would be a grilled cheese. - I mean, this is, this is that-- - Red hearts. - Red hearts, bro. A peanut butter gets caught in their throat, dude. - No, that would cause them to choke and die. - Retarded people are in love with peanut butter and they have like five foods they like and that's one of them. - And then the, what, grilled cheese? - Yeah, grilled cheese and like hot dogs and chicken. Tenders. - You know who else probably likes some chicken tenders? - Nope. You're looking at my manager via a flooring but he's not black. - No, I wasn't--
He knew I did he was black before the episode, but he's not I Never said I've been on many of my episodes and he's never been black. Yeah, I see what you're seeing right now Also, but I think I'm just having a vision issue because this is not what I usually see what do you usually see? He's usually a little shorter a little chubby or in a black Probably the lighting is different this episode. Yeah, oh That's right Usually Mike No, it's usually viral flooring now. It is which is between him and Mike. Okay Does the guy that's gaming does he have a name? This is Mike Mike Mike Mike Mike In general with all with everything how much do you make per year? You are such a pocket watcher. Um, yeah Dude, it's I mean every every year. It's uh this last year the last 12 months last 12 months Couple million top that could be very different that could be two million nine million Could be So where is it land? Why don't you tell people? I mean, you're it wouldn't it be better for them to know they can have something to base it off of I I mean, yeah, it's a couple it's a couple million isn't it not smart to Reveal how much you're making on an annual basis. I think that's like the common consensus Yeah, but I feel like your position is a little bit different, right? I talk I talk about how much like money I make from Trading because that's like what I do on the internet But like I have businesses that I don't talk about at all on the internet not having to do with like day trading itself or the courses like what like I have a logistics company And I do my own personal investing that like I don't talk about at all. So so outside of doing investing You do some other investing that you don't talk about Yes, outside of the outside of the investing that I do talk about Yeah, outside of the invest invest well the day trading that I talk about I do investing that I don't talk about Yeah, I'm sure that was assumed Yes, yeah, yeah Why is your friend making so much noise over there? I'm pretty sure that's Mike, dude I saw Mike I saw Mike rattling that shit, dude. Oh, that was your body. What's his name? You got to get your vision checked because viral flooring is black and Mike is rattling Look see he came through with scissors and now he's got a fork how the fuck did he get a fork? He's being careful. He's basically guarding the place. You know, it's crazy. Another thing that I saw your hand is pretty much a fork It's like a fork It's not crazy. Your hand is a fork with skin on it I'm just checking if I'm awake right now or I'm dreaming Okay, I'm awake. Did you know that you can check that if you're awake or dreaming? How so if you try to poke your hand through your your finger through your hand and it goes through you're probably dreaming Unless you just got shot at yeah, I mean How was it like growing up poor having to live in a house worth only eight million dollars? The first house that I grew up in was small, but I Didn't grow up poor. I talk about this all the time Like I grew up well was I spot on with that guest the weight million? No, my dad bought the house for a lot less because that was before like the whole internet Like Silicon Valley thing blew up, but it's worth eight million now. Um, I couldn't tell you I Would I would assume so with how much like land and property value has gone up in the area since then Like where was this house at in the Bay Area like literally bro like loss out those is just like that is like the spot We're all in Mexico No, it's in California. Well, why did you say it was called loss out those that doesn't sound like a California? Maybe like 200 years ago when it was part of Mexico. Where are we what city are we in right now? West Hollywood Okay, what about like the actual actual city Hollywood Lost Los Angeles. No, that town's Mexican How do you feel about Mexicans? We'll move on okay Hey guys start for the option after let you know that today's episode is sponsored by hello fresh You might already know hello fresh that the number one meal killed in America, but this fall they're even better And they're now double the menu hovering over 100 weekly menu options including seasonal recipes and dishes from across the world Start eating healthier with hello fresh is there now offering 15 plus weekly high-protein options including grass fed rebice and lamb chops They're also offering a greener of selection including veggie packed meals with more than two vegetables per dish One of the reasons that I love hello fresh is because it saves me time 91% of the people who eat it say that it makes them feel healthier and three out of four parents say that it makes their kids Eat more vegetables. That's probably because it tastes so good and it's easy to consume the kids are like wow It's so easy to eat vegetables now another thing is that they're now offering steak and seafood options every week I know extra cost they must be insane the best way to cook just got better go to hello fresh dot com slash baton 10 FM to get 10 free meals plus a free item for life that hello fresh dot com slash baton 10 FM to get 10 free meals plus a free item for life Thank you to hello fresh for being so amazing terms and conditions apply. Thank you did Epstein really do anything wrong if he owned the island and made the laws there Was that was it his was it his island like yeah, it was his island But it was that like a part of any sort of territory is just like that's not fair. That's not fair like a free room He should make the laws there. I think I think that's why they went there, right? No, well probably not if he didn't make the laws there because of some stupid law But he probably went there mostly because it was secluded, but I mean I don't know what did he even do anything wrong anyways? I mean For sure I mean what what's wrong? Did he live down in island? He wanted to be by himself. You live on in island. I do. Yeah, so how are you not worse than Epstein? That's that's a good question. I mean you're basically Epstein right? Well, I I don't I don't have a infatuation with Males young males or you were talking about 13 girls earlier Gary Vee he might be a little bit closer if he moves Puerto Rico best keep our eye out on that guy I mean, I don't know why you're this sounds like you're deflecting a little bit here. Yeah, it's super true. Yeah Whatever anyways, I mean you shouldn't take it as an insult because I was just defending Epstein I You guys are both into fine-nances, but nobody really knows how you got your money Yeah, well, I mean bro. I documented like a lot of my journey so did he right, but we I mean he was like how did he get that much money? The little kids probably What by studying 13-year-olds Wow that it bro. He was right. He's on to something. Yo You shouldn't have talked shit about him. I know holy shit. He was actually doing a favor by telling you that secret and you Shitted on him for it. No, no longer. I think I yeah, there's gonna be another course module coming pretty soon. Yeah, yeah Did you ever have the urge to put your teacher into a machine that turns her into small pieces of meat that you feed to crow's so you can finally have a friend No that that no never I Crosse would always eat my lunch at school. Crosse used to give me pretty mad That's not bro. Those are not real hundred dollar bills That's fake money Are you questioning him? I would never bet question viral flooring He's called the first time bazillion. He's called the bazillion dollar man. It was
what they call them. I can tell. Yeah. Why do you continue to say the N word despite knowing you will offend thousands of white women? I mean, that's actually a good question because I don't think, uh, yeah, white women are the ones that are getting offended and, you know, those, those are not the people that have the right to be offended. Yeah, well, yeah, I don't know. I just, I don't really care. It's not like I would stop saying the N word because of white women or something. Will you say the N word right now? Yeah. Yeah. I thought he wasn't black. I'm starting to second guess now. I can't tell. I don't know. My manager via flooring is white. He's like Italian or something. I don't know. My manager might be, he might be Italian with the Ferrari jacket. Not black. He's not black. Okay. Perfect. So the only people that were offended were the white women. I don't think any of them are watching this show anyways, but that was a weird reaction for a white guy. I don't know. Now I'm getting weirded out. Right. He might be a white woman. No, there's no way. It's not possible. Hair is pretty long. Could be one of those transitioners. Do you think Indian people eat cow shit in hopes of turning into a cow? They worship them. All of that crazy stuff. I don't think that they do that. I'm pretty pissed off with Indians today. I'm not going to lie. Just today or in general, like recently. It varies. So I was on customer support forever today. She was blown me, but then I had Indian food for dinner. So they made up for it. So I'm kind of at like, actually eating the food. Yeah. I thought it would have made no, it was really good. So it was like customer support. And then Indian dinner were at just like equal level of like disliking now. Wait, I just realized what you said. You know that when you call customer support in Indian, you're not speaking to real customer support, right? What? It's AI. No, it's a scam. It's a good, it's a good freaking question. My friend Ashley truly just got scammed by a fake Indian pretending to be customer support. Yeah. I mean, do you think people in New York are scamming people on the phone with like customer support? Maybe, but they're going to be in jail pretty quick. In India, it's like frowned upon to not be doing it. Right. It's like it. That's what they're trained to do. Well, because they don't have any, I'm not trying to talk shit about them. Oh, man. It's just like they don't have any money. So to get money from US people, you can basically live in a castle. Unfortunately, the materials to build the castle are still just as bad. So we're probably collapse on you within a year and kill you. You're saying in India in India. Yeah. Yeah. Taj Mahal stood its ground though. Yeah. I guess they can create a building that lasts. Have you seen the streets over there? It's made the night man. Is that a wood? They have little huts, which I think is cool. It's like Minecraft over there. Yeah, it's like a they worship cows and that's pretty cool. It's like Minecraft downtown LA kind of reminds me of India is becoming like with all the tents and shit on the ground. Yeah. It's not a little rage that you're associating Indians with tents and shit. I mean, you you look up India on Google and I would yeah, let's look it up. I think within the first 15 pictures, you I'm gonna look up India and let's see what I find. Yeah, you might see it. There's at least going to be a tent and at least a bus with 10 plus people clutching on to the back of it. I've looked up India before on Google and let's just say Google might be racist because of the images that they put up there. This is what comes up by the way when you look up India. That's my manager viral flooring. You just looked up viral flooring manager. No, I looked up India. No, it says viral flooring manager. No, that's what he says viral. But that's what come up. So yeah, well, you said didn't come up. Well, you were saying stereotype. Do you think Google would show racist pictures? Probably not racist pictures, but stereotypical pictures. That's pretty much what Google's built to do. No. Show what most people think. Do you think you could beat up a six year old defeat you had four arms, four lightsabers was made out of metal and seven feet tall. Hell no. Why not? Dude, four arms, four savers. Go ahead. Yeah, I don't think I would be able to. I think I would lose that battle. What I have a question for you. Yeah. What are you like? Off camera. Very normal chilling with my body. Yeah. You think I would have different off camera? No. So why would you ask such a thing? Just making sure you're on top of it. Okay. Is Black Friday the one day of the year where you're allowed to buy black people? No, I don't think so. That doesn't make any sense. I know. It should be at least one day a year. Okay. It's like they're trying to tease us. Like, oh, not yet. Big, big disc counts are on the way. Yeah. People lining up at the door. Nobody wants it anymore. It's cheap now. Yeah. That was too far. Yeah. Anyway, go ahead. Let's forget. I said that. I'll cut it out. Yeah. Yeah. People used to die during Black Friday. Nowadays, you're going to see they used to die during something else. Yeah, go ahead. Yeah. They used to die during Black Friday. That shit used to be like a war zone, dude. But I mean, you didn't give this shit because you were even growing up. You're on a bunch of money. So you didn't have to wait till Black Friday is what you're saying? Well, I mean, no, I wasn't just able to buy whatever I wanted. What about now? No, there's still some things that I can't buy. Would you say it would be accurate to describe you as a used car salesman with no cars? No. I mean, well, yeah, no. Why not? Because I'm not a used car salesman and I have plenty of cars. Not literally you're a used car salesman. And you seem to get defensive when I ask you about the financial stuff. I'm saying, no, I'm completely fine talking. I'm saying like more so you're telling everybody you're going to teach them how to make money. But instead of the used car salesman lying and then giving you a shit car, right? You're not even giving them anything. You're giving them like, I guess you're giving them kind of a used car sort of like advice. You know, you know what I mean? Oh, so there you go. So I am giving you like a used car salesman with used cars. That gives them a used car. Yeah. Well, people don't usually think about used car salesmen in a positive way for whatever reason. Because nobody wants a used car. But it's clear that there's demand for it's not good to criticize yourself. Yeah, but I'm just I'm saying that that's not the case for me. Oh, you're saying you're not a used car salesman with these cars. You're saying you're used car salesmen with no cars? No. So what are you saying? Your car salesman? I just think the comparison doesn't really doesn't really align here. We could find another comparison that would work. One of those guys on the street who has three cups and if you guess which dice you get a hundred dollars.
-Is that better? -Uh. No. 'Cause that's like a one-stop shop, you know. Yeah, that's true, actually. Because once the guy loses the money, he's not coming back. He realized what's going on. With you, it's like. You can keep checking him in because it's like. It's more like a casino one, isn't it? They don't know whose fault it is that they lost. It's like playing Blackjack. Maybe I shouldn't have hit. No, once they come through my course, they're not allowed to come back. What does that mean? -I mean. -The knowledge is already engraved. Yeah, once they come through, they should have everything that they need. That's the whole point of it. The whole point is for them to come through, pay me and then boom, I teach them everything that they need to know and then put them on the right path. Right, do you think the average person is in the double digits of a salary now? Who's done your course? In the double digits? Yeah. Yeah, for sure. Really? Yeah. Now, we have to take in count. Not just the ones who are making money. Okay. Do you think the majority of the people that you have trained are making or losing money? It's honestly difficult to say because as sad as it is, the people that are losing money, most of the time, they're not super vocal about it. Or most of the time, they'll just be like, "Oh, I'm just struggling right now and I just need to learn more." So if anything, I see most of the time. So you're like a used car salesman selling explosive cars to people with no money who are also unable to make their concerns heard? Well, no, because there's still a lot of like successful people and the people that are struggling like they'll still come to me and say, "Hey, I need help with this and then we help them." Like financial help? No. No, you wouldn't financially help them. Well, the goal isn't to just. The goal is to take their money, not to give them any money. Should they make money trading good for them, but that's not the concern here. Well, the goal is to help them learn how to make money. Because if I were to give you $100 right now and then just leave forever, like you're going to spend $100 and then boom, what do you have now? Nothing. Whatever I bought with $100. Exactly. That's better. That's not nothing. You're right, but what happens if I teach you how to. No, I'm just being symmetrical and by the way, you know what, I might come off as kind of aggressive. I'm just a little bit jealous. I think I'm trying to be self-aware here because I always talk about scamming and it's kind of a passion of mine, but I'm not really successful at it. You wanted to bring somebody on that could show you the ropes. Yeah, I don't know. Well, I'm a fan of the idea of it and I don't know. I'm just getting like, because I want to do. I don't know if you've done crypto scams, I have no idea. But it's like, that's something I want to do. It's just. I don't know what the consequences of that could be and I'm a little bit scared. I mean, our president did a crypto scam. Yeah, but he's basically the best guy in the world, so you have to give him a break. First lady did a crypto scam. But she's given an excuse because he gave her the pass. You know what I mean? He's never done anything wrong. Even with your friends with him, right? Because you're Epstein. That's right. Yeah, so anything about that? I thought Epstein didn't really like Trump. Yeah, I don't know about that. What do you mean? I don't know. Reading the emails, it seemed like it was. Maybe it was a love-hate relationship. Kind of like, fuck you. But now I'm going to fuck you. Yeah, it was a little weird. Yeah, it's like the ex-girlfriend where you guys fight and then hook up and then fight again and then hook back up. I don't know. I don't think Trump did anything wrong. But not because he didn't do anything that they're accusing him of, but because I don't think he's capable of doing anything wrong. I view him as a deity, basically. Not like a god. I'm not religious. I'm not like worshiping a human. I know he's a human. But he's like the gold standard. He literally lives in a gold apartment. Everything is made out of gold. I thought does he not live in the White House? Beforehand. Now he lives in the White House. But that's even the most. Where everything's made of white. Even better and also the most prestigious place to live in the world. You can't buy your way there unless you're Trump or Epstein probably. Yeah. Or any president, really. How'd they get there? Yeah, basically. Yeah, so I guess that doesn't. Yeah. I don't know. You can probably pay already. Oh, my stomach. Damn it. Damn it. What have you added there? I have to film with long neck now. Okay. He's the next guest. Okay. Oh.
Podcast Summary
Key Points:
Tyler, a 23-year-old from Puerto Rico, day trades and runs a course business, earning significant but fluctuating profits with average monthly gains around $300,000.
Tyler emphasizes that he does not promote bad investments, as it would harm his reputation and long-term success, and instead focuses on transparent, ethical financial education.
He lives in Puerto Rico primarily for lower tax rates, despite regular audits, and notes that his business ventures include day trading, a logistics company, and personal investing not publicly disclosed.
Tyler and his co-host, Vira Floring, discuss the ethics of financial advice, arguing that helping others succeed creates organic growth through word-of-mouth referrals.
The conversation touches on controversial topics including misinformation, political figures, cultural stereotypes, and the ethics of financial manipulation, with humor and self-awareness.
Tyler acknowledges that some of his financial claims are uncertain and refrains from revealing exact annual income due to privacy and strategic reasons.
A recurring theme is the critique of how people perceive financial advisors—comparing them to used car salesmen—though Tyler asserts his goal is education, not exploitation.
The discussion includes satirical and absurd tangents about scams, mental health, cultural biases, and internet culture, reflecting a casual, unfiltered, and often humorous tone.
Summary:
Tyler, a 23-year-old day trader from Puerto Rico, shares his financial journey and business ventures in a candid, conversational podcast episode with co-host Vira Floring. He earns fluctuating profits from day trading, averaging around $300,000 monthly, while also generating six-figure income from his courses and other businesses. Tyler emphasizes ethical financial advice, rejecting the idea of promoting bad investments to profit from others’ losses, arguing that successful referrals grow his audience organically.
He lives in Puerto Rico for tax advantages despite annual audits, and highlights that his operations include personal investing and a logistics company not publicly disclosed. , India, Black Friday), political figures like Epstein and Trump, and internet scams, often framed with humor and self-aware satire. Tyler defends his approach by stating his mission is to teach people how to make money, not to exploit them.
The episode blends personal finance, social commentary, and absurdity, reflecting a raw, unfiltered style typical of online content. Despite some questionable statements and jokes, the core message centers on transparency, education, and the responsible sharing of financial knowledge.
FAQs
Tyler is a day trader who makes money primarily through trading, and he shares his experiences on social media. He also runs a course business that generates significant monthly revenue.
On average, Tyler makes around $300,000 per month from day trading, though this can vary month to month, with some months showing losses and others exceeding $500,000.
No, Tyler does not promote bad investments. He trades in mainstream indices like the S&P 500 and NASDAQ and avoids recommending risky or speculative assets that could lead to losses.
Tyler lives in Puerto Rico for its lower tax rates, which help reduce his overall tax burden, though he still undergoes annual audits and is not immune to tax scrutiny.
Tyler clarifies that autism and Down syndrome are distinct conditions, and he emphasizes that people with autism don't necessarily have violent behaviors or enjoy harming animals, which is a stereotype he finds offensive.
Yes, Tyler sells courses and earns six-figure monthly income from them, making it one of his major revenue streams alongside day trading.
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