Karmic Konnection season 2 - ep 85

Greenstone Lobois back or Bhaya, this time we really need him We are back on Karmic Connection 2025 Let's move on now, today we have got some very serious problems to discuss Kharona Omikron, all the various versions of that that came in Now we got another one HMVP whatever it is man This God knows again all the viruses where do they come from China? All the time and also in the many centuries before also they always used to come from China Maybe it's a population maybe it's because of the raw meats that they always eating But the health ministry said that this virus has been around in a certain way since 2001 You know so that time the SARS virus was also something that was very popular I mean not popular and very well known But also the reason why we probably didn't know that much about it was because there was no social media Now you know whenever we have cases immediately they get reported But should we be worried because the health ministry doesn't seem to be so worried as of now as we speak They are saying it's like a common cold or a common virus No no no we have to be worried, we have to be definitely worried Because see this is one of the possibilities Let's face it, we are talking about the great lizard, great lizard It's coming, it's coming, but it's coming, it's facing us Whatever we are talking about now, everything is leading there So there are so many things which is happening One is a socio-economic situation like for example in America Trump has become the president now, so he is waiting for his sanctions What are these policies going to be rolling out? We don't know what it is going to be The Canadian president has resigned Yeah exactly, okay and one is the economic situation of US Because there is a huge underlying debt which is creeping up Yeah they are paying almost 25% of their GDP is going in debt interest payments Oh my god, so much has happened, by the way India is 40% Yeah, so they are paying 25% of their GDP and 20% of their GDP is 40% Okay, and so the economies are predicting a huge, well something really really bad for US markets And then the biggest thing is the borders commissioners across the globe There are a lot of countries, like they are fighting in the border, they are creating a problem There are also two countries where there are issues Okay and finally, a third factor that can be asked where we don't know, this can be the third damperner and it can come from the form of a virus, I wouldn't be surprised So you are saying that this virus, per se like corona, equal to the number of debts in all is not required It's not about that, it's not the very fact that overall doom and gloom are the thing Exactly That virus has one stepping stone unfortunately for disaster Absolutely, it's for a see ultimately what it can lead to is, it is just starting in this year From now till August to till the end And especially in May June, what will happen in August? Uranus will also be very deeply debilitated So at that time, what happens is that these two planets can do something Something happening which will lead to a huge, you know, like a market crash or something can happen Okay, so what will happen after that, the real estate will be on from 2026 to 29 So in this period, it means at least at least 1 or 2 years, it can even go into some sort of a depression I love like that, Capricorn is associated with the word depression So the depression means that, you know, the economy is not doing well, people are dull, people are not happy So I say, the situation can sometimes be this way, because as corona virus happens So we all were at home, we were not happy, we were sad, then it can happen again in such a situation And that possibility is resulting in a number of other problems, economic factors that you were talking about Coming into our lives, like the stock market, like this happy money that we were making in the stock market There is a long-term investment, it is still the same, you know, 5-6 years is not a problem But happy money whenever you want, for wedding, for the car, for small things that you want to do, it might not happen So what do you suggest, a change in investment strategy, I mean, if I clearly ask you, remember Residents are a banker as well, and he does advise a lot of banks, you know, as far as his money is concerned So what would you suggest, we do right now? See, the first thing I would say is that, okay, we need to do some common sense, one important thing that we need to remember Before we do any of the things is that, one thing that we need to remember is that, bull markets can make money Okay, it will give you money, but bear markets make you rich Yeah, yeah, yeah, yeah See, you know, like it's a very, very strong statement, who said, bear in mind, so if the bear market is coming, then we should be happy You know, we should welcome it, if the stock is falling, then I will say that in panic, we should be happy You are boss, because you are going to get, because you are going to buy the same stock at a lower price, okay So now the thing is that, okay, now, we all need liquid cash So just like, Warren Buffett is sitting on 350 billion cash, okay, and he's a very smart guy And if he's sitting on cash, means there is some reason for that, right So similarly, maybe, we need some liquid cash for us to buy some stocks, which we are going to get cheap கரٹ. and but there would be some strong. Just go up, you know that the whole thing is going to be a big deal. It's not going to fall that badly then hold down to them. But then those who have risked their lives, they will have to take the rest of the money and take it. I have a lot of assets which are being sold out. Exactly. One or two. So what do you have to do with that? So then you should leave them. See, by, I mean, what you should do is look for a bar again. I mean, see, if we are looking for a principal fundamental, then we should not feel panic. And this is an opportunity. And we should buy quality business. That is when you're having with the money, we're not sitting on the money. Okay. What I would say is that probably you need to be having some sort of a debt instrument. Okay. So if we have to talk about. Some think that people have not enjoyed so much. They spend a lot of money on debts. They spend a lot of money on the money. But you have to understand that they are making money. Exactly. Exactly. And the point is that, you know, at least you are having some money. See, one important thing is that if you have a lot of money, if you have a 10 lakh group, you have to invest in it. So if you have put 5 lakhs in it, and if you have a major amount of money, then there is a short-term tax you have to pay. The short-term gains can't be taxed. If your money is huge, then you might end up paying lakhs of rupees. Yes, yes, yes. So I would say that one of the major things that we have to do is partially shift or, I mean, it all depends on your risk-taking capacity and your holding capacity. So this is the first thing that you need to put in a debt. So if you put it in a debt, then the debt instruments are three types. Okay, one is the short-term debt funds. The other one is long-term debt funds. And there is a third type which is called as the credit risk funds. Okay. So what happens in this? If we need to invest in a three-note type, we can do it in FD, we can do it in FD. If we put it in FD, then if it is around 7%, if you are in a city, it is about 27.5%. But then after that 7%, the tax cuts, and then sometimes they detect a source. So then by the end of it, you get around 4% in it. And which is exactly the reason why people have stopped putting in FD. Correct. And because it doesn't be inflation. Because you remember one thing, that inflation is going to be going on. Exactly. Yes, it is going to be going on. So if we put these three types of short-term funds in FD, then we can also take examples. For example, if we talk about short-term debt funds, then the money management fund of Aditya Billa's Sunlife, just as an example, not a recommendation. Aditya Billa's Sunlife is the money management fund. It's a short-term debt fund. Okay. The entire game is of interest rate. Interest rate is increasing, but it is still increasing. But in any case, it's a long-term debt fund. And the same thing, if the interest rate is a bit lower, it's less. But if the interest rate is increasing, then the short-term funds will do well, and also the credit interest funds will do well. Okay. So what should we do? We have to invest in this. Because if the interest rate is increasing, you can get around 7-8% of the interest rate. That is, as much as the maximum to maximum, you can get more than FD. Okay, let's do that. Half of the money, at least till the stocks are going to reach that particular level, where you think you can get in the Wall-Pers market, we can come. So, we have to pay for this. We have to pay for these three types of debt funds. Short-term debt funds, long-term debt funds, and credit interest funds. Okay. And as an example, not as a recommendation, I gave this short-term example, A, B, S, L, and Manajit fund. And if we talk about long-term debt fund, there is one example. It's like nippon, nivesh, laksha, that's a long-term fund. And credit interest funds' example is like, I can give an example of I, C, I, C, credit interest fund. So, here, and what is it called? It's very easy to buy. You know, like, it's very easy to buy. So, you can, you will have that, it's almost like having a liquid cash. If you put it in account, you will get only 3% or 2%. You know, if you put it in FD, you will get it in your hand, only 4%. Or you will get at least 6% to 7%. That is a point. So, the point is, we are looking at lower margins, but I think the days of being able to score 15-20% is going to be very difficult. Those very skilled managers, or very skilled stock market, will be able to do the same. You will not be able to sit at home or not. We will talk to you about a magic mantra. This is what you do, and you will be able to make money. So, follow the safety. Keep your money safe. That is a mantra for this year. [Music] A lot of people, we have not done anything wrong since two weeks. So, today we are taking two right now. Tell us, who are you doing now? Okay, so, first we will talk about Kadambari. Okay. Kadambari, Sillwasa, Janamiya, person, and their interesting questions are, that they are talking about the stock market, this is the person of the stock market. So, she is, she is doing a lot of strong, so, she is doing analysis, sometimes, you know, she talks about it, she is advising people on stock markets and all that. So, her question is, I mean, the success that she is getting, she is not getting that good. So, she wants to have a clarity on, what exactly, she is supposed to do, some YouTube, or she should do, only stick to advice, or she should do research. Right. So, I will tell you, Kadambari, your horoscope, is very powerful. Right. Okay. And, in your horoscope, in lagna, neptune, neptune, indicates that, the advice is that, so, you should do it. And, your horoscope, which is very powerful body, is now in your second house. Second house is all about money. Finance, and the work that you are doing. And, your horoscope, which is at zero degree, means, it is very powerful planet. And, your horoscope is in your second house, and second house is about money. And, exactly, there is a gray lizard there. I mean, you know, in today's history, you are the person who will, Who will guide people on what to do, what not to do, where to invest, where not to invest, where not to invest, you will tell me that it is not a good time because it is said that you can also eat on 5th of the year, 5th of the year, 5th of the year is all about showbiz media and entertainment. So definitely you should open your YouTube channel and start talking about stocks and even in about September your planet is going to be in 9th of the year. Every planet is in sync for you to do two things, we have to do all these things. If you talk about my stock, I will also research. Absolutely. And I will talk about it in the medium. So you have to do the same thing, you do research, you do your analysis, you advise people and also have a YouTube channel. So you have to do all of the things. So you are doing right, your chart is very perfect, good enough to do it. Only then your time is not as good as you can do it, but you will be able to do it. So go ahead. Go, Vijay, Bhavakadambari, if you want to go to your Bhavashwani Parvana, so remember, on the social media Instagram handle, I will answer it very specifically. Name, place, date of author and time plus that specific question. And specific question, if you are going to ask a question about your career, then please tell me what you have studied. And tell me, what are you doing right now? If you don't give this information, I am like, I have posted a graduation and I am doing a job. Hey, that is not information. We are also not trying to, we are not trying to prove what we know. And what do you know about it? No, it will take a very long time. If we have to do it, I will do it in a 50 minutes conversation. Correct. We can explore it all. But we have to do it quickly, then we need exact information so that we can give you specific answers. He is basically giving you a gist in about a minute. If you go to detailed explanation, then always you can DM me there. And it's a paid consultation with the greenstone. We will have it done. Next week we will meet in fact, this month is very exciting. We have got cricket talk with Champions Trophy. We are going to talk about crypto, we are going to talk about alternate investments with greenstone Lobo and his gray lizard upon us. We have to discuss a lot of things here. That's my Instagram handle, S-A-L-I-L-A-C-H-A-R-Y-A, just DM here so that we can talk about it.