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I Exposed Her Hidden Affair On Financial Audit

96m 38s

I Exposed Her Hidden Affair On Financial Audit

In this episode of Financial Audit, hosts Caleb and Brandon interview Al and Stella, a young engaged couple from East Tennessee. Al, 22, works at an amusement park, and Stella, 23, works at a hotel; both earn around $15/hour with modest incomes. The couple’s relationship quickly unravels as the hosts uncover that Stella has been cheating on Al multiple times, including explicit text and Discord messages with another man, whom she hides under a sister’s name. Stella admits to the infidelity but refuses to block the man, claiming he’s a friend. She also reveals she wants to be single, has no future plans with Al, and is interested in pursuing trans men, while her long-term goal is moving to Arkansas. Al, described as "sweet" and "innocent," is devastated but struggles to leave, fearing loneliness. The hosts strongly urge him to end the relationship, offering support like therapy, a budgeting app, and career certification. The financial audit shows Al has manageable debt, including a high-interest payday loan, and can recover quickly if he cuts unnecessary expenses like car insurance and vapes. Stella is criticized for her behavior, and the episode ends with a heated call to the other man, who mocks Al. The hosts emphasize Al’s potential for a better future without Stella.

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- To watch episodes of financial audit a week earlier, check us out on YouTube. - You're still texting him today? - That was earlier, not necessarily. - Yes, earlier this morning. - I don't know what to say. - She said yesterday that she loves him. - She's a friend, okay? - We'll do the friendship down the drain when you cheated on me with him. - She's cheating in the middle of this episode. - That's the name of one of my sisters. - What? - She's hiding the contact under her sister's name. - Yes. - She's hiding his contact. - Is Al in the future of your picture? - I have options to leave. I have an Al. - That sounded like a break up. - Actually? - Yeah. - I already launched Liquid Assets, my official gamer subs flavor, raspberry apple, and it's been selling like crazy. Here's the update. The free gift stacking promo from Christmas in July, especially sold out for the flavor hasn't. Zero sugar under one calorie, 100 servings of tub, same new traffic blend, same full vitamin stack, still just four scoops a day max. Code Caleb still gets you 10% off your entire order. And there's still a shot. One out of every 10 that your tub comes with my face on it. All you need to do is head to gamer subs.gg/calibur, click the link in the description below. I want you to be on the next episode of Financial Outlet right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to katelipamer.com/apply or click that link in the description below. - Hi, this is Stella. - Hi, I'm Al, 22. And this, from East Tennessee. From East Tennessee age, you can't have a card. - It's 23. And this is Financial Outlet. - Oh my, the amount of times we have practiced that now. - Oh God. - She's forgetting. - Listen, my brain just-- - Yeah, she didn't say her age. And I was like, oh shoot, I guess I'm going now. - What the hell is even that? - It's 22. - Yeah. - You're a freshman in a nice school. - Yeah, I'm 22. - Okay. And you look like you have down syndrome. Stella, what do you do for a living? - I actually work at a hotel. I do breakfast every morning. - Breakfast. - Yep, breakfast. I actually do, I wake up at 4 a.m. every morning, be there by 5.30. And the morning, make sure everything is ready and prepped for all the kids or not the kids. Well, there are kids and both kids, humans. - This is a special hotel then. He goes to, for his prey. - No, we just, you know, make the breakfast. Me and my coworker. - Sure, we love breakfast. Big breakfast guy myself, love it. And you love grilled cheese. How much do you make? - I make, oh gosh, 15, an hour. - Sure. - What does that translate to? I know you're in a little more rural area of East Tennessee, small town. So that will stretch further. It's not like incredible. - Okay, I'm good. - Okay. - I make 22, or no. I make a 2000, every month. 2000. - Net? - Yes, net. - Beautiful, that's averaged out 20. Yeah. - It's incredible, it's wonderful. What's going on up there, buddy? I'm seeing a lot of things in that nose. - Oh gosh. I told you to blow it before. - What's happening? Look at that. Can you do this? - Yeah. - By the way. - Oh gosh. - Do you remember what's happening? - What is happening? - Here, here, buddy. You're sniffling into the, some people do audio only, which honestly, if you do, you're making a mistake. This is a very visual show. - I know. - There you go. - I'm actually a haremary member. - Oh, thank you. Best membership on YouTube. We love it. - We always had that problem where I can't get it to blow right. - Well, that's because you did this instead of owing. - He actually said that. - Don't masshoot me with that face right now. That was terrifying. (laughing) Oh, he's good again. He laughed. Okay. What do you do for a living? - I work at 'em. - What is it? What is it? What's your job? - It's an amusement park. I could do a coaster in a tuban. - It's not really an amusement park. - You do the coaster in the tuban? - Yes. - Are you being taken there on a bus daily to do coaster in tuban? (laughing) - No. - What do you do with the coaster in tuban? - Coz on a tuban? Well, I blow the gas down. - You blow the gas down. - Oh. - Are you not blow the gas or? - Yes. - I blow the gas. I have different stations every day. - You get to get all up in there? - Yes. - Well, I can't wait. - Huh? - Sorry. - You get to get all up in there when you're strapping 'em in? - Oh no. - No, he instructs me. - They have to strap themselves in. We are not allowed to touch a seatbelt. It's a liability issue. - I mean to be honest though. - Do they just tell you though? - No, they don't. - That's what everyone has to do. The only thing we can do is pull it out and around for them so that way they can hook it in themselves. - We join our heroes locked in a battle of wits. - Please always pull out. 'Cause I would be terrified to see what you guys would create. - Oh God. - Yeah. - Actually. - You don't have a kid, do you? - No. - Are you guys married? - No. - I'm engaged. - It's three. (clapping) - Oh, okay. - Congratulations. - Thank you. - Where'd you get that from? - Jit. - Okay, okay. I almost say J for some reason. - Yeah, I think it begins with K. (laughing) - I'm gonna kill myself! - There it is. That's the thing that they're saying. That's that is it. Oh, what do you make in that position? - Make in the position, 15 an hour. - Okay, so the same saying you're getting that 40 hours? - Yes, 40 hours. - So 2000 a month? - Yes, around that. - It means about 1800 a month. - Yeah, around 1800 a month. - Why are you getting more, he's getting less? - I think it's because of the overtime that I get. - Oh, you're getting over that. - I'm okay. Very good. Listen guys, I love, love is in the air. It's a beautiful thing. $3,800, how long have we been engaged? - Oh God, I don't-- - Is it May? - Is it May? I thought it was April. - No, it was on April. - Are you sure it wasn't April? - No. - Well, financial producers said that you actually make more than her, but maybe that was just an odd month. So from April, very good, how long have we been together? - Well, we've been together for almost a year. - Yes, almost a year. And then we got together of previously and broke it off back in high school. - Yeah, okay, you broke it off in high school, why don't you break out about high school? - I was close forever ago. - It was like two months that we were together and then I had to move. So we broke it off then. - It was like, why'd you guys get back together? - Oh, well, we were supposed to be buddies. (growling) That's how it was supposed to start. (laughing) - But I was actually in South Carolina at the time. - And. (laughing) - So I told them, hey, make a trip to South Carolina. We can hang out, you buy me dinner, you know. Do all that stuff, buy me dinner, we cuddle. - And you're like that? - That was never hell. - No, no, I texted you. - Yeah, you texted me. - I was a messenger when I was just like out of a whim. I was like, okay, I'm gonna text him, see what he's up to. - Yeah, got it. - And that's how it started. (dramatic music) - You got a dog in you? - I think I was just desperate at that time, not gonna lie. - And I know you got that dick. I know you got that nine-incher. - Listen, okay. - I don't know about that. - We never talked about that. When we texted, we'd started talking. And I was like, you know, trying to flirt with you every now and again. Trying to like see where we could go back to where we were. And then finally, we got back together November 2nd. And then a month later, you moved in. - Yeah, and you wanted to get together with me on Halloween. - Yes, on Halloween. - Oh, no. Is that traumatic or something there? - No, no. It's just. - Look at you, big dog. - It's my favorite one out there. - We went out there all day. Flirtin' on Facebook Messenger. We've been a girl in that quick. You know, Halloween, her favorite holiday. Look at you. - Yeah, I moved in. - Did you, and how long ago was that? Was that last year? - Yeah. - That's actually really short. - Yeah, December 4th was when I moved into his house with his dad and two sisters. - Is that where you guys live right now? - Yeah. - Right now. - That's okay. I mean, you are a little younger, but I mean, you did have a pregnancy scare in February though. - Yeah. - What's a scare? - Well. - Is it a scare plus? - No, no, no, no. It was just a scare. I took a test negative. But I. - What was the scare? It sounds like you weren't pregnant. I hadn't had my monthly and like two or three months, so. And then after I took the test. - Extra chromosome. - Yeah. Well, I had previously, before this engagement, I had an engagement before him. And I ended up having a miscarriage with that person. And he can stay with his thing that he's got in Texas. Oh, we are in Texas. - What? - No, not him. He has the ex-fiance. He has a new fiance, who is. - Oh, yeah. Your engagement ended last year, and then you immediately got with him. - Yeah. - Okay. - I had a few relationships, even a buddy at that time, too. - So what happened? Why'd the relationship end and then you went and found this person? - Oh, God, that's weird. You know, one of my sisters actually said you looked like that. - Well, who. - I'm sorry. - That's. Because of that. - Actually. - It's. - It's that. - No, it's. - You must've actually. - Get rid of it. I didn't give it every one time. - Let's try it again. Huh? - Oh, that. - I think engagement ended. - He cheated on me. - Oh, jeez. - A year before. With. - Can you save with him? - Yeah, because I thought I could save the marriage, because his mom was like, oh, you know. - Oh, with two lesbians. That's an interesting. - Yeah. the Walmart parking lot and his car, Walmart parking lot and his car. He said that they are worded him. And they, yeah, they put him in the Walmart parking lot. That's what he said. Two lesbians took this man first them into the car and, yep, that's what he said. That's what he told me when I confronted him. I was like, I actually was on the back porch and I want to get by two lesbians. I don't know about you. I don't know about that man. I said that's mine. You got the dog now. Look at you. A little freak. I don't know about that. What do you mean? I don't know. Like you've read the books that I read though. So you know what I'm into. Stop it. Okay. I'm trying to imagine getting by two lesbians here. That's a bad idea. I wouldn't do that. I mean, I heard that dick. That dude's dick hit the bottom of the table. The moment we started talking about it. No. But on that. Okay. So we got you broke up with him for getting worth. No, no, no, no, I didn't break up with him at that time. No, he said that they were Tim, but that's not what actually happened. They sent me the text messages that they had between the two. Well, there are the engagement and, uh, well, he was being a narcissistic little print. Narcissist. Okay. Yeah. How? Well, he did say that he was going to his friend's house and we went to his friend's house when you just bought a car. And, uh, a few weeks later, he was saying, Oh, we never did that. We never went to your friend or my friend's house. We never hung out with his, uh, with him or anything like that. Okay. So as a guest later, I'm glad you got rid of him. I mean, okay. Okay. Okay. Okay. Okay. But now I want to focus on you guys because you guys together and we have a very interesting stack. Including a painting loaner than the top of it, by the way, but, um, but you guys are together. How's the state of this relationship? How we doing? Wow. That was an aggressive silence. Let's start with you, Owl. I think things are going pretty well lately. Okay. Well, um, he's laying on that duck. He thinks it's fine. It's not. I've had issues. I've had issues with him with Owl. Yeah. We little Owl. He's, I'm okay. He is, because Owl too. It's more of his family on top of that. Okay. Well, that's his family. Leave his family. I get mad at me for them. Oh, I get mad at sweet Owl. All right. What do you say? Fuck me. You're dad. He thinks he knows everything. None of you guys in the house call him in the sense. I'm being serious. Like, seriously, none of y'all have common sense. Y'all, why are you looking at him? Poor Owl. Because he doesn't have common sense. He doesn't have common sense. No, it's just a sweet little boy. I still got common sense. No. Wow. Some things I don't think through. Yeah. But most of the time, I do think things through. Most of the time. Yeah, most of them. Mostly at work. When I get fired. Well, it sounds like you might get fired from this relationship if it's not coming. What's your issue? What's going on? Well, um, sorry. Oh, well, I mean, he did say in the pre-interview that he feels like you're always mad at him. Why? I am always mad at him. Why? I've been together for like five minutes. What are you doing? Well, I tell him, hey, like, for instance, today at the hotel, I was like, hey, can you gather up all our stuff, you know, and everything pack things up because I was doing my makeup, took me an hour. I don't usually take an hour to do my makeup. This took an hour? Yeah. That's right. Really hard. Okay. I think it looks amazing, or whatever. But yeah, I told him, hey, can you like gather all the stuff, pack away the things that you can pack away like you know where it goes to and everything? Because I have a set list of everything where everything goes. I'm very organized at times and at times. Yeah. Very organized at times. Yeah. I mean, sequence of words continue. But he does that. He packs all his stuff and put all his stuff away, and my stuff is just still scattered around the room. And I was like, okay, well, common sense will tell you. Well, okay. Yeah, common sense will tell you to put it on the bed. I had to tell him myself, hey, can you put this stuff that's there on the bed? That's mine, that you don't know where it goes. And so that way I can pack it up in just a moment. Why don't you just pack up your own shit? I was busy doing stuff. I was doing my makeup. Bro was busy too. Packing his stuff up. He was already done. He was already done. Yeah, but he's just being sweet innocent out. Just hanging out in the hotel room. Let him hang out. Look at him. He's not sweet. Okay. He is, buddy. How is he not sweet? He was the other side of Al that I'm not seeing. Because right now, besides dittling kids, not seeing much wrong with them. That's a big thing. Hey, I don't do anything to kids. It's what he doesn't do. What does he not do? Because I know he lays down that neck. Well, you got that dog in me. I'll see you. Look at you. King. No. Whenever we're having in like an argument or a conversation or something, like about something that happened here recently. How argues? No, I'm the one who argues. He doesn't do anything. He shuts down completely. It's like the opposite from my last relationship. I shut down. My last one didn't. He shuts down. I don't. He's one shutting down. Not saying anything. No, we have lots of downs in this relationship. I get continue. What happens? Tell me. Yeah. So we're arguing. Well, actually first, he came into the room. The hotel room. We're still on that. No, no, no. This was like previously. This was like what, maybe no month ago. No, probably. He says it's the opposite, by the way. He says that you're always the one who shuts down when he presses you on anything. He's had that in the pre-interview. I shut down. You shut down. You don't say anything. You're literally emotionless. I'm not emotionless. Maybe let's give Alan a chance to say something. I'm not emotionless. This defense mechanism. Tell us. What's going on? Is it your time to see? This is my defense mechanism. Well, I would like for like for an argument for your side of the opinion to come on. And I do have to argue as long as as long as you don't start yelling right in the argument. That's you frequently. Not frequently, but every once in a while, it does happen. Yeah. As long as you don't start yelling right away, I won't shut down. It's the yelling that makes me shut down. I don't yell. Sometimes you do. I might be so loud, because I'm normally a loud person. I don't yell. Well, I know that yelling is a trigger for him because of his mommy. No, it wasn't that. No? No. Then why, oh, wait, is it one of your exes? Oh, sweet out. What's happening? That was just lived with her. No, no, no, no, no, no. It was quite, no, it wasn't even close to that. It was just a mentally abusive, physically abusive. Basically. Brothers six, going dark. Oh, maybe he had some common sense. Maybe he won't. I'm serious. Like, literally it's one of the biggest things about you that bothers me is that you don't have common sense. Okay, what? Please tell me. Give me some insight into Al's common sense and lack thereof. Well, he thinks that he knows everything. Do you? No, no, not all of them. Well, you, you portray that. I'll say something like I think they close at this time and then you portray those, I think I know everything. Yes. I do. That's it. No, everyone always has that. I think they close at this time. Oh, no, that's wrong. Everyone has that conversation. He thinks that since I've been out of the state for a while, that I don't like, no, he thinks he knows more than I do about the hours and stuff. And everyone wants that to you. What a house. What are you talking about? Like a store. Like the bookstore. Who cares if I do? Why? Because I like going to the bookstore. Okay. And he got the hour wrong. So correct them. Well, it's going to ruin my day. What? It ruined my day. If I don't get to go to the bookstore or to like one more, like, there's a lot of work up the hours. I do, but he tells me that. Oh, I think he got her wrong. Who cares? Who cares? It bothers me. What? Okay. Well, that's his lack of common sense. That's what we're going crazy about. And then your dad on top of that also is like, oh, the rental car is going to be $1,000 to go on the trip to pick up my sister. And I'm over here talking to my boss. And she's like, oh, no, it'd just be this amount. And then I actually look it up. And it's I think like 150, 160. Okay. I didn't think about the car rental. Okay. But why did that matter? Because he's part of you. He didn't know that he doesn't rent cars. He just gave us his educated. Well, he thought he used to do it because it used to go by miles. I'm confused. Al thought the relationship was going well. You're saying, no, why is there a split in this? He doesn't give me what I want, what I need. What is it? You got to give some examples. So far, it's just the bookstore hours. Well, it's that also like, I'm a very, you know, spicy person in the bedroom. Can I read you wrong? Okay. What? So he's not giving you the spice? No, none of the spice. Go ask. Okay. What? Well, he's recently read one of the books that I like that's a spicy book. Yep. Classic. Every woman reads the books and then no, this one doesn't have that in it. Well, maybe of course it does. And then they all get their hand brushed on the sidewalk and then they claim fun tech talk. I don't know. Crazy. You're wild. Continue. And he's read the book and stuff. And I want to do that. But the thing is he's very tired. What? The knife scene. What? The knife scene. Go on. He. So the MMC stabs the mattress and instructs the female main character too. - Okay. - Nice. - Okay. And you want him to make you (beep) the knife. - Well, yes, but-- - Well, you're right. I might not do that with my girl either. (laughs) - And then there's some others in the book, too. Then I wanna try. - But what? - Blindfolding, mass talk, you know, things like that. - Yeah, well that's more simple. Can you blindfold her? - Yeah, I can. - You're too determined. - You never let me try. - You're too timid. You don't do it. - You don't let me try. - I assume that I'm not gonna do it right, so you just take that as you're right. - You don't do it right. - You've never let me try. How would you know? - Because it's your energy. Your energy that you put into is all wrong. I don't like it. - I think it's just for it to happen on it. - I think it's just a chill dude. - I'm never trying. He's not a chill dude. - He is a chill dude. - I'm sorry. - I'm just saying that. I don't know, it's just-- - He's just chill out. - His energy is now what I want. - Oh, okay. - It's mostly, I guess. It's just not what I want. - Okay, so you're bored with the sex life. Okay, that happens. What else? What else? - I do think that you spend way too much money on me all the time by getting me gifts and things instead of-- - Did you propose to this? Huh? Why'd you propose? - Yeah. - Because I do love her. - Why? - I'm gonna be real with you. Your debt is not the same as everyone else's. You've got your own unique mix of credit cards, maybe some medical bills, personal loans and collections. Whatever. Your interest rates are different. Your payments are different. Your life is different. So why do you need some one-size-fits-all solution that treats you like a number? Some generic calculator that fits out. Just pay more. - As if you hadn't thought of that already. That's what says PDS apart. They don't just look at your balance and say, "Good luck." They work to understand your specific scenario and help provide alternative solutions to becoming debt free. 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That is pdsdebt.com/hamer. pdsdebt.com/hamer. Before we keep going, a quick word from today's sponsor, chime. Look, most people are getting absolutely cooked by their money in ways they don't even notice. Your savings earns basically nothing. Your card rewards are crap. And then over Jeffy's come in and finish the job. It is dumb. And that is why chime is interesting to me. It's America's number one choice for banking. And their high yield savings account earns 3.75% APY. That is nine times higher than the national average. To put that into perspective, if you've got 10 grand sitting there, that's about $382 a year, instead of like basically launch money. And there's no monthly fees or minimum bounce requirements. You can also get 5% cash back with the chime card and a category you choose every month. I'd pick groceries because food is offensively expensive. 3.75% APY and 5% cash back are already two good reasons you should be running to collect the link and making the switch to chime. But if your last two brain cells are still arguing over whether free money is good, then let me give you a third. Up to a $350 bonus with a new chime checking account exclusively through my link, chime.com/calib. It'll be at the top of the link in the description box or you can scan the QR code on screen. Make sure you go through my link for the bonus. If you somehow mess this up with a link and a giant QR code directly in front of you, I genuinely cannot save you. All right, back to the financial chaos. I don't have an answer for that. I wouldn't either. I just know. I knew she was the one. Okay, so you got cheated on your last relationship, right? Yeah. Okay. Has there ever been an infidelity in this relationship? Yeah. It happens all the. Okay, this show is an infidelity strategy. Who'd you get with? That was me. She cheated on me. What the fuck? So you got cheated on her, now you're cheating on Al. Sweet Al, perfect Al. Yeah. I knew you could do no wrong. I knew it. Yeah, and she still won't block them. What? He's a friend, okay? Go to the friendship down the drain when you cheated on me with him. Oh, what's it's all? Okay, well. Sweet Al, you could do no wrong there. Perfect butterfly. What the fuck happened? And you changed the code on your phone so now I can't even see if you're still texting. What the fuck? Yeah, I did that for a reason. He went through my phone. Sorry, I got excited. What happened? Oh, yeah, he cheated on him, 'cause you're off. Well, yeah, and I didn't like that. He actually took my phone when. He didn't like that you cheated on him? No, I didn't like the fact that he went through my phone. I have security issues. When I was a kid. No, like, listen, no, listen, okay. I have to. When I was from the age of about 13 to four, no, not 13. Maybe like eight. From the age of eight to 13, 14, I was in a house with my stepdad, and he had cameras everywhere in the house. Okay, so I'm gonna go cheat on my fiance? That's not how that's stemmed up, but. Well, clearly, I did. When did you do this? Oh, God, I don't even know. He caught me about, I wanna say. Catch you twice. Yeah, I think three times, actually. Yes, twice, but. Why are you with her? She cheated on you three times. No, just twice. I don't know what the third time's come up from. I thought you caught me like three times. Maybe the third time's ongoing. Who the f--- knows? So when? When was the first caught? I wanna say about a month after what he proposed to me. Yeah, probably. After the poop. Yes! He caught me. Why, how long are you doing it? Oh, gosh. Probably since April. Since that's what he says in relationship still. No. No. So, he's in a relationship with someone else? Yeah, well, okay, so he. He was in a relationship with. Well, personally, I don't really give a. His relationship. When did you start? Um, when I started trying to leave him. Because I wanted to leave him and stuff. When was that? You're not really giving dates. You're giving events in your lives when I really give me a timeline. Because I don't really know dates like the numbers. It doesn't have to be exact. A month. I wanna say maybe March. When did you guys get engaged? May. I think that's what they said. May, but you wanted to leave him in March? Yes. Why'd you want to leave him? He was constantly on the game all the time. He would not talk to me. Tell him what he were playing. I was playing GTA 5M for the role play. Fuck yeah. Yeah, that's awesome. Yeah, and you woke me up in the middle of the night saying, "Put your hands up. Like a police officer." Okay, you wanted to spice it up. Dude, that game. He was doing that type of game. And at that time I wasn't reading any spicy romance books. But yeah, he was doing that. He would not go to work. That was a big issue. Yeah. You just weren't going to work out? No, I had my right issues. Sometimes? Huh? They're getting to work, you mean? Yeah. Up the rides out. Yeah, no rides. You get to work. Okay. I mean, we could do her, but I get it. It was back in like that during that time, he was calling in a lot, "Who?" My right to work. And you always call in like last minute, right? Okay, how often was he leaving work or not going to work? Yeah, I pretty often, but he got better at it now. Everything's like, "I've been going to work every day now, on time." It was probably because of the new point system at work, so. Well, that too, but I did threaten him. Okay. So you started getting with him before the engagement. What were you doing? Discord. I was on Discord chatting with him. That's how I reconnected with him because he was in a server that I wasn't. He reconnected. Yeah, he's a previous ex right after my ex-fiancé. Wait, so that person, oh, I haven't known here that person, is the ex-boyfriend of your ex-fiancé's new girlfriend? Yeah. What the fuck is happening? Well, I think it's more in this town. It's not Austin. It's Houston around that area. Well, you know, it wasn't Austin, but I don't know if Houston, how would. I thought it was just where you guys live. No, no. No. This was when I was in Texas. Oh, shit. I'm being told, I guess your text message is that he found her at the bottom of the stack. W producers, chat. W producers. Let them know. Oh. What an amazing show. I have created. I have created a story. Yeah, really, like I said, every single one of you guys killed him.com/apply are from the audience. Can you confirm that the show is real? Yes. You're in it. You're on it. I love the show. I love the show. I just know I asked people. And you like the show. Everyone that comes in stands in the show. It's a crazy thing. So many people think that it's like, we're staging something. Are we staging something? No. Are you guys paid to act as? Actually, his dad said that you, if you were guys, we're staging it. See? That's the whole thing. We couldn't make up the shit that comes on this show. It blows our mind. Okay. Yeah. Okay. So here's the messages. This is what you stumbled across? Don't show them too much. Oh. No. No. Oh god. Wait. I thought my sweetheart saw these. I saw some of them. He saw like the previous messages. The previous messages. Yeah. There's also a Snapchat. Yeah. I did block them on Snapchat because he came into the room and is like, do you actually love me? He's like them block him. - Whoa, whoa, whoa, whoa, whoa, whoa, whoa, whoa. Okay, okay, okay, who's, okay, are you gothwitch? - I am. - You say, nine my love, nine kids. - Oh God. - What? - He's gonna read it out. - What is that? - Talking about how many kids he wants. - Who wants him? - This guy? - Yeah. - He said, nine my love, nine kids. You said, yes, I know it's nine kids. He said, you don't think that's a lot? You say, I was thinking whatever God gives us, but yeah, so you're religious, but cheating on your fiance, interesting. - Actually, I'm spiritual. I'm more, more pagan. When he says God means like God. - Oh, gotcha, I love you so much. He's saying that to her. - Yeah, no, my perfect innocent, I don't know, I'm so sorry. And you say, I love you too, you said I love you too. You said I love you too. - Yeah, and honestly, to be honest, I don't wanna be in that relationship either right now. Huh? - I don't wanna be in that anymore, either. - Yeah. - I've kinda distanced myself away from him. - I would. - Oh. - But not because of this, not because of that. - What? - Huh? - Okay, pause. - That's crazy. I don't know what the fuck you're saying. But let me get through this, and I will get back to that. 'Cause what the fuck was that? - No, no. - Wait, is this both of y'all's finances combined? - We don't combine our findings. - I don't know. - Who's this? I don't know. - That is both of ours, but we don't combine them all together. - You can see us are married, yeah. I think, well, I might have to do them separately by the end of this anyway. Okay, you said I love him too. And then you also said, also breeding kink works out for me. (laughing) By the way, this was two months ago. - It's not that right. - That's a new caught? Is that the message you caught? - He didn't catch me on Discord. He caught me on Snapchat. - I caught you on Discord, too. - You caught me at that time on Discord? - No, that was the thing. - He did catch me on Discord, but you're still on that time. - Okay. He said, I didn't know you had a breeding kink. - Yeah. I had this. - By the way, like every woman has a breeding kink. This isn't even unique. So there's not a single woman I've been with. That doesn't have a breeding kink. Everyone's like, come in me. I'm not on birth control. I'm like, okay. You what? - No, I'm kidding, too. - I don't use, well, we don't use protection. No, either. - You too? - No. - Are you on birth control? - No. - Does he come in you? - No. - Thank you. - We used the pullout game. - Risk. - Pullout method. - I know. - Pullout method. - All right, buddy. - Yeah, yeah. - It's actually how I had my last miscarriage. The pullout method didn't work. So yeah, that was fun. - Yeah, I don't really have sympathy for you after this. - Okay, and then you said, pick that up after watching a few videos, okay? He said, you're going to use that to your advantage, aren't you? Also, I had that kink before you and I got together the first time. Okay, and you said, yes, absolutely. He said, I'm so down. And you said, by the way, aren't you getting your tubes tied? Just have what? Oh, you're a gotswitch. Okay, reverse some of those. So she said she's so down. She said she's so down with getting nutted in by this man. She said that. He said, by the way, aren't you getting your two types? You said, oh, really now? He said any reason to tie down. - No, no, no, no. He said, you're not going to. That that's not how I am. - No, he said, by the way, you aren't going to get your tubes tied by the way. Oh, and you said, oh, really now? He said, any reason to tie them? He said a life or death situation. He said otherwise, you said, oh, ha, nope. He said, any and objections? And then you said, don't have any other reason, but that one and nope, no objections here, love, kissy face. How's this thinking you feel right now, Al? - Probably very awful. - Yeah, and I want you to still block them. - Oh, yeah, but she said again, she's like, I don't know if she's interested in talking to this guy, but not for you, which is very confusing. But either way, he said good slut. And you said only for you, master. And he said, I haven't heard that begging voice in a while. - Oh god. - Oh, and go. Yeah, I would send voice messages. - And you said, 'cause he's been home all the time, so has everyone else, I'm sorry. I didn't want to get caught. - You're terrible hiding anyway. - I was terrible at hiding it. - Yeah. - You didn't catch me for, like, four months, no, no, I wouldn't say four months. Maybe about three. - No, no, he slipped the start of slipping up a while. I already suspected it for a while. - Well, that's because you're still-- - No, no, no, no, no, no, no. That's because your sister actually caught me. - No. - The first time, and then she said something to you. - It wasn't that time either. - No, but she did catch me, though. - Ah! - Yes. - And you said bathroom snippy time. You said the walls are so thin that he can hear everything or, no, the other person. He said, "Then don't moan." You said, "How am I supposed to agmask?" And mean it if I can't moan. And he said, "Video, question mark, question mark?" And you said, "Oh, I didn't think of that." So glad we got these screenshots. This is disgusting. He said, "Wait." And you said, "Not gonna lie, I'm not the smartest." No shit. And he said, "You're fine, I want a video, though." - Hey, no, no, no, no, I'm kinda smart. I'm kinda smart. My GPA is like a 3.4, 3.8, it was 3.8, it went down to 3.4. So I'm kinda smart. - Yeah, but from the classroom down the hall, were you here, "No!" And you said, "What?" - That was actually-- - Exactly. I don't know about that TBH. He said, "Yes." And you said, "If I can't, I'll make it up to you." So he said, "How?" You said, "I might send a spicy pick tonight instead." Would that please you tonight, Master? Well, you're with him. Two months into doing shit with this guy. You're engaged at this point. - Actually, no, I wasn't engaged at this point. - So it was a couple days right before. - Possibly. - I-- - And he said, "How spicy would we talk in?" You said, "A spicy is you want with a bathroom, Mayor?" He said, "What do you have, and did you order that toy?" You said, "I have not ordered the toy, and you know what? Let me surprise you, I'm sure you would like." Well, I can't you just focus on him. Are you okay with that open relationship? - No. - No, no, no, no. - Because it opens fine if you guys choose that. - Well, no, we were talking about it. We talked about it, but he said, "No." Talk about it, but he said, "No." - He's someone who brought it up. - I brought it up because I was trying to fix whatever it was going on, but if you're going to block him, then it's a different story. - She won't even-- - Ah, okay. He said, "Yes, do you surprise me? What toy you get, waits?" And then you said, "I don't have toys here in Tennessee, they're in South Carolina, but I can't find the one that connects to the app." The person told you about it, so I'm a look for it. He said, "Show." You said, "Show me what, love." He said, "The toy, yeah, look in online." So that's where that ended. - Yep. - Open your phone. - That's on Discord. - Yeah, open your phone. I agree. Let me see what's happening today. - Nothing on Discord. - Then where? - Nothing actually. - On Facebook. - Facebook. - Yes. - Messenger? - Yes. - Where are you talking to him now? Because you said you want to stop at your nod. - Regular messages. - Show me. Pull it up. - Okay. - Pull that up now. Or. - Okay. - Do you have a message? - Well, she has a ring on her ring finger. - That was earlier. - Okay. - That was like one message. - Yeah, okay. - Well, Al, what do you think? - I don't know what it is. - What does it say? - Block him. - No, Al! It's done. - Shit, dude. - What? You caught her cheating twice and she's still doing it. - She's not stop blocking him. - She's not stopping. - No, I'm not. I'm not going to just give up just like that. - Oh, Al. - I want to work this out. - Okay. - If you want to. - We've got to bring in my assistant. We've got to bring in my assistant. Ladies and gentlemen, please welcome your favorite co-host of the Kill of Hammer Show. And one of your favorite Hammer Elite personalities. And the best membership on YouTube, Brandon. - Oh, no. - You killed me. - You lied to me. - Oh, dude, he's been texting while we've been literally in here filming. Well, we're in here filming. - Oh, God. - Dude, talk some sense into the man. He just said, he just said, start a screen recording. By the way, it's Android. I don't know how to. He just said block him. Block him. - Al. - Man to man. It's been going on for months now. You thought this was over, right? You thought this is ended? You thought this stopped communicating. - Oh, I knew it. - Oh, did I wonder? Do you want a mario woman that cheats on you after your engagement and then tells you that it's done and continues to do it? This is quite literally one of the most disgusting things I've ever seen. This is egregious. Buddy, so, buddy, if she's doing it now, she's not going to stop and she hasn't stopped. She told you she stopped. Today, they're calling each other my love back and forth on Sunday. Honey. Was I doing it on Sunday? Was that work? Honey. Yeah. Yes. You told me he stopped? Yes. Why haven't he stopped? Because I don't know. I don't know. I don't know. I'm sorry. How about you just block him? Listen to him. Listen to him. He's my friend. He's not your friend. He's the client of your boyfriend. Not to me. He's not really my boyfriend. It's just saying you love each other. Yeah. But. And I don't like that. So if he's not your boyfriend, then you have no problem blocking him on everything right now. Why did you delete the text previous to Saturday to hide them? No. No, no, no. He got a different number. Okay. Bring up his previous, then. Okay. You're not going to like the name. It's not about me. It's about Al. Sweet Al. Perfect Al. Al. We're 40 minutes in. I love you. You're a great guy. You can do so much better. This is insane, buddy. What name? That's the name of one of my sisters. What? She's hiding the contact under her sister's name. Yes. She's hiding the post. She's hiding his contact. Al, you think she's texting her sister brother? You think she's texting her sister? That's him. Yeah. Sure. Just go ahead and take a look. Her actual name under there is either but face or weirdo. Oh, yeah. I think I wrote it down. This wasn't you. So you knew? You just didn't bring it up. He said he wouldn't have known. I wouldn't know if I looked at it. So here. If he's not your boyfriend, you'll like Caleb Blockamon every single thing. No. Yes. Ow. Ow. Listen to me. If she blocks him on one thing, she's just going to talk to him. I don't know. Oh, no. I know what she has them on all. Number in Facebook. Buddy, that's a thing. He has a different number already. Like that, that's the issue. He's going to keep getting different numbers. No, he didn't get that number because of me. It doesn't matter why he had it. It's a different number. And he'll keep finding humor ways. You'll keep finding different ways to let him contact you. Do you even care about your family? Because you're playing Russian roulette with their future. You're spending $5 a day on B.O. Center drinks and churros. That is too grand a year to put one foot in the gray. Although your family has zero protection of something happens to you, make it make sense. Bro, if you want to actually enjoy those sweet summer moments without sweating your family's future, you need policy genius. It's a free online marketplace where you can compare quotes from America's top insurers, side by side. No guesswork. You can find 20-year policy starting at just $276 a year for a million dollars in coverage. Your B.O. Center drink budget covers that five times over. Head to policygenius.com/klabright and now to compare quotes from top companies and see how much you can save. That is policygenius.com/klapp. Stop being a liability to your family and start being a provider. I already launched Liquid Assets, my official gamer subscriber, Raspberry Apple. And it's been selling like crazy. Here's the update. The free gift stacking promo from Christmas in July, has officially sold out. For the flavor hasn't, zero sugar, under one calorie, a hundred servings of tub, same new traffic blend, same full vitamin stack, still just four scoops a day max. All you need to do is head to gamersubs.gg/klapp or click the link in the description below. Why won't you stop? I don't know how. I've been wanting to stop, like actually stop. Like with every relationship. How do you not know all relationships? Yes. I want to stop. I don't, I don't, I want to be by myself. I actually want to live by myself. That's been the goal since the beginning of the year, actually. That has legit been Michael. He was like, hey, you're 360s off, by the way. So he has her location, usually. And she was like, yeah, I got mad at her. I didn't know about that one. You know anything. What do you know? You have a life 360 circle with him? I do. Oh, my f***. And he asked, what do you matter about? I was like, okay, obviously she was ready to leave this guy. Just stick to her man out. She said just everything at this time, he went through my phone again, as in you. And I just changed everything on my phone and told him that I didn't like that. I still don't trust him. You don't trust him. You don't trust him. Because he went through my personal belongings. Oh f***. Because to say, I love you. I love you. You're cheating on me. Hey, love. I'm sorry. It's been a minute. Happy? Before, do you really care that he threatened? Like, what the f*** went through? You're just talking about how much he's seen. You guys, you're taking. Ugh. Ugh. Yeah, there's a lot of text messages. Oh my god. Hey, honey. She's calling him. Honey. He's calling you. Good little slut. Yes. Ugh. Ugh. Ugh. Ugh. Oh, there I. Oh. I do dare. I do dare. Okay, thank you. There's nothing in here. No, I don't. That one. It's on Discord. Oh f***. Just incredible. When's the last time you sent him a spicy? I don't want to remember. That I actually don't remember. I want to. I don't know. I think it was actually the last time on Snapchat and. When did you block a month's nap? Here. One was that. That was a few months ago. Yeah. No, it was about a month ago on Snapchat. That's him. I recognized his name from anywhere. 43 minutes ago, we talked on Discord. I blocked him on Discord. Got a new number. I actually had to figure out how to do it. Got her number again. They're literally talking on here today too. Oh my gosh. This was. Dude, this was just recently. Yeah, he said, "So I'm going to assume you're going to train me to do that?" Try not to do that. Oh, you were talking to him that you have a way you like everything and he doesn't do it right. Brother. Dude, I'm honest. Dude, you're a f***ing crazy. I'm honest. No, he's trying to come into. You're disgusting creature. He came to me. Cheating is dishonest. But no, he came to me. No, he came to me and confronted me about it. And I was honest about it to him about it. Now honest, it's just still doing it. But I told him right then and there, "Hey, yes. I've been doing this." When he confronted me. You thought this software for the intro? I don't know. Yeah, those are the images she sends to him. Sorry for the trauma. We're going to have to wash her. I'm sorry. I'm sorry. Yeah. You get in there, buddy. I did warn you. Those some titty pussy butt. You got those pictures. No. No. Oh. Okay, I'm going to send you out. I want to talk to Al alone. If you want to take him out, let's see. I'm going to stop the screen recording. Me or him? You. I want to talk to Al in here. Okay. I want you to get the f*** away from me. I'm pissed of you right now. Okay. Get out. Get out of my studio. I'll let you back in for a second. I'll be honest. This is financial audit. And in financial audit, the first half, I do the get to know you. I get to figure out what the dynamic is. That way it helps me with the rest of the episode. And then I do the number audit part. What the f*** am I auditing in this episode? There is literally a 700% interest payday loan at the top of this. I do need to get into this, but where is this headed? Al, you cannot stay with her. She's currently cheating. She's cheating in the middle of this episode. She's never going to stop. What is it? Is it the fear of being alone? You're 22? You got time. I'd already lost her once. In high school? Yeah. Well, why, why, she's not that cute. What are you losing? What does she add to your life that you can't see yourself living without? She's my anxiety. Hmm. She's not wrong. Besides that. No, that's big. As someone that is, you know, I do some anxiety issues. If you feel like she's the reason why you're not having to deal with it. It's almost like she's your drug of choice. And you're afraid of her not being there for your anxiety. But you will find someone else. You know that, right? You know, she's using. How does she want to be with you? She wants to be with this guy. I'm confused on that. But she doesn't want to be with him either. Yeah, that's weird. She want to be with anyone. What the fuck is she doing? But I just I don't I I Don't know. I don't know. You will you will find someone else. Is does that scare you that you might not? Another thing that's always scared me. So yeah, yeah, that is scary. I get it. Um, okay So what's going through your head as you've learned everything that we've all been learning together in this episode Obviously the producers knew and the fact that she's just wanted to say this crazy, but What's been going through your head my sweet owl my perfect innocent owl who's never done any wrong in this world A lot of thoughts Walk us to them Open and honest buddy. I'm gonna have his number you have his number. Well, I had his number at one point. Why? Because they decided the second time I would just figure ready to get a hold of him to back the hell off and did you I did and He hasn't yeah, but what happened in that confrontation you didn't call it cops on me But I didn't really matter to me at all because the cops ain't gonna do shit about the phone call no in your out They would never do anything you We protect the owl Oh, I don't know What was going through your head that she's still doing this now? Is it just the fear of losing her or are you angry? I kind of both right now. I get the fear of losing someone That's a legitimate fear but there is a reality in the end that she's never gonna stop and the question you have to ask yourself Is are you okay with that? She's never gonna stop she might stop with this guy, but she's gonna pick someone else up. I Don't know I've thought about her open relationship idea You said you don't want that but They're okay if you guys are down with it But if one person person is being forced into it, it doesn't work if they were grounded I think I can handle it, but the ground rules would be really strict But she can't even follow the ground rule of not cheating today So like yeah, you can't trust the open part open is built on trust and there's no trust here What are your ground rules? What would your ground rules be that pretty much no physical? Yeah, I don't think she just most don't help and buddy. She yeah. Yeah, that's You we just saw photos that she you've never seen. Yeah, those are naked photos of her that she's sending to another man It you've never received yourself by the way you can do a lot better than those Trust I mean you don't want to live up to their her insane weird kink shit blindfold That's fine normal the knife is kind of crazy. I've never done that. I'm a yeah. Yeah. Yeah, like Brandon Yeah, we like yeah, we're all freaky Yeah, insane. Yeah, it is You're never gonna do that Which means she's always gonna try to look for something more because she feels she's entitled to that for whatever reason You're engaged to this woman. Do you have a wedding set? Yes, when November 2nd, 2027 gonna. Oh At least it's next year What do you want your life to look like with her? I want to make a bad way. It wasn't me started. What did that look like? No It was happier And it wasn't the Constant cheating. That's after your relationship in the beginning that buddy and actually they're still in the beginning Yeah, I mean you guys are in the beginning It doesn't get better when this is the start if this is the starting point It's never gonna get better. Yeah, this just picks up She's an she's an addict She's an addict Might have one criticism of you I sweet perfect thou I mean yeah, they're not showing up the work isn't very good She did complain in the pre-envy a lot how you don't shower. I recommend showering. I mean, I do do that Well frequently I do like maybe every two days. Let's try every day Okay, well usually I go to tired from work and I just come home. We'll go straight to sleep then do it in the morning Let's shower every day. You're outside all day, right? Yeah, yeah, you're outside. It's hot. You're in Tennessee. Yeah, you gotta shower every night Yeah, no, you know the producers did invite this guy To come here to get his side, but he said he would get violent with you. So we just did a lot of them Why would he get violent with you? That's crazy. Oh Wait, you know the other guy's homeless, right? I didn't know that. He's homeless. I didn't know that Okay, I need to learn more from her Let's can we can we get her back in I want to if we gave her a second to cool off I want to see what she just thought about all this now. This is just insane, dude How do I even do financial out of here? Well, luckily we love this bigger part, but I do need to do an audit in the end What do I do? How's your dad? How's your finances? Okay? No, really? What about her? Good good death When you call her cheating you blamed yourself and you should okay, she's back All right, you had time to cool off I did he just had the floor for a little bit. I'm gonna let you have the floor Tell her she can tell him shit. I don't know. I because I'm just trying to figure out where to go from here Um I just I want to be happy. I haven't been happy in a long time And I don't feel happy in this relationship. I don't feel happy in that relationship. I want to be by myself I haven't had that chance ever You're gonna go Who do you mean go stay with? I have people in Arkansas, Texas, South Carolina and some people in Tennessee What do you mean? I told you this continuously because I know about those people, but I know about those people I even know that I could get a job at the hospital. I can get a job in my dream job at the hospital Doing medical assisting work and actually get 20 an hour working overnight and get my own apartment for 500 a month and be by myself finally Wait, what are you saying right now? I'm saying that If it comes up to where I need to be happy by myself. I have options to leave I have an out So tell me I want this Yeah, are you Kind of sounded like a breakup I did yeah I just didn't want to be the bad guy What you did so yeah Wait, no, tell us what's happening. I wait Actually, yeah Like on the show you're just I mean we can talk about it on the plane because of course we have to fly back and stuff and I need time But I don't think we should be engaged. I think we should just be a normal couple For the time being until we get everything back Yeah, first step is blocking him the homeless guy Can you do that? I don't know Wait, do you want to be with him? You're ending the engagement now Listen, I'm not telling you to break up. I think you should break up with you actually But the thing is he won't do it. He's too soft. Okay, but what about you? So I'm not telling you to break up, but what I am doing is I'm saying Do your thing whatever it is don't draw out be with him or don't make the choice Make the fucking choice. I mean you just broke the engagement. What the fuck is that? That's insane I'm not I haven't seen that in real life in my life. That's crazy Just don't play with this man. Sweet owl perfect owl Yeah, you go with that but you're you're with him. You're stringing him along. Are you with him or not? I don't know That that is some That is some level behavior. I don't know. I just think I need some time to think and you need some time to think as well if this is what you really want Dude's not leaving you he'll never leave you which is a horrible mistake. He should leave you Uh The fact that you're the one considering breaking up. I didn't understand like this is so confusing. I'm not happy I haven't been yeah, no shit. So are you stringing him along then To get my affairs in order to make sure I use him for a place to live. Oh, so So you just confirmed you're breaking up with him, but you're just waiting Um, no, not necessarily. Girl, that's what you just said. Is that what she just said exactly what you just said? Is that what she just said? Until you get your affairs in order. It's okay That means until everything lines up how you see it lining up and then you leave. I guess you could put it that way But that's not how I see it. What's that's how you just said it? How do you see it then? I want to make sure like He's okay with me leaving and I'm okay as well. I want it to be like a mutual break up type thing. But no, dude's never gonna break up with you. It's not mutual. He loves you endlessly. You're cheating on him. I don't think I can love anyone to be honest. Then let him go. For his sake. I don't. So you never loved me? No, I didn't say that I never loved you. So you can't love anyone? At this point right now. What? Why? Yeah. Me. My emotions, my head. Oh, we know what's up, but I mean, I would love you to tell us just. Okay, she's not saying it, but she's breaking up with you. And I am incredibly sorry, but this I actually, I will say that I think that's kind of a win. You don't see it that way because you really love her. So it's so hard and it's tragic in your heart right now. This is so much better for the rest of your life. You will have some time, some broken pieces to get yourself back together and get yourself back up on your feet and find someone that loves you. I'm sure you two will respect. And you will. Because you had a crush on her in college, doesn't mean she'd be putting up with this shit. High school. Yeah, high school. But you know what she just said, right? She just said she wants to leave you, but because you don't want to leave her, she's afraid of doing it. But she wants to now. I don't usually get going with therapy. I don't like therapy. It wasn't work. It wasn't working. No, it was not. You didn't see it, but you were starting to get better. I don't think I was getting better. I think I was actually getting worse. That's not what therapy does. No, actually in therapy sometimes it does get worse for you once for it to get better. But that's because you're finally like letting go of all like the the bullshit coping mechanisms and avoiding actual truth. As long as you have a real therapist and not like in an ablement therapist, which a lot of pussy's on tick.com. It was probably getting worse. Then it would probably get better. Yeah. And the dreams that I've had about you. Well, the dreams first off, the first dream was obviously because I got you cheating and you thought I would. Yeah, but you didn't have to claw my face off. It was in a dream. Well, how are we punishing people for dreams? I wasn't punished. I'm not punishing him for it. He did not control your dream. I'm so confused right now. No, no, I'm not punishing him for that. I just bring it up because it it was a dream. Yeah. It was a dream. It's make belief. No, but that means something spiritually to me. Oh, my run run run for those East Tennessee hills run right up the Appalachians are more like mountains. Yes, run run. She won't be able to catch you run out those mountains. I go to the gym. He don't. So I do go to the gym with my cousin. I do go there. Quite a wonders caller. Oh, my. Yeah, they've been constantly calling me. Oh, no. No, that's okay. They're calling me too. No, my good. Okay. No, I don't see the they typed in their couples there because you know, no, you guys, you guys cannot be together. How do you not see that this is horrible for? Where do you think, Al? She just broke up with you without breaking up with you. She took off the engagement ring for sure. I can put it back on. Sorry. I don't want him to be hurt. That's my main goal is I don't want him hurt and I know that I'm hurting. Yeah, that would be a good start. Good point. Ow. W. Ow. You just you told me when we got together, you don't want the same thing to happen that happened to you when he cheated on you. And then you go and cheat on me. That was physical. This is not it doesn't matter. It doesn't matter. It's one emotional. Same thing. Not what you said when we were having the agreement for an open relationship, even though it was thrown out the door. I said, what would be the standpoint of what I couldn't and couldn't do, what you couldn't couldn't do? What would you tell me? It'd be no physical. You said it would be purely just emotional. Actually, not even emotional, just flirting and pussies. Yeah, you can't send news. Well, I didn't know that at that time. Now, I know. We went up for the relationship when you did it. Okay, that makes sense. But still, yeah, you were just cheating like you're being a whore. Listen, this is the reality. I did know this now, but she told the producers. I did see earlier. This was it was a little weird. I've never seen this because I don't really interact with the guest too much, but I like wave high right before filming. And with you guys are separate. I didn't know why I was like, why would she bring be brought back so quickly? But okay, you know, whatever producers know what they're doing. They're producers. I guess she laid out a game plan going forward. So this is what it is. This is exactly what Miss Stella laid out. So she told the producers that she wants to be single. Just straight up. And that she wants to be with trans men. No, I said that if I was to get back into a relationship, that would be my number one. If you were to get back into, meaning she's leaving this relationship, okay, so she wants to be single and she wants to pursue a trans man. Yes, suck with money. So you download a budgeting app. If start with the classic one, why not? But everyone just elites it because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rock and money that you got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end. Then there's the new guy on the block. Monarch. Hundreds of millions of dollars to private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like dollar-wise. Felt by these people just like you. Four people just like you. No private equity, no gimmicks. Just the best budgeting app there is. Download and I'll start the free trial. Dallowwise.com. Link in the description below. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered meta and YouTube to pay millions for the role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now Morgan and Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. I don't know if they make no sense. Yeah, true. Well, she has two plans, I guess. Plan A. Preferred plan, apparently. Return to Tennessee temporarily and save after filming this episode, she says Stella would prefer to fly back to Tennessee, continue working, aggressively save money so that she can move the right way rather than making an impulsive move. She says that she specifically wants to avoid emotionally throwing herself back into a difficult living situation before she's financially ready. I ride you out until she can get the fuck out. Use you. Okay. You gotta admit, though, that household is very not it. It works for you. That's the reason that your dad's girlfriend left and that's the reason why one of your sister's boy friends that was living in there. Yeah. Copo of her cheating horn. Plan B. Stay with her adoptive family in Texas. So this is Plan B. She's also been thinking about not returning to Tennessee at all as in like literally going back with you. Her adoptive mom is still planning to come to Austin while she's filming. And Stella says that if she feels like she has to leave, she could go back with her. This could be today, man. This could be today. Stella repeatedly says she doesn't care where she sleeps because she just wants to get out of her current situation. That's just because the house in Houston. These are your words, though. That's because the house in Houston has a lot of people in it. And my ex is still currently living there as well. X fiancee. Who you'd probably happily left this shit out of you? No. Uh-huh. No, I would not. Long term goal, though. Arkansas, Texas isn't necessarily the final destination. She says her real goal is Arkansas. Yes. But she recognizes that moving that requires money. So that's why she would use you. Okay. I'm sorry. We just need to be honest now. No matter what, no matter if you stay with her after today, her goals do not involve you ever. So she either uses you today. And for the next few months, or she leaves you literally driving back with her adopted family, that's it. Which I'll have to probably just like it. No, no, answer this question truthfully. Not beating around the bush out of the fear of some emotions. Is Al in the future of your picture? I don't want to answer that question right now. I do not. That's a no. There's a yes. Not necessarily I don't want to answer that question, I know. Literally could go either way to one of the initial producers you talked to she did say that she's does feelings for her ex-fiance. But that's not going to go anywhere. I can't. That's what nowhere. So what financial audit do I do on you guys? I don't know wherever you feel fancy. I'm sorry. By the way, I'm calling the homeless man that you're cheating on him with in the post show to be very clear. I am calling him and you can confront him out. Get ready. I mean, time to man up. He has some choice words to say to you as well, Al. What? What has Al ever done? Probably just things that I mean with that severe. I mean, they could be severe. They could not be severe. Oh, yeah. Well, what could I possibly done? Did I cheat on you? No, you did not cheat on me. Even though you told me I could get revenge and cheat on you. Yes, I did say that. And I told you this, this is how it works. What has Al ever done to you other than when he lost rides to work, showers every other day and doesn't. Every other day. That's what he told us. Every other day. What do you mean every other day? I literally have to tell you every single time. Hey, you need a shower. You smell. Not even your sister's up told you that as well. I take one by every two to three days. Do you scrub? No. I can still smell you. But what do we have again? Showering. Showering is so relaxing and nice. It was childhood trauma. Childhood. Yeah. Was showering? Yes. It's actually. Go to therapy. Get exposure. I mean, just like he contacted my skin so I had to turn it down enough. So that way, do you do therapy? Do exposure. Yeah, maybe they can help people blow up balloons without gagging and throwing up. That's a big deal to you. She got them. Like, why didn't she don't have that? No, I had to blow. I had to blow up 300 balloons. I had to blow 300 balloons all by myself. I had to take a helium. No, I didn't want to do helium for all of them. It was balloon arches. I had to blow it up by no, I had to like, no, I had to blow up all 300 balloons by myself. No one was helping me. I asked him, hey, can you blow up this balloon? And he goes blow it up and he just like gags and then can't do it. Now you have a problem using your mouth? I don't do that. I never have, but like, I don't like doing that. So she wants to ride a knife, but can't give head. I don't like doing that. I have childhood trauma from that. Oh my gosh. No, seriously. That does not equal. Let's cheat on my partner. Like, that none of that and your miscarriage, all that stuff that is really bad and I do have sympathy for excuses, literally any of this. So it's almost pointless to bring up. I will pay for your first fourth therapy sessions. Because I love you. Ow. Oh, yeah. I don't know. I never actually done therapy. It's pretty good. In fact, I have a guy. I have a guy who helps me with my panic disorder. He helps with phobia specifically and you have this thing with the shower? Let me connect you to him specifically because he's really good. He is the opposite of a enablement therapist. He literally tells me I'm a pussy all the time and just shut the fuck up. It's what you need. You need someone who's going to hold your feet to the hot water. I'll also get you a course for a certification so you can make some money. You don't get one. Thank you. I already have a degree. It's fine. Okay, making $50 an hour. You're pathetic. No. Yes. Yes. I have a degree in something else that I have in my time. You make $50 an hour. Yeah, but I'm going to go back to that. That's it. I don't give a shit about your degree. I got you a course for your certification. A lot of people in the audience have turned them into six-figure jobs. You get that. She doesn't. You get dollar-wise forever. She doesn't. So use that. Download dollar-wise. Get your meal plan. All that good stuff. You get everything. You get helium. You get it all. Thank you. Also, he didn't just sell the PS5. He sold it to make you happy. No, I actually don't do anything to make him happy. He doesn't even. No, no, no. He doesn't use the PlayStation. We don't use the PlayStation. Neither one of us. We use the Switch, or he uses his PC. Yeah, but you're the one that wanted to come to the show. I asked him. I asked him. I asked him. She's the one that wanted to come on, right? So he sold his PS5 to get you. I asked him continuously if this is really what he wants to do. He could have said no when I would have been fine with it. We would have been fine. But yeah, he did it anyway. It's not my fault that he did that. And I don't know why you said that. I said that. I hope pay for the trip. That's all I said. You said in the green room you did this to make her happy. You did say that in the green room. I just didn't say anything about the PS5 in the green room. Did I? To come here. Yeah. Come here to make her happy. I'm not the PS5. I would have went by myself if you didn't want to go. I would know. I'm glad you didn't because Al's learning a lot of things that he needed to learn to make his life better. That was the original plan. I got therapy in a lot. That's the for Al. A lot of good stuff for Al. Couldn't have free hammer a leap for life on the app. Don't waste. It's really good. We got three premium shows every single day, six days. We can include in the post show for this one where we call the guy that I guess wants to kill you and you want to come. You can keep paying for it. We're also upgrading your ticket to first class so you don't have to sit next to this. Okay. Okay. Hello. We might have something to talk about on the plane. No, no, no, leave her. No talking. She'll she'll manipulate you so she can live off of you. She's concluded that her future plans do not involve you. There's nothing to talk about. She wants to talk to you. I would like. I would like for his input on anything. Shut the fuck up. He doesn't give you his input. And he's shutting. He should leave you. You're a whore ass. We'll also do an episode of dating on it with you. If you're down, we'll help you set up your dating profile to make it absolutely sexy and great. Okay. It's one of our hammer-lead shows. We'll do that for you. Okay. Okay. Let me check in the how we film. How are you feeling? Um, I mean, I'm here. Don't really have any much feelings right now. I'm just here. I'm chilling. I'm sad. I didn't want to hurt you. She did it on him. You're a whore. I didn't want to hurt him like again. Yeah. Again. Again. Again. Again. I think the fourth. Yeah. Sorry. I'm death glaring you. I'm here. I'm not. I don't. I don't feel the greatest right now, emotionally. Good. I just. I want to be happy and I haven't been happy in forever. Let him be happy and let him go. You're using him. He's not in your future. And you want to be like a trans man. I don't like what the what is that? What is it? Don't credible switch up. Just give us. Yeah. Eventually. I know you said eventually you don't want to be with anyone right now. He is somebody, by the way. And what okay? What's this trans man thing? I've just been somewhat attracted to a few of them in the past. Okay. But you want pussy? No. I think trans men have fussies. Well, it's some do something. Well, they have a a dick, but it's like they're clit and large. But I don't know. I'm not. I want something platonic, not really romantic. Who wants to be with you for that? Wait, not platonic. You still want him to. What? F buddies are out there. But that's not that's not platonic. It's not at all. The platonic could just frame nothing. Any of these conversations of in platonic separate person for platonic, separate person for F buddy. Okay. And where does Al fit in? I do not know. I don't have a place right now. Oh, there you go. Did you hear that? Al, Al, did you hear that? Yeah, right. Are you going to leave? I'm going to ask you again now. Rather than I made the decision on the show. Shit. Al. Come on. Al. And technically, you produce them. You produce them. Should Al get them. Yes, sir. You should leave and leave fast. You can't quit cheating on your body. Here's the furniture thing. It's not a payday alone. So I got you. Okay, max total cost and it's still crazy. to be clear. But yeah, you're right. It is weekly. Thank you for correcting me on that. If you did do that, we wouldn't have known that maybe that we made a really big mistake. So I guess you're renewing it every time? Yeah. Very weird. But again, your purchase, your purchase was $1,667 and the total payments in the end is $3,794. How do you? So we just, we really can't do that. So I don't know what the balance is right now, but you can early pay. If you can get 1,600 in cash, you can wipe it out. If you can get a personal loan at like Calebhammer.com or something, you can wipe it out because that'll save you a lot of money. And I don't usually advocate for people on the show to get personal loans. So it's usually another thing. It's used for people out there that are like me that can manage it. We got personal loans. We got carnage rents. We got debt forgiveness. But I mean, this is like in sync because this is still kind of like a pay day alone. But okay. So it's 42.92 weekly. So times 52 divided by 12, basically 186 dollars a month. Her? Oh, wait, I have great news for me on this. I don't give up. It's interesting how that worked. Oh, Ali got a credit one. My friend, I recommend closing this, okay? Yeah. It isn't going to be able to pay it off before you can close it. I think you can close it before paying off. Well, it doesn't mean it goes away. It's as closed. 200. Yeah, you have a late fee. So yeah, late fee for about 30. What do you want to say? I would like my phone back, please. Sure. Thank you. Yeah, you got to text your current boyfriend. I'm not texting anyone. What do you got to do? Put it in my pocket. What do you think I'm going to do with it? Cheat. I'm not going to do that. I'm putting it in my pocket. Okay, 240 bucks. 30 hours a month. Her? Oh, interesting. Don't give up because you need to learn how to budget on your own, because you will be alone, but that's okay. Definitely. We're going to date and audit you. You're going to do great. Experian, who's experienced on my looking at with 3000 on a synchrony care card? It's mine. I don't care. Who has debt to adoptive mom? Well, the only person who talks about adopting a parent is this crazy from front of me. So I don't really care. Aid vantage. Well, you didn't go to college, did you friend? That's okay. So that's going to be her. A chime. Hey, you're spending a lot of money. Don't. Her. I won't give them. About your finance. I don't give a shit. Your chime. I don't give them. Probably spending money and shit. Okay, I care about your cash. My perfect thou. How are you doing? I'm doing good. Yeah, you are. You're a king. Don't you forget it. So cash up. So you only got those two deaths to run the center in your credit one, right? You can get out of that and we can have freedom from horrors and from financial problems. Unfortunately, you didn't have a fee on this and you aren't. Yeah, we did a rent the center. Yep. So you're paying through your cash app over draft payment. That's not good. We got a budget. We need a budget. You got dollar wise for life now. Make sure you're budgeting. Five mm shop. What's that? That's a GTA, isn't it? What is it? Oh, is that your roleplay, isn't it? Roleplay. Where's the recent? June 2nd. What was it for? Five mm shop. What was the pay like mount? The amount paid. I know, I know. 36 cents. No, that was your fee. 12 hours and 36 cents. Yes, it was. No, it was not a game. I don't know what that is. You recognize it. It would be under new even. Okay. Maybe it's a lot of subscription to one that you used to do and you forgot about. Avable cash would draw McDonald's GC, Microsoft, cash app, more rent the center state bank, books of million, books of million, don't buy her shit. That. Get in some bullshit door dash and subway. Probably should be doing it. Vapor, you vape? Yes. Shit, buddy. Vapes. Very heavily. Shut the fuck up. I'm just telling you that I don't give a shit about what you have to say. Cash app. Papa is nice. He's looking at me weird. Shut the fuck up. I'm sorry, but he's just. Shut the fuck up. Overdraft. Overdraft. Overdraft. Overdraft. Overdraft. This is not good. Books of million. We're not getting subway and vaping and Papa is when we're overdrafts in my friend. Okay. Yeah. Shut the fuck up. Oh, I remember. Shut the fuck up. Shut the fuck up. Shut the fuck up. My head. Sh. I'm remembered. Why it downs? Her? I don't care. Very good. So that's the only check in account. Is that? Yeah. You don't have any savings or retirement. I assume. That's okay. You're 22. You're young. Huh? I'm a other 401k, but I don't think I've access to that. You know how much you got in there? It's work. You know how much you started. I know the books are gifts for her, but you just got to not spend money for a little bit. You live at home, so your rent's cheap. Your rent's nothing, right? Do you owe them anything? Mm-hmm. Okay. Shut the fuck up. Do you want it a week? Huh? To the family? To live there? Shit. What about groceries? How's that dealt with in the house? I guess they just use whatever they have to do. Okay, so they get the groceries. Okay, well that helps. So 800. You have to pay the shut the fuck up. You have to shut up, but I was paying for the groceries before. That was my rent there. I was paying for the groceries. I, I still don't figure it out. Your family will help you, right? When she leaves your family will help you, right? I mean, yeah, I'm not going to get you to, but they'll help you. They'll like not charge you for groceries, right? Yeah, because 800's already a lot for you because you make 1800. This is a chunky thing. To your dad. Shut up. What's your dad? Shut up. What's your car insurance? Car insurance? $230 a month. Cheese, dude. Gas. From drive drive. How much? You don't really pay much for gas. There's even if you pay. Shut up. Shut up. How much? I don't drive. Okay, so nothing. You go to work. Oh, my, my ride picks me up and you just. Why do you pay car insurance? Because, well, it's the car isn't my name, so I have to pay for it. Okay, but I'm allowed to use the car. I'm allowed to use the car, but I just can't bring it to work because he needs to go to work. Do you ever use the car? No, I don't make any payments on this. Okay, get off this. I'm going to crush off the car insurance. He has to pay. You're done. Get off of it. He's not going to pay. Then I don't care. Then let it default. I don't give a shit. Let it default. Let it default. I don't care. You need the money to fix your life and get on. You and your family are not one person. You're to give in May $100 a month for rent, which is actually kind of a lot. What's your phone bill? The straight talk. So it's like 45. Okay, I'll get you healing for 15. Keep you fun. Anything else you need to survive? My friend, $100, razors, shower gel. Well, that good stuff. 10-in-one, whatever you do. Subscriptions. I'll try like 50 bucks. I want you to be able to play your games. You got any pets? You personally, under your care and ownership. No. We're not allowed to. Shut up. Medical health care. You got a copays on a monthly basis. You well with therapy, but I'll cover some sessions first. The medical health insurance? Yeah. No, it's through my job. Yeah. Okay. But you don't need much to survive. Listen, this is, we actually had about a thousand bucks, which means you 800 hours left, which means you can pay off all the debt pretty much in a couple of months. You save that up. That's not that difficult. And then you're free. But you need to get the car insurance off your name. I don't care if he doesn't pay up. You don't even use the car. So it's not your problem. Let it default. Let it get repot. I don't care if you're credit for a little bit. You need a fresh restart. And then you, I'm sorry. They're just not, he's dead. It's not going to like that. There is no other way. I don't care. You need to live your life. Tough conversations need to be had. And you need to leave. You need to get out of the house. We need to start pursuing a new career through the certifications that I give you. Do the therapy that I give you. Use all the tools. Pay off this debt in a few months. Say that you can pay for the car insurance, but he needs to lower the rent by that amount. You know, so either way, it just breaks even. And at that point, we need to get you like a cheap rent. And we're going to do a dating audit with you and you need to get out and you need to leave her. No matter what she does to manipulate you, you need to leave her. Okay, guys, we're actually going to bring in the other man in the post show via a video call. Your hammer financial score is zero as clear as day. Maybe a one, maybe a 0.5 because the 401k is open. I don't know. But I mean, it's just like this is Brad. And you just honestly go for yourself. You're a horribly human being. And I give a f*** that you're a part of hammer lead. I give, I give open and honest to everyone. No matter who they are, go for yourself. Disgusting witch. Join us in the post show. Get your hammer score for free, killhammer.com. Join us in the post show three premium shows every single day. And number one, I need you for a reason. It's incredible. It's the best or just download the hammer lead app or go to hammer lead.com. It's the same membership on both three premium shows every single day, six days a week. Join us for an extra 20 minutes in the financial auto post show. We're going to bring in the other man. Should we call this guy? Well, look who it is. Yeah, it's that f*** freak. By the way, you should also know if she brought up that she doesn't want to be with you either. I have a job homeless. I actually show up for that job. I get paid decent fucking money to show up to my f***ing job. I don't sit there and call out and then play on my f***ing computer like a f*** this little bit. You work at Sonic. So I just launched the brand new hammer lead app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of hammer lead access or free. Download the hammer lead app by using the link in the description or pinned comment down below. this is the best membership you'll ever join, and that's a promise. Go to katelapamber.com/apply or click that link in the description below.

Podcast Summary

Key Points:

  1. Al (22) and Stella (23) are engaged after reuniting post-high school; they moved in together quickly and face relationship issues.
  2. Stella works at a hotel ($15/hour, ~$2,000/month) and Al at an amusement park ($15/hour, ~$1,800/month); both have minimal savings and debts, including a high-interest payday loan (700% APR) and credit card debt.
  3. Stella admits to cheating on Al multiple times, including emotional and explicit messages with another man, whom she hides under a sister’s contact name; she refuses to block him.
  4. Stella reveals she wants to be single, has no long-term plans with Al, and mentions interest in trans men and a dream to move to Arkansas.
  5. Al learns of the cheating during the episode, is heartbroken but hesitant to leave; the hosts strongly advise him to end the relationship.
  6. The show provides Al with resources
  7. Financial audit shows Al’s debt is manageable if he cuts unnecessary expenses (e.g., car insurance, vapes, gifts), and he can rebuild quickly.
  8. The episode ends with a post-show call to the other man, who mocks Al and defends himself, escalating the drama.

Summary:

In this episode of Financial Audit, hosts Caleb and Brandon interview Al and Stella, a young engaged couple from East Tennessee. Al, 22, works at an amusement park, and Stella, 23, works at a hotel; both earn around $15/hour with modest incomes. The couple’s relationship quickly unravels as the hosts uncover that Stella has been cheating on Al multiple times, including explicit text and Discord messages with another man, whom she hides under a sister’s name.

Stella admits to the infidelity but refuses to block the man, claiming he’s a friend. She also reveals she wants to be single, has no future plans with Al, and is interested in pursuing trans men, while her long-term goal is moving to Arkansas. Al, described as "sweet" and "innocent," is devastated but struggles to leave, fearing loneliness.

The hosts strongly urge him to end the relationship, offering support like therapy, a budgeting app, and career certification. The financial audit shows Al has manageable debt, including a high-interest payday loan, and can recover quickly if he cuts unnecessary expenses like car insurance and vapes. Stella is criticized for her behavior, and the episode ends with a heated call to the other man, who mocks Al.

The hosts emphasize Al’s potential for a better future without Stella.

FAQs

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Stella cheated on Al multiple times with another man, hiding his contact under her sister's name, and continued texting him during the episode. She eventually broke off the engagement, admitting she wants to be single and doesn't see Al in her future.

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