Speaker 1Since everyone's doing their own research these days, we decided to match that energy and dig into the psychology of why we tend to overspend.
Speaker 2Big skateboard and little skateboard. Weren't you a little skateboarder? Gifts, guns, and real estate.
Speaker 1I didn't know Dave Ramsey responds to your social posts.
Speaker 2George is like, there's a new Reddit thread. I'm like, I've never been on Reddit.
Speaker 1Why do I talk like that?
Speaker 2I don't know. Hey guys, I'm Rachel Cruz.
Speaker 1I'm George Camel.
Speaker 2And this is Smart Money Happy Hour. Cheers, George. Cheers. Just hits right sometimes. Gospel gorgeous. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.
Speaker 1And we are sipping on a maple old fashioned. One of my faves.
Speaker 2Just can't go wrong.
Speaker 1So simple. Can't mess it up. And yet people choose to go another route for some reason. So as we head into the fall, this is one you're going to want to check out. We're going to give you our rating and reveal the cost per glass at the end of the episode.
Speaker 2Okay, so I saw the funniest thing, George. It's like a Korean shopping site, basically. It's like a simulation that you can go in on this online store and shop, put everything in your cart, quote unquote, check out, but it's all fake. Just makes you feel like you're shopping. Wait, is the site a scam? No, no, no. You don't put your own information in it. It's a simulation. Yeah, so you just go as if you are actually buying. Because, you know, we are, I do. I love going on a site if they're like 40% off and I'm like, oh my gosh. And you go and you're like, oh, that's cute. That's cute. I like that. I like that. I like that. And this is like, you can get that feeling because there is something happening when we shop online or shop in general. Spend money. Things are happening, George.
Speaker 1So you get the dopamine hit without actually needing to spend the money. Yes, brilliant. This feels like you're just gambling without using real money. It's the same idea.
Speaker 2And you get the same hit, the same fun. Same dopamine hit.
Speaker 1Okay, I saw one that is that for food. Okay. There's a site, Food Never Comes is what it's called. And the one there's, I think you're talking about like DopamineCart.com is kind of like an Amazon. Uh-huh. But again, nothing is real.
Speaker 2Right, it's all fake.
Speaker 1That's pretty sad. That's where we're at as a society. Yours is called what again? Food Never Comes.
Speaker 2Food Never Comes?
Speaker 1So you click all the food, but then it never comes.
Speaker 2Like mozzarella stick. Oh, I'd be great at that. Queso, artichokes. You'd get it all. Yeah, the cheese artichoke dip. It's fantastic. You love a dip. I love a dip. You know who has the best dips? Publix. Chili's? Oh, I thought you were going to say Chili's. I do love Chili's, a triple dipper. No, Publix Deli, they have a buffalo, a chicken buffalo dip.
Speaker 1It's like Publix brand.
Speaker 2Yes, and they make it in the deli and it's all go. Don't sleep on the Publix Deli. There's a little hint for you. It's delicious. That's great. Delicious, yeah. I love it.
Speaker 1So what is it about shopping and spending money that feels exciting? What do you think that rushes you? Where do you think that rush comes from? Like, are we just trying to be hunter-gatherers again? We don't actually need to go kill our food, so we just want to click it? We're just bored.
Speaker 2We just need some excitement, I guess so. I like the idea of newness, too. Something new, that's fun.
Speaker 1And it feels spontaneous for you.
Speaker 2And even if it's like, yeah.
Speaker 1You're like, what if we just got some dips? What if we got takeout? What if we just threw in an extra app? What if we go to a restaurant instead of eating at home?
Speaker 2I know. You know what I bought last night, speaking of all of this? We actually talked about it maybe two weeks ago on one of these shows.
Speaker 1On this very show.
Speaker 2Or maybe we were recording. Maybe it was before. I don't remember.
Speaker 1Don't hold her to it.
Speaker 2But it's the Ninja Slushie.
Speaker 1The Ninja. Oh, the Slushie version. Not the creamy, but the Slushie. No, not creamy. We did talk about this.
Speaker 2Slushie. And I said, I'm going to take a beat. I'm going to take my own advice. I'm going to sleep on it. I'm going to try not to think about it. I'm going to keep on moving on with my life. And did I keep thinking about it?
Speaker 1You thought about it.
Speaker 2Yes. And it was on sale. You said that.
Speaker 1I sent you a link.
Speaker 2Yes. And last night, or yesterday morning, pulled the trigger. That's what showed up last night at about 8.30 p.m. The Ninja Slushie. Thank you, Amazon Prime. Why does that make me so excited? And then why did I buy six tumblers for $30 to go with it? Because I thought, I need, yes, I need new tumblers so that the icies don't melt.
Speaker 1Oh, they're like double-walled?
Speaker 2Yeah. Insulated? But I didn't get Yeti version. I went cheap. Okay. See? But I still got the same excitement. That's where she saves her money.
Speaker 1On the tumblers. I know. But it is like Christmas morning when you open that up.
Speaker 2But why is that so fun?
Speaker 1I think it emulates that feeling that we have on Christmas morning as kids.
Speaker 2Maybe so. That's probably it.
Speaker 1But as an adult, you're like, you know full well. You build up the anticipation until it arrives.
Speaker 2What have you bought that's made you kind of giddy? And you're like, oh my gosh. Okay, this is a sad one.
Speaker 1On the frugal side, I finally bit the bullet and got the neck fans.
Speaker 2Is it worth it? I've seen them. I just haven't done it.
Speaker 1I think it's mostly placebo effect. Because it's just pushing whatever the temperature is around you. It's just pushing that air at your neck. Isn't that a fan, though? Yes, but it's not like cooling. Oh, it's not. It just like moves some air against your chin. So I used it at the zoo. I looked really cool.
Speaker 2You were walking around the zoo.
Speaker 1Yeah. That's the thing is you got to wear it in public because you're outside.
Speaker 2100%. That's usually when you're going to wear it.
Speaker 1But I also wore it around the house. You did? And that was actually a game changer. Have you ever been hot in your own house? Or you come out from doing yard work or something? Not that I know what that's like, but people do it. Yes. But inside, because the temperature is much cooler, it actually is cold. Cold air hitting you.
Speaker 2Circulating. I'm feeling great.
Speaker 1That's the game changer. And if I bought two, it came with a free mini fan. Thanks, Amazon. So, yeah. Was it good? Like worth it? I think it was very worth it. I've been sitting at a lot of soccer
Speaker 2games this fall in August in Tennessee, and it is hot.
Speaker 1I'll send you my link. Okay. Yeah. That's a good one.
Speaker 2I'm a cheer coach these days, George. I don't know if you knew.
Speaker 1Not a real coach.
Speaker 2I don't know if you knew that.
Speaker 1Not like a coach for the team.
Speaker 2What? For nine-year-olds. That's not a thing. Yes, it is.
Speaker 1You've been elected as the coach?
Speaker 2I had to volunteer because no other parent did. So, me and my good friend, Kristen, we volunteered.
Speaker 1So, you're on the sideline with the girls who aren't playing, and you're like, girls, cheer loud. They're cheerleaders. Oh, they're officially cheerleaders.
Speaker 2Yeah, they got uniforms and pom-poms and bows and like, yeah, Caroline's a little cheerleader. So, you will learn in Nashville, like Franklin has the Franklin Cowboys, and it's hundreds of kids. Like it's actually now that we're in it, I'm like football. And then they have cheer squads.
Speaker 1Okay. I just didn't know. I didn't know that like basically Little League has their own cheerleading squad. They do. They do. That's what I was trying to get at.
Speaker 2Yes, they do.
Speaker 1I get high school level, they have cheerleaders. But below that.
Speaker 2In middle school and then these little community teams.
Speaker 1You got to train them up for when they're at high school level.
Speaker 2So, sorry, I'm saying all that to say I may need a fan for my Saturdays as cheer coach on the sideline. That's where that was going. That went off the rails.
Speaker 1All right. So, Ramsey has known for years that swiping a piece of plastic gives the buyer more impulsive dopamine. Yes. It causes them to spend more than just paying, I mean, cash, cold hard cash that you hand over and never see again. That hits your brain differently. Yes. Than a swipe or even a tap to pay. Where I tap, I take my phone back and I get to keep the item.
Speaker 2Yeah. All the things. I wonder in today's world if they ran that test again, that study again, if you will, if it is the same. Because I've heard more and more Gen Z's say if they have actual cash, it feels like free money. Oh, yes. It sort of backfires. It actually does the opposite because it doesn't hit their account. When they see their account, they get stressed. If anything ever hits their account, it's almost like it's just free.
Speaker 1It's outside of the system.
Speaker 2Yes, yes. I'm curious in today's world if that changes, if that's changed.
Speaker 1You're right. I think it has changed.
Speaker 2Because it is way more cashless, right, today than it was.
Speaker 1You know what I think they should do? Every time you swipe, your phone should announce your bank balance publicly. Oh, my gosh. That will really help. I think we need more public shame is what I'm saying.
Speaker 2I've always thought, wouldn't it be a fun superhero? A gift? What do they call that? Skill? A superhero talent?
Speaker 1Why can't I think of the name?
Speaker 2Like a power?
Speaker 1Superpower. Superpower. Thank you, producer Jenna. Superheroes have superpowers.
Speaker 2Superpower, yes. A superpower where you can see people's net worth on top of their head. Wouldn't that be fascinating?
Speaker 1Oh, you don't watch Black Mirror? Way too dark for you. No. Don't encourage anyone to watch it. It is very dark. But they had a whole episode that gave you a social score that everyone could see.
Speaker 2Of how good you are socially?
Speaker 1Yes. And in public. Like, if you were a terrible person, you had a bad social score. Oh. But if you had a good social score, you had access to things that people didn't have access to.
Speaker 2Oh, my gosh.
Speaker 1Okay. And so it was a very, like, dark episode. But it's kind of similar to, like, a credit score, but for you as a person.
Speaker 2Wouldn't that be interesting to know?
Speaker 1I'm not above it. Like, you hold the door open, you stop for someone at a crosswalk, like, you get some points. Yeah. You do something terrible, you get negative points. Negative. Not good. And then we can all see Rachel's score. And see, like, how good of a person are you? Yeah. For society. So it's not to, like, be a good person because you get extra points. You know what I mean? You don't want to gamify it in that way. No. Because then terrible people would just game the system.
Speaker 2Yes. Yes. Our kids have a little character pledge at their elementary school that they do every. Did you have one of those? Like, after you did the Pledge of Allegiance, you, like, did, like, your school pledge. Did you ever have that? They call it the character pledge. That sounds familiar. I didn't know about character. And they do it all the time. And there's, like, a little line in it, and it says, basically on the lines of, and today I will do the right thing, not because anyone is looking, but because it is the right thing to do. I love that. There's, like, a little line in there. Isn't that good? That's so cute. I know. So remind me of.
Speaker 1They're doing good things in school, guys. They are. Stop looking at the headlines. We love. Why are they teaching kids in school? Character? What are you teaching them at home?
Speaker 2Character pledges. Character pledges.
Speaker 1My kids are unschooling. Okay. So anyway.
Speaker 2Fine. Fine. No, but the psychological aspect is so real when you're spending money. And, in fact, there's three main reasons. A quick Google search would tell you this. Of psychological reasons we want to spend money. You ready? Number one, the dopamine hit. You already mentioned that. But anticipating a purchase triggers the brain's. reward center multiple times. So you add to cart, ding, ding, ding, hit. That's a hit. You get your shopping notification, your shipping notification that it's coming, ding, ding, ding, ding. And then it arrives at the door, ding, ding, ding, ding. Then you open it, ding, ding, ding. Then you get to wear it and use it, ding, ding, ding.
Speaker 1And then three weeks later, you're done.
Speaker 2And then you go back again. And then it leads to the next
Speaker 1one, which is retail therapy. Restart the cycle. So people buy items to soothe the sadness, the anxiety, the lack of control, maybe even the happiness. You're so overjoyed about the job promotion, you go out and spend. Let's celebrate, guys. That's another one that happens to a lot of people.
Speaker 2And number three is FOMO. So people shop to fit in socially or achieve what they've always wanted. Something they see out there and they're like, this is what I've always wanted. And so regardless if you can actually have the money to spend on it, thanks to debt. You just want to fit in.
Speaker 1Have you found yourself ever doing that? Knowingly or unknowingly?
Speaker 2Oh, I'm sure. Eventually, you and your friends
Speaker 1dress similarly. And you're like, how did we all land here? Yes. See, that's where I'm like, I am probably
Speaker 2on the undercurrent of being influenced. Like I bought some workout stuff that I have not bought new in like probably two years. Like I went to Old Navy and just like got a bunch of stuff probably two years ago. Your basics. But I was like, you know what? I am a working woman. I pay property taxes. Like I can buy some nice workout stuff. But I went with a brand that like some of my friends have. I can guess the brand. And I don't like it. I've decided. I'm very, I have another nice brand that I like better. We can talk about this if you want.
Speaker 1Can I guess? Yes. If I guess, you have to say I'm right.
Speaker 2You bought Aloe.
Speaker 1You prefer the Lulu. I prefer Viore. Oh, Viore.
Speaker 2Alright, this little Aloe company. Little. And when I say little, everything in there is little. And I was like, good night. Like it is for a bunch of 12-year-olds. It's basically what they like have built this close for. Wow. I'm not a mom who's just trying to do sit-ups with a free weight. Like I'm just like doing the basics.
Speaker 1It's really not about the brand at this point. It's the brand association.
Speaker 2I know. And I was like, I just need some like somewhat baggy, comfy, nice tees to wear, you know, with shorts. Like, uh-uh. And so I bought one or two things and they're fine. But then I went to Viore and I'm like, this is my place. This is my place. So if I'm going nice, I'm going Viore.
Speaker 1Okay. So not a fan of Aloe.
Speaker 2No. And then another place I love for athleisure specifically is Cozy Earth.
Speaker 1Now I feel like I'm an athlete because I have Cozy Earth.
Speaker 2Oh, well, yes, you are.
Speaker 1I have the athleisure part down. It's the part before the ath part I need to work on.
Speaker 2Just the leisure is great.
Speaker 1The leisure part I am here for.
Speaker 2I know. But no, it's great about Cozy Earth. Those, when you're on their site, you can buy multiple things. We're talking about the excitement of buying. Because it's not just athleisure wear. It is blankets and sheets and towels. It's like all of it.
Speaker 1And robes and clogs.
Speaker 2Oh, my. And socks. Wonderful. Head to
Speaker 1toe. You're covered.
Speaker 2Seriously, all their stuff. I use something from Cozy Earth literally every single day.
Speaker 1I get a lot of compliments.
Speaker 2Well, I'd say multiple things because they're sheets. I'm in that every day. Yeah. So good.
Speaker 1I have a button up from Cozy Earth and I just got a DM like, hey, where did you get that shirt? I don't get that a lot, as you know, because people on this show never comment, George, where'd you get that jacket? But they're always like, Rachel, love your outfit. I know. But Cozy Earth really, they don't miss. Everything they make is high quality and it's stuff that's going to last you a long time.
Speaker 2Yeah, it's amazing. So we love the quality. We love the company. So if you go to CozyEarth.com slash smart money, it's actually a great deal for our listeners. 20% off and makes a great gift, too.
Speaker 1So if you're one of those guys who's like, I don't know what to get her, just get her Cozy Earth. You can't miss.
Speaker 2We love it.
Speaker 1Well, here's a wild study that was done. 200 people, seven countries. They gave participants 10 grand to spend. I don't know how I could have. I could have signed up for this. We missed out bigly. All right. Can you guess which kind of spending gave people the most quote unquote happiness?
Speaker 2What, like category? Yes. Of spending?
Speaker 1It doesn't have to be spending. Just what did they do with the money that gave them the most happiness? Experiences. Well, you'd be wrong. Oh, what was it? That was close. But participants reported the highest levels of happiness from donating to charitable organizations and buying gifts.
Speaker 2Giving. Giving. George, that's what we talk about.
Speaker 1That's pretty wild that these people chose to do that. But then also, high levels of happiness from spending money on personal care, education, and experiences.
Speaker 2Okay. Well, I like the education piece. That's kind of nice.
Speaker 1We don't talk about that a lot.
Speaker 2No, but like spending to
Speaker 1actually. To learn and grow? Who would have thunk it? I need some education. And then those who kept their spending private as opposed to those who were advised to publicly display their purchases on social media experienced more happiness. You always say this quote, and I like it. You say, if nobody saw this purchase, would I still want it?
Speaker 2Exactly. Thanks for quoting that. So actually, if you still want it, it really is for you. Yeah. Keep your spending private. And something that you're going to enjoy. Yes, that you don't need to post it.
Speaker 1That's a good way to think. If everything I own, nobody knew about, but I still want it. Man, I love that.
Speaker 2That generosity, privacy, and things that probably better you, in a sense, and the people around you, right? Or create a memory. Experiences, education, all of that. Like, that is, that's it. That's prime. Beautiful. I like it, you know? It's like Ecclesiastes. It's just all dust. Piece of dust.
Speaker 1It's all a vapor in the wind. It's all a vapor.
Speaker 2Finally, you mentioned Ecclesiastes. Bring some richness into your life, people.
Speaker 1Usually, it's me going Ecclesiastical. I know. So, thank you for doing it for once.
Speaker 2You're welcome. It's the series that our church is in.
Speaker 1Oh. That makes sense. You just heard about it? Just heard the whole Sunday sermon. I know.
Speaker 2No, Winston loves Ecclesiastes. You and Winston are on that same
Speaker 1mood vibe. It's just a great, like, hey, there's a guy who had it all, had all the money in the world, did all the things, and here's what he had to say about it.
Speaker 2And he's like, listen, it's just not, yeah, not good.
Speaker 1It's great. Enjoy your life, but, like, don't expect something you can't get from money. Yeah.
Speaker 2Like, it's not going to happen. What you think it's going to bring you is not going to bring you.
Speaker 1And also, life is temporary, so just enjoy it.
Speaker 2All the lessons, the presents. I know. Gosh, so good, George.
Speaker 1So good. Okay. Enough signs and confessions from us. Now it's time to judge you guys, which is one of my favorite things to do. So, this is what you sent on social. When we asked what purchases give you the biggest dopamine hit, we're going to decide if we agree or disagree based on our own spending tendencies. Yep.
Speaker 2And listen, this is all out of love, so don't get mad at us. No hate. But if you want to start a little drama in the comments, be our guest. Yeah, because Rachel ain't looking.
Speaker 1I'll report back to her if there's any good ones. Like, Tom Brokaw?
Speaker 2Yes, this is our nightly news.
Speaker 1That's pretty good.
Speaker 2All right. First step is someone responded gifts, guns, and real estate.
Speaker 1I didn't know Dave Ramsey responds to your social posts, but I love that. Dave?
Speaker 2Winston? That does sound
Speaker 1like either of those guys. Oh my gosh. Oh, yeah. That gives him the biggest dopamine hit.
Speaker 2I mean, I feel like I have to give green a lot of the dudes in my life. That's like probably their. Gifts is first, though.
Speaker 1Real estate is a wild, like, oh, yeah, one of my favorite purchases. Real estate. Would Winston take me to go shopping? For sure. Like a rite of passage?
Speaker 2For sure. Okay.
Speaker 1That's a good one. All right. Next up on our social responses for purchases that gave you the biggest dopamine hit, a coach purse. That's very specific. Man.
Speaker 2That felt
Speaker 1like
Speaker 2a big trend. It's like an 0-4. Yeah, if it was like high
Speaker 1school, like, coach purses were all the rage. I don't know if people are still doing it.
Speaker 2Listen, if this lady loves a coach purse, I'll give it to her. Go, girl. Go, girl.
Speaker 1Yeah, I'm all for it.
Speaker 2I think that's great.
Speaker 1I don't know what they cost. I have no clue what a coach purse costs. It could be $50 or $5,000, and I would have no clue.
Speaker 2No. I'd say a couple hundred bucks, probably, for a coach purse, I would think. Yeah. We'll never know.
Speaker 1There's no way to find out.
Speaker 2Yep. Next is a. I don't know what this is. A Telecaster. Electric guitar?
Speaker 1Green flags. Red flag.
Speaker 2Don't know what it is.
Speaker 1I have one hanging in my YouTube studio. On the wall. It's a Fender Telecaster. It's one of the most classic guitars of all time. Amazing. I bet Winston Cruz knows what a Telecaster is. He might. So there's the Stratocaster. Then there's the Telecaster.
Speaker 2Okay. And Tele is bigger than Strata?
Speaker 1I wouldn't say bigger. You're talking different tones, different pickups. Wait, what? You know what? Why am I wasting the time?
Speaker 2But I go
Speaker 1Telecaster. I think it's more of a country vibe. Does it look like an acoustic guitar? No, it's an electric guitar. Oh, okay. If you just think, what does an electric guitar look like?
Speaker 2Why would you play an electric guitar and not an acoustic guitar?
Speaker 1Well, electric guitars plug in more of that rock and roll sound. You can use different pedals to create different tones from, you know, punk rock to country. Okay. Acoustic is you're going to get an acoustic vibe.
Speaker 2Okay. I think I like the acoustic.
Speaker 1More of a Jack
Speaker 2Johnson gal. Or Taylor Swift gal.
Speaker 1That's true. Taylor does go more acoustic. But she has electric. I mean, you know, don't you know her electric guitar player? Paul. Yes.
Speaker 2Oh, he plays an electric guitar? What do you think
Speaker 1he plays? Okay, I don't know. I mean, he obviously plays acoustic too for the band, but mainly.
Speaker 2All guitars are guitars to me. Don't even talk about a bass guitar. That makes no sense.
Speaker 1So when you think lead guitar, think they're probably on an electric. Because it has a range. When you think rhythm guitar, it can be electric or acoustic. Okay. In general.
Speaker 2If you play an acoustic. Last question. If you play an acoustic guitar, can you play an electric guitar?
Speaker 1Yes, but not necessarily as good. Okay.
Speaker 2So electric guitar. What's easier to learn?
Speaker 1If I was going to just pick a guitar for someone, I'd probably go acoustic. Okay. There's less you need. Electric guitar, you need, you know, cables and amps and it's a different feel. All right. It's easier to learn songs. All right. That's a green flag. I might as well have submitted that one. Yeah, for sure. And I did get a dopamine hit when I bought it for the YouTube studio. Oh, did you? Especially because it wasn't my money.
Speaker 2Oh, that's fair.
Speaker 1I got it as like decoration for the studio. Oh my gosh. It was in the budget.
Speaker 2Well, I just spent some money, George, and I swiped my Fairwinds debit card. Uh-huh. There she is. Live like no one else.
Speaker 1So they have a new one.
Speaker 2I had two Fairwinds cards in my back pocket. That's how much I love Fairwinds.
Speaker 1The dead is normal, be weird debit card. But they have a new live like no one else themed debit card.
Speaker 2And I will say, there's something just fun about spending and knowing you're done. That's why spending with debit cards.
Speaker 1Your own money now instead of a credit card. Someone else's money that you have to pay back later.
Speaker 2And that you know a bill's coming. And you're like, okay, I'm going to have to eventually pay for it. When you pay for it and you're done, it's amazing. And that's one reason I do love Fairwinds because they have the smart bundle. Because there is a no monthly fee checking account. Up to 10 high yield savings accounts. And you get the debit card. And so, yeah, knowing that all your money's right there. The app is great. You keep track of it. I've actually plugged it into EveryDollar. So I'm getting all my statements, all my transactions.
Speaker 1The transactions flow in beautifully.
Speaker 2But I love it. And I love that the high yield savings accounts connect to the checking too. So if you do have to-
Speaker 1You can transfer seamlessly.
Speaker 2Yes, it's so easy.
Speaker 1If you ever did need your savings, you got to transfer from the online. Well, Fairwinds makes it super easy because they're connected, which I love. And they're federally insured by the NCUA. So similar to FDIC insurance with your traditional bank, credit unions have NCUA. So you know your money's covered. So check it out. Go get that smart bundle and the all new Live Like No One Else debit card at fairwinds.org slash Ramsey. We'll also drop a link in the description.
Speaker 2All right. Next comment was, flights home to the Midwest. I work on the East Coast.
Speaker 1That's sweet. That's precious. A flight home is priceless. I'm going to go. I don't know how much it costs to go to the Midwest.
Speaker 2I feel like it's not that cheap.
Speaker 1To get to places that are harder to get to costs more.
Speaker 2That is true. Especially if you have to fly into a regional airport and connect.
Speaker 1Brutal. But hey, home is worth it. That's a sweet one.
Speaker 2A fancy new radio flyer wagon to tote my kids around all summer. That's so cute. I love those.
Speaker 1I have one of those. I don't even know how I have it, but I have it.
Speaker 2We have one too. It's actually been sitting on our driveway for like months. We probably need to-
Speaker 1There's just so many things to tote the kids around in the garage. It's a nightmare. I don't know how you guys store it at all, but there's just so much. You just collect it and then one thing's free off the Facebook group and you grab that too. I know. You never get rid of the old stuff.
Speaker 2Can I tell you? That's when I see Winston Cruz's anger. Because you'll get a bike and it's like, krunt, krunt, krunt. And then it's like the electric Jeep. And he's like, this is all just-
Speaker 1It's all stacked on top of each other.
Speaker 2Like, what are we doing?
Speaker 1Yes. Well, then it's like Jenga. I'm trying to get one thing out of the bottom of the pile.
Speaker 2It is. Yeah, it makes my like, what's it called when there's a lot happening?
Speaker 1Sensory? Sensory issues.
Speaker 2Yes. I don't have sensory issues, but if I did, it'd be happening in my garage. Because it makes me stressed. Yeah. I don't like it. I feel tense.
Speaker 1The radio flyer does like fold up. So that is nice. It like collapses in on itself. Not mine. The one that I have.
Speaker 2You don't have a big plastic one?
Speaker 1It's like the cloth version.
Speaker 2Oh. Not the like plastic or metal. So we got the plastic one.
Speaker 1We've upgraded. There you go. Well done. All right. Next one. Thrift store treasures. Can I be snobby? You can be snobby. You disagree with this one as a concept?
Speaker 2I just, the older I've gotten, maybe because I know how I live and my children live, who are disgusting, you know, that when things are, yeah, I'm like, oh, I just don't know what's happened in that shirt. Or I don't know what's happened with that spoon. Like, what do we, you know what I mean? Like, what are we?
Speaker 1It's a very particular spoon.
Speaker 2I'm just saying, like the thought of other people, a couch, you can't do furniture. Like, there's just certain things. There's just certain things now that I'm like, I don't know. I think I just Amazon and get the cheapest of the cheap. It's not like I'm getting nice stuff, but.
Speaker 1You don't care about the thrill of the ride of trying to find the thing. Nope. You're just like search, tap, buy. Yes. Yep. All right. I'm going to go, I'm going to go with a nice green flag on this one, but here's the caveat. Treasures feels like it's something unique. Like, it's a cool lamp that they just, you can't find lamps like that anymore. That's true. People that like the vintage look of things and everything now, it just feels like it's all made in the same. It's all made in the same factory. It's all boring. It's all the same.
Speaker 2Okay, that's fair. So, treasures made me think cool items. To me, that's more, if it said antique. Yeah. That may have some of that like nostalgic, good, warm vibes.
Speaker 1Yeah. I used to buy a lot of clothes from, like, I thought it was really cool when I was in high school to buy like youth league soccer t-shirts.
Speaker 2Oh, yes. Yes.
Speaker 1And I would wear them as a grown, I mean, grown adult is a strong word for me, but like I was not a child. I was like 16 wearing a 10-year-old.
Speaker 2Thrift. Yeah, like thrift feeling. Yeah, yeah. But I thought it was funny.
Speaker 1It's like youth soccer and I was 16. Yeah, yeah, yeah.
Speaker 2We went through a thrift phase. Yes. I know what you're talking about. Yeah. That was my vibe.
Speaker 1It's very telling of me.
Speaker 2And with a skateboard.
Speaker 1With my, exactly. Okay, they're called fingerboards. Okay, fingerboards. They have a name. They're not little skateboards, but yes, I did love those. And yes, we had little skate parks and yes, we filmed us skateboarding with our fingers. We were cool.
Speaker 2It was cool. God love them.
Speaker 1Yeah. All right, we're stepping it up on this next one.
Speaker 2Okay, here we go.
Speaker 1Wow. Purchases that gave you a dopamine hit.
Speaker 2Rolex and Omegas.
Speaker 1Wow. This person likes watches. What do you think about a watch guy? Turn off? Ick? That's like a personality trait.
Speaker 2Okay, I'm not saying this because you're sitting.
Speaker 1I'm assuming this is a man, by the way. This could be a woman.
Speaker 2Yeah, I'm not saying this because you're sitting here. Thank you. I'm being genuine when I say this. If the Rolex has a cool story, okay? So just like you, George.
Speaker 1Thank you. You did.
Speaker 2Well, you know, I'm not. I'm not a watch guy. You know what's crazy, though, is my friend, Megan, literally, this just happened to her. Her husband's grandfather had a Rolex, but it was a smaller one. It was a little bit probably feminine looking. So her husband was like, you take it, get it. So she's doing what you're doing. Got to fix that. To me, that is so cool.
Speaker 1It's like heirloom.
Speaker 2And you know what? I'm okay with one. If you got one nice watch as a guy, I'm not mad. But maybe it's because I married Winston Cruz. I just like a rugged, like I got a garment. Like I got a utility watch. There's something masculine about that versus like clunky, big watch. Does that make sense?
Speaker 1Like tech bro with a fancy watch. That's not it for you.
Speaker 2Why are you saying tech bro, though? What does that mean? That makes me think that it's like a-
Speaker 1Well, just people who are into watches, you know. Oh. They tend to be those types of guys. There's a stereotype.
Speaker 2Yeah, or like financial planners. I don't know. Sure. Sorry. No offense. We love financial planners.
Speaker 1It tends to be more of a flex. You should actually get a smart vest. Here's what I found, though.
Speaker 2You know what I'm saying? Just like, I don't know. It's just the clunky silver watch. It just doesn't-
Speaker 1It's not for you.
Speaker 2I don't know. It's like kind of like jewelry on a guy.
Speaker 1Oh. Do you know what I'm saying? You think it's more feminine?
Speaker 2I think so. Where I'm like, I just need a little rugged. Give me a beard. Yeah. But granted, I'm attracted to my husband, so that's, you know. I like the rugged look. I just get stressed.
Speaker 1Like wearing like a $25,000 wrist piece just feels like I don't want to go outside. I'm going to get kidnapped.
Speaker 2Yes. They're coming to get me. Yeah. If I go on a trip, I'm
Speaker 1not bringing my watch. Right. I'm not doing it.
Speaker 2Yeah. I can't risk it. Like some women don't bring their wedding rings on trips.
Speaker 1Yeah, because some wedding rings are worth a lot. Yeah. I'm not going to lose a wrist or a finger just for that.
Speaker 2Yeah, I don't know. I mean, what do you think? Does the look throw you off?
Speaker 1I just watched a 32-minute video that was a rookie's guide to watches, and it was so fascinating, but the guy was really cool. Okay. And he was explaining the history behind it. He went to Switzerland to see like how it's made. Okay. And all the differences. Okay. And why you'd want a certain type of watch. Okay. And the different brands. And there are certain brands that are known to be like, you're trying to flex, or based on why you want it. The motive matters.
Speaker 2Okay. Okay. So I will say that.
Speaker 1So I've been getting more into it, not because I want to be a watch guy, but because it is interesting to me. Yes. Yes. I'm like, why would someone pay $50,000 for a watch?
Speaker 2For a watch. I know. I know.
Speaker 1So. I won't. And I'll eat my words one day if I do.
Speaker 2Can I do this? Just like a half and half. But overall, if that's- Did I sound judgy?
Speaker 1No. You are judgy. You don't sound judgy. I wouldn't say you sounded judgy.
Speaker 2I think, again, I'm going to go back to my statement. If the watch has a cool story, I think I'm bought in. Okay. We have a lot to cover. So let's go quick. All right. Okay. Less thoughts here. You ready? Yeah. My 2024 Tundra. Yes, it's paid off. I'm going to go green.
Speaker 1Dopamine hit. Okay. It's a great one. I feel like if you're bragging about a Tundra, you're a green flag kind of guy. Next up, perennials. I imagine that's the flower.
Speaker 2Yeah. I'm not a plant person. I'm going to go here.
Speaker 1Yeah. I mean, I love that for you, but it's not for me. Yeah. If that's what gives you a dopamine hit, then you probably have a beautiful lawn.
Speaker 2This next one's funny. Not what you're looking for, but it ticks me off when the wife buys Red Bulls.
Speaker 1That's a direct quote. It's, quote, not what you're looking for, but it ticks me off. So they're just venting to us on social media?
Speaker 2Sure. Why does it tick them off? All these overpriced energy drinks, though. Stupid. Get a cup of black coffee like a real man and call it a day. So I like that.
Speaker 1I'm going to go, I don't like this guy's energy. All right? I like him. Because I bet there's things he buys that she goes, how much Zin does a guy need, man? Like, who knows what he's into? Why is he judging his wife for needing a little energy? Is she taking care of the kids all day and they're feral? She might need some energy. And if you're getting them in bulk and not from the
Speaker 2gas station, be smart about it. Okay. But also, go to a doctor. Christmas at Court Hobby Lobby. Yes, yes, and yes. Sometimes the red is terrible. You got to be real careful with the gold. But sometimes it's fantastic. Sometimes it hits perfect.
Speaker 1Okay, here's my caveat. If you're going every year, it's a problem. But if you have, like, your Christmas setup, that's a green thumbs up for me.
Speaker 2Yeah, I love it. I love it. Okay. All right. I don't know what this one is, but Baccarat perfume.
Speaker 1Baccarat. Baccarat. It would be Baccarat. Is it an expensive perfume? Does anyone have any intel on this?
Speaker 2You know what? I love perfume. I'm going to say yes.
Speaker 1Go. I'm in my crunchy era, and I go, well, that's toxic. So I'm going to go thumbs down on this one.
Speaker 2Wow. Notebooks. I know it's weird. It says in parentheses. What brings you joy? You know what? If you're a journaler, I used to be, and not anymore. A journaler. Yeah, if you're a journaler. Yeah. I can see how notebooks are pretty. I have a lot of notebooks. To the nightstands.
Speaker 1I don't have a lot of empty notebooks, so I'm jealous of this person. I'm going to go. That's great. For using them to their fullest extent.
Speaker 2Instagram ads that stalk me for weeks.
Speaker 1That gives you a dopamine rush?
Speaker 2Do you end up actually buying it?
Speaker 1Like you gave into it.
Speaker 2Yeah, I can't, because I think I see too many of those, and I'm like, mm-mm.
Speaker 1It feels like defeat, and I've rarely been like, that was a worthy purchase. Although, I did fall for one, and I tried it.
Speaker 2What was it?
Speaker 1It's a magnetic, this sounds so lame, but it's a magnetic nose strip. That is for people with deviated septums, so that they sleep better. And I fell for it. Stop it. It didn't work. I dropped 40 bucks. I can't say it didn't work, but the sensation of something on my nose all night, especially magnets, was so distracting. That I haven't been able to sleep better.
Speaker 2Yeah, that doesn't feel good.
Speaker 1But it does clear the deviated septum a little bit. Good for you.
Speaker 2Are you going to get a nose surgery?
Speaker 1It saves you on having to spend thousands on deviated septum surgery. Okay, well, there you go.
Speaker 2You fell for it. Pet accessories and supplies.
Speaker 1Green from me, thumbs up. Thumbs down from Rachel, because she hates her pets.
Speaker 2I don't hate my pets. I love my dog, June.
Speaker 1You've never bought any supplies or accessories for her? No. That have made her sick? I can't believe it. I can't believe it. I can't believe it. I'm so happy.
Speaker 2Genuinely say no.
Speaker 1I think it's an act of generosity. My kids. To give your dog a joyful life.
Speaker 2Winston takes great care of our dog.
Speaker 1I will say for cats, it's a thumbs down. But for dogs.
Speaker 2Okay, that's fair.
Speaker 1Mostly because if you have like a cat tower, and this is personal, because there was a house that needed to be sold so that they could purchase our house. And I knew it wouldn't sell because their back patio had a gigantic
Speaker 2enclosed cat tower. No. Did you tell them to get rid of it?
Speaker 1Who am I to? I can't. I don't even know. I can't contact. I can't contact them. Oh, jeez. But I wanted to contact the realtor and say, hey.
Speaker 2Get the cat stuff out of there.
Speaker 1And they had like bright pink furry pillows that had like cats.
Speaker 2You know they call them $20,000 cats. That's what it costs you? That's like the key. It's like, yeah. If people know you have a cat, it's like automatically $20,000.
Speaker 1They can smell the urine from through the Zillow listing. Listen. But yeah, I'm for pet accessories in general.
Speaker 2Okay, good for you. Okay. Next, buying DVDs from the thrift store. I'm building out my physical library.
Speaker 1If it's a I would or wouldn't. I'm sorry, I don't have time. It's a thumbs down.
Speaker 2I don't have room. I don't have time.
Speaker 1Because guess what? Your poor children are going to inherit this DVD library and have to get it to a Goodwill.
Speaker 2Do you know what? Our van has a DVD player.
Speaker 1So you keep some.
Speaker 2So I had old DVDs from like high school, college. And it was like Notting Hill.
Speaker 1That's what your kids are having to watch in the van on road trips?
Speaker 2Well, I ended up buying like, what's the one with all the men that sing?
Speaker 1Veggie Tales? Nope.
Speaker 2They all have different color. Shirts. Shirts? The Wiggles. The Wiggles. Bought the Wiggles off of Amazon back when the kids were little. So that or Notting Hill. Julia Roberts or the Wiggles is what they get to choose from.
Speaker 1I think I might choose Notting Hill.
Speaker 2I know. Let me tell you. Yeah, the Wiggles were something.
Speaker 1They're something. My daughter is just figuring out Veggie Tales and she's obsessed with the hairbrush song. Oh, cute. Oh, where's my hairbrush?
Speaker 2Yeah, yeah, yeah. Loves it. Hey, does she love Bluey? Oh, yeah. Bluey Bounce House. Of course. She's a big Bluey fan. Yep. My kids still.
Speaker 1Miss Rachel, Bluey. Okay. Blippi, unfortunately. Yeah, that's sad. The Wiggles on occasion. Okay. So I'm trying to steer her toward Veggie Tales.
Speaker 2You're going to come out of that phase. Into what? My kids are into movies. So like Toy Story 5.
Speaker 1Love it. I can't wait to watch a good movie with her. Yeah, yeah, yeah.
Speaker 2So my kids are, they're Bluey or they turn on movies. Okay. Wow. Keep going.
Speaker 1Okay, last one on the list of purchases that give you the dopamine hit. Index funds. Here's my fellow nerd right there. Just investing. Just investing into an index fund every month. Just DCA, dollar cost averaging. That's what's up.
Speaker 2I know I should be green.
Speaker 1I'm green on this one.
Speaker 2I'm not. It does not give me a dopamine hit. Here's the thing. I automate investing. I feel like my money's gone. That's how I truly believe. Into the abyss? Wise man saves a generation for the next generation.
Speaker 1We're mixing our verses now.
Speaker 2A wise man leaves an inheritance, you know.
Speaker 1A good man leaves an inheritance to his children's children.
Speaker 2A good man leaves an inheritance, yes.
Speaker 1Yep. Wealth gained hastily will dwindle. Whoever gathers little by little will increase it.
Speaker 2But I just feel like when this money's going in, I'm like. I'm not saying this person has friends. But I'm like, am I going to spend any of this or is this all going to go to my kids? Like, am I going to see this?
Speaker 1Oh, I see what you're saying.
Speaker 2Am I going to see this? Probably not. Well, I invest with a purpose.
Speaker 1Because Winston's going to be like, we're fine.
Speaker 2We don't need it.
Speaker 1I'm like. Why are we investing?
Speaker 2What are we doing? Yeah, I feel like the money's gone. You're welcome, Amelia, Caroline, and Charles.
Speaker 1Wow. The real Rachel Cruz just came out. Listen, even if. She's just like, live for the now. What are we investing for?
Speaker 2But do you feel like that, though, that it's going into a black hole?
Speaker 1Not necessarily, because I have a purpose behind every dollar being invested. I don't invest just for the sake of putting it away. Your boy's going to use every dollar. And then whatever's left can go to the kids or charities or church or whatever. But I just. Here's what I think they're getting at. The dopamine hit of the. Yes, it leaves your bank account, but you know it's going towards something good that's going to grow versus some regrettable purchase.
Speaker 2What I feel like this whole episode has made me feel like the shallow. I'm the shallowest person, and you're like, listen.
Speaker 1I'm not saying you're shallow. I think you just are fun. There's a difference. Thanks, George. Some of us don't have hobbies, and so we invest. Some of us have friends, and we want to invest in experiences.
Speaker 2Oh, my gosh.
Speaker 1But it is interesting to see everything people value when it comes to their hard-earned money. It is true, though.
Speaker 2And I think that's what's important, though, is to know what you do value. What does bring you joy? For some, it's a flower.
Speaker 1For some, it's a truck. For some, it's investing.
Speaker 2You know, and I do think when your money is spread. I know I'm joking about the saving thing, but for real. When you are giving, when you are spending, and you are saving, and you're doing all three, within each of those even, there's value. Like, you have excitement in each of those, right? Of what you're saving towards. They all have their place. None of them are bad. No, no, not at all. But don't put all your eggs in one basket, if you will, thinking, like, this thing is going to be great, of all the spending category, or even all the saving.
Speaker 1Yeah. Even just having any. Like, too much expectation. Too much expectation from any one of those categories can be bad.
Speaker 2Because with saving, the finish line moves. Everyone's like, if I could just get, you know, 500,000, or whatever. Once I get to this spot, I'm good. Like, this crazy number, and then you get it.
Speaker 1The goalpost moves.
Speaker 2And then it's going. So, it's like, you've got to be careful with that. Now, generosity is the one that I think could have a lot of freedom.
Speaker 1Absolutely. But even that one, the motive of, like, well, I think I'm going to get something out of
Speaker 2it. Oh, that's true.
Speaker 1The more you lean into that, the more dangerous it gets. That's fair. Versus just giving to give. And yes, you're going to feel good about it. But don't do it just to try to get a dopamine hit of joy.
Speaker 2Yeah, yeah, yeah. That's fair. That's fair. Beautiful. You know, a dopamine hit that I do get, though. What's that? When I end my inbox, I see an email from Delete Me.
Speaker 1It goes, bloop, your report is here.
Speaker 2The report. And you open it every month, and you see how many hours they have saved you from going into these data broker sites and trying to remove your own data. No, no. Delete Me will just do it for you.
Speaker 1I love it. Knowing where I was and now that I'm not is a true pleasure. Delete Me does that for you. They'll find, you know, your home address was over here, and your personal address was here, and email address, and family's information. And now it's gone. And you saved 150 hours so far. Thank you, Delete Me.
Speaker 2So nice. And you know what? AI is making things even worse. Like, I'm like, out of all times on Earth today to get your information removed, it
Speaker 1is now. The spammers and scammers have an easier time now to do this at scale.
Speaker 2Yes, so fast. So the less information that's out there, again, the less risk you have of getting, like, phishing and spams and scams and all the things. So Delete Me is where it's at. So make sure to go to joindelateme.com slash smartmoney to get 20% off your annual plan. Again, that's joindelateme.com slash smartmoney.
Speaker 1We'll also drop a link in the description for you.
Speaker 2All right, George. Well, that was fun. We love a little spending episode.
Speaker 1It was cathartic for me. Yeah. I actually enjoy judging people's spending more than spending itself. That's my toxic trade, I guess.
Speaker 2You know, sometimes we got to. We got to be the bad guys sometimes, you know?
Speaker 1Yeah. And a big part of this is just building in fun money in your budget so that nothing ever feels impulsive. Yes. You can pre-plan for the fun, and you're still a fun person for it. I love that. And in my book, Breaking Free from Broke, I actually have a little smart spender acrostic to help people think through these purchases with wisdom. Love it. So here it is. It's real simple. S-M-A-R-T. Self-awareness. Why am I buying this thing? And then M, what's the motive behind it? A, can I actually afford it? The R for research. Have I actually done this? Done the research. Is this the best option, retailer, and price? And then T for timing. Some things are just a, it's fine, but it's a not now. Punt it. Later on down the road. All right. If you learn nothing from this episode, that's on you. I just want to make that very clear that there was a lot of wisdom and teaching.
Speaker 2But sometimes we need these every now and then. All right, George. Before we get to our guiltiest charge segments, let's share the drink details and rating.
Speaker 1This is a maple old-fashioned. It's got bourbon, maple syrup, Angostura bitters, and orange juice. Orange bitters. Very simple ingredients. Comes out to $3.01, depending on the bourbon that you choose. Do we know what bourbon is in this one? Wild turkey. Wild turkey 101.
Speaker 2Wild turkey. Oh, we went. A classic. Yeah. We went simple.
Speaker 1You can get that on your Southwest flight. Absolutely. We're not bougie.
Speaker 2Delicious. 10 out of 10. Really nice. I would order that.
Speaker 1Again, it's so shockingly simple. They're like, how can it be that good? It was great. The recipe's in the show notes. Give it a try this weekend. Let us know what you think. I'm going 10 out of 10. Me too. Especially for a fall drink. You got to have the-
Speaker 2The orange peel.
Speaker 1A little orange peel in there.
Speaker 2Beautiful. And I will say, a little shout out to our toothpicks.
Speaker 1Shout out. Right up to the toothpicks. Not to the producers who made this drink, but to the toothpicks.
Speaker 2The little gold ball. Gorgeous. Yep. Gospel gorgeous is what you would say, George.
Speaker 1Gospel gorgeous. I heard that once. I think it was like a pastor. Maybe Christy McClellan said it in a church sermon once, and I was like, I'm using that.
Speaker 2You can't stop. I'm using it. I love it. All right. Now it's time for Guilty as Charged. And this is where we ask each other a guilty as charged question every week. And if we're guilty, we take a sip. All right. We're going to stay on our spending theme.
Speaker 1All right. Time to roast ourselves.
Speaker 2What's one bougie home purchase you've regretted? Shout out to Ben on Instagram.
Speaker 1Yes. Thanks for submitting that, Ben. I hate to say it because it's one that I most wanted. Oh. But it was the ceiling speakers. I got like six speakers put into the living room, kitchen, and patio.
Speaker 2And you don't use it?
Speaker 1I'm thinking, oh, I can put music on. You know when you go to someone's house and there's music coming and it's not from like-
Speaker 2Come to the Cruces. Yeah. Yes. Why don't you use it?
Speaker 1Because I'm not allowed.
Speaker 2I'm sorry. What?
Speaker 1It's not that I'm not allowed.
Speaker 2Kids are sleeping.
Speaker 1There's always something. So the only time I get to use it really is if we're having people over. Okay. But then, when he's like, can you turn that down? It's so loud. We're trying to have a conversation. I'm like, well, I guess I'll turn it- And you barely hear it in the background. Yeah. And I work really hard on the playlist.
Speaker 2Yeah. And then I'm like, why did I get these speakers? Oh, shoot, George. Okay. We have Sonus.
Speaker 1Sonus? Because what I wanted was to blast it in the house. Yeah. We don't want that.
Speaker 2I'm with Whitney on that.
Speaker 1So now it's really for dance parties for my toddler.
Speaker 2But I love a low-grade music happening. Yeah. And you go out on the porch and it's all the same. Oh, yeah. With a good candle going?
Speaker 1Are you kidding me?
Speaker 2Listen, a James Taylor playlist or a- It's over. Or Nancy Meyers.
Speaker 1In the fall?
Speaker 2Oh, my gosh. I do. I love it. It's like one of the first. I light candles and put a playlist on.
Speaker 1James Taylor is a really good one.
Speaker 2James Taylor playlist. Like, go on Spotify and just find a like-kind playlist.
Speaker 1I appreciate that you're a Spotify gal. Is Winston Apple Music? Yeah. Do I remember that right?
Speaker 2Winston's Apple. Gross. We pay for two. We need to condense. We need to consolidate our lives.
Speaker 1I want to know, does that give you the ick, women, if men are Apple Music guys? I feel like most women are Spotify because they have class and taste. Yeah. Anyways, what's yours? Bougie home luxury purchase you've regretted?
Speaker 2When we built our home in one of, like, our hallways, we had, like, some, like, a frit. Like, I have, like, a bar little area. Oh, yeah. And I pushed for this one. But I wanted an ice maker that had sonic ice. Oh. Love the little, like, pellet. They're, like, little pellets, you know? Number one, it is broken twice a year. It's like a McDonald's ice cream machine. It is the most high maintenance. And every guy that comes to help fix it says they complain all the time about it because they're, like, every, like, it just, I don't know if it was the year.
Speaker 1It's keeping them in business to fix these machines. Oh, my gosh. And so we're finally done.
Speaker 2So we're switching it out because it's the filter. Everything gets caught and clogged. So, like, it's. Is it the specific ice that's doing it? I think it is. I think it's the shape. It's just, like, it. It's just very high maintenance. Wow. Very annoying. And I will say, when you make cocktails with it, it melts really fast.
Speaker 1I didn't want to say it.
Speaker 2I know. But you said it first. I know. So I didn't know that. Like, I didn't. I wasn't thinking about that. So all that to say, get it out of here.
Speaker 1Regret. Yeah. Be gone.
Speaker 2And it was the most expensive.
Speaker 1Those ice machines that are, like, installed are very expensive.
Speaker 2Well, and this mold of ice, too. Like, it was, like, an extra expense to get the, like, fancy sonic ice. See, they make those, like, tabletop ones.
Speaker 1You can get it, you know, Costco or Sam's.
Speaker 2I know. But ours was flush with the counters.
Speaker 1Yeah. It looks better than a countertop ice maker. No, I'm with you on that. Okay. Hey, thanks for being vulnerable. Yeah. A lot of people say Rachel needs to be more vulnerable, and I feel like you really went for it there.
Speaker 2Thank you. Well, if you guys have a guilty as charged question for us, make sure to DM us at Rachel Cruz at at George Camel. We'll screenshot it and send it to our producer, Jenna.
Speaker 1We might even shout you out.
Speaker 2And we're going to use it because we love them. They're so great. Now, if you enjoyed this episode, you're going to love our next episode, Waste or Worth It, rating life-changing products. We will link it for you. And make sure to subscribe to our channel so you don't miss an all-new episode of Smart Money Happy Hour.