He Called My Black Employee The N Word | Financial Audit

This episode is brought to you by Google Chrome. You think you know a browser, but Gemini and Chrome? That's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50-page restoration block, or finally break down that long article you've had open for weeks. Gemini and Chrome is here for it. Ready to make anything online make sense? There's no place like Chrome. Check responses, setup required, compatibility and availability varies 18+. Hank joined BJ's Wholesale Club the day he became a father of 30. I coach football. Now Coach Hank saves up to 25% off grocery store prices, 30 pounds of pasta, 3 cases of protein bars, 75 sports drinks. And that's just pregame. He knows teamwork, and BJ's knows savings. This is your home, Coach. Home of the Save. Join for just $20 at BJ's.com slash mesquite and save 10 cents per gallon for 6 months. Open soon. Limited time offer, new members only. BJ's. Home of the Save. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You're actually the most pathetic person I've ever met. 3 DUIs on probation, has to blow into a breathalyzer, can't drive, lives with mother, vehemently racist. And other people on the internet, they're too afraid to say what needs to be said. If you're not afraid to say it, then say it. Say what? N***a. What? I mean. Who the f*** is the softie? You are. You want to find out? You could beat me in arm wrestle, but man, I'm scrappy as hell. We can find out. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pin comment down below. This is the best membership you'll ever join. And that's a promise. Hello, my name is Jerome. I'm 42. I live in San Antonio, Texas. And this is Financial Audit. We gave you the blackest name possible when you're from a town where not even a single black person exists and it's all Mexicans. It makes no sense, yet you are white. I. I think. Maybe, yeah. Okay. Welcome to Austin. Ancestry says a few things, so I know you can pick and choose. A few things. That's just called f***ing over the ages. I think we all come from Africa, right? Well, sure, at some point, you know, over 250,000 years, right? Oprah said it, so. And Oprah is black. She's from Chicago, where I identify as, too. Where the other blacks are. Exactly. Like you. Yep. No? No, not really. Okay, what do you do in San Antonio for a living? You identify as Chicago. You live in San Antonio. What do you do for a living there? Yeah, I, uh. High school and some college. Okay, I asked what you're doing for a living. Oh, I'm an associate at a big chain store, Walmart. Oh, okay. Yeah. Yeah. Yeah. Second right into the actual place. Yeah. Okay. Wow. Um, wait. Uh-huh. I mean, okay. What? What's wrong with you? Oh. Like, okay. You're, you're, you're not like an assistant manager. You're not really doing anything. You're kind of doing like the, I don't want to, I'm not shitting on retail. It's not, but like 42, not really, you're the dude walking around that I try to find for help. Yeah, basically. Why 42, is that what you're doing? Well, here's the deal. I, um, I decided one day, uh, the might quit my real job, uh, a few years ago, an engineer for the railroad. What the that's money? Yes, it is. And, uh, I associate a Walmart for 15 an hour. That's not all I do, but that's the actual job I do. That's on paper. And that I pay taxes and, uh, well. Kind of pay taxes. Yeah. And, uh, do the, um, insurance purposes. So I, I also do a little side hustle games. So like I do a lot more on the side, well, actually part of it is games, but there's extra stuff. You'll see. There's extra stuff. I'll see. That's good. Let's talk about Walmart for 42. You're a little associate. Very good. What do you make? How many hours? What is it? I think Walmart's own internal minimum wage is $15 an hour. And I think. You are wrong. 14. What? Is it not? 14. Okay. Wow. 14. Whoops me. Um, that's pretty good though. I'm in San, uh, Texas is 725 minimum wage. So it's almost double. Yeah. No one makes minimum wage. Not even in Texas. It's like less than 1% of the workforce in the country. Well then they do make minimum wage. It's just less, right? Less than you yourself just debunked yourself. So you said nobody does, and now you're saying that's less than 1%. So. Very good. Deshawn. Okay. Very good. Damn. Yeah. You got me buddy. What do you make? You make 14. Yes. Okay. So you're a failure at 42. Not really. How many hours a week do you work for that? Too many. Too many. That's not a number Jerome. They hired me part time, but they scheduled me 35 to 40 and I'm trying to do less. Isn't that good? No. Why are you trying to do less? You pathetic failure. Oh yeah. Because my legs hurt. My knees hurt. It's concrete. No, no, no, no, no, no, no. Then first of all, you're 42. You're not like 80 yet. Then second. Focus on other endeavors. Are you working associate at retail if you're a broken bodied individual? Insurance. Insurance. That's main reason. What? You can get insurance in a lot of different places if you're low income on the affordable. Well, actually the subsidies have gone down dramatically. Yeah. And then also if you're 1099, you're doing your own thing. It's a little harder to get that. Yeah. I didn't say go be 1099. I didn't say go be a contractor. Did I suggest that? Well, I don't. Well, what else would you do other than get another W2 job? You're 42. You have the chance to be in a career path at this point. You have failed. Well, I already was. You were in a career path. I was. Yeah. There you go. You didn't get health insurance there? Did that 16 years? Oh, yeah. Oh, yeah. Yeah. Didn't use the mental health side apparently, but. Okay, Jerome. So I guess the railroad wasn't good enough for you, but you have to go to Walmart specifically for health insurance? It beats paying for it on my own. Okay. So I thought Jerome was weird. We didn't even call you Jerome. You insisted on the name Jerome. Oh, yeah. I'm being told because you hate the idea of people always using race as an excuse. So you made it at a point to name yourself Jerome, and you could identify as black if you wanted because all the race, gender nonsense doesn't matter. I don't even understand. Yes. What the fuck are you talking about? Okay. I thought it was weird that we named you Jerome. You're not gonna lie. But now I am. You can name your child whatever you want. What is that? Gwyneth Paltrow's apple. Sure. There's X for Elon or whatever. I forget the child's names. Northwest, Kanye and all that. But my whole point is, yeah. That is I heard prior guests and other people on the internet, they're too afraid to say what needs to be said or that they say that- Oh, Jerome, what needs to be said? Anything and whatever. Whatever anybody wants, but- Oh, that sounds like you're too afraid to say what needs to be said. No, I will say- No, if you need to say it- What needs to be said, Jerome? The N word. Language is a social construct that is warped by people and context and intent matters. So you have no fear to say it? No, I have no fear to say anything considering intent and context. Okay. The word itself is not bad. It's dependent on how you use it. You think you know a browser, but Gemini and Chrome, that's new. It can help you with practically anything on the web, like restoring a vintage motorcycle from a 50 page restoration block, or finally break down that long article you've had open for weeks. There's no place like Google Chrome. it's about the word there's that big difference so it's not directed towards you though you look in my eyes well he told me you look me in my eyes he he could don't set the hard arm my dog you said straight to my eyes yeah you're not going to talk about not calling me that you just called me that no i said the word i didn't me directly in my eyes yeah towards you yes but i'll say it to him directly as a white man i'll say that word i don't care because it does the meaning doesn't mean it's uh that it's taken way out of context from language and where it derived from that's the reason why social people in society has made it a bad word you go in spanish you usually use the word negro all the time to say black so negro negro this negro that who cares negro yeah um how's the negro more acceptable it means black in spanish negro is different negro is different n-i-g-g-e-r is different okay what about just one g say it to caleb then say it to caleb then say to caleb look him in his eyes i'm trying to look at his eyes look at his eyes call him that see now he looks like an old man call caleb that's like call caleb's culture why the hell why are you scared call him what what it doesn't feel good so i don't like this i tyler so let me ask you this as the least as someone that doesn't find anything offensive in this world i think i'm offended i think i'm offended on your behalf you can't be offended that's cultural appropriation on that that is racist i don't call people racist no it's the same as i saw a previous guest who also mentioned the fatigue that we have in this country about any kind of fatigue black fatigue gay fatigue liberal women fatigue that's a real thing and all they're trying to say is this we don't care about your problems or your past and all that shit think about right now what's going on and we don't owe nobody nothing that's what we're talking about guess what there's also white karen fatigue like we don't like that energy wait hold on a point to be made yeah yeah am i supposed to pay reparations to everybody that has a disagreement with the past hell no what about my jewish friends that you know i'm just saying man we're gonna go down that road where one section of society gets reparations and we need to go down every section you know just gonna be honest black people sold black people you you want to go get reparation from africa no and i don't i'm just saying oh by the way happy pride month i just okay okay i got i got a question for you i love the jersey too marion hosa we're brothers man come on come on we're brothers if i may if i may the point i wanted to make is okay maybe there's a nuanced conversation that can be made on history and are we gonna cry about things forever i'm not talking about that that wasn't what you said you just came here looked a black man in the eyes and said the n word that is very different why why is it different what the why what what is the meaning what is the meaning to you please explain what the meaning is to you how the you compare negro to n-i-g-g-r what are you talking about i'm not saying it that's crazy well i'll say nigga all day nigga nigga nigga nigga but i'm not saying the hard that's crazy what the is wrong with you that fast it sounds like you're saying it though i mean it literally is almost the same dialect hey how about we explain what the you bet by it's the same meaning what is the meaning that we're confusing with social construct the word itself has no meaning unless you give it meaning the language itself has no meaning unless you give it the damn thing it's like up to the individual though that's language no it's up to society that created it that's like a hundred years ago that word was an offense over like like it just almost sounded like i said it again well i don't know you did say it okay negro please have a water so there's the way it doesn't feel right it doesn't feel right no it's like i can't put my i'm not trying to convince you i'm just saying listen i got i got the word has no bad connotation would it be better would it be better to call you boy that i'm just making a point that mama bless me mama bless me lord have mercy please forgive me for whatever the hell i'm about amen no i mean you say whatever you want i mean tell me tell me what the is wrong with you bro what is wrong with you like literally what i speak truth that's what's wrong there is no truth bro do you know the history behind that word at all yes for somebody what's the history talk well i just know that it's oppressive uh with the no mother we were property with the slaves they called us we weren't we were three-fifths of a person let me ask you we weren't even we were property do you like comedy sure have you ever seen blazing saddles sure okay you're not okay this isn't a comedy show you're not a comedian no i exactly but my point is my point is it doesn't matter if you use that word or not it depends on context and intent use the word the way you see fit and me just saying the word has no meaning other than that it's the word i didn't call you that in a sentence or derogatory way um same with boy like it's just it's just a word but you said it yeah i said it it's just like you said it here in front of him knowing you said because like the boy thing you specifically said in front of him because you knew it had meaning to him yeah not to me i don't care so you don't care about him i don't care about people's feelings uh it's not about feelings it's about facts and the reality facts over feelings i agree with that but that's when we're debating economics that's when we're debating reality and a lot of different things what you're doing is literally just sitting here in front of a black guy and just saying something because it's offensive and you find it hee hee ha ha no i'm just it's not only that it's i and it's not funny because i wouldn't do it if i if there's negative connotations and the way things are i don't care because i'm i'm making a point you say what you want to say say what people aren't willing to say well what's the point with what intent i'm willing to say things that people aren't willing to say with positive intent trying to actually fix like that to be positive it can be negative too but why do you want to bring a negative force into the world are we all going to be kumbaya and be positive the whole time that's ridiculous but if you're here for a limited time i try to do it like i'm like here i say things people aren't willing to say on the show all the time but it is still in the end with uh financial literacy in mind fine but it doesn't mean that why what you it doesn't mean that negative things can't be said or it shouldn't be said it's not why should it not why should negative be say because with negative because with negative negative with well the intent wasn't negative let's just be wasn't it's neutral if and even if you want to call it negative the whole point is how will do you it's like anything how do you know it's negative without having negativity like because it did hurt him like i'm not someone who gets offended on behalf of people who are not offended but if he's offended he's offended i could also be a half-ass apology and just be like oh i'm sorry you feel that way i'm not asking for you to apologize i'm trying to understand your intent i know i'm and i wouldn't apologize you know that it would be a backwards apology but i'm not like i'm sorry you feel a certain way but it is what it is you know but if you so okay here's the thing like do i think do i agree with all the transition shit that's happening all the time anyway okay no because like the kid shit and stuff i don't like that but guess what if someone would ask me to use their pronouns i just say it you know why you know why because like if i'm going to be in front of someone what is the point of intentionally being rude to the person but no i'm not going to even if i agree with something to disagree with that i'm not just rude in front of a person because the person is still a person in the end we're not going to be rude to the person we have a limited time on this earth yeah but then you also you're if you're calling them what they want to be called doing that crap then you're lying and you're not you're yourself cares if i'm lying to someone for 30 seconds and they feel good then i'm okay with that that's why i also made a distinction between the n-word oh oh now now you want to send for your editor oh you're so nice now okay no no don't say shit no i swear to god there is a difference in saying the word i can't believe you said the n-word on national television the same boy okay and and context with also being at the casino and saying you need a monkey monkey monkey and also looking at you and saying monkey there's a big difference between all words and connotations intent context and everything else matters that's what i'm saying the words themselves don't hold meaning unless you give them meaning but you are because you know who you're saying it till yeah that so there you go that doesn't mean anything one way or the other i could say it's it's how you take it in that that's what i'm disconnected with the logic here i don't understand i'm not someone who i'm like on the edge of edgy in every way what do you know you'd use the word a lot or you should mention it do you know the meaning behind it i don't go to a mentally disabled person and call them just like you go to him you can because you can but why would i this episode is brought to you by google chrome you think you know a browser but gemini and chrome you can but why would i this episode is brought to you by google chrome you think you know a browser that's new it can help you with practically anything on the web like restoring a vintage motorcycle from a 50-page restoration block or finally break down that long article you've had open for weeks gemini and chrome is here for it ready to make anything online make sense there's no place like chrome check responses set up required compatibility and availability varies 18 plus why would i hurt that person's feelings intentionally you i call someone like you because your fits though now so here's here's the thing so you're gonna go to a mentally disabled person and call them if they're if they are they are i wouldn't There's no f***ing way. I wouldn't do that. You got to have common decency. I wouldn't go out of my way and do it personally. But if they are acting that way or they are doing that, then yeah. Dude, we are the polar opposite in every way whatsoever of woke. And yet, even you are just like f***ing crazy. In my old job, there was things called retarders. It just means slow, slow down. If somebody's slow and they're mentally slow, that's just the way it is. Well, that was the clinical word that was used. That was the original intent. But, I mean, it's not used anymore. And even still. Yeah, just like you can't use psycho anymore. Like, come on. I think that has different. Either way, it's like I have no problem with the word f***, okay? I have no problem with that. But the reality is when I go to a mentally disabled person and call them f*** to their face, no. I mean. Absolutely not. Because what's the intent? At that point, you just went out of the way. Because at that point, the only thing you're doing is hurting someone's feelings. No, to make a point that the main point was because people say they will. And they do it. And when they're on the spot, they won't say the word. I don't go out calling black people f***, you know? I just. You looked me in my ass. Yeah, yeah. And said, ha, ha, ha, f***. You went to me and said that to my face. To prove a point. What the f*** are you talking about? To prove a point. What are you talking about? To prove a point other than. What the f*** word are you proving? That the word doesn't, it should not have that meaning behind it in text or context. Wow, look at the reaction of everybody. That's what I'm just saying. You f*** are not woke here. Are we serious? We're so far from woke and you're getting negative reaction. Some of the most like offensive people you've ever met. Some of my best friends were black, so. Oh, here we go. The same f***ing bullsh**. Oh, my best friend's black. They still are black, but you know. Only I can pull that trope. No, no. Working on South Side Chicago, man. I was the only white boy playing ball with the guys. You know, I used to actually call the. That. I can't keep saying it all show because then it's just be a bunch of. Leaps, but. Oh, we're not bleeping it. Okay. Well, I don't mind if you don't, but I'm just saying. You're out there, buddy. You can't play ball with. In the South Side of Chicago. And what would you call Colton? Without having that culture. So like. Colton? Who's Colton? Yep. Well, I'd call them nothing. Just whatever. I don't know. So it's different. So you'll call him the N word, but you won't call him the F word. So it's just like. What F word? Oh, f***. Okay. Yeah. I'll say that. It's a cigarette back in the old days. And it's also gay people. So what? Okay. Like. You know. It's just if you know it hurts his feelings. Why would you say it? What's worse. I don't even know. But like. Depending on what. The way you take it. Either. F***. Let me go anti-woke. It's like. Wait. It's. Short word. Like the. Let me go anti-woke first. Yeah. Yeah. Yeah. Yeah. I'm. Oh. I. Let's just. I don't even fully agree with this. But let me just have an advocate. Like. Say it behind the scenes. Say that word behind the scenes. Even say that word behind the scenes. Do I fully agree with that? Not necessarily. But like. Again. I. I. I can't believe you're making me f***ing like. Caleb woke hammer right now. This makes no sense. But. Why go to the person. And use the word that hurts their feelings. To adjust it. Be. When you know it does. Do you get. I understand what you're saying. Yeah. So then. You know I'm not doing that intentionally. Just going up to people. It doesn't matter. It doesn't matter if you're doing it intentionally or not. If you know it does. Why not hold for at least five seconds. Until that person leaves. Well. Because you presented the opportunity. And it's a. It's a safe space. And you're so excited for it. Safe space. F*** your safe space. This is just a space that exists. No. Not my safe space. Apparently his safe space. Because he gets offended. This is everyone's. What? Oh buddy. I don't. Come on. I mean. I feel safe. I don't care. So. Well you shouldn't. There's a black man across from you. I should feel more scared you're saying. Yes. That was a black joke. Yeah. Yeah. I. I'm going to be real with you. Yeah. Your debt is not the same as everyone else's. You've got your own unique mix of credit cards. Maybe some medical bills. Personal loans and collections. Whatever. Your interest rates are different. Your payments are different. Your life is different. So why do you need some one size fits all solution that treats you like a number? Some generic calculator that spits out just pay more. As if you hadn't thought of that already. That's what sets PDS apart. They don't just look at your balance and say good luck. They work to understand your specific scenario and help provide alternative solutions to becoming debt free. Whether you're struggling with credit cards, personal loans, collections, or medical bills. PDS Debt has customized options designed specifically for you. Not your neighbor. Not some average case study. You. They've helped hundreds of thousands of people get out of debt. And here's the thing. There's no minimum credit score required. They're not here to judge you. They're not here to shame you. They're here to help you get out and help you save more. Pay off your debt faster and start putting money back in your pocket. This is a company that is A plus rated by the Better Business Bureau. Both thousands of five star reviews on Google and holds a five star rating on Trustpilot. That legitimately matters. If I needed help paying off debt, this is exactly where I'd go for help. You're just 30 seconds away from being debt free. With PDS Debt. Get your free assessment and find the best option for you right now at pdsdebt.com slash hammer. That is pdsdebt.com slash hammer. pdsdebt.com slash hammer. You suck with money. So you download a budgeting app. You start with the classic one. YNAB. But everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money. They got a lot of commercials. But. They're owned by Rocket Mortgage. Guess what they want to sell you in the end? Then there's the new guy on the block. Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise. Built by these people just like you for people just like you. No private equity. No gimmicks. Just the best budgeting app there is. Download it now. Start the free trial. DollarWise.com. Link in the description below. Okay. Thank you, Tyler. Well, actually, not thank you. Apologies, Tyler. But I appreciate you. I appreciate you, too. And I would never call you. I got to ask him real quick. Are you actually a fan or are you a poser, man? See? Not this. You know, I just got to. Yes. He wears the Blackhawks jersey all the time. Okay, good. A lot of posers out there wearing, you know. But you live in San Antonio. It's the same as if. It's the same as if people wearing stuff that they don't support. Yeah, unfortunately. You're the poser. What? Because I don't like tacos? Well, that was a. Huh? You don't like, Tyler? No, tacos. Who doesn't like tacos? You're a freak. You can't be trusted. Italian beef sandwiches. That was the sketchiest thing you've said all episode. I'll be honest. Italian beef sandwiches all the way. So, what the. That was a crazy rabble. That was the least expected thing I've ever walked into in the history of the show. What the was that? What the was that? So, okay. So, you're going to be one of the incredibly rare guests in the history of this episode that is going to get fired from their job by being on here. And I think you deserve it. I probably will be because I took the days off anyway today and I'm already over my limit. So, whatever. But if you took it off, that means you're good, though. Or did you just not show up? No, I'm a little sick, you know. Yeah, that's. I mean. Walmart, we know who the majority of your customers are. He's calling them. Words. I mean. You. So, what's your. When you pay your employees a little bit, they are only there just to collect a paycheck. That's what you get, you know. I agree. But you doing that at 42 is pathetic. Well, there's a reason for that, though. What's the reason? Fine, what's the reason? I wouldn't even have the job, honestly. What's the reason, Jerome? Just to pay some taxes that I'm trying to make sure I take care of. Why do you owe taxes? And I also. For insurance. For insurance. Also, the cheaper the insurance you get with the employer. The other half and everything. You go on your own. It's expensive. Why are you here? It wasn't to say the N-word on one of the most viewed podcasts in the world, right? No, no. No, but. But. As I see some. Added bonus? Yeah, because. Some things need to be said sometimes when people say they were going to do something. Or, and there's something I agree with. Some of your. I'll be honest. Your guests sometimes are not very intellectual. Are you the IRS money? Yeah. Oh, yeah. And you also can't understand. There's a difference between intellect and deciding what to do and what not to do. And making choices. No, but about empathy. Well, that's part of what I'm talking about. Is that not an important human quality? Yes, but it depends where you put it. This is one of the most raunchy shows on the internet. But it's still an empathetic show because everything I make fun of, I get consent for. Oh, yeah. It's like in the end, if you don't understand that he would be offended or he'd be offended. Well, that's fine. They can be offended all they want. It doesn't matter. They can. It's the empathy behind it. I don't care what you say to your friends. It's the same with free speech. It doesn't matter. It doesn't matter. My dick gets bigger because I'm a crazy. With free speech, there's no such thing as absolute free speech. There are limits to that with context. And consequences to your action. I get fired from Walmart after this. Yeah, just like that. You know, and no issue with that. And you'll see why I don't care about the way things are headed and the way things are going. I'm going to call his manager. I'm going to call his manager in the post show and report him. Oh, yeah. That would actually be interesting. Yes. Because I, you know. You deserve it. I don't care what happens to you at this point. You're not a good person. I wanted to report your employee. Your employee will be on camera in front of millions of people saying the full N-word. He's also been accused of multiple times. And today, him not being at work, he lied about being sick. F*** this guy. This is the worst guest we've ever had on. Well, just because I say a word. Love racist jokes. Don't like actually racist people. No. That's kind of the issue. Far from racist. My first ever girlfriend I had and my virginity. I f***ed a black bitch too. Who cares? I'm Puerto Rican and that's even worse. You know the attitude on those people? That's worse? We have a Puerto Rican back there. What do you want to say? Then they should know. They know. Talk to the Puerto Rican. Aren't they hot? They're f***ing crazy. That's why I lost my virginity to her. At what age? 23. Oh, you're a loser. No, there's a reason for that though. I'm Catholic. There's a reason for everything. I'm Catholic and I was trying to save myself for marriage. She showed up to the date where I see through everything. She had. Asked if I wanted to have some more fun. I said, you know what? Why not? That was my introduction to San Antonio when I moved. Oh, no. What a little victim. Oh, you've been in San Antonio for decades. Yes, about 20 years. Okay, so you're saying the reason you're doing this Walmart job is the IRS. Well, for insurance. Tell me about it. Okay, yeah. So the insurance problem. What's this IRS thing? No, I just owe some back taxes. Why though? For what? For making an income and not paying my taxes. That's why I owe it. Because you aren't claiming your conceded win. That means you're using your Walmart job to show you're at least paying taxes or something? No, it's not that. It's the. I had a job prior to that. Huh? No, tell me. I need the context. That's where that's from. If I'm going to do a financial audit on you, give me the story. Give me the context. What is this? What's happening? My old job. My old job. Which was the railroad. The train. Choo-choo. Okay. I decided it'd be better to claim tax exempt and pay my taxes at the end of the year instead of the government taking and giving me a refund. Yeah, bad strategy for f***s like you. Exactly. And I decided not to pay. And why? I just didn't have the money at the time. I didn't feel like working extra hours. That's why we do the. And I figured that once they audited me and they started garnishing my wages, that's how I'd just pay them back. Yeah, but with like a 25% premium. No, it wasn't that bad. Dude, the interest rate that usually gets on it is pretty brutal. Yeah, but they're getting. Plus fees added to it usually add up to around 20%. Yeah, but they'll get paid, you know. Sure. If they garnish it, they'll get paid. With a 20% premium. Are they garnishing? They were, but. It was paid off? No, no. Why was it we're and not are? Oh, because I haven't held a job for more than like six months since then. So, an actual job. So, they don't know you're working at Walmart? They don't know you're working at Walmart? Oh, not yet, I guess. I've only been there two months. Okay, wow. What the. So, from 2020 till now, I've done a lot of side hustles and other things. Okay, so tell me. Yeah, so you brought that up at the beginning. Tell me about your side hustles. The way I started out with was. I'm an AP arcade player. Are you single? Yes, by choice, by choice. Oh, shit. Okay. Who the fuck is getting with you? Oh, you'd be surprised. Okay. It depends who you go for and what you want, right? Yeah, who are you going for? So, the last year or two, and the past almost 15 years, I've been a man and I just hook up. And if there's somebody that peaks my interest, I'll date them for a while, but it usually doesn't end well, because it's a selfish world. We're all selfish, and there's a lot of trust issues that go on, and I just don't want to deal with it no more. So, with people my age and around my age, women that age and around that age are either divorced, have kids, or unhappy. They just want to f*** too. So, just have fun and not have to have that tie-in to a relationship with the money and the living expenses, all that crap. Just go your separate ways and do all that. That's fine. Do what you want to do. That's why I'm single. But I have a hard time thinking you'd be able to lock someone down. Speaking of which, I'll show you, and I'll open my phone. You can see the people I've been with. They're my girlfriends. How about people now? But why have you never offered up your phone to show what your girlfriend looks like and give an idea of, oh, she's fat, or she's cute, or all that stuff? Well, they've seen her, so they can attest. But the thing is, why would I not? Yeah. Why would I not? Well, I mean, for privacy, I get that. Yes, because we're one of the biggest shows on the internet. Yeah. So, obviously, I'm being private to protect her. Yeah, and obviously, you protect the guests and all that. Yeah, Jerome. You could do the same. Why? Or show the guests. Or be like, okay, well, I can see where you're rating. Why would I? Why would I trust you? Someone I don't give a f**k about. You specifically. Because you, saying make comments, it gives you a rating scale of what you actually think is attractive. Yeah, that's my opinion. My show, bitch. A little Gordita from San Antonio may actually be decent looking, but in your eyes, she's, you know, 340 pounds, that might be too big. What? Who knows? Probably not. I don't know. Depending on her height. Shoot. I mean, if she's like four foot. She may like the anorexic ones. No, that's gross. Well, we don't know that. You just, oh, she's a six, you know. You're not entitled to see my girlfriend. It's my show, you f**king freak. Well, I mean, I'm not talking about. You don't have to show yours either. Oh, I will. I'll show them off because I'm proud, but only based on looks. Only your collection? Only based on looks, so I'm proud of them. Okay, the people you're with now, I guess, is all I tell. I mean, come on. No, okay. No, I don't like when that's good. No, no, no. What? I may come off as red pill or whatever. That's not even red pill, man. I don't even know what you are. Rational, atheist, MGTOW. That's good. That's good. That's better that way because if you know how somebody is and the way they're going, it's predictable. That's pointless. Like, why would people put it in a box? No, you got main character syndrome. I don't even know what that is, honestly. That's one thing that I don't even think about. I don't care. No, it's a. I don't even know what I am. I just know my beliefs and what I do, and that's all it is. I'm very honest, very forward. Wow. I'm open book. Revolutionary, ladies and gentlemen. It is for the people that you have on. Buddy, everyone thinks you're a unique butterfly. No, there was like one person who freaked out about it. Everybody. They're all worried about. With my words. Okay, so. What are the side hustles? Yeah, let's get back to that. It's hard. Oh, I forgot. So, I play arcade games, and I win the prizes and sell them for profit. What the. I went last night. I got some prizes. I can. Okay, single, 42, freak, racist, playing arcade games. Yep. Probably himself around all the kids. This is not great. Yeah, technically, yeah, but. This is not great, Jerome. I also participate in a legal loophole gray area part. This is a legal loophole gray area. I don't necessarily gamble my own money. I am not sponsored, but I write letters and send them in by the mail, and I get paid $5 for every one I do, and when I get my money, a free play, then I play it and I cash out. If you win. No, I always win. I mean, well, okay. That's not how casinos work. Well, I lose in the long run the money. However. Yes. No, no, no. However, I get the free money to play because of the work I did. For the writing. Why not pay your bills? Well, because I do gamble a little too much sometimes, but. Oh, shocker. You're a failure in every way. Some bills are more important than others, and. How do you even pay your bills? If you've only. So, how long were you gapped between your previous job and Walmart that you've been at for two months? I. Well, I mean, I worked other jobs in between, so. How do you pay your bills? Just when I need bill money, I'll go get a job. But other than that, it's by. Mainly the. Don't you always need money? Is there not rent? No, it's the. Well, no. Actually, just recently, I decided to move in back with my mother. Oh, you are such a failure. No, no, no, no. See, I wasn't going to. Oh, you're pathetic. I wasn't going to, but she offered. Oh, f***. And why not take the offer for. Of course mother will offer, but. Well. Good dude, you're pathetic. No, no, she's had a lot. She's done a lot for me, and she's had enough of my. Yeah, 42-year-old. Pathetic. She's had enough of my BS, but. Oh, you're gross, man. You disgusting beast of. Dude, I don't even know. I don't even know. And why do you have a breathalyzer on you, by the way? That my security guard told me about. Because. That's f***ing crazy. No one's ever coming with a breathalyzer. I mean, I figured I'd bring it just in case I need it, or. Why would you need it? Well, you got to blow into it, so. For why? To make sure I'm not drinking. For what purpose? You prove to yourself constantly? My third DUI. That's new. Okay, why don't you blow into it right now? All right. Oh, yeah. Actually, that's a good idea, because. It would make sense why I said certain things and did certain things if, you know. Okay, yeah, why don't you. No, this is what happens when you don't have a car, but they still have to track you and your consumption, so. Oh, yeah, three DUIs, so I hope you don't have one. How the f*** did you get here from San Antonio? Well, I could if I wanted to, and I could have a license. How'd you get here? I took the bus. Oh. I was going to take an Uber, but. Blow into that thing. Here, here we go. It's analyzing. Okay, he passed. Good, okay, good. so I feel comfortable doing this because I wouldn't want to with a drunk person. No, that would make sense. There's a drunk creature on once. Here's a lady. I didn't even realize towards the end. Is it worse to be drunk and say what I say or sober and do it? It'd be better if you were drunk but not for the sake of filming because it wouldn't feel good for me. Well, you're on probation so you legally can't drink, right? Yeah, even if I wanted to. Oh, but you said there's a loophole. Well, for the casino stuff, not the. No. Well, actually for. Okay, well, there is no loophole for that. Except this is what he told Colton, go f*** yourself. I don't care if I ruin your life. Only have to do it twice a day so you can do it at 5 a.m. and then do it later in the day and have a drink in between. Yes. If you really wanted to drink, it's not a loophole but there's three windows you have to blow from 5 to 8 a.m., 5 to 8 p.m., and 10 to midnight. So to me, it's almost pointless to add this because you could get drunk in the middle of the day or early morning after you blow at 5 a.m. and then sober up and then blow at 7.59 p.m. and you'd be fine. So. I'm not saying I'd do it. I don't do it. Three DUIs on probation has to blow into a breathalyzer, can't drive, lives with mother, 42 years old, gambling issues, addictions, vehemently racist. Vehemently, it's one word that I use. What do you have going. Oh, I'll pay my reparation. What do you. What is going for you in life? Because right now, you're actually the most pathetic person I've ever met in the over four years of filming this show. No, it could be. Pathetic, I think right. I have a pension. All those things that I just stacked up on? I have a pension. That's one thing. From? The railroad. The railroad? Yeah. Okay, who owes. What's the pension? Well, today's money, it would be around $1,500 a month. So. Okay, you're not going to survive off of that. No, but I won't die off of that. Well, if the pension doesn't go bust, we'll see. The railroad retirement is way more solvent than Social Security, so I'm not worried about that. I'm not worried about that. But what do you have actually going for you that you've done? I mean, the hustle gene, man. I can. I've been able to survive this long with hustling. No, what do you have going for you now? Because you're not surviving. You're with your mother at 42. So, what is going for you? The casino thing I do, right? I average. That's what you're going to say is going for you? The casino thing? for now. Dude, you have nothing in life. This is sad. No, for now. Your life is sad. For now. What do you have to hold on to to not kill yourself every day? Which, maybe you should for the sake of the world in Minecraft. It would be a lot better for the rest of us in Minecraft. Well, you know, with the empathy part, I really don't go around diddling kids or nothing crazy. That's what's going for you is you don't diddle kids? Yeah. The reason you don't kill yourself is you don't diddle kids. Society-wise, everybody's fine. For me personally and my immediate family, not so great. But, this. What do you have to hold on to in life? What is the reason to keep going in your pathetic life? family, for sure. Yeah, well, they're all going to die soon. That's the only. Well, I hope not. Well, your mother, 42, come on. Yeah. No, no, no. My mother, yeah, but the. Siblings? They probably don't like you. but also my nieces and nephews. Yeah, they're all going to be ashamed of you from this. Oh, yeah, sure, but they don't. I don't care. Yeah, they don't care if you die. No. So, what is the reason for you to keep living, unfortunately, for the rest of us in Minecraft? Just to enjoy life, honestly. What do you enjoy? You live with your mother, you're gambling, you're an alcoholic freak. To me, money is like a. Okay, this is my also belief with the credit score situation, all this stuff. Money is just a tool to pay bills and that's it. But you don't pay bills. Well, I pay what I need to pay. That's about it. You live with your mother, you f***ing weirdo. I've traveled, I've done things. And this is what's so pathetic is you are the guy that you're ranting to Colin before about men and women, how men have gone soft and the world is against men and women is. And honestly, you know, you're right. Women is. College is stacked for women right now and it's against men. There are some real things. The gender divide is horrible. The gender wars are horrible. The loneliness dating apps are. If they were a country alone would be literally the 25th most unequal country in the world in terms of the ratio against men in terms of what you pay for and what you get. It's really bad. There's lots of things. But you're a pathetic excuse of a person that you would not be able to adequately, adequately speak on the actual realities of men and women in this country at all. Oh, for sure. For sure, yes. And yet you're just sitting there ranting, ranting, ranting about how men are pathetic. You're pathetic. You're the example. I'm a serial dater and I will tell you. No, it's not even about dating. You are the example of what is wrong with men. You are pathetic living with mom at 45, 42. As a man, it doesn't matter how much you make or what you do for a lot of women. They don't care about that anymore because they want to be boss babes and they want. Especially these boss babes, liberal women want traditional men. Why would they want to be with. You're not a traditional man. You live with your mother. You're an alcoholic. You gamble. You gamble every day. You are not traditional. That's all normal for San Antonio. You know, that's like the biggest DUI city in the country. It's like one of the biggest. You are a failure in every way. It wasn't stacked against you. There are actual men that have statistical things stacked against them with the end of male spaces and whatnot. That is an actual true thing that has happened. What do they have against them other than maybe being born as a poor black man, you know? Huh? What are you saying? What do they have against them that they can't take or they can't do more with? What do you mean? What are you saying? What's your counter? What's your argument? They have roadblocks or they have legitimate reasons why they can't get ahead in life and do all this. That's what you said. Roadblocks? Well, whatever you said. No, there's a loneliness crisis and the dating apps and everything is stacked against them. There's only a crisis because they're making it because men and women don't know how to react with each other and stuff. They're lonely. So you're the pinnacle of man who can speak for how men are pathetic now? Men need not to be afraid to hit up DM sometimes to go out and find a woman not to be afraid to. Sure, I agree, but you also have to acknowledge the cancel culture that exists and the T app and Facebook groups. These are real things. I was a part of a Facebook group. I won't mention, but I was accused of. from some people. Okay, we're not surprised and I bet you did it. And you know what I did? I told them straight up and the people won't do this. If you really believe that, you're a shit friend for not going to the police or going and being for your friend. And if you still believe that, call the police, have them come to me. I'll do an interview and we'll do this stuff. Okay. That's the. That's the reason why. So who accused you of. Oh, I don't even. Actually, I do know. But it's somebody I barely know. It's a part of. What was the accusation against you? That's it. I forced myself on somebody that he knows. And. Huh? Yeah, he said, I heard you forced yourself on somebody and. What did the person that you forced yourself on say? I don't know who. They won't say. They don't want to say because a victim, you know, whatever. And I told them, then do it. Go to the police. Do all this stuff. It's mainly because when you are like me or what's like me, I'm not a. You were. Buddy, first of all, you're probably plastered out of your mind. How do you know? No, no. See, and that I. Three DUIs. Yeah, well, and see, that's the other thing too. All. That pissed me off. You mentioned something about DUIs and all that stuff. First of all, you don't know anything about the legal system when it comes to actually being in it and going to court cases and stuff when it comes to criminal. When it comes to criminal. Have you ever dealt with a criminal case? All cases are different. A DUI is not a DUI is a DUI. They're all different. My first one was for sleeping. What's the point you're trying to make?. was for sleeping in my car and I didn't know it was illegal to just sleep in your car to sleep it off. Well, whoopsie, you broke the law. Yeah, okay. And then the other one was I didn't even leave the parking lot. I got another one. The third one was legit. I traveled two miles. I was over. That's fair. That was fair. Very fair. They're all fair. And technically they are. I believe. How would I need to have gone through a criminal issue myself? No, no, no. Because there's a difference between DUIs is if you were traveling and get in an accident or if you were. If you were sleeping in your car, there's a reason why a third DUI in Texas is considered a felony and two years. Good. two to ten years in prison. Good. I wish you were there so you would stop. I got the choice of misdemeanor or felony and I didn't have to serve. Well, we're very lenient. I didn't have to serve any time and I actually took the felony because the probation is a little easier and for me personally. Oh, you're never going to get a job again. Me personally, I know my. the way I am and the way I feel and the way I move and I'm like, you know what? Felony won't hurt me that much. You'll get three exclusive dedicated shows every single day Monday through Saturday. And to celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. But it's limited to the first 1,000 people to purchase. For a one-time payment of $500, you'll get our entire Hammer Elite app and a limited edition Hammer for Life box packed with limited edition merch you can't get anywhere else. Plus, you'll get access to our exclusive four-hour Hammer Elite Day livestream on June 27th. Download the Hammer Elite app by using the link in the description or pinned comment below. This is the best membership you'll ever join and that's a promise. If you or your child spent years growing up on social media and experienced serious mental health struggles, you should hear this. Recently, a jury ordered Meta and YouTube to pay millions for their role in designing and promoting addictive platforms. They knew their apps could contribute to anxiety, depression, and body image issues, but did not share those risks while prioritizing profits. The recent historic verdict underscores the consequences of those decisions. Now, Morgan & Morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of your life of over $1,000. Whatever. Dude, if you were someone that was. known i would totally believe you that there's like a false accusation because it's been weaponized things have been over sensationalized the culture is bullshit at this point i almost believe nothing that's accused against anyone anymore well it's because it's absolutely insane the reason why people say shit like that too is because of jealousy no one knows you why would someone well i'm known in that group and i'm a facebook group it's a big group here and what is it well people have or not people i'm sorry singles of round rock or why would they accuse you what's the point because uh yeah round rock singles i used to live in five years yes i used to live there round rock is like a small little town it's this biggest suburb of austin suburb it's not like a big thing it's probably almost as big as austin it's getting there over a million people in round rock i don't know i would highly doubt that well most people can't even that's why they go to round rock and flugel they can't afford austin well no no i mean yes random accusations 100 do exist but if you're someone known i would consider it probably likely bullshit before i was interrupted by the way it's uh it's about 15 percent of the population of what round rock has 15 percent of the population is austin oh well i mean so shut the fuck up you know nothing you say things you don't know things i mean okay williamson county will say then okay yeah um the uh the whole point about the i just don't understand why someone would accuse you because i was known in the group for as a dating and going on too many dates and hooking up with people and what's wrong with that a lot of people have jealousy issues and like they don't believe that i'm jealous of you well of that instances or those the friends of friends and i uh dude can't you're dude you see i'll just say cancel culture was totally weaponized and i don't believe people anymore but i don't understand why you once you get also a couple women and you have fun with them then they talk too and then they think about it and they're like oh he was fun and then you get a message like hey what are you doing tonight and you know you go with that and you just have fun with different women and they start talking and things happen and next thing you know you're doing too much with too many people and people don't like that so and i haven't done it in a while but city one that's good i'm glad i mean no you're just going through you're just ears with those words instead yeah i i will admit to that that's fine but it's only if it's not consensual so you consented to me saying it so yeah i guess there was implied you didn't necessarily uh think i would have wanted me to but you consented to it so i don't know what the f to do with you what do i even put down as your income uh i make about 900 every two weeks so 1800 monthly for walmart and on average at a minimum i'm gonna cross that out because i'm gonna call your manager and get you fired in the minimum a thousand bucks from uh the casino stuff yeah a month and then about 500 let's say for arcade stuff that i i haven't been i could do more it's just you are such a joke i just haven't done much i but see the casino stuff it varies a lot so about a few days ago i actually did get a 4600 payment from them so that helped but it's this is strictly in minecraft in minecraft in minecraft i've never played minecraft so i don't even know what that is this is in minecraft what is but would the world lose anything if you were no longer here i don't think in minecraft is this like the ender dragon or something or i don't and that's all i know about minecraft no you're the zombie that pulls up to a village knocks down the door and it's a bitch what do you think your financial score is zero to ten zero being the worst ten being the best uh 0.5 a pension pension yeah ladies and gentlemen that's a lot more than people can say that's a lot more than most people can say these days i'm just saying no not at your age actually most people don't even have a pension not pension but they do have retirement funds which are gaining usually better pensions aren't usually even the best these days well i'm really in a different situation the railroad is tried and true so i'm not worried yeah 1500 that's what you make now today you can't survive today yes today's money right i probably could survive about fifteen hundred a month plus a little side stuff yeah oh well yeah with you doing extra sure but that's not retirement yeah go out your hammer financial score get it for free at calebhammer.com take the assessment it just takes a few minutes and you can see where you stand in the world of finances on your own very very own hammer financial score and if you don't want to be like a guest that ends up on this show make sure you download the dollar wise budgeting app like tens of thousands of monthly active users use for a reason with the automated account connections and those insights you need to change your life take the free trial see if you like it most people sign up for the annual version after the trial because it saves almost 50 percent on the cost and you get my personal digital cookbook in your inbox and the physical 30-day meal plan signed by me mailed directly to you this is what it looks like i sign it and i mailed to you i'm not giving one to him because he's a bad person and he deserves nothing you could see that oh i thought you said fat i thought you said bad well same thing and they're both let's see let's see what your finances yes we're doing that i yeah hello okay i arrest that this is since 2019 yeah what the f**k is wrong with you you're pathetic you are actually i can't believe you're the one that says man wait you are the example of weak men you're holding our society back you're not providing anything you're a taker not a contributor oh i don't i don't even qualify men that create hard times yeah but i don't even qualify for taking anything though i i've even tried for no but you owe your taxes and stuff yeah yeah i mean they'll get it back eventually really i don't know now when you get fired what wages are they going to garnish well i don't i mean i'm going to have jobs here and there so here and there you felony who's hiring you i mean there's a lot of jobs why'd you leave the railroad oh boy oh there's multiple reasons many of them colored kind no there's there's a multitude of reasons some more important than the other the main reason which color is the worst purple of the people black oh well black and white are technically not colors you know and which one's the worst which race is the only seven which race on planet earth is the worst race they're all bad but of course it's the uh howard of no of course it's the um the worst that's a good question i never thought of it if i had to pick one if i had to pick one well it's not necessarily race but region there's two of them some indians and nigerians a lot of scammers a lot of people taking money and what's the worst race and there's no such thing as the worst race there's a worse regions are people of color and races horrible white people horrible black people horrible asians oh very well it all depends on your morality and your bone belief system which race is the least moral well it's not a race every body but americans we have our own culture like the iran and iran whatever what they think they're doing over there is right and everything's who are we to say that they're wrong you know so for me least favorite disability oh my favorite job the one the ones that people claim they have that they don't which is a lot of times no real disability well a lot of mental disability mental well you don't have mental disabilities you don't have mental disabilities you don't have mental disabilities you think my panic disorder is no because that also has physical traits to it you know that is real and i i think that that goes that coincides with mental disability but when people say it's being weaponized way too much just to get make excuses for not going to work or for doing this for doing that and um especially like what's your monthly payment on your irs zero right i i mean i i do plan on doing a payment plan instead of them what are you about to say about the military the disability crap you know like that's not just all bad no but people use disability show all the time outside and it's not just military it's anybody and everybody like i even i even abused fmla when i worked for the railroad we're not surprised yeah and the you're pathetic because my girlfriend at the time has a crippling anxiety can't drive all the stuff so she was a cripple and that's the only one that would f**k you i would i wouldn't even consent to it most times until the last time we no no no wait that sounds bad that's not what i meant oh you are accused of no the last time that we hooked up stuff uh we recorded ourselves and i saw i saw her face on her look or the look on her face you know you're recording yeah she knew and uh i could tell then that it was anyone else seen it no no not that no no but other ones no but they've seen enough she used to be in modeling she used she even went to playboy mansion one she used to be in the culture continue your story but she uh we went to her psychiatrist and she filled out paperwork for me to get fmla on her even though we're not married or have any spousal relationship come along as bs like that shouldn't even happen but i took advantage of it and i got fmla just like you took advantage of her very good show me a picture yeah i will playboy model let's see this well no no yeah she used to here's the back no she went to the and she did stuff there like a little pageantry or whatever. but she wasn't like, she used to do that stuff and she's gorgeous, but she, um, she has issues and she's one of the reasons to be with you. Yeah. She's one of the reasons why I quit the railroad. But the main reason is because I just hated it's 24 seven on call, uh, job make good money. And the people that work there were annoying. They're cheating on their wives, complaining about bills is I had enough of that crap. I had enough of like being on call all the time. I lived in round rock, but I had to report to San Antonio two hours. Well, for me, it varied a lot because a lot of times what were you making at the minimum, uh, like five grand a month at max 15 grand a month. See, you're making good money. That's why it comes with it. Yeah. And that they, they show me a picture. Okay. There's additional 2018 IRS debt, 4,198 hours, but that gives you an idea. He's this episode is brought to you by Google Chrome. You think, you know, a browser, but Gemini and Chrome that's new. Ready to make anything online. Makes sense. There's no place like Chrome check responses, set up required compatibility and availability. Various 18 plus about 20 years older. Okay. I mean, I mean, I mean, I probably out of your league. Sure. Yeah. Yeah. I, I completely agree. Even my last sex. So there are a lot of those job. She doesn't have it. At least not that I know of. She doesn't have a nose job, but it wouldn't surprise me. I don't know. And do you still talk to her a little bit here and there, but not, no, just like share a reel here and there. She'll send me, she'll send me a reel of like a train thing or, um, Oh, I forgot what last one. Oh, playing arcade games. That was in 59 years. You owe for over more than a decade ago. Yeah. I, I'm pretty sure it's still there. What the fuck is wrong with you, dude? Why? So, okay. Even back in 2000, that's $24,611 and 49 cents. That's insane. Yeah. I thought it was lower, but I guess with penalties and interest, I don't know. Uh, that year I might've worked enough. I don't know. Um, I only had my railroad, my job at the time and I, I claimed tax exempt. So. So you've been doing that since your thirties, since even before your thirties, you've been doing the tax exempt bullshit. I went on and off with it. You know, when I need extra money, when I need extra money, literally not a contributor in any way whatsoever. Well, taking, well, other than I don't take like resources per se, I owe. Everyone's taxes are going to have to be higher because of people like you who aren't paying their fair share. You're the people that aren't paying their fair share. Now I'm in the bracket to where, uh, I shouldn't have to pay anything. So, okay. Except for what I owe. Maybe when was the last time you had not filed exempt a few years ago? Well now, yeah, I'm getting weird debt. Now this is 2023 through 24, 25, 23, two through 20, 25 IRS. It's crazy. So you have four individual debts with the IRS. Oh, you don't even know. It's question mark. It's question mark. What? The last IRS debt, 23 to 25. Yeah. Cause I didn't, I didn't file. So, oh, it just haven't even filed. Why, why the house for the past three years? You haven't? Well, cause I was around the, uh, the minimum requirement to file or not, uh, poverty, whatever, um, my job, your own choice too. That's insane. Well, I figured if, uh, with all the little jobs I had in the W whatever they send, um, it was a little too much to keep track of. So I figured they'll audit me and they'll get it. So it is what it is, but that's why I'm here. I have a laissez faire attitude. With pretty much everything. And I love it. I love it. I love the freedom. However, I, I do want to clean it up a little bit. So you don't, but you still owe your taxes because then you cost people like me. Yeah. But I, they're going to get their money no matter what. So again, it's freedom. Yes. To a certain extent, you can't drive drunk. Well, you can, you'll just get in trouble for it. Exactly. When you did. Yeah. Yeah. And so the future, what does the future look like for you? What are you even trying to do? What are we trying to do? I'm sure you want to clean a little bit of this up, but what can we do on the income side? Like what, what is there for you? Actually, I'm not too worried about cleaning stuff up right now. What's the point? What are we doing? Well, I eventually, yes, but it's more about progressing and, you know, business stuff and making more money. Who's going to do business with you? I'll do my, well, anybody that wants to make money because I deal with, I also have a resale certificate and I used to buy wholesale and sell retail and all that kind of stuff. So, okay. What's our business future? Mainly continuing doing the casino stuff while it's still legal in Texas until that runs out. Then is that on the docket for no longer being legal? It's been on the docket for the last couple of years and they've been getting more stringent. They just haven't voted for it? No, not yet. It's been taken up here and there, but with the elections and stuff. Even still, what? You make a thousand hours a month from that. That's not our survival. That's on average minimum. Like I sometimes, there's a month where I make 15K. Yeah, but average minimum in that case would be 12,000 a year. That's a safe amount. That's still 12,000 a year average. Safe. Minimum. You're not living on that. So what's the future? I was and I have been until I injured myself. You live with your mother, you pathetic woman. Because I injured myself. I broke my arm and I couldn't work for two months. So things got back and I'm like, you know what? It's better for me to go home and save some money. And I healed up and now I'm getting back on my feet. So. Listen, normally I would offer him things to help, but I'm not going to. So you don't get a course career certification, which is what most people, which is what everyone else on the show uses to improve their income through their job experience with the course careers on the resume and get a better job. I'm not going to get you access to any kind of personal loans or extra help that you can find on CalebHammer.com. I'm not going to do that. I'm not going to get you on helium either. You get nothing. Oh, you loans are not. You shouldn't even be allowed. You don't need exactly. I thought there was freedom. Why? I can't borrow from someone. Go f*** yourself. Yeah, you could. That's not freedom. But you don't need that to be financially successful. It's actually better to have no credit score or even a bad one. Yeah, say that to someone trying to get a $400,000 median price home. That's easy. Manual underwriting. You could do it even with bad credit. Have a bigger down payment. Yeah, exactly. But you don't need a credit score or other loans to show them. That's still a loan. You just said you don't, shouldn't have loans. That's a loan. Manual credit, manual underwriting isn't everywhere. But that's a different type of loan. You were saying a personal loan. That's completely different than a home mortgage. Even a personal loan, you can get manual underwriting. You can manual underwrite any kind of loan. Exactly. So it doesn't matter even if you pay your bills and stuff. What is the point you're trying to make? What I'm trying to make is it doesn't matter what your, even your passes and the bills you pay or don't pay you. You can always get what you want if as long as you have it. Not necessarily. Who's going to qualify you even with manual underwriting? Well, if you have enough cash to like 20% or to have some equity in the home that they'll take the chance on it. You have $80,000? For a 20% down payment? First of all, that's a ridiculous amount of price. You don't need that kind of home. That's the median. Yeah, for where? In this country. Even San Antonio. The United States. Yeah, but San Antonio, you could get a condo for $100,000. Can. Not necessarily are. Not necessarily you want to. I get it, but. Well, who knows? Maybe that's not even for sale. You live within your means. You don't have to. Plus, anyway, the next five years, I kind of want to, the main focus I have is possibly living in Albania. And where you only have to make $1,200 a month to live there. And the cost of living is so damn cheap. You know why? Because the incomes are associated with that. You're not going to make dick over there. But yeah, you can make money in America while being there. A lot of retirees do it on the social security. With like remote jobs and different things. What are you going to do? You don't even need that, like necessarily. Huh? Yeah, you don't. How are you going to make money? You can easily make $1,200 a month. How are you going to? Well, shit. There is a way to. It's not drop shipping. Tell me. You can make products, especially a source from Albania, sell them on Amazon and do like. But you'll be in Albania. No, you can start it here and export. Yeah, but you can still do it here. How? You're not here. You're in Albania. No, you can conduct business in Albania or here. It's fine. But are you drop shipping? I would actually make it with the, it's actually from the Baltic. It's the teas and sage and all that stuff. Yeah. It's specific to the Baltic. You could just do this. Why haven't you? It costs money and I don't also. Then how are you going to if it costs money? I'll make the money. How do you make the money? It's not even that expensive if you want to do it on your own. Then why haven't you done it? You keep counter. Because I'd rather do it professionally and with SEO and all that stuff. Why aren't you? Because I don't have the money. Then how are you going to? Easily. What? Work. You're not. You're about to get fired from your Walmart job fairly. Yeah, but that's not, that's not really. Well, unfortunately, that's your only income and you have a felony. Work from income. So good luck. Yeah, but that's a, there's always jobs and always a way to make money no matter who you are or what you do. Yeah, not necessarily for felons. Oh yeah. Oh yeah. There's, there's felons, even worse charges and all that than me that make more money. Yeah, until your conviction comes through. Do all that. Shoot. I invite it to try. I actually would love it because I, you know, when the reason why people don't do stuff like that or like lawsuits is because there's discovery process. And if you open yourself up to discovery, then you have the chance to ruin your own life. especially when there's a false accusation so i invite that okay what are we gonna find in your life nothing that i won't talk about here okay yeah meeting in san antonio is cheaper it's right around that like uh it ranges from 260 to 310 so there you go so are you saving up well you're not gonna live no no uh okay is everything what you're doing for that money uh legal technically yes technically yeah so it could not be very do you have any uh knowledge and the trading card sphere okay well that's kind of stupid i'll be honest but what's not is actually getting a checking account that gives you free money free money we like free money you can get up to 200 in bonus cash right now when you sign up for the checking account that i use chime also it makes your savings grow at a 3.5 apy interest rate guys you can watch financial audit and get free money at the same time who would have thought that's incredible check it out link in the description below stop bleeding out money making minimum payments across multiple high interest accounts most americans are spending hundreds sometimes thousands of dollars that could be going toward actually paying down debt instead of aligning some bank's pockets and look if you're sitting on high interest credit card debt a car loan at 18 or oh my goodness a payday loan charging you triple digit interest rates you need to hear this if you've already cut up the cards and built better finances you're not going to be able to save money you're not going to be able to save money but you're still drowning in interest payments barely making progress this is for you i have opened my very own marketplace a personal loan marketplace that lets you get personalized offers from multiple lenders in one place you can see if you pre-qualify in minutes and it won't impact your credit score but here's the deal this isn't a magic bullet if you refinance your debt but keep swiping you're just making the problem worse you still need to fix the behavior that screwed you in the first place you're not going to be able to fix the behavior that screwed you in the first place but if you're serious about getting out of debt faster you could potentially lower your monthly payment by securing a single payment at a much better rate check out the link in the description below to see your personalized offers or go to calebhammer.com and remember you still got to do the work when you buy a box of cards and not pokemon it's a little different because that's trading card but like uh sports cards when you buy a box there's a no purchase necessary caveat to that because otherwise it's considered gambling because you're buying something that you don't know the value of so if you're buying a box of cards and you're not buying a box of cards you're buying a box of cards and you're not buying a box of cards so the casinos work the same way in certain states so in order for them to be legal they have to give you ways to play for free and that's what i do i enter with postcards and i'm talking about tea business man oh that not what that's that's what wait legal yeah it's completely legal it's just uh you have to go through the process what's your funding source you'll need all together um to do it legitimately like with the professional photos all that stuff with amazon it would be no more than 25k but you're never gonna get the 25k oh yeah what and that's what that's another reason why i want to come here because i know my situation's not the best i know it's not the worst not at all but it's pretty bad but you live with your mother at 42 it doesn't take much to reverse that and it doesn't it doesn't matter if you're a felon if you make even if you make little money you make 1500 a month right now you're not getting a 25 make to me it's all about the it's about the mindset people have it doesn't matter oh the grind set no no not that not that you're not that it if you make a million dollars a year you can still be a destitute and poor and waste your money sure and you can yeah you're all of it you can make two grand a month and have more money in the bank than people that make a ton not you i will i will will never have never do but will always in the future never know yes that's that's why i was 42 now you're gonna change yes i've always been a coward in the sense of you are a coward out there and not making it known to the world uh personal responsibility and that's one of the reasons why i'm a coward i'm a coward is why i came here what do you mean you i can say i can tell what are you doing i can tell it to myself all day look at the mirror every day but to put yourself out there and now more accountability that is a driving factor if i'm not willing to change for a lot of other things okay then stop saying the n-word to black people change that hey i haven't been doing that i just i said it to make a point that it's just a word and i respect if a black person came to me your black co-worker i'm told which one oh no that which one exactly exactly well it depends on which one you're talking about like back in the day when i was playing basketball with them sure i used all that but it was a i was a part of the group i was in the culture i thought maybe you're talking culture yeah this i was part of black culture um don't look like it obviously but i was one of them you know it's outside chicago and speaking jive no you mean ebonics sure okay well i kind of did i uh yeah you know you morph into what you're around so it sounds like you can't anymore oh no like if if that was the case i would be speaking spanish and eating tacos but well they're delicious what is wrong with you well if you go to laredo maybe but and i don't know if these tacos you have up here they're not they're hoity-toity crap that's where you can go like that's not mexican like a white people taco go to a mexican food truck where they can't speak english they're everywhere yeah on the border oh wait do you know what stripes is no it's a gas station basically and they sell tacos and great i don't go to the border it's weird i know i'm sorry down there what that's where you get the women you pay for the little casino down there you know you can uh oh dude you're such a loser it's okay listen you have this kind of collections yeah oh so you qualified for credit at some point but nine thousand nine hundred seventy seven what's your plan with this it doesn't matter it's been on your credit for two years so it's going to be on there for a long time oh that's i don't know nine thousand yeah that's probably what was it that's probably the uh the eviction thing oh you got evicted uh be candid by choice your family by choice okay your sure uh-huh your family just like you're single yeah your family your parents your sisters you're all that good stuff they all find you pretty pathetic correct oh yeah when it comes to finances sure but comes to your life nah how do you mean tell me it's the heart it's the heart they know i have a good heart what i even have a good heart i even told my mother that i may be saying some stuff and words on there you know what she said go ahead like you do you and she she might not necessarily support language but she supported me and what i decided i want to say and now she doesn't my mother is a little uh you if you talk to my grandmother and uh ask about going down the street at night you know she'll say some from a long line of racists i see yeah the hood and all huh but they have a nice day on the back oh okay and additional collections is for smear bank probably a credit card is 476 i haven't had a credit card in years so it's okay well this was in this has been on collections since uh five years so a couple more years and that'll fall off so what was this self-intended eviction i don't even know if that's true because what was the self-intended eviction uh i just didn't like paying the rent i was paying and i was i was paying month to month and the month to month rate way too much and i said you know what i'm gonna save the money instead and go somewhere else and yeah just waited till my time was up and use that money elsewhere when because the same the same thing is true when was it even if you have eviction you go place to live where'd you go uh you know extended stay america i rented a room for about a year in uh one of those in a drug den this one was not too bad it was in round rock what the why uh is a really cheap all bills paid 1200 bucks a month basically and uh i can get you cheaper rental and everything after bills paid for that oh not necessarily without roommate well depending where you live i was right but it would be like a studio but wow wow "you find find a place for 1200 around rock without a roommate or nothing what a life it's the it's the mini sixth street down there come on it's not but this difference is you have shut up you have cougars there that are willing to you know everyone's banged the downtown round rock yeah get the donuts buddy that place ain't nice okay i i didn't necessarily say it was nice but it's not it's better than six street about your downtown why would you want to live on six street i thought what are you talking about i'm not talking about any of this even fish street seven street they're not that great i'm just austin itself is trash better than san antonio my friend oh well i'm not gonna argue with that however they both can be trash okay i'm just well they're safer than chicago yes i mean statistically sure statistical standpoint and chicago's barely even reporting those statistics i don't want to hear it and additional you think san antonio is too in austin especially austin a liberal city you think they're gonna say oh look at our crime rates but with the governor and how interjecting they get in our cities here yes a bit more governor like like the governor really matters it's absolutely in a strong governor state like texas and florida yes where the governor plays big roles in local politics you bet i don't know it's more the ag if anything like they just raided the large card you know who our ag is he's like full yeah and he's been overstepping his balance like the local authorities you can't say it's not different than in texas than in chicago is that the cities themselves all so report things and they just okay they're gonna hide what they want to i don't give a statistics can be swayed you have an additional collections that's been on your credit for two years 472 i don't know what it's for i don't either oh capital one yeah i haven't had capital one in years so what they've been doing is playing the game where they've been buying the debts or the debt collection then they report it and then it's another seven years or whatever i don't know i haven't had a credit one credit card this went to collections officially oh great you're a fan four years i mean credits credit it don't really matter 393 dollars oh no that's not that bad oh you had kickoff kickoff is actually good it's like a oh it is can be i don't even know wait this isn't actually in collections it's not it's currently closed not sold to collections yet oh you're actually making pain well until 24 okay i don't even know what that is so if it's only 45 dollars just pay this and it'll immediately boost your credit but you don't care about your credit no i don't care about the credit but that's kind of an indicator of paying back rent that's our paying back debt that's all it is it doesn't matter if they use it to actually do things like get you access to a car loan which you might need at some point or in an apartment yeah cash but you'll just be getting multi-thousand dollar clunkers which eventually you're getting to the point we're getting to the point where it's hard to get a cash car now in people's positions like you well because pretty much the only non-shitty car starts at 10 000 minimum which good luck saving up 10 not if you know where to look see that's where they have a resource online auctions every day especially government auctions that if you have access to like i do you can find good cars for free and how long does it take to buy a car for how long do your cars last what are you driving a scooter exactly trust him a pedal like a razor scooter motorized not like an actual no no no i'm talking about like not a roadworthy scooter like on the sidewalk yeah no one feels bad for you your life sucks i don't feel bad for myself either but i might as well be honest maybe help somebody out there san antonio well it's either that or an uber so i guess it's not that expensive actually we are technically reimbursing you it's like a actually like 120 buck uber there or the bus right it's only compared to like down that's pretty brutal it's not that bad but like uh the bus is only like 20 bucks so that's better surprising yeah it's not okay how long has it been since you had a car about three years speaking of which repossession ten thousand dollars still owed on that yeah that's probably gone to collections it might be over time or whatever i don't know well yeah technically it's all my credit but you know well maybe i don't know you know tell us so so well how close are you to downtown downtown san antonio actually technically i live just outside san antonio so so what the f**k do you get around on a scooter to into that highway infrastructure that's it the job that you're about to lose so where are you going after that i just uber if i need to and when you tell your mom you got fired from walmart what is she gonna think and she's probably sorry you're coming and i need to make money elsewhere and keep doing what i've been doing and hustling like last night i went to the arcade and i played some games i won some prizes and if you're listening mother of this jerome man i don't know a 42 year old is too late for an abortion but give it your best try because this is just well luckily she agrees with me that abortion is wrong no matter the circumstances so except it is right in every instance when it involves you no still wrong you need to not be here now in minecraft she may may agree with castration or something but not abortion you should definitely castrate you you don't have any kids right uh i thought i did but well what do you mean i so what does that mean when i came down here to san antonio and i met that lady we hooked up she got pregnant and i was gonna be a dad gonna be responsible but uh she thought i was cheating on her slapped me threw a drink in my face in front of my family at bowling and uh so i had to break up with her we weren't together i was there for the birth my insurance called me and said uh we're not covering the child and the bills and stuff because you didn't sign the birth certificate i had no idea what i was doing didn't know that was a thing so i took her to the magistrate to get child support done and get visitation rights and all that do the whole nine yards and my insurance said we need you to either get your name on the birth certificate or have a test i know like and uh i got a test and found out it wasn't my kid and it was some illegals from friend from mexico and she just thought i would be a better suit for the kid because i had a job and everything why do you have quarter fees two thousand five hundred dollars my dui every year you owe why aren't you paying on that oh i am that's that's minimum no that i pay a minimum monthly ninety dollars a month about okay there we go we finally got a minimum monthly payment to see this you have to pay i'm not going to prison for something so i'm not going to prison i hope you do yeah no it's oh and somehow the your family's literally because they've lent you twenty five thousand dollars over the year over time yes yes that's crazy oh bail you out of jail that was ten thousand dollars and i sort of 15k for old credit cards and a car yeah insane why would they trust you as someone to lend to give me your phone which one i'm just kidding i used to have another phone but i got rid of it it was for uh business purposes that was when i was selling stuff online doesn't have a tinder how do you meet people a facebook facebook dating of course yeah crazy oh it's a lot better than uh all the other apps man you can't you can't go with any other app really facebook dating is better is that where you get all the photos but oh yeah it's i'm telling you it's not as hard as people think men need to understand that depending on what you're looking for you find a woman it's not that hard just know what you're looking for and go for it don't be afraid to take a chance and do something what are you talking about right now no i'm just the men that need a little bit of oomph and help don't be scared do it send that dm just do it in a good way don't don't send a you know dick pic or nothing huh what are you talking to me right now i'm talking to the lonely men out there oh my goodness yeah listen to this guy he'll save you well okay you're talking to your friend about that's good shit but you were talking about and it's about oh okay i don't know which one this is but just going through the the messages oh that's my most current ex well you're currently messaging yeah well kind of we went to a movie last week or so and uh we were different i don't know that's oh that's an old pokemon oh she's almost uh well yeah no we used to what we used to you said happy birthday sexy she never responded she hasn't responded no no i haven't seen her in like five six years you are a sex addict this is women yeah oh you're okay there's no reason there's no reason to talk to men on instagram that's kind of stupid i feel like okay maybe the accusations are true the company messages sending without any responses well that's including including by the way photos that have disappeared that you've sent to them i didn't even know you could do disappear photos you're sending these on instagram dude you're just messing look he just messages women and they barely respond this is crazy and he just sends photos out of nowhere who knows even what they are this is crazy oh i'm sure some are uh the nasty side but it depends on the circumstances i mean sex is good i mean it's fine but it's just like it's crazy well okay here's the thing too is that don't do or don't do anything unless it's a real woman lay down the point and actually talk to women lay down the point here he is asking for this woman's venmo for nudes no that was a joke no i would never pay i know she's she's uh okay give me a few moments to clean up and i'll download it lol oh yeah that's just a joke yeah i never venmo to venmo even my ex the most current one that you said whatever she um uh she sent me like an apple request for a hundred dollars and i say hey what are you gonna send me this is a mess trust me it was it's worse back then i've gotten better in the last few months i trying to clean up but i don't care if you're a goon just make sure it's consensual goon oh yeah yeah a lot of women uh right now online are like terminal online victims cry babies where they think you rub up against them weird they just got salted but it's like you well i don't understand women so here's a here's what got into my head and what makes it worse is that here's another conversation with about his yeah i forget here's uh about a conversation with about his oh she's very religious she can't uh-huh here's a conversation with about his i don't know but you've talked to a lot of people about oh it's a bit interesting and there's a so multiple women about you being accused of since 22 okay one was july 16 2024 about you being october 19 2025 about you being a yeah it doesn't help that uh that you keep no it doesn't that i a serial date i've been with over probably a hundred people and okay yeah congratulations hundred people yeah you're sticking it it's not hard to stick it in well it has to be actually but you know about that you suck actually you owe a lot because you're past due on your student loans oh well that's you know oh they'll get that too eventually yeah no they'll garnish your wages for that yeah they can once they figure that you have a wage, and then it's all gone. Well, that's another reason to work. No, it's another reason of you being a taker and not a giver. What's your normal student loan monthly payment? Zero. No, you have a regular payment amount of $227. It just came out of deferment or something. $227.9. Shut up. Wait, is that it? Yes, $227, and you're behind by three months because it just started. Maybe that I should start paying. Shut the fuck up. And I didn't get a degree either. $14,749.23. What degree did you not get? Yes, business. It taught me a lot. One day. Oh, it's a builder card. Yeah, that's just my Walmart pay card or whatever. And they make it easy to do your pay and get advanced if you need it. Yeah, all you're getting is Walmart, except none of it is groceries because it's like energy drinks. $410, $3.55. $412, $447, $848. Yeah, I gotta eat. You're just getting bullshit at Walmart. Yeah. Yeah, pack your lunch. I know I'm not going to be able to convince you. You're such a worm. I will eventually. Bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit. I coach football. Now, Coach Hank saves up to 25% off grocery store prices. 30 pounds of pasta, 3 cases of protein bars, 75 sports drinks. He knows teamwork. And BJ's knows savings. Home of the Save. Open soon. Limited time offer. New members only. BJ's. Home of the Save. Bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit, bullshit. Subway, Subway. Well, that's inside Walmart, so. Bullshit, bullshit, bullshit, bullshit, bullshit, McDonald's. Okay, that's just across the street, though, so. Bullshit, bullshit. And whatnot, whatnot, whatnot, whatnot. Okay, that's. Is that cards? Mostly, yes, but, you know, when you. Or child. When you, uh. What's Exodus.com, pathetic worm? Exodus, what? Exodus! What's, uh, well, that's my crypto from casino stuff and all that, you know. Oh, f***. Gotta use it to gamble. McDonald's. A lot of bullshit. You gotta move money around when it comes to, uh, gambling with crypto, so. Gotta use Exodus. I mean, that's part of my job. Well, hustle. Not necessarily job, but. Can we please bring in Tyler? That's a lot of, uh. That's more paper than I thought. I just downloaded it and didn't even look. What the f***? Ah, your savings has gone down. No surprise. Wells Fargo. Oh, great. Bullshit, bullshit, bullshit, Amazon, Prime, Amazon, Sam's, pull up your Venmo. Sam's, Amazon, Walmart. Oh, Venmo, yeah, there's nothing on Venmo. Bullshit, Chick-fil-A, McDonald's, McDonald's. Bullshit, Applebill, eBay, McDonald's. BuzzBed. BuzzBed? What's that? Bullshit, bullshit, Subway, bullshit, Smart, Action, Chick-fil-A, Bill Miller BBQ, Applebill, Schlotzky's, BuzzBed, Lyft, Ride, Uber, Uber, Walmart. Makes sense. I don't even know where my Venmo is. I'm so, so f***ing excited to call your boss. You have no f***ing idea. You have your directs. Your boss's phone number, right? Yeah, one of them, yeah. Good. We're calling him in the post show. Alright, here's the absolute. Her. That was insensitive right there. What the hell? However, Tyler, we're going to close the show with your worst nightmare, a black man. The thing is, I f***ing hate you. You're a bad person. You're also pathetic, and you're a horrible excuse of a man, and I hope no one looks up to you. You're a bad person. I'm not making you a budget. You can go f*** yourself. I don't give a s***. You're a pathetic, disgusting creature that barely deserves to be on this earth in Minecraft. But here's Tyler. Do you want to apologize? I want to give you the opportunity for the couple minutes we have left before we go to the post show and call your boss and ruin your life even more. I want to apologize that you were hurt by something that was said. Alright, I will apologize for using the word if it meant something to you more than what. Just say you apologize for using the word in general. Stop being a f***. You're a really p***y. I hope you know that. But you really are a p***y. You're a b***h. You're a ho-ass n***a. That's what the f*** you is. That's what the f*** you are. I actually am. You're a b***h. You're a p***y. Realistically p***y. But like, it's all good. It's all good. I appreciate you. Because you're just going to be who you are. And when you go outside and get your a** knocked the f*** out, that's fine. You can laugh all you want to. That s*** it's not a f***ing joke. You're a p***y. It's not a joke. And I do have a question. Why are you getting like $10, $16, $10, $32? What drugs are you selling to these people on Venmo? You're getting paid a lot. Yeah, because a***** need to eat. You gotta feed them, man. You gotta take care of your people. Now, we're not going down. Taylor, I want you to kick his a** because he deserves it. I just don't want you to get hurt. He's a softie, man. I'm not going to get hurt. Who the f*** is a softie? You are. We can find out. Yeah. Give me permission. We can find out. Set up a ring. I don't care. I just don't want you to get sued. No, he wouldn't. If I could send. We can find out. If you want to see, we can. I'll knock your old a** out. You really want to get beat the f*** up. If you really want to get beat the f*** up, let's do it. I just got my insurance, I think. Let's go outside. No, no. Don't be scared. Don't be p***y now. Let's go outside. I'll f*** you up. Taylor, don't give in to the stereotypes. You're not all violent. No, he's actually. I'm dead a**. As a matter of fact, the stereotype was even worse for him because he seems like a soft. You don't get to joke. We're friends. We joke. That's not a joke. It seems a little soft. I'm being p***y. Okay, let's go. No, no, no. Let's do it. Let's run it. Let's run it. You see him? Let's do mutual combat so nobody gets sued. I'll shake your hand and then beat the f*** out of you. If that's really what you want, let's do it. I'm so dead a**. Let's do it. I would too. Let's go outside so I can beat your a**. I'm saying. You think I'm p***y? You think I'm soft? No, I did not say that. You think I'm soft? I said that. You think I'm soft? I said that. You think I'm soft? I'm not soft. I will beat the f*** out of you if you really want to do that. If you really want to do that, tell me you want to fight me. Tell me you want to fight me so we can do it. Soft in the sense that. Watch. You. Are you backpedaling now? Coward. You're backpedaling. No. In the sense that. So you don't want to fight? Oh, I will. I will scrap. You don't fight. Let's do it. I will scrap. Let's do it. Well, actually, actually, take that back. Take that back. I just realized I normally would. Coward. I have to. I am because of one thing. It violates my probation. That's the only reason why. That is the only. I just thought about that. I could get in trouble. Even if it's consensual, I would still get in trouble. Otherwise, I will give you the date that I can, and I will come. Well, stay tuned. I forgot about that. In the moment he is off probation, a black man will beat his ass, and for the first time on black on white crime, it'll be justified. No, and then he's gonna. He's gonna. I have to take away his black card when he loses. I'm making a joke here! No, it's not a joke. I don't take the black card away. No, no. Set this up. Set this up. Set this up. When he's off of probation, we can do something. Even if I'm not off probation. What's the date? What I'll do? What I'll do? Even if I'm on probation, I will ask my probation officer if there's a contract we can do, and we can make it happen. Call him. I will. That's great for post-show. Go call him. Great for post-show, because. Okay, we'll do that in the post-show, and I'm also gonna call his boss first and get him fired, because he doesn't. Oh, come on. I was trying to avoid that one. Nope. We're doing that one. You're. And I don't give a shit. I really don't. Your life is ruined, and I don't care. I don't care about the job. Guys, join Hammer Lee. Join us for this post-show. You know it's gonna be a good one. Sorry that it wasn't the most productive episode, but he's a piece of shit. It was productive. And men, don't listen to him. Men, do not listen to him. Do not be like him. Be better. You are better. We are better. Please, guys, please do not be a failure at 32. Join Hammer Lee. Click the join button to join it on YouTube, or you can watch it on our very own app at hammerlee.com or by downloading Hammer Elite. Love you guys. Thanks for being at, like, 110,000 members. You guys are awesome. Shoot your shot. Yeah, you're gonna get shot, and you deserve it. See you in the post-show. He's also been accused of multiple times, and today him not being at work, he lied about being sick. F*** this guy. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. I coach football. Now, Coach Hank saves up to 25% off grocery store prices, 30 pounds of pasta, 3 cases of protein bars, 75 sports drinks. And that's just pre-game. Home of the Save. Join for just $20 at bjs.com slash mesquite and save 10 cents per gallon for 6 months. Open soon. BJ's. Home of the Save.