Financial Audit's Most Vile Mother

- To watch episodes of financial audit a week earlier, check us out on YouTube. How much do you spend on their fun? - We don't have fun, I don't have time for fun. - Okay, that's what they're gonna remember. Not time with their mother. - No, they won't remember that. They'll remember the YouTube that, you know, raising them, not me. - Yeah, no, the 12 year old already had SJW colored hair, so I wouldn't necessarily say that. And definitely had emo fit. Those wrists will be (beep) - They already are, so I financed the flight to Idaho to meet this guy that I met online. - Literally, her kid has almost died multiple times. - She hasn't almost died, you're being dramatic. - She's spent money in time on (beep) - You do not spend money in time on them. - Well, Liz. - So there is no other answer than you prioritize (beep) over your kids. - You're obsession without the (beep) spell on you. - I can't help it, I just want him to like me back. - I just want liquid assets. My official gamer subs flavor, raspberry apple, at less than 40 cents of serving. It's also zero sugar in under one calorie. - Use code Caleb for 10% off your entire order. Oh, and one out of every 10 tubs has my face printed right on it. Grab liquid assets at Gamersubs.gg/calibre or at the link in the description in pinned comment below. This is the best drop gamer subs has ever run link in the description. - Hello, I'm Astrid, I'm 32. I'm from Vagran, North Dakota, and this is my new audit. - Thanks for coming down to Austin. - That's definitely a long journey, I appreciate it. - Yes. - Okay, so the Dakota's is an interesting situation. I try to stay in the data on the show to figure out how people are doing in their area. The Dakota's is a weird thing and I think it's North Dakota specifically with the fracking boom and everything. - Oh yes. - It's a wasted, waging dramatically higher. I'm assuming costal living has gone with it, but I'm not 100% sure in if it what ratio. So I actually don't know that. You're gonna have to tell me, but I want to know first, obviously. What do you do for a living? - I am a community liaison during the day and then I'm a barista at night and on the weekends. - Why are you barista in extra? What do you make from the community liaison? - Like per month or per hour per-- - Sure, what do you want? - Something, something, I just anything however you think about it. - From the community liaison, sorry. - I assume your main job, yes. - Yes, my day job, that's my day job. - 4,400 take home monthly? I only get paid monthly. - How much a month? - 4,400. - Okay, so in this community liaison job is in the other places around the country, these community liaisons are making over six figures a year. - Must be nice. - Well, why do you live somewhere where you make not over six figures a year? It is kind of your choice to your baristaing. - Yeah. - After work. - Just to get paid twice a week or biweekly, biweekly. - So you get paid once a month from the community liaison? - From my day job. - From my day job. - And you will be fine. - I can't. I put all my bills at the beginning of the month. - Obviously not. - Yeah, if you need a second job, that's not about getting paid on more times a month. You just literally need the money 'cause you can't make that one paycheck per month stretch through the month. - Yeah, so I go. - Yeah, I know, but it's not so that you can get biweeks 'cause you just-- - Do you need more money or you spend too much money? So the second job, your barista, is it like Starbucks? - It is Starbucks, yes. - We'll use that opportunity to take advantage of the benefits if you want to get a degree or something. 'Cause clearly, community liaison's do not make a lot of money in Fargo and North Dakota. - Yeah. - What do you make from Starbees? - $16 an hour. - I said two kids out there. - Yes. I claim them when they're behaving. - Uh-huh. Do you ever see them? How's this working? - No, not really. They're kind of-- - Who's taking care of them? - A little bit ratchet taking care of themselves, I know. Yeah. - Oh, how's the-- - They're little street rats. - How's the oldest one there? - 12, she's gonna be 13. - Okay, so she watching the youngest? Is that how we're doing it? Okay, and you know what's gonna happen? - Kind of essentially, yeah. - Well maybe that's what happened in my household. - Yeah. - Okay, in the youngest? - She's gonna be 10. - Okay. - So why hits your account on a monthly basis from Starbucks? - From Starbucks depends on how much I work, but-- - Average month, come on. - Let's say, about 800 is what I average it to. - So 800 hours is literally making or breaking your life. How? What's going on? - I guess it's just a getting paid every two weeks, you know? - No, it's not. - Yes it is, that's-- - It's a jerk. - No, no, no, no, that is it. That is it, that is what-- - No, it can't be. It is-- - No, if you're following a budget when you were paid once a month, you would get that $4,000 for it and be able to start for that month. It's not about the payment cycle for you. You clearly aren't making enough money. - Yes, but it's not the paycheck cycle. - Little bit of both. - So when I took my position that I'm in now, I lost all the mandatory overtime that I had before. - And it was like-- - Why did you take this position then? - Because it's comfy. It's Monday through Friday. - Okay, well you're literally having to work a second job. So clearly it's not comfy. Your kid is watching your other get every single night 'cause you can't be mother. - Hey, where's the dad? - Listen. - You took some loads. - Where's the penis? - Listen, I'm crying to listen. I asked you a question, so I could listen. - Around? Okay. - He's a roundish. - I don't know what that means. - But he's kind of homeless. - He's staying with different women, whatever his current girlfriend is at the time. Why would he stay with me? - Well, he is the producer of your children. I assume you guys were together. - Oh yeah. - We were together. - Yeah. What the crap? That's what I'm asking, clear. - We matured differently. - He doesn't like to work a lot. - Okay, well, you like to get the comfy job, which makes you work more. - And I like to get comfy job, but I work at least. I don't have any excuses. - I work at least. I will give you that. But if you think the comfy job, which makes you have to, you enjoy Starbucks scene? - Yeah, I do actually, I love it a lot. - Let's get away from your kids. - I bring them treats and they're happy for that. - Uh huh. - They like treats. - Yeah, that's what they're gonna remember. Not time with their mother later in the month. They'll remember. - No shit. - That's a YouTube that's, you know, raising them, not me. - Oh, that's gonna go incredible for them. They're gonna be well adjusted. - Yes. - No. - Yes, they're fine. Look, do you saw them? They're fine. - Yeah, no, the 12 year old already had SJW colored hair. So I wouldn't necessarily say that. Those wrists will be the four. - They already are. - Actually? I'm not gonna make fun of a 12 year old for. As obvious, I was trying, I was worried thing. I was like making fun of you. I'm not gonna make fun of the kid. - No, you can't. - Well, no, I'm not going to, but I'm gonna call you a piece of shit. They're not around. - Yeah, you can do that. - Hey, hey, if a kid is in that situation already, - Yeah. - I think mother needs to be around. - Yeah, I think it was just, - What is wrong with you? - No. - It was just 'cause of her last girlfriend boyfriend she had 'cause they were doing it a lot. And that's doing it, yes. - Yeah, but you need to be around more. - I can, I gotta work. - Because you chose to do the comfy job. If your kid is literally bleeding herself to death, you need to be there and you choosing a comfy job over that as being a selfish of a mother. They're superficial, she was dying, not like the other one. - It's along her vein, superficial. - Yes, yes. Versus the other one that was in the hospital all the time. - Who? - Her boyfriend girlfriend. - She went and ended up there. - No, she went to him. She's fine, they broke up. She's fine. Everything's fine. - Oh, intervention, please. How do we be having this kid? - She's fine. - What, she's good. - No, I don't think so. - Sure, I don't, listen. - We didn't, yeah. - How many? - A lot, everywhere. - Everywhere? - Everywhere. - Legs, chest, arms, 'cause she was trying to show them off. She was wearing like little shorts and everything, so I'd yell at her about it. - Did she have those? - Shit. - No one knew this. Dude, you're evil. - No. - You're choosing a comfy job over being with your kid, that's evil, that's evil, that's evil. Your kid obviously needs you. - She'd do it even if I was home. - Then you're a horrible mother. - Mental institution. - That's where we'd start looking and help and care. - We're working on it. - No, you're not there. - But one day. - One day, if she's lucky enough to be around. - She'll be there. - That's how that works with accidental. - I wouldn't say it was accidental. - No, I'm saying that isn't meant to be life destroying, could accidentally nick something. - Sure. - Sure, sure. - Exactly, and you're not there. - You're right, I'm working. - Because you chose the comfy job. - Yeah. - You're a bad person. - No. - Yes. - No. - Oh. - Oh, I don't know how to convince you. - She's fine, look at her. - For now, dude, it's the four-in-out situation. No, I'm sorry, that many scars is not fine. That many scars is not fine. - She's over it now though. She's not going to know. - No, I don't know that. - No, I do know. - No, no, no, that's something that people fall in and out. - Yeah. - That's one of the, yeah. - So you know. - I'm familiar with how that kind of stuff works. I've had friends that do it and stuff. - What? - But I think there was a difference between people who want to do it. - Maybe she needs the dad because clearly the mother refuses to be in her life. So what's the dad thing? - They blame their dad for their trauma. So they don't-- - Oh, man, you're not there to support them [BLANK_AUDIO] I got them through it. - Right. 'Cause I got them. - Right. - Got to work for a living, Kayla. - Hey, so it's just a comfy. Why were you making it in the last comfy? Mandatory overtime job. - Mandate, well, it was just a mandatory job. - Yes, how much were you making? - Probably like 5,600 to 6 grand a month. - Well, you're at 52 now, so yes. - Yeah. - But. - You're being selfish. - No, listen, so when I was making more money, I was spending more money, it didn't fix anything. I wanted to be home with my kids. Was the original idea. - But you're not. - It was the idea, you know, that's what we started. - Well, how long have you been doing this idea that is clearly broken in every way it was forever? - Like three years. - What? What, three years, you have a-- - Two years. - It has failed. Two years, dude, if I'm doing something that has clearly failed for two years, I learn not to do it. - Okay, I don't think it's the money that is failing. It's me. - That's what I'm saying. - Oh, shit, hold on. - No, no, no, no, it's the spending part, not the-- - No, you just said it wasn't. - No, no, no, it's the spending part. - No, you are not with your kids. - Well, yeah, but that's how I was raised. My parents were never home. You know, it's a normal thing, people gotta work. - Well, most kids who themselves do not intend to end their lives approximately 65 to 70% of youth, whose self-inja will experience thoughts or make at least one attempt at some point. - She's told me about her thoughts, yes. - Yeah, so let's-- - But this was like years ago. This was years ago. - But that is a fucking beautiful moment to it. And you're not there in this terrifying, you know, who was the 10-year-old? - You're right. Yeah. - Dude, I'm sorry, it's 12-year-old. You think they just escaped and they're a completely mature, well-developed individual at the point? - No, definitely not. She's independent, but she also thinks she's older than what she is. - Yes, everyone does. - Yeah. - No, the fuck works. - And clearly, you think your mother, when you're not-- - I am. - And not playing it very well. - Yes I am, ask them. They like me. - They don't see you. - They like me when I'm alone. - They like that you get treats, dude. So that's it. - Pretty easy to appease. - How long have you been a single mother? - So their dad and I were doing like 50/50 custody for the whole time we've been split since 2019 up until last year, when he got kicked out of his place with his last girlfriend, step mommy number two, and that's who-- - Maybe you were reproduced with her? - No, he didn't. Step mommy is in, like, he's got different girlfriends that he lives with, and then he becomes step mom. Every time, yeah. - You're smacking. - I know, I'm sorry. - Sip. - And eating too much of those Starbucks snacks, huh? - Lots of sugar, I love sugar. - Mm-hmm. - So it was like last summer, got kicked out of his place with his ex-girlfriend. - Okay. - Ever said said he's been like sleeping on friends' couches. - Okay, so he's a loser. God, okay, well that makes sense. Why'd you produce with the loser? - He produced twice. - Because, listen, he liked me when I was younger, 'cause we got together, I was 18, you know, he was 17. - You just said, he liked me when I was younger, but you were older than him. - Oh yeah, but I mean-- - It may sound like he liked you when you were younger, as in you were younger, he was older. - No, no, no, no. - That's the weirdest way to say what you just said. - We were together for like eight years. - Uh-huh. - Yeah. - So like-- - That doesn't change how you said that in a very weird way, but-- - You're right, you're right. - No. - But no, and then, yeah, I just wanted somebody who liked me and I had that. - Yeah, that desperate. - I was in a really bad place in high school. - You're not in a good place now. - Yeah, mentally, I'm much better. - Doubt? - No, seriously. - No, you see-- (dinging) - Dude, do you even hear if your kid dies? - No, I do. I do, I take care of her. - So you let 'em reproduce with you at 20. - Yes. - And then 22? - Yes. - Why? - 'Cause I didn't want to have two different baby daddies. - Stop playing with dad. - Sorry, I can't. - I can't. - I can't. - No, we're playing with-- - Sorry. - Oh. (dinging) - What's the problem? - I'm just your existence. - Okay. - The audacity. We're doing fine. - Trust. - Your kids are not. - They are, ask the-- - Well, actually, I would say there's literally proof on their body. - Well, we're talking about it, and that's the difference. 'Cause we didn't use to talk about it. - Oh, you used to ignore that your kid was gonna die. - I didn't ignore it. She shut down. And I'd brought her all different counselors therapist ever since she was in kindergarten. - And Starbucks treats. - Instead of being there. - Yeah. - Yeah, go fuck yourself. - I have to work. - Yeah, 'cause you chose to do the comfy job. So come on, it's all selfish behavior. Okay, so yeah, I mean, he is a loser. I don't understand the logic of, okay, I already made a baby with the loser. - I want a second baby. - Yeah. - So let me make a baby with the loser instead of getting someone who's better. Just 'cause I don't want two dads. - Yes. - Is an insane logic loop. - What? - You made one with the loser. - Yeah. - And instead of trying to find someone better for your second, you made another one with the loser 'cause you didn't want a different dad. - But do you wanna be, like, imaginating a girl that has multiple different baby daddies? - You got me. - I'm not saying that's thrilling, but you already know he's a loser. - Yeah. - So why reproduce with that? - 'Cause I got two of 'em now. And I'm good. - No, no, no, I'm saying for your second, dude. - What is wrong with you? I'm saying for your second one. - Yeah. - No, I did you if you was a loser. - First one. - 'Cause I want them to be, you know, related. 'Cause, you know, I was adopted by my dad and. - These are toys too. Your kids are (beep) - Toys too. - No, they're not. - Yes, they are. - My babies. - No, what the way you're (beep) reading them, they are toys too. The way you are talking about them and how you reproduced and made them and made the choice to be with him, they're (beep) accessories to you. - They're accessories. - I wouldn't say that. - I would. - No, I was just in a very different place back then than I am now, you know? - Are you, look at you. You literally. - I can't help it. - Sorry. - That is literally a product plug. - It's right there. - No, that's a product plug. - I'm sorry. - Dude, she's actually, dude, oh my (beep) you, there's something wrong with you. - I can't stop it. - I have concerns for these kids. You should be able to. - No, no, no, you don't. - Bitch. - You're a human, dude, you're 32. - Calm the (beep) down. - I am calm. I took my meds this morning. - Oh. - He's poor. - Anyways. - No, they're, they're good. They're doing great. - Objectively not. - They could be better. Yes. - A lot, the best. - Yes. - Substantially. - I got to clean up my mess first. I could be better for them. - I want your mess. - I got to be better for them. - What's your mess? - Money. - Me? - I don't have money for them. - You don't have money? - Why don't you have money for them? - Because I spent a lot of money once upon a time. - Once upon a time, not now? - I mean, it's less now, probably, you know? - Yeah, I mean, I'm being told you literally spend a shit ton of money stalking people. I don't even know what that means, but it meets your personality, whatever the fuck you do. - I'm trying to find the manoeu, dad. - Oh. - One that shows up, you know? - No. - To whatever man she stalks into submission. - Stalks into submission. I like that. - What is this? - What is this? - What is this? - What is this? - What is this? (dramatic music) - You're not into that? (laughs) - Big, big no. Big no for me. - Have you tried it? - Then stalked? - No. Being submissive. - It's not for me. - Have you tried though? - On your back, legs spread apart. - Oh. - Dicking your ass. - What the fuck? - What is happening here? (laughs) - No. - No! - Okay. - Okay, that's fine. Everybody has tastes. Everybody has different tastes. - I just, no, dude. - What's the problem, dude? - You spend a lot of money stalking men. - Yeah. - What the fuck is this? Walked me through this? 'Cause that is gonna drain your money. - It ain't gonna be draining any balls afterwards. I promise you that. No one likes being stalked. - Sometimes. - Okay, well, you're a freak. - No, I'm not. - No, I'm not. Anyways, I wouldn't say it's stalking. You know, I'm just trying to get to know them. - Well, how are you spending a lot of money doing that? - Trying to find them and find out what they're up to. - What does that mean? You freak. - Like, you know, paying for like background checks and stuff 'cause I got kids. And then like not unfair. - Yeah. And then like. - And I highly doubt that's when my producers were interested in. - Like, 'cause they also do that. That's normal. - When I bought like the Tinder pros and everything, so I could just swipe on people and stuff and try to find a person that I met one time in the wild. You know? - But Tinder Pro just tried to find someone you met in the wild? - Yeah, at the dog park. - Why didn't you just ask for the person's number at the dog park? - Because I was shy. He was really hot. So then I had the local community help me find him. - That's Tinder, that's not the local community. - Yeah it is. I put it on my profile that I'm looking to find this dog in this guy and I swiped on every single person and asked some, a lot of people didn't read it. So I had to tell them like, do you know this dog? And they're like, no, are you just looking for this dog? I'm like, yeah, I'm just trying to find this guy 'cause he was super attractive and a lot of the other people on Tinder are not. - This is insane. Chad, we just need to talk about culture for a second. This is crazy. I don't know if you know what is going on out there and this is why their app price is completely, or the stock price is completely tumbled and they deserve it. Match group who owns the dog. tend to earn all that stuff. She's able to do that literally stalk someone, no consequences. And there are so many men out there that they'll have a slightly awkward date or slightly awkward interaction and a woman will report and they'll get banned from every platform and they can't even appeal it. Fairly stock price is at like $0 right now. And then she's able to do this and she'll face no consequences. It is such a, our culture has just swung in the completely wrong direction. I'm glad we corrected for some of the shit. You know, back in the day that was bad, but the overcorrection is absolutely insane. She's able to just do that and actually put someone's information out there and stalk. No, no, no, no, no, we actually get banned permanently immediately across all match groups, which is hinged tender policy. >> Okay, yes, yes. >> But not you, not a woman. The double standard isn't sane. And there's no human review. There's no real thing. There's no verification. No, I was just out there trying to find them. >> That's insane. You're insane, our culture's insane. >> Listen, I just kind of get stuck on one person at a time. >> I'm gonna be real with you. Your debt is not the same as everyone else's. You've got your own unique mix of credit cards, maybe some medical bills, personal loans and collections. Whatever, your interest rates are different. Your payments are different. Your life is different. So why do you need some one size fits all solution that treats you like a number? 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Fills by these people just like you. Four people just like you. No private equity, no gimmicks. Just the best budgeting app there is. Download and I'll start the free trial. Dallowwise.com, link in the description below. And then you know I had to meet him again. And it worked. You made a public Facebook post about him as well. Yeah, yeah. And I found him. And I met up with him. And he really he agreed to meet. So, listen. OK, his, it was his jujitsu coach that reacted to the post. And he's like, is this a dog? I'm like, that's a dog. He's like, well, I'll set you up with this guy. You guys come to the gym and meet up. And then I did. The coach paired us up together and it was fantastic. Got to put my hands on him. He was beautiful. He was a wonderful guy, very kind. And then at the end of it, he told me he's a traveling nurse. And he was moving to California the next week. So we couldn't make it work. I do want to say, again, in our culture, if a man literally said exactly what she said right now, he'd be called to piss online and fired from every job and kicked out of every school. Yeah, that's creepy. It's creepy. Yeah. I mean, but the over sensationalism that would be done to a man is extreme. Yeah. Well, I'm just going to treat you if they're attractive. It's probably fine. A part of it, actually, yeah, a little, but not a lot of it, not what you just said, put your hands on them. No, they would still be ruined, but well, we were rolling in jujitsu. No, I'm saying how you set it up. So he was moving. Did he move? Yeah. Did he move? Oh, yeah, he moved. So he wasn't just saying that to avoid you? No, he was a traveling nurse. Yeah. He was driving a rental car and everything. Two giraffes. Three. No, I'm not. You have kids to take care of. You spend that time you're using stocking men. Take care of them. They got issues. Back when they were with their dad sometimes. Now they're with me all the time. I got time for nothing. So what's your most recent stock, them? My most recent stock? You are spending a lot of money on this and being told. It's not a ton of money compared to like everything, totally, you know? It's the most recent. So I financed the flight to Idaho to meet this guy that I met online. I know. I know. I said I got a problem with it. Well, you weren't there. Yes, I was not there. Okay. So I financed this flight to Idaho to meet this guy that I met online and so we were talking for like two, three months we were texting, you know, every single day I met him on Facebook dating. Why was your radiostatic stream? It wasn't. So he's actually originally for attention. This is crazy. No, no, no. He was from my area, but he worked out in Idaho for the winter. And then he was texting me. We were texting every single day. Then I went out to Idaho to meet him and I had the most amazing time in my life there. How? Because that was my first time flying and then my first time in the mountains and then my first time snowmobiling and it's just gorgeous out there and he's super cool and chill and to get along super great and it was a weird and I think it murdered a week. I think everyone's afraid of you murdering them. It shouldn't be. Okay, well, I'm glad you had a good week. I don't murder people. I don't hurt anybody. I'm a nice lady. You're a freak. Yeah, but I'm nice. You're scary. I think your niceties would lead you to something extraordinary. That's crazy. Is it? After everything you've learned so far? Yeah. We're just getting to know each other. Chill. Okay. So what are you doing then? That's a long distance, I mean flying back and forth is going to be expensive too. And again, how about you like take care of your kids instead of flying to Idaho, but sure let's go. Listen. I am. I'm trying. Tell me. Their dad came over and stayed with them at my house. Well, I was gone. So they got some time with their dad. I know. The loser. Yeah. And while she's literally almost dying, but go ahead. They like they like time with their dad every once in a while because they never get to see him anymore. Yeah, because they have a traumatic and horrible childhood. Thanks to you guys. Continue. I'm doing my best. Okay. Continue. Oh. Yeah. He's gorgeous first of all. Okay. Okay. He's also pretty. I don't need to know that. I'm just like, no, that's going to be expensive. That's important. It's important. Guests to you. He's pretty. Yeah. I deserve that. Do? No. You don't? Yeah, I do. Why? Okay. Listen. They're baby dad. Not a good look. You know, now I need something that looks good. I'm sorry. You're five out of ten. Not at best. Oh. The audacity. No. Yeah. I suppose it's right in the middle. Yeah. What a hotel are you? 5/8. Okay. Oh, you're not that tall. But I don't know. You're like, come on. You're a little fat. Your teeth are f***ed up. You're a five out of ten. What do you deserve? You don't deserve. Just like, I mean, I'm like, probably, you know, like, a four. Exactly. You, dude. No, exactly. And I don't deserve either. That's the thing. We can tell. We can tell men it, but we can't tell women it. Come on. You don't want better for yourself. I want. Sure. I don't deserve. Sure. Yeah. Well, I don't deserve a ten out of ten. Ten out of ten. Okay. I can't get a ten out of ten. I can't. You're making them sound like a ten out of ten. No. Okay. Okay. So what's going on? We were talking for a few days and then he started leaving me on red and delivered. Okay. Yeah. Because you're crazy. We learned that. I'm not crazy. What was so good about them? We just got along so well and so easily. You know, it was like natural. I didn't feel nervous for once. I didn't get the dry mouth, you know. Actually, I did out there. It's super dry and disgusting. Yeah. And tried making out, but like both our mouths are super dry, you know. Anyways, so he goes to me and then I tried to get his attention for a while. After like a month or so, he finally got back to me and told me sorry about that. You know, stuff's been going on. You know, didn't mean to do that. And like, perfect. You know, now I've been on a mission. I was trying to, we keep going back and forth, ghosting and not ghosting. You're not ghosting him. He's ghosting you. Yeah, he's ghosting you. So he's not back and forth. He's ghosting you. But, okay. I need to sleep with him. He's got the biggest dick I've ever seen in real life. Like it's like a star dick. Like it's for bigger than a lot of dick. Okay. Do you want to? Yes. Yeah. Okay. So it's huge. It's huge. Okay. So he's like six four. Okay. Two of his hands. He's got big hands because he's a big man. Two of his hands. It's massive. It's got girth and length. You never find guys with balls. You were there for a week. So why didn't you? We did once, but it was awkward and weird and then. 'Cause you! 'Cause you're. Being? No, uh. It wasn't 'cause of me. Why was it an awkward and weird? No one wants to listen to this. What do you mean? I'm sorry. You're asking for the story. I'm telling you the story. Chad, do you want to know? You want to know? I'm a very numbers brain person. I know the analytics. One an attractive person talks about sex on the show. You guys enjoy it. One a creature like this talks about it. You guys. as a clicking sketch. So no one wants to listen to those. - No, they do. - I'm glad to know he has a big deck. - He's got it. - But he was clearly ghosting you. But you're like, "I need to have sex with him." Clearly, he didn't give a fuck about having sex with you. - No, I think there's a chance still. - No, he's ghosting you. You're done. - Okay, what's your stocking? What are you spending the stock? You've only visited him once, right? - Yeah. - It's over, stop. - I've met him like two more times since then, just briefly. - How? - 'Cause when he came back. - See, you got to give off on this and you got to take care of your kids, man. - I know, I want to. - Why, why can't you? - Because I get obsessed. - Thank you, you're a freak. - I get a little obsessed. I can't help it. It just happens. I get a little obsessed with these guys. And I just want him to like me back, you know? - I'm going to call him on the poster and tell him to run. - Hello. - What is this? - Hey, this is Keita. How are you? - Why are you calling for? - I'm with your little friend. - How does she have my number? - What? - I don't like that. - I changed my number after we hung out. - Are you serious? - I'm not gonna lie. I'm going to do that. I'm gonna tell him how crazy I am. - Why would you call him to run? - 'Cause you're a crazy bitch. He needs to know this. - He talks to me sometimes. I lay out so little. - He clearly goes to you consistently. Okay, I don't care about him. I really don't, I really don't. I really don't. My big thing is I can't have you spend a shit ton of money and a shit ton of time on this guy that clearly doesn't give a fuck about you. Why would he? - I think he does. - He goes to you constantly. Take a drink. - But he talks to me every once in a while. - Okay, what's everyone's in my life? - Reach out to me first. - What's everyone's in a while? - No, he doesn't. You're desperately stalking him on Instagram and responding to every single story hoping he responds to you and being told. No, he doesn't reach out first. You're a desperate whore. - Yeah, no, I'm not a whore. I hardly get any. - Yeah, but not your choice. - I'd have options. I choose not to take them. 'Cause I want this one. - What the? - Pass out, dude, at the bus stop? - No. - Is the needle in his brain? - No. - It's all the options you're gonna get. - No, I have my sleeping link. - Okay, dude, I really don't care about this. You need to stop going down this level. - You were asking about it. - No, maybe I think I enabled too many conversations. Too much conversation. - Yeah, yeah. - So, how much are you spending on all these background checks and all this shit that you're doing? - Instead of putting your family ahead, what are you spending? - It's only like 10 to 15 bucks a check. - Yeah, but how frequently? - Just a few. I don't know, maybe like 100 to 200 bucks. - What the fuck? - You know? - Yes, but you're working a second job for $800. - Yeah. - Do not see how insane that it is. - I know, kind of. - No? - If it's on a credit card, I don't see it till later. And then it'll be a problem for future me, you know? So every fall, winter, coughing season, I go through searching for guys, you know? - The fuck? - I need a cough. - Yeah. - Do you have kids at home that they care of? And you're spending, once you get into that season, hundreds of dollars. - And then you know, the 10 to 12. - On background checks and then the 10 to pro and shit. And again, we're letting people like her be on there, but men will just get ghost banned forever. - What a fail. I can't believe we have given those platforms power, it's insane. I have destroyed an entire generation. - I'm using it though, it's working for me. - Yeah, you must be finding the most desperate mother fuckers out there. - No, I find some crazy ones, some nice ones, you know, a little bit of everything. - Okay, so what happens inevitably? Because you're a crazy bitch. You must go absolutely mad when you get ghosted or they leave you. - Yeah, 'cause that's like the first time I've ever been ghosted too is by this guy. - So what happens then? - Well, I mean. - A guarantee, swipe your card endlessly. There's no way you don't. - Well, yeah, I mean. - Crazy bitches like you. - You know what? - So that's where all your money goes. - Listen. - Thank you, that's what I'm trying to get. - I need some treats, I need to sit in my truck and cry over a blizzard and then like, you know, feel. - White woman in the car, posing on TikTok probably. - No, I don't do that. - You will. - I'm not on myself very much. - You will. - Surprisingly, maybe if five more people, if I did. - Now, if instead of 32 or 22, you would be doing that. - Yeah, probably. - So how crazy do these spiral sprees go or just blowing money like crazy? - You know the guy inevitably goes to you, 'cause you're saying. - No, I'm not crazy. - Dude, I come off. - He doesn't know yet. - Got to the sky. All the previous ones. - They don't know that. - No, anyways. - They know it. Why did I ask them if they know you do it? - No, so like, I have to like go by, you know, makeup and skincare and clothes and stuff. - Do you think that fixes your ghost team? - So I can find somebody new to post with. - What does that do to find somebody new? You going to go in and shit that on money on clothes and makeup? - Yeah. - Skin care. - So I can look good. - Do you, you don't? - You're so disrespectful. - Yes, financial audit. - Then I can try to find somebody else that I can take a picture with and then I'll post it to my story and then he'll see it and then he'll get jealous. - And that has never worked. - Um. - It has never worked once. - He didn't react to that. - No shit. - But maybe like, - Cruising for a couple days after. - I'm sorry, you're, no, it doesn't. It's never worked. - If you connect it from like days apart or like weeks apart, you could say it was a reaction to that. - You're obsession without the spell on you. That's just your reality. - That movie's so good. - Okay, yes, we all saw it. - Did you? - Everyone saw it. - I told everybody to go see it, but I didn't tell you. - Everyone, Artie, - Fargo needs to get nukes. This is insane. And being told every time you go through a breakup, you just hyper-focus center hobbies and spend a shit ton of money on these hobbies. - Yeah. - Like what? - Like when I bought a fursuit. - A furry stuff? - Yeah. - Really, wow. - I went to Comic Con. - You're really laying into the shit that, again, chat. Here's what I know about you. Every time an ugly person is into a kink thing, you guys skip it. - I'm glad you're really supporting this episode. - What do you mean? (laughing) - It's not super sexual. Like I don't have sex and furry suits or nothing. - Why'd you go buy it after a breakup? - Because it was super cute. And I just needed something to make me feel better. You know? - Did it? - Yeah, it was 'cause I saw something. - You're a full-spender to the extreme. - Yeah, unfortunately, yes. - Yes, but your full-spending is insane. - It is, and I agree. - It's on furry outfits? - Yeah. - What the fuck are we doing? - And I put it on my frickin' PayPal credit. It was like $2,400. I got it from South Korea. And I was like, not really into the furry stuff yet, but-- - Okay, it showed to me without you in it. I just want to see the outfit. I want to see what the cost $2,500. - I don't know if I have-- - This isn't insane. You don't even have a picture of the fuck. - No, no. - It's not $2,500. - I do. I do. I don't know if I have a picture without me in it. - Are you naked? - No. - Okay, then I can see it. - It's not sexual. - I can see it. - I can see it, 'cause the last thing I want to see in this world is you naked. - So I got it like a long time ago. And I haven't, it's kind of been sitting in the closet since then, you know? - Okay, great. Yeah, like I assume everything how do you go endlessly into after breakups, right? - Yes. Yes. And then I find a new one every time, you know? But this one, I had to buy like a bunch of art afterwards, too, you know? And I had to get some new characters. Now I have kind of a collection. Let me find my first suit. It's super cute. Oh, I made a furry TikTok, too, for a little while. Look at it. It's cute. - Oh my goodness, that's actually insane. All right, we're putting it on screen. That's great. - It's cute. - So, okay, so a guy didn't like you and you spent $2,500 on that. - Well. - What was the last thing you went absolutely crazy when you spiraled? - Lately, it's just been like the TJ Max Marshalls kind of spirals, but like, 'cause I can't help it's been like a couple hundred dollars at a time, you know? And then obviously the flight. - How much does that cost? - Um, it's right there. It was like, I think four hundred. - Answer the question, not a podcast. - 400 some dollars, I think? - Okay, so are you surviving on $5,200 right now? - I'm not really. So. - In a credible response. - I mean, I make a get. I haven't lost my house or my car or nothing. - Do you own a house? - No, I rent. - Okay, good. - Yeah, good. - I could never own a house 'cause I couldn't before the fix it. - That's true, but, well, I mean, you could, we can get yourself in a position. If you aren't blowing $2,500 on furries, blowing money to go blow a guy with a big dick in Idaho. - All the, you know, furry art and stuff that I bought, and that's, yeah, it's coping. - You guys are insane, man. - But I didn't have money so I had to put in my people credit, but it's some, I got some good art too, and some new character. - Hey, guys, you know you have kids, right? - Yeah, I do. - Why are we not prioritizing them? This is blowing my mind. You were like financial audits, most evil mom or something. - No, uh-huh. - Predicting the time. - Oh, I've seen other ones. - Just some more stuff. - Mom, I don't know, it's lots of bad dads on the show, but your piece of shit, mom, literally your kid has almost died multiple times. - She's talked to you about her suicidal thoughts, and did you go spend money going to suck a eight inch dick instead of taking care of her? - I'd say it's like nine inches. - Yeah, you're a, that's crazy. You're a insane piece of shit mother. - No, go ask them. - No, you think a 12 year old 10 year old is gonna be able to give me, no, they like that they get to stay away from their crazy bat shit insane mom. - I'm more crazy bat shit. - Let's see. see where they are if they're still live in a decade. - No, don't be fine. - No, I hope they are. - I mean, yes, they will be, but I'm not crazy. - How much do you spend on your kids, everyone? - I don't, I mean, depends, like, food, I spend a shit ton on food. - Let's just put this basic show. How much do you spend on them? They're fun. - You have to eat snacks. - They're fun. - We don't have fun. I don't have time for fun. - Okay, and here's the thing, but she has time to fly to Idaho, suck at eight inch dick, spend money on her furry hobby. She spends thousands of dollars on her having fun and obsessing over men and all this crazy shit, but then she won't spend time or money on the kids. - Do you think I'm kind of like Nikki from obsession? She felt very relatable when I was watching that movie. - Interesting thing, I just want to pause. I said that about 10 minutes ago and you already reacted to it. Are you actually that stupid? - You didn't say that. - I said, you're like the woman from obsession. - Oh yeah, you did, yeah, yeah. But you didn't say Nikki. - Who do you think I was talking about? - There's a couple of women, you know? - Oh my, these four children. Oh my goodness, oh my goodness. You're a stalker, you're a spender, you're selfish, you're crazy. - I don't kill people. - They're gonna die. - No, but you're gonna get people killed and those people will be your kids. - Uh-oh. - Good rate response. - No, I'm keeping them alive. The one of them is gonna be 13. - You just said she don't spend time. - Okay, that's a basic minimum requirement. - Yeah. - You just said you don't spend money or time on them having fun. But you spend a shit ton of money and time on you having fun for Dick. - Yes. - So I do want to be very clear. You prioritize Dick over your kids. - It's not like that. - Oh, see, she can't even say no. She had to say, it's not like that. No, it absolutely is. 'Cause you spend money and time on Dick. You do not spend money and time on them. - Well, Liz. - So there is no other answer than you prioritize Dick over your kids. - Imagine how happy they'd be if I found him a new dad. - You don't though. You run through, you run through men. Then you get ghosted 'cause you're a crazy bitch. You plan to retire a weekends away from the kids for Dick constantly. But you won't do things with them. You leave them with their piece of shit, Dad. You're a bad person, you're a bad mother. - No, no. - Wow, really good response. Well thought out. - Yeah. - Maybe I'm bad without him, but I'm not a bad mom. - No, I am not a bad mom. - What's your actual reasoning? You need to tell me that other than no. Because I brought actual reasoning in what you're doing examples that equal bad mother. And then you say, no, that's not true. Tell me why. - Well, I mean, I brought him here with me. So I took him out to do something fun. - For you to come on a show you wanted to go on. - Yeah. - It's all about you in the end. - Just like my mom, you know. - You wanna repeat generational trauma? - I don't want to, but I can't help it, you know? - Actually, you can, you're an adult. You have choices every day. You make choices. Yes, you do. You choose to go away for weekends at a time to literally suck semen out of heads. - Glob, glob milk jug. - My gamer sub's flavor is finally here. It's called liquid assets. 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You may be entitled to a potential recovery of over $1,000. - Oh. - You ever heard that one? - Please don't skip that part. - I beg you, I'm gonna say get my paycheck. - I'm not a bad mom. - You need a rebuttal, you need a reason. - I told you, I'm taking care of that. - No, the only reason you said is you brought them here for a trip you wanted to go on. - You just think I'm not a bad mom because I don't take them out for fun stuff? - No, I said you are a bad mom. - Okay, but you think that's it just 'cause I don't take them out to do fun stuff. - 'Cause you're never on for them. You prioritize you having a more comfy job instead of taking care of the one with clear mental health issues. Instead of spending any money and time on them, going and having fun, you spend all the money and time on you going getting railed. - You care of myself too. If I don't take care of myself, then I can't take care of them. - You spend all your money to get yourself taken care of. - Yeah, so I can take care of them. - Your kids eating McDonald's every day is not being a good mom. - But I'm feeding them. I'm feeding them. They're not gonna get fat, they have my metabolism. They're gonna be fine. - You're fat. - I'm not fat, don't look. - Uh-huh, exactly. You're not obese. - I gained a lot of weight since I've been at a desk job, you know? - I'm not that fat, I'm a metabolism. - I had a good metabolism. - I'm obese, you're fat. I'm fat than you, I'm obese, but you're fat. That's okay. - Wow, that's okay. - It's okay. - You're not skinny, you're not in the healthy BMI weight range. - Not anymore, but I'm not obese. - I was, I've been skinny up until I got this desk job and started and I depressed. - No, but I want to be very, I want to be very-- - Say it, clear. - No, you got the SSRIIs, I see them. - You're gonna stab someone. - I'm not gonna stab anybody. You make me sound like I'm crazy. - Yes, only me. - Okay, but do you, you don't have kids? - Correct. - Right, so how-- - I wouldn't feed them McDonald's every day. - Why would you, you haven't been in that spot? Okay, everybody wants to judge somebody with kids? - Dude, I've had, I've had, I've had, I've had, I've had busy your parents on the show who don't feed their kids McDonald's every day. - I don't feed them every single day, like McDonald's. - Practically every single day. - No, that's not for me. - That's me. - Okay, so you'll die soon, you're getting fat. You're gonna get less dick than you even can now. - Yeah, probably. The rate I'm going, it's not looking good for me, but-- - Yes, you're fat. - I'm feeding the kids at least. - Listen, and I mean, the crazy thing is it's not insulting to call women fat. By the way, I know you're going crazy on Instagram. Instagram is the platform that gets angry every time I say, "She's fat, that's okay, I'm obese, that's okay." - That's crazy. - Well, we're just, is it? We're acknowledging a basic reality. We can call men fat, and it's okay. - But I guess-- - Why is it insulting when we call women fat? - I'm not supposed to say that I'm fat, you know? - But you are, why? Actually, shouldn't you so that you can medically take care of us so that you can live a longer life and care of yourself? - I should call myself a beast, that is a correct thing to call myself. I shouldn't be mentally-- - And say, "No, I'm actually healthy at any weight." Actually, yes, you should call yourself fat. - You should be a beast then? - Yeah, with the lifestyle choices I'm making, yes. - Why? - Say, with the lifestyle choices, you're making-- - What about your medical stuff? - Okay, clearly you didn't understand the point. You said, "I'm not supposed to call myself fat." No, you should. You're not supposed to be delusional about your own health. We should only call men creepy for doing what she did. We should call her a creepy. We should only ban men for doing what she did. She should be banned. We shouldn't only call men fat, we should be able to call women fat too. Wait, it's the same for everyone. - Yeah, but I'm just, I'm told, you know, you can't say that you're fat, you know? - Why? - 'Cause you're not that fat is what everybody says. You're skinny, but it's, you know, - You're not skinny. - You're not skinny. - You're not obese. If that's what they mean by not that fat, that is true. You're not obese. - No, you're fat. - Damn. - That's okay. But if we recognize it, that means we're starting to do shit. It's like saying you don't spend, dude, you saying you're not fat is like saying you're not in debt. It's the same thing. It's literally ignoring something that exists, which means you'll never have to address it. If you're okay, - Yes. - Yes, that's what I have to say. - Yes. - So all these, - Yes. - Woke heroes on Reddit and TikTok and now in the Instagram comments of this clip that's being posted, this real, they're gonna be like, this is disgusting. I'm okay with this. That's disgusting. - I don't think they're gonna do that. - Yes, they do. On Instagram, trust me. They're all pussy, so it's really weird. I don't understand it. It's like they've never seen this shown four years. - Yeah. - But either way, the thing that's crazy is just 'cause you're a woman, we can't recognize basic medical things. What are we doing as a society? I don't get it. I really don't. - Shame on men. - No, no, no, but the thing is, if you're okay with being fat, then it's fine. But we shouldn't say we're not fat when we are fat. - I'm not happy about it. - There we go. Thank you for being real. I appreciate that. - I'm not happy about the weight gain, but I won't say I'm quite fat yet. You know? - No, no, no. Okay. - But anyway, is it? - You're not obese. - Yes, yes. - It's different. - You're overweight. You're not obese. - Yeah. Okay. Anyways. Yeah, no. They're fine because they're being fed and fat. - The Donalds every day. - It's what I said. - It's not healthy for you. It's not healthy for them. They're literally bleeding out and you're feeding them McDonald's as a cope and then going and taking dick and Idaho. - They need to be fed, you know? 'Cause a lot of times they're just that whole. - Who's getting fed more? - Them or you a dick. I feel like you're prioritizing the second one 'cause you're a freak. What do you think your financial score is zero to 10, zero being the worst 10 being the best? - Probably a one. - No. - Yeah? - If you don't wanna be like her, make sure you get the dial-a-wise budgeting app. Take the free trial. So if you like it. - Fat. - Huh? - It's not why I needed budget cookbook. Is it the cookbook? - It's the meal plan. It is healthy and the cookbook is digital, you get it if you sign up for the annual version, which saves you nearly 50%. Thank you so much. I hope I lose weight. If you want to, then I hope you do too. I personally don't care. Oh. And I'm making fun of you one for the show too, because you said you can't call yourself at even though you're fat, which is an absolute thing to do in modern day society. I don't understand us. TikTok is ruined people. This culture is stupid. And get your hammer financial score or kill the hammer.com. It's free. What the fuck? What the fuck? No, I don't know. You're pulling me out of my plug. What do you mean? Oh, sorry. You couldn't tell? I was. Yeah. You know, I was just trying to, I thought you were trying to help me, like, lose weight. Sure. Yeah. If you follow that and meal prep, it'll budget and lose weight. So you do care? Of course I care. It's kind. But honestly, in this conversation, I care more about the kid than you at this point, because I am actually afraid for her future. And you're a bad mother and you're literally prioritizing Dick. Which is crazy. I'll take Dick all the time. Trust me. But if you could, you would. But who would want to? Wow. Some people. Okay. Everyone's saying no. No, I'm not looking. All the men are saying no. No. It's just like, I don't know. It's just basic things. Again. They're fed. Every woman will call you beautiful in the comments. This is the world we live in right now. Yeah. They never call beautiful women beautiful. But they always call the ugly ones beautiful. It's an interesting thing in the internet. Nothing sincere anymore, you know, nobody's ever genuine. Hey, she said it. Yeah. Let's remember that before you call it beautiful. Oh. Okay. The capacity. I wouldn't say you're ugly though. Like I said, you're mid five out of ten. Yeah. Midwest. It's like you're not obese. You're fat. Yes. Sure. Oh, if you feed them McDonald's every day. No. They're fine. Well, they get on SSRI's, which I'm sure. No. Okay. Dang. 10-year-old's on SSRI's. Isn't that quick? She's not woman. She's not woman. The other one. 12-year-old. Yeah. Well, we definitely need some kind of intervention there. Yeah. What are they? I do hope they're trying. Okay. So this is the dick. Debt. Dick debt. Only 0-154 left. It's a pain six, which actually means you're probably paying interest on it. Because usually it's paying forward to avoid interest. I don't even remember. I try to do the interest-free payment plan so every time. Because you know. Well, paying six. Maybe they have that now, and I'm just not aware. Either way that monthly payment is going to be $5-two dollars. Okay. That's right. Huh? I feel like it's more than that. Well, remaining is $154, it says. Oh. I don't remember. Is that not true? I don't remember. Well, I mean, this is just what's on it. Yeah. Wait. No, no, no. Hold on. It says 1465, scheduled for May 5. That doesn't make sense. It says 3 of 6 paid. Oh, probably because I paid a head on it. It says very. Can you stop getting your mouth noises? No. Yes, you can. Just keep your mouth shut until you talk. I can't. Oh, trust me. We can tell. I can take this back, flip this somewhere. Or other. I don't understand. Or other. I need you to leave North Dakota and just get some societal exposure, because the only other place you'd gone to is Idaho. Texas! Texas! And now Texas, I just. You need to go to a city a bit longer because you are too, um, farm-trapped. Yeah. Like, you haven't had enough human interaction, and the only human interaction you have is literally flesh. Yeah. Imagine if I was whole school. I'm serious. Put that back. It's actually, wow, this is a podcast. People are listening to it. Sorry. Okay. Are you? Yeah. You just took it away. Really? Dude, you suck, man. Yeah. Sometimes. No amount of each payment is 142. Number of payments. Oh, okay. So 142. Yeah. Well, you know, this doesn't make sense. Something's weird here. Number of payments. Three amount of each payment is 142. Okay. Whatever. So 142. Forty-one. So you must have just went to Idaho. It was in February. Okay. Actually, I'm going to call this guy in the post-show. I'm going to tell him the. We! Okay. I don't think he's going on there. He's already ghosting. No. So if we even get an answer, we'll be lucky. Not at the second. Tomorrow. No. Okay. So what is this? Signature loan. This is. If he have amounts higher than the original amount, it's only gone up. Probably because, again, you prioritize leaving your kids. Working. Then paying off the debt. Working. Anyways. You work for you. To be clear, I think we've learned by now in this episode so far. You work that extra $800 a month so you can go have fun and leave your kids. We've learned that. We've learned all the time. I have to work. Oh my goodness. Did you not just hear what I said? You work? You work. Um. Dude, I don't know what to do with people like you. So what is this for? I. Stop. Hey! Hey, woman! You don't have to go. Before you say anything. I can't. I can't not. Yes, you can. You just. I get the cotton melt from my men's. No. You just talk. Talk. You go. Word. Sorry. No. It's not funny. It's disgusting. When you point it out, it makes it. You want to do it. You know? You're one of those people where they do something annoying someone says you're doing something annoying. So you want to do something annoying more? Yeah. Oh, you're crazy. What? You're a horrible person. What? How does it make people crazy? Okay. When I talk, I. Talk. I don't go. Talk. And you thought. Okay. We're cutting every single time you do this. So keep doing it. I don't care. But like. Just stop. Just be normal. I'm trying. I am normal. I'm being myself. What's the signature on? I don't know what I'm looking at it because. I don't know what it's for. 3650 is what you borrowed. And literally this month. Oh, yeah. Like the literally two weeks ago. For my. Sorry. I forgot. We just. It just entered July a month ago. Yeah. There are new wheels on my car. What? For $3650? And then I. So half of it was the wheels and tires and the other half was paying off my car credit. Oh. You can solid it. Car credit. Yeah. What's car credit? What's car credit? I've never heard a car credit. What's a car credit? It's a new credit. Is this a new credit? They have a car credit. A car credit? Yeah. I've got a new loan attached to your car. So. What's a car credit? You mean owed on your car? It was a credit card. And I paid it off because it. Did you say car credit? That's what it's called. A loan for something that you used previously. No, think for any bank credit card called car credit. Okay. So you. You used it for something different. No, I used it for my car to fix my car. Yeah. You used it for a different car thing that was not this current thing. So that one ran out of the promotion and I got a 35% interest on it. So I used the loan. The answer is yes. The answer is yes. You used it for a different car repair before. Yes. That's what I was asking. Yes. You've got more on. And then I paid that off with the loan and then I paid for the wheelies and the tires. So wheelies? What is it? Brand? Just wheels? Wheels. I had to find wheels because one of them was stuck because it was sitting in my car. Just one? Flat. Just one? Yeah. But you get wheels for every. What do you get wheels for every wheel then? Because I downsize my wheels because they said. Was that now more expensive than just replacing one? They said it'd be cheaper in the long run? Oh, the fuck. Because. Because of the tires. Because of the tires, because I have to buy tires, you know, over three years or whatever. So. Didn't you just have to buy tires with the new wheels? I'm out of water. Yes. Can we get a bottle of water for this. Done. It is cool now. Did you know that? Yeah, but I said done before it. Cunti. Very Cunti. Good. Good. Fuck. Okay. Well, guess what? It's gone up from the original loan balance. That's because interest started occurring before you. Yeah. Yes. Before you started making your first payment, it's going to be $222.64 at an interest rate of 12.1. It's not good. It is better than a credit card, but it is not good. That's the reality. But I had to do it. No, you didn't have to get new tires for every tire. They sold you into it. They upsold you. And they said it would save you more in the long run, which I don't even know. But either way, I know it certainly didn't save you more in the short term. The tires were significantly cheaper because I paid for the. Then one? Yeah. Well. Then one. No. So one tire. Exactly. That's what I'm saying. But in the long run. I know. They sold you on that. I don't even know if that's true. It is. Because I had to buy the tires. I had to buy the tires, too. Exactly. And the new wheels and the new tires instead of having to get tires later. Each tire was a hundred bucks cheaper. What? But that didn't save you on the thousands you spent. So the long run we're talking maybe like a decade and a half. Oh, you got sold, girl. You got sold. I'm not good with cars. No, shit, you're. Where do you know this? You're not good at anything. How do you know? Well, you're one, you're bad at being a mother. All you had to do is take some dick, pop 'em out. Other than that, you haven't taken care of 'em. - Raw. - Other than McDonald's. You don't even see 'em. You don't even take 'em to do anything fun. - I'm not a bad mother. - Again, you're not able to actually support that with anything. - Yeah, 'cause I'm taking care of them. - Not from anything I say. 220 dollars to 64 cents is insane. That's okay. - Yeah. - Sorry, I was agreeing with you. - Okay. - Yeah, you did it and you're just to find it. 'Cause the sale, you did it. They sold you on the upgrade. It would've cost you like a thousand bucks or something, right? - For the new wheel entire, yeah, probably would've been like 500 bucks, 600 bucks. - What are we doing? You're the fact that you were just to find spending. - It was 600 bucks at first and then it was-- - And then it was spent 2,500, so shut the fuck up. - I had to buy a new one. - Okay. - I have something else. - What? - I don't know. Okay, it's a pain for it is zero percent interest. So, oh, it's in a firm loan. What did you affirm here for 468,97 cents? - The tire for my truck. - What the fuck? - I think. - What are you doing? - Or is that the Amazon? - It's for gear. I'm being told it's gear. - That's Amazon. - I don't know what gear is. What's gear? - I needed gear for the camping. - What camping? - For when we came out here. - What? - We camped our way down here. - What did you spend to come down here? Can't you wait, how many stops did you do? - Um. - It's a straight shutdown, 35, practically. - But it's a long drive. - It's long, how long? - So, well, if I would have went to Fargo to Austin, it's 18 hours. - Well, that's shorter than getting to my home state of Michigan. So it's like, I've done that a shit ton of times. - But I want to go see the ocean. 'Cause I've never seen the ocean. - So we went-- - Navalson? Where'd you go? - Um, the ocean's not in between. - Corpus Christi, over by there. - So you overshot Austin? - Yeah, and I wanted to-- - How long have you been on this road trip? - For the last week. - Just to come to financial order. - What the fuck? How much have you spent on this? You moron? - So camping isn't very expensive. It's the gas. - Yes, right now. And you've been doing this for a week and still food and shit like that for a week. And I know you're stopping it as a bullshit. So of course, what the fuck? - Well, we only ate out. - How are you camping? - What do you mean? An intent? - Girl, it's 100 degrees out. - 100 degrees in, like, 90% humidity. - Yeah, the humidity in Arkansas was the worst. - No, how are you doing this? - I don't-- - So it's even safe? - There's a whole bunch of people camping, yeah. - Tentable? - Yeah. - Tent's in the middle of Texas Summer. Texans love camping. They don't really do it in the summer. - We weren't the only ones. And we were at the ocean right at the ocean. - The rest of them are homeless. - What? - I'm sorry, the ocean you went to was the Texas side of the Gulf. It ain't a nice ocean. That's the first time you've seen the ocean? - Yeah. - And you saw a Corpus Christi ocean? - I've hardly been out of North Dakota. - No, I can tell. We can all tell. - Yeah. - Girl, it's not like I'm like a big traveler by any means. We know me, but I've seen some nice ocean. Trust me. - Can we stop at the swamp? - Can cattle ache? That was nice. - These are hotels. - Every night is usually only like 20 bucks or something like that. - Yeah, but it's a shit ton of travel. Shit ton of stopping in and going to bowl shit. - Yeah. - How much have you spent, was the question I've asked you? - I haven't known. - And look, you spent, you got a $468.97 sent alone for the gear for the camping. - Mm-hmm. - I'm a buddy. - But I can return home. - That's a hotel room right now. - I can return some of the stuff. (mimics car engine) - That right there, that gear specifically, is you drive down, you stop some or halfway, there's your room. You drive down one more, stay here. Boom, there it is. Because what did you spend this $1,080 on a firm for? - What is that? - 'Cause you even bought a new electric grill. - Yeah. No, I bought a propane grill. 'Cause the first place that we stayed at in Arkansas, they have electricity. - Did you got a hotel? On the way down, we filmed this and you went halfway back up, a hotel two times, you would have spent last. - Well, we want to see in the ocean. - Yeah, but you saw the shittiest version. And it's the golf anyway, didn't even go see like the Atlantic or Pacific. - I don't know the difference, I saw the ocean finally. I always wanted to see the ocean. No, I did. And I took my kid so they don't have to go their whole life without seeing the ocean or wondering what it's like. - Ladies and gentlemen, I got something new to help you that we have personally built. Right here on CalebHammer.com. We have new CalebHammer financial resources. They are the ones I would personally use, which is why we made them for you to use. As you've already heard me talk about, personal loans are okay when you're good at debt. I personally use them when I can leverage them for a situation. So we have good personal loans on CalebHammer.com. We also have auto insurance now. You can check for free and see if you can save a shit ton of money on auto insurance. Remember, none of this actually matters if you continue the same bad behavior. So it's not for you if you still suck. But if you've proved you can budget, check out these programs from personal loans to car insurance to see if you can save a shit ton of money across the board. Go to CalebHammer.com where they CalebHammer financial resources part of the pinned comment or description below and save a shit ton of money. Starbucks is bulls**t and a waste of money. And you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make gamer subs at home for just 40 cents of serving. Honestly, it literally tastes better. And we prove this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. - The number one ranked energy drink is GamerSubs. - Literally, the cherry flavor is insane. - Listen, you can also get free samples to see if you like it or 10% off your order at Gamersubs.gg or click that link in the description below. Type in code Caleb. - Okay, technically the golf is classified as an oceanic basin or a marginal sea of the Atlantic Ocean. So I guess we can say you've technically seen the ocean. - Yeah, let's say it's salt water and jellyfish. - Very good. So $1,018 and 13 cents on this affirm. What is this? Oh, the screen recording Amazon. Okay, let me see. Pull it up, search the screen recording Android freak. I don't know how. I've never had to do that. - I don't even know how to start an Android freak. - I think I can figure it out though. - Oh, no, you can't. - How do you know? - 'Cause we're gonna be here for the rest of the time where it's supposed to be filming other time we figure it out. - Eventually. - I don't know, where do you want my orders? - Just give me your phone. - No. - 12 pack of fire color changeer. That's what's required to survive. Electro candle lighter. - A mini projector. So you watch things in the tent? - Yeah, that was the thing. It was supposed to storm the first two nights. - Camping fan, yeah, you gotta do that. I don't know how you got to survive in fire extinguisher. Sure, it's good safety. But again, it's been so much money when we get it just done a night hotel, night hotel. That's it. Inflatable pool floaty, I guess some of them had a pool or the ocean, right? Bandits, yeah. I mean, a projector screen, geez. Good death. Air matches. - It's so much, there's the tent. - No, I didn't use that so I can return that too. And the projector, 'cause I don't know. - Amazon basics, I mean, sometimes you gotta, ugh, post-reached waiver. She's hoping to get some while she's with her kids. - No. - Can't. - So much bullshit, so a menstrual lube, oh. - Yeah. - Why do you have to be the most disgusting? - Oh, pelvic floor extender. Oh! - What? - If it was a hot gas, that'd be getting hard above. - So was this a thousand? No, this is Samsung. For that, you affirm that phone? - Yeah. - Good, fucking death. Okay, what's your payment? - It's like 50 bucks a month or something like that. - What? - It's gonna take forever. - It's like a year long. - No. - 80 bucks. - Two years. - Okay. - Did you need a new phone? You can't survive, you're spoiling yourself instead of your kids. Besides the championship, the first thing you did in their 12 years-- - Not the first thing. Anyways. - Sorry, McDonald's. Did you need a new phone? - I gave my kid my old phone, 'cause her phone was docked. - Really? - Yeah. - That kid should have access to the internet. - Yeah, they both need phones. They're home alone all the time. - Oh, dude, they have no social interaction. - Yeah, they do. You know, the one time the one dead. (phone ringing) - Well, it's public school. - Who went to private school here, anyone? - I went to public school. But I went to public school in a small town. - Wait, you got two private's over here. It's over here. We got the Richies. And where are the public schoolers? Did we, ourselves? - Yeah. - Uh-oh. - I mean, I went to public school too and I never, but it's-- - And what's your point? - It's a different-- - Well, I got caught once in my life and it was unconsensual and I wish I could get that for a scan back. - Oh, okay. - Feels much better on being told. I've been told. - Anyways, I don't know. - Well, you wouldn't. But that wasn't for you. That was for the boys. You're purchasing on this visa that you can't pay off. - Yeah. - It's for $40 minimum to pay. And you immediately put it back on one. Just as a growing takes nine years to pay off. - I needed that. - It's money, 'cause I was out of money. That purchase on there, I think, was when my kid was in the hospital, after I got back from Idaho and Williston. - What, what was your kid in the hospital? - She needed to have removed, yes. - So mind you. - And that was for food. - That's okay. Mind you, you weren't there. You see how you're never there for your kids and they get in medical issues? - I was there. I was with her in the hospital the whole time. That's why it's with the money. - You said it was right when you got back at home. - Right, when I got back. - Right when you got back. - Yeah, right when I got back. I got into town ahead to go right to school. - And what would have happened while you were taking an eight-incher? - I don't know. - Did you got to be there for your kids? Gift shop, a vending machine, and just going out to eat. - Yeah. - And just as a crew, I need you there for your kids. I just need you there for your kids. - Mm-hmm. - How are then? You're doing earning, that's good. - Yeah. - $400. I mean, this is like you have to pay it off in order to use it and that's what it is. Why are you pay advancing yourself? - 'Cause I need more money. - But you actually don't, 'cause you just spend it all going camping, going to second dick, going to do all this stuff. That's what you're doing. How are you guys getting back up? How long until you're back up? - We're going, we're gonna start going tonight. And then-- - Are you doing any probably-- - Off trail activities? - I don't plan on it, no. How long is it gonna take? - So I want to get a hotel, a just cheap hotel for tonight, somewhere on the way. - Jordi, you have all the gear. Now you should just camp to save money. - I have to work this weekend. And it's a fourth of July, they want to be with the camp. - Yeah, stop it if you want to be with the camp. - No, but stop it if the camp is going to set off a hotel. Money management, what is this? - MMI. Have you heard of it? - No. - Oh, sorry. - Maybe I assume it's like a-- - Like debt negotiator. - Yes. - Oh good, while you're all back in debt again. Listen, this is why we have great personal loans and different services and whatnot on Calebhammer.com. We've curated a great select because I love that. That is great. - You can't do it if you're in her position. - Yeah, don't really can't. Because she consolidated her debt to make it even better not a consolidation of the debt negotiating company. - I used to consolidate. - Kind of, but the thing is, it doesn't work without changing your behavior. 'Cause then you end up over here today where you have max out credit cards. How many times have you consolidated before? - So before I did the MMI, I had like-- - Good death, yo, 15,000 on it. - Consolidated probably like four times? - Dude, see? Why would you think this changed it? 'Cause guess what? - 'Cause here again, you're on my show where you have insane debt. - I had to close a lot of the credit cards to get that deal. - And then you opened other ones. You have the visa, you have a firm, you have a firm, you have a signature. - I've had the visa since I was 18. - So I know, but like you still have all the shit. Now you're using earning without changing your behavior. You're just in the end, man. - I know, the behavior is a problem. - Your behavior is a problem. - The emotional regulation. - And your problem. - Yes, across everything. And do you not see you rubbing it off in your kids? - No. - Where did you just get back from the hospital for? Uh-huh. Come on. How do you not see that you being such an immature, horrible parent is obviously rubbing off? - No. I wasn't there. - That's what you said you. - Oof. Okay, okay, okay. Yep. - Caught her. - Got 'em. - Oh, you fucking. You. Be there for your kids. You were taking Dick instead of being there and she ended up in the hospital. - No, that was when we were coming back from visiting my friends across the back home. - You. - But I had the younger kid with me and she wanted to stay with her friends. She had the option to come with. She didn't want you. She wanted to do. - Yes, well, when you were there, she went to the hospital 'cause you're a horrible mother. - Was it as soon as I came back? - No, not when you just said you were gone. - As soon as I came back. - No, you keep changing the story for what makes you as better. - I was just getting admitted into the ER when I came back. - Yeah, exactly. - Yep. - Synchrony, what's going on? Care, it's a, oh, this is the car. This is the car care, but it's gone. - It's gone, no, yep. - Did you put it on that? - Long. - Okay, Omaha, FBN, FNB, Omaha, what's this? - It's an old credit card. It's also on the MMI. - Okay, same with care credit. - Also on the MMI, yep. - Okay, same with Verizon. - Also on the MMI. - You couldn't do anything. You can't do anything. Same with JCP. - Yep. - All this, all the money goes to literally doing PNS stuff instead of actually taking care of the dump. Rent and Dog Feeth, 1,300. I just have written on a paper. What is this? - So. - Rent. - No, my rent is like $1,600 a month. The Dog Feeth is what that is. - Do you care because you have a dog? - I used to, not anymore. - What happened? - I had to give her a bit. And I couldn't afford to take care of it. So. - Pathetic. - She needed it. - You think you're gonna be able to take care of kids? Obviously, we've proven that. - She needed vet stuff. She was kind of like disabled. - Dude, you're just, I'm sorry. Do you discuss me on a person to a person basis? - Wow. - Wow, are you surprised? - Yeah. - What? - Yeah. - Are we playing rust later? - We should play rust. Wanna play rust? - Mm-hmm. - I call it duty. - See, I was starting to make myself happy because your pathetic and disgusting. - What do you mean? - Your pathetic and disgusting. So I looked at my boys and I was like, let's play rust. - Some boy things? - That's called, I like to enjoy life. You are bringing my entire mood down here because you're actually one of the worst people I've ever met. Because kids, nothing matters more than kids. - Right. - And how you're taking care of, and taking care of, and taking care of, and making sure that they're being taken care of. - Nothing. Why does this sound weird to say the word kids? We've just had too many, uh. - Let's show. - Oh. - You're almost as bad. - No, I'm not. - Why are letting bad things happen to them? - No. Rent and dog for you? - I had a dog and I had to give her a bit. And they back, they made me back pay for all the time that I've lived there, even though I. - Good! - Have the dog time I live there. - Sorry. - I tried to pay the deposit when I first got the dog, but they only allowed dogs that were over a year old and I didn't know that. - You have any Santana? Don't even know what a titana is. - Yes. - A truck. - Oh, that was a question. It's a truck. I don't know what this is. Yes. - Do you have a minimum payment to that dog and rent thing? - They just included in my rent, so I just pay 1,600 bucks every month. - Instead of? - Instead of like 15 something for my rent? - Well, how much is going to this so I can put it as a minimum? Because that actually, I need to know when it's paid off. That does help. - It's for 60, 70 bucks? Something like that, but I paid more of it. - I'll do 65, 5. - Shut up! - There's Nissan. - What about it? - Instead of 5.4%. That's actually not horrible with a $356 minimum of the payment. That's bad for you because you can't afford life. And what's bad is you are under water by about 10,000 hours. It's worth 27,000, 37 on it. But here's the thing. You already had a paid off car. And then you did this. Like is that the worst payment in the world? No. But it's bad when you already had a paid off car. Why'd you get this? - It's too powerful. - It's too powerful. It's been super powerful. - How did it already had a car? - Have you seen the snow in North Dakota? It's insane. It's been wonderful. I don't have to call anybody for a ride. I can get through just fine. - And fargo? - Yeah. Do I'm going to show you a picture? - Shut the fuck up. - I saved a picture for you. It's got snow and April in my truck. - Okay. So, we used to get that in Michigan. What do you want? - I needed it. And it's been super helpful. For like moving stuff, for camping. It's a lot more comfortable. - You didn't sell your other car and put it towards this then. - That's what some people said. - But I want to keep it. - That's the thing. Why? - Because then why? - It doesn't drive in a year. - No. Please. At 13? - 14. - You said 12. - She's going to be 13 this year. - Okay, dude. Okay. Can you drive it 14? I thought it was 16. Is that when the permits start? - Yeah. - 14. - Then I have a car for my kid already. And for long driving. - Well, even still. It's so the car. Save up and help your kid get a car and work. Also, I don't want this kid to be mobile, man. I'm scared with this. But what this kid does? I'm scared of it. Yeah, aren't you? - She's a nice kid. - Well, I didn't say she's a bad kid. She's a risk, though, for herself. - Oh. - I don't think she's a mean person or bad. - Yeah. - I mean, I kind of met her a little. She didn't seem like a piece of shit. - No. - I never insinuated that. - No. - She's a flight risk for herself, though. I don't know if I water-triving around. She needs more help. - Yeah. - Yeah, sell the car and put it towards your debt. - Okay. - What can you sell your other car for? - Last I looked, it's like-- - You took that alone title? - 6,000 or something like that. - 5,000. Okay, sell it and put it towards this. Like, I get it. - Trust the truck. - Maybe. - Yeah. - Maybe. I don't know. I'm getting some data. Then I'll have better information here in a second. The interest rate isn't horrible, but what is this? - A lot of hospital bills. - Get out on a payment plan. You can get it like $5 a month, dude. - I am on a payment plan. - Well, how much is it? For the $956.54. - I believe it's like $50 bucks. a month or something like that. - Yeah, I'm just going to tell them. - Okay, essential health, another medical bill? - Yeah. - Okay. It's 542-47. - That one I put on my FSA. - So is it paid for them? - Yeah, that one's paid for. - Okay, is this for your kid that can't stop getting hurt? - No, she usually doesn't go to the hospital. That was the only thing. - You tell your gone. - Yeah. - Okay, so is this a lot of different? Wait, what is this? What am I looking at here? - It's a collection. - Is this a collection? - For a hospital bill. - Why, why did you get on the payment plans? - I was on a payment plan and that stuff came after-- - It was like 300 bucks total. - I was already on a payment plan and that stuff came afterwards. - So why? - And if you were paying on time. - And it just keeps coming. The hospital bills keep coming and they send their payment plans. - Okay, Fargo North Dakota gets 51 inches of snow a year. Calmzy, Michigan, where I'm from, get 60. It's snowier where I'm from. That's called like effects, no thanks to Lake Michigan. I, my entire life, went up there and my job was to delivery drive, by the way. So I drove a lot. Was a little drive sedan. You don't need the truck, get rid of the truck. - Yeah, and I was allowing you to justify it for a second until I actually had dad to stand on it. And I go through, my entire growing up life and driving, learning how to drive, was in a car. And if you're willing to have your kid drive the car, by the way, then you're willing to drive the car yourself. You're coping, you're a dumb, give rid of the truck and drive your car. - You need the truck. - You don't, I do. - No, you don't. - Yes, I do. - Why? - 'Cause it's more comfortable. - And I can get through everything. - Okay. - And I started trail riding now. - I'm about to end the conversation, 'cause that's not a need. That's not a need. - It's got a huge back seat. - That's not a need. - That's not a need. - So I can use it. - That's not a need. - Has a casting couch for the daddy roll? - No, this is disgusting, stop. - It's got cool seats too, which has been great down there. - Yeah, it's not a need. It's nice. It's a want, get rid of it. You can't afford it. You can't even take care of your kids. You're pathetic. Student loans for what degree? - $17,410. - For all the degrees I never completed. - Ah, what's your minimum? - I haven't been paying on it. 'Cause it's been a default. - It's been in forbearance for forever. - It's not anymore. - For the safe stuff? - Yeah, no. Actually, that just kicked over this month. You didn't pick a new plan? - On the repayment assistance program? - No. - You're gonna default on a few months if you don't know. You need to go ahead. - I haven't done automatic payments. So once it has been on payments. - No, I highly doubt it. 'Cause you had to select a new plan. Safe plans had to select a new plan. - Okay, I guess I'll have to do that. - Yeah, you need to do that. Day in the hotel. I'm gonna put it at like 50 bucks 'cause you can probably get it down to there. What is this? It was spending a kind of some kind, but I don't know what. - Uh. - Paypal. - Paypal. - You can't answer questions. - It doesn't have a- - They're able to answer your questions for you. - It doesn't have a title on it. - I sent them the stuff. - You sent it, so you should know. - What is? - You should know. They shouldn't know more about you than you do. - I put the titles on everything when I sent it. - Donalds, McDonalds. - No. This is insane. What are we doing? This is your kids. This is your kids. McDonalds, McDonalds. McDonalds, Spotify, McDonalds, Domino's, Microsoft, Microsoft, Netflix, Microsoft Domino's. Target, Patreon. And yeah, you don't even take care of kids. - They are taking care of- - They're taking care of- - They're taking care of- - Shut the fuck up. - They're taking care of- - Shut the fuck up. - No, you. - Okay, 3,000 in there. - Oh, HBO Max, Amazon Prime, McDonald's. Going in to get some more chicken and energy drinks. Of course, you are, you dumb. - I get donuts for my kids to bribe them to get up for school. - Oh, she can't parent. She can't parent. She can't parent. - Give up. - Give up. - You should try doing it. - I will at some point and I'll do a lot better than you. - You think? - You don't know what you're getting into. - I have lots of shitty people on the show that are better parents than you. You're bribing your kids to get up, you're a bad parent. - GP, really? For fucking what, what do you do? You don't do shit. Energy or donuts. Domino's, donuts. - Oh, some subscribers, I don't know. Donuts, Popeyes, bullshit, bullshit, Amazon, theaters. Prime, McDonald's, bullshit, Venmo, Amazon. (screams) McDonald's, bullshit, photo, TJ Max, Chick-fil-A. Oh, aesthetics, some bullshit, bullshit, fleet farm, bullshit, bullshit. Domino's, bullshit, bullshit. Donuts, bullshit, Guadalajara. - In North Dakota? - Yeah, that's right. - Bullshit, bullshit, Spotify. Donuts, play some in-app game you're playing. Talk about, talk about, Amazon, I was like, (screams) - We try being a people, people, people, people, people, people, people, people, people, people. 11 hours and savings up from two. Woo! (laughs) - That's not good. - No, your life sucks. It turns your kids' life sucks, which actually makes me feel bad, because go. I mean, you can go for your life, whatever, I don't care. But you're at, they don't get the consent. - I start up going. - If it's a, it was at the beginning. - It was at the beginning. - So the, okay, retirement practically nothing, all right? 3000 in a pension, wow. Incredible. - Oh, 30,000. - Oh, 30,000, 30,000, shut up, shut up, shut up. - What did they call it? - 401k. - I know, I know, I know, I know, we're almost done. - Okay, your income is 5,200. Your rent is 1,600, right? - Mm-hmm. - But it's actually 1,544. - 1,540 will put in your minimums, we will add that extra part to it. - Oh my goodness. - It's actually more expensive than your rent. That's up pathetic, you are 1,648 dollars in 13 cents. What? - What are you talking about? - Your minimums of payments are more expensive than your rent. You dumb. - Oh, what's your, oh, just shut the fuck up. What's your utilities, gas and electric and internet are all combined in water and bullshit. - So, gas and electric is about 200 average, water's like 90, and internet's 90. - What's your phone bill? - 85. - Now, horrible, I'll do helium if the towers are getting in the area of T-Mobile and stuff. I'm not just sure in Fargo, but I would check it out. Gas, boom, boom, drive, drive. - Oh. - Let's do a number. - 500. As far as insurance. - 1,40. - Food bill, you should be able to do 700, you'll plan meal prep. - Mm-hmm. - TP fund anything else for you and the kids, 250 medical healthcare co-pays. - Shit, ton, probably like 300 a month. - Okay, is there a gym? - No. - No more pets, right? - No. - So, 50 dollars to subscriptions, we'll try what the kids might be difficult. - Oh, and we're underwater, 5,643 to survive. Get rid of the car, yeah, just sell it. - So they put that money on the truck, or where should I put it? - No, no, no, sell the truck, sorry. Sell the truck, you're out of there. I don't care about your fuel bill. Then we need to attack that debt as quick as possible, so you can at least break even once you do. Cause you're working just a shit ton of extra shifts, not traveling anywhere, not spending money. Then you're paying off that extra 10,000, you'll owe on that, which will free about 350 bucks, which will get you to break even, which you'll still work hard and then you start paying off that. And it's going to be years. You can go through bankruptcy at some point, that might be your best option. I would certainly still get rid of the truck, get through bankruptcy, get that loan out of there and keep your car. It's going to keep forgetting like future rent places, it's going to be harder, it's going to be more expensive to get in, but might be your only option out, cause you just don't make enough money. You might need to leave and go to a place with more opportunity, cause what your position is actually make good money places. Obviously, your kids need a better place anyway, so, as a f*** disaster, those are the paths I would go down, but none of it works if you don't change your behavior first and that starts by following this budget. So don't do any of it without changing your behavior and following this budget for three months. Guys, I'm going to call this guy that she's stalking and going crazy on, and I'm going to try my best, and I'm going to get her to f***, I'm going to get him to f***, even know how crazy this b*** is. My goodness, I got to save a brother out there, I got to save a man, I got to, let's get her hammer financial score. Shut the f*** up. Spending an end of budget, you're overspend, zero out of ten, debt, those collections, zero out of ten, emergency fund, there was nothing, zero out of ten, retirement, that's only something. There's 30,000 hours for someone who is 32, dramatically behind for your income. It's about a three out of ten, real say, zero out of ten, hammer financial score, one out of ten, get just a kill of hammer.com. 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