Financial Audit's Most Evil Wife

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The reason why she started stripping is because I can't get a decent job because I have a background. You have a background? I went to jail too. Cheating and beating, man. No, it's worse. It's worse actually. Oh, it's worse than beating her. I slept with a when I was. She actually ended up herself. Don't laugh at that. Dude, the tits on her was not. Don't say that. Something delicious is coming. Something that's going to change the way you eat and the way you spend. My new cookbook is almost here, and the first 1,000 people to sign up for a dollar-wise, annual plan gets a signed copy. Click the link in the description below to be the first in line. I want you to be on the next episode of Financial Audit right here in Austin, Texas. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to calebhammer.com slash apply or click that link in the description below. Hi, I'm Nicole. I'm 26. Hi, I'm Greg. I'm 37 years old. We are from Detroit, Michigan. And this is Financial Audit. Hey, my home state, but thanks for coming down to Austin, Texas. Happy to have you guys. Nicole. Thank you for inviting us. You're welcome. Nicole, what do you do for a living in Detroit? I'm a senior caregiver and a waitress. Is he your senior that you're caregiving? No, my grandparents, but close enough. You get paid for taking care of your grandparents in the state? Sort of. That's your job? Not fully a job. It's just. I said what you did for a living. So for a living, I'm a waitress. That's. Why didn't you answer that? Because you just said I have three jobs and none of them make a bunch of money. So they're all kind of. Okay. The home living, how much are you making living in home? Um, I am making probably, I would say $700. Every two weeks. Okay. Well, listen, it's money and Detroit's cheap as when it comes to major cities. I'll tell you that. Okay. So that's 1400. Very good. Love that. A month. Waitressing. Yes. What do you make? That's included in that. I'd say probably make. Does that include your third job as well? I was getting excited when the first job I thought made 1400. No, I was meaning that like in total. All three, it's 1400 a month? Yeah. How many hours a week are you waitressing, dude? Not enough. Like 10. 10. But I do make it up. Do you? No, you don't. Because you make $1400 a month. Objectively, you do not make it up. Well, I'm also a midnight ballerina on the side. So that's kind of. I don't know what the f*** that means. A stripper. She is a stripper. Really? Yes. Okay. Yeah. I feel like you have like the. Here. Four kids. Huh? Here. Not here. Well, isn't that kind of what you strip is? Yeah. That part? You don't really strip this part. They care about the personality a lot. The personality stripper, hmm, been a couple times, never really tried to get to know them. You're not old enough to get it. Okay, I guess not. Well, listen, I think you have the ability to become attractive. You're like on that edge. You're like on that edge, right? Yeah. You're almost there to where you could be cute. Yeah. No, it's just like a couple little tweaks, but that's okay. Like, you're like almost, you're kind of, there's maybe a little, I don't know, you're flat, but. Big nose, but flat. Well, clearly you don't make it up that. If you're still only bringing, I think you're kind of a failed stripper. Like, clearly it has shown that a lack of tits gets you no money because $1,400 a month. I mean, good money. $1,400 a month is not good money. No, not anymore. I'm not doing it like full time like I used to. Even still? Yeah. Bounce on a couple dicks. Bounce on a couple dicks and you make good money. Well, I don't, I don't do that part. You don't do lap dances? Not anymore. Isn't that the point of stripping and where the money is made? Okay. Well, that's what I mean. I just started back just recently, and so I've just very rarely gone in. Is she attractive when she doesn't dress like a grandma? I've never had an issue the way she dresses. No, I don't have an issue either. I'm just not seeing the stripping part. Like, there must be another side of her that I just don't know. Uh, I mean, she's. She's a character, that's for sure. Great feedback. Greg, what do you do? I am a full-time milk route delivery driver. I work for out of Flat Rock, Michigan, and I just name dropped at a store. Well, bleep it. You special, special creature, you. Sorry. What are you sorry for? Name dropping. It didn't offend me. Okay. You deliver milk to people's houses? Houses and stores. Oh, okay. The stores part makes sense. Because that definitely has to be done. Who delivers milk to their house anymore? I didn't really know that was a thing at this day and age. Because we have refrigerators and whatnot. But, okay. Sure. Great. How many hours a week? What do you get paid? I get 40 hours a week at $21.50 an hour. Okay. Not perfect. But if we combine you guys with milk delivery and sucking milk out of men, then, I mean, you guys probably. Okay. What do you net make a month? Her and I both, or just me. You, Gregory. About $2,000 after taxes. Uh-huh. Yes. Why are you with him? You know he's right. Yes. I'm only with him because I feel stuck. Oh, that must feel great. It feels wonderful. Oh, does that feel. Yeah. Why do you have AIDS on your knuckles? That is psoriasis, sir. This is where a normal person would apologize. $3,400 a month. Okay. Again, Detroit, as far as a major metro goes, definitely on that cheaper side. Property taxes kind of suck, but everything's valued super low, so whatever. Are you guys surviving? No. Because it really isn't much, even for Detroit. Like, it's really not much. Your household net pay on a yearly basis, all you got, well, two people combined, $40,000? That's not good. No. No, it's not. So why don't you guys. Bullshit! I mean, okay, okay. Mid-26, I wouldn't expect you to be making hundreds of thousands. You have failed. I used to make a lot of money. You have failed in life. I used to make $20,000 a month. That's what I used to make. Because you're draining more milk in the back? Yes. Okay. Go back to doing that. But I don't want to. Then don't go back to doing that, but get a f***ing career. That's the plan. That's the plan? What's the plan? Waitressing and sitting at home? That's not really a plan. Right. It's not. Okay, tell me. How were you making $20,000 a month? What were you actually doing? What was different? I was full-time dancing. Okay. That was my only job. And I was, you know, doing stuff on the side, doing stuff in the back room. Wait, what? Anything. All of it. Just full service. Yep. You f***ed? Full service. In the club? Yeah. That's not normal. Is that normal? In Michigan? I'm getting lots of head shakes. No, I don't know what it is. Is it normal or not? In Michigan, we had homeboys on a scooter going 55-60 right now. Sexual intercourse with men for money in the strip club. Yes. Don't they have cameras everywhere in the strip clubs? No. I swear. Not in the back rooms, no. How much were you making for an intercourse? Uh, $300 plus a piece. $300 a nut? Yeah. That's not bad. That's not what I would have thought. That's expensive. How many aides do you have? How many aides? Yeah. I have zero aides. STDs, STIs? I have had. Yeah. How many times? Four times. Oh my goodness. She's disgusting. How many abortions have you had? Zero. What? Were they always wearing condoms? Um, for the most part. Okay. Well, that's not always. Yeah. There were exceptions, but. What would create an exception? Um, there were people that I had like deeper relationships with. I guess. You could say. Doesn't mean you can trust them to be clean, does it? Well, they, they were, I was like the only person they were. Oh yeah. I'm the only person. Everyone's always the only person. And how many people did you have deep special relationships with? I don't know, 30, like maybe total throughout the year. That's insane. One year. Yeah. Wait, how many people did you fuck? I don't, I couldn't even tell you. Too many to count. Way too many to count. Probably a hundred. plus a month. But some of them are repeating, so they're not the same. You had sex with 100 men a month? Maybe not. I was just, you know, between lap dances and, you know, backroom stuff and hanging out. What else was there? Backroom stuff. All sorts of stuff. I mean, it depends. You could just, I could lay on the ground and you could suck on my feet for an hour if you wanted to, like. And you would blow them? No, no. Like, that's all you paid for. No, but you would blow them. If that's what they paid for. And how much would that cost? $150. I guess inflation's not real. That was the inflated price, because it was $100 and $200, and then it went to $150 and $300. And that had no condoms? No, all of it, always. Except for the $30. Except for the exceptions, yeah. But that's kind of why I wanted to get out of it, because I had, you know, the STDs, and I wanted to be a better mom, and I wanted to. You're a mom! You're a mom! Yeah. You were doing that while you were a mom. That was the reason why. Wait, were you doing that while with him? Yes. And you were, did you know this? You knew she was taking penis. That was the reason I did it. A hundred penises. A month. Unfortunately, yes. That was the reason we did it, though. He agreed to restart it. I thought the only reason you guys were sitting here is because he found you there. No. No. No, he found me at 18. He didn't find me at. Okay, you make that sound weird. How old? How old would he have been? He found me at 17, actually, but we didn't start dating until I was 18. What? No, for real. Like, we didn't start texting or hanging out or talking nothing until I was 18. How would you find her at 17? Work. Work. We worked together. What was the job? Milkman. I've been at this job for 14 years, and. Wait, in what confidence, in what confidence in the world do you know this kid is yours? Which, oh, we have five kids. Twins? Twins. Yes. I have probably about 75% confidence that he's mine. You haven't tested? Well, okay, so the two, three of them are confirmed to be his. Okay, listen, I've springered for a few years. Maybe I go full fucking Maury on this one. Huh? What was that? Three of them are confirmed to be his, the two are not. How are three confirmed, two are not? Well, the one is his and not mine. The second one, there was no infidelity or anything happening when the one child was born. I wasn't a dancer yet. I was still a licker. How many kids did you have when you were taking dick in the back? Well, we had three, and then I was pregnant with the twins. I never go to that side of the state, so I am not asking this for that reason, I promise you. And I'm going to bleep the name of the fucking place, but I need to, what is it called? It's a real raunchy club, like you can get fully naked and they serve alcohol. Again, bleep that too. Well, yeah, serve, I mean, fully naked, that's not uncommon. But they also serve alcohol. So they're just doing illegal. Well, I guess if they're having sex in the back, it's illegal. It's legal because it's an option for us. It's four stars. Yeah. They do all sorts of crazy stuff. They got stars that come in once a month and do shows. They've got a girl that like. Bro, it's not that. What the fuck is happening here? We'll bleep that as well, because I really don't want to call out the place. Mostly because they'll probably get it. They'll probably kill me. Right? No. I don't think so. It's a corporate thing. No. It's owned by a bunch of Italians. No, it's not. No, it's not. Seriously not telling me that some of the women there have their fucking shit taken away. What taken away? Their shit. Oh, yeah, yeah, yeah. I mean, I'm sure there are some illegal people that work there, but what? What? None? Just entertaining? Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Oh my gosh. Okay. Yeah. This is crazy. It's a cool place. I guess. I mean, I just don't understand. Do you want to see a picture? It used to be a lot hotter. Okay. I'm mostly saying yes, because he's right there. I'm fine with it. I'm cucking him. No, go ahead. Yeah. I know. He's getting rock solid under there. Okay. I'm legitimately going to order up a test. We're going to do a DNA test on these kids. You will learn. Is he or is he not? I'm going to do a DNA test on these kids. You will learn. Is he or is he not? Is he or is he not? Is he or is he not? You will learn. Is he or is he not? You will learn. Is he or is he not? The father. I have the results. Oh, my God. Okay. Wow. Oh, yeah. I mean, flat, but that's a body. Okay. We love it. You were okay with this the entire time. I'm sorry. I do not know where to go from here, because that's. I'm sorry. I do not know where to go from here, because that's crazy. So, do you want some context to it at all? Do you want. Oh, there's context to her taking 100 dicks? Yeah. In a year? Yes. Oh, sorry. A month. Yes. It was 30 in the year that she went raw. But, yeah, sure. Yeah. What kind of context could be provided for that? Jeez. So, the reason why I really didn't care is because we went into an open relationship. We got to a point where we were both depressed. Yeah. We were both depressed with each other. She was upset with me, and. How are you depressed with her? She's way out of your league. Thank you. She is way out of my league. I agree. I agree. I know this. Okay. Why are you depressed with her? I don't know. Probably because she likes to dig into me on a bunch of bullshit that. And it's just something I don't. Well, what are you doing to him? So, what do I do during the day? Yeah. What are you digging into him? Oh, I get into him about being lazy, about being stupid, about. Oh, yes. not making smart decisions. Well, you chose. Oh, yes. Yeah. and just. This. like, his parenting, all of it. Just not. Yes, you chose to. I'm sorry. He is likely a mentally disabled individual. Yes. And I agree. In a not-making-fun-of-him way. Right. Like, he's a moron. Yes. And, like, that's. You chose that. You made children. Yeah. Okay. Even if you were open, though, you seriously. I mean, open has standards. There's nothing wrong with open. She is taking raw penises. Yeah. Yeah. Yeah. Yeah. Yeah. She got four STDs. So, what had happened was, is I wasn't making enough. I got fired from my job, and. From what job? My. I had a waitressing job before this one that I got fired from that I started dancing for, and that's why we had gotten into this, was because I hadn't had a job for, like, a month, and he wasn't getting another job, and we needed money, so I went into a strip club. We. But still, doing extras and favors. I started waitressing, and we just got a job. Yeah. And we just got addicted to the money, really. Like, the money was flowing. It was good. We were. $20,000 a month is insane. It's incredible, especially in Southeast Michigan. Mm-hmm. Incredible money. You're living the high life. I get that. Right. There is no amount of money that would be okay with me having the person I'm with, mother of my children, taking 100 dicks a month, and also, that's illegal. What are you? A cop? That's, like, jail. Yeah. Very much so. You never got caught? Never, not once. Is that a weed? No, this is a crayon. I'm calling the police! 911, what's your emergency? I mean, I did go to jail, but not for that. And all the women there did it? Oh, my. What did you go to jail for? Domestic violence. It's not funny, but that's what it was for. Against that? Yeah. What did you do? Cheating and beating. Yep. I. No, she had a straight-up cycle. Yeah. She had a straight-up cycle. Yeah. Yep. I. No, she had a straight-up cycle breakdown on the porch and. Because I was pregnant with the twins and I had told him that I go psycho and I got. And syphilis got to your brain? Well, it was chlamydia. Something like that. But yeah. It's like the least of the. The least bad of all of them. So I. Right. Long story short, she was having an episode. I tried calming her down. It didn't work. No. So I. After she had hit me, I told her, "You either stop or I'm gonna put your ass in jail." She said. She doesn't give a at her. Well, he wouldn't get out of my way. Like, I told him to get off that porch multiple times before I even went towards him. Like, I told him, like, "I'm going to end up hurting somebody if you don't. If you don't get off of this porch." And I was merely just getting pissed off at the fact that she's. And he was like, "I'm not getting off this porch. I'm not getting off this porch." And I was like, "Mother get off the porch." And he was like, "No. We're gonna talk about it." And I was like, "No. I'm already seeing red. I'm pregnant. I'm in my first trimester. I'm psychotic." Control yourself. I'm sorry. What are you doing? You're not even able to control yourself. Hey, guess what? Correct. What? When men are, like, super horny and testosterone to the core, is that, like, legal permission to? Like, what are you talking about? No, it's not. But, like. And control yourself. She has no control at all. It is just. But when you're pregnant and your first trimester, it's really hard. You're not pregnant right now. You're gonna have no control. Yeah, yeah, yeah. Some men have, like, maxed out T. They're allowed to do whatever they want? Allowed to go beat up people? No, but I had. Exactly. Then how the? I had already told him that day, "I'm extremely upset today. I'm not having a good day." You can't control yourself before doing something heinous. Correct. Correct. Right. I could have controlled myself. I straight up didn't want to, because I told him to get off that porch. Chooses not to. There you go. That's the reality. You made a choice. But he didn't get away from me. So what did you do to him? He didn't get away. So I punched. I smacked him first, and then he still wanted to grab me up and put me on the freezer. And he wanted to get in my face and not let me go still. and so then i punched him basically you would be a scary man to kind of go against you're big dude right like if it was self-defense put me on the freezer and then you want me to not do anything with it that wasn't self-defense that was straight up me just saying get the away from me well i sure okay but i mean you did make the aggressive first move correct when was that that was about a year ago a year and a half ago oh my gosh what are we doing so you went to jail pregnant yes so what happened uh i didn't press charges only because i just wanted her to stop freaking out i needed her to calm down so we could actually talk about the damn situation but she refused to listen so when after she had hit me a couple times so many kids i called the cops cops came she straight up like bragged about it to the cops and they just said all right well then turn around put her in handcuffs bragged about it bragged about it came in and said this pussy wouldn't leave me alone on the porch and then just told them what happened they straight up looked at her and was like there you go oh the police are here i'm gonna cry now that's what he thought and i was just like no yeah i don't want to put your ass in jail i literally when the police showed up i was like here i literally put my arms out like this and they're like no it doesn't work like that i was like take me i want to go get me the away from this house like i i hate it here so much so i like wanted to leave and he was like no don't take her i'm just kidding i don't actually want her to go and you remember things way differently that's what he did so what happened he was looking through the window like i don't actually want you to go i told the police that all i wanted them there was to keep her from going any further and potentially hurting herself apparently in michigan if there's a domestic call they immediately take the attacker away yeah i'm making sure they don't do anything they don't do anything they don't do anything they don't separate they separate right off rip okay so i got to thinking about it and i was like look maybe i could have left her alone but i didn't want to press charges we have kids together i didn't want to separate us and it's always these kind of people that have kids and so it went for generations although few if any seem to notice you suck with money so you download a budgeting app you start with the classic one why nab but everyone just deletes it because it's way too complicated to use so you go to every dollar that's dave ramsey the personal finance guy right well they're gonna force you to use it his way that's not very personal finances rocket money they got a lot of commercials but they're owned by rocket mortgage guess what they want to sell you in the end then there's the new guy on the block monarch hundreds of millions of dollars of private equity raising so far but private equity doesn't have the best track 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semi-decent person is just not having like what what are we doing this is insane so you're were you still stripping at that time um yes you were pregnant doing side jobs i danced full time up until i was eight and a half months and they were you well you're eight and a half months no no i stopped that at probably five or six months that's crazy you were six months pregnant and you were taking dick yeah i had no word in the decisions hey it's kelly roland you may not know this but i have eczema so i get how it can steal your time but why let eczema take over when you can talk to your doctor about ebglis ebglis lubricizumab lbkz a 250 milligram per two milliliter injection is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms with moderate to severe eczema also called atopic dermatitis that is not well controlled with prescription therapies used on the skin or topicals or who cannot use topical therapies ebglis can be used with or without topical corticosteroids don't use if you are allergic to ebglis allergic reactions can occur that can be severe eye problems can occur tell your doctor if you have new or worsening eye problems you should not receive a live vaccine when treated with ebglis before starting ebglis tell your doctor if you have a parasitic infection paid partnership with lily respect your time ask your doctor about ebglis and visit ebglis.com or call 1-800-LILY-RX or 1-800-545-5979 all i could i had no i had no say in her decisions to go have sex with men illegally for money i told her i told her how i felt about it and she would say shut the up i'm paying the bills this is the way things are going why would you stay with her then she's a i get it i get it 100 i totally agree with you but i didn't work so hard to get this house that we live in right now granted it's not the greatest house but you know it was my first house and my kids are in it and there's a whole line of mess behind it that i wasn't about to leave i'm sorry if she's a you get full custody and get her to give your child support you would have been fine going through the court honestly like he threatened that for a hot second good i would too you're an insane whore i'm the one that's actually like a decent parent and he's the one that doesn't parent i'm sorry you're taking 100 dicks a month you're getting stds while you are that's pregnant while you're pregnant well that's wow pregnant providing for the child you know the biggest argument is that the reason why she started stripping is because i can't get a decent job because i have a background and finding a job is pretty hard you have a background i have a background she has a background she's the one that went to jail i went to jail too did you hit her no cheating and beating man no it's worse it's worse actually oh it's worse than beating her yeah go ahead dare i ask okay sure yeah well i slept with when i was and did not know about it and did i know about back then from what i remember she did not look like you know she looked much older well in doubt didn't question it didn't ask back then you didn't need to back then you didn't need no one thought about that back then not like it is nowadays so you know yeah we went to jail for 10 months and she actually ended up killing herself he just laughed at that it wasn't because of what happened with us she od'd she got hooked on how do you know that that doesn't have anything to do with you she could have had the guilt from the thing and that's what killed her and the part is she admitted nothing happened no nothing why would you go to jail who would report you because it was her parents i thought how would her parents know know what like that she that you her oh because if they found me and her in bed together she admitted nothing happened wise after was no it is because it's under right the only only way i would ever ever be on the i didn't know side is if someone matched with someone on a dating app and they had a line there was no dating exactly but they had a lying age on the dating app that's the only way to do it because it's like okay i'm sorry you have to minimum be 18 to be on those apps so it's like i mean there's been news stories right of a couple people getting caught in that it's like right okay the person the other person objectively lied and broke the rules in terms and conditions no one would know that well you went back to their house they caught you you didn't notice the hello kitties when you're drunk you don't really notice anything you're thinking about one thing and one thing only when you're in that position tell me i'm wrong no way we got you not a chance not this time i don't drink okay well then that's your problem you don't drink you've never had fun if that's what constitutes as fun let loose a little bit with lifelong consequences i'm sorry and you call taking 100 days a day fun a month but even still yeah you're both up reason why i did time was because i told the actual truth i met her did not know she was did not ask it doesn't matter and those words again the only way i would almost almost almost be okay was it again it's like those news stories where someone they literally lied on a dating app which is impossible for like supposed to confirm your identity right so Yeah, we talked about that the other day about how he deserved to go to jail for that. Yes, I would say so. He doesn't see how. He was like, that's so rude of you. And I'm like, well you didn't see how asking somebody their age when you didn't know who they were, like you didn't know who this person was and you just said that's the thing. Like if I'm just now meeting Caleb for the first time I'm going to be like, if I want to date you I'm going to say, hey how old are you? That's going to be one of my opening statements. The dude has the worst 5 o'clock shadow ever. You can't And so the fact that he didn't know that he needed to ask is like, well you deserve to learn that message. I wish you guys could see the picture of this girl. You deserve to go. I wish you guys could see it. It doesn't matter. You faced the consequences for it. You deserve that. I'm guessing you're on the list now? Unfortunately. You deserve that. Can you get off? They changed the law after I was sentenced. I was only supposed to be on there for 20 to 25 years. Basically forever, but Yeah, and now it is forever. You can't appeal again? I can't. I was told I was not allowed to appeal, but there is a group that is going before the Supreme Justice System trying to fight that. Supreme Justice System? So, there is I guess hope of me coming off the list. You deserve it. You deserve it. It's weird that someone who got drunk and like pissed near a park is considered equal as you. Because you did something bad. Right. Intentionally. You should not have done it. You should have asked for their age. Yeah, nowadays Always ask how old a person is. Better tattoo the goddamn age number on them. You deserve it. I mean, it's bad. It's your fault. It's the consequences of your actions. It is. It's a consequence. I agree. It was your fault. It was your fault. But you fucked up someone's life. You did something really bad. They killed themselves probably because of you. They did not kill themselves because of me. This was four years after the fact. She was troubled. In the beginning, after the fact. And she got caught up. So she was doing drugs. After being fucked. No, I was did not fuck her. Legally. Legally. She got caught up doing drugs. Wasn't because of being fucked. She had a son at that point in time with somebody else. So if she killed She had a kid? No, this was later down. This was probably She She kind of usually i don't know dude the tits on her was don't say that don't say that that's crazy that's don't laugh at that that's disgusting in the end you did something wrong and and she probably went down a bad path because of it and you deserve to face the consequences of your actions and you don't have the excuse of someone lied about their age you don't have the excuse of someone lied about their age on a dating app you don't have the excuse of going to a college party so you would assume everyone there was in college you don't have the excuse of you went to a bar so you assume everyone over there was 31 and you are facing the consequences of the actions you chose to do and it is what it is if we want to hear you talk i will shove my arm up your ass and work your mouth like a puppet and it is what it is you're on it yeah and you probably got someone killed that no i had no place well she seems to consider that pretty heavily i think that it has she she's the person that's with you she would why would you get with a sex offender a predator a child um well when we first got together you went to her parents house how about that how did you think about that most people like at least back then most people moved out at 18 is that not a red flag there you go finally i was able to find something to cut through well uh it was a trailer park i went to her house and a trailer not that it means anything but it just didn't question it i just went along with it i don't know why i can't explain why i just did it was hey i'm about to get laid let's go do this does it not sketch you out that you guys started talking when you were 17 yeah because if he was with he started talking to you at 17 you got together at 18 right like come on when you guys were open how old was he 20 when you're open yeah because he's 37 um probably about 33 34 33 34 in what age women was he going after hey it's kelly roland you may not know this but i have eczema so i get how it can steal your time but why let eczema take over when you can talk to your doctor about ebglis ebglis labrakizumab lbkz a 250 milligram per two milliliter injection is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms and they're able to take care of themselves and they're able to take care of themselves with moderate to severe eczema also called atopic dermatitis that is not well controlled with prescription therapies used on the skin or topicals or who cannot use topical therapies ebglis can be used with or without topical corticosteroids don't use if you are allergic to ebglis allergic reactions can occur that can be severe eye problems can occur tell your doctor if you have new or worsening eye problems you should not receive a live vaccine when treated with ebglis before starting ebglis tell your doctor if you have a parasitic infection paid partnership with lily respect your time ask your doctor about ebglis and visit ebglis.com or call 1-800-lily-rx or 1-800-545-5979 teen like i mean come on so i didn't really see it as a problem when i was 18 because i was obviously like wanting to be a big girl and wanting to be in the relationship and i mean i don't really have the family i don't care what an 18 year old does because you're an adult you can go serve in the military you can vote for the future of literally the most powerful country on earth i do not care if you choose to have sex with someone i don't care if you choose to have sex with someone i don't care if you choose to have sex with someone i don't care if you choose to have sex with someone you're an adult that doesn't bother me what does bother me is like bro continues to get older but then keeps it at the same age right that bothers me too i was attracted to people in the age range of like above and below when i was 19 same but as i get older who i'm attracted to above and below moves with my age that's how i don't stay down here as i move up i'm correct it comes with me correct as a 30 year old weird uh 31 year old i started noticing in the past couple years i have found some mothers attractive i'm like okay that bitch like 45 and she's hot like that i never thought i would feel that that's how i feel about older guys i really love older men all right so you got lucky with a guy who likes because let's be honest you know okay if someone is 22 yeah and they go for an eight-year-old if someone's 25 they go for an 18 year old i think it's wrong if someone's 28 they go for an 18 year old 10 8 whatever i do not care but the moment someone's starting to approach 30 and they're or someone's starting to approach 40 and they're still going for the 18 year olds that starts to make me think if the 18 year old limit wasn't there who would they really be going for exactly that's how i feel about it too i and yet you're with him because i feel stuck i don't know what i'm supposed to do i don't know how i'm supposed to get out i don't make any money i don't know do something i did move in with my parents there you go you live with them now oh what the move back move back i'll get you a course career certification listen there's they now they have this free assessment you can go through that free assessment it'll put you in what you're likely going to be most qualified for to make the most amount of money so go through that and then i'll get you your course career certification for free trades tech things like that six-figure jobs a lot of people in the audience have done that and again it is weird it is well i'm gonna sound like a fucking tiktok sjw but it is a weird and creepy that as you're approaching 40 it's like you immediately just go for the 18 18 18 18 can we accept at least a 23 year old in there like that's not true but okay i'm going off of her words okay that's fine well i mean from what i see when i when i go onto his phone when i look at it i see his own and stuff everything that he is on on his is is young young that is looking i think i i really don't think i mean it it's it's stupid it's first of all waste of money what the fuck you're doing who pays for that he doesn't pay for it he just gets the free stuff and then um and then like on instagram yeah yeah well it does tend to be people that just turn anything like it's weird but even on instagram like he'll go out of his way to like message you know like those the fake accounts that are obviously fake that he's like trying that because they're young and they're young and they're young and they're young and they're average or advertise themselves as 18 see that's the weird thing like why do we have to do that are you fucking looking at he doesn't know that i look at his phone every once in a while so when i look at his phone and i see you're still there there's so many choices from 18 to 26 that you could have done correct and i have attempted you continue to reproduce yes because in my head i wanted to have one baby daddy and one baby daddy only and then i messed that up anyways potentially so potentially oh because we don't know who the father is because of the twins yeah do you treat them as yours do you think that he thinks it's 75 we do know the other potential we're gonna do a test we're gonna do a test but trying to get a hold but it could be a random from no like i know who it is it's it i was like semi when we were open i was in like a semi relationship you were taking loads with uh yeah i was in like a relationship throuple she was on a throuple and you took he was married he was married yes Yeah. And how does that make you feel, Predator? uh it wasn't the greatest feeling i i fought her on it and she just she did whatever the she wanted and i had no say yeah with the people you're having raw sex and be honest in the strip club did any of them ever come at you no um well that's not true that's not true there was there was literally one time where it was an accident where he he was like a foreign guy that didn't speak much english and he was wearing a condom with him no it wasn't raw he was wearing a condom and it broke well no it didn't break it fell off after he had like you know finished and i was like what the heck he's stealth yeah so that's what that was but there was just one time only no i don't do that either okay so this is crazy guys um i will say this because i want to close the subject of you being a predator but dude you went below the age of consent you faced the consequences for that and that's you it is weird that's weird that is a bit more creepy okay so it's like and then you continue to go for it you continue to go for it yeah that's what i don't like which makes me want to lifetime you the funny part is about this shit is she pursued me knowing my age knowing i was married at the time i didn't know that you were married and yes i was married at one point what the are we doing you guys are insane i didn't know that you were married and i also didn't know about your felony until after we had slept together and i came up to you and you know what you said when i told you oh my god it was okay because oh my god that's so cool yeah because i didn't know she's aging out of your attractions of it what does that fear you you're aging out of the you know it doesn't scare me because i want out of it anyway you want like officially you're done yes so what the why are we here because what are we talking about we're also trying to rebuild our finances we're trying to rebuild our house together you're trying to leave correct what i know i know i can't i can't make up my mind like there's half of me that really wants to leave and i don't want to be with him but i want to be in my house i want him to leave i want to stay it can't it's both of our houses like it's the same like it's our house who cares it's a house together i have left leave you left i've left twice but you're back correct well see then you haven't leave you haven't left because it hasn't it's not like why do you keep coming back i because i haven't well the first time i never really fully left i got an apartment and then i didn't leave because he begged me to stay and i i i believed him that he was going to change and then the second time i left to go to my mom's house and um i almost got kicked out so i had to move back and i didn't have anywhere else to go why'd you get kicked out i didn't get kicked out i almost got kicked out because she was lazy i was not lazy but my mom believed that i was lazy she went there and basically just took care of the kids and didn't help out around the house that's not true that's what my mom believes what i did was i took care of my stuff and i took care of my kids and i swept and i did the dishes and i switched over the laundry when it needed to get switched over and i did you know the house shit but i took care of my stuff and then a little bit of household stuff and that just wasn't enough for her along with the rest of the things that i had going on in my life so are you guys together ish kind of what does that mean i need to know how to approach this we sleep in the same bed we sleep in the same room in the same house but we don't really have intercourse we don't really have any sort of relationship after that we just kind of co-parent with each other and exist were you having intercourse when she was taking all that dick i slept with a couple more men no with her were you sleeping with her when she was getting every now and then that's insane that i'd be terrified tastes like rotten penguin meat you're lucky you didn't get like hiv oh yeah i know i know for sure but you do have herpes no i shut up that wasn't because of the dancing i got i was 16 when i got herpes because she's been having sex since 15 years old i had sex at like 14 i mean that's fine people you start going through puberty you want to that's what happens by the time she was 18 she probably had 30 guys no i probably had more than that you with how are you finding i've always been a whore okay what can i say i've just i always thought that validation you tell the men you were having sex with the club that you had herpes no because it was protected okay except 30 or not then they they knew yeah she lying i'm not you have herpes too no he doesn't he's been tested he doesn't have anything good okay you'll get it at some point if you keep going no you got herpes at 16 yeah with who i don't know for sure but i mean because how many guys a day a week no because where were you finding them school you know okay so there's people in your hey it's kelly roland you may not know this but i have eczema so i get how it can steal your time but why let eczema take over when you can talk to your doctor about ebglis ebglis labrakizumab lbkz a 250 milligram per two milliliter injection is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms with moderate to severe eczema also called atopic dermatitis that is not well controlled with prescription therapies used on the skin or topicals or who cannot use topical therapies ebglis can be used with or without topical corticosteroids don't use if you are allergic to ebglis allergic reactions can occur that can be severe eye problems can occur tell your doctor if you have new or worsening eye problems you should not receive a live vaccine when treated with ebglis before starting ebglis tell your doctor if you have a parasitic infection paid partnership with lily respect your time ask your doctor about ebglis and visit ebglis.com or call 1-800-LILY-RX or 1-800-545-5979 rage yeah okay yeah i mean this i know everyone they ran trains on you at school she lost her virginity at 15 year old to a 21 year old he was not 21 he was 19 21 he was a senior in high school how can he be 21 as a senior he was 21 years old he's not 21 he's 19 so you want to leave yes you don't love him anymore um i do love him i just i don't like him and i don't want to be around him every day we have too many issues to be around each other so is the redemption what what are our issues he's stupid and he's lazy and she likes to have double standards and try to i'm controlling what it is make it seem like i do actually jack shit for the family to help and do and work and provide and i have and she literally told me to quit two of the three jobs i had at one point because it wasn't worth it anymore because it's not it does come to a point to where you're wasting too much gas or you're you're exerting too much energy or you're taking too much time away from your family to where that money isn't actually benefiting your family anymore i think i was pulling in another six hundred dollars a month worth of those three three jobs together by you quitting that and going back to dancing then that is a thousand dollars every two weeks and but that was it me going back to dancing was you quitting those two jobs and that's why it made sense because i make more money dancing than you do me doing absolutely nothing dancing i make more money than you do working a shift at a burger joint guys you've known me since the beginning and the fact is i just love building products that help people and we're continuing to do that with the caleb hammer financial services listen now you got personal loans that you can get the best rates on forever you want to use it for whether it's consolidation after you change your behavior or you need to purchase something that gets a good return on investment and now we got credit building as well you can shop for the best credit builders that are either free or low cost to you and build that credit we got debt forgiveness and debt consolidation as well we got auto loans for your new car that are great rates or you can refinance your horrible auto loan today and not only that now you can shop for the best car insurance out there the thing is we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates so check those out at calebhammer.com all those links are below in the calebhammer financial services check them out save yourself a lot of money she quit her job and went to waitressing she had a warehouse job making seven hundred dollars a week for the family and i made the exact same amount of money when i started waitressing well you don't now though correct because he's talking years ago i made a decision when we had our first son that i needed to i needed to quit my warehousing job because his mother was our babysitter and she made me late she worked at the same place as i did and every monday since she was our babysitter i worked at the same place i did and every monday since she was our babysitter i was late to work she would leave work come pick up my son i would go to work and i'd be like two minutes late and we worked on a point system so i couldn't keep that job any longer i was running out of points i they literally wouldn't help me with like that even though she was a supervisor on the day shift they wouldn't take it into consideration so i needed a more flexible job my best friend gave me a more flexible job that made the same amount of money and i moved into that and then that's two years later is when it all went to and i can't you can't blame me for that i made a smart decision the concern is right now if i'm not mistaken you are telling her to go back to second deck correct no literally no that's what she told us even even when he had the other two jobs he suggested that i go back to dancing it's like you just don't respect her you want her to go her mouth and it's always a joke it's a joke is what it is everyone said how do we disagree on this i've always tried to get her to look somewhere else. But because the money came so easy, she didn't want to leave because the money came so easy. But now, since I've had the twins, I don't want to go back. And so what? I'm human. I can joke about shit like that. You joke about my background, but. That's a joke. Fuck yourself. This isn't a joke. This is something that you want me to do because you're not doing anything that makes it possible. I don't want you to be a stripper. Then why do you joke about it all the time? Because that's our relationship. We joke and make cracks like that. Those are the things that we've been trying to change and yet you haven't changed them to actually make that a thing. That's why we argue so much is because of shit like that. Yeah. Yep, we argue because I'm always in the wrong. You're so full of shit, it's unreal. The reality is what you both make fun of from the past are true things. You did a big bad. Andy has a daughter. And you. What does having a daughter have to do with anything? I don't know. The fact that you still think this way about young girls and you have a daughter, it's kind of. You're not insinuating you think you would. No, I don't think so, but it has been on my mind lately. Since I've been putting two and two together with him liking little girls more than I thought, it just worries me as she gets older that he has thoughts that I don't know about. That's completely barbaric, you know that? I can't believe you'd say something like that. I'm not right now. I'm saying as she gets older. You are f***ed in the head. What happens when she's 15, 16, 17 years old? I don't f***ing know. You, you, you, you. How am I supposed to know? Uh-huh. But then literally, how am I supposed to know? That is my f***ing daughter, the blood. But that behavior hasn't changed with other people, so how do I know that it's not going to follow and you're not going to have. Are you f***ing mental? How do I know that you don't have secret thoughts in your head? I can say stuff out loud all day long and I can still think of something different. I can say you're beautiful and actually think you're the ugliest person in the world, but because I said it out loud, you don't know that that's what I was thinking. So how do I know if that's what you're continuing to look up is 18, 18, 18, amateur this, young this? How am I supposed to know that you're not going to have secret thoughts about our daughter like that as she gets older? Wouldn't even cross her mind. I can't guarantee that, though. Okay. While you're on a list. It was a mistake meeting her. But as you get to 40, you're still attracted to down here. Stop it! Right. Stop! Again, even if there was like a 19, 20, 21-year-old thrown in there, I'd feel good. But it's just freshly 18, freshly 18, freshly 18. No. Like, stop! Don't clip that. Stop! First of all, I mean, what if the daughter isn't your daughter? Oh, she is. That one we had a paternity test on. Oh, so the other ones are. Are they boys that we don't know? The twins are boys, yeah. Okay, so he's not going to f*** a little boy, so. No, because. Because that would be concerning if one of the daughters wasn't his, and then, yeah, she turned freshly 18. Well. What the f*** is he going to do? We didn't know if she was his also, and we did have a paternity test done with her. What do you want from me? It's okay. You. Just what? I don't know. It is the reality, is it not, of you? That's fine. If you have something different, you can correct it. You can correct the narrative. I always want to give you the opportunity. I'm just going off the f***ing what's being told. What are you having issues with? Is calling her a predator? Every time Catherine revved up the microwave, I'd piss my pants and forget who I was for half hours. Just saying. I don't like that f***ing shit. That's bullshit. But it's true. I'm not a f***ing predator. Definition-wise? Okay. I'm. No. Can you throw in a couple of your f***s on the side? Mid-twenties. Throw in? What do you mean? Like, can they be mid-twenties instead of eighteen? Just to make it look like you're not just going for the youngest. You can get them legally, yeah. Okay, yeah. What's the face for, though? Like, what do you mean? I'm not understanding. You look confused. He said, can't you, like, have sex with people that are twenty, twenty-one instead of eighteen? Throw a few of those ones in there? Yeah. Maybe be attracted to people your age a little bit? Yes. I have had sex with older people. I've had sex with a forty-year-old before. Well, you're thirty-seven. That's not crazy. When I was twenty-one. Okay. Swing both ways. Younger and older. It's okay. It's okay to have a wide range. Just like, again, with your past and, you know, freshly, freshly, freshly, that's not the best look. Okay, so if you leave, the kids are going to be going in some direction. With the f*** of the predator. I can't, who knows what the court would decide. Exactly. You're both horrible. Well, let's say it goes with you. That means you're taking away from him. He is still their father. Is he a good father? He's okay. Like, I mean, like, he's a good dad, yes. But he's not. Okay, you specifically told Devin you think he's a bad father. So. Yeah. Why would you say that? Because, like, he doesn't, he doesn't really pay attention to them, I don't feel. Well, if he has the kids, do you leave him alone? Do you feel comfortable leaving the kids alone? Yes. Not in a sexual way. I do now. Yeah. When, like, the twins were younger, he wasn't comfortable being alone with them for a long period of time, just because there was two of them at once. But, like, I'm comfortable leaving him alone with them. But he doesn't really, like, talk to them. He doesn't play with them. He doesn't, like, anything. He just comes home, sits on his phone, and says, shut up, sit down, and get out of my face. Until I say something. And then he's like, okay, fine. All right, come here, guys. And then we'll play. I come home to a trashed house. Dishes piling over the kitchen. Kitchen counter. And have to cook dinner. Yeah, you have to cook dinner. I don't cook. Every day. That was the beginning of our relationship. You knew that. Do laundry. Go outside. Pick up. Pick up everybody's shit. No, you don't do that. If I don't, it is a fight. Correct. And it's usually, you come home, you sit down, and then it's a fight. Yeah, I decompress. What is wrong with decompressing after work? For fun. For five hours, and then that's when I yell at you. For five? See, you're telling the story the opposite direction. You are opposite in general. He's doing it the opposite way. What he does is he gets home from work, and he does absolutely nothing until I yell at him. And then when I yell at him is when he gets up and he finally does something. Because I'm nagging him, and I'm yelling, and I'm whatever. And you? You deserve consequences for being a prick. I agree. I wouldn't want that to destroy your entire life. Correct. If you had sex with someone prepossessing, or if you sought out a f***ing girl, I would want your life destroyed. Right. You murdered someone, I would want your life destroyed. If it was like, you know, intentional manslaughter. Well, thankfully, neither one of us have done that. Well, just about everything else, though. Yeah. Well, yeah, he did non-intentional manslaughter. He made a woman kill herself. Yeah. Because he f***ed her. That's so f***ed up. You're right, it is. Legally. And you're laughing at it. Yeah, that's f***ed up. He just doesn't take accountability is what it is. He doesn't take accountability for anything. So when we say stuff like that, he's like, no. You have herpes. I divert. Yes. Or? And I take accountability for that. That's just nasty. Why you got herpes? That's so gross. And, you know, some people get it the first time they have sex, just as a thing. It wasn't the first time, but it was damn near close. First year. You got that shit under control? Is it like, pop? Pop up? Like, how does it work? I literally have, it doesn't affect me. I had the one outbreak that I got diagnosed with, and I've never had a problem. Do you take medications? No. I don't take medications. I've never had a problem. Is this how herpes works? I'm not a herpes expert. Okay, I don't f***ing know. Yeah. What do you guys think? So do I budget separately or together? Because you're very confused. Why together? You're saying you're trying to leave. Make this make sense. That's why this conversation is very f***ing confusing to me and why I keep trying to dig deeper. Not deep enough to get you. I don't f***ing have herpes, but. Because I don't like him, but I want the family to work out. Like, I have this idea that. That doesn't make sense! I have this idea that he's going to change and that he's going to be everything that I need him to be. And then you'll like him? Yeah, exactly. What does he need to do? What does he need to do for his budget to. He needs to be less lazy. He needs to get a better job. He needs to. I know, budget together. You need to get a better job. Hey, it's Kelly Rowland. You may not know this, but I have eczema. So I get how it can steal your time. But why let eczema take over when you can talk to your doctor about Eblis? Eblis, labrakizumab LBKZ, a 250 milligram per 2 milliliter injection, is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms with moderate to severe eczema. Also called atopic dermatitis that is not well controlled with prescription therapies used on the skin or topicals or who cannot use topical therapy. Eblis can be used with or without topical corticosteroids. Don't use if you are allergic to Eblis. Allergic reactions can occur that can be severe. Eye problems can occur. Tell your doctor if you have new. or worsening eye problems. You should not receive a live vaccine when treated with Epglys. Before starting Epglys, tell your doctor if you have a parasitic infection. Paid partnership with Lilly. Respect your time. Ask your doctor about Epglys and visit epglys.com or call 1-800-LILLY-RX or 1-800-545-5979. Correct. I do need a better job and that is one of the big things because I hate where I'm at right now. Can he get a better job? He's f***ed. Can he? Yeah. He's got job opportunities that he literally has taken and he hasn't accepted. What? There's a manager job at a grocery store that he was going to take for, I think it was. They'd hire you? It was my aunt. They wanted you to start me off at 15 bucks an hour. But there was growth opportunities, there was benefits, there was all sorts of things at his job. But would he get the growth in the company? Yes, he would. Yes. But he doesn't have any of that at the job that he's at right now. He has zero benefits. I just don't believe in going backwards in pay. But it's not going backwards when you go up. But you're investing in career. Do they treat all child preds the same? Is there nuance? Like there are degrees in murder? He's tier two and his sentencing was intent to have intercourse. Never beat down a playground as an adult, so I guess I'm good. But, okay. For some reason, I thought we all. If you look at the citizens app, you can see where all the predators are. I'm sure our house is on it. So what do you think your financial score is zero to ten as the household? Ten being the best, zero being the worst. Probably a one. Two? Oh! Take the assessment for free at calebhammer.com. See where you stand in the world of finances. Detailed in each category. It is free. It just takes a few minutes to take the assessment. Go to calebhammer.com and get your Hammer Financial Score. And if you don't want to be like a guest who ends up on the show, make sure you download the Dallowize budgeting app. If you take the annual version after your free trial, you get the physical version of my 30-day meal plan signed by me, mailed directly to you. And it saves like nearly 50% on your membership. And you also get the digital version on my cookbook as well. Okay, I have a debt to grandmother. Who's grandmother? His grandmom. What'd you do? You're her too? That's cruel. Out of money, maybe. No. We, um, the first, I borrowed $4,000 for the first $2,000 was for a, um, a lawyer. Um. Why'd you get a lawyer? Child, uh. Child? Child support lawyer. Family lawyer. What? Family lawyer. Why would you need child. Oh, because one of your kids is with the previous. Yes. How old was she when you fucked her? Her and I were of consenting age. How old was she? She was 21. Oh. And you were what? I was 24. Okay. That's good. See, that's healthy. That's normal. I mean, to TikTok, that's still being a predator, but there's just. Right. That's good. That's good. Anyways. Yeah, yeah, yeah. So we were married for about three and a half years, got divorced, and, uh, just about three years ago, she, for some reason, felt the need to take me back to court. Said I. It's because we wanted to do. We wanted parenting time to be. Right, right. They weren't doing parenting time the way that it's supposed to be. Well, did it work? You borrowed. What's your agreement with pa-pa-pa? For this 1,000 hours you owe him, do you have a minimum of the payment, or. No. Oh, yeah, no. We just owe her. Grandma just said, pay me when you can. I thought it was grandpa. No. Oh, that's grandma. You're right. She said, pay me when you can. Oh, can you? Not anymore. Why not? Not right now, because. Right now, everything's in the negative. Everything is in the negative. Why'd you go out to eat like 500 bucks? That's half of what you owe her. Why'd this household go out to eat 500 dollars? 500 for. Subscriptions is almost like 100 bucks. Miscellaneous bullshit like 200 bucks. Other large purchases is 1,500. We'll figure out what those are. Yeah, why'd you guys spend so much money on bullshit when you owe grandma money? Well, it doesn't feel like we spend that much money on bullshit. It doesn't feel like. I don't give a what it feels like. You can't even feel anything anyway. You've had. You've had so many dicks inside of you. Everything's shot. Yeah. STD's coursing through those veins. You don't know what anything would feel like, whore. I do agree. I do feel very shameful that I have not paid back my grandmother. Oh, do you? Especially when you spend that much money on a monthly basis as a household on bullshit. I don't even know how. I mean, the household brings in 3,400. This is that, that, that, that, that, that, that, that. Mm-hmm. Yeah. I don't even know what it. But we have. You should feel pathetic. We have paid her down to from 4,000 to 1,000. Over the course of what? Three years? Four years? Oh, what a joke. You could have paid her 1,000 last f***ing month based on what all of the bullshit you spent on. Yeah. Probably not actually because you can't use debt to pay her. But, I mean, you could have cashed advance. Wouldn't have recommended it, but. We don't use anything like that. Oh, you spend on debt and let debt go up to get your bullshit. Yeah. We have lots of cash. That's kind of what it is. It's like. Because you're a whore. Exactly. So when you have. When you have cash, like, it's easy to spend. When was the last time you were a whore? When was the last time? What does that mean? I mean, like, currently I still am, technically, right? Why? How? I mean, because it's like a character trait. Like, that's just who you are, right? You're going out and taking dick? Oh, no, no, no, no, no, no, no. What the f*** are you talking about then? Just, I don't know. Because I call myself a whore, so I just consider myself No, when's the last time you were actually being one? Um, well, the last time I worked a shift at the club was probably about three weeks ago, but the last time I did any sort of, like, backroom stuff was May 31st, 2025. So a year ago. Okay. No, you stripping, I mean, yeah, it's whore-ish, but I mean, you're not doing, like, s***, right? No. I mean, you're still probably f***ing people on the side, but. One or two. Of course. See? She's a whore. Um, and it's okay. I like legal whoring. Okay. I don't, still. I want to be out of it completely, but. No, legal. Yeah, I know. Like, having fun with people. Oh, oh, oh, oh. That you want. Wait, you're not out of it completely? The stripping. I thought that's what you meant. Wait, these people you have fun with on the side, do they give you money? Well, that's what I thought you meant. That's what I thought you meant. Because I don't, I do have friends that don't give me money, but then there are a few here and there. Still. Yes. What are they giving you money for? What happens? Same stuff. You're f***ing them for money? No, just head. Every once in a while, every once in a while, because I need the extra cash. It's $200. And who are they? Two of them, they're just, they're people that I met from the club. But like, are they just like old dudes? Older men, yeah. Like, 40, 50, 60 year old men. White dudes. And you meet up in their car and suck their dick? No, their houses. And their wives aren't there? They don't have wives. What the f***? How much would it cost to blow Mark? Not a proposition. It would be $150, $200. Actually, and you would? Yeah. And we're not doing it, Mark. We're not doing it because I don't want to go to jail. I don't either. And that's the one thing that scares me about this. That's insane. Yeah. You're willing to give up your dignity for $150. Because we're so broke that it's all come down to a point where it's like, it really doesn't matter at this point. Just f***ing get the money out there and as quickly as possible. Every time you do it? Not every time. There are moments when I reflect. And I become ashamed. But in the moment, no. And how do you feel when she goes out and she's like, hey, I got to go make $150. Let me go suck a penis. He says, okay, babe, see you when you get home. Good luck. That's insane. How are you not disgusted? I am. It is disgusting. Yes, I agree. But I'm not going to tell her, no, you can't do that because she's going to clap back and say, well, we need the money. So I'm going. Bye. And leaves. Because it's not like I want to be doing this. I don't want to go out and do all this stuff. Brother, silence your shit, you f***ing dumbass. How frequently? When was the last time you sucked a dick for money? Be honest. I want to say probably three weeks to a month ago. That f***ing shift that I worked. Yeah. So that was in the back? No, that was at somebody's house. So you went from the strip club to the house. Right. That's crazy. And they all do it there? Not all of them. Not all of them. I would say majority. Yeah. Like at least 50% of all dancers that I know of in Michigan. All dancers in Michigan. Dude, I think I'm f***ing a gooner, but I guess I'm still too innocent for this world. It's crazy to me that that's not like a normal thing because that's so normal. Well, that's illegal. Yeah, I know. But it's still super normal, at least where we're from. I mean, personally, I don't give a shit what anyone consents to, but it's still just like, and you just sit there and you're okay with it. He encourages it. I mean, like, he says he doesn't, but he does, essentially. He likes the money. I have never said go out and suck a dick. You've joked about going out and doing it. Yes, you have said the words go out and suck a dick, but it was in a joking manner. Sure. Who's this friend we owe $800 to? That's my friend. What? Okay. That's one of my friends. My customer friends from the whatever. Yeah, I just borrowed money from him. So what? Do you have to pay it back with favors? No, no. Like, I'm actually going to pay it back. Could you pay it back with favors? I could. Don't. Correct. But you do. As of three weeks ago, you. I mean, I have when they, when it's like, they pay me for the service, but when, like, I owe you money, I don't. So you went to one of the old men. Yeah. What did you say and ask for and use this for? Well, I texted him before, And I just said, "Hey, like I'm, in a bind i got a ticket i was going camping i needed to like prepare for it camping you borrowed for am i boring you no listen we went to a client so you could go camping someone that you blow for money yes because they thought that i had it all figured out and then i didn't so but for camping this isn't for paying a bill right this is for fun right because this is when i was living with my mom this is insane and she had already had the trip planned for like a year and then like it was already too late to cancel it we were going to have we were going to pay for the trip no matter what and i was out of money so what a joke and then you borrowed from another friend 1300 around the same time and what kind of friend was this uh family friend oh okay 13 you hey it's kelly roland you may not know this but i have eczema so i get how it can steal your time but why let eczema take over when you can talk to your doctor about ebglis ebglis labrakizumab lbkz a 250 milligram per two milliliter injection is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms with moderate to severe eczema also called atopic dermatitis that is not well controlled with prescription therapies used on the skin or topicals or who cannot use topical therapies ebglis can be used with or without topical corticosteroids don't use if you are allergic to ebglis allergic reactions can occur that can be severe eye problems can occur tell your doctor if you have new or worsening eye problems you should not receive a live vaccine when treated with ebglis before starting ebglis tell your doctor if you have a parasitic infection paid partnership with lily respect your time ask your doctor about ebglis and visit ebglis.com or call 1-800 lily rx or 1-800-545-5979 how are you paying either of them back um well i'm gonna start cleaning this friend's house that's how i was gonna pay that back i'm gonna start cleaning and do you all of a sudden get naked no no no no no no no i mean like i'm sure i can it'll pay it off quicker but like i wasn't planning on it no i was just planning on going over and cleaning and then i don't know how i'm planning on paying off the family friend i haven't really thought about it yet probably just payments over time but you guys aren't in any kind of like weird addictions i don't know about right i mean i smoke weed well that's not a weird addiction okay good because then i feel the whoring and stuff sometimes it's tied to that and i would not feel moral about this conversation yeah i'm okay with what you can send to but if it's all of a sudden for addictions i really wouldn't feel okay with that i guess the addiction is heavy and i don't know if it's going to be heavy or heavy and i don't know if it's going to be heavy or heavy and i don't know if it's going to be heavy or heavy and i don't know if it's having children and that was the problem yay what a good world for them yay i know that's why we're done we're not having any more kids because it isn't a good environment uh are you fixed no then that's not well we had a possible like it might happen for 13 months so well you two together correct we are both not your pussy to other men i know that was my mouth to other men not my pussy okay well you said were were what you said were not are correct okay so you are not as hell of it anymore you have not your ovaries are still intact yes you cannot tell me you will not have more kids right eventually i want to have more but right now not oh not any we have to get our we have to get everything figured out why are these people that are we have to humanity needs to continue so you know what it works whatever we might do it anymore because i mean if we can't get everything straightened out and get ourselves straightened out and mentals and all that then we're not gonna have any do you regret any of the ones you have yes but not which ones it's the twins and it's and it's because how can you tell me you're gonna consider having more in the future if you regret having the twins it's the financial situation that happened after the twins it's not necessarily the twins themselves it's more the decision to have them it's what started to that's really what started the spiral of all this and it's really it's become irreversible because of the twins so yeah what's worse being a cuck or a predator probably a cuck both can you move states i wish yes is that how it works what works are you off the is it a michigan list because didn't you say michigan changed the law yes so can you move to a different state and be fine maybe i don't know i have never looked things he doesn't that's what i mean you go an hour south and you're in ohio which has a better economy anyway no it doesn't ohio ohio is the best state i love ohio it has a much better economy it's us against everybody else that's it and that's the mentality we all have to have yeah uh it's kind of a boom i haven't i've never i guess i never thought about that part i don't have the money to go anywhere well let me go ahead and have this in my search history exactly i tell him i'm like you have your phone in your hand look it up all the time let me be very clear this person who is 100 not me in any way whatsoever from the same state that i am from michigan and again is not me is on the child predator list for having sex with when he was apparently he can't get off of this because of a new law or something that michigan did can he move or what can he do are there options for him to get off this list no he has not done it again and again this person is not me and is definitely someone sitting across the table from me on the show that you know i do called financial audit i promise this was not me what was that it was checking for him and i don't want in my search oh i see it was like i don't know what's going on really are you guys we're slow just a little bit i swear oh that's a deep understatement okay i've discovered um what the that number is basically when we bought our the house we had to do work to the house so we basically spent upwards to eight thousand credit card yes you didn't get a personal loan we have loans that cover things like home remodels on calebhammer.com that are like actual decent low interest rate good things good resources not 34 interest rate credit cards at this at that time point in time i barely got the home loan as it is so didn't think about trying for another loan shout out to 9-11 for what this previous 9-11 a new court ruling led to more than 20 000 removals from the registry guess that's not you nope wait was yours before july 1 2011 so have you checked your listing anytime soon see if you're still actually there you check that thing daily no i have to check in quarterly what so you can't move then i can't move states oh who are you checking with the state police and you're like i'm not touching kids no they just like what they have to update your address and your car just make sure you're not on probation or anything like that but that ended years ago so what is this happened years no i know that what do we have on this yeah what do we like what what is going on i have a minimum payment deal of a thousand six hundred seventy four dollars because when she got pregnant and stopped working we shut the card off we shut the cards off i froze the account so that way the interest would stop growing and that's where it kind of like stopped at we just kind of left it a sentence means he may now qualify for removal from michigan's registry without moving if that is his only case requiring registration which it sounds like it is unless i don't know anything in which case you're making me look bad no no uh on september nine not 9-11 come on uh michigan supreme court ruled in people versus smith that michigan's current registration law cannot be applied actively to people whose registration triggering conduct before july 1st 2011 oh and then on september 11 there we go shout out michigan state police confirmed that they've already removed more than 20 000 people in response i think you have to do it though i think you have to do something i probably have to go to state police yeah you have to get judgment of sentence and current registration paperwork um and you can move states if you remain listed an attorney who handles those review why that's good news so maybe you can get a job you might honestly if maybe if you move somewhere else you'll like you'll look different and you can answer different questions and you can get a job we talked about that recently about potentially moving and how we don't really have anything tying us to michigan and besides his son that we can well that's a pretty important thing but we can change his schedule to fit moving out of state if we need to he doesn't really like coming over to our house anyways so so i have a whore lives ever i have talked to discover about setting up a payment plan and they have agreed to work with us to make that happen i have not done anything yet because we have not gone through all this and put it in a plan so what's the balance that balance yeah it's nine thousand oh okay great minimum payment one thousand six hundred seventy four dollars ninety four cents but that's not the normal minimum it's because you're just delinquent yes okay yeah hopefully you can settle come up with some idea or get on they did offer us they they did say we could offer up a settlement and i did not ask for the number i should suck man plan them whose credit score is 460 that's insane um i'm pretty sure that's mine maybe that's yours i think his is lower than that actually what okay well three thousand one hundred thirty five dollars and seventy two cents but it's charged off so both capital ones have been charged off very oh we have a quicksilver too and yep okay great so you guys suck at everything yeah it was on everything i get it i get it yours is 402 yeah that's insane yeah that's actually crazy you might go into 300s for a credit score what the other than that one time we saw a credit score of one because there's like a flaw in the system that might be the lowest we've seen i don't know it's pretty dang close okay what is this i have a amount due okay is this a car twenty three thousand three hundred forty five dollars no what does the top of that paper say everything in your back foundation finance company that is the basement loan you have a basement loan yeah i don't want to know what you do in the basement or who you keep down there we house the children down there no we are bad guys we have a basement loan yeah i don't want to know what you do in the basement or we are bedrooms down there whose children the who we don't actually not mine yeah we're legitimately going to do a paternity test in the post show we're going to edit it all together so you see the results and everything we're going full maury come make sure you join us the post show for that it's going to be incredible let's see if he's the father or not i would love to um 195 a month you borrow 23 345 and 15 cents to build a predator dungeon okay furnace loan now this makes sense somewhere like michigan this is the only loan so far that is like okay reasonable what's your minimum payment on the furnace loan 210 okay 210 you owe twelve thousand dollars what's the minimum payment or sorry what's the interest rate fifteen nine what the we're doing so that's stupid that's because you guys are in a horrible credit score situation when we bought the house our credit score was like in the low 800s what yeah we had really good credit scores up until about six months ago that's when all of this i moved out and i stopped paying on stuff well actually about a year ago talking about the downfall of how the credit happens correct we bought the house credit dropped we opened a credit card dropped uh we tried applying for some um it was a he-lock okay what is this loan guys installment loan agreement that's what i don't know what that is that's the other one the roof maybe is that the roof probably the roof thing because we don't really have much left yeah i think that's the roof i don't know what you owe on it because the financiers it doesn't show current balance you just got minimum payments of eleven thousand seven hundred dollars on the roof seven hundred okay great so it's certainly gone up um month-to-month payments you're gonna have to see if you're gonna be able to pay any of them um monthly 127 71 yeah that's the roof sake medical debt sure why not 1500 get on payment plan call them oh more medical debt this one's for you probably you're doxycycline or something yeah pretty much chlamydia four times i also have a bunch of other health problems too so probably because you have stds coursing through it was a chlamydia four times uh no no that's not what the four stds you've had oh yeah it was chlamydia four different times yes no gonorrhea yes no oh yeah medical debt probably cleaning off your chlamydia you got from her no that's from his mouth taxes sixty thousand dollars yeah that's his fault that is one thousand percent his fault sixty thousand in tax yep it's one thousand percent your fault how do you guys possibly owe sixty thousand i can't even i can't even bring myself what are you talking about that was your mom no that's me that's us that's us so i had i had saved money for my taxes from being a dancer and it was all there waiting for my tax man to take it then i had to don't even know about this then i had she agreed to use money hey so then i hey hey hey my ass we spent 10 grand on repairing the basement to build a bedroom down there what had happened was i i stopped my job and then you didn't get a better job so that 60 grand went towards bills we literally chipped away at that 60 grand month by month by month by month on bills where was their 60 grand in my savings account that i kept pulling from i used seven no you didn't but every i slowly pulled and we lived off of that 60 grand for for are you on a payment plan with the irs no because he hasn't done my taxes yet i haven't done my taxes yet i haven't done my taxes yet he still has my stuff he's had my stuff for a year so so and i didn't realize it was even more i didn't know how bad this was going to be when i was coming in but now it's even more guys your house in a detroit house you can get for a few pennies you're behind yeah by like 10 grand behind almost well you're up to 10 it's doubled from this no isn't it like nine thousand dollars you're behind right now what yes no how much is it then 4500 when did it go down 56 is what i had has gone up yes it's gotta have we made a payment calm down yeah but it's probably gone up from when you made a payment exactly what's your normal payment 1106 you're going into foreclosure yes you're gonna go into foreclosure we that's where we were in a forbearance plan right now that's how long october 30th you guys are so we're so now who has the venmo the venmo debt me what do you have venmo debt you can go into debt on venmo um are you we got scammed and we i got scammed um i had my paypal or my venmo linked to um my tiktok and somebody took it off of the tiktok and ordered a bunch of stuff like they they took they ordered a bunch of stuff off of off of um tiktok shop someone logged into your tiktok you know when they were doing all those scams on tiktok probably it was like right after christmas 2025 where they they were hacking into people's tiktok accounts and then like taking their card information and like taking all of their like money that they were making off of tiktok it was like a huge thing like it was happening to a lot of people even like big influencers with like 1.1 million followers and stuff like it was happening to like big creators and um like it happened to us they ordered eighteen hundred dollars worth of stuff off of our venmo account and then i didn't know what was happening they refunded it to my bank account instead of to venmo and i didn't know it was going on and then we ended up needing the money so i spent it okay so you owe 1800 to tiktok now well venmo yeah or venmo sorry okay so is there a minimum repayment no it's just sitting there because they haven't like there's no collections no nothing i just and when i have it i'll pay when you get money right yeah this one might be beyond me guys i mean dude it's not a chance why are we getting why are we going in a gas station getting bullshit and i don't know what's going on in amazon and delhi and amazon and pulling out cash and getting some bullshit and getting some bullshit and going to street tacos hair mcdonald's guys we're buying our mortgage we owe 60 000 to the irs why is this possible you have five kids we don't even know how many of them are yours door dash we're door dashing when we can't pay our mortgage we are door dashing when we can't pay our mortgage that is insane thai food can't pay our mortgage amazon amazon mcdonald's going in and getting some bullshit amazon prime taco bell salvation army bullshit amazon zorbos take it out no get into bullshit playstation apple bill smoking stuff dairy you're doing all that you're behind in your mortgage you have five kids you are pathetic this is pathetic you should be ashamed you should be absolutely ashamed no at least i'm not ashamed to change your behavior enough to change your behavior that's that's why we fight three cents in this account disney plus going in against the bullshit mcdonald's this one has negative 74 dollars on it and that's where your utilities was paid certainly no savings certainly no retirement is this even possible let's find out and then let's go do the paternity test look it sounds like we found somewhere so we're gonna do it we'll figure whether or not you are the father income is 3 400 that is so crazy that you were taking raw loads from that guy what is actually wrong with you that is so in a relationship okay i've been in relationships you think i'm dropping raw loads in every relationship no you do that when you have the intent for kids i did have baby fever but with them so when you were just dating not you're just in general then you raised them horribly minimum monthly payments outside of the mortgage $532.71 mortgage is normally $1100 if you can catch up gas electric utilities internet how much the gas and electric is one and that ranges depending on the season $450 internet $50 that's included in a phone bill okay so that's your phone bill that's average $300 what a month phone bill how are we even coming close to accepting a $300 phone bill when we can't pay a mortgage why are we financing phones and shit instead of getting the cheapest android we can think of we're not financing phones everything's paid off how do you have a $300 a month phone payment because we have five lines why because she had to have the kids have tablets no no no cancel cancel cancel cancel cancel with the service on them cancel this is not an option stop you guys get on helium $15 a line each it is $30 now deal that's it you're canceling good that's it I'm crossing it under $30 you're going to get internet I'll put $40 for that fuck you gas vroom vroom drive drive monthly basis how much I mean I spend probably $300-$400 on gas a month I don't know about you I'll go about $400 I'll go about $400 so $800 total that's a lot of money on gas you guys guys there's no chance here what's our car insurance I don't know $297 that is the lowest I could possibly get it groceries $1,000 how old are the kids 12, 6, 3 and the two are one of $1,200 and that's meal prep and meal plan and we're scrapping TP fund's going to have to be like $400 for anything else we need to survive medical insurance are there co-pays medical co-pays not as of right now probably on medicaid right he has co-pays I'm about to have co-pays again what are they on a monthly basis mine would be $150 I barely go to the doctor I'll put it $200 you have any pets three cats and a dog this is so disgusting $200 for pet insurance how much for pet food and supplies on a monthly basis I don't know probably $150 total I don't know if that it's reasonable to do $50 for subscriptions I mean we already know it's cooked guys there is no level of advice I can give other than you guys need to start pursuing career get your budget under control if you stop paying on your debts probably get do you have car loans no good then they're not going to repo so stop paying on your debts you're probably going to have to go through a foreclosure rip I would just try to sell the house if we can so you can at least reap some reward because right now you make $3,400 and it's $5,400 to survive on a minimum basis and then you guys just go through bankruptcy and start fresh that's it you guys are in a bankruptcy situation I would highly consider whether or not you guys stay together because what you guys do after bankruptcy needs to be 100% together or 100% independent because you have to budget hardcore on a monthly basis hardcore we've done that before no shut see we did I'm just going to go do a fraternity test because these guys there's no hope honestly if I'm being honest it's just bankruptcy or nothing and that's if they change the budget which if he just said we've done that before you don't end up here so fuck off let's get your hammer financial score it's a 0 out of 10 no it's not you own our house but you're you're in forbearance I'll give you a.5 out of 10 because I'll give you a real estate score 1 out of 10 get your hammer financial score for free at calebhammer.com join us in the post show for what is bound to be like the best post show we've ever done it's going to be incredible full Maury Caleb Maury so get ready so join Hammer Elite to watch that it is our premium network of three premium shows every single day Monday through Saturday it's incredible that's why there's over 140,000 monthly members a part of Hammer Elite so check it out you can join on YouTube by clicking that join button or link below or you can go off platform at hammer elite.com or just download the Hammer Elite app wherever you want to be it's the same membership on both platforms I'll see you guys there you will learn is he or is he not the father I have the results oh my f***ing god I just launched the brand new Hammer Elite app available on every major platform so you can watch every show anywhere you want you'll get three exclusive dedicated shows every single day Monday through Saturday refer a friend after you sign up and you get an additional 30 days of Hammer Elite access for free download the Hammer Elite app by using the link in the description or pin comment down below this is the best membership you'll ever join and that's a promise I want you to be on the next episode of 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