The couple’s relationship deteriorated due to a combination of financial instability, emotional dishonesty, and a breakdown in trust. One partner alleges the other engaged in secret relationships with coworkers at work and used dating apps like Grindr behind their back, which were discovered through phone access and a hidden journal. These revelations led to intense arguments and a breakdown in communication, with both parties accusing each other of emotional manipulation, lack of accountability, and poor parenting. Financial struggles exacerbated the tension, as one partner quit multiple jobs and failed to provide consistent income, leaving the household in debt. The couple frequently argued, often escalating into emotional outbursts—such as when one partner accused the other of being irrational over minor issues like forgotten sunglasses. Despite attempts to reconcile, the core issues of betrayal, financial failure, and emotional withdrawal remain unresolved. The host highlights the importance of financial literacy, referencing tools like Dollarwise and Caleb Hammer Financial Services to help individuals manage money, build credit, and avoid debt. Ultimately, the story reflects a relationship strained by secrecy, poor boundaries, and unmet emotional needs, illustrating how trust and transparency are essential in long-term partnerships.
- I was talking about how I'm crazy, and how-- - I mean, stalking me is pretty crazy. - It's not fucking me. - Or guys at your job is kind of crazy. - We like to claim that. - No, I knew them, I knew these guys. - What did you do with them? - Um, sex. - Oh, whore. - So what can I trust you about? I asked you if there was anybody else after the first guy, and you said no. - So you don't feel like you're a contruster? - No. - Can you trust him? - For the most part. - Right, except you found him on Grindr about to come. - Something delicious is coming. - Something that's gonna change the way you eat, and the way you spend. My new cookbook is almost here, and the first 1,000 people to sign up for a dollar-wise annual plan gets assigned copy. Click the link in the description below to be the first in line. I want you to be on the next episode of Financial Outlet right here in Austin, Texas. If you think you have interesting finances with an interesting personality, or a story, or a life, or a relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. Go to katelapamber.com/apply or click that link in the description below. - Hi, I'm Belmont, 26 years old. - I'm Ben, I'm 31 years old. We're from Albuquerque, New Mexico. - And this is Financial Outlet. - Yes, it is, thanks for coming over. We don't really get new Mexico very much. So this is gonna be interesting. I think maybe once before. Mom, what do you do there for a living? - Actually, I have two jobs, I do caregiving for my mom, three days of the week, and plus her respite hours, that's about 12, 50 an hour. - Okay, okay, good, what do you get paid monthly net from that? - About, give or take, 'cause the hours are here and there's sometimes I'll miss. - Just average, just average. - Just average? - About 650 a month from that. - Okay, so that's nothing. So what's your real job then? - I do residential cleaning services. - Ah, okay, very good. Now that could pay bills, depending. Listen, you gotta compete with that low pay on the cleaning services, what do you make? - So on average, I make about $35 an hour. - That's pretty good. - Yeah, I do between-- - How many hours are you getting? - Between three to six cleanings a week. - Well, I don't know how many hours are going, okay. - Yeah, each cleaning is about two to five hours. - Okay, well, what's your normal monthly pay from that? Take home. - 1900. - Okay, listen, that's decent. I can't really think of the cost of living, but I would assume on the lower side of major cities, maybe like $35 an hour should be making more, do you work for a company or are you an independent contractor? What's going on? - Independent. - Are you saving money for taxes? Are you doing estimated quarterly? Is what are you doing? - No. - Normally I do. - Normally I do. Normally I mean you're doing it, you're not doing it. So you're not normally doing it. Are you doing it? - We've been really financially strapped. So I've-- - Since when, that stack and firm is pretty big. That's not a recent stack. - She hasn't paid her taxes in two quarters already. - Oh, in two quarters, what have you, are you saving up for-- - I haven't been able to save a penny. - Did you last year, did you buy all taxes for last year? - Last year, I'm current as of last year. - What do you mean this year? You mean paying for last year's or saving up for this next year's? - The last quarter and this quarter that we're on might be high done. Probably about $700. - Kind of. - Just $700. - $700. - Why did you work in more hours? - Unfortunately, being able to find extra childcare for the kids has been really difficult. - Well, what's your job then? 'Cause you better be making good money. 'Cause if you can go make $35 an hour with you, taking care of the kid, you better make good money if not doing that. - Unemployed. - What are you talking about childcare then? What are you talking about childcare then? If you're making $35 an hour doing this, you should be doing it relentlessly to pay off all debt. You're saying no 'cause childcare and then grows unemployed? - With the baby, unfortunately, it's a little more difficult to leave her home with him. - What are you talking about? How was the kid? - She's six and a half months old. - Good. - Breastfeeding. - Bottle. Why can't we do a little bottle? Why aren't you pumping that shit? - She is an overeater. She eats so much that being able to-- - Dad can't say no. Dad can't take bottle away? - No, no, no, with me. Like I can't feed her enough and pump. - You don't take her off to eat. Unfortunately, I haven't been able to switch over. - Huh? - Two. - From breast to bottle. - I'm confused. If you don't have, I mean, I am not the pump to tit experts, so you're just gonna have to inform me on this. If you only have enough to breastfeed her, if you are gone, you wouldn't be breastfeeding her anyway. Why can't you pump that time of which you would be breastfeeding her so he can feed her the next time? - I think that pumping, she just doesn't wanna do it. She just doesn't wanna pump for the kid. - It was up until recently that I was actually taking her to work with me. - Well, I mean, you're cleaning. It's fine, I guess. For a while, I was doing the cleaning while she was. - You were doing the cleaning in the houses. - Why don't you get a fucking job, dude? - No, not the house, the business. I was cleaning for the business while she was taking to the big business. - Well, she has a business. - Her cleaning business. It's her. - Yeah, you were doing the cleaning. That's what I was saying. You were cleaning the houses. Okay. Bro, why don't you get a fucking job? Okay, if the breastfeeding thing, I'm sure it's complicated, that sucks. If that's too much, so you can't take care of the kid, why aren't you working? - So, I was taking care of the cleaning business for her for a little while. - Yeah, but for a little while. Can't wait. - I was about two or three months. - Two or three months. - Okay, two or three months. Why don't you have a job now? - I actually stopped helping her with her. - Right. - Her job, because she's not really a good job. - I don't have a job because I left my job. (upbeat music) - At the battery place that I worked at. - When? - This was two months ago. I left. I wasn't getting along with the guy pissing me on. - What's up with people not getting along with people when they work at battery plants? That's the second time on this show. In the last two weeks, what do you mean you're not getting along with someone? - This, you just didn't work out. - What does it mean? - Work out. - Detail, because now you're not making money. Ha ha ha, I'm a bald, I'm gonna laugh about it. - Thank you. - So, I left your job. - I left his house. - You need to pay the bills, we can't pay the bills. She doesn't make much money. And the kid needs to be taken care of. If you're not taking care of the kid, go work. That's not a laugh about. We got to take care of the house. You better be sorry. - Why aren't you, why? Why'd you leave? - I left because I was uncomfortable and I felt like I didn't come there. - I'm comfortable, what dude? - I got hit with the fork lift. - Okay. - Well, then you stand in private, that happens. - He endlessly quits jobs. Like, he's been through several. - It typically is for people like to send the show. - He quit working for me because I pointed out that he wasn't giving the customer service that I like to provide to my customers, my clients. - So you can't take a little bit of criticism when you don't do a job to a hundred percent. - And I didn't want that. - Sounds like you're being lazy. - It'll be lazy, 'cause you weren't kind of when needed to be done. - He's constantly showing up late. You know, the morning that he quit, was because I came out and it was already an hour passed when he was supposed to show up to a big client's house. When the client that gives us like $800 a month and he's just gingerly like putting the kettle on the stove to make himself some coffee. I look at him, I'm like, what are you, why can't you go through my day with a coffee right now? You need to be outward. - I need my energy. - And then wake up earlier, you like weasel. - Yeah, and it became like a whole argument because he just didn't want to hear my criticism. And I told him, I was like, you need to go now, you don't have time for coffee, you know. And I ended up, actually, I believe that day, he's like, well, then I don't want to clean from you for you if you just want to blah, blah, blah, blah. - You shouldn't work for your wife anyway. Go get a job. I don't even care. - That's what I did. - You shouldn't be working for a month. - How long are you there? - Three months. - Okay, you got hit by a forklift. Why did you blind the driver with that shirt? - No, no, it was a petty thing, safety concerns. - What? - Safety wasn't taken into consideration. - What? - I was walking by and the guy, he saw me coming and he put the forklift in my way. And I kept walking thinking he wouldn't do that, obviously. - So you walked into a moving forklift? - No. - It's what you just said. - No. - Then reset it. - Okay. So he backed the forklift up into me while I was walking. - Were you in the forklift path? - No, I was walking straight and he backed the forklift a lot of it. - Get a lot of factories, they have like a people path and a forklift path. - Yeah, not here. It's like a wild west. - Yeah. - I think the wild west. - No, yeah, that's good. - Sorry. - I was just saying, it doesn't have rules. Okay, yeah. If that's the humor that flies in New Mexico. - Yeah. - We're worse in education. We're all a little retarded. - Yes. - I, you look like a horse. - Thank you. - Okay, so I'm confused how hard were you hit? How quick was it going? How much injury did you get? - So I was not injured. I was very close to being smashed between a fork lift and a shelf. - Very close to and then you didn't. Hey, guess what? In manual labor jobs, they tend to be the more dangerous jobs. Like, you'd think policemen,
And which is a job I respect immensely, I have to clarify, but you think it's one of the most dangerous jobs in the country, it's not. It's the manual labor jobs. It's that kind of shit, shit happens. No, in a factory, who would have thought? You didn't get hurt. - Yeah. - You need to provide for your family. - Yeah. - Why are you such a pussy? - The guy, the guy who did it on purpose. - Yeah, how do you know that? - Because he didn't turn around, he didn't say he was sorry. He know he did it, he hit me with it, and he didn't even care. - How does he even know he did it? - Well, I was carrying a battery that smacked the side of a forklift. It was very loud. - Backthrough is a very loud, I don't know. - It's not really a factory, it's like a garage with a battery. - Okay, so he didn't apologize. Who cares, he's not your boss. - Well, they were constantly like back and forth, like kind of being childish, like petty, like since the days are when they're-- - Oh, so you were being petty back? - I did return to bed in this. - Okay, why are you being a child the 31 years old? - Good question. - Yeah, great question, 'cause you have a child to take care of. Is it only one? - Four. - We have four children. - Oh, myself. How, what are the ages? - 12 is the oldest. We have a six year old, a four year old, and then the six and a half month old. Two of the kids, the older two are his, I'm step mom. - From my previous partner. - Oh, I was gonna say 14 years old? - Yeah, no, no, no, no, absolutely not. No, we met in 2021, so. - Okay, all right guys. - What the fuck is going on? What are we talking about? 'Cause obviously you're pathetic and you can't hold down a child to save your life. Well, actually, before I learn what's going on, what's the, how many jobs has he been through in like two years? - Nine plus. - Okay, nine plus and what? - Since 2022. - What is wrong with you? That's four years, nine jobs. I don't think this is because someone's targeting you with the forklift, I think it's 'cause you're pathetic. You're not a provider, you're not a man, you're not a partner. All you know how to do is put not in people, and that's it. - I pretty much applied so that you could kind of humble him and tell him that he needs to make better decisions. - Hopefully I just did, but is that what's going on? - I think that I think I end up going through bullsh*t in a lot of places that I go to. - Oh, so good, he has victim mentality too. You really are pathetic. Shut the fuck up, grow a pair. You're 31, you're not a 21-year-old on TikTok, chronically online, who thinks they're a victim and everything. You don't even have that excuse. - You might as well be. - Yeah, you don't even have that excuse. So what is wrong with you? - Usually when he quits, it's someone else's fault, not his. - Of course, that's basically what he just said. So you're the breadwinner. - Unfortunately, no. - At 26 of the 31 of the woman of the person that just had a kid, and you're the breadwinner. What does he do all day? - I mean, he does do like some, like, watching the kids. - She's the one who can't watch the kids. - Some of the kids, yeah. - Just watching the kids. There's no like. - Well, it's okay to be a stay-at-home person. That's fine. - Yeah, that's fine. - Sure, I don't give a shit. - It's the chores that kept up with me. - So he's not doing shit. - Yeah, he's just making sure the kids don't kill themselves. There is a little more on top of it than that. - Yeah. - And I don't think we're really concerned about the 12-year-old than that. Six-year-old probably not. Maybe four and six, one, five, I get it. - Yeah, and oftentimes I'll get at home, and I ask the kids if they've done their homework or done their chores. And no, we didn't do any of that, but before I had left, I had set up everything. You know, for them to be able to do their homeschooling and stuff. - Homeschooling. - Oh, yes. - I don't want to (beep) - School. - Not in New Mexico. - No, it's not the best, but maybe a charter school. Maybe something, I don't know. It's not the best area. - The worst. - I know, school's very, or New Mexico is a really, really, really, really, really, really bad state. It's the OG South. - They've been enrolled in private and public schools. - Okay, hold on, but you're working all day. How can you homeschool them? Is he homeschooling them? - I'm doing my best. - I'm doing my best. - I'm sorry. What the (beep) are we doing to these kids? - Working all day, bro can't do shit. - Well, like, I would want to trust him to do all of it. And I'll even lay out all the homework and explain how everything's gonna work. - That's not true. - That's not true. - I print out all the PDFs that they need to do. And I tell you the questions that they're currently on. - Oh my God. - I print stuff out when she can, but she leaves me trying to figure out what I need to print out. - Okay, but you can't just look at the-- - I do the computer stuff, but there's PDF. There's also PDF stuff, and I never know where we're at. And she leaves me wondering where to go. - It says the subject and the current section that they're on at the top of the screen. All you have to do is go to the beginning of the section and press print PDF. - You don't have to be a fucking IT guy to do that. - So it just connects on printing a PDF. - I know. - Finding where they're at can, compared to-- - Okay, so clearly these kids are not getting in a good education. I would rather than be to bad public school them with you guys. - You can't even look in one direction. How do you teach them things? - I get home and I catch them up on what I can do. - Okay, so why the fuck are you with him then? If you have to do his job when you get home? - Well, I mean, I love him, of course, you know, and-- - For some reason, why? If he's not a good father and not a good partner. - Because I've seen the hard work that he can do when he gets why he's-- - No, I can't see shit. I do a lot for my family. - What? - I've actually just started doing door-to-ass recently. (laughing) - At 31. - We didn't do it at all this week. - Well, I didn't do it at all in the week coming up to the show. - In my phone, is that your iPhone? - It's a Motorola. - I don't know how that works. - We're that poor, we've got a little-- - Okay, I don't know how to do like the screen time shit on there, 'cause usually everyone when they say, "Oh, I don't share it for my family." They're just like on TikTok all day, and most of it, YouTube, you know? Because of this behavior, you know, with the lack of being responsible, like doing everything you have to do with the kids and leaving the jobs and the high emotions, we've actually completely split off before, like, I had moved out-- - You guys broke up? - Yes. - When? - 2024. - And then you guys decided to have a kid right away? What the fuck is wrong with you? - No, we were apart for about six months, but we were still working on stuff, trying to-- She had her own apartment. - What made you split? - What was the breaking point? - We couldn't get along. Like, we were at-- - On what? - Everything. Like, it was down to the point, 'cause I was postpartum with my son. He was two at the time. - Is there a woman that isn't postpartum? Like, I mean, it's just like-- - That's how hormones work, my guy. - It is, but guess what? Every woman in the history of humanity, because, you know, for other humans to be born, it comes from women. They haven't used it as an excuse until the last five years. - Okay, it's not, it's not an excuse. - No, it's just-- - We're doing an excuse. - It can create a sense of instability. It's not an excuse to-- - Okay, but-- - 250,000 years of humanity. - It's an excuse to humanity. 250,000 years. - Okay. - We've been able to do it. - I don't understand. I'm not saying it doesn't happen. There are unique experiences, but it seems to be 100% at the time now that they use an excuse for bad behavior. - No, it wasn't necessarily bad behavior. - And why were you setting it up as an excuse? - No, it's not an excuse. It's more so-- - Okay. - Like, I would-- - It's an excuse. - I would be doing mom, no, absolutely not. I would be doing like regular mom stuff, like cleaning it and-- - To repair the home. - To repair the home. I would just like complain about little things, you know, that normal parents complain about. And like, for one example, I'd open a cabinet and all the shit was just thrown in there. I'd be like, guys, why can't we just put shit away, right? And then he would-- - There he goes. - Blow the absolute shit up. - Why? - Everything's micromanaged. Every single thing in the house is micromanaged. - If it's not in the perfect little place, then it's a big deal. Everybody gets flack for it. - Okay, you don't have a job, so why can't you spend more time making the place nice? - I try my best now. But when we had broken up, it was a lot different. - Okay, but if chores and regular maintenance is done, then I wouldn't have to complain about the little things, 'cause then I could just do the little things, 'cause I wouldn't have to worry about everything, including like doing the dishes, wiping the counter, and then I also have to do all the deep cleaning by myself. - So he wouldn't do shit. You'd bring it up and he'd blow up. What would that look like? - It would get pretty nasty. Like just, why do you got a nag all the time? Why do you got a bitch about every little thing, you know, just kind of feel-- - Maybe, yeah, I was saying that might be valid. - Anytime I would express anything, it was just, well, that's not how shit works. You know, it's just kind of like invalidating anything I said. So the-- - Why are you doing that? - Oh, it's like, you get so much of everything. You know, you just bicker and bicker about every little thing that I don't even know what's focused on anymore. - If it wasn't every little thing, nothing would get done. - Nothing does get done because I can't do everything to make it perfect for you. I don't understand what you want for me. - Doing the dishes isn't-- - I do the dishes. - Isn't a lot to ask for. - I do the dishes, but the top order-- - Oh, the top order is not organized. Oh, I'm having a fucking hard time. - You can't say you do the dishes if they're done once a month. - That's still a current thing. Like, last weekend, it was like, I want to say Friday afternoon. No, like the end of the day on Friday, and I told him, let's do an overhaul on the house. Let's clean up the whole house and make it really nice so that tomorrow, Sunday, we can relax. And he's like, oh, okay. And then I'm like, let's make a game plan. The kids can do the living room. And I'll focus on the kitchen. You focus on the bedroom. - Okay, I get it. You like to place clean, but what was the breaking point that led to that split? If we're headed there again, I need to know, what was the breaking point? - So we went together at a restaurant and we had to do split working together. Okay, go on. - It was split shift, so we were kind of like, we knew all the same people, but we didn't work.
- Exactly at the same time. - It gets blocked. - So I worked mornings and she worked in the evening. I ended up, I was there for, say, what, a year, year and a half. - Something like that, I had good standing there. - Okay. - I got sick and I ended up losing my job. - What? - Because they wouldn't give me the time off for it. - What was your sick? - I was just, I couldn't work. - Did you come down with like the aides or something? Like what do you mean you couldn't work? - I couldn't function, I needed time off. - It's not, I'm sick. - I don't know what it was. - What? - I was very dizzy and nauseous and I just couldn't stay on my feet. I couldn't figure it out. - Okay, okay, so I asked for the, I guess. - I asked for the time off and they wouldn't give me the time off and then they pushed me out and I reported them and they, it didn't, basically they created a lot of pressure. - That's why she moved out? - No, no, it's adding up. - What the fuck are you talking about? Is it getting it out of quicker? - She was around with other guys at the job and she lost interest in our relationship. - She likes to claim that. - No, I knew, I knew these guys. - There was absolutely no cheating. - Anything I had done was post break up. I absolutely did not cheat. - I thought we were, I thought we were still working on things and then come to find out you're talking to me and you're also sleeping with these guys that I knew at our job. - Why would I want to work on shit with you when every second you got, you would put me down, like even talking shit to the kids about me, like. - That is crazy, but I'm sorry. If we're on a break and we work at the same job and you've every man at the job is insane. That is crazy work. - So he didn't, he didn't work there anymore and he got me fired from that job. - They forced me to quit because he, that report, you're taking the freaking freezer. - Absolutely. - Or, he got me fired. - He was a report that he made, he made a report to the BBB, the better business bureau. - Sure. - I had no idea what that was. - What was the report about? - Them not giving me the time off that I needed. - Yeah. - What was the fire of you? - You brought up shit that happened to me too. - Oh. - Oh. - You suck with money so you download a budgeting app. - You start with the classic one. Wine app, but everyone just elites it because it's way too complicated to use. So you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rock and money, that he got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they want to sell you in the end. 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Now, Morgan and Morgan is stepping up to hold these platforms accountable for the harm they cause. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000. Yeah, and I had no idea. So when that report came into the office, they were eyeing me for a management type position at that job. I really loved that job. And I was really good at what I did and the customer service I did there. What was the job? It was a piece of establishment. What was the job? Oh, expediting. Like I was gonna expedite and manage the people in the zone for there. Okay, yeah, you're so good at being a cashier, good. Great, good for you. It was more than that, but anyway. You said cashier, expediter cashier. He said cashier. I said expediter. So she was cheating on people with the pizza place with you? From you? Pizza time. Well, I never, I never thought she said she didn't cheat. Do you have proof? I don't know, I mean, she's admitted to me. She's saying no right now. You told me that you were involved with the oven guy. The oven guy? The oven guy. Okay, then she told me she was involved with the guy. I don't know what kind of bullshit she's saying now. Are you denying? Yeah, no. I wasn't involved with anybody until after we broke up. So I feel like I was forced to let you on camera. There's something being hidden. I'm getting the bomb. So what's he talking about then? I couldn't tell you. So there was three guys from this job that she was involved with. So your work, you helped with management and you took three of the employees dick. I was going to. I was going to get that management. Except you three, how many people worked there? On her shift, maybe like six. No. Half the staff. That was crazy. There was no more. Only when I'm single. But still, there's three people at work of the six. Okay, but. What did you do with them? Six. Oh, ew, ew, ew, ew. What the fuck? There? No. So the first time you would be like, I picked you today. Come here. No, we were texting. It was like a month after we had broken up. Do you want to run a train? No. She was super interested in this. When we both worked there, we came in one day online. Why are you talking like you were there? Well, I was there. We worked there together getting pizza one day. We walked by and one of the oven guys looked really sad. And she felt bad for him. She said, I'm going to make him this gift. We were friends. I was friends with everybody there. One thing at the store. What? No, absolutely not. You had hands down. She never did anything. What are you guys there? Okay. No flirty. I don't believe it for a bit. So you guys were working on things together. You separated the day after you were taking that. We were talking. We were not working on shit. We were talking. Absolutely not. Absolutely. You guys clearly got back together. That must be nice after knowing she took three loads. So after we had broken up. I'm out this big. He got me fired from the job. And I was still talking to all my friends that I worked there with. And when I'm single, you know, you're sad after breaking up. You don't want to be alone. Yes, I want to. So, yeah, but it's still sad. It's my, my, the father of my child. You want to be alone so you suck three different penises? Yes. But anyway. And then get this. He also ended up having a boyfriend during the time we were talking together. And she had the sky around my kid for six months. I know. So you must. What the fuck are you on about? Okay. So. Crazy. I had ended up going to the first guy's house to smoke with him. And shit just happened. You know, it wasn't in my hands. Did they go raw? Yeah. No, we had condoms. Every time. Every time. I'd rather not just pop out another one. I wasn't on birth. Didn't have condoms with me every time. Yeah. But I was on birth control whenever my son was born. It just wasn't doing it shit. Uh-huh. And then I missed a pill. Oh. The least reliable one. I didn't know. Don't trust them. I didn't know. Okay. So taking loads. Gotcha. Okay. Very good. But you guys got, why did you get back together? So, um, further away. It was like, he was like stalking you, wasn't he during that six months? Absolutely. So, like, it was during our relationship. I camped out. He said. I was stalking your relationship. That's even better. Yeah. Yeah. I was suspicious of all of these things. So what were you doing to stalk her? Well, at one time I went and I parked outside when her shift was ending at the pizza place. And what did you find? Nothing. Jack shit. And it was one time. Exactly. But I also, um, I put a tracker in her car. What? Yeah. Yeah. Yeah. Yeah. He would text me. He would text me when I would get off my shift. Because it was one of those ones. And I had no idea the function of it. I thought it was a mileage tracker. He would text me when I got out of work because it sends a notification to the user that the car has been disturbed, opened or turned on. And he would say, why are you at the store after work so late? Because why are you sitting outside of work for so long? He was messing around with other guys. I couldn't. Absolutely. It was not. Absolutely. And when he would show up and stalk me from across the street, the kids were at home doing God knows what. He would leave the kids at home to stalk her. I had the baby with me and I had cameras set up, which I had in live view the entire time. And it takes, it takes like 30 seconds of curiosity for a fire to start for a child to fall and hit their very true out of their fast. How could you from like 20 minutes away? Five minutes. It was across town. Five minutes. There's a highway right there. Five minutes. We can go 20 to five. Yeah. You can. You break every law and risk getting pulled over and taking more time. We still don't get to five. Um, so kind of touching based on the oven guy. The very first time we were he's obsessed with the other. Yeah. I am obsessed with love. Okay. Tell me about the oven guy. The oven guy pissed me off. Um, anyways. So she went out to a Christmas party on January 4th. Since I still work there at the time, I was still, she still, the owner was hosted a Christmas party that year. After Christmas. Everybody was invited. Yeah. After Christmas. Yes. They were weird. [BLANK_AUDIO]
- Okay, go on. - She was out until five o'clock in the morning. She came back and she told me that she was with the guy that she just gave him a ride home, picked him up some water burger. - Okay. - I was absolutely upfront with everything. So what had happened that night was he had a designated driver who ended up getting trashed that night. And he was still planning on driving him home. - We're going to become this country. - So I offered to drive him home. - Not your responsibility. Why are you so worried about this guy? Why are you so worried about that whole shit? There was a dash cam that he could have reviewed if I was shooting. - Oh. - All I did was drive him home. - She unplugged it. - She unplugged it now. - I absolutely do not. - You're still stalking her now? - No, we have dash cams for safety. We got into an accident and didn't have that. And we thought it'd be handy. But it's really annoying because I tried checking the dash cam for some receipts in an argument we had recently. And I couldn't even figure out how to make the video work. - He uses as like a, like, I'm gonna get you. Like, got you bitch. - I have to. - Especially how are you? - I have to have evidence. - You guys got back together and we're still doing this? - Yeah. Evidence for what? - I have to have evidence of me being right or I'm always wrong. - No, it was absolutely ridiculous because we're in the middle of a conversation. Like, I'm trying to resolve an argument. We had that morning. And he's sitting there like, "Well, that's not how it happened." And I said, "Explain to me your perspective on how this happened." - No, I do, and she doesn't believe it. - I don't even remember. - She doesn't even listen to what I don't remember. - I know it wasn't that though. - I was all, you don't remember then how are you arguing with me right now? He's all, "I'm gonna grab the dash cam. "I'm gonna prove my point." - Why did you guys keep it together? This is how we're still like. We didn't fix it, he has issues. He doesn't trust shit. - This is more recent due to the, like, it's mostly financial strain because he keeps quitting jobs. I can't be paying all the bills by myself. I can hardly manage it, especially with the mountain of debt that we have to climb that. - So, it's far more sensitive to the only reason you got back together? - No, no, no, no, no. It's why we're acting the way we are. It's why we're fighting again. - Really, that makes the lack of trust. The him thinking cheating is because of your finances. That doesn't make any sense. You just, now I realize why he's so obsessed with pizza guy. He told them last week 'cause you were afraid of coming out on the show and him finding out live here. - No, were you afraid of? - So, he had known about the first two guys that I had hooked up with. - She had told somebody, there was another guy. - He immediately after it happened. I was honest and upfront. The second one I had written about in a journal. - I was going through a fight on something in a bag and there was some ripped-up, folded papers. I was like, "What is this?" - It was a journal. - So, I looked at it and she said, "I was googling over this other guy, the second guy." Some youngster that worked there. - I was, it's a journal. - I was talking about how says she is or whatever. She had a mountain set and hide them in her bag. I guess, I don't know. It was weird. So, I came across that and I called her out on it. - That's bull. - 'Cause his name was in it. I said, "Okay, so it's got to be that person." And she said, "No, it's not him." So, let's look him up. So, I blocked him. - You treated me about the first guy. You practically bullied me like you would say, "Really, just disturbing, raunchy shit in front of the kids, "about how I was like a whore and couldn't keep my legs closed, "in front of the kids." - No, I wouldn't do that in front of the office. - After the first guy I slept with when I was single. So, obviously, I wanted to keep that to myself. - You guys were in a weird gray area. He clearly didn't think so. - No, there was no gray area. He was still treating me like shit. - So, I'm confused. The week ago, what about the third guy? - That's the third guy. - I found out about the third guy. - Via the notebook? A week ago? - No, that was the second guy. The third guy, I found out she admitted about him because I believe she was talking with somebody here about it and she said, "I don't want you to hear it from anybody else. "I want you to hear it from me." And this kind of brought up a lot of emotion. I'm like, "So, what can I trust you about? "I asked you if there was anybody else after the first guy." And you said, "No, after the second guy, "there's nobody else. "There isn't anybody else." - Okay, so, you don't feel like you're a contrastor? - No. - Can you trust him? - In terms of loyalty? - I don't know, just financially. - No, but loyalty, I trust him. - Well, trust is trust. Do you trust him? - For the most part. - Yeah. - Okay. - Except for financially. - Yeah. I did. - And you trust? - This man, the man that you just reproduced with. - So. - The man that you are with. And you say, "No, I just don't trust him financially, "but I trust him loyalty." And then you find him on Grindr a month ago. You trust him? How the f-- - I feel like a lot of it could be chocked up to a miscommunication because we had-- - A miscommunication downloading Grindr. - We had priority-- - She said she was interested in being with other girls. - So, he downloads Grindr, the class-- - Yeah, that was-- - Find another girl's app. - No, no, no, no. So, I express my interest as well from my end of the spectrum. - There was a boundary to express that he could be experimented, but not behind my back. - How was it behind your back or not? - It was. The Grindr behind my back. - What do you mean it was behind your back? What was laid out and what was done? - I didn't know that he was still currently. I didn't know he was actively searching for that. - What was the rule? When was it established? - Kind of near the beginning of the realization that we both had expressed that we were curious. - Years ago. - Okay, that's not a story. Grindr on your phone a month ago is cheating. - That was a conversation we had. I told him that it was cheating because-- - Wow, yeah. I bet that was a conversation you had. - Yeah, it became a whole thing. - Yes, you found Grindr on his phone a month ago. - I told him that it made me really uncomfortable and he tried to-- - When did you guys start dating? - To justify that. Like, got back together? - No, when did you guys start dating? - Oh, 2022. - So you there, we were like, oh, we're a little curious. When we first started dating. And you thought that's okay, that all of a sudden, download Grindr and take dick behind her back a month ago? - No, I didn't exactly think it was okay. We talked about it and I thought she was comfortable with it. - How? Talk about it when? She said at the beginning of the realization. - It wasn't at the beginning of the damn realization. - It wasn't at the beginning of the realization. - And what are you talking about? - It was a little after we got together. I think still-- - At the beginning of the realization trip is-- - The second-- - Okay, that was still like two years ago. - That was last year, but-- - Okay, last year, we're almost done with this year. - Absolutely. - I have that. - What? - I didn't feel like I thought she was doing the same thing. I thought she was still interested in other people. - Absolutely. - What do you mean? No, you are coping. This is the biggest cope to go get some loads in your asshole. This is crazy. What do you mean? I thought you were into something. So I'm just gonna go check. What do you want? - Well, that's insane. - So I came across some stuff on her stamp chat about how she was talking about how I'm crazy. - Well, maybe. - I mean, stalking me is pretty crazy. - Yeah, that's-- - Or guys that your job is kind of crazy. - Three. - That's also crazy, but I mean, yes, you're a stalker. - As long as I was single. - She's trying to make everybody else believe that I'm a crazy person, that I'm not-- - You're a stalker. - Yeah. - You're a stalking device in her car. - It was my car too. - And you weren't tracking yourself? - Yeah. - No. - Yeah. - Yeah. - Get on. - Get on. - So what? So she was saying you're crazy, so you downloaded Grindr. - No, that's not why I downloaded Grindr. I downloaded Grindr because I was-- - I feel like you're just deflecting the conversation. - Well, I was lonely because you never want to have sex with me, you never want to do anything with me. - Oh, so there isn't changes, I see. - Okay, but when you have four kids being intimate, especially in our tiny ass house, I'm not willing to just like go have a quickie when my child's just gonna walk in from the next room because we have absolutely no privacy. - Zero, zero. - You know, you went from, while we express, we might be curious, almost two years ago too. Well, I'm just not getting any at home. - Yeah. - The goalposts are being pushed dramatically for them. - Extremely. - Yeah. - You cheated. - Say is it as it is. - What she didn't even find, how long was it on there? He's not gonna tell the truth. This man doesn't tell the truth. - I would not. - On Grindr, I was doing it about a month, I'd say. See, it's definitely not gonna happen. - I only found out because I sometimes I'll hop on his phone to scroll on Facebook when my algorithm's all thup or I'll search something on Google on his phone. And it was in the notifications. The Grindr had popped up, he forgot to put it on the, like, change the settings so it won't send notifications. - That wasn't hiding it though. It was just there on my phone. She can go through my phone. - And how much did it take? - I wouldn't believe it. - I wouldn't even get lucky on Grindr. - He generally doesn't have a lot of luck in that realm. - Are you ugly? - I guess so. - I mean, you're bald. - It's not great. - I don't think I'm ugly. - I don't know, I think just people just don't know what they're missing. - It's like gay men are horny. - Yeah. - That's pretty true. Usually, you know, the Grindr scenes equivalent to the Tinder scene from my man. - What happened to my legs? - About the whole Grindr? - I called him out. I was like, I asked him what that was. And it was pretty much just like a deflect the situation. Well, I thought we had talked about this. - Yeah, I thought it was okay. I thought it was okay. - Yeah.
It wasn't okay. Like, if it was something that happened organically and he had expressed that to me and communicated that to me, that would probably be okay with me, but he was on a dating app behind my back, which that in itself is pursuing a date. It's not a safe scene, you know, to be just randomly hugging up with people. - No, it's not, I guess. - Yeah, it just leaves you know, to the imagination what would have happened if I hadn't found that notification on his phone. - I'm sorry, you guys are talking very chill for someone who just found grind around the phone, just found out about the person she slept with, and he just tried to take the kids away from you two weeks ago. Like, what is wrong with you guys? - She was wild. - She was wild Caleb, I had to do something, I didn't want to hurt her. - I don't know, you guys are just sitting there like, yeah. - I didn't want her to be yelling around the kids and stuff. - Ridiculous. - He treated me, he tried to take the kids from me, oh no. - So, we had gotten ready that morning to go to a workout for me, for moms, 'cause he would take the kids to the playground while I worked out with the mom group. And it was just an awful morning. Everyone's just being really just agreeable. - Just like before, a little shit. - And we got in the car, finally. We were a lay as, I didn't hardly wanted to go anymore. And all I wanted to do was point out, shit, that was stressful getting out the door and everyone's kinda adding to it, you know, 'cause he's bitching about his sunglasses, - Bitching about this and that. - And she lost her shit because me forgetting my sunglasses was one more stressful thing on top of it all. Said, we're not going to my thing anymore. We're not doing it anymore. - Pussy footed that shit. I was all like stuttering. I was like, we could have, you know, been a little better about getting out the door. We should all take a chill pill. Like, I was trying to be really chill about it and he was all, oh, you gotta go on and bitch about everything. - No. - And he started like raising his voice at me and I was like- - I was upset about the sunglasses, little shit, little shit got her going with me. And at that point, I was crying at that point after he started raising his voice and wouldn't hear my side of things. How I, what I was even trying to say and explain myself, so I said, turn around. Let's go back home and we ended up making a ui. We got to our driveway and my mom lives right around the corner and- - We didn't even get to the driveway. - Give me out of the car. Let me out of the car. - Let me out of the car. - It's like three p.m. the baby hasn't been breastfed all day. - Doing appointments with the kids, therapy, taking them to the park. - I told them to come home so that I could feed the baby. - I had food for her, cereal, stuff like that. I was taking care of her. - But she's breastfeeding. - But she's breastfeeding forever. - No, I can't give her a bottle if she eats so much that I can't pump it up. - If you just pumped, why did I take her a bottle? - Well, she just got out of the car and went to her mom's. So I had them. - Before he came back, he said, "I put a wallet, a sandwich, and your keys under this box outside in the dirt." And he's like, "I figured you needed your space." To me, that's like putting the dog out in the doghouse, don't come home. You're not invited here. I just didn't want her to bring that energy back in front of the kids. I didn't want that at the house. - But oh, so now you're gonna admit that now. - You're just snacking. - Here's some water, your keys. - You're telling me that you just need your space, get your space. That is not the only way you go. - Yes, that is lit. I'm helping everybody out by letting you keep your energy where you're at and just get rid of that shit before you come back. - Okay, my energy was just upset that you were treating me like shit. Your energy was treating me like shit. Who do you think affects the kids more? - When we're together and you have that energy, you know, shit goes south. I mean, I just wanted you to go deal with it. I can't help you with that shit. You get crazy and it's just all off the rails. - That's what you always say whenever I get upset about anything and I try to explain my side of shit, oh, you're so disconnected from reality. You're being crazy. You gas play me every time I try to give my perspective. - No, no, I don't gas like you at all. You get nuts. You get irrational. - Guys, you've known me since the beginning and the fact is, I just love building products that help people and we're continuing to do that with the Caleb Hammer Financial Services. Listen, now you got personal loans that you can get the best rates on forever. You want to use it for whether it's consolidation after you change your behavior or you need a purchase, something that gets a good return on investment. And now we got credit building as well. You can shop for the best credit builders that are either free or low cost to you and build that credit. We got debt forgiveness and debt consolidation as well. We got auto loans for your new car that are great rates or you can refinance a horrible auto loan today. And not only that, now you can shop for the best car insurance out there. The thing is, we are building more and more of these to help you get the best tools and services that you can possibly get online at the best rates. So check those out at CalebHammer.com, all those links are below in the Caleb Hammer Financial Services. Check them out. Save yourself a lot of money. - I don't. - You left the car. You wouldn't even let me pull into the driveway. You're jumping out of the car. - Yeah. - I was de-escalating it. I didn't want the kids to be watching that shit anymore. They shouldn't have seen it even a single second of that shit. - You're right. They shouldn't have. - That's the thing between us. - And that's why I wanted you to go deal with it. Take some water. You need water in a snack. Go for it. - Deal with it. - I wouldn't have anything to deal with if you didn't start bitching at me in the first place. - I mean, I forgot my sunglasses. It's so inconvenient. - Oh my God. - For my sunglasses. - Oh my God. - For my sunglasses. - Everyone could have taken a chill. - My delicate flower eyeballs. You can't handle. - No. All I was saying, it had nothing to actually do with the sunglasses. I was saying that everyone could have taken a chill pill. And you've cut me off and- - You were the only one that didn't break down about it. How frequently are these kind of fights happening? - It was kind of stressful after she got back from her trip. She went up to Wisconsin. Her parents bought her and the baby and our son- - I was just stressful after Wisconsin. - Exactly. Exactly. So we're going to the store. - My son had gotten really sick on the plane. So he- - That was a little stressful. - Throw up everywhere. And it was really all for transitioning back. So I was a little bit irrational for her. - She was edgy when she got back. I was a little bit at edgy to have my family back. - You think, you know, any good healthy relationship, you could be a little, dress from something a little bit short. - Well, it depends how you communicate that stress, how you show that. - I mean, I, I bitched and bickered a little bit, you know, but I feel like I was well within, well within reason. - Well, what if he was bitching and bickering at you? - I usually just take that shit because when he bitches and bickers, I- - No. - Absolutely. - She ends up jumping out of the car when I say anything. I'll go to my mom's house. - You were bitching and bickering at that point. You were full on yelling at me in front of the- - I was yelling at you. - Yes, you absolutely were. - Where that dash cam would have been would be great for some seats, right? - Yeah. And that's another thing. - You were in the dash cam. - That's cam. - It's a bit weird. - When I was trying to resolve the entire fight when I had come back home to pursue the baby. - You're wrong. That's not how it happened. - I was giving my perspective of things. I laid it all out how it happened and why the argument started and he's all, that's not how it happened. I tell him, what do you mean? What's your perspective? How did this happen from what you could tell? And he's like, I don't even remember, I don't know what it is like that. - Yeah, no, no, how are you bitching at me and telling me that it didn't happen. If you don't even remember how it happened, I'm going to go grab the dash cam and we're going to talk about this and I'm going to prove you wrong. I tell him, okay, well, if you really think that that's not how it happened, go grab the dash cam. And here he is sitting with the dash cam. - My question is, how frequently are we just blowing up blowing up blowing up blowing up? - It's been, it's been pretty frequent after she got back from her trip. - What did she get back from? What was it from? - That was right. Three weeks ago. - So what? Are we daily? - No. - That's very day. We were at the store. - No, I know. That day was bad. I'm asking if it really happened. - It was awful. - This was my question. Guys, come on. - That was the day before. - Guys, this is the question. - I'd say probably once a week, we'd make her add each other at least a little bit. - Well, no. I know, it was fairly common, but the blowing up has happened twice since I got back. - From you? - No. We had, we had a, that one argument. And then I had told you about the third guy, the whole situation. And. - Tendons were high after that. - No, ever. You were like, oh, thank you for telling me. Thank you for being up front. I'd rather you be honest. I'm like, thank you. I realized you only did it, so one of the guys wouldn't tell me. - No. Not these guys. I just didn't want to say something. - I've heard of her being with those people that you both worked with. - It's the distrust. - Yeah. - It's the, I asked you, I was honest about everything that I did, which I wasn't very successful about anything, hence the conversation we had earlier. - Uh-huh. - And it's the distrust, she flied about it every time. I swear there's no way out. - Why are you lying? - Because where there's no trust in this relationship, if you keep lying and keeps getting exposed, I bet we would find something even additional now if we knew the truth. So what is extra? - I mean. - After the first guy, he practically bullying me and until I could hardly be present because of how he treated me. And he would, it was just a really terrible experience. And I didn't want to be honest at that point. Why would I want to be honest about more situations like that? - We should've come on the show two years later. - Because that's a little-- - I'm asking him hear that from me than see an a random comment-- - Wow, yeah! - Be bitched out by you about it. - Oh yeah, so that's the only reason you tell the truth, so you were hiding it. If it wasn't gonna come out, you would've hit it forever. So why would he trust you? - You're saying hiding it. It's something that happened when I was single. Why do I have to talk about it in the first place? - Well, he's finding it to be hiding in the truth. - Well, I asked you, I asked you, I told you about anything I was even half way interested in when we weren't together because a month ago dude, like I-- - Yeah. - You're not perfect. - So I had a serving job and I worked with a bunch of-- - So you have to take penis? - A bunch of waitresses and this made her extremely uncomfortable all the time. I wasn't involved with anybody there, but she had the same kind of issues that I did, except I'm not the one that's free people in my job. - You certainly tried to? - No, no. I invited a lady out to a concert in El Paso and they didn't even show up. - And the other one that you were smoking outside the bar with? - Yes, we had a cigarette outside and then we went to each other's houses. - Yeah, and that whole situation never bothered me until we got back together and you were still worked with them and obviously-- - Well, what else am I supposed to do? - Just draw. - I grew on your car, right? - Um, bee? - When we worked together. - Oh. - Yeah, I had a grand out of my car. - I told her about that. - And I don't care that he did that. That's okay. - It was all about it, so maybe I wouldn't care if you were on a special ship. - So the hiding it? - I have nothing to do with me there, you know. - It's not about hiding, it's about not wanting to talk about it with you 'cause you're dickhead. - So you don't hold resentment against him, but he holds resentment against you. - For being with other people while we're single, I hold no resentment. - Is people that you both worked with, though? Come on. - They hurt, they hurt. - I didn't work with them anymore 'cause he got me fired. - Yeah, but you both knew the same people. - He didn't even like them. - Definitely not after that. - No. - It's not really their fault. - But where are we at today? Where are you both at today? Yes, this is all amplifying this. But look at this, this is like a trustee doesn't trust you. He holds resentment. Where are you guys saying your relationship? What are things like? - Well, we try our best to get along. We try not to. - How do you try your best if we're blown up constantly? What does we try our best? - No. - Just try to do it on the kids. - Well, do not hate shells. - It's yeah, what are you afraid to bring up? - I mean, really anything, any pushback that he gets, you know, like, I know that he watches, and he knows that that's boundary for me. - Well, hold up, pause, pause, pause. You won't have sex. Why can't he watch? - It's not about not wanting sex. It's about not being able to find the privacy. - Exactly, and you can, so why can't he at least get off? - My body doesn't work. Well, it worked with those other guys. - I was postpartum, like freshly postpartum when I said that, like just popped a baby out a couple of weeks ago. - I'm not gonna take it. - Postpartum, too, when we separated and you immediately got busy again. - Two years. - Two years. He was two years old when we had broken up. - No, I wasn't a month postpartum. - Okay, so why can't he watch, when you're a month postpartum, then? - It's more, it's more, it's more, okay. - Unless he has an addiction, then that's a different conversation, but. - It's a boundary that I had set up. You know, if-- - Okay, but-- - If we had the privacy to do other things, like obviously not sticking in when I'm freshly postpartum, but if we had the privacy-- - Not now, not now, not freshly postpartum. - No, it's the privacy issue. - Exactly, so you're not able to because of the privacy, so why can't dude at least drain a pipe? - Well, how's he gonna get privacy to even do that? - The best one, he can watch real quick. - That's the, that's besides the point. - No, it's not. - It's still a boundary. It's still a boundary that was said. It makes sense if you guys are like, have a healthy sex life, sure. But if like, you literally can't have sex, dude needs to jerk off. - Exactly. - You can, you can, jerk off. He's got pictures of me and shit like that. Like, you can jerk off. - I mean, I want more than pictures. - And, yo, she's got a whole locked file. Absolutely, like-- - I mean, that's all you though. - He knows that, how uncomfortable that shit makes me, 'cause like, I've been with people that had addictions. - Yeah, I don't have a addiction. I want to, I want to-- - Don't know about that. - That's it. - I caught you several times what, like, I'd be in the living room with the kids and I'd come check in on you and there you are. Oh shit. - It doesn't mean it's an addiction. - But I don't even make a big deal about it. Like-- - It's kind of our right now. - It's not a big deal. - The times that I had walked in on him, I literally, I walk out. Oh, I'm sorry, I'll give you privacy. And then I'll address it later. - Usually I'm like, why don't you just come here and you just go off when I gotta do my, now I feel bad about doing it. - What about you two with the kids? What am I gonna do with the kids? Oh, cough kids, I'm gonna go have sex with that. - They're in there doing plan, watch a movie, put a movie on or something. They glued to that thing for 20 minutes and then we'll come back out and everything's fine. Tell 'em, hey, come over here and interrupt us guys if you want to clean the whole house. - Let's just, the parents that throw our kids in front of screens 'cause we don't actually want to feel with that. - 20 minutes. - 20 minutes. - 20 minutes so we can have time that we need together. Is really, I mean-- - And the screen doesn't even-- - I'll take our tablet to a therapy appointment. - It's a baby too. - The babies, the babies doing baby shit. She's like, oh my god, colors, a fan. - See, I'm not gonna stay in the mood when I hear a fussy baby in the other person. - You're never in the mood. - Actually, I am. I just don't have the privacy. - Oh my god, the privacy. - What do we do then, privacy? - What can we do then? Come on. - Just like, we just gotta sacrifice a little bit of that. Like, there's these, like every role she's, you have to follow that role to a tee. There's no leeway, there's no slack. The privacy thing, like I get it, we have a door, but we usually just use a curtain in front of our door. - It's not very good. - Okay, so, what do you guys think your financial score is zero to 10? Zero being the worst, 10 being the best. - Zero. - Together or separate? - Zero. - Take care of that. You guys are together, dude. - Our finances are combined. We have one checking account. - Zero. - Zero. - Okay, I would say two. - Where are the, did you get that number from? - You said one to 10, on how good are, - Okay, but we don't have any savings whatsoever. No retirement. - It's not a good number. - Your debt is horrendous. - We have a couple of, well we have an asset. - All right guys, if you want your annual financial score figure out where you stand in the world of money, where you're doing poorly, where you're doing great, in detail by just taking a short free assessment at kalemembre.com. And if you don't want to be like, you guys who ends up on this show, make sure you download the DIYs button. The app it is, the best button after the average American. Instead of that over-complicated bullshit that you stop using after a couple weeks, 'cause this is way too much. So check it out, get the free trial, at dollarwise.com or just download the app. Take the annual version if you like it. Most people do, 'cause you save nearly 50% on your money. - All right guys. Yeah, let's get into this, who has self, you have self. Well, are we doing this together, or are we're trying to stay together, right? - That's right. - I've had a lot of breakups recently, but you guys are trying to stay together, right? - Absolutely. - Okay, absolutely. So it doesn't matter who's this, who's that in my opinion, if we're doing it together, are you guys married? - Yes. - Were you married when you broke up? - No. - You guys got back together and got married? - Yes, sir. - That's a pretty complicated story. There was a custody dispute with his daughters, and we wanted to assure that if anything had happened, I had rights over the girls, so. - Wait, wait, wait, wait. Are you saying that's the only reason we got married? - That's not the only reason. - That was your first reason though. - The reason for the case-de-ness. - Okay, so the self, 1,516,14 cents, with a minimum monthly payment of 50 dollars. I mean, that's not horrible, but you are just doing the minimum while a lot of interest is charging nine years to pay off. Oh no, there is chat GPT right there. Plus a ton of interest. - Wait, you paid for chat GPT? - I did. I was trying to create-- - Oh, I mean, okay. - Yeah, I was trying to-- - I was trying to do it. - I was trying to create-- - I was trying to do it. - Yeah, you can't afford to ship. - I attempted to join in on the travel agency recently, and I was using chat GPT to create images for my Facebook page and things like that, for my travel agency that ended up-- - You're doing a travel agency. - No, no. - Who does travel agencies in 2026? - In New Mexico, yeah. I kind of, that tank tonight, I gave up on it. - Well, that didn't even kind of spend any money on it. - How much money did you spend on? - $67. - For the resources-- - That's a lot, you don't have. - There is a lot of money that you guys-- - That's a lot when I'm paying all the bills. - Yes, $250 a month, net, and that should-- - Even if you're-- - Even if they're putting that credit. - And you make nothing, why didn't you get a job? I'm confused. Why don't you put the fries in the bag? - I'm doing dashing currently. - Okay, what are you making door dashing? - Well, I started just a few weeks ago-- - What are you talking about? - Man, seven hundred bucks. - How many hours does he do door dashing? - I mean, the first week, he did all right, but he literally only started door dashing because he didn't want you to bitch him out about not having any-- - Ha ha, 'cause he knew you were coming on that. That happens on the show. People change their behavior right before coming to the show,
I'm a Yeller, so what's gonna happen when we leave? - Doordash. - Probably not much of anything. - Well, they've slowed down from his first day to here. I mean, 700 bucks in my first two weeks, it wasn't bad. - I had to extra money, but out of the 700, how much it go to Maine and how much it went to gas? - Pretty much all of it. I mean, it goes into our joint account and we use it for bills and some stuff. - No, he's asking you how much you got out of it outside of having to put gas back in the car. - Oh, okay, and then you have to set some aside for self-employment taxes and everything as well. - Absolutely, I'd say probably for $54.75. - Listen, anything helps, but I would rather you just go get a job. Doordash is not the best in this environment right now. - And how much immediately goes right into your gas? - I got to straight up to the highest tier dashing so that I do get priority orders and things like that. - Okay, so it sounds like everyone gets that immediately. If you got it immediately and you only made that much money, come on. That's a big brag. Okay, a sapphire card, $4,151 and five cents. Minimum to payment for 13. Now that moves everything. The $50 payment from last one, not great, but this one at 4.13 is insane. - It's at 4.13 because I've missed. It was at 1.17, I believe, and I missed. - Interesting. And it's so purchasing while you're missing. - No, I just close down. - Well, no, it's so purchasing while you're missing, then asshole. It was a return payment fee, actually, is what it was. 'Cause you didn't have enough money in your checking account when you made a payment. What? - What's wrong with you? You have children. - What even got the balance that high to begin with? - So I used it to supplement our income when I left that restaurant. - Supplement like-- - Like pay all the bills while I try to find another job. - Well, I was, okay, so I invested in auto detailing business in my hometown, and it didn't-- - It was a shit move, it's a really saturated market. - It became very saturated. I guess a lot of people have the same idea, but I had a lot of good clients. I have a lot of good ratings, but it didn't kick off. It wasn't paying the bills, you know. - You'd never make money doing anything. You're a failure. - No, I'm not a failure. - I try. - Anything to show for it? - Trying, doesn't mean you succeeded. - Yeah. - 31, stop breathing through your nose, dude. Stop, I'm not putting anything through my nose. - No, listen, it's so loud, it's so windy and airy. - Weird. - No, it's not funny, it's still podcast. - Are you telling him to be a mouth breather? - Yeah, it's actually-- - I actually am a mouth breather. - I'm gonna listen to this. - Yeah, it's late fees, every-- Why won't you pay in at least minimum payment? - I was, this is the chase car. - I was, you're not. - I was, but I'm not-- - No, you weren't, you're not, I'm not-- - It's actually here? - It's actually closed now. - Close doesn't mean you don't, oh. - That's true. So what the fuck are you telling me? - I'm just trying to catch up on bills right now, I guess. I'm not-- - You're not paying them, I am. - Well, I am doing door-bash, so I'm trying to do door-bash. - No, we're trying to catch up. - I'm trying to catch up. - At two o'clock in the morning, I'm trying to make money. I try to-- - We're going food at two o'clock in the morning and now we're curty. - A lot of people actually, and, you know, they're a little, what do you say? - I only need a few hundred bucks. - I wish, yeah, exactly, so shut up a lot of people. You're not meeting demand, it doesn't exist. Reality is, he's trying to pay bills, taking out consolidations behind your back like you did right before coming on the show. - That's ridiculous. You haven't even stopped using the credit cards. So how are you pulling a consolidation if you're still using the credit cards? - I actually tried to close a lot of the accounts before I came. I left one open though, for emergencies, of course, like everybody does. - Everybody doesn't do that. People have an emergency fund, especially people with kids. That's what an responsible parent does. Swender and adult does. Yeah, we don't open consolidations without changing our behavior first or else, you're just going to have doubled the debt in the end. - Yeah, nothing stopping you from pulling out more credit cards, like applying for more credit cards and wrecking them up. You still use the credit cards that responsibly. Like, half the time you'll come home with a beer, how'd you pay for that? - I don't see it. - A beer? - He'll grab beers from the gas station. - It's a massive way to get beer too. - I actually switched over to getting bottles from Sam's Club. It's a little bit cheaper. - It's still money we don't have. - You can't be paying in a habit, especially bad habits. You can't be paying into that shit if it's ultimately me paying for it. - Honestly, I just go and I get my bottle and. - What does he drink? - I'll sip on my bottle so I can tolerate this bullshit today. - We can afford to drink every night. That's his reality. Whether or not it's healthy isn't even the question. - Yeah, you shouldn't like, we've even had these conversations that, you know. Wait, wait, wait, wait, wait, wait, wait, wait, wait, wait, wait - Two. - I used to be a mad. - An uppercut. (dramatic music) - An uppercurkey. Surprise, surprise. - It's kind of why I didn't work out with the baby mama. - Yeah, you have the kids? - She was a bigger tweaker. - Oh. - She's in jail right now. She's a kind of tweaker that doesn't like being called tweaker. - Wow, it sounds like she hasn't put it down. - I don't believe. - That's a good sound. - She's still in jail. - She almost burned somebody's house down. And we were actually witnesses on the case because she posted it on Snapchat. - Oh, her. Oh, I heard her come on the show. (laughs) - See the comments under her shit. The DUI cams and stuff. - My naturally walked. - Would you go to rehab? - This was in 2017. I went through a 12 step program as a part of my recovery. - Yeah, yeah, yeah. - But the thing is, why would the (beep) could you drink in booze right now? No, it's not meth. But come on, you shouldn't be drinking, right? - I mean, I don't, I don't, I don't, I'm not drunk. - She says you drink every day. - I drink after the kids go to bed. - Every day. - While I'm maybe watching TV or play games. - Have drinks, don't drink every day. - I mean, I usually hang out and play with my friends and I'll have a drink or two. It's not, I don't get drunk. I don't wake up plastered. - Who drinks every day, who can't hold the job for more than two months and contributes nothing to the household. - I take care of the kids. - Barely, you make sure they literally don't grab a knife and stab themselves in the eyes. That's it, you don't take care of the house, you don't clean up. You don't do things, you do the dishes once a month. - Yeah. - Like what the (beep) do you blow up on her? - I don't blow up on her. - She said. - That's bullshit, that's dramatic. She's the one that blows up on me. So run off and then come back and then blow up on me and then turn it on me. This is why I want receipts. - It's not a blow. - This is why I want them watch the video, pull it up on my dash cam. 'Cause it's bullshit. - It's not blowing up. - I don't have titties, I can't open my legs. So nobody believes me, nobody gets to solve it. - Every time I try to solve a situation, you don't want to see my perspective. You absolutely, it didn't happen like that. - This is how everything's stacking up, man. How long were you doing? - I mean, I was doing one thing or another for about seven years. - Good. - Seven or eight years, yeah. - Wait, now is it okay to go? So you started at what, 12? - No, no, I started in 2015. I was 20 years old. - This doesn't make any sense. How do you do things for that long? If you went to, no. Okay, how many of you been clean then? I guess is the question. - I've been clean off of that stuff since drug court. I relapsed. - Three years. - Does this make sense, he started in 2015? His rehab was in 2017. He's been clean since then, but he was doing stuff for six years. - So I came back from a children's home in 2010. After that, I got in with the round crowd, started doing stuff until about 2017. - 2010, why did you say 2015 then? - Sorry, I started doing, in 2015. But it built up to that point is what I'm trying to say. So. - He was already long sober by the time I hit my hand. - Yeah, I would still be a little concerned if that person drinks every day. Okay, yeah, this destiny card is over the limit, and yeah, by $73, you know, $572 and 94 cents with the minimum of the payment of $40. - Did make a payment, but you're over the limit still. - It's because there's so many late fees this year. - Yeah. - There wouldn't be late fees if you would just hold a job. - And that's part of the reason I let this fire and get the door dash thing, 'cause I've been looking for a job, but it's just not working. - What do you mean you're looking for a job? What's looking for a job? - I play online to places. - You're in a rush to try to work. - You don't care to the resumes. - Trying to work from home because I can't have a job with her. - Oh, look, there you go. You're not gonna get a work from home job. You're not going to. - Okay, no, no. - In a tight labor market where that is the vast minority of jobs, very small minority, you are not gonna work from home. - Yeah, you're about to get into the work and have a job with her business running. If you had a stable job and I could pick up more hours, the kids could have a reliable nanny. We could pay for that but we can't pay for those luxuries.
- I'm to take care of the kids. - I'm sorry, what? - We don't even trust your mom to take care of the kids. How are you gonna trust a (beep) - We? - Is we both of you? - My mom's disabled, it's for me, it's less. - Oh, yeah, it's (beep) - No, no. - Physically disabled, she's got a spinal stenosis. - Yeah, I mean, that's different, that's that. - There's only so much she can do, so many hours she can do. - Come on, that's for our commitment with Nanny, what the (beep) what are we doing? You're just pissed that her mom hates you. - Hey, it's that she's with you. - Yeah. - Yeah, and I caught in the middle of that shit all of the time. - Oh no, she hates the communicate. - Of course she hates you getting with a (beep) that addict who drinks everyday and is a loser and contributes nothing. And of course it's poetic as well that a (beep) baby got with him. (beep) - Oh my gosh, that is absolutely not true. My mom never did- (beep) - Are you sure? - I'm fairly certain. - I'm not confident. Why does she hate you? - She's kind of hated me from the get-go, but she vents about some of this stuff to her mom. And she just has this image of me based off of the venting that she doesn't want to see past that to anything else. - We'll put that to bed then. If that's an actual bad dynamic, I'm gonna call the mom and I'm gonna have you confront her once and for all on the post show. Okay, this mission lane card, you know, $640 and five cents with a $25 minimum to payment. There is late fees this year so far, but there's no purchasing. At least being done on this one, or over the limit. Okay, Indigo, not over the limit, but huge balance. What's going on here? - I know that we used the Indigo card to pay for part of a- - Fees. - A fuel pump charged because we were trying to go up to, we were trying to go somewhere else in the state because of relative of mind. - The fuck does it have to do with 1,300? - Our fuel pump goes. - And I had to max up the rest of it. I honestly couldn't tell you exactly what I spent there. - You went in, you got some beer, you got little seasors, you went to a restaurant, dining, water burger, and burger king. And then a late fee on top of all those. So you spent all the money to get a late fee. That's our fuel pump failed? - No, no. - No, no. - Well, there isn't. - You went and got a bullshit. Actually, and then you parked somewhere. It's all bullshit. There's not one necessary purchase there. And then you were late. You purchased it all on bullshit and then you were late. And then you tried to, way and way and way, I had a fuel pump failed. To you, dude. What are you talking about? For your entire family here. - Why are you spending so much bullshit? - Yeah, take it, asshole. - I will, I will take it. I will take it. - Have you ever decided to get your life together? I'll get you a course career certification. A lot of people in the audience take course career certifications. They send us the receipts, all that good stuff. You get discounts with my link. And they turn them into sick figure jobs. You should do that soon, okay? - Okay. - And also pay for your grinder premium when she will never release you. - That's, none of that's actually you paying for shit. Ultimately, that's me paying more than it's worth. - I might have misunderstood which card it was, yeah. But we got stranded. - For that many purchases? - Yes. - What? Okay. Once a man had always a (beep) I mean, this dude's, he's a liar. He's a liar just like he was in his pedaling days. He really is. And he can't hide it very well. - I mean, I had no idea that severity of half of these and we're not even a quarter of the weight through all this. - And his late base favorite. - Well, he's only late because I can't afford all this shit. - All his spending that he still does. Okay, with the haven, it is $257.24. Now listen, if you guys do decide to do a consolidation, we have lots of great options on kalehamer.com. For consolidations and credit cards and personal loans and car insurance and car refinancing and all that good stuff, we have a lot of great options. But it doesn't work if you don't change your behavior first. - I consider it many a times, but I. - Yeah, except that's why he goes and spends the cards. - Exactly. - Oh, Fee, who would have thought? Now they're gonna go card 250 bucks. No, this is a concerto, sorry, concora. And you, oh, minimum, well, probably normally 250. - Oh, no, it's 'cause he, there wasn't even, this was zero balance. And then an annual fee hit of $250. So you're paying for the pleasure of keeping this up. You're paying for the pleasure of it. - Why not just close it if you're not using it? - Actually, that's, I just opened that one about a month ago. - Why? - Why? - Why would you do that? - Said $5900 credit limit. - Oh, oh, it's your new credit. It's for an auto business. He's doing an auto business now. - What an entrepreneur. - We didn't learn from that first time. - What's your new auto business that you opened this card for that is the $250 fee? - It's a, I use it for my cleaning business. I bought a- - Oh, you have a cleaning business now. - I'm trying to get back into it. - You need your ideas. - I've been getting a lot of calls for my, I still have my glasses on, yelp. I have, I didn't have my vacuum. - If you're getting a lot of calls, why aren't you scheduling anything? - I didn't have my vacuum. So I use the card to buy a vacuum and now nobody's calling me. So. - You suck it, everything. - Did you use this on a liar gas lighter piece of shit? He really is. He's still living his drug addict life. You have $491 on his milestone in 16 cents with a 40 hour monthly payment. It's at a 36% interest rate of death. Oh, good credit one. The worst you can get. - I have a credit one. - I hate it. - Right, yeah, you guys suck. You're over the limit, $500 and $0.3. But you don't have to pay me $30. Lots of interest, lots of bullshit and other credit one. This one's even higher at $749. With a minimum of three payment of $75. There's a late fee on this. What is wrong with you? - Their late fees are outrageous. - Well, yeah. - Then don't pay them late. Another credit one, who would have thought? $575 and $2 cents with a minimum monthly payment of $30. - But you have two credit ones. - I went through three creditors. - So that was probably-- - Yeah, I have one credit. - Yeah, I went through three credit ones. - What the fuck? - Then a venture one card. There's transactions on this. You owe $600? No. No, okay, $600 limit. You owe $523.25 minimum with a payment of $25. But what's the necessities go to? Oh, the purchase was not having enough money in the card, so it was a return payment fee. - Oh, yeah, yeah, yeah. You didn't have enough money in the account. - Oh, you late on a capital one, business card. - I guess you do have one. - I had recently gotten a new debit card and I was apparently retarded and didn't switch over the cards. - You have a minimum with a payment of, well, now $50, it's normally $25. And you are purchasing, even though you were late, with a balance of $203 and $5 cents. You went in the gas station, got some bullsh*t, got Southwest Airlines and then a return payment fee because you didn't have enough money and you're checking the account. Both fee, you guys are equals and just horrible. - That is the first person a long time I made on that. - Oh, why did you go to the gas station and get some bullsh*t? - We were, when I was visiting my family in Wisconsin, I had to grab my son something to eat really quick because-- - Have snacks. - We were on the car for the next hour. - Have snacks. - I don't have a robot. - I have snacks, man. - Yeah, I have the snacks. - So, we had eaten all the snacks on the plane, so I didn't pack enough. - Oh, well, we're over the limit on the gas fire card, $1,510 and 75 cents, with a minimum monthly payment of $69 and 71 cents at 30%. Let's see, are there purchases in, yes, we're getting tacos, we're getting applebees. - Planet fitness, credit protection fee. - Okay, we're paying for the planet fitness. - Oh, you're paying for the planet fitness. - No, you're not. - Not paying for the planet fitness. - You're not going though, I bet. - Yes, he's going for the gym. He's going for the gym, bathroom, locker, room, showers. That's what they do. - I actually haven't even been going at all, so I think-- - I thought that was-- - Yeah, no, I thought that was on your debit card. Why are you still paying for that? - You're spending over. - I don't even go anymore. The whole massage would be really nice. - Planet fitness, that's a thing? - Yeah. - Okay, best by card, cheese, you really have everything. - We owe, as basically maxed out, $920 and 26 cents with a minimum monthly payment of $34. - I thought you had paid that down. - No, interest. - I did pay that down and then I spent it again. - Yeah, and he has a Google one subscription on here and he has late fees and interest. - Oh, it's just insane, dude. You have care credit. - Yes. - Yeah, a dog. - Yep, 'cause you shouldn't have pets if you can't even afford to take care of your own kids. - I-- - You don't have pet insurance clearly. $312 and 97 cents minimum with a payment, $30. - I had planned to get-- - You had planned, maybe you should have done it. - But she got sick before I was able to-- - Well, get it now. - Yes. - 33% interest rate. Why do you owe, oh, for dog sitting? You owe for dog sitting, $100 for the dollars? - Yeah, last major trip we all went on together - When was that? - My friend watched the dogs for me. - When we dropped a Wisconsin-- - When? - Last year. - And you still owe $100 for dog sitting as pathetic. - Yeah. - You have a credit builder. We have credit builders in Kilburner.com as well. And I bet it's better than this one because it has an interest rate of 15.6 or 15.69%. Absolutely, that should have gone to our website first.
This one I think is, what's it called? - $1.64, 75 cents minimum of the payment, 35. - Where are you paying to it? A secured, secured. - Yes. - Oh my goodness, there's a pass. Hey, this amount, $973 for what? - As standing balance of $1,623, what is this? Oh, it's a Volkswagen. Can't even pay, our balance is only down to $1,623, 60 cents. And we can't even make our minimum to payment. What's the normal minimum to payment? $287.79, so you're behind four payments. You're gonna get repot at the end of a loan. - It's actually four. - I called and I asked them to put the missing payments at the end of the loan. - Oh great, the end of the loan is in like a three months. You guys are at the end of the loan. You guys are so, and they'll only do that for so long until I get to repot. If you get repot at the end of paying down this loan, that'll be actually kind of funny, 'cause you guys saw. I don't have the car anymore. - Why? - It was totaled. I didn't have app coverage. So I'm paying just a finance. - Oh great, the fuck. - Yeah. - What about the Volkswagen Jetters? That was fast. - That's fast, yeah. - So that's what we just looked at? - Yes. - Okay, so that's continuation. Oh my gosh, it didn't use white sands. Federal credit union, auto loan. - That's his car. - That, yeah. - Okay, $9,750. No, sorry, that was the purchase. It is $3,565, minimum to payment 229. Are we even paying it? - No. - I believe we missed this last month. - Oh, guess what? It's worth $1,390. - I absolutely believe that. He had paid that down a lot more than that. - I've been paying the-- - No, he's not. - The normal payment. I mean, it's $2.39. - It's $2.39, the normal payment. Oh, you owe $700, sorry, in taxes. - Yeah. - Yeah, it's probably going to be more than that because it's going to be fees and all that shit added. - Oh my gosh, it doesn't. - And you guys are so-- Collections, progressive, of course. Collections from a university, you suck. You have collections from progressive. And then at first like credit union, let's see. Okay, this is closed. Is it in collections? It's only $125. Yeah, it's a collection. Suck. - That's from when I was like 18. I got a bunch of overdraft fees, even though they're only overdrafted by two cents. And I paid it like immediately, but since the pending purchases were still going through, even though the money was taken out, but it was still pending, it counted as fresh purchases. So I owed like 150 on nothing pretty much. - So stupid. Oh, there's still so much more paperwork. Cash app, transfers, this is hers. Okay, him, let's see. Oh, he's going to Shopify, I don't know, I'm paying for that. And I get into Bolshea, going to Wendy's, Wendy's, ATM, what draw, ATM, what draw? Where you put that $500, then $250. Did you got ATM and draw? Where does that take $750 and cash it gets from the ATM? - Oh, that's a rent. - You paying in cash? - Yeah, she prefers it. - All right, well, he has crunchy roll. Premium Amazon, Bolshea, Bolshea, Lacochina, going in and getting some Bolshea. Route 21, shoe depot, he goes in and gets some Bolshea, Candy craze, Dutch bros, Lacochina, Bath and Body Works, Chinese gourmet, nothing but cake, going in and getting some Bolshea, getting some Bolshea, Wendy's, Wendy's, Crackle Bear McDonald's, retrocade, Dunkin' Donuts, Dutch bros, the Minder. We make $2,000 a month, it's the entire household and have to pay for rent. And this is thousands on Bolshea. - This is for most of the company. - This is for most of the company, bar and cafe, candy and toys, getting some Bolshea, is in garden, coffee, going in and some Bolshea, going in and getting some Bolshea, Bolshea, we understand so brewing, shady rays, Bolshea, Bolshea, going in and some Bolshea, getting some Bolshea, coffee, and some Bolshea, Fah, Donald's, Bolshea, Tonic, Bolshea, Staples, Bolshea, Burritos, Sandy Rays. - What? That was your entire household income. - Yeah, I feel like I have to stay with $700. - She's there with me, she's there with dollars? That's after your income, other large purchases, $1,000, that's your total income. - I say no. - What am I doing? - I say no all the time. And if I say no, he throws a little bitch fit about it and then it ends up happening anyway. - Then leave him. - He's not a man, he can't contribute. It doesn't know what the fuck he's doing. He's ungrinder trying to take some dick. Like he literally isn't interested in you. Or at least providing for the household. Oh, drafting you and your business account and also getting some bullshit. - I don't have access to any of that, so. - Great, well our savings, $50. Performance savings yours, $4. Kid savings, $100. Incredible work. - Yeah. - Absolutely nothing going from you guys, you're all, you're cheating against each other, you yell at each other, can't get along, you can't agree on anything. - Yeah, okay. - Sure, we believe that. - Yeah, I'm going to go through your front of the post show. We're also going to call your mother and have him confirm her in the post show. Okay, let's get your budget. I mean, income, $2,550. That's not saving any money for taxes. Let's just call it $2,000. That minimum to be even, seven, that number, 27.7 plus 25 plus 30 plus 34 plus 69.7.1 plus 25 plus 26 plus 30 plus 75 plus 30 plus 40 plus 25 plus 25 plus 125 plus 25 plus 40 plus 4 13 plus 50. Our debt minimum to payments are a thousand three hundred seventy five dollars forty one cents out of the two thousand hours we have to play with. You're done. That's it. What's your rent? 750 and we're actually done and we're over. Get a job. You loser. It doesn't matter. Your donation isn't working out with these gas prices. You suck it existing. You're such a pathetic weight on this relationship. You contribute nothing. You are nothing. You're trying to suck dick behind your back. You're crazy. You're a bad person. What about your utilities? Gas, electric, all that shit. Internet. Altogether, I want to say about about three fifty. Phone bell. Mine is 75 every three months. Mine's two fifty a year. Okay. Forty six bucks a month. I would still rather do helium for 15 bucks a month. Still great service. But I'll do 46 for now. Gas, room drive drive for both of you. Room, room drive drive. About four fifty. Jeez. Congressman. How much? Three, three, twelve. You guys are so gross. You should be able to do probably about nine hundred bucks meal plan, warm it up meals. That's it. Cooking a few times a week. T.P. fun. Everything else for you and the kids three hundred bucks. It changes. It's here and there. It's diapers. It's all this stuff. Probably three fifty actually. Medical. Healthcare. Their co-pay is on a monthly basis. No. No. What's your gym? What does that cost? 35. Okay. 35 for gym. Subscriptions. I'll try to give you 50. How many pets? Four. No. Too many. Seven. I we had a dog there. So you are so irresponsible and disgusting people. I told him not to get the second dog. You are bad people. You have seven animals. What are they? So we had three cats four dogs. Yeah, we had one dog and we were at the farmers market. You can't even survive to live off. And they begged for another dog. I said, I don't think it's a good idea. I don't think it's a good idea. Wow, you really stood up. I said no. Wow, I don't think it's a good idea. You really stood up. And then that dog knocked off your dog. You really put your foot down. It's hard to put your foot down. I'm the only person that even takes care of the animals. You made two thousand hours a month. I didn't need nobody for a dog. Before pet stuff. Before pet stuff, you need at that 4,188, 4,500 to survive. Get a job. You pathetic rat. And if you guys can change your behavior, yeah, you might want to go through bankruptcy because you're not surviving this. You're not. There's nothing going for you guys. There is nothing going for you guys. You're a failure at 31, a failure at 26. It really isn't. If you can stick to the budget, if you guys can bring in 4,000 hours total, I'll let you go through bankruptcy. That's it. You guys have nothing else going for you. You guys need to work on your relationships, stop the cheating, stop behind the backs, stop the line, stop the fighting, or else you won't even be able to communicate a budget for you guys to stick on for a few months before you guys actually are able to go through bankruptcy. And I've told him several times he needs to start flipping burgers or something. No shit. Yeah, he all he does is, oh, well, yeah, probably. And then nothing comes of that. Plus, I'm going to have Lindsay and Brandon also confront him on this reality. That is a pathetic loser in the post show. We're also going to have your mom confront him because I think I want to hear this alternative perspective as well. And he can fight back if he wants to, but I have a feeling he's pussy and I'm going to find your shit on your phone. So join us in the financial lot of post show. Clearly their hammer financial scores is zero.
You're out of town on every category, but find out yours is for free on KOVhammer.com. Now, join our network called Hammer Elite, where we have three premium high quality shows, just like this one, every single day, six days a week. So check that out. One of those is the financial out of post show. Join us for an extra 20 minutes. It's gonna be crazy. Click that join button or click that link below to join on YouTube where you can go off platform at hammerlead.com or download the hammerlead app. Wherever you wanna be, it's the same membership on both platforms. Just want to give you more options. We'll see you in Hammer Elite. - Hello. - I love the understanding that you do not like this man, especially for your daughter. - He really doesn't get a job. He doesn't maintain a job. You know, he should be doing more to help, you know, my daughter. - And do you even know what she caught him doing a month ago? - I don't know. - She caught him having grinder the gay hookup app on his phone. - I just launched the brand new Hammer Elite app available on every major platform. So you can watch every show anywhere you want. You'll get three exclusive dedicated shows every single day Monday through Saturday. Refer a friend after you sign up and you get an additional 30 days of Hammer Elite access or free. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. If you think you have interesting finances with an interesting personality or a story or a life or relationship, I will personally pay you to take time off of work, fly you down to Austin, get you personal transportation, a hotel, food, and we'll have a great time hanging out. (upbeat music)
Podcast Summary
Key Points:
The couple experienced severe trust issues due to allegations of infidelity, including sleeping with coworkers at work and using dating apps like Grindr behind each other’s backs.
One partner discovered evidence of secret relationships through phone access, including a journal and app notifications, which triggered emotional conflict and accusations of deception.
Financial instability and job insecurity contributed to the breakdown of the relationship, with one partner quitting multiple jobs and struggling to meet household expenses.
The relationship was strained by constant arguments, poor communication, and emotional outbursts, especially during parenting and daily routines.
The partner who left the relationship claimed they were being unfairly blamed and dismissed, while the other accused them of emotional manipulation and lack of accountability.
Both partners expressed deep frustration with how they were treated—especially regarding privacy, parenting responsibilities, and financial management.
A significant point of conflict was the partner’s use of a dash cam to document arguments, highlighting a lack of trust and willingness to resolve disputes peacefully.
Despite attempts at reconciliation, the core issues of dishonesty, financial stress, and emotional unavailability remain unresolved and deeply damaging.
Summary:
The couple’s relationship deteriorated due to a combination of financial instability, emotional dishonesty, and a breakdown in trust. One partner alleges the other engaged in secret relationships with coworkers at work and used dating apps like Grindr behind their back, which were discovered through phone access and a hidden journal. These revelations led to intense arguments and a breakdown in communication, with both parties accusing each other of emotional manipulation, lack of accountability, and poor parenting.
Financial struggles exacerbated the tension, as one partner quit multiple jobs and failed to provide consistent income, leaving the household in debt. The couple frequently argued, often escalating into emotional outbursts—such as when one partner accused the other of being irrational over minor issues like forgotten sunglasses. Despite attempts to reconcile, the core issues of betrayal, financial failure, and emotional withdrawal remain unresolved.
The host highlights the importance of financial literacy, referencing tools like Dollarwise and Caleb Hammer Financial Services to help individuals manage money, build credit, and avoid debt. Ultimately, the story reflects a relationship strained by secrecy, poor boundaries, and unmet emotional needs, illustrating how trust and transparency are essential in long-term partnerships.
FAQs
The couple is struggling with financial instability, including unpaid taxes, low income from cleaning work, and debt. The man has been unemployed for some time and has not saved money, making it difficult to cover household expenses.
He left because he felt uncomfortable and didn't get along with his supervisor, who criticized his work performance and showed poor leadership. He also felt unsafe due to a forklift incident.
The woman claims she did not have an affair with any coworkers, and the man states she admitted to being involved with three people at work, including one who was a pizza oven worker, after their relationship ended.
He discovered the information through a journal she had hidden in her bag, which contained notes about the people she was involved with, and through tracking her phone activity, including a Grindr app notification.
The man feels it represents a breach of trust, as he believed they had discussed mutual curiosity and boundaries. Using the app behind his back is seen as problematic and untrustworthy in their relationship.
The couple frequently have heated arguments, often escalating to yelling and emotional outbursts. The man often leaves the situation, while the woman becomes agitated and emotionally reactive, especially around kids and household responsibilities.
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