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#297 Nick Shirley - Inside California’s $222 Billion Medi-Cal Crisis

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#297 Nick Shirley - Inside California’s $222 Billion Medi-Cal Crisis

Nick Shirley, an independent journalist, exposes widespread fraud in U.S. public programs, focusing on California’s Medi-Cal system, hospice fraud, voter ID loopholes, and the homeless industrial complex. He documents how fraudulent enrollment in hospices and daycares—using medical beneficiary numbers—has led to denial of care and deaths, while voter fraud thrives in states like California, where no ID is required and signatures are unverified. He reveals that fraudsters operate in coordinated networks, with some hospice services concentrated in one building, and that $200 million in fraud is estimated annually in just one program. Shirley also details threats from organized groups, including Russian and Armenian actors, who attempt to intimidate him, highlighting the risks faced by whistleblowers. Despite government efforts like a new fraud task force, systemic issues persist due to lack of oversight and enforcement. Public reaction is mixed, with strong support for transparency and reform, especially from those affected by fraud, but significant backlash from a vocal minority. Shirley calls for immediate action, including mandatory voter ID, tighter government oversight, and increased public access to financial and health program data. His work underscores a broader crisis of trust in U.S. institutions, where billions in taxpayer money are lost to systemic fraud, and citizens face rising risks of exploitation and neglect.

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Chime is a fintech, not a bank, banking services, and chime card provided by Chime's bank partners. Qualifying direct deposits required, terms and limits apply. Go to chime.com/disclosures for details. Nick Shirley, didn't expect to see a back so soon. Yeah, I mean either. What do you mean? Turns out there's lots of fraud on cover in the United States, huh? There is so much fraud here in the United States, it's unbelievable. Dude, so hold on, did you go right to California from Minnesota? After Minnesota, the threats are pretty high right now after exposing billions of dollars. Let me focus on something different, but let me still focus on fraud, so I focused on election fraud in California. I was like, maybe take a little bit of the pressure off me for a little bit as far as the death threats and just going, having a group like the Simons coming after me, so they're okay. Let's go up to election fraud and then a few weeks later, I then did go after the hospice fraud. Damn, dude. Why'd you pick California election fraud? I'm just curious. Because they're the biggest state in the country and they're one of the states that don't require voter ID. So I really just want to show people how easy it is to vote in an election here inside the United States in a place that does not require voter ID. If you heard of, we're going to get into that, I'm just curious. I've been hearing a lot of the voter frauds coming out of Venezuela, like from a national standpoint. Have you heard this shit? I really haven't. You haven't, though. I heard like the, like the, maybe like the Dominion machines are. Yes. Yes. I haven't looked into it. Smartmatic. Is that who owns them? I don't know. This is all allegedly, allegedly. But I've been hearing a lot of sources talking about that it all kind of is orchestrated from Venezuela. But I don't know. I'm just curious. I would like to go there. It's very, I don't know if I should say conspiracy-ish, but I can't think of another word right now. It's kind of conspiracy-ish. So I haven't really, I haven't really touched on it yet because I can't, you know, there's a lot of wild shit out there. But I'm hearing it more and more and more. If you can hook me up with a group of special ops guys who go out of Venezuela, I'll go looking good. I know a couple special ops guys who will go to Venezuela with you. So yeah, actually, I will fucking hook you up. I'll call them up tonight and see if they will be interested in going down with you. I'm down. I'll blow us up on you. I'm ready. Do you really? Yeah, I speak fluent Spanish. No shit. Where'd you learn that? In Chile. Santiago. Mission trip. Yep. Nice. Nice. I'm a dual threat. Nice. Let me give you an intro here. Make surely a bold 23 year old independent journalist who's taken the internet by storm with fearless on the ground investigations known for exposing stories and the legacy media won't touch from immigration debates to government waste. Uncovered alleged massive fraud in Minnesota's taxpayer funded programs testified before Congress about the fraud taking place in Minnesota and all across the United States. Currently uncovering millions and dollars of fraud in California for fake hospice care facilities and daycares. And as you know, before we get going, we got a couple things to knock out one. Yes. These are so good. They're going to lead gummy bears like the whole pack last time within a few days. Nice. And we got a Patreon account turned it into quite the community and so they get the opportunity to ask every single guest a question. This is from Robert Simmons. If you had any luck with any federal investigators taking what you've found in expanding investigations, and do you think at some point there will be any real indictments or convictions of state officials who have allowed it or are covering it up? Yeah. I think I've had a lot of success to actually just open up a new task force, broad task force, where a bunch of departments of the government are now going to be talking together if they see an issue at Treasury, and they see an issue at another department, where they weren't communicating, now they're going to communicate, and I think we will start to see prosecutions ramp up. Vance just, he's the lead on that, isn't he? Is this the same thing? Yes. So what is the difference between this and Doge? This essentially isn't like a new, I don't think it's a new department, it's a task force, and now like all these departments inside the government, like you have Treasury, you have the perk people who are over the housing, you have all these departments are now going to be talking together. You have the HHS that's going to be talking with Treasury, if there's a huge amount of money going somewhere and they think it's suspicious, they're going to talk, because before they weren't talking. Right on. And that's why the fraud got so big. You think you are the main component of the reason that happened? Yeah, so JD even told me that. Did he really? Yeah, I met with him, and he's like, you're one of the main reasons why this is happening. Wow, how's that feel? It's pretty cool. Yeah. Yeah, I mean, I think it's just cool to know that like your efforts can be seen by government officials and like change can be brought out. That's right. It's just cool for me to see at least. Pretty fucking cool what you're doing, man. Yeah, that's fun. It's fun and scary at the same time. How would a soul of the death threats died down? A little bit. I mean, after Minnesota, that was very, that was really crazy. And especially after the shootings as well, that took place in Minnesota. That did not help. Yeah. That was pretty wild. Just because everyone wanted to blame on somebody. It's only were blaming it on me. I'm like, I had nothing to do with that. Well, are you talking about the like the ice shootings? Yeah. They were blaming that on you? A lot of like the leftists were trying to blame it on me. I'm like, no, I'm not the one who decided to get my car and hit an ice agent or put myself in position to get shot by an ice agent. Holy shit. Yeah, I didn't know they were blaming it on you. I don't think that was a good shoot. Well, not everyone, but like us like group of people are like, you have blood on your hands. I'm like, no, I don't. Yeah. That was not me. Damn, dude. Damn. Because I mean, the after that, after I exposed all that fraud, the politicians tried to divert the attention from the fraud and with the ice coming in, they then like, they even shut down the school so people could go out and protest. So they then incentivize these people to go out and protest and we're rallying them up. Like Ilhan Omar was in the back of a truck bed yelling at the protesters, riling them up. No shit. Yeah. I didn't know that. Wow. Did anything happen in Minnesota? Yeah, so I mean, for instance, like the feeding our future one, that was one of the main daycares I went to. They had received over $3 million. One of the ladies was fleeing the United States to go to the UK on one way trip. She got caught at the airport and now she's been found guilty. And there's people who have been arrested for autism, who have pleaded guilty to the autism fraud that took place. And right now, I think there's building up the cases. I mean, it really was only about three months ago since all this happened. It's actually a pretty impressive deal, but that's already starting to happen. I honestly thought everybody would just go unscathed. Like, oh, yeah, we uncovered it. Cool. Let's just keep doing it. Yeah, all the fraudsters are in high alert right now too. Good. You're doing good work. So let's move into California. California fraud is so massive and there's so many different things to look at. When you look at the fraud that's taking place in California, you have Metacalfrod, which is our Medicaid. And for instance, in 2022, they had $108 billion go towards Medi-Cal. The population. What is Medi-Cal? It's their Medicaid. Okay. So each state kind of calls their Medicaid systems or programs. A bit different. California is called Medi-Cal. It's the biggest Medicaid in the United States because they have the most amount of people. But so in 2022, they had $108 billion go towards Medi-Cal. Their enrollments at the time was $3.9 million. Okay, and so then here now we're in 2026. The proposed budget for Medi-Cal is now $222 million in their enrollments. $40 million. So they've only got yeah hold on can you say those numbers again? So 108 million billion billion for 39.8 million people 39.9 So they've over doubled it For a hundred thousand people. Well, what's new? What are they getting? That's where all wondering and actually the population of California hasn't gone up exponentially either. Yeah, I checked it It's it's plateaued. I thought I thought it was actually a decline, but it's not a decline It is a plateau since 2020. Yes, I pulled it up And so when I was doing that making that video I looked I looked at this. I said what is going on here? How is it going from 39.9 enrollments to now 40 million enrollments yet. There's a over a hundred billion dollars and then if you look at the surplus California at one point is operating a hundred billion dollar surplus before 2020 Now they're operating and I believe around a 20 20 to 40 billion dollar deficit So that's an easy place to to point to why they're in such deficit and where all the fraud is So what is going on? How do you? Can you say the dates again? So it was 30. It was a hundred and eight billion and when? 2022 2022 And today in 2026 it's doubled. Yes, they're over doubled the proposed budgets at 222 billion Holy shit, dude And the thing with the fraud is they want to make it so big and so complex that it's hard to actually crack down on And so when you have that much money going out to these locations, going out to these hospices, going out to these home health cares It makes it very hard to crack down on Because how do you like the web so deep at that point? Like there's so many hands that are involved. How are they doing the fraud? So hospice and Home health care like the most valuable thing to somebody over the age of 65 is their Medicare beneficiary number and That's even more valuable to a fraudster than a credit card So they get the medical beneficiary numbers of these people and then they start enrolling them into hospice and What someone's enrolled the hospice a lot of people in California don't even know they're enrolled in the hospice until they go to the doctor and They need a surgery or they need an appointment and they say well, we can't help you. You're enrolled in the hospice So then what happens? So these people So basically their identity stolen. Yes somebody puts them in the hospice program. They need a surgery They can't get a surgery because they'll be they'll be denied How many people have died because of this? I don't have the exact numbers on that but I imagine a lot of people get to the doctors and they're like wait, I had no idea. It was on hospice CBS even reported on it I think what if it's a medical emergency? They're on hospice. You're having a fucking heart attack You're on hospice or an aneurysm or Holy shit. So it's very dangerous actually. I mean my grandma when she was dying They put her on hospice and basically that means they're just gonna give you morphine if you're not feeling good Or they're gonna like treat you, but they're not gonna stop you from dying like if you're they're not gonna do some Last-minute procedure to make sure you stay alive So as hospice and is it what is it a government aid? What is it cover? So it's underneath the medical everybody it's It's literally just like Hospice is just like home health health care to easier dying. That's what I thought Yeah, so there's hospice and then there's home health care Where they then actually do stuff to help the person stay alive. It sounds like a really easy thing to fix Just verify who you're sending the money to. Hey, is so-and-so here. No Okay, well well the problem is is they then get these like little offices and they just do the billing and they don't have the the the patient inside of Inside of a hospice because they're going out to the homes Because most of the people are okay on their deathbeds at their home. Okay, and so you it's very hard Okay, so if you do have that medical beneficiary number it's super easy to make it look like you're doing stuff Because it's just a piece of paper that you're signing off and sending to the state and then they send you the money for medical Okay, or for a medic Medicare, I thought hospice was actual centers. No That's why they're able to get away with it. Sure. And that's how they get the medical beneficiary numbers Then they can just bill people without them even knowing. How did you figure this? How did you figure all this out? Well after my Minnesota video it like surge the country to go look for fraud and I was kind of nervous to tackle California because I was worried like okay if I post a video Gavin Newsom probably gonna try to sue me because Dr. Oswin did it. He's the head of CMS So he went and show that here in California there's a thousand percent increase in These hospices are many in Russian mafia's are running running these hospices and so I knew there was something there because Literally the head of the CMS is going there and talking about that and so then I started looking into all the data after my video The HHS actually released the databases of the HHS to then you can go then scan through it So I started going through that data And I located these hospices. I'm said, okay, I'm gonna go see what's happening at these and it turns out that they are just come There's just a bunch of pauses in this place called Van Nies in California in LA that just have literally 10 to 89 hospices in one building Dude, this this is just like the Minnesota shit. Yeah, it might be worse Because one and third of the hospices in America are in LA County One third of the hospices in America are in LA County. I believe so. Yeah, like one and then like one and every ten dollars for home health care goes to LA County It's really bad. Whoa, dude. Holy shit 89 and one building 89 and one building. What does that look like they're literally? These pauses or just these buildings that you maybe drive by don't think anything up because you've never seen anything ever happen to them Well, there's a little hospice in a room. That's like eight by eight And you knock on the door and nobody's there you can even open the door and there's nothing in it and then if someone is in it It's literally like one desk and it's one of these Usually our minions, especially in California And then you drive out and you walk outside the parking lot and you got like M8 competitions You got G wagons you got cyber trucks you even have a two hundred thousand dollar Maybacks Like these hot fraudsters are living in complete luxury Everything in life has leveled up your phones. 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We were driving in LA, I was working on a separate video. Somebody called my mom and she apparently had new some people in that and she had my mom's phone number. She called my mom and said, "The Russian Mafia wants to make sure "to let you know to have Nick not come stupid around our businesses." - How's that make you feel? - I was like, "Well, I'm probably not gonna go check out the Russians." But it is scary 'cause like the Somalians, they were threatening me publicly. Like they had their people talking in these chats, they were out doing these press conference. It was like they're trying to sell a book. They're like Gavin Newsom, they're trying to sell his own book. These people are doing press conferences and whatnot. The Armenians and the Russians, they're a lot smarter than that. They're not gonna be doing these press conferences about trying to protect their fraud. And so they're gonna work in a lot quieter way. So that was very scary when my mom did get that phone call. - How's your mom take that? - Like now, we're not like used to it, but it's like, "Kane, we need to be cautious." Which isn't fun. - Shit, man. - That one was a little, that was a little crazy, not gonna lie. - Yeah, that's serious. - Yeah, that was serious. - I mean, that's serious. - 'Cause I mean, these people like, we talk about like the Mafia or gangs, like, they're real. Like, there's certain parts in America where Mafias or gangs do have control. But you don't see it as blatantly because they're not rolling around like armed gangs in the favela. It's more so, like, these are the people who take command and everyone knows it and it's just kinda how it's been and they can kinda blend in. - Man. Well, it's out now. - Yeah, it's out now, so. Hopefully nothing happens. - Shish, have you talked about this anywhere else? - No, you're the first one actually. - Oh, great. (laughing) - It's great. - No shit. - Yeah, that was intense, honestly. I was, I really like, that night I was just sitting my bed just thinking, yeah, the Russian Mafia knows, like, we're on to 'em or that people are onto their scams and they're fraud and they're literally making phone calls to make sure I don't come snoop around the fraud that they've been able to get away with for so long. Damn, but you've been talking about this very openly. I mean, it popped up on my radar. - Yeah, 'cause I mean, I'm doing a public service to the country to try and expose fraud wherever it may be and I don't care if you're a Russian or a minion, a Somalian, a American, like, if you're committing fraud, you're stealing from hard-working legal taxpayers. So, either stop committing fraud or you're gonna need exposed. - So, what is that? How long ago did you expose this? - The Minnesota, or. - No, no, no, the California stuff. - I filmed that back in February. - February? - Yeah. - What is the response from everybody else other than the moms? - Gavin Newsom, he posted a photo of me snooping around, an AI-generated image of me snooping around daycares, trying to pick me as like a pervert, putting like 10 cameras on me. - I saw that. - Where are the children? The overall response though has been a lot more positive compared to Minnesota, 'cause people are realizing, oh, this is like a systemic problem here in the United States. This isn't a right or left issue. Like, each one of these tax dollars is our tax dollars. So the response has been, I'd say even better, because people are now seeing like, okay, this is like a big issue. - Yeah, I mean, I remember last time, I think it was last time you were here, there was an estimated $600 billion in fraud in the U.S. alone. - Yeah, three to seven percent of it, each tax dollar goes towards fraud here in the United States. - How much? - Three to seven percent. So that means that each American is working 25 days out of the year to pay a fraudster. - Wow. - Is there been any response from the California government on this other than you running around with a bunch of cameras? - They're trying to act like Gavin Newsome did this in that to stop hospices, I think like back in 2021, but the problem is you can go and sign something, but if you don't actually stop the bleeding, that means nothing. 'Cause there is an over 1,000 percent increase, there's 1,500 hospices in LA County alone, and yeah, good job, you maybe crack down on 50, 70 of 'em, but you have a lot more to crack down on, you didn't stop the bleeding. It's similar to Minnesota where they had a 10,000 percent increase in funding for autism, yet there wasn't a 10,000 percent of children with autism. So like these governors, like DAC, like they're doing stuff, but the action never stopped the bleeding, and that's where all the fraud is taking place. Like, stop the bleeding, and then maybe you can say, I did something, but until then, like you're just as complicit as these fraudsters, 'cause you know what's happening, but you don't stop the bleeding. - How many buildings did you go to that were doing this? - 89 and one building, I mean, 89. - Yeah, so CVS report on the 89.1. I just went to about an area, probably about two square miles, and within there, there's the one motel-like building that had like 15 of them in there. There's another one that had about eight inside of it. There's another one that had, it started off as an adult daycare, that then transformed themselves into a hospice and a home health care. So they just got on all the goods, and all together, probably around 10. - 10 different buildings. - What are these people saying to you when you bang on the door when you approach them? - Do they speak English? - Some of them do, all of them aren't there. And I say, one guy was there, and he said, I'm like, he's like, I've been in this business since 1990 something. I'm like, okay, then what's the justification for a thousand percent increase since you've been in it for so long? And he can't even answer the question. In fact, he blames Dr. Oz. - He blames Dr. Oz. - Yes, he blames Dr. Oz, saying that he was making all these allegations, and he even blamed Dr. Oz for being fat. (laughing) Like, I was pretty funny in the video. The guy's like, I bought Dr. Oz pills and I'm still fat. I'm like, oh, so you're fat because of Dr. Oz? He's like, yes, 'cause of Dr. Oz. - Wow, wow. And I'm pulling the information straight from these data sets and so they can't back it up. I'm like, hey, he's like, well, my business is right here. I'm like, okay, great. And your business is right here. You're not even registered with the CMS. Like, how come you aren't registered with CMS? And then he blames Dr. Oz. And I'm like, well, Dr. Oz is actually been in that position for maybe a year. Yet, they have been getting away with this for years. - What do you think is gonna happen with this? - Well, I'm super interested to see what happens with this fraud task force. And I do think if there's not prosecutions or people aren't arrested, then I think Americans are just gonna lose hope, like, lose any faith that they have left in the government. 'Cause it is literally out there in the open, this fraud. - I mean, you just said, every 25, Americans spend 25 days a year paying for fraud. 25 a month of your hard work, that you are sending to the government is paying for fraud. - Yeah, it's crazy. And so in some of these programs too, they're like, oh, well, it's not that much money. Well, your department allows $7 billion, and 1.7% of that goes towards fraud. That's $100 million. That's how much daycare fraud there is in California. That's a very low estimate, by the way. I'm like, cable, that's a lot of money, a hundred million dollars. where we going next we going daycare fraud voter fraud what are we doing voter fraud is very big and I think that's something that's just like so obvious too it's like okay how come in these Democrat states they don't want anyone to show their ID like in California they do not want you to show your ID and they don't want you to show your ID they don't want you to show your ID you don't need to all you have to do is sign the paper like a lot of you have told me well I've tried to show my ID at the place and they look at it like it's like some sort of cancer like they're like don't look at it like we don't need to see it are you serious yes so I wanted to see how easy it would be for let's just say an illegal migrant to vote in California so this man he had all the voter edge he had all the he had all the what are they called what are they called sorry um he had all the voter rolls so in California I want to see how bad the fraud was so I'm reach out to this man who's been doing his own investigation on this for years so he had all the voter rolls and to receive the voter rolls it's public you can get to voter rolls but you have to get access from I believe from the Secretary of State of California so he had received all the voter roll and he's been going through it for years and there's so many stuff so many red flags inside these voter rolls for instance you have people who are said to be a hundred twenty six year olds hundred and twenty six years old voting then you go to the house in the person's 80 years old but they voted in 55 elections and they don't require ID you also have people who are registered to UPS boxes and you can be registered to UPS box um but you cannot have that is your domicile address which is on the voter rolls so like you had their addresses to these UPS stores into these PO boxes and you can actually do that and so there's all these problems that could be solved if you were just to show your voter ID when you go and vote now when you do go in vote in California their way of flagging it is if the signature is not aligned so there's 39 million people are so in California let's say 10 million people going vote they are literally saying that we are going to scan each and every single signature and if the signature is not right that vote will then be investigated right and it's the slant of the signature right who's to say that somebody's not going to go and vote on behalf of Mandy who's a hundred and twenty six years old who doesn't even know she's done her 26 years old and go up and show say she's Mandy and go and vote so there's so much voter fraud it's insane this is enraging yeah it's very enraged i mean it all is it all is so you all you have to do is write a signature yes no nothing nothing else you just have to say you're that person and then sign the signature in fact it was so easy to register to vote in California a lady who is actually a republican registered her dog to vote and the dog voted in two elections the first election it voted successfully the second election the dog got caught because the person reported herself you mean the signatures lined up yes the dog no the dog the dog registered to vote like the dog had its own name everything it registered to vote like that's how easy it is to register to vote in California and it's funny because then i go post that video and i'm like okay this is like super simple a dog registered to vote you then have democrats out defending the dog so like you idiot that was a republican i'm like you realize this is a republican or democrat issue a dog was able to vote and the only reason i got caught was because the owner reported herself and it like well it didn't count like no it counted it voted in that first election and that vote counted like it's very enraging because i'm going about showing people these issues to have become controversial that aren't controversial and then you have people defending it what are they saying i mean what are they what what are they saying they're like they literally said you idiot that was a republican who did that and it got caught like no that dog still voted like you don't have a problem with the fact that a person without not a person a dog without a human body was registered to vote in a us election like we are our first world country where the best country in the world most advanced country yet a dog is able to vote in our elections do you have any idea how much voter fraud is going on there how many fraud fraudulent votes how long this has been going on a lot i mean if you look at the election the only state that trump didn't win were states that didn't need voter i t and those states are more democrat and i don't doubt that he didn't win those states but it's crazy that the only states that didn't require a voter i d on the states that trump lost what other states don't require voter i d minnesota in fact in minnesota you can vouch on behalf of other people to vote excuse me yes so on the day of voting in minnesota say you work at a building or people inside your apartment i believe you can vouch on behalf of others to vote so like say that person going to get to the voting the voting uh place to vote the voting voting post you can vouch on behalf of other people so you could take it take that paper and then have those sign in and then bring it and you're vouching on behalf of those individuals so you're voting for multiple people yes well theoretically other people said that's what they wanted and they signed it or whatever i'm not from minnesota so i don't understand exactly how someone goes and vouches for somebody else but you can literally vouch on behalf of other people and so you just take the piece paper go around the corner sign it with a different signature bring it in and be like oh yeah my buddy wants me to vote for him today theoretically that could happen there's no voter i d either where else um i want to say i know i know new york as well i don't think they have voter i d like storm on bony he wanted people to show two forms of i d to shovel snow but you know actually an i d to vote so like they're taking all these issues that are are not controversial making them controversial so it's very bad yeah it sounds like it because essentially shan if your vote doesn't matter what does matter like if people can't trust that their vote actually matters like what does matter like we live in a democracy but how do we know that it's a democracy if our vote doesn't matter you don't have to write your birthday or anything um you have to say you're that person and then you sign you might have to say what your birthday is but it's on the voter rolls like i don't i don't vote in california but that's how you go you literally show up to the place say you're that person and then they give you the ballot and you vote be a hundred and twenty five years old so if somebody writes their birthday down it was like 1900 yeah that doesn't raise and there's like hundreds of them like thousands of them and i go to the doors i knock on the door because i have the address from these voter rolls and they're like no uh i'm gonna eat she's 81 like it's it is so stupid and it could be solved if someone were just to show their own ID what's this month long election process yes then it takes it they they can verify an election for up to a month in california as well so they have these month long voting like you can vote for a month long essentially like they can count the votes for a month like how can we not how can we live in a country where they take a literal month to vote and i just give time for fraud to take place and then you say something like that and they get so mad at you like you make a very solid case to show how easy it is for an illegal to vote for instance and they get so mad at you we have some serious problems taking place in the country right now is there been any chatter about how they're going to fix this well they're trying to pass the save act which would require uh voter ID in federal elections in california they actually just uh they got enough signatures to be able to put that on i think it's a proposition to require voter ID inside the state of california and we'll see if it gets passed i mean they still have to enforce it just like what you were saying earlier uh what uh Gavin Newsom said i mean it's great he tried to fix it but you still have to enforce it yeah you still need to enforce it and you actually need to serve the people of your state whether the republican or democrat if this many people want it it's not like an 80 20 issue i would say that's a 90 10 issue I think everyone can come to their senses and say, "We should show our ID when we go on boat." - Well, what I mean, did you get any, did you get the pulse of the citizens there? Did you talk to anybody? Do they want that? - If you ask anybody and you have a conversation with them, they will come to their senses and say, that makes sense. And the majority of people I talk to think it needs to happen. I didn't speak to one individual. He's like, no, I don't need, why would I need that? I'm like, well, you need it when you go to the airport. It's like, even that, that I don't want to do it. I said, well, like that's the thing. That's the logic of that person who doesn't want it. It's like, it's too much effort. - How were you received there? Does everybody hate you in California? - No, people love me in California. - Really? - Like, literally, everywhere I go, more people love me than don't like me, 'cause they're seeing these scams in these fraud take place. It's just that small group that get upset. It's the fraudsters. They also have to be the most outspoken, the most violent and the most vicious. - What's going on on Skid Row? - Skid Row, they will get homeless people to sign these petitions saying that they're somebody to get enough names to then pass like propositions or to be able to pass bills or to be able to like, they'll use homeless people to get votes to be able to go through with whatever political campaign is taking place. That's been happening for a long time. So, like, Cam Higbee, James O'Keefe, they did a very good expose on that, showing like how easy it is and people are paying, people like five bucks, here's five bucks for a signature. I've seen that take place on Skid Row as well. - I got something here of children living in tents in Skid Row. What is that all about? - Yeah, so then, Skid Row, I saved a kid and his mom who were homeless. They had been homeless for about 10 days or so on Skid Row and I put him in a hotel, put on my social media saying, this is happening and within a few days we got the kid out of the streets and into a shelter where he's now enrolled into school. Meanwhile, there's NGOs that receive millions of dollars inside of Skid Row and they left the kid and his mom all alone, sleeping in a tent, next to drug addicts, next to gang members. - This is like a legit, single mother trying to care for her kids, living in a fucking tent, Skid Row. - Yeah, 'cause I mean, a lot of homeless people, it maybe happens to them for a week or it happens to them for two weeks, they're trying to, they get kicked out of a house and they need to get, they need to get put back on their feet. And so then they become homeless but they have these kids and these kids should be like the number on priority for a state. And so I was filming this whole separate video and I see this kid in this tent. I said, well, like who am I to go out and do this journalism or who am I to go show people what's happening and actually not be a part of the solution? So I see this kid on cable, this is not happening, like we're not gonna let you sleep here in this tent or he can get you in a hotel. I'm gonna make sure we get the hotel and we're gonna send your mom that you're gonna send your mom $500 and by that time we're gonna find somebody to take care of you and your mom. So within literally three days we're able to get a kid off the street of Skid Row and do a hotel and then into a housing system that then gets him enrolled into school and it had nothing to do with the government. - Good man, good man, how bad is it? I mean, you've been to California a couple times before, right? - It's really bad. - Is there been any improvements? - No, in fact it honestly just gets worse. - Described to me how bad it is. - Like homeless wise, it's everywhere. - What do you mean everywhere? - Like you'll be in Beverly Hills, one block away, you'll have a person passed out in battle or you'll have a person living in a tent. And the quality of life there for people have just come to their senses like, oh, we're just gonna live with it. But you don't actually have to live like that. Like this wasn't happening 20, 30 years ago from everyone I talked to in California, they're like, this is not what California was. That's why if you are so upset about it because now you have these people hooked on fentanyl or doing drugs and then you have a state that continues to give billions and billions of money but it just gets worse and worse. And so this homeless industrial complex that they've created inside of California, they've figured out that if they receive more money, well, if we receive more money, why would we stop the solution because then we stop receiving more money. And so each person, each NGO is actually incentivized to keep the homeless going because it makes them more money. They're able to buy more properties with that money and they're able to build up their assets and they're able to get rich while homeless continues to run like rampant. - Wait, so people are opening shelters, is this? - Yes. So I have another video coming out that I haven't posted yet. And in that video, we kind of investigate the homeless industrial complex and we see where all this money's going 'cause for instance, $24 billion went unaccounted for just a few years ago. Nobody knows where that money went. Well, money goes somewhere so you can track it. And a lot of these NGOs, they go up and buy these hotels or they buy these apartment complexes and a lot of times they're actually not even housing homes people, they're housing low income individuals and then putting them on, that are then on section eight. And so then the NGOs that then continue to receive money from the government who pay the section eight. So the person renting the apartment might only have to pay $30. Meanwhile, the government's giving them $1,800 before that apartment. And so these NGOs, then they just continue to buy up these apartment complexes or these hotels and they just accumulate more and more and more in assets. - So this is a big business. - Big business. - This is happening everywhere. - California is like the worst of it. I think it does happen in other states. Like for instance, in New York City, their average spend for a homeless person is $81,000. That's more than an median household income inside of New York City. So take care of one homeless person. It's $81,000 in New York City. - $81,000. - That's how much money. - What does that go to? - To the housing, like literally like who knows? Like one of the key aspects is the housing. But $81,000. - And that's more than the median income. - Yeah, it's just equal. - I need you to stop what you're doing for a second and really listen. If someone relies on your income and you don't have life insurance yet, this needs to move to the top of your list. I've had to think about that myself, making sure my family isn't left dealing with everything if something happens to me. Fabric by Gerber Life is term life insurance you can get done today. Made for busy parents like you, all online, on your schedule right from your couch. You could be covered in under 10 minutes, often with no health exam required. If you've got kids, especially if you're young and healthy, this is when locking in a lower rate actually matters. 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Check them out for yourself. at roka.com and use code srs for 20% off site wide at checkout. That's roka.com and use code srs and it wasn't like that five 10 years ago. There's there's like nothing in this country that makes a damn bit of sense anymore. No, and it's actually it just pisses me off, but I think that's why I was trying to see so many people look at these issues and be like, okay, let's just figure this out because this is costing everyone so much money. Our quality of life's actually not getting better and we're just seeing a lot of these politicians, these NGOs and rich themselves. Meanwhile, we're still doing our day to day working hard, paying taxes and all this corruption. My country looks like shit. I mean, you're describing it right now. Tents, fentanyl needles, thumbs everywhere, fucking trash all over the place, our road system sucks, our power grid fucking sucks. I mean, then you go to some other countries. It doesn't fucking look like that. No, not everywhere, but you know, we keep getting fed this fucking nonsense. Oh, we're the best country in the world. I don't know. Are we? Are we? We should be. You're damn right. We should be. That's what makes me mean. Looks like shit here. Yeah, it really does in a lot. In every big city in America, you can go somewhere and you'll see people pass down fentanyl. For instance, I literally walked over a dead body in San Francisco and then a little kid then walked over that dead body. Oh, man. And so it's like the suicidal empathy that's killing our country. And then when you do try to bring out the solution, you're attacked. Like, people come after you for trying to create. It's interesting. I mean, that's what I mean, that's why I was asking when you go to California or any of these other places, you know, how are you treated? You're telling me that everybody loves you there. They want you there. They want you to uncover this shit. Where are the attacks coming from? Because I see it. I see it on your social. They're just hammering you. I saw the meme from nuisance team. So that's the problem is you, like, even if it's 1%, that's a few million people, like in the country. So if it's 1%, that's 3 million people, which is a ton of people. And they're going to be a lot louder than the other 300 million. So I'll give you like a good example. I'm at this gas station, California. Some guy comes up and he yells like, "Have you Nick Shirley?" At the same time some other man comes up to me. He grabs my hand and he says, "You have no idea how many people are praying for you." And so, and he says it's super silent, like very quietly, very humble. Meanwhile, you have this other person yelling at you, Nick Shirley. So you have that 1% that is literally crazy, like literally insane. And then you have the vast majority who see what you're doing and are supporting you. But that 1% is a lot of people. If you're in a crowd of, if you're in a big crowd, 1% can make a big difference. What is this new video you said you're working on? Yeah, it's going to be about the homeless industrial complex in California. What else you got? When's this releasing? Yeah, it's going to come out in the coming weeks. Okay. I've been traveling a lot. So I need to sit down and be all edited out. I'm working on that. I have some other fraud cases I'm looking into. You want to talk about it? This isn't going to come out for a couple of weeks. Yeah, we can talk about it. Let's do it. Essentially, these NGOs are literally just becoming like these mega enterprises that are receiving millions and millions of dollars. And I mean, some NGOs, their assets are upwards of half a billion dollars. Half a billion dollars. Yes, they've been accumulating that much money and assets. And they'll buy like a hotel, for instance. And then they'll value that hotel room for $200,000. And it's really like a 10 by 10 room with a shower in the back. And these aren't just in bad areas. Like one of the parts I'll show my videos a hotel in in Sino, California. That's one of the wealthiest zip codes in the Los Angeles area. Just next to it are $10 million mansions. And they're going to be bringing in trouble to use and homeless individuals into this hotel next to these $10 million mansions. Oh, but they love that. Yeah, and then people still are still going to vote for a Democrat. Like you are still going to vote for the people that continue to all this happen. Like I think Karen Bass is still going to win. Hopefully she doesn't. But I think she might win for mayor again in LA. Oh boy. Oh man. How about the theft? You remember what right before what I guess for the past about four years, which has been seen just mobs of people, ramsack, target jewelry stores, the Apple store, anything inside. Is that stuff still going on? Have you seen that stuff going on still? I think that slowed down. I think they changed to whatever was allowing people to stay upwards of $900 and walk away. They did change it. What did they do forcing the law? I think they started to enforce the law. I'm not 100% sure on that. But I know at one point, you were able to steal. I believe upwards of $900. Do you think that was over-embellished? What do you mean by that? Do you think that the media was over-embellishing? No. Common that was. No. I have no idea. I don't go there. I don't go to California. I see what I see in my head. I don't need to go there. No. They weren't actually. In CVS, you have to literally wait for somebody to come and unlock the door so you can buy a deodorant. If people were stealing everything, in fact, if you just wait around long enough at CVS in California, you'll catch someone shoplifting. A lot of the stores are just like leaving. They did a lot of damage to the country underneath Biden. Underneath those underneath, from like 2020 to 2024, a lot of damage took place. Damage that is hard to fix. What do you think motivated them to start enforcing the law? People leaving the state. A lot of high-wealth individuals decide to leave. People complain. They all love for taxes. Yeah, but I mean, it's just like the average person who's living inside that city, they don't want to have to live with that. A mom shouldn't have to worry about her son walking over a dead body. I saw in San Francisco. Yeah. Yeah. It's like the suicidal empathy that's killing the country. And this straight up delusion, brainwashing. People can't think critical these days. I feel like. Well, that's no shit. What else you got coming up? What's peak in your interest? Like the fraud is really bad. I do want to get back to doing some like international videos. I did a lot of work in like El Salvador where I went and showed what was happening. That was super fun to go. I was like the first one ever to report on the prisons there or to go to the Favelles in Brazil. It's just now harder for me to like move around in the United States like go film a video. Yeah, I'll bet it is. It's fraudsters. They're on high alert. Protesters are on high alert too. Because a lot of the protesting here in the United States isn't organic either. And they're that crazy one percent. Because I was popular before all this stuff. Like I still had like millions of followers. And now it's gone up exponentially. And fraudsters always complain the loudest. And they don't want. They don't want to be exposed. You can have to come up with some good disguises. I know that's what people keep telling me to do. But also it's actually like just going like as I am like, hey, answer the question. If you have nothing to hide, just answer the question. If you do, you're going to run or you're going to scream and shout and you're going to expose yourself. Are you getting a report back to the administration now or are you? Do you have a direct line in? No, like me. I think that's why I've been so effective because I'm not working for the federal government. I'm just a one man going out and doing it. And if they want to see the video on extra on YouTube and then go investigate. Go ahead. I do. I wouldn't mind if they like sent me opened up some of the databases. Like I think they should open up all the databases to the public. And that's why they're actually having such a big problem with like fraud. And like New York for instance, like the home health care is like the number one business inside of New York right now is home health care. People will sign up to watch their grandmas and make money from the government. But New York doesn't want to give over that information. Which is a, which is a problem? If you've been in contact with Newsom. Not really know. No, he did have some key points. California acted first. He signed the Senate bill 664 in 2001 to ban all new hospice licenses years before the Trump of administration started talking about the issue and extended the moratorium through January of 2027. California is a top fraud recovery state. California ranked fourth in the U.S. in 2024 and dollars received per medical enrollee across civil and criminal investigations, leading all other large states including Texas, Florida and New York. Trump dismantled federal oversight. Have you heard all this stuff? I've heard about him with the moratorium. I think that, but like I said, the damage had already been done. The scent of autumn is in the air and guess what's back at Adams. Our irresistible cider doughnuts join us every weekend in October for this special yearly event we call doughnut passes by. Whether you're in the move for just one, we're planning to surprise someone with a six pack. So mark your calendars, grab a doughnut and a pumpkin spice latte and dunk. Hello, four, Adams, Veryker Farms. All right, I got a hot question for you. Ready? Ready. All right. So we actually use Claude AI to scrape the internet for the most viral moments tied to your name. And here's what it came up with. There was some controversy around your channel five interview with Andrew Callahan. A lot of people online were bashing you online for the word benevolent. What's your response to that interview? Yeah, that interview with Andrew, it was a two and a half hour long interview. He cut it down to an hour long interview. So imagine me and you come have this conversation for two hours and you just chop out an hour of the conversation. Every single you say, yeah. That's not how podcast works. And that was very messed up on his part, I believe, to go out and go about doing that. I was very kind. I let him come to the location where I had told him that film. He actually made me mad too. But first, so I had, I was like sent me two hours after I posted the video. I've been off functioning off of literally like six hours of sleep that day or six hours of sleep those past three days. I said, like, me and Andrew, boys, let's do the interview. I'm like, I don't like, I'm down to have a conversation. In the text prior, he's like, how I've been getting docs and stuff like that and said, yeah. Like, here's the location, come film. And so then I see the interview and I see, I'm like, wait, what is this? Like, this is like all chopped up. You don't put in your answers to the questions where you know you were wrong as well. Like, that's not a fair interview. And luckily, I had filmed it on the back end too. Nice. You released it. Yeah, I released it. Good man. And I'm not going to say that was my best interview by any means. Like, I wasn't functioning at 100% to be honest. I just thought like, like, I thought we were boys. And obviously, we weren't mad. And yeah, I mean, I messed up on the word benevolent, my bad. Have you heard, have you heard from him since he then made a full reaction video to the video. And what makes me mad is he knew that not to say the city I was in. And he does that in the reaction video. I was like, Kable, you just docs me. What an asshole. Yeah, exactly. Wow. Wow. You just met Elon Musk and you were rewarded $100,000 from X for your investigative article. What was your conversation with Elon Musk? And is there something bigger coming between you and Elon that you haven't announced yet? I think we both just wanted to meet each other. And with the first thing I said to Elon was just like, thank you. Said like, thank you for X for having a platform where real world change can take place. Because all these other social media platforms, like YouTube, for instance, I post that Minnesota video. It got four million views. I post on X, it got 150 million views. And within seven days, all together across all social media, across the internet, that video got four billion views. Whoa. Whoa. Four billion. Holy shit, dude. Yes. Holy cow. And I said, thank you. My whole channel has like two billion views. Yeah. So that Minnesota video is the most viral video, potentially ever in the internet, the most viral video on X. That's what they told me X as well. And so I said like, thank you. Like your platform is where real world change can happen. This can't happen anywhere else. And I don't think too many people actually like say thank you to Elon Musk. Like do people realize what he's actually done for society? Like between Starlink, between Tesla, between X, between the tunnels, like do people realize how much this man has done PayPal too? Like do people actually realize how much impact this man has had on society? And everyone just wants to demonize Elon Musk. And so I'm sitting there, I'm looking at him just eye to eye. I'm like, wow, like this man has done a lot for society. And he's taking his time to just talk with me. I think I think we both just wanted to meet each other and to have a conversation. I mean, not only that, he's also motivated an entire new generation of innovators. Oh. And they're all building not all of them, but a lot of them. I interview a lot of them. That's it, that's their inspiration. And a lot of them are building, are innovating things that are going to go along with his mission to Mars or whatever, whatever. I mean, it's just, it's, it's, it's huge. 100% and just inspired. Yeah. And just like the drive to still be doing this. Like he doesn't need to be like money, he's not money driven. Yeah. And everyone wants to get mad at him for having money. I'm like, that's just what happens when you provide such value to the world. Yeah. Yeah. And so we talk and I was super nervous to initially go in there. Because like the first floor of X is like the first, so there's the first floor of X is kind of like more like a common area. And like there's like a cafeteria and they have their offices where they're doing certain stuff. And then you get up to the second level where he's that. And that's like more, more like serious vibe. Like all the lights are dimmed. There's a lot more, a lot more like artwork of like the SpaceX, like the like X like the the galaxy and stuff like that. And then you get back to where Elon is and he has all his security and there's windows and he has security everywhere. Like almost nearly every single window. There's a security guard. And so then his assistant comes and grabs me and I walk over to Elon and take my hand, take me in. We have this conversation. And we like like I said, the first thing I said is like thank you, like for what you've done. And I told him like some things I think he like that X can improve on. And then I was super nervous. I had like a whole itinerary of stuff. I thought I was going to have to like lead this conversation. And then we just started talking about like the fraud and his experience with exposing the fraud and like how incompetent the government can be at times. He told me like and PayPal when they're building PayPal they've like come up, they'd make these cases of the people that are committing the fraud and give them to the FBI. And he'd be like go like like rest these people and the FBI wouldn't do it or take a longer time. And he kind of talked about how kind of incompetent the government can be. And then we just talked about like how corrupt it is and like how suppressed we could become what will happen if we do become suppressed and oppressed from from the government. What does he say will happen? Potentially like a work at breakout or states that could could start to succeed. We talked I mentioned like yeah, like one of the reasons why I got into this is because I started to see what's happening in the UK. I told him this and he's like I can't go to the UK. He's like he said I think I'd be arrested. And he says people don't realize how bad it is until we are oppressed to a point. Yeah. Man. Can you imagine being in my position just like sitting there talking with Elon? He was very surreal. I'll bet it was man. I'll bet it was. You want to hear something funny hello? Yeah. So I probably had like the craziest 72 hours of my life because within 72 hours I met the richest man in the world then the most powerful man in the world talks about meeting and cabinet meeting and then I meet the vice president as well all within 72 hours. Pretty cool isn't it? Yeah. I also went to seven different states in between those 72 hours. It's like make all the stuff happen. Life's a hell of a ride isn't it? Yeah it really is. It's fun. Not bad. It's awesome. Well Nick I can't wait to see what of what you got coming next. - Thank you. - Pfft. - Keep going, man. - I will. - Supporting. - Thank you. You've been actually one of the first people who I openly supported me. I remember seeing your tweets like. You said something about like this kid has it, essentially, and then someone's like, someone's like, "What do you make you think that?" And you literally said, "Just wait." - You can see. - I was right, wasn't I? - You were. (laughing) - That was sad. (dramatic music) - No matter where you're watching the Sean Ryan show from, if you get anything out of this at all, anything, please like, comment, and subscribe. And most importantly, share this everywhere you possibly can. And if you're feeling extra generous, head to Apple Podcasts and Spotify and leave us a review.

Podcast Summary

Key Points:

  1. Chime offers fee-free banking with no overdraft, monthly, or minimum balance fees, providing a transparent and accessible alternative to traditional banks.
  2. The speaker, Nick Shirley, exposes systemic fraud in U.S. government programs, including Medicaid (Medi-Cal), hospice care, daycares, and voting systems, citing massive financial discrepancies and fraudulent enrollment.
  3. In California, over 1,500 hospices operate in LA County, with some concentrated in a single building, and fraudsters use medical beneficiary numbers to enroll patients without their knowledge, leading to dangerous denials of care.
  4. Fraud is deeply entrenched, with data showing a 100%+ increase in Medi-Cal spending despite stagnant population growth, and significant fraud in voter ID systems where people as old as 126 vote without ID or verification.
  5. The speaker faces intense threats from organized groups, including Russian and Armenian actors, who warn against investigating fraud, indicating a high level of intimidation and anti-exposure tactics.
  6. A federal fraud task force has been formed under Vance to improve inter-agency coordination, but critics argue it hasn't stopped systemic fraud or led to major prosecutions.
  7. Homelessness in California is exacerbated by an "industrial complex" where NGOs profit by housing low-income individuals, often charging minimal rent while receiving government subsidies.
  8. The speaker highlights the public’s growing awareness of fraud, with widespread support despite backlash from a small, vocal group, and calls for transparency, voter ID, and government accountability.

Summary:

S. public programs, focusing on California’s Medi-Cal system, hospice fraud, voter ID loopholes, and the homeless industrial complex. He documents how fraudulent enrollment in hospices and daycares—using medical beneficiary numbers—has led to denial of care and deaths, while voter fraud thrives in states like California, where no ID is required and signatures are unverified.

He reveals that fraudsters operate in coordinated networks, with some hospice services concentrated in one building, and that $200 million in fraud is estimated annually in just one program. Shirley also details threats from organized groups, including Russian and Armenian actors, who attempt to intimidate him, highlighting the risks faced by whistleblowers. Despite government efforts like a new fraud task force, systemic issues persist due to lack of oversight and enforcement.

Public reaction is mixed, with strong support for transparency and reform, especially from those affected by fraud, but significant backlash from a vocal minority. Shirley calls for immediate action, including mandatory voter ID, tighter government oversight, and increased public access to financial and health program data. S.

institutions, where billions in taxpayer money are lost to systemic fraud, and citizens face rising risks of exploitation and neglect.

FAQs

Chime offers fee-free banking with no overdraft, monthly, or minimum balance fees. It provides 5% cash back on selected categories like gas or groceries and helps build credit through everyday spending without a credit check.

No, Chime is a fintech company, not a traditional bank. Its banking services are provided by Chime's bank partners.

Yes, you can overdraft up to $200 with Chime, and there are no fees for this service.

There is significant fraud in California's Medi-Cal and home health care programs, with a reported over 100% increase in spending despite no rise in enrollment. Fraudsters use medical beneficiary numbers to enroll people in hospice without their knowledge.

Fraudsters obtain medical beneficiary numbers and enroll individuals in hospice or home health care programs, often without the person knowing. These enrollments lead to denied medical services and potentially life-threatening delays, especially in emergencies.

While California has initiated some actions, such as a fraud task force, officials have been criticized for not stopping the 'bleeding' of fraud. The number of hospices in LA County has increased dramatically, and many are operating in a single building, indicating systemic issues.

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