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refund-blob-drift{0%,to{transform:translate(0) scale(1)}33%{transform:translate(20px,-20px) scale(1.05)}66%{transform:translate(-16px,24px) scale(.95)}}@media (prefers-reduced-motion:reduce){.refund-blob{animation:none}}.refund-article{position:relative;z-index:1;max-width:720px;margin:0 auto;font-family:inherit}.refund-hero{margin-bottom:96px}.refund-kicker{display:inline-flex;align-items:center;gap:10px;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.22em;color:var(--blue-font-dark);margin-bottom:36px;opacity:0;animation:refund-fade-up .9s ease-out .1s forwards}.refund-kicker-dot{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--blue-font-dark);animation:refund-dot-pulse 2.4s ease-in-out infinite}@keyframes refund-dot-pulse{0%,to{opacity:.4;transform:scale(.9)}50%{opacity:1;transform:scale(1.15)}}.refund-hero-title{font-family:inherit;font-weight:800;font-size:clamp(38px,6vw,64px);line-height:1.08;letter-spacing:-.02em;margin:0 0 40px;color:var(--font-color)}.refund-hero-title em{font-style:normal;color:var(--blue-font-dark);position:relative}.refund-hero-title em:after{content:"";position:absolute;left:2%;right:2%;bottom:.05em;height:.08em;background:currentColor;opacity:.2;transform-origin:left;transform:scaleX(0);animation:refund-underline .9s cubic-bezier(.2,.7,.2,1) 1.4s forwards}.refund-line{display:inline-block;opacity:0;transform:translateY(24px);animation:refund-word-rise .9s ease-out forwards}.refund-line-1{animation-delay:.28s}.refund-line-2{animation-delay:.42s}.refund-line-3{animation-delay:.7s}.refund-line-4{animation-delay:.84s}@keyframes refund-word-rise{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes refund-underline{0%{transform:scaleX(0)}to{transform:scaleX(1)}}@keyframes refund-fade-up{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.refund-byline{display:flex;align-items:center;gap:18px;font-size:13px;font-weight:500;letter-spacing:.03em;color:var(--nav-color);opacity:0;animation:refund-fade-up .9s ease-out 1.7s forwards}.refund-byline-rule{width:48px;height:1px;background:currentColor;opacity:.5}.refund-reveal{opacity:0;transform:translateY(32px);transition:opacity .8s ease-out,transform .8s ease-out}.refund-reveal.refund-revealed{opacity:1;transform:translateY(0)}@media (prefers-reduced-motion:reduce){.refund-reveal{opacity:1;transform:none;transition:none}.refund-byline,.refund-hero-title em:after,.refund-kicker,.refund-line{animation:none!important;opacity:1}.refund-hero-title em:after{transform:scaleX(1)}}.refund-section{margin-bottom:72px;position:relative}.refund-section-label{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.16em;color:var(--blue-font-dark);margin:0 0 18px}.refund-body{font-size:17px;line-height:1.72;color:var(--font-color);margin:0 0 20px;max-width:640px;font-weight:400}.refund-body:last-child{margin-bottom:0}.refund-body em{font-style:italic;color:var(--blue-font-dark);font-weight:500}.refund-body strong{font-weight:700;color:var(--font-color)}.refund-body a{color:var(--blue-font-dark);text-decoration:none;border-bottom:1px solid rgba(52,111,187,.4);transition:border-color .2s ease}.refund-body a:hover{border-bottom-color:var(--blue-font-dark)}.refund-lead{font-size:19px}.refund-emphasis{font-size:19px;font-weight:600;font-style:italic;color:var(--font-color);line-height:1.5;margin-top:24px;padding-left:18px;border-left:3px solid var(--blue-font-dark)}.refund-rules{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-gap:16px;gap:16px;max-width:640px}.refund-rules li{display:flex;align-items:flex-start;gap:18px;padding:22px 24px;border-radius:14px;background:rgba(52,111,187,.05);border:1px solid rgba(52,111,187,.18);transition:transform .2s ease,border-color .2s ease,background .2s ease}.refund-rules li:hover{transform:translateY(-2px);border-color:rgba(52,111,187,.4);background:rgba(52,111,187,.08)}.refund-rule-badge{flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;padding:6px 12px;border-radius:999px;background:var(--blue-font-dark);color:#fff;font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;line-height:1;margin-top:2px}.refund-rules li>div{font-size:16px;line-height:1.65;color:var(--font-color)}.refund-rules li strong{font-weight:700;color:var(--font-color)}.refund-rules li em{font-style:italic;color:var(--blue-font-dark);font-weight:500}.refund-list{margin:8px 0 20px;padding:0;list-style:none;max-width:640px}.refund-list li{position:relative;padding:12px 0 12px 22px;font-size:16px;line-height:1.65;color:var(--font-color);border-bottom:1px dashed hsla(0,0%,50%,.2)}.refund-list li:last-child{border-bottom:none}.refund-list li:before{content:"";position:absolute;left:2px;top:22px;width:6px;height:6px;border-radius:50%;background:var(--blue-font-dark);opacity:.7}.refund-list li strong{font-weight:700;color:var(--font-color)}.refund-list li a{color:var(--blue-font-dark);text-decoration:none;border-bottom:1px solid rgba(52,111,187,.4)}.refund-list li a:hover{border-bottom-color:var(--blue-font-dark)}.refund-pullquote{position:relative;margin:80px 0;padding:0 0 0 52px;max-width:640px}.refund-quote-mark{position:absolute;top:-44px;left:-8px;font-family:Georgia,Times New Roman,serif;font-size:160px;line-height:1;color:var(--blue-font-dark);opacity:.18;pointer-events:none;-webkit-user-select:none;-moz-user-select:none;user-select:none}.refund-pullquote blockquote{margin:0;font-size:clamp(24px,3.4vw,34px);font-weight:700;line-height:1.25;color:var(--font-color);letter-spacing:-.01em}.refund-pullquote blockquote em{display:block;color:var(--nav-color);font-size:.6em;font-weight:400;font-style:italic;letter-spacing:0;margin-top:4px}.refund-highlight{position:relative;display:inline-block;color:var(--blue-font-dark)}.refund-highlight:before{content:"";position:absolute;left:-4px;right:-4px;bottom:.05em;height:.3em;background:var(--blue-font-dark);opacity:.16;border-radius:2px;z-index:-1;transform-origin:left;transform:scaleX(0);transition:transform .7s cubic-bezier(.2,.7,.2,1) .2s}.refund-pullquote.refund-revealed .refund-highlight:before{transform:scaleX(1)}.refund-closing{margin-bottom:88px}.refund-ctas{display:flex;gap:12px;margin-top:32px;flex-wrap:wrap}.refund-cta{display:inline-flex;align-items:center;gap:10px;padding:13px 22px;border-radius:10px;font-size:14px;font-weight:600;text-decoration:none;transition:transform .2s ease,background .2s ease,color .2s ease,box-shadow .2s ease,border-color .2s ease;letter-spacing:.01em}.refund-cta-primary{background:var(--blue-font-dark);color:#fff;box-shadow:0 8px 22px rgba(52,111,187,.3)}.refund-cta-primary:hover{transform:translateY(-2px);box-shadow:0 12px 32px rgba(52,111,187,.4)}.refund-cta-primary:active{transform:translateY(0)}.refund-cta-ghost{background:transparent;color:var(--font-color);border:1px solid hsla(0,0%,50%,.3)}.refund-cta-ghost:hover{border-color:var(--blue-font-dark);color:var(--blue-font-dark)}.refund-signature{display:flex;flex-direction:column;align-items:flex-start;gap:12px}.refund-signature-rule{width:64px;height:2px;background:var(--blue-font-dark);opacity:.55;margin-bottom:4px;border-radius:2px}.refund-signature-line{margin:0;font-size:16px;font-weight:500;font-style:italic;color:var(--font-color);max-width:560px;line-height:1.5}.refund-signature-mark{margin:0;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--nav-color)}@media (max-width:768px){.refund-page{padding:110px 22px 90px}.refund-hero{margin-bottom:64px}.refund-kicker{margin-bottom:24px}.refund-hero-title{margin-bottom:28px}.refund-pullquote{margin:52px 0;padding-left:32px}.refund-quote-mark{top:-32px;font-size:110px}.refund-section{margin-bottom:52px}.refund-body{font-size:16px}.refund-emphasis,.refund-lead{font-size:17px}.refund-rules li{flex-direction:column;gap:12px;padding:18px 20px}.refund-list li,.refund-rules li>div{font-size:15px}.refund-blob-1{width:280px;height:280px}.refund-blob-2{width:340px;height:340px}}@media (max-width:480px){.refund-ctas{flex-direction:column;align-items:stretch}.refund-cta{justify-content:center}}